AmeriSave Mortgage Reviews
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About AmeriSave Mortgage
AmeriSave Mortgage Corporation (NMLS #1168) is an online, direct-to-consumer lender that offers home purchase loans in 49 states and Washington, D.C. The company also has refinance options for those who want to adjust their rate or term or take out cash. AmeriSave states that it has helped over 730,000 borrowers, funding over $130 billion in loans since it was founded in 2002.
Visit www.amerisave.com- Lock in rate for up to 90 days
- Loan officers available to answer questions via chat
- Closing in as little as 25 days
- Reviewers frequently praise helpful staff
- Not available in New York
- Nonrefundable $500 fee to lock rate for 90 days
- Document requests can be excessive
AmeriSave Mortgage Reviews
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Reviewed June 20, 2016
I've found the processes and people very easy to do business with. This is the second time I've refi'd with Amerisave. Tried to work with another lender, but the cost was way too high and their processes were not as smooth.
Reviewed June 18, 2016
Niki ** has made the experience with Amerisave the perfect one. She is understanding and on top of everything going on. She has made this process from a terrifying one to a smooth and easy one.
Way to go Nikki! She is great. Thanks for the feedback Jason!
Reviewed June 18, 2016
So far the process has been great. Our Loan Originator, Mr. Ken ** has been thorough, professional, and greatly assisted in making this a favorable experience. We trust processing and underwriting will be as smooth and efficient. Thanks, keep up the great work, and we're looking forward to closing on time!
Reviewed June 17, 2016
Professional in handling my refinance and were always available for questions or to give me assistance. This is my second experience in refinancing with Amerisave.
Thanks for the review and repeat business Kay. We value your business.
Reviewed June 16, 2016
This has been a smooth, prompt experience with excellent Customer Service.
Reviewed June 16, 2016
Amerisave has been very helpful and straightforward in my loan process so far and everything is going great. Looking forward to owning my first house. Thank you Amerisave.
Reviewed June 15, 2016
Amerisave was very thorough and detailed throughout our refinance process. I would recommend them to others and would use them again.
Reviewed June 14, 2016
Jacqueline and Will were great to work with. They did all they could to move the loan process along as quickly as possible. We are very satisfied with this company.
Reviewed June 14, 2016
We had an excellent experience with AmeriSave. Casey **, our loan originator, and Karen **, our loan processor team lead, were exceptional!!! They were available and answered all of our questions. As first-time homebuyers, they made this process seem easy. I would highly recommend AmeriSave and Casey and Karen!
Reviewed June 14, 2016
So far my experience with Amerisave has been awesome. Holly is our loan officer and Adam is our loan processor. Both have answered all my questions in a timely matter and reassured me when I was stressing. Our loan is in underwriting now and we should know if our loan will close by the end of this week. I will refer anyone I know to Amerisave.
Reviewed June 14, 2016
Sharon ** is the best loan agent ever. Thank you Amerisave for a easy time in buying of our new home. Thank you personally Sheri for being the best at what you do!
Reviewed June 13, 2016
The follow up and follow through was great. They did everything they said they would. Made it very easy to do business with.
Reviewed June 13, 2016
Everyone I've interacted with was friendly and knowledgeable. Kept me inform of the process and steps moving forward. They weren't pushy like other companies.
Reviewed June 13, 2016
Everything was quick. Most of the process is handle online, which makes it convenient for me. Plus I got a great rate!
Reviewed June 12, 2016
Excellent communication, helpful, quick response.
Reviewed June 11, 2016
Refi - great service. People would call you back and they kept in touch. Online service was good also and the closing is set for June 20.
Reviewed June 11, 2016
Process is mostly handled online and some by phone at your convenience...
Reviewed June 10, 2016
Very prompt and excellent service.
Reviewed June 9, 2016
Amerisave was the best rate available. Everyone was very helpful.
Reviewed May 23, 2016
This is by the far the WORST lender I have ever dealt with. My husband and I were in the process of buying our 3rd home (1st time using AMERISAVE) both previous times we went with Wells Fargo and everything was smooth. We both have very good credit and were putting down 20% for the loan and getting a 15% year Fixed Loan. Our townhome was appraised by one of their authorized appraisers and it got appraised more than the asking price. AMERISAVE locked us in with a great interest rate. That was the only good news we had from them. Everything turned downhill from the time our application went into the underwriter.
At the beginning everything seemed pretty flawless and efficient from their part, but after submitting all the documentation they needed from us for the file, the nightmare began. The Processor (Theresa) was the messenger between the underwriter and us. While she was professional and courteous throughout the deal, we were given false promises that everything was going smooth until the last min. We applied for the loan on 3/17/16 and our rate was locked up to 5/17/16. We wanted to close by 5/16/16 and they said that shouldn't be a problem at all. However until 5/13/16 they didn't approve our loan or provide a loan commitment despite of sending all the requested documentation multiple times. When the loan was finally approved on 5/13, they messed up and scheduled the closing for 5/17 (despite of our request to close on 5/16 since we had to move out of our existing residence).
Since we couldn't do the closing on 5/17 then they rescheduled the closing for 5/20. Until 5/18 morning we still had not received our final numbers for the loan and when I contacted my attorney, they too informed how difficult it has been to receive any feedback from the processing department, same conveyed by our closer. Finally, I contacted AMERISAVE again on 5/18/16 morning to get back to me on the status of our final numbers and logged into their Online System to check if everything was okay, to my shock, they had revoked the previously approved loan and changed the loan status back to approval pending. When I fanatically inquired this from our processor, she advised that the underwriter STILL needed additional verifications and documentation from us. It is unimaginable and unacceptable to receive an APPROVAL from a lender and 48 hours before the closing to get it revoked.
By that time we have had enough with this lender, who promised us the sun and moon at the beginning but never did anything to actually materialize anything. Fortunately, we had the funds to close this deal and therefore we told them on 5/18 that we wanted to cancel our loan since were going ahead as a cash purchase. Then the Loan Originator (Bryan) again who was very professional and courteous at the beginning called me and apologized for the ordeal we'd gone through and said he would do whatever he could to make the deal happen on 5/20. However we said we have never worked with a lender who first approves a loan and then revokes it without customer's knowledge just 2 days prior to a closing and the last thing we wanted was to hear there was some other issue on the morning of the closing. Hence we went ahead with this as a cash purchase and closed successfully with our own funds.
Also Bryan (loan originator) promised to get back to me within a day or two via email on how they can offer us a better solution to mortgage the property after we close it with cash on 5/20 in order to make sure they do the right thing by us, but that was another false promise as I haven't heard from anyone from AMERISAVE via email or phone since the last time I spoke to them on 5/18. I'm begging people to be aware when dealing with this lender. The underwriters should not do this to any other innocent people as its people's primary residence we're talking about. If we did not have the funds to purchase the townhome, we would have been at their mercy and gone under immense stress since they cancelled the loan last min. If this is how they treat people with good credit and funds, I can only imagine how they deal with innocent people with poor credit and savings.
Reviewed May 18, 2016
I was in the process of completing a mortgage refinance loan, working with Chris **. I was pleased with the way everything was going at first, then the process started to slow down so I decided to look further into the reviews for Amerisave. What I started to see was that the original reviews I read that made me decide to use Amerisave were all from customers who weren't yet through the process. This is because they (Amerisave) will start out very aggressively trying to get all the documentation and the appraisal scheduled and during this time they send you e-mails asking you to review your experience. Since things go smoothly in the beginning, all the reviews are largely positive.
What I came to discover is that this company will lie to you to get you to the point of closing, then throw some unmentioned detail or change what they originally told you. In my experience, I was told that the loan I was applying for would only require me to spend $600 out of pocket and nothing at closing. This was based on my current payoff and the loan amount we were seeking. As it turns out, once I got to the point of my loan being sent to underwriting (after I paid for the appraisal), I was told I would need to have $2,500 at closing! This was to cover my escrow for my taxes and insurance, which they knew in the beginning I would need!
Through my research, I found many customers have had the same issues I have had. Believe me, I am not just a disgruntled customer just looking to make this company look bad. I do not want to see other consumers taken advantage of like I was. I was lied to so that Amerisave could get me to pay for the appraisal and reel me in to the point of feeling like I had to go to closing and come up with the money out of pocket. They had all the information. They needed to tell me this in the beginning, but didn't because they needed me to get through the appraisal. Don't just take my word for it, this company is a scam!!!
Jennifer, we are sorry to hear about your experience and are currently researching your statements to see if there's an opportunity to improve our service. Please contact us at customerservice@amerisave.com if we can do anything for you.
Reviewed May 11, 2016
We have just completed refinancing our second home with Amerisave. The long and tedious process was fraught with issues, some of which I have listed below. Please note that items in quotes were taken directly from emails received. We realize some of these items may be the result of state or federal rules while others might be company protocol. However, some of these issues are clearly the result of poorly educated and/or poorly trained personnel. Perhaps Amerisave should address these in order to improve the process for other customers.
We provided all requested document within days. When presented with the initial loan application, we discovered a number of errors. Instead of simply making the corrections, we were told, “The majority of this confusion comes from the fact that you filled out the application yourself.” We never filled out this document! Amerisave personnel erroneously transferred data. When corrections were made, new errors appeared. This process continued for several iterations. We were finally told that "the data is not critical to the process."
People reviewing the documents provided displayed a complete lack of understanding regarding the differences between a co-op and a condominium. Our tax return contains deductions for mortgage interest and real estate taxes. Supporting documents, including a 1098 from our co-op, clearly indicated the portion of our building’s mortgage interest and real estate taxes that we, as co-op owners, are entitled to deduct. This resulted in a request to provide information regarding a non-existent mortgage on our co-op.
Upon receiving the appraisal, we questioned the valuation. We pointed out that, based on the average square foot value of comparable units in the same complex, our unit should have generated a much higher value. No acceptable explanation was provided to us even after we filed an appeal and provided several additional recent sales. When we complained, we were very unprofessionally told that “If you really want detail call the appraiser. If that’s not good enough I’ll cancel the application. No big deal!”
During the process, we asked several questions. These were not always acknowledged and sometimes left unanswered. An issue arose regarding the condo’s insurance. Apparently, an Amerisave employee requested more information than is normally required. The insurance agent that handles the condo’s insurance replied – “We provide the same certificates to least 30 lenders a day. All of the lenders accept them and process the loans without problem. Your lender has made the unusual request of the entire policy. In all my 25 years, specializing in Condo insurance, we have maybe had one other Lender, request the entire policy.”
When funds that might be due back to us were questioned, one person provided a $1,500 maximum while another told us the amount was $2,000. We discovered that the payoff amount on the old mortgage was out of date. The response we received was, “We are not required to order another payoff statement.” As it was two payments behind, I obtained the correct payoff document that was at last reluctantly accepted.
At the closing, we discovered that documents sent to the notary contained the initial mortgage and monthly payment amounts rather than those agreed to. After several calls, the correct documents were emailed. We were told the package would contain 150 pages. As we reviewed the new documents we discovered only 109 pages had been sent. At that point, we were unable to contact the proper person to confirm if this was a simple misstatement or if 41 pages were in fact missing.
There are other examples, too numerous to mention. Had we been initially presented with a clear, concise and complete explanation of the procedure it would have saved a lot of grief and aggravation. All we can say is that the lack of knowledge, professionalism and accountability on the part of Amerisave personnel leaves a great deal to be desired.
First, I'd like to thank you for being a repeat customer of AmeriSave. I'm sorry the experience you had the second time didn't meet your expectations. Second, thank you for taking the time to write a really well thought out and detailed review. We are looking into your file and will use what we find to better educate our employees about the intricacies of co-ops as well as identify areas where we could improve our process and communication to our valued borrowers.
Reviewed May 3, 2016
I had bad experience with Amerisave Mortgage about refinancing, I could not trust them. Begin with agreement closing fee was 1800$ and company will credit back 500$. During processing they want to increased closing fee about 4000$ by asked me to sign the difference disclosure pack, but did not discuss with me about that fee increase. I found out by do the math of detail of transaction. That is Ameriunsave instead Amerisave.
Reviewed April 30, 2016
I love the online interface--the complete spectrum of quoting options allowed me to consider all different types of mortgage with detailed costs and make my own comparison and choice. Regular brokers only know and offer whatever people want most of and quoting alternatives seems to be a hassle for them. After starting the process, having all my documents submitted and viewable online, with a detailed status tracker, is tremendously useful and keeps me from emailing the broker or originator every day as I have with other companies. The people I've worked with, originator and processor, have both been very easy to reach, happy to help, and couldn't be better to work with on the few occasions I've needed to speak with someone directly. I'm just clearing conditional approval now but I think Amerisave is just terrific so far and would be the first mortgage company I'd use twice.
Reviewed April 27, 2016
We refinanced two loans with Amerisave. They had the best rates and stood behind their product. I loved being able to see my loan status online. I also like the option of uploading my documents which made everything easier. When I had a question, Amerisave was very responsive. Shirvica handled both loans and did a great job of keeping me up to date on everything.
Thanks for the review, Pam! We are happy to hear you enjoyed our services. Way to go Shirvica!
Reviewed April 27, 2016
My loan officer Holly, was very patient, knowledgeable,and courteous! A refinance can be somewhat stressful not knowing the process very well. She made me comfortable that my best interests were being met during the decision making!
Holly is great! Thanks for reviewing us Bret, and we are glad your experience with AmeriSave was enjoyable.
Reviewed April 21, 2016
Will and Joseph really made this process very painless. My family and I had a few personal issues come up and Will and Joseph were more than respectful and patient while we worked through these issues. Thanks again Will, Joseph and the whole Amerisave team.
You're welcome, Ronald! Thanks for the review. Way to go Will and Joseph, you guys are awesome.
Reviewed April 14, 2016
I applied for a loan on Sunday. After putting in all your personal information, it ran my credit and put a list of all required documents to get pre-approved. I expect that I will have to provide every piece of my financial picture from my bank account numbers, IDs, etc to finalize a mortgage. But I was shocked when they asked for all of it for the pre-approval with a deadline of the end of Sunday.
The problem with having a large savings is that you are paranoid all the time of identity theft. This company is not for you. In order to meet the document deadline, they offer a service where you can put in all your login IDs and passwords for your banks. NO, not going to happen. They asked for copies of all our bank accounts from retirement through checking. That takes a long time to download and upload 5 or 6 accounts with 2 statements per account. They also want copies of your ID which is normal.
Add it all up and you have everything you need to steal someone's ID. That is when it got weird. I got over 10 emails the next day. Then the phone calls started. A guy named Jeff ** called. Then a guy named Mark ** emailed me to call him. Then Patrick emailed and called us. I called Mark. He started asking what kind of mortgage I was in the marked for. Red alarms started going off. I asked why he doesn't know what kind of mortgage I applied for but then he pulled up the information. He said my employer needed to send him an employment verification form before we went any further. My employer said Amerisave needed to fax them their form, not the other way around. I emailed Mark, but got no reply.
So I got impatient after a day or so and called him. Then I logged in and saw that my loan is suppose to be handled by Patrick. I called Amerisave and said Patrick is my loan officer. I asked them who Mark and Jeff were. They said that my loan was still open so anyone can view the application, which means to me that any loan officer can see your credit report, bank account numbers, and ID. Thanks Amerisave for making all my sensitive information public. Now they are going to say they didn't, but then why are all these people calling and emailing me with access to my documents?
Sandra, we take data privacy very seriously. Only authorized employees have access to your financial information, and never your actual account logins or passwords. These employees are licensed, federally and state regulated financial professionals. We are a financial institution just like your bank, your information is secure.
Reviewed April 13, 2016
I will have to say that everything started ok. Brad was very helpful and seemed to be very attentive. Then once the appraisal was complete it all stopped. Days would go by without hearing a word. Then only after contact was made with Jeremy would we hear from Brad. Then we would be asked to send information that had already been sent sometimes 2 or 3 times. Then it went to title and much of the information had not been passed on to them and again we are asked to send information. Then a week goes by with no contact or replies to emails or phone calls. Then when we say that we are very frustrated and ready to pull out then and only then does Brad make contact in a way that was very rude and unprofessional.
Within a couple hours we are contacted with a form letter stating that we are not approved for missing information. These items had been sent or addressed by email, fax or phone calls in the beginning of the whole process. I feel that I was lied to by Brad so in order he would get paid his commission for loans being started by him. Once the appraisal was started he stopped working for me. I will not ever recommend Amerisave to any of my friends or family. Remember 1 happy customer equals 10 more customers but 1 unhappy customer equals 100 lost customers.
We're sorry you had a negative experience. We will look into your statements. For the record, Loan Originators are not paid for starting loans, only for finishing them.
Reviewed April 7, 2016
The AmeriSave website is great to help choose a loan, and to keep up-to-date in the process. The staff is very responsive and helpful as well.
Thanks for the review, Tim.
Reviewed April 7, 2016
The process is very simple since you can scan and upload all required documents. This helps save time and expense, and is convenient for me. The response times I have had for inquiries have been handled quickly and clearly. The process was clearly laid out for me, and we've followed that as expected.
Thanks for the positive feedback, Mike. We are glad to hear you enjoyed our services.
Reviewed April 7, 2016
We were reluctant to complete loan process over the internet, but the staff at Amerisave were professional and made it simple.
Thanks Marvin, we're glad you like our services.
Reviewed April 6, 2016
Professional, fast and the process is easy to understand.
Thanks for the review, Dean.
Reviewed April 6, 2016
Loan originator and loan processor were great working with. Seemed like unimportant documents were needed to process and close the loan but overall a great experience. If applying for a loan with Amerisave be ready to provide a boat load of documentation. That would be expected from any bank.
Thank you for the review! We appreciate your business.
Reviewed April 6, 2016
Our loan officer was steady and consistent. He was very knowledgeable and quick to get back with info and answers. The terms of our agreement have held.
Thank you, Regina. Our loan officers are great! We appreciate your business.
Reviewed April 5, 2016
All the people I have worked with have responded to me in a timely fashion. They have provided assistance to me in order that I could provide the required information and understand their procedures.
Reviewed April 4, 2016
I had positive response during the entire loan application process. Low closing costs and good lender credit were a plus to convince me at the beginning. But professional service, great communication and honoring what promised made me recommend Amerisave service to my own family.
Thank you, Jose. We are happy to hear you had such a great experience with us. We value your business.
Reviewed April 4, 2016
This is my 1st time doing a refi online. It was a pleasure. I dealt with Mike ** and he was so courteous, professional, knowledgeable and easy to talk to. I was so impressed by the quick response, whether by e-mail or phone call, to all of my questions. I would recommend Amerisave to anyone looking for a mortgage or refinance.
Thanks for your review Ann-Marie. Mike is great at what he does!
Reviewed April 4, 2016
Good job getting information to us and polite staff.
Reviewed April 4, 2016
The person I spoke with was extremely professional. He answered all my questions and was extremely helpful.
Reviewed April 4, 2016
Had the greatest experience! Everything went well, easy and smooth. Very helpful and knowledgeable staff. Thank you for making this process EASY!
Thank you, Mariya. We are happy to hear you had such a great experience.
Reviewed April 2, 2016
I have worked with many bank and mortgage company. They are the quickest to order the appraisal.
Reviewed March 31, 2016
Agent was awesome to work with. He was knowledgeable and answered all questions concerning our application. Made the process easy and highly recommend!
Reviewed March 31, 2016
Best customer service over five companies that we discussed the loan. Everything was explained thoroughly and our rep made sure we understood the many options so we were getting the best loan for our needs. He called back promptly and emailed information within a very short period of time. He made the process seem simple and looked for the best rates for which we would qualify.
Thanks for the review Karen. We value customer service here at AmeriSave Mortgage Corporation and we value your business.
Reviewed March 31, 2016
Everyone was very knowledgeable and respectful. Everyone was very patient and everything was executed as promised! From Adam to Ricky, all the way to the closing the entire process went very smoothly.
Way to go Adam and Ricky! Thanks for the review Sushmita, we value your business.
Reviewed March 31, 2016
Amerisave is the way to go! They have made the loan process quite easy. Their customer service is outstanding!
Reviewed March 31, 2016
Amerisave Mortgage Corp. provided me with a pleasant home refinance experience. I liked the computer process, wide variety of loan selection options, low rates and reasonable closing costs.
We are glad you like our services Raymond. Thanks for the review!
Reviewed March 30, 2016
Amerisave helped and went above and beyond to help me through this loan process. Would recommend them to anyone looking to finance or re-finance a home and or any other property. Great job!
Thanks for the future recommendations, Charles. We're happy we were able to help you through this process.
Reviewed March 30, 2016
It will take about 2 months for them to make a decision. They prolonged the entire lending process. By the time they can make a decision, the good rates are gone. The agent is very responsive UNTIL you decided to go with them. My advise: DO NOT use this company. I gave no star for this company. I am forced to give at least one star that I don't really want to.
We're sorry you had a negative experience with AmeriSave. Customer service is our priority and we apologize for letting you down. Please contact us at marketing@amerisave.com if you wish to discuss this further.
Reviewed March 30, 2016
Great service. Everything was very smooth and had great experience working with Amerisave.
Thanks for the review, Sandeep. Glad you enjoyed your service.
Reviewed March 30, 2016
Amerisave did a great job right from the time of initiation thru closure. Total transparency during the process and no hidden costs once terms agreed. The team was very responsive and always available for help, guidance and clarification. The website is equally great - provides accurate status anytime and very convenient/safe to submit documents.
Thanks for the positive feedback, Bhavesh. We value your business.
Reviewed March 30, 2016
I used Amerisave to refinance my home. I have used them many times over the years and have gotten fast, excellent service.
We are happy to hear you have had multiple positive experiences with us, Rajani. Thanks for the review!
Reviewed March 29, 2016
Amerisave gave me a repeat customer bonus and other additional credits.
Reviewed March 29, 2016
The loan originator and her assistant were extremely helpful in making sure I understood everything. They made sure everything was uploaded in time to move forward. They answered all my questions and got back with me quickly. I am now dealing with the processor. She has been very helpful as well. She has done a great job of looking over the submitted material and getting things through underwriting quickly. We are currently awaiting approval from underwriting and are eager to close.
Thanks for your review Shannon, We'll be sure to pass it on to Lauren and Shawanda. We appreciate your business.
Reviewed March 29, 2016
I had a great experience from start to finish. Refinancing is usually a very stressful process. Amerisave and its employees made it very easy by explaining and walking me through the refinancing process, answering all my questions and keeping with the timeline they had set from the beginning.
Glad we could alleviate some of the stress, Jack. Thanks for the review.
Reviewed March 29, 2016
Karen and Daniel were fabulous. Very knowledgeable and expeditious. Underwriting and Supervisors could learn proper Customer Service from them.
Reviewed March 29, 2016
This was the most painless loan process I have ever gone through. I now understand why they have the high ratings firsthand. I love their electronic scanning and constant email communication. I will be spreading the word about this company.
Thanks for the review, Sherry. A painless process is the goal!
Reviewed March 28, 2016
This is my second time working with an online lender, and it's been a pleasant working with AmeriSave. Both loan coordinator and loan processor are courteous and prompt with responses. Loan rate and terms are the same as quoted. Definitely will recommend AmeriSave.
Glad your experience has been pleasant, Doris. We value your business.
Reviewed March 28, 2016
Thank you for speeding up our mortgage and giving us a quick closing date and time. Love Amerisave Mortgage.
Reviewed March 28, 2016
The Team at Amerisave were so helpful and nice. They email and call promptly to let you know what is needed and the online portal is super easy to navigate. They were always available for questions even on weekends! Would definitely use them again and would recommend them to anyone!
Thanks for the review, Barbara. We appreciate your business.
Reviewed March 27, 2016
The speed of the process. The people are very professional and knowledgeable. I have to say Mr. Kristian ** really helped me a lot in the process. Great communications, prompt to return calls and answer my question to the best of his knowledge. The online program is marvelous and easy to use. This is the best service I ever had in real estate market. I was pleased.
Reviewed March 27, 2016
Amerisave gives best interest rate in market. They have professionals who help at every steps. They responded immediately whenever I had any question. They guided me completing my application. They keep closing cost down and match with the best rate in market.
Thanks for the positive feedback, Syed. We appreciate your business.
Reviewed March 27, 2016
Deborah, Mary & Sabrina are all a pleasure to work with. I never felt rushed as they kindly requested documents that they needed.
Way to go Deborah, Mary and Sabrina! They really are awesome. Thanks for the positive feedback, James.
Reviewed March 27, 2016
Patrick ** and Monique ** have been very helpful and patient with me especially with the downloads and uploads. That part of the process was confusing when we first began. Monique explained how to copy a file and upload. I will be forever grateful for their assistance.
Patrick and Monique are great employees! Thanks for the review, Mae.
Reviewed March 26, 2016
The whole experience thus far has been much easier than I expected. Each person has been so patient with me. Each step has been explained thoroughly. I've never been pressured to sign up. The guidance I've received has been without question the best ever.
Thanks for the review, Karen. We are happy you enjoy our services!
Reviewed March 26, 2016
We were totally keep up to date as the loan process progressed. Very easy to do business with no guesswork. Plain and simple. I was very pleased.
Reviewed March 26, 2016
Very pleased with the service that we have gotten from our loan processor and originator. Prompt communication and guidance throughout the process has made everything easy to understand and complete. I will recommend to anyone looking to get a home loan.
Thanks for the review, John. We are glad to hear you enjoyed our services.
Reviewed March 26, 2016
Salvador ** my loan originator so far has been very easy to work with and made the process of the refinance very understandable.
Reviewed March 25, 2016
My experience with Amerisave has been great so far. Everyone has been very helpful.
Reviewed March 25, 2016
So far so GREAT! I am extremely happy at the speed at which my mortgage refinance loan is progressing. It was just one week ago when I was first contacted by a Loan Officer with Amerisave Mortgage after submitting my request online for mortgage information and my loan is already in underwriting for final approval. After talking to several different mortgage companies, I found Amerisave to be the most knowledgeable, have the lowest interest rate and had the best online software for the quick and easy transmission of documents back and forth. Information pertaining to my loan is constantly updated and they let me know, step by step, where my loan is in the process. It's very user-friendly and very informative. I've obtained about ten mortgages in my adult life so far and I can honestly say, this is by far the best and easiest one. Thank you Amerisave!!
Thanks for the positive feedback, James. We appreciate your business.
Reviewed March 24, 2016
Our loan originator, Sean **, has been great to work with. He is upbeat, energetic and always available to answer any and all of my questions. Most important though... he is honest! I also like how easy it is to upload all the needed files. Directions are simple to follow. As a licensed Realtor, I recommend Sean to all my clients and wouldn't consider using anyone else.
Reviewed March 23, 2016
This is our first home refinance and our rep made it a smooth, friendly, and overall great experience. Thank you guys!
Reviewed March 23, 2016
Amerisave gave us a great rate and the best customer service. Michael, Lul and Daphne are the best in customer service and extremely detail oriented. They contacted us by email and phone when necessary and were patient if I did not get back to them right away. A pleasant experience. I would recommend Amerisave, Michael and his team to everyone needing residential financing.
Michael, Lul and Daphne, you guys are awesome! Thanks for the Review!
Reviewed March 23, 2016
Easy and fast service. Great people to work with. I even got my sister to refi her house.
Thanks for the referral, Nishant.
Reviewed March 22, 2016
People at Amerisave are very friendly and very accommodating. They are eager to help and answer all the questions. The interest rates are also very competitive.
Reviewed March 22, 2016
Brad ** of Amerisave has kept in contact with us the whole time and kept us informed on the status. It's nice to have a point person that is so responsive.
Brad is an awesome employee! Thanks for the review, Karen.
Reviewed March 21, 2016
Great experience, very fast, friendly people to work with.
Reviewed March 21, 2016
I've been using Amerisave for my mortgage needs. Their online application and rates are top notch. It's very easy to use and fast. I love the way I can upload and download documents and check status and get notified electronically. The customer service and experience is also great.
Glad you enjoy our services, Louis. Thanks for the review.
Reviewed March 20, 2016
The Sr. Loan Originator with whom I worked was very helpful and instructive in helping me find the best type of loan and rates. I would recommend him to others.
Reviewed March 20, 2016
I have been working with Amerisave Loans for the past couple of months to re-finance our home loan. Besides being the most competitive company with its rates, it has a wonderful website, which allows me to upload documents easily. All documents are kept organized. They are a great company to work with!
Reviewed March 18, 2016
Rebekah, our loan officer, has been extremely helpful in making sure that some of the challenges with our loan are being worked. It is clear that she thoroughly values the partnership we have in getting our loan complete. She sincerely cares about making sure that our needs are met and that closing our loan is a positive experience for us. Thank you Rebekah for your professionalism and following up with us.
Thank you for the positive feedback, Tamara. Rebekah is an awesome loan officer!
Reviewed March 18, 2016
Great Service. The Amerisave Service to customers is dependable, reliable, fast and humorous!
Reviewed March 18, 2016
Amerisave was referred to me by LendingTree and my experience is just in the preliminary stages of obtaining a mortgage loan. Bradley ** has been great to work with so far.
Reviewed March 17, 2016
We (my husband and I) like this company very much. Our agent and his assistant were friendly, warm, and courteous. Neither of us are especially tech-savvy but with their help we were able to do everything online in good time. They answered multiple questions patiently and thoroughly, both in phone calls and emails. Our agent and assistant are knowledgeable and have made this experience easy.
Thanks for the review, Sandra. Glad to hear you and your husband enjoy our services.
Reviewed March 17, 2016
There is so much to love about refinancing with Amerisave. I love the website to load up all the documents. It is so efficient, plus you can see exactly where you are with the process. My Loan Originator Gregg ** was very easy and responsive. My loan processor Randy ** was extremely personable and communicative. Everything happened in less than two months. My previous experience with another bank was very different. They were very disorganized, changed processors 3 times, too much, much longer and sent masses of emails requesting information. Thank you Amerisave!
Thanks for the positive feedback, Louise. We are glad we could help with your refinancing. We appreciate your business. Way to go Gregg and Andy!
Reviewed March 17, 2016
Agents very helpful in helping me retrieve info needed for my loan.
Reviewed March 17, 2016
The service is conveniently online and fast. The agents are nice and helpful.
Reviewed March 16, 2016
Perfect for the tech savvy borrower and personnel are professional and responsive to your questions at all steps in the process.
Reviewed March 16, 2016
Amerisave - great service. Always quick responses. Open communication with lender.
Reviewed March 15, 2016
They have been true to their word, redoing paperwork when necessary because they did match/beat another lender's offer within the 72-hour comparison shopping window. I appreciate the ability to review a list of rates and discounts, list of paperwork to submit, and ability to submit it all by uploading to their secure server. Very good customer service.
Thanks for the review, Karen. We value customer service and we're happy to hear you enjoyed our services. We appreciate your business.
Reviewed March 14, 2016
I am very pleased with the service and professionalism shown by the AmeriSave team of LO and support staff. They communicated with me on all aspects of the refinancing of our home and provided the exact loan I was looking for with the rate first promised. I have no complaints and would recommend their service to all.
Thanks for the review, Jack. Glad we were able to help!
Reviewed March 14, 2016
Very easy to get a great rate locked in online. Quick, Easy, and Transparent. I was able to lock in a full point lower, going from a 30 year to 15 year, all while paying very similar to what I had been paying on my 30 year; getting rid of the mortgage insurance was a big bonus. Both the loan originator and loan processor provided excellent customer service!
Reviewed March 14, 2016
This is my 2nd time refinancing my home mortgage with the Amerisave. I'm as happy and satisfied as I was the first time refinancing my home with Amerisave. They are just the best in business with a great low rates.
Reviewed March 13, 2016
If you need to refinance your or buy a new home, use Amerisave. Ken and Erick are great to work with. Everything is upfront and you will know what to expect. You can check your loan application status from your computer or phone. You can upload documents securely so no mailing and waiting forever. I will close my loan next week. Can't wait!
Reviewed March 13, 2016
Best loan rate, excellent customer service, easy to use website, very efficient process.
Reviewed March 13, 2016
Very knowledgeable staff. Always return calls and emails the same day with the answers I need.
Reviewed March 13, 2016
The refinance process with Amerisave has been wonderful. Our Loan Officer, Brad, has been extremely responsive, efficient and professional. Being able to upload all of our documents made it easy and fast. And Amerisave's rates and fees were the lowest we found. Thank you!
Reviewed March 13, 2016
Amerisave has an easy and user friendly on-line loan process and they respond promptly via e-mail and telephone. They go over the rates with you. Everything is upfront and transparent. Documentation is downloaded then uploaded very easily instead of using mail which takes time. If there is any issues that they need to get explanation from the user on they explain it in very simple terms so it keeps the process moving. If you have question they answer them promptly. A very pleasurable experience.
Reviewed March 12, 2016
Very happy with this online company, so easy to upload documents on the secure website. Amerisave has exceeded my expectations. They email you very quickly and also call you right away when I had questions. I was also constantly updated on the website and could track my progress. Would definitely recommend to anyone who I looking for a new mortgage or a refinance. Both the loan originator and loan processor provided excellent customer service!
Reviewed March 12, 2016
It was very easy and fast process. Sales person was not too pushy like many other lenders.
Reviewed March 12, 2016
Everything has been wonderful. It's been a pleasure working with Mr. Bryan **. He has done an EXCELLENT job!!! It was his kindness and genuine concern for the client that we chose AmeriSave over another company. Thank you Mr. ** for everything.
Reviewed March 11, 2016
I chose to work with Amerisave based on their rates, but their customer service has been outstanding! The communication has been excellent and timely, and I am very happy to be working towards closing on our new home with an Amerisave mortgage! I will absolutely refer them to anyone I know who is looking for a new mortgage!
Reviewed March 11, 2016
Rickey ** at AmeriSave Mortgage was super professional and got me refinanced and walked me step by step! Returned calls and emails within minutes with answers and solutions. An effortless process. Thank you for the professionalism. It was a consolation to know he had my back!
Reviewed March 11, 2016
From the moment I had my first phone call with my loan officer, I knew that I was going to be taken care of. I shared with my officer that I had tried to fill out other loan applications and the process was very complicated and time consuming. My loan officer walked me through the whole process and it was quick and easy. Our whole process only took about 5 weeks, which I felt was very reasonable. The website and loan officer and processor were very professional and a pleasure to work with. I would gladly recommend and do business with Amerisave in the future.
Reviewed March 11, 2016
Feel of local service RL from an online provider. Couldn't recommend more. Very easy process. All involved were super helpful.
Reviewed March 10, 2016
The things I like about the service AmeriSave has provided to date are the timeliness of the refinancing process and the skill of the personnel who assisted me, Michael ** and Karen **. They were both very professional and personable. They kept me abreast of my refinancing progress and were very responsive to my questions. Additionally, what I think I like the best about my experience with AmeriSafe is the easiness of the process. I like the utilization of state of the art technology through the use of their portal, which made the transfer of documents for signature and/or reviews easy, secure and convenient. I can honestly say that AmeriSave will be the first contact I'll make on all future real estate transactions.
Reviewed March 10, 2016
I refinanced my loan with Amerisave 2 times in the past five years and both time I was impressed with the easy to use website and responsiveness of the staff.
Reviewed March 10, 2016
The customer service has been great. Everyone is fast to response and very friendly. The process has been going very smoothly.
Reviewed March 10, 2016
All online. Easy to use, excellent communications from everyone.
Reviewed March 10, 2016
Jacob ** was amazing help. I couldn't believe how easy and stress free the process was.
Reviewed March 10, 2016
Was a first time home buyer. They helped and explained everything in detail. Website shows progress of loan and what needs to be done.
Reviewed March 8, 2016
So far the process has been easy.
Reviewed March 8, 2016
We felt like we were in very good hands. Robert and Erin are very professional and they were there for us every step of the way through our Refinance process. Amerisave was very competitive with their rates. We really appreciate both Erin and Robert's promptness with their responses with any questions we had which my wife and I value as a top priority when working with Mortgage companies. I would highly recommend Amerisave and would do business with them again in the future!
Reviewed March 8, 2016
The website is robust and easy to use and the process was seamless.
Reviewed March 8, 2016
I am use to working from the computer; and the on-line service from Amerisave has been exceptional. Much better that trucking back and forth to a bank. I love their portal for receipt of requests and transmission of documents. I don't have to print out all the pages of the "loan guide" but download it and read on-line. The bottom line is that we are within days of processing three purchases and the associated loans in one month. Thanks!
Reviewed March 6, 2016
Everyone was very professional. My questions were answered the same day if not within the hour. They were always on the ball and delivered a great loan and lending experience! Thank you Amerisave!
Reviewed March 6, 2016
My loan officer, Stuart ** is amazing. He worked with me and my daughter, on what I thought would be a challenging loan, since I had a short sale 9 years ago. He would speak with me at 8 pm, PCT and email me in the morning at 8 am PCT. The man doesn't sleep, he takes great care of his clients. And Michael **, the loan processor was great also. We plan to close this coming week. The whole process was very smooth, and I highly recommend Amerisave Mortgage.
Reviewed March 5, 2016
We have worked with Amerisave in the past and now again. Always pleased with the service and ease of the process.
Reviewed March 5, 2016
Tim, Kristen and Tarnaisa were great to work with! Very prompt, courteous and professional!
Reviewed March 4, 2016
Amerisave is great to work with when applying for a loan. Easy to contact via phone or email. CSR answers your questions thoroughly and completely. Very satisfied with their service.
Reviewed March 4, 2016
Rebecca ** has been a great help in getting my loan through the process in a quick manner. Very friendly and professional. The processor, Dallas, is on top of things.
Reviewed March 4, 2016
Pretty good online mortgage company. All staff are very informative and friendly... Good experience so far.
Reviewed March 3, 2016
Stuart ** and his assistant Monique has kept us notified of our progress on a weekly basis. Overall service has been great.
Reviewed March 3, 2016
The service from AmeriSave was great.
Reviewed March 3, 2016
The representative who assisted me, Wesley **, was incredibly helpful and knowledgeable. The website was user friendly and incredibly easy to navigate. I would definitely recommend them to a friend.
Reviewed Feb. 4, 2016
Applied for a mortgage with AmeriSave. I was told I would not have any problems. The loan kept getting stalled. Spent hundreds on faxes. Spent thousands on inspections and two appraisals. After the loan did not get done on time, I had to agree with the homeowner to forfeit my deposit if the extension the owner gave fell through again. Two days before the closing, I was told there was not enough appraisal comparisons for the loan to go through. So we had already given notice in Michigan where we were living, as we were moving to Florida.
I had to find a home to rent online through Zillow (Pretty scary) and paying double of what my house payment would have cost. I was told by AmeriSave that they would refund a portion of my costs. The promise was made at the end of October. Still no refund. Numerous calls and emails. All acknowledging the refund was on its way! As of today no refund and the home was sold for $6,000 more than what we would have paid. I have telling everyone I come in contact with to not use AmeriSave.
Reviewed Feb. 4, 2016
By far the best rate and closing costs I could find. On top of that my loan officer, Holly, is easy to work with and very responsive - a personal level of service that is hard to find these days.
Reviewed Feb. 2, 2016
Amerisave knows more about my finances than I do. They have all my info (3 times). 45 days is here. Rebecca is great and very responsive. Nikki is very busy and tries hard to close deals. Underwriting is slow. They have made 1,000's off me. Hope this closes soon.
Reviewed Feb. 2, 2016
Once we got working with our processor things have moved along quickly and smoothly. The website was really easy to use and understand. With many other lenders it felt like we were sheep talking to a wolf. Amerisave didn't feel that way and had very transparent rates and fees. We haven't closed yet, but are set to close on time.
Reviewed Feb. 2, 2016
From the moment of application Amerisave aggressively acted on the loan, communicated extremely well and in a timely manner, and had good tools with which to communicate and provide information. I received personal updates daily and was provided with good access to the loan information.
Reviewed Feb. 2, 2016
Seamless process! My team, Sonya ** and Dave ** are such an awesome team. They are very timely with follow up and forthcoming with information about the loan process. No hidden agendas. Ms. ** answered all loan related questions in layman’s terms so that I understood. I have the utmost trust and confidence in her and that's not easy for me. Not one time have I felt like a bother to them. As agents of AmeriSave they exemplify what excellence looks like. I'm sharing my experience with all my family, friends and anyone who will listen!!
Reviewed Jan. 31, 2016
Amerisave's personnel like Leon ** and his assistant did an awesome job and was there every step throughout the process so far to assist with any questions without fail. I would recommend Amerisave Mortgage Company to all my family and friends with 5 gold stars.
Reviewed Jan. 31, 2016
Very professional company to work with. Rate lock within minutes and helpful and knowledgeable staff to guide you through the process. Questions are answered in a very timely manner. The process is in online and easy to work with. The loan originator and processor were both extremely helpful.
Reviewed Jan. 31, 2016
AmeriSave has an innovative idea for customers to select their own rates and points. This is a Plus way to do business. It displays a fair system for customers to select. Some lenders don't reveal their rates and ask you to call in. Officer and Processor are collaborate with me to have my files for the Underwriter. It is nice to see what documents are needed to load without call in to ask. Very convenient to customers who are busy with work schedule. Way to go!
Reviewed Jan. 30, 2016
Dan ** was extremely responsive, knowledgeable and personable. He made us feel very comfortable through the entire process of refinancing 2 properties.
Reviewed Jan. 29, 2016
I have been well pleased with the way Amerisave rep has handled my acct. Very professional and expedient on all issues.
Reviewed Jan. 29, 2016
I very happy with the service received from the loan officer processors. Because of the professionalism and helpfulness, Amerisave comes highly recommended. I worked with Steven ** and Ann **. They are very responsive and took time to explain the process. They are an asset to Amerisave.
Reviewed Jan. 29, 2016
Amerisave made my loan process easy. Although this is my first time to get a home mortgage process, i used the internet to guide me. I begin searching to see where my credit score needed to be and reached people's views for a lender. My idea of a great lender would be rate from the better business bureau. One reason for this, there are many scams on the internet. I was looking for great rates and reasonable appraisals. After contacting my credit union, regions, trustmark, first bank, and sebonic. As a last result, I fundled onto Amerisave. I start off with blake and ended up with Nathaniel **. I was told he was no longer with the department. Nathaniel welcome me with open arms. He was such a gentleman to make sure he ask all the right questions and make me aware that he was available at all times. As a proud customer, I am happy to say, "Thank you Amerisave for making this transition."
Reviewed Jan. 29, 2016
Great mix between automatic processes and verbal communication. Website very well laid out and easy to understand.
Reviewed Jan. 28, 2016
These guys are very helpful and get the info to you in a very fast manner. You do not need to constantly remind/bug anyone to get you documents, rates, fees, GFE, TILA documents to you. Everything is done very fast. The loan process moves forward at a very good pace as long you provide what they need and everything is in a good standing order. I love the fact that you can view the interest rates and fees, etc whenever you want online and do not need to ask anyone all the time for that info.
Reviewed Jan. 25, 2016
Excellent automation of the process. Helpful support from officers and their support team. Team support during application process. Exchange of information done online from their portal, no mailing delays. Documents get reviewed same day they get submitted and commented.
Reviewed Jan. 24, 2016
Yes - America can save with AmeriSave. Very professional and efficient, strive for customer satisfaction.
Reviewed Jan. 24, 2016
Great service and highly recommended! I am not very proficient in the refinance/mortgage loan process so am more hesitant about using an online service. However, upon applying online, I was able to lock in the competitive rate within a few minutes. Although, it is an online service, I was assigned a agent which was very quick to reply (even on a Saturday) of any questions/concerns I had before I hit the Submit button. Throughout the whole process, I was contacted by an agent via email of the loan process at every step and follow ups were very regular (almost every day). I am very happy and surprised at how expedient and efficient the whole process is. Again, I highly recommend using Amerisave for all your loan needs.
Reviewed Jan. 23, 2016
JR ** did a great job.
Reviewed Jan. 23, 2016
I must of hit the mother lode when I got Lawrence ** as my loan originator and Charysse ** as my loan processor. They made the process easy via computer. Got all the help and instructions to make me seem computer savvy. Best of all the numbers came in as quoted and I even ended up paying less out of pocket closing than expected. Great experience, would recommend to anyone whom would like a truthful and pleasant mortgage refinance.
Reviewed Jan. 22, 2016
Most pleasant experience from **. Very satisfied with loan process. Feel comfortable about my experience. Miss ** needed documents signed and she made things pretty smooth. Also had great experience with appraiser. Thanks to Amerisave for chance at refinance.
Reviewed Jan. 22, 2016
This has been a great experience, during this stressful time of waiting and hoping. The entire staff that has worked on my loan has been kind and prompt in answering all of my questions. I would recommend this company to all of my friends.
Reviewed Jan. 21, 2016
Thank you for the exceptional personal service! Kristina, my Loan Originator, is extremely helpful and efficient in guiding me through the loan process. I appreciate her attention to detail and friendly customer service. In addition, using the internet during the loan process is quite easy and a great time saver!
Reviewed Jan. 20, 2016
I was contacted quickly by a knowledgeable and easy to understand loan officer. He sent my option via email as we spoke! My options were many but the loan officer made selecting what was right for me very easy.
Reviewed Jan. 20, 2016
So far, everything has been great. I enjoy using the online portal to upload docs. For the most part, I receive timely updates from my loan officer which is much appreciated. I will update this post after the loan closes so this review reflects the ENTIRE process.


