GreenPath Financial Wellness Reviews

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Edited by: Ashley Eneriz

About GreenPath Financial Wellness

GreenPath Financial Wellness is a nonprofit company offering credit counseling and debt management services. It helps consumers in all 50 states with free and paid offerings. The company isn’t affiliated with any bank and is a neutral third party working in your interest. GreenPath credit and debt counselors are certified by the National Foundation of Credit Counseling (NFCC) and help students, homeowners, homebuyers and consumers with credit card debt.

Pros
  • NFCC-certified counselors
  • Free counseling services
  • Serves all 50 states
Cons
  • Many offices don’t provide in-person counseling
  • Fees for debt management and certain housing services

GreenPath Financial Wellness Reviews

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    1 featured review
    How do I know I can trust these reviews about GreenPath Financial Wellness?
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    Page 7 Reviews 835 - 1035
    Verified purchase

    Reviewed Oct. 6, 2015

    A couple times in a month, I would send in emails to GreenPath or see how my account is doing. Interacting, everything was great. I have five credit cards and each one was different. Some were lowered at 2%, some lowered to 5%.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review, Genaro! We appreciate the kind works. Best of luck going forward!

    Verified purchase
    PriceStaff

    Reviewed Oct. 3, 2015

    I was happy with my experience with GreenPath, I really appreciate them. They got the interest rate down on my credit. I got a balance on my card because my dog got sick and it was sudden, he actually died. It wasn't something I intended to happen, but considering it was a bad time for me, they were there and were helpful. I'm just disappointed that every time I use them (and they look at it), a mark goes on my credit. But overall, I recommend them.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review, Pamela! I am sorry to hear about your dog. We appreciate the kind words.

    Verified purchase
    Price

    Reviewed Sept. 28, 2015

    We went through Consumer Credit Counseling and they switched to GreenPath. We had great interactions with them, and they were able to lower both our interest rates and made our payments easier. I’m relieved it’s over.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the positive review, Teresa!

    We are happy you were able to pay your debts in full. Best of luck going forward!

    Verified purchase
    Staff

    Reviewed Sept. 22, 2015

    When I first signed up with GreenPath, they were called Consumer Credit Counseling Services of Nebraska. I went with their program because I knew that I could get lower interest rates going through them instead of my bank. I got a lot lower rate on all three of my credit cards and once a year, I get to talk to one of their staff members about my progress. Greenpath has a good debt management program, and it helps people think that there are other options besides claiming bankruptcy, that they can pay off their debts and life will be good after that. In fact, I was able to pay off my debts in 55 months and now I have a little more relief.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Congratulations on paying off your debts! We are happy that we could help you reach your financial goal to become debt free. Best of luck!

    Verified purchase
    Price

    Reviewed Sept. 18, 2015

    It was through my bank that I came to know of GreenPath. I had no problems interacting with their people and they were able to lower my interest rates. Being with GreenPath saved me a lot of money. I already paid them out and closed, and I'm about to use them again. I would highly recommend someone to go through them.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review, Robert! We are happy that we could assist you with your financial goals.

    Verified purchase
    Staff

    Reviewed Sept. 14, 2015

    GreenPath Debt Solutions worked out good for me. They told me what I needed to do and they took care of my problem. I'd recommend them.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review! Best of luck to you going forward.

    Verified purchase
    PriceStaff

    Reviewed Sept. 10, 2015

    GreenPath is awesome. Interactions with their team was good and we had no problems. We paid off quickly since the interest was pretty low.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Hi Jerome,
    Thank you for the kinds word!
    We are happy we have been able to assist you in meeting your financial goals.

    Best of luck!

    Verified purchase
    Staff

    Reviewed Sept. 7, 2015

    Greenpath is outstanding and I have no complaints about anybody I made contact with from their team. They've helped me accomplish my goal.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the positive review, Jack!

    We are happy you had a positive experience working with us!

    Verified purchase

    Reviewed Sept. 3, 2015

    The credit counselling place that I was with went together with GreenPath about three months now, and my loan paid off as of last month.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review Nancy! We are glad that we were able to assist you in paying off your loan.

    Verified purchase
    Staff

    Reviewed Aug. 27, 2015

    In all three times I ever called GreenPath Debt Solutions it was great. They worked really well with me, answered all my questions. I went ahead with whatever they offered. Now my credit score’s come up, so that was a positive. I’m a lot more careful with my credit than I had been. I was young when I got a couple credit cards and made mistakes, but I'm definitely staying on top of paying the bill and not let it get out of hand. Everything is real straightforward and simple, and things work as they should. I’ve already recommended them to several people.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Jeremy,
    Thank you for the kind words and referrals. Best of luck to you!

    - J Jack

    Verified purchase
    PriceStaff

    Reviewed Aug. 19, 2015

    GreenPath helped me lower my interest rate. They are knowledgeable and friendly.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive rating Bao! We are glad that we were able to assist you working toward your financial goals.

    Verified purchase
    PriceStaff

    Reviewed Aug. 8, 2015

    I'm very satisfied with GreenPath Debt Solutions. It went good and we got it done earlier than it was supposed to be. Everybody I talked to was really cheery and in a good mood and helpful. They lowered my interest rates, one of them went to zero and one of them went to 2%. It finally helped me to get the credit card paid off because would’ve taken me over 20 years to pay – in less than five years.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review Clarence! We are happy that we helped you meet your goal of becoming debt free!

    Verified purchase
    Staff

    Reviewed Aug. 5, 2015

    GreenPath did what they told me they were going to do, it was pretty painless. They laid out a plan and delivered it. It was a good experience and they were pleasant to deal with.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review and for sharing your experience with GreenPath. Good luck going forward!

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 3, 2015

    The GreenPath team was always positive and helpful. Since working with them, I paid off all my debts. They made everything really easy, consolidating everything into one payment, and they always checked up on me, which was important and helpful to keep me on track. I once missed a payment and they called me about it. We got it taken care of before there was any other repercussions or late fees. They were really on top of watching out for me, which was great.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words Amy! Best of luck to you in the future!

    Verified purchase
    Staff

    Reviewed July 28, 2015

    My GreenPath experience was really good. I liked that they went through everything with me regarding my finance and talked to me about options. They made me feel I was free to make my own decisions. They didn't force any of their programs on me and they were very helpful.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words, Angela. We are happy that you had a positive experience working with us!

    Verified purchase

    Reviewed July 24, 2015

    GreenPath has been great. We would recommend it for anybody.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words!

    Best of luck!

    Verified purchase
    Customer ServiceStaff

    Reviewed July 19, 2015

    We went from owing a lot of money on our credit cards to not having credit cards so going with GreenPath was pretty significant for us. Initially, I was really nervous about going with them and we were pretty unsure about it too. But the GreenPath team was very kind, considerate and willing to answer any questions I had, so it was very reassuring. They taught us how to live within our means. I felt really empowered and a huge sense of relief and pride in completing it. I also appreciated all the support that GreenPath ever offered.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!
    We are happy you had a good experience working with us.

    Best of luck!

    Verified purchase
    Staff

    Reviewed July 16, 2015

    I had a really good experience with GreenPath. They're responsive, took care of things and everything went really well. I would highly recommend them.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    Process

    Reviewed July 13, 2015

    They were super all the time, I never had a problem or an issue with anybody. I was in debt really bad, I went through their program and now I'm debt free.

    GreenPath was the best experience of my life.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    Customer ServiceStaff

    Reviewed July 10, 2015

    I like GreenPath. If I'd ever have to again, I'll call back. They were very nice. My initial phone call, whoever I was talking to was really helpful. I have only nice things to say about the company. I would recommend them.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    PriceStaff

    Reviewed July 8, 2015

    A colleague of mine told me about GreenPath. They were able to lower my interest rates while some of it were reduced from a high 22 to a 6. I was in contact with the service team based out of the corporate for the most part, but did a payment or two with an office locally so I could fix my debt a lot faster.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    PriceStaff

    Reviewed July 7, 2015

    A friend told me about GreenPath and they have been extremely helpful and friendly and I've never once had a bad interaction with them. They were able to lower my interest rate and they helped us get back on track financially.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review, Amy. We are happy that you are on track to meet your financial goals and that you have had a good experience working with us!

    Verified purchase
    StaffProcess

    Reviewed July 3, 2015

    I had a wonderful experience with GreenPath and I'm very happy. It was a fantastic program and we really appreciated what they did for us.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    PriceStaff

    Reviewed June 28, 2015

    I was living in New York City when I first interacted with GreenPath. I spent some time meeting with the team in their office downtown and worked out a plan. They were able to lower my interest rates. My debt was consolidated so I didn't have to worry. It made things so much easier and helped me in my debt management. I was very, very happy with that. I'm very appreciative of it. Although it wasn't perfect, I would highly recommend it to a friend and, in fact, I have.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and the referral!
    Please feel free to let us know how we could have improved your overall experience.

    Best of luck to you going forward!

    Verified purchase
    Customer ServicePrice

    Reviewed June 23, 2015

    When my husband or I called them everybody was very nice and helpful and when they spoke to the credit card companies they were able to set smaller interest rate charge so we had a really good experience with them. In the beginning it took a while to figure everything out (you had to get all your accounts together, get a credit report, etc.) but getting the one payment was easier than having to keep up with many.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    Customer ServiceStaff

    Reviewed June 17, 2015

    I've used the debt management through GreenPath, which was extremely helpful. It was a big relief to not have to worry about getting a hold of the creditors and trying to figure out how to pay them. They made everything very convenient to me. Every time I had to call, everyone was very friendly and helpful. I never had any bad issues with them.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    PriceStaff

    Reviewed June 9, 2015

    I would absolutely recommend GreenPath Debt Solutions if I knew someone who needed debt consolidation. They were wonderful. It involved a lot of credit cards but in almost every single case they were able to bring down the interest rate. The only thing I wished they would change is the monthly statements. All the monthly statements told you was how much you paid, how much they paid to each one of your debts, and then how much GreenPath gets. GreenPath statements didn’t show what the balance of each particular credit card was. I think that needs to be included in the statements.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Regarding the balances: Thank you for this feedback. Our statements do not show the balances because each creditor typically will still send monthly statements showing the exact balances. The balance information directly from the creditor is more accurate when considering interest charges. We are always happy to obtain balance information if needed during a program as needed.

    Verified purchase
    Customer ServicePriceStaff

    Reviewed June 4, 2015

    We spoke to the GreenPath team in the first month at length. Then, every few months, they'll call me up and give me updates through phone or email. They were able to lower some of my interest rates and helped me in a positive way because I learned how to not make too much credit and to use it wisely. They've been great.

    Thanks for your vote!
    Process

    Reviewed June 2, 2015

    I would just like to thank GreenPath for all their help in solving my Debt. I started in March 2009 and completed in February 2015. I was so relieved with this accomplishment especially since I retired in July 2014 and moved to SC in October 2014 further reducing my costs and enabling me to live my life now debt free.

    I have learned a valuable lesson through the program and have learned to respect money more now than ever before. You can learn to live with less and not feel deprived. Once again thanks GreenPath for helping me with my finances.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase

    Reviewed June 2, 2015

    GreenPath was real quick. Once everything was set up, it worked out for me. It's awesome.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kinds words, Adam! Best of luck in the future!

    Verified purchase
    Customer Service

    Reviewed May 31, 2015

    I had an excellent experience with GreenPath as they simplified things for us. It is a lot easier to work with one agency that solves everything. They always answer my questions and solve my problems. My interactions with them have been good, and I have no complaints. I will recommend them.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    Customer ServicePriceStaff

    Reviewed May 29, 2015

    GreenPath is top notch. One credit card company had some resistance but they jumped on board to stop and lower the interest rates because I'm a year and a half ahead of time; the plan was over five years. I get updates by way of email. When I had a change of agent, I was notified of it immediately. It is good as you know whom to contact if there is a problem. When one of my credit cards notified me that I owe them $31, I called them to check on that that and they solved the problem.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!
    We are glad you had a good experience working with us.

    Best of luck!

    Verified purchase
    PriceStaffProcess

    Reviewed May 27, 2015

    They were very friendly and knowledgeable. They lowered my interest rates and helped me pay off all the credit cards that I otherwise wasn't able to pay off. It was very easy to get started and I was with GreenPath's program for about five years, so it was easy to maintain.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    PriceStaff

    Reviewed May 26, 2015

    GreenPath Debt Solutions was referred to me by my credit card company. They were very good based on the interactions I've had with them. They were able to lower my interest rates. We've just finished the five year plan and it was pretty tough in the first year but got easier after a couple of years. After five years, that's a heavy load lifted off of us and now we're debt-free.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the kind words and positive review!

    We are happy that we could help you toward reaching your financial goals. Best of luck!

    Verified purchase
    Staff

    Reviewed May 24, 2015

    We meet people from GreenPath every six months to review our balances and everybody was courteous and friendly. Greenpath was able to lower our interests and credit card rates and we were able to pay off our debt. It was excellent. We also had our family relative join and they also finished their debt too.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words and the referral! Best of luck going forward!

    Verified purchase
    Customer Service

    Reviewed May 23, 2015

    I encountered GreenPath when they took over CCCS. However, the transition from CCCS to GreenPath wasn't smooth in terms of customer service. A lot of my account information from CCCS didn't transfer over to GreenPath so that made my payment difficult. It seemed that getting a payment processed to my debtors in time was hard for them to do. For some reason whenever I send them a payment on the 15th of the month, they had my payment scheduled with GreenPath on the 29th of the month so they withhold the payment from the 15th to the 29th of the month then it would get to the actual creditor late. Though I've only with them for a year, the whole payment process made my life difficult every month that I had to deal with it over and over.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Alicia,
    Thank you for the feedback and comments. I am sorry that the transition from CCCS to Greenpath was not a smooth one for you.
    Regarding the deposits, there are banking regulations that cause a delay from when we request funds to when we actually have the funds available to send as payments. Additionally, there are Compliance guidelines for each state that dictate how fast we have to send out payments to creditors as well. That being said, it sounds like we may have missed an opportunity to make sure this was all explained and to work toward a resolution for the timing issues you mentioned were happening each month.
    I am happy to see that you successfully completed your program!
    Please feel free to reach out to us if you ever have any questions in the future.
    Sincerely,
    Jeremy Jack

    Senior Quality Assurance Specialist

    Verified purchase
    Staff

    Reviewed May 21, 2015

    GreenPath paid off my bills and now my debt is gone. They were always courteous and helpful.

    Thanks for your vote!
    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words Audrey! We are glad we were able to assist you to meet your financial goals.

    Verified purchase
    Price

    Reviewed May 18, 2015

    My wife was happy with the way things were going with GreenPath, as far as staying on top of it and making sure it was done right. They were able to lower our interest rates and t's definitely improved now that we've finished that. Things are better so we can take care of our finances by ourselves now.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Thank you for the positive review!

    We are happy that we could help you reach your financial goals. Best of luck!

    Verified purchase
    Customer Service

    Reviewed May 15, 2015

    Our interactions with GreenPath so far has been occasional phone calls but I'm well-pleased with them.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words Adan! We are glad that you have been happy with your experience with us thus far.

    Verified purchase
    PriceStaff

    Reviewed May 8, 2015

    Everybody at GreenPath was always helpful anytime I had questions, which was very often. Everything went real smooth as they were able to lower my interest rates and it gave us more money.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words. We are happy that we could assist you in meeting your financial goals. Best of luck!

    Verified purchase
    Price

    Reviewed May 1, 2015

    Between a divorce, a fledgling business and some serious family health issues, we had developed a huge debt. When we finally got our heads together and decided to remove debt instead of increasing it, I made some reasonable arrangements with some of my creditors before I discovered GreenPath. Once I did, for a nominal fee, GreenPath arranged excellent interest rates and payment schedules on those debts I had not yet made deals on. And with much, much better parameters than I was able to arrange. They have been managing those debts for me ever since. Now I am about 12 months from having all debts they have handled paid off. I do wish I had discovered them before I made my own arrangements on some of the debt. I do recommend GreenPath for anyone overwhelmed by their debt.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words and positive review. We are happy that we have been able to help you work toward paying off your debts. You are almost there!

    Verified purchase
    Customer ServicePriceStaff

    Reviewed April 26, 2015

    I would recommend GreenPath to anybody. They were very easy to set up and use. They were able to lower my interest rates so I've been happy with their program. They also have a very good team. They called me to let me know when the payments are gonna be over and they told me that it was done. They told me to check back to see if everything was clear through my bank.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words, Lissa. We are happy that we could assist you in meeting your financial goals. Best of luck!

    Verified purchase
    PriceStaff

    Reviewed April 25, 2015

    I was very pleased with the services of GreenPath's representatives - no problems there. They were able to lower my interest rates. They worked with everybody and were able to take something that was spread across several number of people and made it convenient where it became one payment twice a month. It allowed that flexibility that was just needed when someone is in that type of situation. It allowed me to catch up and get everybody paid off completely and utterly. They did work with the creditors to get things lowered. They were successful on some, but on some others, they weren't. They were even successful to eliminate some so I was very pleased with their services.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words. We are happy that we could assist you in meeting your financial goals. Best of luck!

    Verified purchase
    Customer ServiceStaffProcess

    Reviewed April 21, 2015

    I started with Consumer Credit Counseling and they joined with GreenPath so I came to know about GreenPath Debt Solutions. I called not long ago to check how my account was doing and a nice and helpful gal helped me. I was pleased because one of the debts went into a different creditor and she figured all that out with me and did the three way calling, which was great. After working with Greenpath, I don’t have a whopping bill anymore cause I ended up paying it off so my credit's gotten a lot better. It’s a great program and I’d recommend it to anybody.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words. We are happy that we could assist you in meeting your financial goals. Best of luck!

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    StaffProcessTransparency

    Reviewed April 11, 2015

    My mortgage person suggested GreenPath to seek assistance. Their team was very helpful and explained the program pretty well. I was with their program for 5 years for a little build-and-pay so I got excellent credit there. I was debating on going through bankruptcy and they showed me a way where I can pay the bills off without filing bankruptcy.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kinds words. We are glad we could help you to meet your financial goals and to avoid bankruptcy!

    Verified purchase

    Reviewed April 9, 2015

    GreenPath was a good company. I had no problems. They handled everything and kept in touch with me.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review Nellie! We are glad you had a good experience!

    Verified purchase
    Customer ServiceStaff

    Reviewed April 6, 2015

    GreenPath helped me a whole lot on how to get my finances together. They were able to take my income from my checking account once a week to help me pay them on my debt without it being overwhelming. And if there was any problem, somebody was always able to help me. They were all great, nice and professional. I never got any rude person. No matter how many times I called or asked the same question because I couldn't understand, they never got short with me or felt like, "Okay, this lady is getting on my nerves". It was a good experience for me and it was a good time when I needed them.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words. We are happy that we could assist you in meeting your financial goals. Best of luck!

    Verified purchase
    Staff

    Reviewed April 2, 2015

    My experience with GreenPath was very good. They made things very easy for us. We met with them and were counseled and then we decided what we want to do. I was with them for five years and had no worries.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive review, Sybil. Best of luck to you going forward!

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    Customer ServicePrice

    Reviewed March 28, 2015

    I don't accept that greenpath debt solution that high cost payment. I did called them to cancelled in greenpath debt solution. Today, I am very upset and very attack anxiety cause due my health why greenpath debt solution send me more by email. I wrote to please stop send me by email today. I found paper to signed for cancel but they didn't tell me cause I am deaf and very frustrated communication to hurt. I am worrying too much if Greenpath debt solution will be take my money that will be not food. I have other debt relief that is better.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Lori,
    I hope you are doing well and we apologize for any misunderstandings that may have occurred. I reviewed your file and I confirmed that we did not pull any funds from your account and that no funds will be pulled from your account. We did receive your signed request to cancel the start of your Debt Management Program and that request has been satisfied.
    If you need any further assistance to meet your financial goals please feel free to reach out to us.
    Sincerely,
    Jeremy Jack,

    Senior Quality Assurance Specialist

    Verified purchase
    PriceStaff

    Reviewed March 27, 2015

    They got the job done but I didn't like the fact that I had to pay an extra $50 especially when I'm in a financial bind. If I could afford to pay that extra $50, I wouldn't be going to a credit company. But it was well worth it. Their team was good and it was wonderful that they helped me lower my interest rate. There were some of them that had 0% interest, others that were lower than what they originally were. They were completely paid off, so they did their job. I even told a couple of friends that they really ought to try GreenPath and that we were really happy with them.

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    Response from GreenPath Financial Wellness
    Mary,
    Thank you for the positive review. I am glad that we were able to help you toward meeting your financial goals.
    I am not sure what the extra $50 you are referring to is from but if you do still have any questions feel free to contact us again. Was this an extra payment to a creditor?
    Sincerely,
    Jeremy Jack

    Senior Quality Assurance Specialist

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    Customer ServicePriceStaff

    Reviewed March 8, 2015

    GreenPath Debt Solutions has completely changed my lifestyle. We're 100% debt-free, and although we have some credit cards just for emergencies, we don't use them and we pay cash for everything.

    They were able to lower our interest rates. I was there once initially to set everything up. Then if I had a question, I called and whoever answered the phone was able to log into my account and answer all of my questions. It's like once we set it up, it just did its own thing. They were very helpful and they did what they said they were going to do. In fact, I've recommended them to somebody today.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness
    Andrea,

    Thank you for the positive comments. We are so glad to hear you are no 100% debt-free and had a positive experience working with us. Best of luck!

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    Reviewed March 7, 2015

    I've paid off all my bills through their help and it feels good. Now I have more money in my pocket.

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    Response from GreenPath Financial Wellness

    Thank you for the positive review. We are happy we could assist you in meeting your financial goals!

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    Customer ServicePriceStaff

    Reviewed March 5, 2015

    Before contacting GreenPath Debt Solutions, I've sought out a lot of different financing companies but they didn't want to help me. They wanted to make money of their own. My lawyer then told me to check out GreenPath and see if I can get some advice and help from them. The team at GreenPath were very pleasant and friendly. Whenever I called and left a message, they got back to me right away. They were very knowledgeable and professional. Whatever I asked them, they gave me a very good answer. They were able to lower my interest rates in every bill or card I gave them. They were very helpful and made my life a lot easier. They really tried to go all the way out to help me. If I knew any of my friends have financial problems, I will recommend them to GreenPath.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the positive words and review. We are happy that we were able to help you toward meeting your financial goals!

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    PriceStaff

    Reviewed March 4, 2015

    Green Path has been great. They worked with me a lot and have lowered my interest rate for a couple of rough years that I had. They were all patient and were doing a lot of stuff for me. I don't have any complaints. I would be using them in the future.

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    Response from GreenPath Financial Wellness

    Thank you for the kind words. We are happy that we could assist you in meeting your financial goals. Best of luck!

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    Staff

    Reviewed March 2, 2015

    It's a very good company, the service was perfect and working with them has made me a lot more responsible. I learned a lot from the representatives helping me out about building credit and establishing it and I'm paid off of all my debt. I recommended them to a few of my friends that were having difficulties with paying bills and managing their money. I told them to go to a company called Green Path because they're very helpful and they get you on track.

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    Response from GreenPath Financial Wellness

    Thank you for the kind words and referrals. We are happy that we could assist you in meeting your financial goals. Best of luck!

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    Staff

    Reviewed Feb. 28, 2015

    I talked with the team at GreenPath a couple of times and it was great.

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    Response from GreenPath Financial Wellness

    Thank you for the positive review. We are happy you had a good experience working with us!

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    Staff

    Reviewed Feb. 27, 2015

    Working with GreenPath has changed my life completely. The people are always very cooperative and helpful. I called and talked to them a few times regarding payoff or a delayed payment. I had everything paid off. It's wonderful! I would recommend them to anybody that has any kind of credit debt.

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    Response from GreenPath Financial Wellness

    We are happy that we were able to help you Karie! Thank you for the positive review.

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    Staff

    Reviewed Feb. 25, 2015

    Friendly. Not intimidating. Practical advice.

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    Response from GreenPath Financial Wellness

    Thank you for the kind words and positive review!

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    Customer ServiceStaff

    Reviewed Feb. 23, 2015

    I met with somebody from GreenPath Debt Solutions for about an hour a few years ago and it was very good. I had no communication with them from the initial time until I got to pay off but I've had a positive experience.

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    Customer ServiceStaffTransparency

    Reviewed Feb. 22, 2015

    The staff from GreenPath was very efficient. They answered my questions and got me going. I had maybe 3 emails during the course of the payment terms but everything went exactly as planned. I never felt that there was anything inaccurately communicated from the beginning. They helped me get my finances in order and I was able to save. I was very satisfied in terms of getting resolution with some outstanding accounts because it was very effective. They helped me get my credit back in order. Outstanding.

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    Response from GreenPath Financial Wellness

    Thank you for the kind words. We are happy that we could assist you in meeting your financial goals. Best of luck!

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    Price

    Reviewed Feb. 19, 2015

    I talked to them on the phone a couple of times. They were smug but they were able to lower my interest rates and helped me pay my bills.

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    Customer Service

    Reviewed Feb. 11, 2015

    Excellent. They were very helpful the whole time. I like their system. They get the monthly statements automatically, and that was really helpful. Whenever I did have a question, they always got back to me. We've been paying them $600 a month for a long time and I paid off my debt just last month. We paid off about $18,000 worth of credit card debit and that’s quite a bit. Now that money can go elsewhere.

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    Response from GreenPath Financial Wellness

    Thank you for kind words, Pat. We are happy that we could assist you in meeting your financial goals!

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    StaffTransparency

    Reviewed Feb. 7, 2015

    A friend at work recommended GreenPath Debt Solutions. I went in the office and met with the team. They explained the procedures and the requirements. I got rid of my largest monthly debt. It's a very positive experience. They helped and I understood everything that was gonna happen.

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    Response from GreenPath Financial Wellness

    Thank you for the positive review. We are happy you had a good experience working with GreenPath.

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    Customer ServiceStaff

    Reviewed Feb. 6, 2015

    They are one of the best companies to work with. Their customer service is outstanding and superb. There is no other company I would work with and entrust my money with to handle business on my behalf. They fight for you together the best rate to get any debt paid off for you. There maybe some limitations to some things they can't do but I guarantee that you will not be disappointed. The Plano office goes above and beyond to make sure that you are satisfied with your decision and their service. I love them and I chose Green Path Debt Solutions every time to help me get the job done.

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    Response from GreenPath Financial Wellness

    Thank you for sharing your experience with Greenpath, Michelle! We appreciate the kind words and are happy we could assist you in meeting your financial goals.

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    Reviewed Feb. 5, 2015

    They were always willing to help and try to figure out a different way if I needed to not make a full payment. If I ever had to go anywhere else again, I would go back. GreenPath is great.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words and positive review Chelsie!

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    Staff

    Reviewed Feb. 5, 2015

    Meet all my expectations and more. Very helpful, appreciate all their help. Would and will recommend them. Chase bank should learn a lesson from GreenPath. Be nice and work with the customer. You will have less problems, better PR with the public.

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    Response from GreenPath Financial Wellness

    Thank you for sharing your experience with our services, Howard. We are happy we could assist you in meeting your financial goals.

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    Process

    Reviewed Feb. 5, 2015

    I am excited that I found this program to help me eliminate some debts that I need to get paid in full. This has been a great experience for me and my husband. This service is the best in the land because the help we received was super. I have tried to recommend this program to anyone who says they need help in their finances. I am sincerely grateful for this program.

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    Response from GreenPath Financial Wellness

    Katherine, That you for the kind words and the recommendations. We are glad we were able to help you!

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    Staff

    Reviewed Feb. 5, 2015

    This company helped me in more ways than one when I came to them for help paying off my Payday Loans. The staff I worked with was friendly and understood my needs. I recommend this service to anyone looking for help. Thanks!

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    Staff

    Reviewed Feb. 5, 2015

    These people are so easy to work with. My account was paid off early because they really work with you and guide you in the best way to benefit you! It's so easy!

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    Response from GreenPath Financial Wellness

    Thank you for the kind words Valerie! Best of luck in the future!

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    Reviewed Feb. 5, 2015

    GreenPath has helped my credit and lowered my bills!!!! Thank you GreenPath.

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    Response from GreenPath Financial Wellness

    Thank you for the review Angel! Best of luck in the future.

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    Customer ServiceStaff

    Reviewed Feb. 5, 2015

    I have nothing but good things to say about GreenPath. It was hard to have gone through some tough times and admit you needed help. Everyone I worked with was kind and helpful, without a hint of condescension, even when I was difficult. I got back on my feet and was able to pay off the program early, with their direction. I also have to say I detest customer surveys, because you can't make a phone call without being asked for one, so I do this almost never. GreenPath was worth breaking my rule for. Thank you.

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    Response from GreenPath Financial Wellness

    Congratulations on paying your debts off and thank you for sharing your experience working with us. Best of luck in the future!

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    Staff

    Reviewed Feb. 4, 2015

    Account is paid in Full! Greenpath has been the best thing my wife and I have been involved in. We are in better financial shape than we have ever been. Thanks to the professional help that Greenpath provided for us. Thank you Greenpath.

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    Response from GreenPath Financial Wellness

    Congratulations for getting your debts paid in full William! We appreciate the review and positive comments.

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    PriceStaff

    Reviewed Feb. 4, 2015

    GreenPath took over for CCCS just before my final payments were due. The transition was seamless. They helped me pay off all of my final balances, saving me additional interest charges and maintenance fees. The staff was courteous and professional. Thanks so much. It's great to be debt free for the first time in 25 years!!

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    Response from GreenPath Financial Wellness

    Congratulations on getting debt free! We are happy that you had a positive experience working with us toward the completion of your Debt Management Program.

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    Customer ServiceStaff

    Reviewed Feb. 3, 2015

    Excellent. They were so helpful. When I called, there was almost always someone available to help me.

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    Response from GreenPath Financial Wellness

    Thank you for the positive review Julie! We are happy you had a good experience working with us.

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    Price

    Reviewed Jan. 31, 2015

    The initial visit with GreenPath Debt Solutions was good. They explained the process and how much it would actually cost me to go through it. I gathered all the information that they requested and I went through it. I'm glad we had. They were able to lower some of my interest rates. They got me on the right track. I paid off all my bills within the time frame. I actually told other people about GreenPath and they have also followed the path.

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    Staff

    Reviewed Jan. 29, 2015

    My aunt had gone through a pretty bad bankruptcy and I had talked to her about it. I told her, “I’ve got all these student loans, I’ve got all these debts that I need to pay off (and back then I wasn’t having to pay rent or anything). I would like to start taking care of it. What do you think is the best path would be?” She replied, “Oh well, I used this one company but I don’t think they’re around anymore. But I know that there is a company here in Fort Collins that you could use.” So I ended up going over there and talking to a couple of ladies who helped me out a lot and set up a budget for myself. It was really easy. My experience with Greenpath was pretty good. We got all of my debts taken care of within a year or so, I just had to set up a payment plan. It was pretty upfront and they're very easy to deal with. If I fell on hard times and couldn't make a payment, I could do double pay the next week when I got paid.

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    Response from GreenPath Financial Wellness

    Thank you for sharing your experiences working with us Matthew. We are glad we could help you meet your financial goals. Best of luck in the future.

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    Customer ServiceProcess

    Reviewed Jan. 27, 2015

    I was looking into counseling and found GreenPath. I tried to call and since we could do everything through the internet, that worked for me. I managed to not look at the money clearing from my account every paycheck. When I got used to that, things started going really well. One time I had a problem to make the payment, they kept that paycheck and they helped me to go through. I had a great experience.

    A person to go through this process has to be committed to the program. If you're not really 100% sure that that's what you want to do, the process might fail at the very beginning.

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    Response from GreenPath Financial Wellness

    Thank you for the positive review Roseane! We are happy that we could help you to reach your financial goals.

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    Staff

    Reviewed Jan. 26, 2015

    The team at GreenPath Debt Solutions was always courteous, thorough, caring and encouraging. They were all very positive and working with them helped us get our lives back.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the kind words, Linda. We are happy you had a positive experience working with Greenpath.

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    Reviewed Jan. 17, 2015

    Paid off all our bills and now we don’t have no bills. Our experience working with GreenPath Debt Solutions was great.

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    GreenPath Financial Wellness
    Response from GreenPath Financial Wellness

    Thank you for the review Amber! We are happy we could help you with your financial goals.

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    PriceStaff

    Reviewed Jan. 13, 2015

    I heard of GreenPath from a relative. Our credit union offered the programs for them so I went through them. Everything was great. The team was very helpful and they were able to lower my interest rate. It's just been over since December so Christmas killed us. There's going to be a huge difference. It's going to be so much better. I'm very thankful we did it and I'd do it again if I had to, but we're not going to have to again.

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    Response from GreenPath Financial Wellness

    Gregory, we are glad we could help you with your financial goals. Thank you for the positive review. Best of luck going forward!

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    Staff

    Reviewed Jan. 9, 2015

    I tried a different place but I think it was a debt consolidation because all they do is take my money and it was horrible. A friend of mine at work used GreenPath, and I had really good service with them. Everybody was very nice and knowledgeable. They did an awesome job. I brought the New Year in with such a weight off me because I came into 2015 debt free. It's a big peace of mind that it helped me with. I definitely would recommend them to anybody I know.

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    Response from GreenPath Financial Wellness

    Congratulations on getting debt free Renee! We appreciate the positive review. Best of luck!

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    Customer ServiceStaffProcess

    Reviewed Jan. 6, 2015

    We were having a rough time financially after my business closed down. I called about the HARP program and found out we did not qualify. That is when Greenpath was suggested to me. I forget the representative's name at the moment, but she was extremely helpful and informative. We decided to enroll in the program. It has been wonderful for us. The program got us back on our feet and because of that we were able a year later to qualify to refinance our mortgages. Several of our credit cards have been paid off and our credit rating has vastly improved. Every time I have called to ask questions, I have received friendly and competent answers. I have recommended Greenpath to several of my relatives and friends. Greenpath was unable to help my sister, but she was advised that she was doing everything right. That was good news for her and made her feel much better about her situation. They didn't have to do that for her, but it was really appreciated. I will continue to recommend Greenpath. Thank you for all your help!

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    Response from GreenPath Financial Wellness

    Melanie, thank you for the kind words and referrals. We are happy that we could help you and your sister. Best of luck going forward!

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    PriceStaff

    Reviewed Jan. 1, 2015

    I came across GreenPath over the internet. Their team is very professional, very polite, very informative. Overall, very good. They were able to lower my interest rate on a lot of loans, and in some cases, they actually got it down to no interest. It got us out of debt and we're doing pretty good right now. It was a good service and we had very good luck with it and didn't have any problems whatsoever. If we did on the people we were paying off, GreenPath handled everything perfectly for us - so we didn't really have to get involved with the creditors. They did exactly what they were going to do at a reasonable rate, all of our debt got paid off, and they did a nice job.

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    Response from GreenPath Financial Wellness

    Congratulations on paying off your debts! We appreciate the review and kind words. Best of luck!

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    Staff

    Reviewed Dec. 21, 2014

    I first heard about GreenPath Debt Solutions through online research. Their team was very much helpful. They were able to help me get out of debt. I've recommended them to a few other people and they've already been enjoying the service.

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    Response from GreenPath Financial Wellness

    Thank you for the review and for the recommendations Omar. Glad we could help you get out of debt!

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    PriceStaff

    Reviewed Dec. 9, 2014

    One of my debtors that I was paying suggested GreenPath. I was not so much overwhelmed with the amount of money that was going out as the number of payments I was having to do. I've had a lot of surgery and medical problems. Even though I do my bills online, I was overwhelmed with the sheer volume of mail that was coming in and things I was having to pay. We've rid of our car payments now, so we're in my better shape financially.

    Interactions with the Greenpath team is never anything but positive. I didn't have to deal with anybody personally very much once everything was set up because they just took care of it. I was happy with the reduction in interest rates that they were able to get for me, and the reduction in the payments eased up things a little bit for us while we had these two car payments. It was easier for me to track what they were paying out and that it was going to the right places.

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    Response from GreenPath Financial Wellness

    Martha, thank you for shaving the positive comments and feedback. We are happy we could assist you in meeting your financial goals. Best of luck!

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    Price

    Reviewed Dec. 5, 2014

    I sought assistance before from other institution but it didn't work. GreenPath was able to lower my interest rates. It's a good thing. It got me in the position where I could get the rest of the money and just paid it all up.

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    Response from GreenPath Financial Wellness

    Thank you for the review Judy! We are happy that we could help you with your financial goals.

    Customer ServiceStaff

    Reviewed Dec. 2, 2014

    A single mom and bank manager I had gotten myself in a really ugly mess, as a lot of us do. I had over $20k in credit card debt and a foreclosure was looming. I was crying myself to sleep, when I was lucky enough to sleep. Unable to answer the phone because of the creditors, I couldn't see any way out. I had a customer that had been getting cashier's checks payable to Greenpath month after month. I finally asked him what it was all about and he shared his situation and how close he was to getting it all under control. After more tears and sleepless nights, I finally went online and set up an appointment. That was three years ago and I am now debt free (except that mortgage...yes, saved the house!). The relief was immediate... And while it wasn't always easy it was so worth it! Don't suffer any longer. They are great people that only want to help you get out of debt! Best decision I've made!!!

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    Response from GreenPath Financial Wellness

    Thank you for sharing Terri! That is great that you were able to save you home and pay off all of your debts. We appreciate the kind words. Best of luck going forward!

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    Customer ServiceStaff

    Reviewed Dec. 1, 2014

    I found GreenPath online. When I first started, I went in to the office and they were very helpful in setting up a budget with me. I was able to talk with them through email and on the phone. I liked the fact that I could go in and talk with an actual person. I’m happy to have all my debts in all my credit cards paid off. Now I can actually start saving money.

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    Response from GreenPath Financial Wellness

    Thank you for sharing your experiences for others to see Holly! We are glad that we could help you meet your goal to pay your debts in full. Good luck building your savings!

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    PriceStaff

    Reviewed Nov. 20, 2014

    A friend referred me to GreenPath. They are always helpful if I ever needed anything. They were able to lower my interest rates and helped me be debt-free. I finished the program and will recommend people to use them. The experience was great. I would definitely use them again if needed.

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    Response from GreenPath Financial Wellness

    Rahseeda, thank you for the positive review. We are so glad that we were able to help you meet your goal to become debt free!

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    Staff

    Reviewed Nov. 19, 2014

    The gentleman that I talked to at GreenPath was extremely professional. My life is more stable now. I feel very comfortable with them and they’re a reputable, professional company.

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    Response from GreenPath Financial Wellness

    Hannelore, thank you for the kind words and the positive review. Best of luck to you in the future!

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    Staff

    Reviewed Nov. 18, 2014

    I heard about GreenPath through the local credit union. They're very professional and really easy to work with. They were able to lower my rates. They've made me think twice before I purchase something. Everyone was just very nice and they're really great. I recommend them to people I know that are facing financial challenges and have recommended at least half a dozen people to them. GreenPath has excellent service.

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    Response from GreenPath Financial Wellness

    Thank you for the review and the kind words Alisa! We really appreciate any referrals you send us!

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    Staff

    Reviewed Nov. 17, 2014

    People at Greenpath were fine. Using them was helpful but it was just one credit card that wasn't that big. But still I'd recommend using Greenpath.

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    Response from GreenPath Financial Wellness

    Thank you for the kind words and recommendation Allan. We are happy that we were able to help you pay off your credit card. Best of luck going forward!

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    Price

    Reviewed Nov. 16, 2014

    I work at a credit union and it was the president that helped get us to GreenPath. We’ve dealt with GreenPath for five years and out of the five years, we’ve had a fantastic experience with them. They were able to lower my interest rates and that was a big plus. We paid off $60,000 in debt and they helped us make it to five years. It was a learning experience. There were a couple times when money was really tight and it wouldn’t have worked if we would have paid that week and they were able to defer the payment and that helped us a lot.

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    Response from GreenPath Financial Wellness

    Thank you for sharing your experience and comments Lisa. We appreciate the kind words and we are happy that we helped you pay off your debts. Congratulations!

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    Staff

    Reviewed Nov. 15, 2014

    GreenPath worked well for me. I only talked with one of the representatives and he did what he claimed.

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    Response from GreenPath Financial Wellness

    Andi, thank you for the positive review. Best of luck moving forward!

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    Price

    Reviewed Nov. 14, 2014

    I first heard about GreenPath when I had used the Consumer Credit Counseling before. GreenPath was able to lower my interest rates. I learned not to get in debt and I don’t owe anymore money to anybody.

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    Response from GreenPath Financial Wellness

    Thank you for the positive review Shella! Best of luck going forward and staying debt free!

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    Customer ServiceStaff

    Reviewed Nov. 13, 2014

    I had made a deal with my one credit card to make a certain amount of payment. I called and explained to them that being a bus monitor and working summers, our bus rounds aren't as long as what they are during the year. They got real snotty with me so I said, I gotta do something about this. I called GreenPath and they helped me out. My first counselor was Reina ** and she was very helpful when I first signed up. She did everything that was humanly possible to reassure me that everything would be taken care of. For the first six months, she was calling me every month to see how I was doing. My second counselor was for loan, since it was a five year agreement that I had to be with them to pay everything off. She called me one time to introduce herself which was very nice, and she said we're almost at the end. At the very end, I talked with Michael. I told them I can't say enough good about everybody that I had contact with. GreenPath made me wake up and realize that I don't need to live on credit cards. They were a very big help and it was a wonderful experience.

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    Response from GreenPath Financial Wellness

    Thank you for sharing your story and your feedback for others to read Deborah. We are happy that we were able to help you achieve your goal to become debt free.

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    Customer ServicePriceStaff

    Reviewed Nov. 12, 2014

    People at GreenPath were all wonderful. Everybody was so good whenever I called them or had questions. My interest rate went from 24 to 7. I paid all my credit cards off in one year. It's been nice because I can sleep and I don't worry about money. I have a savings account now, it's amazing. I love them and I tell everybody I know about them. My experience with them has been educational.

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    Response from GreenPath Financial Wellness

    Shake, thank you for the positive review and the kind words. Congratulations on paying off all of your credit cards!

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    Staff

    Reviewed Nov. 12, 2014

    Our experience with GreenPath went well. I did what was requested and necessary to be done to make payments accordingly. They served as good counselling. I complied and accomplished my objective. I had to consolidate what I had and asked how they were going to research with the lenders, and how we can assess a balance in which to make payments for each of the accounts. They helped me reach a compromise which the credit lender would agree would be an appropriate debt management program. That was how they based it, and what could be affordable to be paid monthly.

    I was always budgeting and doing the appropriate thing to begin with. I was trying to seek either the proper representation to how to look at the whole picture of the debt, and what appropriate actions would be necessary to build up the credit score as well as build up the credit, as well as paying back the credit that was used, as in debt. That's one of the things I learned from GreenPath. It was more of a review of how to keep a well balanced budget. GreenPath handled accounts which I couldn't do and thus we worked out an appropriate deal in terms of paying back those debts. They handled from that perspective and I went in compliance with what my part was, to be in agreement to bring down the debt.

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    Response from GreenPath Financial Wellness

    Thank you for the positive review Maximino. We are happy we were able to help you meet your financial goals and work out arrangements with your creditors. Best of luck going forward!

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    Customer ServiceStaffProcess

    Reviewed Nov. 11, 2014

    My experience with GreenPath was great. They were very helpful and informative and would answer my questions. The only thing that I wished they did is that they would give us a report or letter at the end that said I have successfully completed the program. I paid off $40,000 in debt in less than 3 years. I was able to save and I no longer have a credit card. I already recommended them to a friend.

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    Response from GreenPath Financial Wellness

    Caprice, thank you for the positive review and the referral. We are so glad to have helped you pay off all of your debts! That is truly a great accomplishment!

    I resent you a copy of the letter that we send out upon completing a Debt Management Program. The original was sent out on 10/17. Please feel free to contact us again anytime you have questions.

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    Reviewed Nov. 10, 2014

    GreenPath were lifesavers. They were angels to me. God led me to them and I would not have been able to do it without them. I was in the situation where I was right there on the edge and had to do something. I kept going through the Internet and ran into GreenPath. I checked it out and they were able to help me come up with a solution to what monthly payment I could make that would satisfy everybody, and I got through it. They were able to lower my interest rate. And I made such wonderful friends with GreenPath, there’s so many there. The representatives were so kind, and I felt like I’d known them all my life. I recommend GreenPath to anybody.

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    Response from GreenPath Financial Wellness
    Rhonda,

    Thank you for the kind words and positive review. We are happy that we were able to assist you in meeting your financial goals!

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    Reviewed Nov. 10, 2014

    I didn't even know that GreenPath existed about 6 years ago but they are great. I had over $100,000 in debt. One credit card I had just went from 3% to 25%. So I went to them and they worked everything out so some cards were actually 2%, 0%. Maybe about 60 to 70,000 dollars I paid off with GreenPath. They're a great organization. Everybody is always very cordial and professional. I've had a great experience with them. They helped drop the interest rates.

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    Response from GreenPath Financial Wellness

    What an amazing story Gary! We're so glad to hear that GreenPath could assist you to reach a bright financial future. Thank you for sharing your story here so that others can benefit. We appreciate your review.

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    Reviewed Nov. 9, 2014

    I found out about the program through a friend of mine who went through it. She was telling me a lot of good things about it, which was exactly what I was looking for so I decided to connect with them. My experience with GreenPath was really good. They made everything transition pretty well and every time I had a question or a concern it was taken care of immediately. They were very helpful, respectful, and descriptive in explaining everything that I needed to know. They were able to lower a few of the interest rates, which was helpful to get it paid off quicker.

    Had a million different bills to send out payment for but I was able to pay off things in one monthly payment to GreenPath without feeling overwhelmed each month. It was easier to have one primary bill and get it paid each month at the end of the month. I didn't have to stress or worry about anything. It was convenient. I got to pick the day of the month that worked for me, and it just kind of fell into alignment. In the end I was able to get my debts paid off a lot earlier than I anticipated.

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    Response from GreenPath Financial Wellness

    Ashley, Thank you for the positive review and for sharing your experiences with Greenpath. Best of luck to you in the future!

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    Reviewed Nov. 8, 2014

    I think GreenPath is great. They bought out the company here in Concord that I was with originally, and they’ve been great to work with since I’ve been with them. I used to work with the girls here in this office before they moved up in Manchester. They were great to work with. They were very friendly and very helpful. If I had a problem, they were right there to help me solve it. I had a very sick husband, and sometimes I couldn’t make my payments even to them, because he passed away this February and GreenPath was able to lower my interest rate and cut me out of debt.

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    Response from GreenPath Financial Wellness

    Christina, thank you for the positive review. We are glad that we were able to assist you while going through the challenges that you faced. Best of luck to you moving forward!

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    Reviewed Nov. 7, 2014

    For those who are being that far in debt, it is possible to tighten the belt, stay the course, and see the program to the end that was probably one of the most liberating things I've ever experienced.

    I was working for a couple of organizations and wasn't able to get salary packages I was supposed to receive, and that automatically put me into crisis. I had to live on credit to be able to survive, to pay for diapers, for formula. And then after I got a decent salary, then I was close to $40,000 in debt and it just was hard, and I was desperate. Monthly I was having to figure out what bills I could pay, how I could pay for my utilities with credit cards or which ones I had to pay with whatever checks I was receiving from my employer. Then it got too much. I was about to really go under. I would read my statements and said its gonna take me ten years to pay to the minimum or whatever it is.

    I had some individuals who helped me pay down that debt. But at no time did I even think about picking up any more lines of credits. I thought there’s got to be another way out. So that’s when I called PNC that winded up referring me to GreenPath, said what is it that GreenPath could do, and then put me in contact with the Farmington Hills office and we began the process, which was very painless.

    The representatives were knowledgeable and gave good counsel. Whomever I talked to were friendly, courteous, polite. At times when I'd call and ask them how many months I had left on the program, I felt that there was a sense of compassion... saying "hang in there, continue to pay cash for things, and really try to make an effort to stay on the program." So it worked out just fine. They were very helpful and saved me thousands of dollars. They were able to help lower my interest rates (all the ones that could be lowered--there was only one that they couldn't lower anymore because it was already at a 2% interest rate.) Not to mention being on GreenPath gave me an opportunity to finish paying off my student loans. Because now I don’t have that big payment that came out monthly. Since I’ve been off the program, I now owe just $200 to my college loans and by the end of this year we’ll be out of college debt. So 2015 I can breathe a little, the organization I work for pays me very well. Now I can start thinking retirement and savings, and college soon for my kids.

    So should I have anybody that I know of in the future that would struggle financially, I would refer them to GreenPath. As a matter of fact, during my time with GreenPath I had friends who were in the same situation that I was. About halfway through the program, I came across a good friend of mine who lives in Michigan and they were asking me what we were doing with our debt and I without hesitation told them to give GreenPath a call.

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    Response from GreenPath Financial Wellness

    John, thank you for the positive review and for telling other people about us. We appreciate you sharing your story so others can read about your success working with Greenpath. Best of luck in the future!

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    Reviewed Nov. 7, 2014

    I had a truly remarkable experience with GreenPath. My customer at Christian Financial Credit Union gave me a card for GreenPath when they were not able to give me a consolidation loan at that time. They said they partnered with GreenPath. The people I dealt with were very courteous and very knowledgeable. They answered my questions, were very helpful and very patient because I was very leery at the beginning. They were able to lower the interest rates and the payments so I could manage them. I had a huge credit card amount to pay off and they did it in four and a half years. It's a big feeling of relief and I feel a lot more free. They took an insurmountable weight off my back. It didn't matter when I called or who I spoke with. I felt a big sense of trust with them. I have recommended GreenPath to several people.

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    Response from GreenPath Financial Wellness

    Darlene, thank you for the kind words and the review. We are happy to have helped you meet your financial goals! Glad to hear you had such a positive experience!

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    Reviewed Nov. 5, 2014

    I heard about GreenPath from my credit union in Michigan. Everyone that I've talked to has been really friendly and helpful. And they've been really great. They took care of dealing with the creditors and I didn't have to deal with that anymore. Greenpath was helpful, positive and friendly.

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    Response from GreenPath Financial Wellness

    Anna, thank you for taking the time to share your thoughts and positive experiences with GreenPath. We are glad that we have been able to help you and wish the best going forward.

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    Reviewed Nov. 5, 2014

    The GreenPath team help my family and I pay off over $109,000 worth of consumer debt. The staff was always friendly and helpful. They were able to work with my creditors to reduce interest rates and ensure my monthly payments were helping to pay down more of my debt. I would recommend their services to anyone looking for help. They are simply the best.

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    Response from GreenPath Financial Wellness

    Brian we are so appreciative that you took the time to share your positive experiences with GreenPath here for others to see. You've accomplished an amazing thing!! We wish you the best of luck moving forward and thank you for letting us know how GreenPath did.

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    Reviewed Nov. 5, 2014

    The people at GreenPath were very knowledgeable and courteous. The lady we had was very nice. She took good care of us. They were able to lower our interest rate and got us back on track with our bills and helped us make decisions and what we need to do.

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    Response from GreenPath Financial Wellness

    Robert, thank you for the positive review! We are happy we could help you to meet your financial goals. Good luck in the future!

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    Reviewed Nov. 4, 2014

    I just googled debt consolidation on the internet and found out about GreenPath. My experience with them was wonderful. The people there that I had dealt with were very personable. I felt like I was dealing with people, like a real person that understood what I was going through. Very compassionate and caring. And information wise, my contact there was very, very good.

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    Response from GreenPath Financial Wellness

    Mary, thank you for the positive review and for sharing your experiences with Greenpath! Best of luck in the future!

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    Reviewed Nov. 3, 2014

    I met somebody from GreenPath in a conference years ago. I went to the initial appointment that they did the counseling, going through all of our stuff, and then we came to the agreement and have them work through a couple of our large debts on credit cards, which are now paid off, thank God! My interactions with the team at GreenPath were very positive. They were all extremely professional, very helpful, very respectful and kind. They're very accurate and on time, especially when I called in for the payoff amount and they gave them to me. They did take everything out of the account and closed it up before the next $400 monthly came out, which is great so everything was good. Working with GreenPath has helped me eliminate a large amount of debt at a lower interest rate and paid off quicker.

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    Response from GreenPath Financial Wellness
    Thank you for the positive review Karen!

    Congratulations for becoming debt free! Best of luck in the future.

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    Reviewed Nov. 3, 2014

    The journey started 4 years ago with an advisor that showed empathy and options. The journey was seamless. The times I needed to call and ask questions or check status was greeted with caring and professional representatives. I have recommended your services to others. At the end of, I am truly happy that my choice was GreenPath.

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    Response from GreenPath Financial Wellness

    We are so happy to hear that your experiences with GreenPath have been positive! We truly emphasize the importance of genuine empathy and thorough options discussions in our counseling sessions and we hold all GreenPath staff to high standards when it comes to customer interactions. Thank you for the recommendations you have made back to GreenPath and for filling out this review!

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    Reviewed Nov. 2, 2014

    I'm glad I found GreenPath because I had called other banks to see if they would lower my interest rates but none of them were willing to work with me. When we went to GreenPath Debt Solutions in Gaylord the first time, the rep was very factual and friendly. Everything is done in black and white so we understood everything that was going to happen and how it's going to be dealt with. Then they switched us over when they closed the Gaylord location and when I called there about a couple of questions I had they were more than efficient and were able to help me. It was a long 4 and a half years, but we're finally done since October. This experience taught us how to use cash more than credit and to think before we bought.

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    Response from GreenPath Financial Wellness

    Thank you for the review Nan! We are glad that we could help you reach your goal of paying off your debts.

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    Reviewed Nov. 1, 2014

    I first heard about GreenPath at State Employees Credit Union. I talked to one lady that I knew really well at the La Vale branch and told her what was going on. She said that being a member, they worked with you all so that's why I contacted GreenPath. I called them a couple of times, the guy got things set up. After the first couple months, on my anniversary date, I would get an email saying, "Oh it's your anniversary".

    And then I had switched and they had switched my counselors. I heard from them a couple of times but not a whole lot, so for the most part, I didn't have a whole lot of interaction with too many people. But GreenPath got me out of debt. When I moved from Maryland to Tennessee, I didn't speak to somebody about getting my payment plan refigured out. But I would if they were accommodating and work with me on that. Overall, it was a good experience.

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    Response from GreenPath Financial Wellness

    We're glad to hear that you had a good experience working with GreenPath Richard. Thank you for sharing your story for others to hear as well. We appreciate it!

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    Reviewed Oct. 31, 2014

    I would recommend GreenPath highly to anybody who's in debt. They're professional and courteous. They made my payments on time every month, so there were no problems at all, unlike some horror stories that I have heard about people giving the company their money and then it never went to their creditors. Everything went well. I made my payments, have completed the program and have gotten a lot smarter with my money after spending five years to work off a huge debt. If I don't have cash, I don't buy it.

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    Response from GreenPath Financial Wellness

    We are happy that you had a positive experience working with Greenpath Laurie! Thank you for sharing your thoughts story so others can see it.

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    Reviewed Oct. 30, 2014

    The team from GreenPath was good. Everyone was very friendly and helpful when they could be. It's been good working with them. When I was doing the bi-weekly payment, it was hard but it wasn't unbearable -- difficult but not too difficult.

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    Response from GreenPath Financial Wellness

    Thank you for this review Tyresha! We know it can be a challenge to stick with the deposit schedule and get out of debt- the reward is so worth it. We're proud of you for making it through.

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    Reviewed Oct. 29, 2014

    I actually called the GreenPath number on one of my credit card statements. The team at GreenPath was great and very helpful. They walked me through everything - what to expect. Every time I had to call there, they were very professional and very polite, and very happy to help me. Working with them helped me set up a budget. They basically taught me how to live within my means and what things I need to pay first and then things I want to do afterwards. They were very professional. If I had to leave a message, they called me back. The longest I ever waited was a half hour, but that could have been somebody at lunch. I already gave a friend of mine the number to call.

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    Response from GreenPath Financial Wellness

    Susan, thank you so much for the positive comments and for referring your friend to GreenPath. We are happy to have been able to help you to meet your financial goals. Best of luck in the future!

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    Reviewed Oct. 28, 2014

    Dealing with GreenPath has been a good experience. Initially, I had walked in and submitted all of the necessary documentation and from there on, from my first meeting, it wasn't really necessary to contact them at all because I made all necessary payments. I'm now debt free. I referred two more people. One of them completed the program and the other one is about to complete it in probably eight months. So even the people I referred were very happy as well.

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    Response from GreenPath Financial Wellness

    Dina, thank you for the positive review! We are glad we have been able to help you and the people you have referred to meet your financial goals.

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    Reviewed Oct. 27, 2014

    My experience with GreenPath was excellent. They fulfilled everything that they said they were going to exactly how they said they were going to. I've already recommended them.

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    Response from GreenPath Financial Wellness

    This is great news! We're very pleased to hear things went well for you Larry. We appreciate the referrals. Keep 'em coming!

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    Reviewed Oct. 27, 2014

    We originally had called another company at Washington State, not GreenPath. They sound legitimate but they turned out to be dishonest. They wanted us to pay like upwards of $10,000 to them before they even made any payment on any of our bills. They said don't pay any of the bills. We talked to a person but I realized that was not the way to go. So I went online and researched, GreenPath came up. I looked up the website, and read all the reviews, and it had a good rating since 1964 so I decided to call. I was able to set up the program, that was over 5 years ago. It's gone perfectly and worked out great. I'd tell anybody that need some help that GreenPath is the way to go. Everybody I dealt with and eventually have gains or losses, and people came and people went. But everybody that I talked to were all happy about GreenPath.

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    Response from GreenPath Financial Wellness

    Richard, we so appreciate you sharing your story. So often we hear of clients paying thousands of dollars to dishonest or unethical companies. Sometimes these are debt settlement companies who don't pay off the full balances that you owe. GreenPath is a consumer credit counseling company that offer debt management programs where the goal is to have each client pay off the full amount of debt they owe over a 5 year time frame or less. Good job doing your research up front! Thank you for including your review here so that other customers can benefit.

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    Reviewed Oct. 23, 2014

    Everything was fine with the team at GreenPath. They were able to lower my interest rates. They were always kind and courteous and I had no trouble with them at all. I'd recommend it.

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    Response from GreenPath Financial Wellness

    Thank you for the positive review Allen. Lowered interest rates can be a HUGE savings in the long run. We're also glad to hear that your interactions with our customer service team were positive. We'll be sure to pass along the good news.

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    Reviewed Oct. 22, 2014

    I retired in 2009 after serving as an educator for 33 years. As a young woman, I always thought that when I retired, I would have more money saved than accumulated debt. However, when I retired, I found the opposite to be true. I found myself overwhelmed with an enormous amount of credit card debt. I struggled the first year of my retirement, juggling my credit card debt from month to month, trying to make payments on my pension salary. In the second year of my retirement (2010), I reached out to several debt management companies. After carefully exploring the companies, I discovered many had not lived up to their claim, and had not made the grade with the Better Business Bureau. Therefore, I went to Michigan First Credit Union for assistance.

    After reviewing my credit report and considering my retirement status, Michigan First recommended a Green Path Debt Management Program for my particular case. That was the BEST referral I could have received! During my initial meeting with a Green Path representative, I was very comfortable. She was thorough, professional, polite, and made me feel at ease. Also, my questions were answered in a language that I could understand. In addition, Green Path had an excellent rating with the Better Business Bureau. The representative and I established a program that worked well for me. The bill collectors stopped calling and I was on my way to liquidating my debt. Green Path was transparent with how they dispersed the funds in my account each month. I received monthly statements covering all transactions. There were also check-ups along the way. I was at total peace!

    The next four years of my retirement was smooth sailing. I was no longer under stress, and no longer harassed with telephone calls and letters from creditors and bill collectors. I reached my goal and completed my program in September 2014. In addition, I have learned how to budget my money, as a result of my experience with Green Path because I followed a budget. I was also able to travel extensively (mission work & pleasure), on my pension, as seen in my photos of multiple trips to Ghana & throughout the states. I am very satisfied with Green Path and I highly recommend them to others. I am a walking advertiser for Green Path. I would like to commend the Customer Service Team on a job well done! Thanks to Green Path, I can now experience a stress free retirement. (The way I thought retirement would always be, as a young woman.)

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    Response from GreenPath Financial Wellness

    Dyrene, Thank you so much for the positive review. We are happy we have been able to help you with your financial goals and to better enjoy your retirement!

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    Reviewed Oct. 21, 2014

    I had a lot of questions throughout my experience with the DMP and Julee always replied to my emails/phone calls right away.

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    Response from GreenPath Financial Wellness

    Andrea, thank you for the positive review. We will make sure to pass on your feedback to Julee. Thank you for letting us help you with your financial goals!

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    Reviewed Oct. 21, 2014

    A friend of mine at work told me about GreenPath. My experience dealing with them has been very delightful. It's never an easy thing to have to pay money that you have a hard time finding or difficulty acquiring but I receive a monthly Social Security check. I was able to deduct from that a certain amount every month and pay the bills. GreenPath was able to lower my interest rates and now that I've paid my bills and I have more money for myself. My interactions with the team had been very good and very positive. I recommend GreenPath. I know that I may be using them again in the future.

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    Response from GreenPath Financial Wellness

    Thank you so much for the positive review Steven! It's very rewarding for us to hear success stories like yours through reviews like this. Keep up the good work budgeting and staying out of debt!!

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    Reviewed Oct. 20, 2014

    The agents in the Corpus Christi office have always been very helpful; always willing to assist in any way. We recently completed our program and were very pleased with the service.

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    Response from GreenPath Financial Wellness

    Thank you very much for filling out a review here Preston! We will be sure to pass this positive information on to our Corpus Christi staff and the managers there. Best of luck to you moving forward debt free!

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    Reviewed Oct. 19, 2014

    Ms. ** was absolutely excellent when helping me better understand my debt management account. She took the time connect to a creditor, who further helped explain the status of my account. She also sent e-mail to another creditor and requested explanations about my future options. Ms. ** was very patient and respectful. She went beyond my expectations.

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    Response from GreenPath Financial Wellness

    Diane this is great news! I've passed along this positive review to the representative you mentioned here. This made her day. We do so appreciate you taking the time to let us know that your experience with both her and GreenPath was a positive one. Thank you for taking the time to let us know your thoughts.

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    Reviewed Oct. 19, 2014

    I started with green path 2010 on a five year plan to eradicate over 20k credit card debt!!! Less than the time indicated and I am completely debt free!!!!!!! Green path has been AMAZING.

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    Response from GreenPath Financial Wellness

    Tonya, thanks so much for the positive review! Great to hear we were able to help you out!

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    Reviewed Oct. 19, 2014

    GreenPath taught me to pay for things with cash and to not rely on credit because all it really does is get you in trouble. Now we pay for everything with cash, except big items like a car I bought. Before, if I went to the grocery store, I would charge it. But now when I'm asked, "Oh, do you want us to charge you, open a charge account? We'll give you 20% off." The answer is no. I'm very grateful that Bank of America led me to GreenPath. I'm very thankful that they actually got my creditors to lower my interest rate and to agree to a payment plan. And that all worked out and we did it. Their team was excellent - from the people I've started with at the corporate office down to any of the people that I spoke to in the McKinney office. They're top of the line.

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    Response from GreenPath Financial Wellness

    Victoria, thank you so much for the kind words. We will pass on your feedback to the McKinney office! We are happy that we were able to help you become debt free!

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    Reviewed Oct. 17, 2014

    I really appreciated their kind and respectful attitude with any contacts I had with them. They were supportive and helped us out of a scary situation. I only wish I had found them sooner. Thanks.

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    Response from GreenPath Financial Wellness

    Linda, thanks so much for the positive review! Great to hear we were able to help you out!

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    Reviewed Oct. 17, 2014

    This company assisted with a 4-year plan that worked out great for me. I would highly recommend to others.. When I called with questions they were prompt and professional.

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    Response from GreenPath Financial Wellness

    Carmen, thanks so much for the positive review! Great to hear we were able to help you out!

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    Reviewed Oct. 17, 2014

    My Wife and I had pile up an amount of debt by not make very good decisions and we were seriously considering a bankruptcy when we heard about your service from Bank of America one of my creditors. We call Mr Jeffery ** at GP and he asked lots of questions about our income and bills. Then we sent our creditor statements to him and boom we were off and running. At first it seemed daunting when we looked at how much debt we had to face and pay in the next 5 years. We stuck to the plan and did not reduce the amounts we were contributing when we payed off a creditor and we were able to pay all of the debt off by a month shy of 4 years. Now we have better credit and more importantly we have become comfortable with budgeting and have the discipline to keep our credit and debt under control. Thanks for everything. You changed our life...

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    Response from GreenPath Financial Wellness

    Joel, thanks so much for the positive review! Great to hear we were able to help you out!

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    Reviewed Oct. 17, 2014

    I am so pleased with Greenpath. They were very professional and non judgmental when I first contacted them for help. 3 years later I am out of $21,000 debt. I could not have done that on my own since they negotiated with companies and got rates I wasn't able to get and got fees reduced or eliminated. Greenpath is a wonderful company and can be trusted. The pressure they took off my shoulders was incredible and I am grateful to Greenpath for their assistance. I am in a good place now and do not intend to go back to my old spending ways. They have counseling to help you learn to live within your means too. I can't praise them enough and I have recommended them to others.

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    Response from GreenPath Financial Wellness

    Thank you so much for taking the time to post your review here Mary! We're happy to hear that your experience with GreenPath has been a positive one. $21,000 in 3 years is a HUGE accomplishment. We're very proud of the hard work you put in to make that happen. We are fortunate to have your review here so that other clients can learn how GreenPath can help to make a difference in their lives.

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    Reviewed Oct. 17, 2014

    I cannot understand why more people who are seriously under large credit card bills do not take advantage of this program. It was a lifesaver for me... allowing me to maintain a credit rating, rebuild my credit score, and successfully learn how to manage money and live within my budget. PAINLESS!!!!

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    Response from GreenPath Financial Wellness

    Sharon, we're so happy to hear that your experience with GreenPath was a positive one! We agree with you- getting the word out there about the value of a debt management program can be life changing. By you filling out this review, you are helping us to spread the good news. Thank you for taking the time to fill this out and leaving a review here. We appreciate it!

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    Reviewed Oct. 17, 2014

    Greenpath has been a great help to me to get my credit cards under control. Everyone was so nice and professional and knowledgeable. Everything went smooth as clock work until last amt. I owed around $160.00. The regular amount of draft was taken out of $500 and I called and wanted to make sure my checking acct. would not be over drafted so I had to stop payment on draft and it cost me $31.00 in banking fees to do so and then I mailed you all the balance in a M.O. I feel very strongly Greenpath should reimburse me for this fee. If they do then I would recommend the company to anyone, if not i would not recommend them to anybody! Thanks again and it would be so sweet to find a check in my mailbox for $31 very soon!

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    Reviewed Oct. 15, 2014

    I was with the company when it had the old name. The company was called 3-C before it was GreenPath. They were very good and you could call them if something has come up. Didn't have any problems at all. I always did that debt consolidation and I've now paid everything else and am a lot happier.

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    Response from GreenPath Financial Wellness

    Anthony, thanks so much for the positive review! Great to hear we were able to help you out!

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    Reviewed Oct. 11, 2014

    We had to have a wake up call sometimes and they worked with us very nicely. They were able to lower our interest rates and helped us budget the money we actually needed so we knew how much money we could pay towards our cards in the debt that we had. And as we were ending, they continued to ask if there was anything else that we needed them for. They're wonderful. I would refer anyone in the situation that we were in to GreenPath Debt Solutions because they helped us, I'm sure they'll help a lot of people.

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    Response from GreenPath Financial Wellness

    Sheila, thanks so much for the positive review! Great to hear we were able to help you out!

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    Reviewed Oct. 2, 2014

    Thanks to GreenPath Debt Solutions I can say I can almost see the light at the end of the tunnel. I now know how to set a budget and stick with it. Thanks again GreenPath staff.

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    Reviewed Oct. 2, 2014

    My wife and I finally hit the wall last year and decided we needed to do something to finally pay off our debt. We looked around and talked to friends and Greenpath was mentioned. We arranged for a meeting to size up the options. Matt helped us wade through the mire of debt to find relief. It has been a year now and we have had three Credit Cards paid off so far. We were also able to free up some other money to pay off two other debts also. We are on track now and in three years we are to be debt free. There is a fee for the service but if you add up the cost of the interest they are going to save you, it is minor in comparison. Thank you for the help.

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    Reviewed Oct. 2, 2014

    The best thing that has happen in my life was the day I contacted Accell - GreenPath. The largest debt out of all that we had was a $10,000 dollar debt for foundation work on our home and needless to say, I didn't think there was any way to pay that off before the year it was contracted for ended and all the interest started. With the support of GreenPath and the encouragement of the young lady that was helping me we did it! Then each debt was paid in full - and now I know I'll not be leaving any debts for my children to worry about when I'm gone and best of all, God willing, I have years to live debt free.

    I have learned how to budget and plan for what I call my 3/6/12 months bills and have the money when they come due. The most amazing thing was the personnel that I spoke to any time I called. No matter what the issue, they helped me believe it could be done and proceeded to help me accomplish it until I could say I'M DEBT FREE!!!! Thank all of you from the bottom of my heart.

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    Customer ServicePriceStaff

    Reviewed Oct. 2, 2014

    In December 2008, after 40 years in commercial real estate lending, with a loan limit of $100 million to one borrower for 9 years between 1981 and 1989 with a PA state chartered S&L, followed by a Sr. HUD underwriter's position with Reilly Mortgage and others, underwriting $135 million in HUD insured loans (now BoA Mortgage) in 16 months. (I had other interesting LO origination roles with private mortgage companies, REIT's and Wall Street Investment bankers.)

    In late 2008 I, along with all originators, was terminated. When you go from a base of $81,000 + 40% of all fees, which were typically 40% to 50% of $200,000 to $400,000 to ZERO, things quickly go into a survival mode. Bank of America suggested GreenPath. Rosanna **, and subsequent crew have been and continue today to be beyond fabulous! My credit score had been 752 and I had ZERO LATES for 33 years. The calls came at 8:00 AM Saturday morning, and Sunday mornings, just any time you were trying to relax from job hunting. The bill collectors were just after money. They pretended to be sympathetic, but that was a front.

    Anyway, Rosanna and her top notch crew got my interest rates lowered significantly with quite a few accounts. Not the principal balances. GreenPath deducts $1,700 a month from my wife and me, and will continue over a 5 year term, to pay off all of my credit cards. I pay all of my purchases with cash. I'm 73 and have all the stuff I need! I'm glad this happened to me! (The GreenPath Experience) Our relationship has significantly changed our lives and we feel paying all creditors is the proper thing to do!

    Never did Rosanna, or her superbly courteous staff, talk down to us! The agreement we signed was understandable, logical and fair! We can stop anytime we want. We've paid down our credit cards around $44,000 in 24 months. Our sanity is back! I have opened no new credit cards in fairness to our present creditors. I tried to put up with the insulting and withering calls from "bill collectors", but it's impossible! Talk to Rosanna ** and her staff at (866) 864-2962. It will be the smartest business decision you have made in 25 years!

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    Reviewed Oct. 1, 2014

    If it wasn't for Greenpath I would have lost my house and everything i owned.

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    Reviewed Oct. 1, 2014

    I have a very good experienced with them. I recommend them to most of our friends who needs help on this matter and will continue recommending them without hesitation.

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    bonnie increased rating by 2 stars.
    Customer Service
    After a positive interaction with GreenPath Financial Wellness, bonnie increased their star rating on Oct. 9, 2014.

    Updated review: Oct. 9, 2014

    Started out confusing until someone from their quality dept called to explain the process completely and clearly after 4 different reps failed to do so, which caused a lot of stress from late fees and past due amounts. 5 months later, the problem was finally fixed. Hopefully it stays that way...

    Original Review: Sept. 30, 2014

    Every payment is late!!! I am in more debt now. They pay agreements partially. When I call them, they say "everything looks fine on our end". But how can that be when I just emailed you 34 statements stating overdue and late payments? BBB asap.

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    Response from GreenPath Financial Wellness
    Hi Bonnie,

    We do apologize for the misunderstandings during the start up or your program, and we thank you for the opportunity to continue to help meet your financial goals. We are glad that you are now happy with your debt management program. Please continue to reach out to us with any questions you may have.

    Staff

    Reviewed March 25, 2014

    My husband went to seek help with debt management. The counselor basically told us he was unable to give us a plan and referred us to a bankruptcy lawyer. After further investigating I was able to settle and make payment plans with the collectors myself. I highly recommend doing the work yourself and not going with this company. The counselor said the plans I already had arranged were much better than what he could've done for us.

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    Response from GreenPath Financial Wellness

    Hi Sam, I'm sorry that you didn't have a good experience with us. Unfortunately, due to regulatory requirements, we are unable to offer a debt management plan to everyone. It's certainly true that people may be able to work out settlements with their creditors, especially on debt that is charged off or severely delinquent. But, just as debt management isn't for everyone, debt settlement isn't for everyone either. Settlements impact your credit more severely than a debt management program, and you typically must pay taxes on the forgiven amount. Even if they don't begin a debt management program, many people tell us that they find value in the free counseling, budget and action plan. Again, sorry you were disappointed with the outcome of your free session.

    No response received
    Customer ServiceStaff

    Reviewed March 21, 2014

    I called GreenPath for information about my options with an overdue credit card. The rep I spoke with told me that because I had already let the debt lapse into collections that one of my best options would be to negotiate with my creditor about paying off a lower balance. She told me that most companies would settle for as little as half of the total due. She was right; I settled my debt for 50% of what I owed and paid federal taxes on the remainder (which the GreenPath rep had warned me about). I just wanted to leave a positive review since I was pleased with the information I received; however, I will caution that I only called them for advice & cannot speak on their reliability when paying down debts through their agency.

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    Transparency

    Reviewed Feb. 1, 2014

    Besides the initial consultation, Green Path has done nothing for me, except make the original agreement with the credit card companies. I have had to do all the legwork to make sure that things were being paid correctly. Absolutely no updates throughout 5 year program. At the end payments were changed without my knowledge or consent. My debt had been such a burden for the last 5 years that it was disheartening that the debt counselor seemed so aloof with the details of my account. Would not recommend to someone that isn't willing to double check and monitor their own progress.

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    Response from GreenPath Financial Wellness

    Hi Tara, We apologize that you were not fully satisfied with your experience while on a Debt Management Program. While GreenPath does strive to be the best in the industry in customer service there is always room for improvement. As a licensed Credit Counseling agency we are closely monitored and regulated regarding how we manage the Debt Management Programs clients start with us. Our own personal standards for client contact and communication exceed the minimum amounts that we are expected to complete with clients each year. Again, we apologize if you feel we did not meet your expectations.

    No response received
    Profile pic of the author.
    Mona increased rating by 1 star.
    After a positive interaction with GreenPath Financial Wellness, Mona increased their star rating on Aug. 7, 2014.

    Updated review: Aug. 7, 2014

    This fee needs to be disclosed in the first 5 minutes of the consultation. Clients are struggling with their finances to begin with, so why not wave the fee and just charge the monthly maintenance fee, this will attract more people. The company will show good faith.

    Original Review: Dec. 2, 2013

    This company took about an hour to tell me how they are going to help me. They will get all these companies to lower their interest rate and etc... Once I looked at the paperwork on-line, there were many hidden fees and costs not mentioned. Beware of the fine writing before signing with a credit debt management service co.

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    Response from GreenPath Financial Wellness

    Hello Mona, I'm sorry to hear that you had a negative experience. We know your time is valuable, but the free session does take about an hour. Clients who begin a debt management program do pay a one-time fee that is $50 or less, as well as a nominal monthly fee. Sorry that wasn't clearly communicated to you.

    Factual basis uncertain
    Customer ServiceStaff

    Reviewed Sept. 27, 2013

    First of all, there was no good solution - their solution was to cancel my credit cards for a payment that was only barely lower than what I am already paying -- but the BAD part is NOW I AM GETTING CALLS AND LETTERS FROM OTHER DEBT CONSOLIDATION CO'S. I know that GreenPath gave my info (sold my info) because they are the ONLY people I spoke to about my personal info. I spoke to no one else regarding anything to do with consolidating my debts - no one! They promised confidentiality. THEY LIED.

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    Response from GreenPath Financial Wellness

    Hello Lee, please know that GreenPath does not share client information with any organizations or individuals. Never under any circumstances would we provide your information to anyone else. All of our counseling is free. Unfortunately, we are not able to help everyone. Clients who begin a debt management program usually benefit from lower interest rates, waived late fees, waived over limit fees and a stop to collection activities. Sometimes the monthly payment is not much lower. However, the total amount you pay is typically much less. Due to lower interest rates, more of your payment is paying down your principal balance. As a condition of granting these concessions, creditors usually require cardholders to close all credit cards except one. We wish you the best of luck!

    Factual basis uncertain

    Reviewed Aug. 26, 2013

    We joined GreenPath in August of 2011. They took our monthly payments on time and monthly without fail. The issue lies in both my credit file and my husband's. Be sure you watch your credit files closely because you may just find that all of your accounts are reported late, even some sent to collections and some charged off!! All I can say is they sure failed us both!

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    Response from GreenPath Financial Wellness

    Hi Paula, I am sorry that you were not completely satisfied with your experience while on a Debt Management Program. GreenPath cannot control if a creditor moves a debt to charged off status, or determine what a creditor does or does not submit to the credit bureaus. The debt in question was charged off while on a Debt Management Program because it was not up to date and had a past due balance. GreenPath did help dispute this decision by doing a conference call to the creditor with you. Based on the outcome of this call the creditor stated they would remove the charge off status. Again, we apologize hope that this resolution was realized.

    No response received

    Reviewed July 10, 2013

    I signed up with GreenPath in May 2013. What happened is they lost my down payment. They want me to continue paying my monthly fee until further notice. I do not think so. Even my fiance is having problems with them.

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    Response from GreenPath Financial Wellness

    Hi Mary, We are sorry that circumstances prevented you from being able to start a Debt Management Program with us. Greenpath did not receive the money order that was mailed. However, we did help contact Western Union to determine that it had not been cashed. After this you decided not to pursue a Debt Management Program with us. It is true that we did receive a signed agreement to start a Debt Management Program, however no fees were ever charged because we never received funds to start the program. Again, I apologize for any misunderstanding.

    No response received
    Customer Service

    Reviewed March 2, 2012

    Report this company to the Better Business Bureau. They currently have only one complaint, and that was today from me. I told the counselor this was what I was going to do as soon as I got off the phone. No sooner had I filed the complaint, then I received a call from GreenPath offering to refund the money. Right, as soon as cooler heads prevailed -- why not pay the small amount of money to avoid the beginning of complaints at the BBB.

    After withdrawing money from my checking account, I received a call from GreenPath telling me they did not have my credit card numbers, and would return the current month's fee back to my bank account. I later asked for repayment of the previous months -- which they paid; however when I called them to request the return of service fees, they refused. I have since found out that companies do not and cannot pay anything as a third-payer without these credit card numbers -- which is what they must have during the counseling session.

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    Response from GreenPath Financial Wellness

    Hi Vincent, I am sorry that things did not work out to your satisfaction when you started your Debt Management Program(DMP) with us. It is true that we must have complete account numbers to make payments to any debts on a DMP. This ensures the money we send to creditors on a client's behalf does in fact get credited to the correct debt. In this case we were never able to obtain your complete account numbers and ultimately refunded all of your funds and all fees charged prior to closing your program on your request. Again, we apologize for any misunderstandings that may have occurred.

    No response received

    Reviewed Feb. 20, 2012

    They offered me 3 months trial for modification. I paid on time, and now I received a check with my money back. They did not respect the agreement. I have proof of the letter they sent me for the trial. I have the cashier's check when I paid the monthly payment.

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    Response from GreenPath Financial Wellness

    Hello Yessenia, I'm sorry to hear about your loan modification. Please understand that GreenPath can only provide you with the housing counseling connected with the loan modification. Your mortgage servicer is the one that makes the decisions regarding your loan modification and those payments. We hope everything works out for you. We're here for you if you have any questions about the loan modification process or what other options you may have.

    Factual basis uncertain
    Staff

    Reviewed Feb. 10, 2012

    I was referred to Green Path from the Get Hope Hardest Hit Indiana organization and after jumping through all their hoops, I never heard a word from them and never received any help including encouragement. These people are a complete farce and will only get your hopes up. When I contacted the Get Hope organization, they told me Green Path was not part of their program. Do not waste you time or expectations with these people, as you will only get deeper in trouble. Luckily, I belonged to a credit union who were willing to help me keep my house. Do not use these people!

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    Response from GreenPath Financial Wellness
    Hi Ted, I am sorry to hear that you experience did not meet your expectations. We do partner with 995-Hope to provide housing counseling to people. 995-Hope refers clients to us to complete a full evaluation of their situation and to discuss possible options. As a counseling organization we do not have any control over what options a mortgage servicer will offer or approve for a client. Our role is to provide education and counseling regarding options and programs that may be available for a client.

    Although you may not have received our message, we did attempt to reach out to you again after the original session you completed with us. Again, we apologize for any misunderstand or miscommunication that may have occurred.

    No response received

    Reviewed July 7, 2011

    Forms need to be more customer specific, and there shouldn't be a time required per module. When completed, it should allow you to move to the next module. I spent 10 minutes on every module, sitting around, waiting for the next part of their required test.

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    Response from GreenPath Financial Wellness

    Hi Charlene, sorry to hear you were frustrated with our bankruptcy pre-discharge education course. The Executive Office of the U.S. Trustee, in Washington, DC, sets the time requirements for all approved bankruptcy courses that must be adhered to by all approved providers. We hope all went well with your bankruptcy case.

    Factual basis uncertain

    Reviewed Oct. 28, 2010

    We had recently come to an agreement with Golden Dude (CCCS) who merged with Green Path Debt Solutions recently. Our experience with CCCS was kind of shaky at first but we were able to hammer out most of the kinks. We had to sign a contract not once but twice. About a month after starting with them, we were advised verbally that they were merging with another company whose name was never mentioned.

    Our first month with them has currently not set my expectations very high. The acquiring company Green Path Debt Solutions will not accept any accountability regarding the contractual obligations we had agreed to with CCCS. My wife had called two weeks in advance to confirm that our payments would be going out as stated within our contractual agreement with CCCS. The representative had advised my wife that "yes" everything was slated as a "GO" for the payment due date. She even went as far as to state not to worry and that the new system with Green Path was better and faster than what CCCS had to offer.

    Low and behold, two weeks after that conversation our payments had never been sent to the creditors. My wife got on the phone to Green Path and asked why our payments had not been submitted. They stated that they did not know why and that there was possibly an issue with their "faster" system. The call got escalated nonetheless.

    The thing that upset us the most was that they attempted to put the onus back onto us and that our payment due date to them might be changed in order to get the payments to the creditors on time. We advised the representative that we should not have to make any more adjustments since we had already agreed to the dates that the payment(s) would need to get to them in order for the payments to post on time. My wife refused at this point and asked to speak with a manager and that we wanted to file a grievance. She had also made the request to the representative that we would want letters sent to the creditors that Green Path would be the reason our payments would post almost a week late. The representative stated that the manager would have to deal with this.

    Well Green Path's manager was pretty prompt in returning our call and request for grievance. She called us the very next morning. Again, the company did not want to take any accountability for the situation and then again recommended to change the payment due day. My wife had asked the manager why the representative had advised that our payment was received and everything was a GO to remit to the creditors.

    The manager's response to this was possibly lack of training on the new system. We asked why they would say that if they were not sure. The manager stated that she could not answer that. Again, this just goes to show how unaccountable this company is. I asked the manager about the contract we had signed. She said of course with the merger they were going to have unexpected system issues. I had made mention that we were never formally aware that the merger had taken place. She stated to us that a notice with expectations was sent out three weeks ago to all their newly acquired clients from CCCS. We never received this information.

    Basically my wife and I have jumped through their hoops. We rang their bells and whistled their whistles for both companies. Green Path Debt solutions are expecting their newly acquired clients to comply with their guidelines that were never set forth with the newly acquired client to begin with let alone are not accepting any responsibility for the shortcomings of their botched merger. I wanted to post this to advise any possible future North Texas clients what you are getting yourself into. A very unprofessional experience with a company that is unwilling to accept any responsibility for the shortcomings of their botched merger.

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    Response from GreenPath Financial Wellness

    Hi Peter, I am sorry to hear that your experience during the merger did not go satisfactorily. While we do work toward making the transition as smooth as possible, issues can arise as employees from the old agency are acclimated to the processes and computer systems at the new agency. Issues can also arise based on the status of accounts and information that is handed over from the previous agency. GreenPath does try to limit errors as much as possible, but from time to time a human error can occur. If this was the case and we did not take responsibility I apologize. I wanted to research your concerns further, but I was unable to locate your file in our system using your name, or with any of your other contact information. Please feel free to contact us if you would like to discuss this further.

    No response received

    Reviewed July 29, 2010

    On 7/15, I contacted Chase bank regarding my credit card. I wanted to know why the minimum payment was so high. The balance is $4620 and payment was $231.00, which is 5%. They said that there was nothing they could do for me, but would link me to GreenPath. I talked to a rep, she emailed me forms and I filled them out. When I decided not to go with the company, I thought everything was back to normal. Today 7/28, I got my mail. 2 letters from Chase Bank stating that their decision after reviewing my accounts, that one CC I have had for 15+ years for credit line of $27,000 has been closed and a CC with credit line of $7000 has been reduced to $5800. I feel that if I never talked to GreenPath, this would never have happened. How could Chase receive this info if it was not for GreenPath?

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    Response from GreenPath Financial Wellness

    Hello Linnea, please know that GreenPath will never share a client's information with their creditors without their permission. I guarantee that GreenPath did not share any information with Chase about you or the outcome of your counseling session. We don't know the specifics about Chase's actions in your situation, but most creditors were aggressively closing credit lines and reducing credit limits during the financial crisis. We hope your financial situation is a positive one today!

    Factual basis uncertain

    Reviewed April 29, 2009

    Called a credit card company to contest a rate increase to over 29%. Their rep. transferred my call directly to their "non-profit counseling agency, 'GreenPath'". A man got on the line with me and dove right in to all my personal finance info and for over 1 hr. led me to believe he was going to help me figure out how to handle the credit card debt debacle I originally called about. Long story shortened: He wound up describing to me how hopeless my situation was and how the bank involved won't even talk about negotiating and then asked if I would like to hear about bankruptcy! We were on the speakerphone when the "couselor" started talking about our parenting skills when my wife started screaming at the guy and I had to cut the conversation short.
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    Response from GreenPath Financial Wellness

    Hi Ben, sorry to hear you didn't have a positive experience with us. We try to help every person that calls us. We can provide advice to everyone, but the reality is that sometimes we are unable to offer tangible solutions. We help callers explore all of their options, including bankruptcy, so they can make an informed decision about how to move forward. However, our advisors should never make you feel like your situation is hopeless. And you should never feel like you're being lectured. Please accept our apologies.

    No response received
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    GreenPath Financial Wellness Company Information

    Company Name:
    GreenPath Financial Wellness
    Year Founded:
    1961
    Address:
    36500 Corporate Dr
    City:
    Farmington Hills
    State/Province:
    MI
    Postal Code:
    48331
    Country:
    United States
    Website:
    www.greenpath.org