Freedom Debt Relief Reviews
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About Freedom Debt Relief
Freedom Debt Relief (FDR) is a debt relief company with 4.5 out of 5 stars on our site, based on over 34,000 customer reviews. Founded in 2002, it provides debt settlement services and client education. Its fees range from 15% to 25% of the enrolled amount, depending on the state the client lives in and the amount of debt they enroll.
Visit www.freedomdebtrelief.com- Can help settle a variety of unsecured debts
- No fees until settlement reached
- Can cancel at any time without penalty
- Debt settlement can lower your credit score
- Some reports of communication issues
Freedom Debt Relief Reviews
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Our review standards
- Our moderation team evaluates reviews to make sure they meet our guidelines.
- We require contact information to verify reviews come from real customers.
- Financial relationships do not influence whether we publish a consumer review.

Reviewed Sept. 8, 2026
Nice, thanks for helping with my debt. I needed the help.
Thank you for placing your trust in Freedom Debt Relief. Delivering meaningful support and a clear path toward financial stability is at the core of our mission. We look forward to helping you reach your goals!
Reviewed Sept. 8, 2026
The man I signed up with was very nice and professional. Excellent
Starting your journey with a smooth, welcoming experience sets the tone for everything to come! We are so glad your representative was helpful and professional during sign-up. Welcome to the program—Please let us know if you have any questions in the future!
Reviewed Sept. 8, 2026
Impressed when? How quickly? And how economically this debt was settled.
Thank you for sharing your experience with us. We're pleased to hear that you found our services quick and economical in settling your debt. It's important for us to ensure an efficient process for our clients, and we're glad that we met your expectations. Please let us know if there's anything else we can do to support you further.
Reviewed Sept. 8, 2026
I can’t rate it fairly because I’ve just begun, but so far they have explained everything very clearly, and I’m looking forward to being out of debt soon. They have given me hope for the future. Thank you for your kindness and understanding.
Taking those first steps can feel daunting, but giving you complete clarity and genuine hope for the future is what we strive for every day. We are so glad our team's kindness put you at ease, and we can’t wait to celebrate your progress as you move forward!

Reviewed Sept. 7, 2026
They got my first settlement quickly and it relieved my stress greatly! I'm thankful for their quick efforts.
Taking that initial step to clear debt is tough, so securing a quick win right out of the gate makes all the difference. We’re so glad our team’s fast efforts gave you instant peace of mind. Thank you for trusting Freedom Debt Relief—one down, and more success to come!
Reviewed Sept. 7, 2026
I was in debt for 22,000 and didn't know what to do. Was thinking of Bankruptcy, but that wouldn't do me any good. Saw the commercial for Freedom debt and decided to call. Best thing I ever did for myself. They explained what happens the entire procedure. It was like a weight lifted off my shoulders. I would advise anyone who has debt do it this way. You will feel much better about yourself than going the Bankruptcy way. Thank you Freedom Debt.
Deciding to tackle $22,000 in debt is a massive step, and we are so glad you took that leap! Hearing that a heavy weight was lifted off your shoulders the moment you called is the absolute best feedback we could ask for. Thank you for sharing your story!
Reviewed Sept. 7, 2026
Debts cut down by a fair amount. Several creditors settled for almost half.
Thank you for sharing your progress! Delivering substantial debt reductions is at the very core of our mission. We appreciate your trust in Freedom Debt Relief and look forward to achieving continued success on any of your remaining accounts.

Reviewed Sept. 6, 2026
Easy to work with! Makes everything smooth to handle!
Managing debt shouldn't be a heavy burden. We work hard behind the scenes so your path forward is as smooth and manageable as possible. Thank you for placing your trust in Freedom Debt Relief!
Reviewed Sept. 6, 2026
Peter ** gave me an excellent experience and introduction to Freedom. So far so good!
Thank you for sharing! We're thrilled to hear that Peter provided you with an excellent introduction to Freedom. We're glad you're having a positive experience so far. If you have any questions or need further assistance, please feel free to reach out to our Client Services team. We're here to support you every step of the way!
Reviewed Sept. 4, 2026
Put me at ease with everything and very informative as well.
Taking the stress out of managing debt is what we're here for! Knowing our team put you at ease and gave you clear information means the world to us. Welcome to Freedom Debt Relief!
Reviewed Sept. 3, 2026
The Representative did great until he was all done with my application. I contacted him back by email and text to make changes. He said he would always be there and then ghosted me.
Thank you for sharing your experience. It's great to hear that your initial interaction was positive. We apologize for the lack of follow-up you encountered after reaching out with changes to your application. We strive for consistent communication and are sorry to hear this was not your experience. Please contact our customer support team so we can address your concerns promptly at 800-655-6303 if you have not already.
Reviewed Sept. 2, 2026
I thought they were very good. I look forward to working with them.
Welcome to the program! We're so glad you had a great initial experience, and we share your excitement as you begin your journey. Thank you for choosing Freedom Debt Relief!
Reviewed Sept. 2, 2026
I wanted to withdraw from the program, and I spoke with someone who refused to help me with that withdrawal.
Thank you for reaching out to us with your concerns about withdrawing from the program. We apologize for any difficulty you experienced in trying to get assistance with your withdrawal. We take this matter seriously and are committed to resolving it for you. If this is still a concern, please reach out to client services team at 800-655-6303 and you may request to speak with a member of leadership for assistance.
Reviewed Sept. 1, 2026
My experience with FDR took longer than I expected to resolve everything. But I'm happy with everything.
Thank you for sharing your experience! We know the journey takes patience, and we’re so glad you’re happy with the final results. Congratulations on your success!

Reviewed Aug. 31, 2026
They did the legwork; it’s working out great. Hopefully I will be paid off sooner than later. My score is climbing slowly. Looking forward to seeing more progress trying to get my credit score back to where it used to be.
Thank you for sharing your progress! Watching that credit score climb while we handle the heavy lifting is what it's all about. We can't wait to celebrate the day you're completely debt-free!

Reviewed Aug. 31, 2026
They didn’t settle at all. I ended up having to pay what I owed to the exact dollar. These people are a joke, and I’m stuck with them better after filing for bankruptcy and dealing with these people.
We understand your frustration and take feedback like this very seriously. You deserve total transparency and a thorough explanation regarding what occurred with your negotiations and account status. Please contact our client services team at your earliest convenience to discuss this further. They are available 7-days a week at 800-655-6303.

Reviewed Aug. 31, 2026
I just started with Freedom Debt Relief since June. They've already settled with two of my creditors. I am super happy with the service I have received so far.
Checking off two creditors since June is fantastic progress! Delivering fast, tangible results while taking the stress off your shoulders is what we strive for every day. Thank you for trusting Freedom Debt Relief!

Reviewed Aug. 31, 2026
I think I was lucky to deal with this institution; as they do the best services on your behalf by communicating and negotiating with customers more than you because of their long experience in the field. Thank you a lot #Freedom Debt Relief.
We are so glad to have you with us! Negotiating on your behalf and using our years of experience to take that heavy burden off your shoulders is exactly what we’re here for. Thank you for the wonderful shout-out!

Reviewed Aug. 31, 2026
Freedom Debt Relief is been a breath of fresh air to doing what they say they can do. I have 7 Creditors that will be settled. My 1st of 7 was done within 2 months. I'm very pleased with the plan and the progress so far. I would highly recommend this company to anyone that wants the "real deal".
Calling us a 'breath of fresh air' is the best compliment we could ask for! Knocking out your first account within two months is a massive step forward, and we’re thrilled to deliver on our promises. Thank you for the strong recommendation!
Reviewed Aug. 30, 2026
Only with them a week and I already have one account taken care of.
Talk about hitting the ground running! Settling an account in your very first week is fantastic news. We’re excited to keep making progress with you!

Reviewed Aug. 30, 2026
I have done this 3 times. Just like I said before everyone is nice that I have talked with so far. They have answered my questions. To the best of their knowledge. I have not been with Freedom debt but just about 2 or 3 weeks. So far everything has gone well.
Thank you for taking the time to share your feedback again! We know taking those first steps can feel uncertain, so we’re thrilled to hear that your first 2–3 weeks have gone smoothly and that our team has been helpful and friendly. We look forward to keeping that positive momentum going!
Reviewed Aug. 28, 2026
I took the chance on a whim. I had struggled with taking care of my debt for a long time. The entire process was much easier than I anticipated. Everyone I interacted with was very kind and helpful.
Taking that leap of faith after struggling with debt for so long can feel daunting, but we’re so glad you took the chance! Hearing that the process was much easier than expected and that our team made you feel supported means the world to us.
Reviewed Aug. 28, 2026
Freedom Debt Relief has settled many of my debts, and it has raised my credit score. I am glad I decided to let them handle my debts.
Seeing your debts settled and watching your credit score rise at the same time is the ultimate win! We are thrilled to hear how well the program is working for you, and we’re so glad you trusted us to handle your accounts. Keep up the amazing momentum!
Reviewed Aug. 28, 2026
I have just gotten started with the program and so far it is going to help me a lot. Wish I would have know about it sooner. Will now more when I get further along.
Starting your journey toward financial freedom is a huge accomplishment, and we're glad your early steps are giving you confidence. We look forward to keeping you updated and building momentum as you get further along.
Reviewed Aug. 28, 2026
Very professional and knows how it feels when one needs help. My personal helper was knowledgeable on how to help me and I am just a beginner on my journey to being debt free.
Thank you for the wonderful feedback! Starting a debt-free journey can feel intimidating, so having a knowledgeable, empathetic guide who truly understands what you’re going through makes all the difference. Welcome aboard—we’re in your corner every step of the way!
Reviewed Aug. 27, 2026
So far so good. Will really be able to rate it better the more time I'm in the program. Just started.
Welcome to the program! Taking that first step is a huge milestone, and we’re so glad everything is running smoothly for you so far. We look forward to earning your full confidence as we work through your plan together!
Reviewed Aug. 26, 2026
Very informative, helpful and understanding. It is a great resource.
Managing debt can feel stressful, which is why offering helpful, understanding guidance without judgment is a top priority for our team. Thank you for trusting Freedom Debt Relief as your partner on this path!
Reviewed Aug. 25, 2026
Just a few minutes on the phone, and everything was explained. And affordable.
Thank you so much for the great review! We know your time is valuable, so making sure our plans are both quick to understand and affordable for your budget is our top priority. If you have any questions, please reach out to our client services team at 800-655-6303. Welcome to the program!
Reviewed Aug. 25, 2026
Signing up with Freedom Debt Relief was really relief for me knowing that a heavy load was taken off my mind. I look forward to begin paying off the credit cards approved and documented. Charlie ** and her team was very professional and demonstrated patience in assisting me.
Taking that first step toward debt resolution is a massive weight off your shoulders, and we are so glad our team provided the clarity you deserved. We’re excited to walk alongside you as your enrollment moves into action!
Reviewed Aug. 25, 2026
I am very pleased with the way my bills are being paid.
Thank you for the feedback! We're so glad you're happy with your progress, and we're excited to keep working hard on your behalf!
Reviewed Aug. 24, 2026
Agent was very professional; he answered all my questions, and I felt like he had my best interests in mind. I have dealt with other company that was only after my money.
We know how frustrating it is to deal with companies that don't put you first, which is why treating our clients with complete honesty and care is top priority. Thank you for choosing Freedom Debt Relief—we’ve got your back every step of the way!
Reviewed Aug. 23, 2026
They are very helpful and understanding about what you’re going through.
Thank you so much for sharing! Managing debt can feel overwhelming, so having a supportive, non-judgmental team in your corner is everything. We are glad we could make you feel heard and understood.
Reviewed Aug. 23, 2026
You have the best people working for you and they explain the plan simply. I'm just starting the plan and I feel great about it.
Welcome to the program! Having an exceptional team that can explain complex steps simply is something we pride ourselves on. We’re thrilled you feel great about starting your journey, and we’re excited to walk alongside you!
Reviewed Aug. 23, 2026
I'm happy with Freedom Debt Relief and seeing the progress in fixing my debt.
We’re thrilled to hear that you’re happy with your progress! Tackling debt is a major step, and our team is proud to be working hard behind the scenes for you. Here’s to even more milestones ahead!
Reviewed Aug. 22, 2026
I don't know why anyone would want to use FDR as an option. You pay a monthly fee no matter what. You have no say in which accounts get paid first or last. You pay FDR a settlement fee each time an account is negotiated. It is usually 25%. FDR claims to reduce the amount you pay to your creditors. This is true. But when you also pay the 25% fee, you actually pay more than you owe. Also, if any of your accounts are in legal, there is not negotiations below 80%. So now you're paying more than your balances when you include the 25% fees. And beware of your "loan" options. They work with a sister company to get you a loan to pay the rest of your balances. Yes it helps your credit but, you are now paying interest to the same company. Your settlements plus the 25% fees and then the interest of the loan. Then they take 7 months to close my last account.
When I was approved for the loan in January and the last of my accounts closed in July, the sister company for the loan charged me over $3700 in interest even though I was not an official client until July. Then Freedom took 1 last payment on the date I graduated to the loan. They acted like they transferred everything over to my loan account. NOPE. They kept the $613 payment until it "cleared" then they stated they would send it back to me. Never happened. NO THANK YOU.
Thank you for sharing your experience. We take concerns regarding fee structures, program timelines, and unreturned funds like your $613 payment very seriously. We want to investigate your file to ensure all your concerns are addressed. Please reach out to our client services team at 800-655-6303.
Reviewed Aug. 20, 2026
It was a little confusing at first, but they explained everything to me. The process was easy.
We know tackling debt can feel a bit overwhelming at first, so we’re thrilled our team could clear things up and make the process smooth for you. Thank you for sharing your review—we’re glad to have you with us!
Reviewed Aug. 20, 2026
Reza was extremely helpful, very patient and very kind. Helped me to understand how the debt relief was going to work. Answered all my questions. I was relieved they were able to help with my situation.
That feeling of relief is what it's all about! We know starting this process can bring up a lot of questions, so we're delighted that Reza took the time to explain everything thoroughly. Thank you for trusting us with your financial situation!
Reviewed Aug. 20, 2026
People are very helpful, they got me going on the right path.
Getting on the right path is a huge first step, and we’re so glad our team could guide you there! Thank you for the kind words—we’re excited to walk alongside you every step of the way.

Reviewed Aug. 19, 2026
I am very pleased with Freedom debt helping to negotiate with high interest credit cards. Sending me updates constantly.
Thank you for the great review! We're so glad our updates are giving you peace of mind while we work on lowering those high interest rates. Thank you for choosing Freedom Debt Relief—we look forward to celebrating more progress with you!
Reviewed Aug. 19, 2026
The representative was very knowledgeable in what was being offered. He helped without any hesitation.
Thank you for the wonderful feedback! Our team takes pride in being knowledgeable and ready to assist at a moment’s notice. We’re so glad he was able to guide you smoothly through the process!
Reviewed Aug. 19, 2026
FDR is AWESOME!!!! They have been great on every settlement!!!! Highly recommend them.
WE LOVE THE ENERGY! Thank you so much for the awesome review! Delivering great results on every settlement is what we strive for, and we’re thrilled to hear we’re knocking it out of the park for you. Thank you for the high recommendation!
Reviewed Aug. 19, 2026
I wish I had found a different way to deal w/ debt.
We completely understand that managing debt is an overwhelming journey, and debt resolution isn't always an easy path. We want to make sure you feel fully supported and clear on your choices. If you’d like to review your current plan, explore adjustments, or discuss your options, please reach out to us directly—we are always here to listen.
Reviewed Aug. 18, 2026
Friendly, helpful service. Easy to set up and understand.
Thank you for sharing your feedback! We aim to make getting started as straightforward and friendly as possible, so we’re thrilled to hear everything was easy to set up and understand. Welcome to Freedom Debt Relief!
Reviewed Aug. 18, 2026
The people I have worked with at Freedom Debt Relief gave me hope for a better financial future. Thank you.
Thank you for sharing! Restoring hope and helping build a brighter financial future is why we do what we do. We’re excited to keep working together toward your goals!
Reviewed Aug. 18, 2026
My settlement was nowhere near what FDR said it would be. Although they told me it could be not the anticipated settlement amount I do not believe it was worth messing up my credit only to not get a better settlement. I would highly be skeptical of what they tell you when they request your business.
Hi, we are sorry to hear about your dissatisfaction with the settlement outcome. We strive to provide clear guidance throughout the process, and we regret if the results did not meet your expectations. An account specialist will reach out soon to discuss your concerns further and ensure all aspects of your experience are addressed. Thank you for sharing your feedback with us.

Reviewed Aug. 17, 2026
Within the 1st month they made my 1st settlement and arranged the payment schedule.
Fast results and clear organization are top priorities for us. We're glad we could get that first debt settled quickly and set up a manageable schedule that gives you peace of mind. Thank you for your trust!
Reviewed Aug. 17, 2026
I believe they are going to help me get peace of mind again.
Thank you for sharing! Believing in a brighter, stress-free future is a huge step forward, and we are fully committed to working hard behind the scenes to make that peace of mind a reality for you.
Reviewed Aug. 17, 2026
Really good news. Thank you so much, it was a really welcoming surprise. I can’t wait to pay it all off.
We love delivering good news! Getting a positive surprise on your path to financial freedom is the best feeling, and we are just as excited as you are. We’re right here in your corner until that final payment!
Reviewed Aug. 17, 2026
Professional, knowledgeable, streamlined, friendly and easy to work with.
We know navigating debt resolution can feel complex, so keeping our process clear and stress-free is a top priority. Thank you for taking the time to share your review and for trusting our team!

Reviewed Aug. 17, 2026
Cut my debt by half on one of my credit cards so far.
Seeing real progress like this makes all the hard work worth it. Every dollar saved gets you closer to your goals, and we’re honored to be in your corner advocating for you. On to the next win!
Reviewed Aug. 16, 2026
My debts are recorded wrong on their side, making it a stressful experience. Some debts didn't get put on my program at all. Can't wait until this is over and I'll never use these people again!
Thank you for bringing your concerns to our attention. We're sorry to hear about the issues you're experiencing with your debt program and understand the frustration this has caused. It's crucial that each client's details are managed accurately, and we apologize if we've fallen short in your case. Please be assured that an account specialist will be in touch shortly to review your account thoroughly and work towards a resolution that addresses your needs. Your feedback is important to us, and we are committed to improving our processes to prevent similar situations in the future.
Reviewed Aug. 16, 2026
They have done a good job keeping me informed. They have helped take the stress away and have saved me sooo much time. I would highly recommend.
Taking back your time and peace of mind is what it's all about! We are delighted to hear that our updates have given you clarity and confidence throughout the process. Thank you for your trust and for sharing your experience!
Reviewed Aug. 15, 2026
So far, so good. Freedom Debt relief and I are planning to get over $30K in credit card debt cleared up in 5 years. We are only 1 month into it at this point so it's hard to tell. Stay tuned. If asked again I'll provide a better educated review in a year or so.
Off to a solid start! We know building momentum takes time, and we’re honored to be in your corner for the journey ahead. We are working hard on your behalf behind the scenes and can't wait to celebrate major milestones with you along the way.

Reviewed Aug. 15, 2026
Updated on 09/04/2026: My first settlement was finalized! On the way to paying off debt! So far this is a favorable experience.
Original Review: I just recently made the decision to become part of the Freedom Debt Relief program. So far, I've had an excellent experience. Everyone I've spoken with is very professional, courteous and empathetic to my situation. I am looking forward to working with FDR to settle my debt.
Welcome to the program! Taking that first step toward resolving debt is a big milestone, and we are thrilled to walk this path with you. Our team is always here to treat you with the empathy and respect you deserve every step of the way.

Reviewed Aug. 14, 2026
I have been very satisfied with the help I have received through FDR.
Thank you so much for sharing! We are thrilled to hear that you’ve had such a positive experience with our team. We’re grateful for your trust and are always here to support you!
Reviewed Aug. 14, 2026
They are easy to work with. Very understanding of your issues.
Clear communication and genuine understanding are at the heart of what we do. Thank you for your review and for allowing us to support you!
Reviewed Aug. 14, 2026
So far, so good. I like what I’m seeing. My bill collectors are kept at bay; I am able to think straight. I can focus on buying the essentials I need to survive now. I have hope for a good future once again. At the same time, Debt Relief is working on my behalf to eventually pay off my debt and restore my reputation.
Thank you so much for sharing your story. Giving our clients breathing room to focus on what truly matters is at the heart of what we do. We are honored to be in your corner, handling the stress so you can look forward to a bright financial future.
Reviewed Aug. 13, 2026
So far, I am very pleased with Freedom Debt Relief. The representative I talked with was very helpful and explained it very, very well and explicitly to me so that being said, I would recommend freedom debt relief to anyone in my family or anyone that asked me about it. I would highly recommend it. Thank you and thank you for Miss Rue **. She was the one that explained it very well to me and for that reason is, why I signed up for debt for freedom, debt relief.
Thank you so much for the wonderful review! We’re thrilled to hear that you felt confident and well-informed during your call. We will be sure to pass your kind words along to Miss Rue—she’ll be delighted to know she made such a positive impact. Welcome to Freedom Debt Relief, and thank you for recommending us!
Reviewed Aug. 13, 2026
They were nice and explained everything to me! They answered all my questions.
Clear communication and friendly support are top priorities for us. Knowing that our team took the time to answer every question and make you feel comfortable means the world. Thank you for sharing your experience!
Reviewed Aug. 13, 2026
So far so good. Will be making 1st payment Aug 21, 2026.
Welcome to Freedom Debt Relief! Our team is committed to ensuring a positive experience. Should you have any questions or need assistance along the way, please don't hesitate to reach out. We're here to support you every step of the way!
Reviewed Aug. 12, 2026
I just started my journey with FDR and I must say, it was scary initially but I am so happy with my decision to join! It’s only month 2 and I have already started to get offers to settle which is extremely early but proves they hit the ground running. The staff explained the process to me in great detail and answered all of my questions. Anytime I need assistance there a direct line of contact to a representative. If you are thinking about joining FDR, just do it. The relief I feel is unmatched! Thank you FDR!!
Thank you for sharing your experience with us! We're thrilled to hear that you are already seeing positive results just two months into your journey with us. Our team is dedicated to providing detailed guidance and support, and it's wonderful to know that you feel well-informed and relieved. We appreciate your recommendation and are excited to continue supporting you on your path to financial freedom. Thank you for choosing us!
Reviewed Aug. 12, 2026
They do what they said, quickly. Excellent experience.
Thank you for sharing your excellent experience with us! We’re thrilled to hear that we met your expectations quickly and effectively. Your feedback is greatly appreciated, and we're committed to providing the same level of service in the future. Thank you for choosing us!
Reviewed Aug. 11, 2026
They are amazing. Settle money for your budget and handle the settlements.
Thank you for sharing your positive experience with us. If you have any further questions or need assistance, please don't hesitate to reach out. We're here to help!
Reviewed Aug. 11, 2026
All is going as they said. Very happy with them. Glad I found them.
Hearing that you're happy with your progress makes our day! We’re honored to support you on your financial journey and keep everything moving forward as promised.
Reviewed Aug. 11, 2026
My experience with Freedom Debt Relief has been a very good one. They are knowledgeable & experienced to help me resolve my debts.
Thank you for the great feedback! Our team works hard to bring knowledge and experience to every client’s unique situation, so hearing that you've had such a good experience means the world to us.

Reviewed Aug. 10, 2026
If you’re serious about getting out of debt. With a great deal on payments, then call them. I have a steady monthly payment, and creditors leave me alone.
Thank you for the strong recommendation! We’re so glad we could help you secure a manageable monthly payment and get those creditor calls stopped. We appreciate your trust in our team!

Reviewed Aug. 10, 2026
I’ve had no issues with Freedom debt. They have been very communicative and made sure I knew exactly what was going on.
Keeping you in the loop and making sure you always know what’s coming next is what we aim for every day. Thank you for taking the time to leave a review—we’re happy to be working with you!
Reviewed Aug. 9, 2026
FDR helped me reduce the amount I was paying for debt relief which will give me additional money just to make ends meet. The process was easy and quick and helpful to me, I was relieved of taking care of debt that has been following me for years.
Thank you for trusting FDR! Helping our clients find immediate relief in their day-to-day budgets while resolving long-term debt is exactly what we strive for. We’re so glad we could assist you on your financial journey!

Reviewed Aug. 7, 2026
I am very glad that I got a settlement for one of my accounts. I am not impressed by the time it took to settle or that I have to pay a large fee for it. I am hoping I don't have to pay the same amount for every settlement. If I do, this program is not really worth it, because my credit is taking a major hit and I get tons of harassing calls from my creditors every day.
Thank you for sharing your feedback with us. We understand your concerns regarding the time taken to settle your account and the fees associated with our services. Our program aims to help clients resolve their debts effectively, and we're sorry to hear that your experience has not entirely met your expectations. We recognize the impact this has had on your credit score and the inconvenience of receiving calls from creditors. Please know that we are here to assist you and address these issues. Please reach out to our Client Services team to discuss resources available for your concerns at 800-655-6303. They are available 7-days a week to assist.
Reviewed Aug. 7, 2026
I've been with Freedom Debt Relief twice, once a long time ago, and then I went to another one. Their customer service was pretty good. They did a good job. I have no problem with them because I know I always pay on time and do my own job. Because after the payment I make, everything responds back to the bank or to wherever I hold them. Then it clears out my record.
Thank you for coming back to Freedom Debt Relief and sharing your experience! We truly appreciate your continued trust in us. Successful debt resolution is a true team effort, and your dedication to staying on track with your payments makes all the difference in clearing your record. We're so glad to be in your corner again!
Reviewed Aug. 5, 2026
Thanks for your helpful personal and professional support. Me and my wife really appreciate you guys keeping up with family and friends. Members of Freedom Financial thanks again. Have a wonderful day.
Thank you so much to you and your wife for taking the time to share this! Treating our clients with genuine personal care and respect is always our top priority. We wish you both a wonderful day and all the best moving forward!
Reviewed Aug. 4, 2026
I found FDR on some website, and then I talked to them. And they seemed quite reasonable. So, I went with them. So far, the experience with Freedom is going okay. They are happy with me. I am satisfied with them. But about four months back, one of the banks sued me in court. And after that, Freedom Debt Relief told me they can't help me with this. So, I'm quite worried. I have to do something about it. FDR keeps sending a daily digest. They keep sending a monthly report. But sometimes we like to talk to them, and talking to them is quite difficult because their lines are busy, and you have to wait for 10 - 20 minutes. That kind of customer support really is not available.
So far, they have settled my debt with the two clients, and the final settlement with them will take about four years. I am paying them a certain amount. I've never failed them. It reaches them on the first of every month. They should be very happy with me. And there's no problem as far as I'm concerned. But my only worry is that the bank sued me. Also, I used to pay them $372. Now, they are asking me for an additional $650.
Thank you for sharing your experience with us. We're pleased to hear that you've been satisfied with the settlements achieved so far. However, we understand your concerns regarding the lawsuit and communication challenges. Our team strives to provide comprehensive support, and we're sorry that you found it difficult to reach us at times. Regarding the deposit increase request, it is likely related to the lawsuit, and we encourage you to contact our Client Services team to discuss your account in detail and clarify any discrepancies with our legal partner team.
Reviewed Aug. 3, 2026
I was really scared at first; was I doing the right thing. FDR made the process easy and explained every step. They did everything they said they would. I was depressed and used credit cards to make me feel better. Once I got professional help, I was left with debt and thinking what have I done. It literally made me sick. I am in a much better place mentally and financially. FDR has been great at making settlements and cleaning up my mess. Thank you so much. I would definitely recommend this company to anyone needing help.
Thank you for trusting FDR with your journey! Reaching out when things feel scary isn't easy, but we are so thrilled to hear that you are in a much better place both mentally and financially today. We're proud to have been in your corner!
Reviewed Aug. 3, 2026
Life doesn't always go according to plan, and sometimes unexpected situations can make keeping up with debt feel overwhelming. I found myself in that position, and Freedom Debt gave me a path forward when I needed one. The process was straightforward, and they took the time to explain my options without making me feel judged. While this type of program may not be the right fit for everyone, it can be a great solution for people who are genuinely struggling and need a more manageable way to get back on track financially.
Having lower, more affordable payments has helped relieve a lot of stress and has given me hope that I can regain control of my finances. If you're feeling overwhelmed by debt and don't know where to start, it's worth looking into what Freedom Debt has to offer. It won't erase the hard work required, but it can provide a realistic path toward financial stability.
Thank you for the thoughtful review! We’re honored to have supported you through a challenging time and delighted to hear you’re feeling hopeful and back in control. Your dedication is what makes the progress happen!

Reviewed Aug. 2, 2026
There are seasons in life you never expect to experience. I found myself facing significant financial hardship after the end of a relationship. I wasn't looking for a quick fix. I was looking for a structured way to rebuild my financial life. From the beginning, Freedom Debt Relief explained the program, helped me understand what to expect, and provided a clear process to follow. Throughout the program, they negotiated on my behalf, kept me informed as settlements were reached, and provided an online dashboard where I could monitor my progress and access important documents. I stayed engaged by reviewing my accounts regularly, asking questions whenever something didn't look right, and keeping organized records of each milestone.
The process required patience, commitment, and personal responsibility. It wasn't an overnight solution, but step by step I watched my enrolled accounts move through negotiation until every enrolled account was successfully resolved. Having that structure gave me confidence and allowed me to focus on rebuilding instead of feeling overwhelmed. Today, I am no longer focused on simply overcoming financial hardship. I am focused on rebuilding my future. My experience has shown me that financial hardship does not have to define the rest of your life. With the right plan, discipline, and support, it is possible to move forward.
Freedom Debt Relief provided the structure, but rebuilding my life required commitment, discipline, and a willingness to keep moving forward. For that, I am sincerely grateful. I would recommend Freedom Debt Relief to anyone who is committed to taking ownership of their financial recovery and is looking for a clear, organized path toward a better future.
Thank you so much for sharing such a powerful story. Facing a major life transition while managing financial strain takes immense courage, and we are deeply honored to have walked alongside you. You deserve the credit for your patience, organization, and dedication—our team provided the framework, but your discipline made this transformation possible. Congratulations on this fresh chapter, and we wish you the very best as you build your future!

Reviewed Aug. 2, 2026
The customer service is kind caring. I had an easy time enrolling. The representative that enrolled was patient, helpful and understanding. I didn't pushed to enroll. Thank you.
Thank you so much for taking the time to share this! We pride ourselves on creating a comfortable, pressure-free experience, so we're thrilled to hear your representative made enrollment so smooth. Welcome, and please let us know if you ever need anything!
Reviewed Aug. 1, 2026
I had a lot of credit card debt and I kept seeing a lot of ads for Freedom Debt Relief. I went with them and have been with them for about four years now. They were able to sync the payment with my paydays, so that I could guarantee having the money to pay them. I don't have much contact with them, but when I've had to talk with them, they've been very helpful on everything. They're doing a good job at what they're doing.
We're thrilled that aligning your payments with your payday schedule has made your journey easier over the last four years. Our team is always here whenever you need us, and we truly appreciate your continued trust!
Reviewed Aug. 1, 2026
It seems to be going ok. I am not computer savvy to see my balances on cards pay on to see what still owe. I just make a payment 2 times a month but got settlement on second card in little over a year but still paying on first one so paying down 2 at one time so that seems like good thing.
Thank you so much for sharing your progress! Celebrating that settlement on your second card is a huge milestone, and we're thrilled to see your hard work paying off. We completely understand that online portals aren't for everyone—please remember you can always call our support team anytime for a clear, verbal update on your balances. We're excited to keep working with you toward your goals!

Reviewed July 30, 2026
Freedom Debt Relief is a real lifesaver. They helped me with my biggest loans, and I am slowly getting my life back on track to being debt-free. Everyone I spoke to have been super helpful and supportive. Give them a try! You won’t regret it.
Thank you so much for sharing your journey! Hearing that you’re getting your life back on track is exactly why we do what we do. We are so proud to be in your corner as you work toward financial freedom!

Reviewed July 30, 2026
Thank you so much for your work and for being so speedy! 5 Star Review!
Thank you! Speed and quality are what we aim for. We truly appreciate your support!
Reviewed July 30, 2026
I was concerned taking the step to obtain debt relief through Freedom Debt Relief. But I have an assigned agent I can contact and ask questions. I have my personal account where I can monitor the progress and keep the control of approvals. FDR negotiates and presents the deal negotiated to you for your approval. This and actually seeing the debt reduction, helped me get rid of my concerns. Thank you FDR for helping me now to get debt free before I move into retirement in the years to come.
We know taking that first step toward debt relief can feel overwhelming, so we're thrilled to hear that transparent access and your dedicated agent helped put your mind at ease. Knowing you're on track to enter retirement debt-free is the ultimate win. Wishing you all the best on the rest of your journey!
Reviewed July 27, 2026
So far, I've had a very good experience with Freedom Debt Relief. They have already settled one debt, and it only took a month. They've been very communicative and friendly. I previously dealt with another company, and Freedom is much better. I highly recommend Freedom Debt Relief.
We are delighted to hear you’re seeing fast results and having such a positive experience with our team. We truly appreciate your high recommendation and look forward to keeping up the momentum!

Reviewed July 27, 2026
I would recommend Freedom Debt Relief to everyone because they do an outstanding job.
Thank you for the recommendation! We’re happy to hear our team did an outstanding job for you.
Reviewed July 27, 2026
Came to Freedom Debt Relief because my credit was really bad and no one would loan me money so I could consolidate and pay a little less out every month. This program was offered, right away they cut my expenses, negotiated everything to half what I owed and I didn't deal with one creditor no hassling calls. Now I believe all debts have been resolved and if something else pops up, I would use them again. It is true your credit score suffers for a while, but sometimes you have to tear something down to start over and make it better. My credit score is coming back and it has only been about a year to straighten all this out
We know taking that first step toward debt relief isn't easy, especially when balancing short-term credit impacts with long-term goals. Hearing how quickly you resolved your debts and began rebuilding your score is incredible news. Congratulations on your fresh financial start!

Reviewed July 26, 2026
Disappointed in the fact that a lawsuit was filed against me while FDR was taking no action on a debt that I submitted to FDR in October, 2023. FDR has reached a settlement with this creditor, but I feel that a more advantageous settlement could have been reached if FDR had acted sooner. I am considering withdrawing from the FDR program.
We sincerely regret your frustration regarding the timeline and settlement outcome for this account. While we work diligently to negotiate with every creditor, individual creditor responses and legal actions are outside our direct control. Your financial outcome is our top priority, and we’d like to discuss the specifics of your October 2023 submission. Please reach out to us directly at 800-655-6303 so we can help resolve this.
Reviewed July 24, 2026
Had a great experience with Freedom Debt Relief. The enrollment process was straightforward, and the representatives were professional, knowledgeable, and took the time to answer all of my questions. They explained the program clearly and made me feel comfortable throughout the process. While I'm still working toward becoming debt-free, I appreciate the support and communication I've received so far. I'm looking forward to continuing the program and achieving my financial goals.
We’re so glad our team made your enrollment smooth and answered all your questions. Reaching financial freedom is a major goal, and we’re right here with you until you cross that finish line!
Reviewed July 23, 2026
It’s amazing. I should have to consider it long time ago. I was in deep debts and worried how I will pay this but choosing this program really helped me.
We’re thrilled to hear that our program made such a positive difference for you. Wishing you continued financial success!
Reviewed July 23, 2026
I was with another company and they never could debit my account. I always had the money there and they had the right account information, but, for some reason, they couldn't get the money out of my account. I went on the internet and found Freedom Debt Relief and decided to use them instead. They have a good strategy with price. I had no problem with their rep. They answered all my questions and got all my needs taken care of. The service was good. I would recommend them to a few people. I'd let them know that they did a good job with me.
Welcome to Freedom Debt Relief, and thank you for taking the time to share your story! We know how frustrating it is when simple processes become difficult, so we’re thrilled we could make the transition seamless and hassle-free for you. We appreciate your trust in us and your willingness to recommend our team!

Reviewed July 22, 2026
Freedom Debt Relief achieved the results they promised without delay. I'm looking forward to more great results within the next month.
Thank you for the great feedback! Keeping our promises and delivering timely results is what we strive for every day. We appreciate your trust in us and look forward to even more progress ahead.

Reviewed July 22, 2026
Freedom Debt Relief asked me to "Share the good news!" The good news? Is being sued 3 times good news? FDR has a legal partner network, but the lawyers do not show up in court, so you will have a default judgement issued. Then they will ask you to deposit additional funds. Often it is a large amount of money. If you had that money, you'd have just paid off the debts, right? I finally got to a place where I could get a loan at a ridiculously predatory interest rate to deposit additional funds to avoid having my wages garnished.
FDR sat on those funds for 2 months and settled the day my garnishment went in. Now I am having a LARGE portion of my paycheck taken away, while close to $10,000 sits in the account, with another wage garnishment on the way. They could stop this, but they are giving me the runaround about paying the first payment, which the opposing law firm requires to lift the garnishment. So, should you use FDR to settle your debt? NO. Not unless you like having terrible credit, being sued, and then being ignored.
Thank you for bringing this to our attention! An account specialist has been assigned and will be reaching out to assist after reviewing your program.
Reviewed July 22, 2026
I called to get a large loan to pay off all my incidental debt and was given the option of consolidation. Now I will have no incidental debt without a new, larger loan. My first payment has been made and the process is moving along.
That’s wonderful news! Helping you find financial solutions that truly fit your goals is what we strive for. We’re glad the process is moving along smoothly and look forward to celebrating your progress toward zero debt!

Reviewed July 20, 2026
Awesome help. One down and it feels great. Thank you for all your help.
One down, and many more wins to come! You're very welcome—so glad we could help you get this checked off.
Reviewed July 19, 2026
My experience with Freedom Debt Relief has been excellent. They have done everything they originally promised when I signed up with the program and have done an incredible job handling the negotiations and making sure that everything has gone smoothly and effortlessly. Thank you so much!
We are so grateful for your feedback! Transparency and seamless service are core to what we do, so knowing our team made the process smooth for you is fantastic to hear. Thank you for trusting Freedom Debt Relief on your journey to financial freedom.
Reviewed July 18, 2026
Highly professional and very pleased with the results so far.
Thank you for taking the time to leave us a review! Delivering professional service and clear results is always our top priority. We appreciate your trust in our team and look forward to keeping up the momentum!
Reviewed July 18, 2026
FDR came through for me once again. They have taken a difficult process for an individual and made it functionable to reduce debit.
We love hearing this! Taking control of your finances is a huge step, and we’re so glad we could make the journey easier for you. Thank you for continuing to trust the FDR team!
Reviewed July 17, 2026
Excellent way to show the information about my account, Georgina was a great and kind person, she helped me out with patience and kindness.
Thank you for taking the time to leave us a review! We’re thrilled to hear that our account layout made things easy for you and that Georgina provided such patient, thoughtful support. We’ll be sure to pass your praise along to her!

Reviewed July 17, 2026
Excellent service, professional! They actually listen and care! I would recommend to everyone!!
Hearing that you felt truly listened to and cared for means the world to our team. We’re so grateful for your recommendation and look forward to your brighter financial future.

Reviewed July 15, 2026
They were responsive to my questions and made the process much less stressful. I appreciate their support and would recommend their services to anyone looking for help managing their debt.
We’re so glad we could help make things easier for you! Thank you for trusting us, for the kind words, and for recommending our services.
Reviewed July 15, 2026
Freedom Debt Relief was great at walking me through each step during a difficult time of my life and for being available to answer any question. The FAQ section was excellent at giving me all the answers as well. I would definitely recommend them if you are willing to put in the work and know with the process that you may have to deal with legal issues from creditors. It is the process. With that being said, my outcome was excellent.
Thank you so much for sharing your experience! We are thrilled we could support you through a tough time and help you reach an excellent outcome. You're absolutely right—the program takes commitment and patience, and we appreciate you highlighting that reality for others. Congratulations on your success!
Reviewed July 14, 2026
Great place to help your finances. Would and have recommended to others.
Thanks for the great review! Knowing you've recommended us to others is the highest compliment we can get. We're happy to help.
Reviewed July 14, 2026
Excellent service, this company did exactly what they said.
Thank you so much! Keeping our word and delivering great service is our top priority. We appreciate your support.
Reviewed July 14, 2026
I am just getting started. So far everything has been great. I need more time to make a complete and informed assessment of how things are working. We have not started to negotiate as of yet, so this review is incomplete.
Thanks for sharing your early thoughts! We're glad to hear things are going well so far, and we look forward to working getting started on those negotiations soon.
Reviewed July 14, 2026
Freedom Debt Relief was second as far as being rated and that made me feel good. The enrollment was easy. They were so willing to work with me to get this taken care of. I was devasted that I had to do it. They made me at ease that I wasn't doing something bad and that I'm not the only one in the world who did it. Also, the rep was friendly, had a nice voice, and seemed to know what he was doing. Very knowledgeable in what his product was and how he would help me.
We love hearing this! Thank you for sharing your feedback. Our team works hard to make the process as clear and stress-free as possible, and we'll be sure to pass your kind words along to your representative. We're here for you every step of the way.
Reviewed July 13, 2026
This is a great investment. I do appreciate the continuous contact and they are super informative. Thanks for helping me with my debt.
Thanks for the great review! We're so glad our team could give you the clear information and steady support you needed to tackle your debt. Wishing you the absolute best on your financial journey!

Reviewed July 13, 2026
Well I was told I would qualify for a consolidation loan if I paid on time for a year..Well I did no consolidation loan..My wife was told the same..No loan. My credit went down 250 points and the quote I was given was not static. I still got sued and to settle it my payment went up 200 plus a month.
Thank you for bringing this to our attention. We're sorry for the experience you've faced and would like to clarify things further. An account specialist will thoroughly review your account details and reach out to discuss it with you.
Reviewed July 12, 2026
Freedom Debt Relief got me back on track. I tracked my progress thru the dashboard and their customer support was great. I love everything about them and the experience was awesome. It was a 10 out of 10.
Thank you for taking the time to share your experience. Helping our clients take control of their financial future is our top priority, and we’re delighted that you felt supported every step of the way.
Reviewed July 11, 2026
We had some credit card stuff we had to take care of. When I spoke with Freedom Debt Relief, they explained everything. They were very knowledgeable. They just got us put into Achieve. I enjoyed the people that we talked to. They were good at what they were doing. Both of us understood what was going to happen, and it was good. It was something that we needed.
Thank you so much for sharing your experience! We're thrilled to hear our team made the transition to Achieve smooth and clear for both of you. Helping you take control of your finances with confidence is exactly what we aim for. We're glad to have you with us!
Reviewed July 10, 2026
Freedom Debt Relief negotiated our first debt at 50% of the original debt owed. My husband and I are so grateful. We have full confidence that they will do the same with our other debts that we consolidated with them. Thank you.🙏🏻
We are absolutely thrilled to help you and your husband reach this first major milestone. We appreciate your trust in us and are fully committed to getting the rest of your debts resolved. We’re with you every step of the way!
Reviewed July 10, 2026
There were a couple of different companies but I needed help. I contacted Freedom Debt Relief and they gave me some figures. I went with my gut more than anything and the program worked great. I resolved a problem and saved a lot of money. There are a lot of cost savings, and yet they're getting a fair portion too, but they're doing a lot of work for you and they work hard. I got my feet back on the ground. It has given me the foresight into the future to get rid of this debt that I've incurred and to put my life back on track for myself and my family. But you've got to be patient through the whole process.
Freedom’s customer support is awesome. Every time I call and have questions, they all answer them. They don't hesitate to give their best answers to you and I'm satisfied. The website is easy to access. They give you everything that's forecasted into the future to negotiate with debt holders and it's got your payment plans on each debt that you owe money to and how much your allotments are, and when it started and when it ends. It also has your settlement fees. But they don't have those attached to the debt as far as the schedule and how much is being paid. I've had to call in and ask, and I’ve made a suggestion to customer service. I told them that they answered my questions but I wouldn’t have to call them if I had the stuff in front of me.
Thank you so much for sharing your story! We’re thrilled to hear that the program helped you get back on track for you and your family. Your patience throughout the process truly makes a difference, and we're glad our team was there to support you every step of the way. We also really appreciate your feedback about adding settlement fee schedules directly to the online dashboard—suggestions like yours help us make our tools better for everyone. Congratulations on your hard-earned progress!
Reviewed July 9, 2026
Excellent customer service and excellent communication. ⭐️⭐️⭐️⭐️⭐️
Thanks so much for the 5-star review! We're thrilled you had a great experience with our team.
Reviewed July 9, 2026
The last time I used Freedom Debt Relief, it was good. They did what they said they were going to do. When I finished the program, they even gave me a check as a reward for completing everything I was supposed to do. That's why I decided to go back this time. The rep who helped me was very knowledgeable and walked me through everything in a way that I could understand. He would call and let me know every step of the way and everything he said he was going to do, he did. The whole process has been easy, and I was approved for Achieve. Everything is going well.
Freedom has a good program. It helps you get out of debt and back on your feet, and they take care of everything. All you have to do is make sure your money is there. The website is easy to use, and everyone I've talked to has been knowledgeable, nice, and professional. I'm happy with the program and would tell others about my experience and recommend they go for it.
We are so glad to hear your second experience with us is going just as smoothly as the first. Thank you for trusting us to support you again, and congratulations on your progress with Achieve!
Reviewed July 8, 2026
From start to finish the process was simple. Great communication and excellent customer service. I was able to work with someone that used to be a local to my area which was pretty cool. I don’t know what would do without this service as we were going to be drowning in debt. Thanks again!
Thank you for the wonderful feedback! Knowing we helped lift that weight off your shoulders means the world to us. We are always here if you need anything else.
Reviewed July 8, 2026
I made a mistake enrolling with Freedom Debt Relief. They told me it was going to be easy and that they were going to do everything for me, but after that, I was doing the settlements by myself. I settled two accounts on my own, and if I had to do it again, I'd just do it myself. I use the dashboard to track my progress, and I'm almost done with the program. It was beneficial to make just one payment, but Freedom charges more than I thought they were going to.
It's great to hear you are almost done with the program and that the dashboard has kept you on track. That said, we're really sorry for the frustration with your settlements and the confusion around our fees. We want to make sure your experience finishes on a better note. Please connect with us at 800-655-6303 so we can look into your specific account details.
Reviewed July 7, 2026
Over the years I have found Freedom Debt Relief a responsible company in helping me negotiate a settlement with seven accounts and make monthly payments out of my monthly payment. FDR has signed me up with Achieve to pay off the rest of my debt with a lower payment after almost 4 years.
We love hearing success stories like yours! Thank you for trusting Freedom Debt Relief to handle your accounts. We are excited to see you transition smoothly to Achieve to take care of the rest.
Reviewed July 7, 2026
I know you are skeptical but so was I. I took a leap of faith and thank God I did! I am so happy I was able to use Freedom Debt Relief. I didn't know what to do with all my credit card debt and felt like I'd be in a hole forever. Freedom made it so simple and it really has helped me get back on my financial track. Of course, I was skeptical but after seeing how they helped my brother, I had to do it too. What relief this process has given me.
Taking that first step isn't easy, but we're so glad you trusted us to help. Thank you for the wonderful review, and congratulations on your financial progress!
Reviewed July 7, 2026
I wanted to create a permanent solution for my debt problems. I signed up with Freedom Debt Relief and right now, I'm only a fraction away through the program. But I have confidence in the company. With them, you pay a fixed amount every month and they make a commitment that the program will last X number of years, depending on the number of creditors and size of the debt. They're helping me eliminate my long-term credit card debt and for the first year and a half to two, they've made four settlements of the nine debts that I've enrolled.
They send regular updates of what they've accomplished and they let me know which accounts they're working on next, then they let me know the details of any settlements and the likely negotiated settlement of the next account they're working on. The settlements appear to be falling into a pattern where they're roughly settling for 50 cents on the dollar with these companies and I assume that that's going to be the continuation of that pattern. The account that I have with them is auto-paid, and they remind me to keep up the good work and stay current so they can get these settlements achieved. They also encourage visits to the websites but I only really do that after they report progress on a settlement.
I chose the best people in the industry, based on what I've heard that from bankers and lenders that I've spoken with on various occasions. They all seem to agree that Freedom Debt Relief is the best company in that segment of the industry. But I have some second thoughts on whether I could have personally negotiated the same sort of deal on my own. I don't mind paying a fee for those services, but I might have been able to achieve the same result on my own without the damage to my credit report. When joining their program, it's always going to be initially negative for anyone because you're encouraged to stop making your monthly payments, which will do immediate damage to your credit score.
Hi Lewis, thank you for sharing your detailed journey with us! We are thrilled to hear that you are already seeing progress with four of your nine debts settled. You made a great point—while DIY negotiation is always an option, our clients usually choose us to save themselves the time, stress, and hassle of dealing with creditors directly. The initial drop in your credit score is a tough but common part of the process, but resolving these debts is the first step toward long-term financial health. Keep up the great work, and we’ll keep those updates coming!
Reviewed July 6, 2026
Freedom Debt Relief was the first one that popped up online when I was looking and I just stopped with them. The guy who signed me up gave me all these good recommendations and everything was good with them, so I stuck with it. In the beginning, dealing with the rep was good. But a couple of months down the road, I tried to call and email, and I never got any response. So, I started talking to random people. I never talked to the same person again.
One thing I didn't like was that when I first signed up, the program wasn't explained to me correctly. Later, when I asked questions, I was told that what I'd originally been told wasn't right. They told me that even if I added another account, my payment would stay the same, but that turned out not to be correct. But other than the miscommunication, Freedom Debt Relief has been awesome. If I were anybody else, I would reach out to them.
Thank you for your feedback! We're glad to hear that you initially had positive experiences with our team and that the value of our services stood out to you. We regret any clarity issues or inconsistencies you experienced during the program explanations. We're taking your insights seriously to improve our processes. We appreciate your recommendation and love of our program, and we're here to assist further if needed. If you have more questions, feel free to contact us anytime.
Reviewed July 5, 2026
If you find yourself ever facing financial hardship, accompany that a highly recommend that you speak to is Freedom Debt Relief. There are a company that will protect your rights and help you get from under insurmountable debt and regain control over your life. Do not allow pride to have you attempted on your own give a professional a call and Freedom Debt Relief has very knowledgeable, professional, and courteous people to guide you through the process.
Thank you for sharing your uplifting recommendation! We're thrilled to hear your positive feedback about our knowledgeable and courteous team members. At Freedom Debt Relief, we are dedicated to supporting you in overcoming financial challenges and regaining control. Should you need any further assistance or have questions, please feel free to reach out. We're honored to be part of your journey to financial freedom!
Reviewed July 5, 2026
I had improvements done on a house and when I sold it, I went into a hole for $20,000. I quit paying the other companies because I didn’t have the money. I couldn't get enough out of the house to pay for them. So, I had to do something. After a couple of years, I came across Freedom Debt Relief and I decided to try them. The price could be a little bit lower but it’s getting me out of debt. Freedom helped me tremendously, and the reps I've talked to have all been understanding and very knowledgeable. I’m 80 years old and retired, and I have a little bit more money now to live on. I've had a good experience and I’ll be done in four months. If someone has a lot of debt and can't get it settled on their own, Freedom would be a great one to deal with.
Thank you so much for sharing your story! We are incredibly happy to hear we’ve helped you find some extra breathing room in your retirement. Being just four months away from finishing your program is a huge milestone, and we are so proud to stand by you. Thank you for trusting us to help you get back on track!

Reviewed July 4, 2026
Customer service is responsive and considerate. The process moves slowly, and there is a fair amount of tension involved, but customer service is sympathetic and willing to listen. The first of three debts has been settled, and I look forward to quicker movement on the remaining debts.
Thank you for your review. Debt resolution is often a lengthy and tense process, but we're glad our customer service team provided the care and responsiveness you needed. We're committed to keeping up the momentum and resolving your next two debts efficiently.
Reviewed July 4, 2026
I had contracted with another company, and they took my money and disappeared off the face of the earth. So, I was in a bind and I had to do something. The enrollment process with Freedom Debt Relief was easy enough and the reps handled everything. I just turned it over to them, and they would contact me and tell me what was going on and get my permission to do the things they needed to do. There were no complications. They sent information, told me what they were going to do, what they were going to charge and how long it would take. They had everything lined out right down the line. They were easy to talk to, understood my situation, and out of anybody I talked to, they were probably the most helpful.
Going through the program opened my eyes to where I was with my debt and what it was going to take to get it taken care of. The most helpful part was getting it off my chest and getting it done, even though they charged an astronomical fee. You know you're in debt already, and the amount they charge just makes it that much more. But then you got yourself there, so you gotta get yourself out of it. Freedom Debt Relief took me out of debt from one place and put me in another, but this one is controlled and I was aware of it. It impacts my life for the next four years because I have to keep making payments, but it also gives me peace of mind knowing there's an end to it without being hounded by collection agencies.
Thank you for your honest and detailed review. We’re so glad our team could take that weight off your shoulders and give you a structured, hassle-free path forward—especially after such a stressful start elsewhere. We hear you on the program fees; it is a major financial commitment, but we’re glad the predictability and peace of mind are making a difference. Thank you for trusting us with your journey to becoming debt-free!
Reviewed July 3, 2026
Helpful service, but the process took a long time. The support team explained everything clearly and answered my questions.
Thank you for the feedback. We're happy our team provided clear support, but we're sorry the process took so long. If you have any questions, please reach out to our Client Services team at 800-655-6303.
Reviewed July 3, 2026
My experience with Freedom Debt Relief has been a positive one. The customer service is always top-tier. I’ve had interactions that were welcoming, friendly and very helpful. They answered my questions as complete and informative as I’ve ever experience new to the process of getting Debt Relief but I felt that it has helped me to become more relaxed and feeling like I could be taken care of by this company so I look forward to what else is coming gonna come out of this situation and I’m also looking for completely debt free
Thank you for the wonderful review! We're so glad our team could provide the friendly and welcoming support you deserve. Welcome to the program—we look forward to helping you achieve complete financial freedom!
Reviewed July 3, 2026
I thought Freedom Debt Relief could take care of my debt in a quick manner. So far, it has been good. My only issue is certain items on my debt, I want that to get worked on quicker than others because of the deadlines. FDR has been settling the accounts. It's just not as fast as I would like. Other than that, I don't have problems with FDR.
We appreciate your feedback. While negotiating settlements can take time, we understand you have urgent deadlines on certain accounts. Please reach out to us directly so we can review your account and see how we can speed up the process for those specific debts.
Reviewed July 2, 2026
I've used FDR twice, and they've always been very good. When I read over their information, I just felt good about that. There are other choices out there, but I decided to go with them. They’ve been very thorough. This last round, my brother ended up helping me out. So, I called Freedom and asked them, “What do I need to do?” And one of the employees said, "It would probably be best to call the creditors and settle it with them." So, that's what I did. There was only one creditor that I was having an issue with. But it was more the creditor than it was them at Freedom Debt Relief.
Thank you for being a loyal client and trusting us twice. At Freedom Debt Relief, transparency is everything to us. We believe in putting our clients' best interests first, so we're glad our representative could give you the right advice to resolve that account quickly with your brother's help. Thank you for the great review!
Reviewed July 1, 2026
I wanted to clear up some of debts and I decided to try Freedom Debt Relief. The reps are always very helpful. Whenever I need to talk to them, I can get somebody on the phone. The service seems good. I just wish I had more money so I could pay the debts off quicker. I’m probably almost to the middle of the program because I'm still paying some of the debts that Freedom has offered settlements for. It would be nice if they would give an update on the balance. I’ve probably seen something like that online, but I don't pay attention if it's not a quick fix.
We are glad our team has been helpful and easy to reach when you need us. We hear you on wanting quick and easy balance updates. You can actually view your real-time progress and remaining balances instantly by logging into your online dashboard at fdrclient.com or by using the FDR app. If you ever want a quick walkthrough of where to find this, just ask us the next time you call. We're with you all the way!
Reviewed June 30, 2026
Got started right away with what I had. 4 stars. Would recommend them all the time.
Thanks so much for the awesome recommendation! We love helping our clients hit the ground running. Appreciate your support!
Reviewed June 30, 2026
Somebody got me in contact with Freedom Debt Relief. I enrolled in their 24 months program and it’s still ongoing. Working with them lowered my monthly outgoing by at least half. Their pricing was good. The only thing is there was a couple of things I wasn't made aware of that I didn’t like after I had already started. They didn't tell me that I had to let all my accounts go into overdraft before they would initiate anything till my credit rating dropped out of the damn sky.
Hi John, thank you for sharing your experience. We're glad to hear we cut your monthly outgoings by half and that the program is giving you some financial relief. However, we're sorry for the surprise regarding your credit score and account status. We aim to be completely transparent that creditors typically only negotiate once accounts are past due, and we apologize if this wasn't made clear to you upfront. We want to support you through the rest of your 24-month program—please reach out to us at 800-655-6303 if you need any assistance.

Reviewed June 29, 2026
The program is extremely slow and they changed my payment amount once after we had already agreed on an acceptable payment I could afford, which was extremely irritating and difficult to come up with. The amounts they are reducing my debt by is very discouraging, but they are reducing it somewhat. The longer they take, the more money they get to keep. Therefore, it’s in their best interest to drag the process out. Again, the program works eventually and does decrease your debt somewhat. The attorneys they use if you get turned over to collections are extremely rude and patronizing to you in their communication with you. I DO NOT like that and find it HIGHLY unprofessional when they are supposed to be working on your behalf. I can tell you, if I ever get them paid off, I will NEVER use them again. Just my honest opinion.
We appreciate your honest review and apologize for the frustration regarding our program's timeline and the communication you received. Providing professional, respectful support is our top priority, and we clearly missed the mark here. Please contact our Client Services team directly at 800-655-6303 so we can review your program and address these concerns with you one-on-one.
Reviewed June 29, 2026
I am very excited about this. It was done so fast and no worries on my end. No harassing phone calls. Just a smooth transaction. Just had to approve it. I really recommend Freedom Debt. Such a weight off my Mind.
Thank you for the recommendation, Teresa! Keeping things simple, fast, and stress-free is exactly what we aim for. We’re so happy to have been able to help.
Reviewed June 29, 2026
I was in debt. I went with Freedom Debt Relief's consolidation program. Their representatives were kind. They took the time to review my problems and they solved it for me. They were addressing my questions and concerns. They were good. Overall, FDR is great. They're very helpful and they’ll work with you.
We love hearing this! Thank you for choosing Freedom Debt Relief. Our team always strives to be kind and helpful, and we're so glad we could assist you.

Reviewed June 28, 2026
Great company!!! Wish I did this sooner. My joy is to the moon.
Thank you so much! Knowing we brought a smile to your face truly makes our day. Welcome aboard!
Reviewed June 28, 2026
Freedom Debt Relief is working hard on my behalf. Also is working hard to get the best results. Very happy I called them first.
Hearing this makes our day! Taking that first step toward financial freedom can be tough, so we are thrilled you made that first call to us. We’ll keep working hard every single day to get you the best results. Thank you for your trust!
Reviewed June 28, 2026
I was in debt with a lot of bills and I couldn’t manage to get away with them. And now, I’m doing good with Freedom Debt Relief. They've been paying my debt and getting control on it. Anyone considering Freedom Debt Relief should get with them and do what they have to do.
Thank you so much for sharing your story! Getting a handle on overwhelming bills takes a lot of hard work, and we are so glad we could help you take control of your finances. Keep up the great work!
Reviewed June 27, 2026
Freedom Debt Relief is a great company, and they take care of people. When I would call them, they'd always give me an answer, if not, they'd get back up with me. They took care of what I needed taken care of and I got my debts paid off. It was great.
Thank you so much for the great review! We pride ourselves on being there for our clients whenever they call. Congratulations on becoming debt-free!

Reviewed June 26, 2026
Working with Freedom Debt Relief has been very rewarding. My financial situation changed dramatically after my husband's untimely death. I knew I needed to take steps to bring my finances under control quickly and I heard very good things about Freedom Debt relief. So far, the reviews were correct.
Thank you so much for sharing your story, Ellen. We are deeply sorry for the loss of your husband, but we are incredibly grateful to have been there to support you during such a challenging time. Hearing that we’ve helped you regain control of your finances means the world to our team. We are honored to partner with you on this journey.
Reviewed June 26, 2026
Everything started out great getting all the paperwork together. And then unfortunately my sister passed in January 2025. I was taking care both of them. My brother-in-law had cancer. He passed away 7 months later. I was trying to take off my debt situation and dealing with death of them. I tried calling them several time. No call back from them. And I know I have missed calls from them too. Next thing I was in a program and no call me to tell me that and I got a email that's how I knew I was in it. It took a while to get everything back on track.. if I knew this, would happen? I would have went another way or file Bankruptcy. Not very happy with this Company.
We extend our heartfelt condolences on your loss and regret any communication issues during this difficult time. Your feedback matters deeply to us, and we would appreciate the opportunity to discuss any concerns you may have. Please contact our Client Services team at 800-655-6303 if you would like to review your program with us.
Reviewed June 26, 2026
I've been working with Freedom Debt Relief for about 14 months now. I needed help with my financing and with my credit card and the reps are excellent. The website is very easy to use and I check it every day. The program is about 36 months and we're close to being done. I would highly recommend Freedom Debt Relief to anybody that has a financial problem. I'm a very satisfied customer. Don't call anybody else but them.
We're thrilled to hear about your positive 14-month experience with Freedom Debt Relief! Thank you for praising our team and recommending us. It's excellent that our easy-to-use website and thorough program have made a significant impact on your financial journey. If you have any questions as you near the finish line, don't hesitate to reach out to us. Your satisfaction is our success.

Original Review: June 25, 2026
First they insisted on including a credit card that is tied to my cars. I am currently attempting to catch that one up since it is obviously not in the program. Then, they insisted on enrolling an account that is so old it probably does not matter anymore, then they MISSED and account that is now suing me "it may not have been on your report" was the excuse. I wanted to believe in these guys but this all screams "incompetence."
Thank you for bringing this to our attention, Chad. We sincerely apologize for the frustration and confusion regarding which accounts were enrolled. An Account Specialist has been assigned to review this with you further and we hope to resolve these issue with you soon.
Reviewed June 25, 2026
I wanted to get rid of, and Freedom did wonderful. They had my credit cards taken care of in less than a year. So, February through November. I love it. It's wonderful. If I had questions, I could call and they answered my questions. It was very easy. So, it's well worth it.
Thank you for your wonderful feedback! We're thrilled to hear your satisfaction with the fast resolution of your credit card debts. We're glad you found our team responsive and helpful whenever you had questions. Your positive experience is what we aim for, and it’s great to know the process felt straightforward for you. If there's anything more we can assist you with, don't hesitate to reach out. Thanks for choosing Freedom and sharing your success!

Reviewed June 24, 2026
I am quite pleased with the service of this company so far, my debts were really taking a toll on me as I couldn’t figure out how to get the paid. I then suddenly realized that I’ used the services of this company before and they were quite efficient in handling problems like mine, and so I decided to try them again and it has been a very successful experience ever since I started working with them. I am so happy now because it will not be very long before my graduation date. I am very well pleased with Freedom Debt Relief.
Welcome back, and thank you for trusting Freedom Debt Relief to assist you again! There is nothing better than seeing a returning client succeed. We know how stressful debt can be, and we're incredibly proud to support you on your journey toward financial freedom. Congratulations on your upcoming graduation!
Reviewed June 24, 2026
I needed help because I'd been sick and got behind on stuff. I went with Freedom Debt Relief. My interactions with their reps were all positive. They asked good questions. I gave them the documents that they required, and they were very helpful. The quality of service has been very good. It gave me a lot of peace of mind after I started using AHS.
Hi Sandra, thank you so much for sharing your story. Falling behind due to an illness is incredibly stressful, and we are so glad our team could provide the helpful service and peace of mind you needed. Wishing you the absolute best on your journey to financial freedom!
Reviewed June 24, 2026
Freedom Debt Relief explained to me that consolidating my debt does nothing wrong with it. They understood that I wanted to pay my debt off, but they also showed me that this way was better for me than looking at my situation. I don’t believe Freedom Debt Relief is so much about money till I say profit. It’s more about helping people that are trying to make it make it by law and I thank them. I highly recommend Freedom Debt Relief.
We are incredibly proud to support clients like you who are working hard to take control of their financial future. Thank you for the wonderful review!
Reviewed June 24, 2026
The representative seem respectful about explaining about programs and process. Brandon ** is a good person and employee. He deserves a raise. I'm excited to be a member on this journey, get relief, and can sleep at night.
Thank you so much for the wonderful review! We’re thrilled to hear that Brandon provided such respectful and clear guidance. We will certainly pass on your kind words. Welcome to the family, and we are so glad we can help you get some well-deserved peace of mind and better sleep.
Reviewed June 23, 2026
It was very easy to get a settlement through Freedom.
We appreciate your feedback! Making the settlement process as straightforward and stress-free as possible is always our top priority. Thank you for choosing Freedom.
Reviewed June 23, 2026
I can't say anything yet as my case has not begun yet. I could like a little more verbal communication. I'm very tech-savvy. The customer service I received in the beginning of this journey was amazing. Very friendly, thorough, and extremely understanding of my needs.
Thank you for sharing your experience. We’re thrilled to hear that our team provided amazing support at the start of your journey. We encourage open communication and are more than happy to connect with you directly to ensure your needs are fully addressed. Feel free to reach out anytime, as we're here to assist you throughout the process 7-days a week at 800-655-6303.
Reviewed June 23, 2026
I was trying to pay all my bills and I couldn't because I didn't have money left over for food, which was why I sought the services of Freedom Debt Relief. They took on some of my debt, and they're doing settlements and paying it off. It’s going to be for four years and I autopay a certain amount every month. I’m still at the beginning and I feel good about it. The person I worked with was knowledgeable and friendly, and that's what I like. I don't like somebody who just pushes at me. People should go with Freedom Debt Relief because they're very helpful and do what they say they're going to do.
We truly appreciate your review. Hearing that we helped ease the burden of choosing between bills and everyday necessities is exactly why we do this work. We're glad you feel good about the start of your program, and we are with you every step of the way.
Reviewed June 22, 2026
This is the second time I use this program in 47 yrs and although easy the first time it has been easier the second time due to advanced technology. All I do is make sure I give my payments on time. I get a text or email when they go to an agreement to settle and I say simply “yes” .
Wow, thank you so much for trusting us again! We are absolutely thrilled to hear that our technology has made things even easier for you this time around. Having you back with us is the highest compliment we could receive.
Reviewed June 22, 2026
My sister was on the program, and we used to always talk about our bill. We talked about hers, and I talked about mine. My bills were never behind. It was just that I just had bad management. She told me a little bit about Freedom Debt Relief and how all the creditors got paid. So, I called Freedom and the man that I talked to the first time was very nice and supportive. I was telling them how they just go to take my money because it was like it was never going down. I was always paying 400 some, but it never went down. So, that's what led me to it then. I really didn't want nobody on there but them. But then he said, “Well, you could just put all of them on there and go from there,” so I did. Everything got started. They started taking 224 every two weeks beause I got paid every week. I just work a little part-time job.
The other four accounts were getting behind. So, I took other four off, and only had them to do the one, and I was very pleased with it. When I called, the representative said, "Well, just leave one of them on instead of you trying to pay that one off, ‘cause we don't want them to come back and overcharge you for all that if you take it off.” They said they might come back and want you to pay the whole bill if you pull out now. So, I continued with that one. I was very pleased. I never got anybody who was rude or didn't wanna be bothered because this was all new to me. Everybody showed compassion, which was really, really helpful, very helpful to me. So, I finished the program. I was pleased with it.
We love hearing this! Budgeting on a part-time income can be tough, and we are so glad our team could help you adjust your plan to fit your needs. Thank you for your kind words about our team's support, and big congratulations on completing your program!

Reviewed June 21, 2026
I'm very unhappy with this company since they keep trying to deal with my debtors after I asked to cancel my application the very same day and they did not did it. Be aware that Freedom not other debt relief companies are not a good option.
Hello Manuel , thank you for bringing this to our attention. We take cancellation requests very seriously and aim to process them as soon as possible. We apologize for any delay or miscommunication regarding your file. If you are still in need of assistance, please reach out to our Client Services team at 800-655-6303.
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