Freedom Debt Relief Reviews
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About Freedom Debt Relief
Freedom Debt Relief (FDR) earns positive marks from customers for its communication, transparency and negotiation results, with a 4.5-star rating across 34,000+ verified ConsumerAffairs reviews. Founded in 2002, Freedom Debt Relief is a nationwide debt relief company that provides debt settlement services and client education. The company requires applicants to have at least $7,500 of unsecured debt. Its fees range from 15% to 25% of enrolled debt, depending on the state where the client lives and the amount of debt they enroll.
Visit www.freedomdebtrelief.com- No fees until settlement reached
- Highly rated customer service
- Works with high debt amounts
- Can lower your credit score
- Some reports of communication issues
Freedom Debt Relief Reviews
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Reviewed June 26, 2026
Working with Freedom Debt Relief has been very rewarding. My financial situation changed dramatically after my husband's untimely death. I knew I needed to take steps to bring my finances under control quickly and I heard very good things about Freedom Debt relief. So far, the reviews were correct.
Thank you so much for sharing your story, Ellen. We are deeply sorry for the loss of your husband, but we are incredibly grateful to have been there to support you during such a challenging time. Hearing that we’ve helped you regain control of your finances means the world to our team. We are honored to partner with you on this journey.
Reviewed June 26, 2026
Everything started out great getting all the paperwork together. And then unfortunately my sister passed in January 2025. I was taking care both of them. My brother-in-law had cancer. He passed away 7 months later. I was trying to take off my debt situation and dealing with death of them. I tried calling them several time. No call back from them. And I know I have missed calls from them too. Next thing I was in a program and no call me to tell me that and I got a email that's how I knew I was in it. It took a while to get everything back on track.. if I knew this, would happen? I would have went another way or file Bankruptcy. Not very happy with this Company.
We extend our heartfelt condolences on your loss and regret any communication issues during this difficult time. Your feedback matters deeply to us, and we would appreciate the opportunity to discuss any concerns you may have. Please contact our Client Services team at 800-655-6303 if you would like to review your program with us.
Reviewed June 26, 2026
I've been working with Freedom Debt Relief for about 14 months now. I needed help with my financing and with my credit card and the reps are excellent. The website is very easy to use and I check it every day. The program is about 36 months and we're close to being done. I would highly recommend Freedom Debt Relief to anybody that has a financial problem. I'm a very satisfied customer. Don't call anybody else but them.
We're thrilled to hear about your positive 14-month experience with Freedom Debt Relief! Thank you for praising our team and recommending us. It's excellent that our easy-to-use website and thorough program have made a significant impact on your financial journey. If you have any questions as you near the finish line, don't hesitate to reach out to us. Your satisfaction is our success.

Original Review: June 25, 2026
First they insisted on including a credit card that is tied to my cars. I am currently attempting to catch that one up since it is obviously not in the program. Then, they insisted on enrolling an account that is so old it probably does not matter anymore, then they MISSED and account that is now suing me "it may not have been on your report" was the excuse. I wanted to believe in these guys but this all screams "incompetence."
Thank you for bringing this to our attention, Chad. We sincerely apologize for the frustration and confusion regarding which accounts were enrolled. An Account Specialist has been assigned to review this with you further and we hope to resolve these issue with you soon.
Reviewed June 25, 2026
I wanted to get rid of, and Freedom did wonderful. They had my credit cards taken care of in less than a year. So, February through November. I love it. It's wonderful. If I had questions, I could call and they answered my questions. It was very easy. So, it's well worth it.
Thank you for your wonderful feedback! We're thrilled to hear your satisfaction with the fast resolution of your credit card debts. We're glad you found our team responsive and helpful whenever you had questions. Your positive experience is what we aim for, and it’s great to know the process felt straightforward for you. If there's anything more we can assist you with, don't hesitate to reach out. Thanks for choosing Freedom and sharing your success!

Reviewed June 24, 2026
I am quite pleased with the service of this company so far, my debts were really taking a toll on me as I couldn’t figure out how to get the paid. I then suddenly realized that I’ used the services of this company before and they were quite efficient in handling problems like mine, and so I decided to try them again and it has been a very successful experience ever since I started working with them. I am so happy now because it will not be very long before my graduation date. I am very well pleased with Freedom Debt Relief.
Welcome back, and thank you for trusting Freedom Debt Relief to assist you again! There is nothing better than seeing a returning client succeed. We know how stressful debt can be, and we're incredibly proud to support you on your journey toward financial freedom. Congratulations on your upcoming graduation!
Reviewed June 24, 2026
I needed help because I'd been sick and got behind on stuff. I went with Freedom Debt Relief. My interactions with their reps were all positive. They asked good questions. I gave them the documents that they required, and they were very helpful. The quality of service has been very good. It gave me a lot of peace of mind after I started using AHS.
Hi Sandra, thank you so much for sharing your story. Falling behind due to an illness is incredibly stressful, and we are so glad our team could provide the helpful service and peace of mind you needed. Wishing you the absolute best on your journey to financial freedom!
Reviewed June 24, 2026
Freedom Debt Relief explained to me that consolidating my debt does nothing wrong with it. They understood that I wanted to pay my debt off, but they also showed me that this way was better for me than looking at my situation. I don’t believe Freedom Debt Relief is so much about money till I say profit. It’s more about helping people that are trying to make it make it by law and I thank them. I highly recommend Freedom Debt Relief.
We are incredibly proud to support clients like you who are working hard to take control of their financial future. Thank you for the wonderful review!
Reviewed June 24, 2026
The representative seem respectful about explaining about programs and process. Brandon ** is a good person and employee. He deserves a raise. I'm excited to be a member on this journey, get relief, and can sleep at night.
Thank you so much for the wonderful review! We’re thrilled to hear that Brandon provided such respectful and clear guidance. We will certainly pass on your kind words. Welcome to the family, and we are so glad we can help you get some well-deserved peace of mind and better sleep.
Reviewed June 23, 2026
It was very easy to get a settlement through Freedom.
We appreciate your feedback! Making the settlement process as straightforward and stress-free as possible is always our top priority. Thank you for choosing Freedom.
Reviewed June 23, 2026
I can't say anything yet as my case has not begun yet. I could like a little more verbal communication. I'm very tech-savvy. The customer service I received in the beginning of this journey was amazing. Very friendly, thorough, and extremely understanding of my needs.
Thank you for sharing your experience. We’re thrilled to hear that our team provided amazing support at the start of your journey. We encourage open communication and are more than happy to connect with you directly to ensure your needs are fully addressed. Feel free to reach out anytime, as we're here to assist you throughout the process 7-days a week at 800-655-6303.
Reviewed June 23, 2026
I was trying to pay all my bills and I couldn't because I didn't have money left over for food, which was why I sought the services of Freedom Debt Relief. They took on some of my debt, and they're doing settlements and paying it off. It’s going to be for four years and I autopay a certain amount every month. I’m still at the beginning and I feel good about it. The person I worked with was knowledgeable and friendly, and that's what I like. I don't like somebody who just pushes at me. People should go with Freedom Debt Relief because they're very helpful and do what they say they're going to do.
We truly appreciate your review. Hearing that we helped ease the burden of choosing between bills and everyday necessities is exactly why we do this work. We're glad you feel good about the start of your program, and we are with you every step of the way.
Reviewed June 22, 2026
This is the second time I use this program in 47 yrs and although easy the first time it has been easier the second time due to advanced technology. All I do is make sure I give my payments on time. I get a text or email when they go to an agreement to settle and I say simply “yes” .
Wow, thank you so much for trusting us again! We are absolutely thrilled to hear that our technology has made things even easier for you this time around. Having you back with us is the highest compliment we could receive.

Reviewed June 21, 2026
I'm very unhappy with this company since they keep trying to deal with my debtors after I asked to cancel my application the very same day and they did not did it. Be aware that Freedom not other debt relief companies are not a good option.
Hello Manuel , thank you for bringing this to our attention. We take cancellation requests very seriously and aim to process them as soon as possible. We apologize for any delay or miscommunication regarding your file. If you are still in need of assistance, please reach out to our Client Services team at 800-655-6303.

Reviewed June 21, 2026
I’m feel totally in the dark don’t know what to do next. Creditors calling incessantly. One email that promised to show me how to deal with this just went BLANK No instruction. HELP.
We understand you’re feeling overwhelmed and apologize for the lack of communication and guidance provided. It's important we address these issues as soon as possible. If you are still in need of assistance, we recommend contacting our Client Services team at 800-655-6303 (available7-days a week), and you may request a member of leadership for additional assistance.
Reviewed June 21, 2026
I’ve been with FDR for six years now. They were very helpful and answered all my questions. They took out so much money a month and put it in a savings account. And when I had enough money saved, we'd go through the process of settling each debt. The only thing I'm not happy with is the fees they charge. They charge way too much. But they helped me resolve all my debts, and I'm almost done with my last one.
Thank you for recounting your Freedom Debt Relief experience. It's great to hear that we've been able to assist you in resolving your debts and that you're almost finished. We appreciate your understanding and regret to learn that our fees have been unsatisfactory for you. Our goal is to ensure transparency. If you have more inquiries about our services or fees, please don't hesitate to reach out, and we’ll be glad to explore how we can further assist you.
Reviewed June 20, 2026
They need to be fast in reconciling or settling debts. They are very slow in debt settlements because the debt I owe is still yielding huge interest. Please you people need to try more please 🙏. Push fast to settle debts.
We appreciate your feedback and apologize for the delays in your debt settlement process. We understand how important it is to reconcile accounts quickly to minimize interest buildup. Your comments are taken seriously, and we'd appreciate the opportunity to review your program together. Please reach out to our client services team for immediate assistance or updates on your case. They can be reached at 800-655-6303 7-days a week.
Reviewed June 20, 2026
I looked through a bunch of debt relief companies, and Freedom Debt Relief appealed to me the most. Setting everything up was very easy and friendly. Most of my debt is from credit cards and interest. I’ve been with American Express for over 50 years, and I’ve ended up with around $16,000 worth of interest. You don’t really realize when you’re younger what 30% interest means. At my age, on Social Security, you just can’t keep paying nearly 30% interest, which was why I went into debt relief.
I could have worked with my private bank for a very low loan. Because now, I'm getting letters from the credit card companies, and they're offering great deals. They're offering me to pay 50% and Citi offered to accept $900 on a $2,700 balance. It makes me wonder why Freedom doesn’t take advantage of that and pay them. I'm not too happy with paying Freedom $362 because I could save up for three months and then pay it off myself. When you're on social security and they take $362 directly out of my bank every month, that hurts a little bit because nobody's really chasing me. I emailed Freedom everything I got from the companies and the only response I got was a thank you for sending the correspondence. They didn't say that they would pay the $900, which I thought they would. But overall, I still think Freedom is a good company.
Thank you for your feedback! We appreciate your trust in Freedom Debt Relief. We want to clarify the email you received: we absolutely review every piece of correspondence you send, but we apologize if our automated confirmation felt a bit robotic.
Those 50% settlement offers you're receiving are what we aim for, but we can only execute the payment once your program savings have built up enough to cover it. We know $362 a month is a significant commitment on Social Security, and we want to ensure it's working efficiently for you. Please reach out to us directly at 800-655-6303 so a representative can look at your account and explain the next steps for your Citi and AmEx accounts.
Reviewed June 19, 2026
I have been very satisfied with the service that I have received thus far since enrolling in your program. I feel as though I’m on my way to achieving financial freedom and security associated with not being in drowning debt.
We are so glad to hear that you're already feeling empowered and on track toward financial security. You’ve got this, and we're proud to support you!
Reviewed June 19, 2026
I saw FDR on Facebook, and it looked like it would be helpful. The payments are comfortable. Their app was easy to use as well. My experience has been good so far and I’m very satisfied. Working with them helped me get out of debt.
We truly appreciate your feedback. Hearing that you had a seamless experience and felt supported on your path out of debt is exactly what we strive for. Thank you for trusting us to partner with you!
Reviewed June 18, 2026
I was not sure about how everything was to work out with getting the process done. I'm very happy with first settlement. Thank for this experience. So far ready for the ride.
Thank you so much for trusting us! It is completely normal to feel a bit unsure at the start of this process, but we are thrilled you’re happy with your first settlement. We are with you every step of the way for the rest of the ride!
Reviewed June 18, 2026
Freedom Debt Relief is settling all my debts one by one and saving me money and getting me out of debt and stress free.
We are so glad we can help save you money and bring you some well-deserved peace of mind. Thank you for trusting us with your financial journey!
Reviewed June 18, 2026
I called Freedom Debt Relief after receiving a letter from a loan company saying they were rejecting my loan. Freedom Debt Relief was doing alright. Everything was working fine, and we got together and talked about the loan. It would pay everything off so I wouldn't have to worry about it anymore. It would just be one lump sum. They told me a payment had already been paid off, and when I made another payment, they gave it back because it went to the loan company. Freedom was taking care of what they said they were going to take care of. If I wanted to track my progress, I could look it up on the dashboard, and it would tell me what was going on.
Taking the worry out of debt management is exactly why we do what we do. We're so glad that consolidating your focus into a single payment plan has made things easier for you, and that our team has executed everything seamlessly. Thank you for your review and your continued trust in us!
Reviewed June 17, 2026
Thank You very much, you did a GREAT Job! Thanks for the first time!
We are absolutely thrilled we could make your first experience with us a great one. Thank you for the 5-star review!
Reviewed June 17, 2026
Never should have taken my situation. Now I am in a much worse situation than before. You would be better off calling your creditors yourself.
We understand how stressful navigating financial situations can be, and we deeply regret that we did not meet your expectations. We want to understand exactly what went wrong and how we can help. Please contact our client services team at your earliest convenience at 800-655-6303 or support@freedomdebtrelief.com so we can discuss this with you directly.
Reviewed June 17, 2026
It's been slow with Freedom Debt Relief. They have called me and told me that one of my creditors agreed to the payments, but I'm still getting calls from three more asking why am I not making payments. Freedom has not reached out to them yet. I'm making my payments to Freedom like I'm supposed to and I have no issues trying to communicate with them but I want to find out what's going on. Why are they not getting the other people to agree to the program? I've been with them for about six months now, and I've been giving them the chance to work things out with my creditors. But I don't know if they got a lot of customers or they're just not doing it. Other companies are trying to get me to go with them, telling me they're faster than Freedom Debt Relief. My wife also asked me about it, and I told her not to jump in yet and to let me see how they're doing with me first. Other than that, the reps are good. I've been talking to Elizabeth, and she's amazing.
We're glad to hear that communication has been smooth and that you've had a great experience with Elizabeth!
It’s completely normal to wonder about the timeline when you're six months in and still receiving creditor calls. Because we negotiate settlements based on the funds accumulating in your program account, we have to strategically prioritize which creditors we approach first. We want to give you a full update on where those other three accounts stand and help ease that pressure. Please contact our client services team at 800-655-6303 so we can look at your specific strategy together.
Reviewed June 16, 2026
Adam was a very understanding gentleman who explained everything to me in detail. He offered me the opportunity to call him at any time with any questions or concerns that I may have. Excellent service.
Thank you for sharing your experience. We pride ourselves on providing clear, attentive service, and it's wonderful to hear that Adam delivered exactly that. Please feel free to reach out to us anytime you have questions or concerns.
Reviewed June 16, 2026
Freedom Debt Relief is truly helping me get out of debt and has helped me take the weight of worrying about my finances off of my shoulders. They are so easy to work with and very informative through every phase of negotiations. I would highly recommend them to anyone seeking help with their debts.
Thank you so much for sharing your experience! We know how incredibly heavy financial stress can feel, and we are so glad we could help lift that weight off your shoulders. Hearing that our team has made the negotiation process smooth and informative means the world to us. Wishing you continued success on your journey to financial freedom!
Reviewed June 16, 2026
Follow FDR guidelines respond in a timely manner, email all creditor documents when the collection process begin, lawyers, collection agencies, etc, be patient, the process works. The one detail that should be known in the application process is how FDR makes their money. I didn't find out until 8 months later that they get 20% of your total amount of debt in your plan until 8 months later, would this have dissuaded me from using FDR services, in the overall scheme it's worth it if you feel your financial situation is dire, mine unfortunately was. It gives you peace of mind if you've experienced the relentless phone calls from collection agencies, the threats or bankruptcy it's worth it, although the cost may seem exorbitant but the entire plan is a win situation before you enter into an agreement know all the facts to make sure it's right for you, ask multiple questions, take your time, it could be the best decision you've made.
Thank you for taking the time to share your journey with us. We are so glad to hear that our program has brought you peace of mind and that the process is working well for you! We also appreciate your honest feedback regarding the clarity of our fee structure. We aim for absolute transparency, and we will use your comments to ensure our onboarding team highlights these details even more clearly from day one. Thank you for trusting us to help you navigate your financial journey.
Reviewed June 16, 2026
The enrollment process at FDR was very easy, and it helped a lot. They got my credit cards lowered. Then they switched me over to Achieve. Then, once Freedom Debt Relief got my credit cards lowered, Achieve took over, and I have to pay them for a personal loan. They went above and beyond for me, and I thanked them very much. They did a good job. My credit is starting to go back up. My credit card started going downhill when COVID hit. And my bills, my credit card payments were getting higher. The interest was outrageous. I couldn't afford what they wanted a month anymore. So, I was trying to find a way to get the payments lowered so I could get rid of them. And Freedom Debt Relief did that for me.
We love hearing success stories like yours, Tina! Navigating high credit card bills is tough, but we’re proud that Freedom Debt Relief and Achieve partnered seamlessly to lift that burden for you. Thank you for recognizing our teams for going above and beyond—we will be sure to pass along your kind words. Here's to your brighter financial future!
Reviewed June 15, 2026
Freedom Debt has been informative about each step of the process. Any questions have been answered. Communication about future steps has been helpful.
Thank you for sharing! Clear communication is a top priority, and we are glad to hear that our team has kept you well-informed and supported throughout each step of the process.
Reviewed June 15, 2026
Freedom Debt Relief keeps me informed, sends me emails, and answers my questions. We had success in one of the debts. They were able to get a bill offer and that brought about a good feeling.
Hearing that we were able to bring about a 'good feeling' and a successful offer means the world to us! Thank you for trusting Freedom Debt Relief to guide you through this process. We’re right here with you every step of the way.
Reviewed June 14, 2026
Brandon was very patient with me! He made sure that I understood everything! The only thing that I’m not a fan of is my credit will get worse before getting better! There is a negative to everything! But I am looking forward to being debt free! Brandon did a wonderful job of explaining everything to me! He answered all of my questions!
It’s wonderful to know Brandon provided such thorough support. That initial credit adjustment can be tough to see, but as you mentioned, the ultimate reward of being debt-free is worth it. Thank you for trusting us to help you get there!
Reviewed June 14, 2026
Working with FDR has been pretty good. They helped make payments every month until I get enough up for them to make an offer. I was impressed with the ease of their program.
Thank you for the feedback! We're so glad to hear that you're impressed with the ease of our program. We appreciate your trust in FDR and are happy to be working with you!
Reviewed June 13, 2026
FDR helped me with debt issues I was having after a divorce. What I liked most about their program was that it was easy to access to see what was going on and how things were going. They also usually responded to me if I sent them an email. I did, at times, find that some of the answers were vague, and I was left wondering. But in the end, it turned out okay. Within three years, I will be debt-free.
Hi Leticia, thank you for the honest review! We're so happy our platform was easy to access. We hear you loud and clear regarding the vague answers you received at times, and we're actively working to improve our team's communication clarity. Thank you for trusting us with your financial journey!
Reviewed June 12, 2026
So far very pleased, very fast getting our 1st settlement. Freedom keeps me well informed on upcoming settlements and it’s up to me if we settle for that amount, very happy to be getting creditors paid. I would highly recommend Freedom.
Thank you so much for the wonderful review! We're thrilled to hear you've had such a fast and transparent experience with your first settlement. Keeping you informed and in total control of your financial journey is exactly what we aim for. Thanks for recommending Freedom!
Reviewed June 12, 2026
I was in debt and I found the number of FDR. So I called them. Everything was perfect in my experience with their consultant. I was very comfortable working with them. I'm still in their program, but I'm gonna finish it soon. Their service has been amazing. Everything has been great.
We love hearing this! Thank you for trusting us to help guide you toward financial freedom. Congratulations on nearing the completion of your program—you’ve got this!

Reviewed June 11, 2026
Everyone that have been in contact with me have been very helpful and supportive. I now have better peace of mind with my debt thanks to FDR.
Hearing that you now have peace of mind is the best feedback we could ask for! Thank you for sharing your experience and for choosing FDR.
Reviewed June 11, 2026
Freedom Debt Relief helped me in out of debt. Staff are all nice, friendly and helpful. God Bless them all. 🙏💕 They did their great job and praying FDR be successful so that they can help more clients like me. Thank you.
Thank you so much for your beautiful words! We are absolutely thrilled to hear that our team could support you on your journey to becoming debt-free. Your kind prayers mean the world to us, and we look forward to helping many more clients just like you. Wishing you all the best in this exciting next chapter of financial freedom! 💕
Reviewed June 10, 2026
I found Freedom Debt Relief and went for it. The service provided was good.
Taking that first step toward financial freedom is a huge deal, and we're so glad you decided to 'go for it' with us! Thank you for trusting our team.

Reviewed June 10, 2026
I would like to see a SIDE-BY-SIDE (i.e., acct., beginning amt., settlement amt., fee(s) applied to acct., mthly. amt. given to acct., begin date, last pymnt date, etc.) on the dashboard for EACH ACCOUNT... Please! I feel that FDR will work better for ME if I was able to see the accounts this way! 6/10/26
Thank you for the review Dadizi! This is a wonderful idea and we will pass on your suggestion to our Dashboard team. Currently, you can see all the account details under each account in the Enrolled Debt section. You can also contact our Client Services team 7-days a week at 800-655-6303 who would be able to provide more clarity. Thank you again!
Reviewed June 10, 2026
I would definitely recommend them to anybody. I have used them in the past and I used them again for a second time. A+ all the way. Then after a certain amount of time they refer you to a loan person or agency which I use Achieve and they bring the payment even lower and the ARP lower so you save more money at the end. Thanks.
Thank you for choosing us for a second time! We always aim to set our clients up for long-term financial success, so it's wonderful to hear that the referral to Achieve worked out so well for you. We appreciate your trust and your recommendation!
Reviewed June 10, 2026
At first I thought this program was not right for me, because of the low communication from representatives of the program. Once I learned how to use the FDR app it was more easy to see the progress. I've been on the program since 2023. I will be graduating from it in October 2026. I recently called to pay off a couple of the accounts by paying them off early, so I could purchase a new home. The communication was still lacking, but I got through it with some outside help. All in all, I'm very happy with the FDR program. They helped me pay off old debt and I got to watch my credit score improve by 29 points. The company does charge a fee gradually to offset the pay down progress, but in the end it's worth it.
Hi David, thank you so much for sharing your journey with us! A huge congratulations on your upcoming graduation this October and on taking steps to purchase your new home—that is a massive milestone! We are thrilled that the FDR app and program helped you boost your credit score by 29 points. We also hear you loud and clear regarding the communication gaps you experienced. We want our representative support to be just as smooth as our app, so we are sharing your feedback with our team to improve. Thank you for your trust and hard work since 2023!
Reviewed June 9, 2026
FDR did a credit consolidation for me. They canceled my cards together, and I started a program with lower payments. So, that helped me out monthly. It’s a 4-year plan. Their bank took over, and they went ahead and paid pretty much everything. I would tell others to go ahead and give them a try.
Thank you for the recommendation! We are so glad we could help you save on your accounts, lower your monthly payments, and get you started on a manageable plan. Wishing you continued success!

Reviewed June 8, 2026
I was conned into thinking the FDR program payments would settle my debt when in fact they force your hand into a high interest Achieve loan to appease creditor lawsuits. I should have just taken a loan from the beginning. Ended up with $5000 extra in late fees ALONE. On top of several thousand dollars extra owed for new loan.
We are truly sorry to hear about the stress and unexpected costs you’ve experienced, Kailee. Navigating creditor lawsuits and shifting to a consolidation loan can be incredibly challenging, and we never want our clients to feel forced or misled. We want to look directly into how your case and fees were handled. Our client services team is available 7-days a week at 800-655-6303.
Reviewed June 8, 2026
Very timely and efficient. They came on Thursday and were finished that Saturday. In and out. That Thursday, it rained, so they couldn't work. Didn't interfere with what I was doing. I would recommend them in a heartbeat.
Thank you for this 5 star review!
Reviewed June 8, 2026
I am very pleased with the program and the results it has provided. The representatives have consistently been professional, knowledgeable, and responsive whenever I have had questions or needed assistance. They have taken the time to explain the process clearly and have been proactive in addressing any concerns. The service provided to resolve my accounts has been managed effectively and efficiently, giving me confidence that my matters are being handled properly. Overall, my experience has been positive, and I appreciate the support and guidance I have received throughout the process.
We absolutely love hearing feedback like this! Thank you for the wonderful review. Our team takes great pride in being responsive and making complex processes clear, so it’s fantastic to know we hit the mark for you. Thank you for letting us guide you through this journey!
Reviewed June 8, 2026
I am experiencing this company for the very first time. The representative was very polite and well knowledgeable. Answer all my questions that I have with confidence that he knows the procedure and his job made me feel comfortable to join. The program is a great to get my My credit in order, made me feel very comfortable to sign up with the company. I feel that I am well taken care of. I’m in good hands with this company, At this time, This is just what I need to get a jump on my credit again to get it back to where it used to be. Thank you, I appreciate your assistance and your help. **
Welcome to the family! Thank you for the amazing feedback. We’re so glad our team made your first experience with us a great one. We’ve got your back every step of the way on this financial journey!

Reviewed June 8, 2026
My experience has been great! They do all the work and you see your debt cut in half.
This absolutely made our day! We're so glad we could take the burden off your shoulders and help you get those numbers down. Thanks for sharing!
Reviewed June 7, 2026
After understanding the process and then being able to dissolve the debt, it's been a stress reliever, they've helped with a lawsuit and other scary items.
Hearing that we could bring you some well-deserved stress relief is the best feedback we could ask for. Thank you for trusting us to handle the tough stuff and guide you through the process!

Reviewed June 6, 2026
I didn't finish my application (because I read a lot of bad reviews). THEN -- within less than 48 hours, I received a dozen calls from this idiot outfit. I didn't answer any of the calls -- and they just kept my phone ringing off the hook. I will never ever do business with this jerk outfit. Why would I do business with a business so desperate for business that it has to hound potential clients?
Hello. We are sincerely sorry for the frustration our follow-ups caused. While we try to reach out quickly to help applicants complete their process, a dozen calls is completely unacceptable and not the experience we want to provide. The contact attempts should have stopped. If you receive any more, please reach out and we will place you on our Do Not Call list right away.
Reviewed June 6, 2026
I been with this company for a little over a year it has been nothing but a hassle, very stressful and they do nothing to help you… Once they reach a settlement then they call you for more money… The purpose of all this was because I couldn’t pay my bills and now basically in more debt with every credit card they need get a lawyer and then they call for more and more money.. They don’t pay consistently your credit cards so now creditors are summoning me left and right… It is a shame that you reach out to them for help and they say they will but really they put you more deeper in a hole…
Hi Olga, we are very sorry to hear about your stressful experience. Debt settlement can be a complex process, but it should never leave you feeling unsupported. We would like the opportunity to review your account with you at your earliest convenience. Please contact our dedicated client services team at 800-655-6303, and we can discuss your program in detail.
Reviewed June 6, 2026
Freedom Debt Relief pays off the credit cards one by one. They asked me what cards I had that I needed help with and I sent them the cards that I needed. The payment plan is affordable for me. They also give me updates as to what payments they've made. I've been pretty happy with them.
We love hearing this! Tackling debt can feel overwhelming, but we're so glad our team has been able to make the process smooth, clear, and manageable for you. Thank you for trusting us to help you handle your credit cards—keep up the great progress!

Reviewed June 5, 2026
Got my 1st settlement in record time. Very pleased with the process.
Thank you for sharing your experience. Delivering efficient and timely results is always our priority, and we are pleased to hear we met your expectations.

Reviewed June 5, 2026
Excellent service, thank you for all you have done for me.
You are so very welcome! Thank you for choosing us!
Reviewed June 5, 2026
The fees are too expensive; I had a debt that was right at 3000.00. Freedom Financial negotiated it down to 2100.00, then I was charged approximately over 700.00 in fees, only saving me a couple of approximately 300.00. You can negotiate your own debts for a better deal. Will never recommend debt consolidation.
Hi Constance , we hear your frustration and appreciate you bringing this to our attention. Because debt negotiation fees are calculated based on the original balance enrolled rather than the negotiated settlement amount, smaller balances can sometimes feel like they yield a tighter margin of savings. We want to make sure everything was handled correctly on our end. Please reach out to a manager at 800-655-6303 so we can personally review your file.
Reviewed June 5, 2026
I've used Freedom Debt Relief before and everything worked out well. I used them again. I think that they do the program well. Everything's on the dashboard. They get in touch with you when they're going to try to take care of one of your debts, and it works out well for me. The service is great. It's very easy to send documents over. I wouldn't do it with anybody else. They were excellent. I like the way they do their whole thing. They usually tell you what they're doing first.
Thank you for the wonderful review! We are so glad that our online dashboard, document sharing, and step-by-step updates have made managing your program easy. Having your trust a second time around means the world to our team.
Reviewed June 4, 2026
I hear from Freedom Debt Relief when they make a contract go through. They got one done. There's another one that's almost done. They got about five more to go. So far, they're doing good as long as they're taking care of my problem. I like what they're doing so far. They take care of business. I just wish they would have taken care of the little ones. There was one for $300. I wish they would have just taken care of those right away, then go with the big ones because the interest goes up, but I guess they solve it already.
Thank you for the review! We love seeing that momentum building with your accounts. We hear you on the $300 account—our negotiation timing depends on which creditors are willing to offer the best terms first. Let's keep taking care of business and get those last accounts crossed off your list!
Reviewed June 3, 2026
Freedom Debt Relief was the best for me at the time I went with them 5 years ago, and my experience has been good. I have completed the program. They stayed in touch with me as I needed to and helped me settle each one as it came around. I was satisfied with their service. Just make sure you have everything together before you do it so it's all done at one time.
Congratulations on completing your program! Thank you for the wonderful feedback and for highlighting how crucial preparation is. Wishing you continued success in your financial journey!
Reviewed June 2, 2026
I'm 87 yrs old old. They answered all of my questions. And they were very patient with me. Most of all they are very professional. And they treated me with. They also keep you up to date with. Anything you need is right in your email.
Thank you so much for your kind words. We are incredibly happy to hear that our team provided the patient and professional service you deserve. Thanks for choosing us!
Reviewed June 2, 2026
I have had an amazing experience with FDR. I would recommend them over their competition in the market. Customer service is wonderful I have not had to wait very long for a response. Their portal is very easy to use.
Wow, thank you so much for the glowing review! We work hard to keep our response times quick and our portal user-friendly, so hearing that we've hit the mark absolutely makes our day. We truly appreciate the recommendation and we will be here every step of the way.
Reviewed June 2, 2026
I could not be happier with Freedom Debt. I was so afraid of losing everything and they talked to me through everything and had helped in so many ways. They’re a blessing. They will talk you through every step of the way and give you the best possible monthly payment. I haven’t even been on it eight months and already have three settled.
"Thank you so much for sharing your story! We know how incredibly stressful dealing with debt can be, and hearing that you feel supported and relieved is the absolute best reward for our team. Cheers to securing three settlements in less than eight months—that is amazing progress! We are with you every single step of the way.
Reviewed June 2, 2026
Glad they really helped me with me repairing my credit and helped paying off loans. I will use it again and tell someone. Glad you helped make a difference when bills are paid off, thanks. Glad to work with the program. Thanks for helping.
This is exactly what we love to hear! Thank you for trusting us to help you tackle your loans and build up your credit. We truly appreciate the recommendation!
Reviewed June 2, 2026
I'm a tax preparer and one of my clients used Freedom Debt Relief and bragged about it. I had two debts with Discover, and one is with Lowe's. I'm in the early stages, and Freedom has only reached a settlement with one. I'm anxious for them to reach a settlement with Lowe's because the interest rate is astronomical. And it has gone up $1,000 since I started the program. I was paying 500-something and now, I'm just paying 318. So, Freedom saved me $200 a month. I've made a couple of extra payments to try to help out some and I was thinking about trying to make another one tomorrow. I've paid an extra $100 a couple of times.
Thank you for the review! It’s great to see those monthly savings kicking in so early in your program. We completely understand the stress regarding the Lowe’s interest rate. While it's common for balances to increase before a settlement is finalized, getting that first account resolved is a huge step forward. Your extra payments are a smart move and will definitely help speed things up. We’re on it, and we’ll keep working for your remaining accounts!
Reviewed June 1, 2026
They helped me with my debt, and they were very concerned. I would recommend them to anybody. They took a small payment every two weeks to pay down my debt to help it be worth free. It is worth it to check it out.
Thank you for your feedback! We design our program to be as stress-free as possible, so hearing that the bi-weekly schedule worked well for you is fantastic. We appreciate your recommendation and wish you all the best!
Reviewed June 1, 2026
Very helpful customer service. No problem. Thanks Pamela. Have a good day. Hope to be debt-free. Hardship put me in this position. Hope I will be treated as a person not a number. Have a good day Pamela.
Thank you for sharing your positive experience. We're so glad our team could assist you effectively during tough times. We believe in treating everyone with sincere care and prioritize your journey to financial freedom. If you have further questions, the client services team is ready to assist whenever needed. We look forward to supporting you every step of the way.
Reviewed June 1, 2026
Freedom Debt Relief's approach was compatible with what I needed to get done with my debt issues that were getting more and more out of hand. So I found it to be useful and everything went smoothly in terms of what was laid out to me. The initial interaction with the rep was very thorough and complete. We had a few follow-up calls and checked back and forth to confirm things and all that went very well. So, I never had any issues concerning interaction with anybody. Everything was business-related in regard to what we were doing.
The people I spoke with were very good and the customer service reps were very responsive when I was sending information and when I had questions. I got prompt responses, so all that was good. I would have loved it if they could have poured some money in there for me, but that's not realistic. I'm appreciative that my experience with Freedom Debt Relief went well as outlined, as opposed to the bait-and-switch kind of thing that some programs offer, where they say one thing and do another. I didn't find that to be the case with Freedom Debt Relief. They were on point and it was a great service.
Thank you so much for taking the time to share your experience! We’re thrilled to hear that our team provided a smooth, transparent, and responsive experience from day one. Setting honest expectations and avoiding the 'bait-and-switch' is incredibly important to us. We appreciate your trust in Freedom Debt Relief and wish you all the best on your financial journey!
Reviewed May 31, 2026
They need to do their end work on all accounts. Someone is not contacting all my debtors because I'm getting offers to SETTLE! Why I'm paying you for what I can do. I followed all the setup steps. Now I don't know. One creditor knows I'm using your company so what's the problem.
Hi Jeffrey, we hear your frustration and want to get this squared away for you. Creditor communication timelines can vary, but you shouldn't feel like you're doing the heavy lifting alone. Please contact our client success team at 800-655-6303 as soon as possible so we can look into your specific accounts and ensure you are set up for success.
Reviewed May 31, 2026
I was behind in my credit cards. I sought FDR's services recently. I’ve used them before as well. The rep I worked with was very basic and he knew what he was doing. Their customer support has been pretty good.
Thank you for choosing FDR again! We're happy to hear that our team provided clear, reliable support to help you manage your credit cards. We appreciate your continued trust in us!
Reviewed May 30, 2026
Everyone was very helpful and easy to work with. My questions and concerns were all answered to my satisfaction so that I could understand exactly what was going on and that I could always call back if I needed more understanding. It was a pleasure to work with Freedom Debt Relief, I felt that they were a reputable company that had my welfare in mind and would take good care of my finances. I feel that I have make a good choice.
Thank you for your trust and your kind words! Knowing that you feel supported and confident in your decision means the world to our team. Please don't hesitate to reach back out if you ever have more questions down the road.
Reviewed May 30, 2026
I'm so happy for this program and give me more hope in life. Big thanks. I really appreciate this opportunity. Honestly I will tell others to do this. Thanks. This program have changed my life. That lives under pressure and confusion of life.
Hearing that our program has brought you hope and relief during a stressful time means the absolute world to our team. Thank you for the high praise and for recommending us!
Reviewed May 30, 2026
I'm satisfied with what I'm paying Freedom Debt Relief. I feel very comfortable working with my consultant. If I have a problem, I usually call them because I'm 69 years old and I really don't do the online. So if I have a settlement, I always call to ask if it is going to cost more because I'm on a fixed income, so I cannot afford more. I usually get help. I'll find out how many is going to be getting paid off, and then the person will tell me, "We can put two or three more and it'll be the same amount once a month."
The service is excellent. I like it. I had called another place and I didn't care for what they were going to offer me. I had to settle for $200 to $300 a month and I couldn't. So, I went ahead and got FDR for 184. Overall, my experience was very good. I'm able to work with my finances that are 184 a month. Then, I like the idea that I'm being told so and so getting paid off. Also, they are very friendly.
Thank you for the wonderful review! We are so glad we could provide a budget-friendly option that works for you. Providing clear, friendly support over the phone is exactly what we strive for, and we’re happy to help you successfully navigate your journey to becoming debt-free. We appreciate your trust in Freedom Debt Relief!
Reviewed May 29, 2026
I was trying to find a business to help me lower my debt, and I chose FDR. So far, my experience with them has been good. My experience with their reps has always been positive.
We’re so glad you chose FDR and that you've had a wonderful experience with our representatives. We are here for you every step of the way!
Reviewed May 28, 2026
Quick easy and efficient. Communication with service is easy and they actually help do things for you and don’t make you figure everything out. So sweet and patient with all my questions and concerns and already got a settlement done in 1 week.
Wow, a settlement in one week—that’s what we love to hear! Thank you for highlighting our team's patience and communication. We're always here to help!
Reviewed May 28, 2026
The quality of service provided by FDR has been excellent.
Thank you! Our team prides itself on delivering high-quality service, and feedback like yours lets us know we’re on the right track.
Reviewed May 26, 2026
They're on top in negotiating with our creditors. And they always keep us updated with what's going on in our account. They're good with what they do. I will definitely recommend them to families and friends who are struggling to pay off their credit cards.
We’re so glad to hear you’ve had a positive experience with us! Dealing with creditors can be a heavy lift, so we make it our mission to handle the tough parts while keeping you in the loop every step of the way. Thank you for trusting us and for sharing your story!
Reviewed May 26, 2026
I read everything about FDR online, and I figured we needed help because we're both on disability and we're both on Social Security. We needed to free up some money with the cost of everything going up. We were just barely making the minimum payments on credit cards. And we used most of the credit card money when we ran them up on medications and stuff when we would fall into the donut hole.
So, it was just a vicious circle for us. We couldn't get out of it, and we couldn't find any way to get any help. But then, after we read it, we thought that would free up some money for us every month by giving them a certain amount. So, we make sure that the money goes in every month, and that still leaves us a little bit that we can pay for medications and the cost of living that we have.
My experience with FDR's consultant went well. I call them whenever I have a question or I have anything to ask them. The only problem I had was when the credit card companies were calling. And I tried to explain to them that we’re having a financial hardship. But everything's been going fine with FDR. I check my dashboard, and it seems to be going well. We've been extremely happy. It's nice not having the pressure. I would highly recommend them.
Thank you for the high recommendation! Dealing with creditor calls during a financial hardship is incredibly tough, and we’re so glad we could help take that pressure off your shoulders. It’s wonderful to hear that our program is giving you the financial flexibility to manage your everyday living expenses. We appreciate your trust in us!
Reviewed May 23, 2026
Very quick on resolving debts and making settlements. Hopefully, I'll be out of debt within a year. As soon as I got a debt, they went ahead and made a deal with one of the companies and I liked the way the structure is. So everything's good and hopefully we'll be debt-free within a year.
Thank you for sharing your experience! We are thrilled to hear that the structure of our program is working well for you. Our team is dedicated to moving quickly on settlements, and we look forward to celebrating with you when you reach your debt-free milestone!
Reviewed May 22, 2026
Doing a great job and this company is taking care of my debt as they said they would. I would like to get this debt paid down to where I feel more comfortable. I can't wait till I am able to become debt free. Hoping to be able to clear my debt faster than planned
Thank you for the 5-star review! We’re so glad to hear you're happy with the progress. We can't wait to celebrate your debt-free day with you!
Reviewed May 22, 2026
Out of all the debt relief programs Freedom Debt refief scored # 1 according to Google investigation. This is why I chose them. Their client communication is very good. We are struggling seniors with financial difficulties.
We appreciate you choosing us after your research! We take our reputation seriously, and it’s wonderful to hear that our communication has met your expectations. We are committed to helping you find financial peace of mind.

Reviewed May 21, 2026
This company is here to feed off people in debt. Not there to help you! I was congratulated for my latest offer today which was to pay 97% of my original balance after they take their 25% in fees. They do not tell you this when you start their program that after over a year of racking up interest and fees from the credit cards they tell you to stop paying, that they negotiate at that balance. Not the original balance that you had when you start the program. My latest offer on a credit card that had a balance of $2935 was settled for $2119, which after Freedom Debt relief takes their 25% in fees leaves me with a savings of $82. So basically Freedom debt relief will negotiate with these credit card companies so you pay the full balance but they get $733 in negotiating fees.
They are not transparent about this when you’re signing up for the program as I was told that the typical balances would be cut in half at 50% and that after they took their 25% in fees it would be around 75% of the original balance. In reality I am paying 97% of the original balance. The only trick is Freedom Debt Relief gets a cut of it instead of paying the entire balance to the credit card company. If I would have known this up front I would have never signed with this company and negotiated the debts myself. Beware as they are not transparent about their business!
Thank you for the feedback, Dean. We understand that the ultimate goal of our program is significant savings, and an $82 net saving is not the outcome we strive for. There are several factors that can influence a creditor's settlement offer, and we want to ensure your program is still working in your best interest. An Account Specialist will be reaching out to you soon to discuss your program.

Reviewed May 21, 2026
Please don’t believe other debt relief programs that promise cheaper amounts to settle, Freedom Debt will work for you, and is upfront with everything.
We love hearing this! Our goal is to provide a clear and honest path to debt relief without the empty promises. Thank you for sharing your experience and for choosing Freedom Debt Relief.

Reviewed May 20, 2026
They are doing a great job resolving my debt. Thank you very much.
Debt resolution is a team effort, and you’re doing a great job staying the course. We’re happy to be part of your success story!

Reviewed May 20, 2026
Things started off a bit bumpy because I was with another debt relief company. But I have been truly impressed at the speed with which FDR has resolved one of my most debts. I’m also extremely grateful for the way that I’m treated, which is with courtesy and kindness.
Thank you for sharing your journey with us! We understand that transitioning from another service can be a bit stressful, so we are thrilled to hear our team made the process easier for you. We’re proud of the speedy resolution of your debt and will be sure to share your kind words with our service team.
Reviewed May 19, 2026
When I contacted FDR, I was skeptical about the process but Haven walk me through the entire process, I was confident and excited. The process was simple and clear. The communication and customer service was satisfactory.
We appreciate your feedback! Our goal is to make the process as simple and clear as possible for every client. We’re glad your consultant provided the support you needed to move forward with confidence. Thank you for choosing FDR.
Reviewed May 18, 2026
I had my very first debt settlement on a credit card debt done by Freedom Debt Relief. They cut the total credit card debt down drastically and I am very happy with the results. I am grateful for their service. I would recommend them to work with your creditors and to have your total debts lowered and paid off.
We are so thrilled to hear about your first successful settlement! Reaching such a significant reduction in your credit card debt is a huge milestone, and we’re honored to have helped you navigate the process. Thank you for the recommendation and for trusting us with your journey to financial freedom!
Reviewed May 18, 2026
I have just started the process, but I have to say I felt comfortable and at ease explaining the situation to my agent, she was so professional and explained the process very clearly. The setup was fast and easy to follow along.
Thank you so much for sharing your experience! We’re thrilled to hear that your agent made you feel comfortable and that the setup was a breeze. We aim to make these first steps as clear as possible, and we’re glad we hit the mark for you.
Reviewed May 16, 2026
I am new to your program, but I was very impressed with the Noah. He is the one that helped me get started. I'm still a little nervous about doing this, but Noah helped me decide it was best that I do it.
Thank you for the review! We're thrilled to hear that Noah provided the support you needed to get started. Welcome aboard—we’re here to support you every step of the way as you settle in!
Reviewed May 16, 2026
Customer service with Freedom Debt Relief is great and the application process is good. However, the part when the payment comes out is slow. I had over $1,000 in there a couple weeks ago then all of a sudden, it's all gone.
We’re so glad you’ve had a great experience with our customer service team! It can definitely be startling to see your balance change suddenly. Typically, this happens when we successfully negotiate a debt and use those saved funds to pay the creditor. To give you peace of mind, please reach out to us directly so we can review the specifics of your recent payments together.
Reviewed May 15, 2026
They are doing excellent work with my creditors! I really appreciate all the work they are doing to get my payments paid! I am looking forward to getting all the creditors settled in the near future!
Thank you so much for the kind words! We are thrilled to hear you’re happy with the progress so far. Our team is working hard to get everything settled for you as quickly as possible. We look forward to helping you cross the finish line!
Reviewed May 15, 2026
This program has helped in so many ways. Took a ton of bricks off my shoulders. I would recommend this program to everyone that is dealing with credit card issues. So easy and excellent customer service.
We are so incredibly happy to hear that! Knowing we could help take those 'bricks' off your shoulders is exactly why we do what we do. Thank you for the recommendation and for trusting us to help you navigate your journey to financial relief.
Reviewed May 15, 2026
I liked Freedom Debt Relief's website. They're the first company I called, and I just went with them. Initially, I worked with a salesman who handles getting clients onboarding. Then I got assigned to another person that handles the account throughout. He was very good, very knowledgeable, very professional, and treated me with respect. He made me feel very comfortable. It’s a touchy situation when you're talking about people's debt. The application process was not long at all. I did it all in one evening on the phone. We set the payment plan up. They asked what I could handle monthly on the monthly deal, and we just agreed to a dollar amount. The dollar amount dictated how long it's gonna take to resolve the debt situation.
Thank you so much for sharing your experience! We completely understand that discussing debt can be a sensitive and stressful topic, so we are thrilled to hear that our team made you feel comfortable, respected, and supported. Providing a seamless transition and a customized plan that fits your budget is exactly what we aim for. We’re proud to partner with you on your journey to financial freedom!
Reviewed May 13, 2026
They have taken a big load off my back. At 77 years old I had been under a lot of stress. Trying to make it on Social Security and you keep borrowing and just get deeper in with getting more and more cards. Thank you Freedom.
We are so glad we could be there for you. No one should have to navigate that kind of financial stress alone, and we’re thrilled to hear that Freedom could help you find a path forward. Thank you for trusting us with your journey—it means a lot to our team.
Reviewed May 13, 2026
Trust me you don't want to know what I think about your greedy little business. It's conspicuous you're more interested in your bottom line than what's best for me. You really should try to hide it more.
We appreciate your feedback. While we're disappointed to hear this was your experience, we remain committed to serving our community with transparency and care. Our goal is always to balance a sustainable business with the best possible experience for our clients. We’d appreciate the chance to hear more about your specific concerns—please feel free to reach out to us at 800-655-6303 so we can review your program and concerns together.
Reviewed May 13, 2026
The reps were all good and helpful. I only have one account left, and then I'm done with the program. Freedom Debt Relief was good. If I needed something paid off, and I had the funds, they requested it and got it paid off. I'm graduating early from the program, so it's good.
"Congratulations on being so close to the finish line! We are thrilled to hear you’re graduating early from the program. It’s wonderful to see your progress and hear that our team has been there for you every step of the way. We appreciate the feedback and look forward to seeing you cross that final finish line.
Reviewed May 12, 2026
I enrolled five accts in this program on Aug 20, 2025. By 12/18/2025 They had settled one acct at 50%. Just recently on 5/05/2026 they settled another acct at 45.%. I still have three accts to go. So far I'm quite pleased. Thank you FREEDOM DEBT RELIEF.
We love hearing about this kind of progress! It’s great to see your journey moving forward with two successful settlements already. We’re committed to getting those final three accounts resolved for you. Thank you for your trust and your kind words!
Reviewed May 12, 2026
Freedom Debt Relief explained all of my debts and how much they’re gonna take out a month, and how the process works, like the amount that they take out is going to pay one card first or split it in half for two cards from there on until all my debt is paid off. They told me that if I wanted to change the amount that they take out any month, I'm able to do so, or if I needed to add another card on it, I'm able to do so also. They were very friendly, and then they spoke to me and answered all my questions that I had. The process was easy and I didn't even wait too long online. I'm also able to track my progress on the website easily.
Thank you so much for the detailed feedback! We’re glad to hear that our team was able to provide a clear roadmap for your debt relief journey. We pride ourselves on offering transparency and flexibility, so it’s great to know you’re finding the monthly adjustments and our online tracking tools helpful.
Reviewed May 11, 2026
They did a great job and kept me informed the whole time. They have already paid more off in 3 months than my last company did in 6 months. I would highly recommend them.. They have saved me almost half of what I owed.
We love hearing this! Our goal is always to provide faster results while keeping you in the loop every step of the way. Saving half of what you owed is an incredible milestone, and we’re so glad to be the team helping you get there.
Reviewed May 9, 2026
I have had nothing but good experiences so far with Freedom Debt Relief. The ease at which I can speak with a customer service rep or authorize a settlement is fantastic. I have never felt so much pressure being released when it comes to money issues. Thank you!!
We’re thrilled to hear that our team has made the process easy for you. Providing that sense of relief is exactly why we do what we do. We are happy to be part of your financial journey!
Reviewed May 9, 2026
Relieved. Eased my anxiety. I was skeptical at first. But the BBB report was very positive and my assistant was very knowledgeable and gives guidance at every step of the process. They negotiate with your debtor and all you have to do is make one consistent fixed monthly payment and they take care of the rest.
We appreciate the feedback! We take our commitment to transparency and our BBB rating very seriously. It’s wonderful to hear that our team provided the knowledgeable support you needed to simplify your payments and find peace of mind.
Reviewed May 8, 2026
Stress relief over uncontrollable issues that pop up in life. Never imagined joining a program like this however didn’t realized how stressed I was until I joined the program and felt the relief. Not only that they will assist me through the whole process and assist with guidance through the journey
Life definitely has a way of throwing curveballs. We’re thrilled to hear the program is helping you navigate those 'uncontrollable' moments with more ease. We’ve got your back every step of the way—thank you for trusting us!
Reviewed May 8, 2026
Before I called to inquire about a little relief financially from the unsurmountable never ending bills accumulating more and more, I was hesitant on making any decision. The knowledge, expertise, succinct, plan of action, and most of all the comfort I felt making a decision with someone I’ve never met before could not have gone better. I would highly recommend this to anyone that is facing what seems like a dauntless task of working just to pay off interest for what feels like forever. Now I will be debt-free in less than a year at which time my credit will accumulate faster with less negative interest attached to my name.
Making that first call is often the hardest part, and we’re so glad we could help ease your hesitation. Here is to a much brighter, interest-free financial future!
Reviewed May 8, 2026
The plan given is reasonable and easy to work with. The app offers useful information that I can use to evaluate my progress. One thing I would like is to have them contact my creditors as the bills not being negotiated are in default now and when one of them offered a settlement. I forwarded the info and never heard anything back about it.
Thank you for sharing your experience! We’re glad the app and plan are helping you track your progress. Regarding the settlement offer you forwarded, please know that FDR reviews all offers direct to the client; however, our ability to act on them depends on several specific factors within your program. To get a detailed update on your accounts, please call our Client Services team so we can discuss your program further. You may reach us at 800-655-6303 7-days a week 8:00am-9:00pm ET.
Reviewed May 8, 2026
Thanks to this program. It subtracted years and saved me thousands. Thanks to their professionals dedication and detail. They helped me with multiple accounts in less than a year. Words can’t describe how grateful I am.
We are so incredibly happy to hear about your success! Our team takes great pride in their attention to detail, and knowing we helped you save both time and money is the best reward we could ask for. Thank you for trusting us with your accounts!
Reviewed May 7, 2026
I was very pleased with information I received when I called. The people I talked to were very helpful and explained everything very well. I would use Freedom Debt Relief again and recommend to family and friends.
We’re so glad our team could provide the clarity and support you needed. We truly appreciate the recommendation to your friends and family.
Reviewed May 6, 2026
They put their payment above everything else. They could easily resolve more debt but always take their cut first preventing more settlements. Then they try to give you a loan that cost 50% more than current program.
We appreciate your feedback and take these concerns seriously. We'd like to better understand your experience and clarify our settlement process and loan options. Please reach out to us directly at 800-655-6303 so we can assist you.
Reviewed May 6, 2026
I like the fact that working with FDR is great to be able to help get our debt reduced. However I don't discuss our finances with anyone other than with my creditors or with FDR. Nor do I discuss theirs. So I wouldn't refer any company to anyone. That's personal business.
Thank you for sharing your feedback. We are very happy to hear that we’ve been able to help you work toward reducing your debt. We completely respect your privacy and understand that financial matters are deeply personal. We’re simply glad to be a partner you can trust on this journey.
Reviewed May 6, 2026
I found Freedom Debt Relief on the internet and after I talked to them, I went with them. The enrollment process was good and the rep who assisted me was pretty explanatory about everything. So I was very happy with it. I have an account set up through them and I track my progress online. Their website is very easy to use. I'm in the initial stages of the program, but my experience has been good and I haven't had any problems or issues where I needed to call them at this point. Hopefully, the program will help get me out of the situation I'm in and make my financial status so much better. I would also tell my loved ones to give them a try because it worked for me so far.
We are thrilled to hear that our team was able to provide a clear and helpful enrollment experience. It’s our goal to make the path to financial freedom as transparent as possible. We’re glad you’re finding the dashboard easy to use, and we’re rooting for your continued success in the program!
Reviewed May 5, 2026
Casey worked with me when I called! She was kind and compassionate - never made me feel bad about myself (I was doing enough of that myself). She guided me through the whole program. I just made my first dedicated deposit so hopefully I will see some action soon!
Huge congratulations on making your first dedicated deposit! We’re thrilled that Casey could guide you through the process with the kindness you deserve. We are rooting for your success and can’t wait to see your program in action!
Reviewed May 4, 2026
Within just a few months, they negotiated down one creditor's debt by over ten thousand dollars! That's amazing! They'll be negotiating with more creditors in just a few months, with similar results, I'm sure. I'm really excited to be debt free in under 5 years, versus 30 years, if I were left to my own devices.
That is a fantastic win! Saving over $10,000 on that first negotiation is a massive milestone. We’re just as excited as you are to keep this momentum going and help you reach that finish line. Thanks for trusting us with your journey!
Reviewed May 3, 2026
Freedom debt relief is absolutely friendly. Clear. Make you easy to understand what the task is. Prompt. Reliable and I definitely appreciate them taking the time to assist me in what I'm going through. We're sure stick with it and always communicate back with you guys. I appreciate it.
Thank you for the fantastic feedback! We’re so glad our team has made this journey easier for you. Clear communication is our priority, and we look forward to continuing to work together toward your goals.
Reviewed May 3, 2026
I have been in the program for about $3k plus account has been settled and payments are already being made. So far everything is looking great and I'm really feeling good about my financial situation. Great Job Freedom debt Relief.
We’re so glad to be part of your journey toward financial freedom. It’s wonderful to hear that everything is looking great so far! Thank you for trusting Freedom Debt Relief to help you reach your goals.
Reviewed May 3, 2026
This is my second go-around with Freedom Debt Relief and I've been very fortunate to have them. They’ve helped me a lot and they've been very good about settling my debts. I'm in the program for a year and a half, and I've just about graduated. I would advise my friends and family members to seek out their help.
Second times a charm! We’re so glad we could be in your corner to help settle those debts. You’ve put in the work over the last year and a half, and that graduation finish line is well-deserved. Thanks for sharing your story!
Reviewed May 2, 2026
Freedom has taken me from a near traumatic debt situation to being very much at peace with my decision to seek debt relief. Communications have been effortless and excellent. Results matter and so far they have been great! I totally recommend Freedom Debt Relief.
Moving from a stressful situation to a state of peace is a huge victory, and we are so honored to have been part of that journey for you. It’s wonderful to hear that our team made the process effortless. Thank you for the high praise and for recommending us!
Reviewed May 2, 2026
Easy to work with. When I have needed to speak to representative, I have always been able to reach a person. The representatives are knowledgeable and helpful.
Knowledgeable, helpful, and—most importantly—real! We’re thrilled to hear you're enjoying the human touch we strive for. Thanks for the great review!
Reviewed May 2, 2026
Not ready to review at this time based on so far "lackluster" experience with my team of so called professionalism...
We sincerely apologize that our team’s performance hasn't met your expectations. Professionalism is a core value for us, and it’s clear we’ve missed the mark in your case. We would value the chance to listen to your specific concerns and improve your experience moving forward. An Account Specialist will be reviewing your program and reaching out to you soon.
Reviewed May 2, 2026
I'm at ease with the process FDR assist me with moving through my debt consulting. FDR is regularly in touch with me on the progress of settlements with my creditors, I find in signing on with FDR has been a smart choice in out of debt due to unexpected financial hardship.
Unexpected challenges are tough, but we are so glad we could help lighten the load. It’s wonderful to know that our regular updates are helpful to you. Thank you for choosing us as your partner in this process!
Reviewed May 2, 2026
After dealing with two other Debt Relief companies and seeing absolutely no progress in dealing with creditors, Freedom Debt Relief was absolutely amazing with their initial orientation and online app technology. I now finally have confidence that they will be able to work through my debt issues in a professional manner that will deal with my situation.
Welcome to Freedom Debt Relief! We appreciate the high praise regarding our professionalism and technology. Providing a clear path forward is our top priority, and we’re honored to be the team that finally earned your trust.
Reviewed May 2, 2026
I was looking for debt relief help, and I decided to go with Freedom Debt Relief. I liked the customer service. The reps were great and the application process was easy. Overall, I would recommend them to a friend.
We’re so glad you chose us to help with your debt relief journey. It’s our goal to make the process as stress-free as possible, so hearing that you liked the customer service means the world to us. Thank you for trusting us enough to recommend us to your friends!
Reviewed May 1, 2026
Freedom Debt Relief was the first one I saw and I went with them. Everything was good with the rep and I have no complaints with the service I received. Everything went quickly and it’s all taken care of. There were no other fees than what they normally charge.
We are so happy we could help! It’s great to hear that your representative took good care of you and that there were no surprises along the way. Efficiency and honesty are what we strive for, and we appreciate you choosing Freedom Debt Relief.
Reviewed April 29, 2026
The process does take sometime as they say, the debt you have the calls won't stop until they get what they want. But the debt reliever program does keep up with you and check on you from time to time. As long as you communicate with them, they will keep up with you.
Thank you for sharing your experience! You’re spot on—the process is a marathon, not a sprint. We know those creditor calls can be the hardest part, but we’re glad our team’s check-ins are helping you stay the course. Keeping those lines of communication open is exactly how we get to the finish line together!
Reviewed April 28, 2026
Very Nice staff, very easy to understand instructions. I'm happy I found Freedom Debt Relief. Would recommend Highly. I really liked talking to Jamie. She was very nice and got my Debt relief program started the same day.
We are thrilled to hear that Jamie made your experience so smooth and got you started on day one. I’ll be sure to share your feedback with her—it’ll make her day!
Reviewed April 28, 2026
This has given me such a sense of relief. The credit card interest rates were out of control even paying all of them with 100% repayment. The principal and interest were both rising beyond my wallet. Freedom Debt Relief took care of everything from auto pay to negotiating and settlements at 1/2 or more than we owed.
Hearing the word relief is exactly why we do what we do! We know how suffocating rising interest rates can feel, even when you're doing your best to pay. We are so glad we could help you negotiate those settlements and give your wallet some breathing room.
Reviewed April 27, 2026
Best decision I have ever made to date when it came to my wife and I getting out of debt. We have peace of mind now knowing things are being taken care of. Everyone is super nice and really informative about what they do. I would absolutely suggest FDR to everyone I know.
This is what we love to hear! Thank you for trusting us with your journey to debt relief. We’re so glad our team could provide the clarity and peace of mind you were looking for. Best wishes to you both!
Reviewed April 27, 2026
Working with FDR was easy. I had to stop payment a while back because I didn't have the money to pay Freedom Debt Relief. I was on short-term disability. So I got to start back up with them again. Hopefully, they'll give me a lower payment.
We aim to make the process as easy as possible, especially during difficult times like the one you've just navigated. Our team is committed to helping you succeed, and we look forward to reviewing your account to ensure your payments are manageable for you moving forward. Please contact our Client Services team when you're ready.
Reviewed April 26, 2026
Since signing up with Freedom Debt Relief, I have experienced consistently timely, concise and regular updates on my debt consolidation process. Since August 13, 2025, when I originally signed up, three of my four accounts requiring assistance, have been satisfactorily resolved. The fourth and largest balance is now in negotiation, and I am confident it will be resolved very soon.
Seeing your success is the best part of our day! We're so glad to have resolved those three accounts for you already. Thanks for trusting Freedom Debt Relief!
Reviewed April 26, 2026
Dion was professional and informative. Process has been straightforward. I appreciate the app. The only thing I would have changed is knowing up front how much would need to be secured in deposit account before a settlement can be reached.
Thanks for the 5-star review! It’s great to know the process and our app have been working well for you. Your point about upfront deposit clarity is well-taken—we’re always looking for ways to streamline our communication and will certainly share this with our onboarding team.
Reviewed April 26, 2026
Their reps were excellent. They made me feel very comfortable. I was able to ask a lot of questions, and they were able to answer them, so I was very pleased with FDR. They got me through the first rough patch of debt, and then they suggested that I would probably be better off if I split over to a personal loan type thing, which is Achieve. What happened was they suggested we run through it because I didn't know anything about it. They explained to me how it would probably be beneficial for me to do something like that instead of paying off Freedom.
It sounded like a good idea until I realized later that the high interest rate with Achieve is the problem. But they took care of all the debt, though, even though I have another debt, and it's a little bit more, but at least the credit cards are closed. The program at FDR was good. I just wish that they had told me about that high interest rate. If they didn't mess that part in there, that would have been a little bit helpful.
We appreciate the 5-star feedback on our service and are glad we could help you resolve your debt! We’re sorry for any confusion regarding the interest rate with the Achieve loan. We’d love the chance to discuss this further with you and ensure you’re comfortable with your current path. Please feel free to reach out to our support team directly.
Reviewed April 25, 2026
I really needed their help to get a grip on my finances after using the last of my savings to pay bills. I am a little concerned about the length of the process, but it is moving along. Especially as the companies I owe would not assist me. The only thing I concern myself about is my credit score.
Thank you so much for sharing your experience. We know how incredibly stressful it is when you've exhausted your savings and creditors aren't being flexible. While the process can feel slow at times, it’s because we’re being thorough to ensure the best outcome for you. We’re glad to be in your corner and look forward to getting you to the finish line!
Reviewed April 25, 2026
I was paying off five credit cards, and at that rate, I was never gonna get them paid off. I went with FDR, and they were friendly, kind and understanding, and they have great customer reps. I’m enrolled in their program, and it’s 36 months.
The 'never-ending' cycle of credit card debt is a heavy burden, and we are so glad you chose us to help lift it. Our goal is to make the path to financial freedom feel manageable rather than overwhelming. We’re glad our team could provide a friendly hand, and we’re committed to your success.
Reviewed April 24, 2026
Your staff/colleagues are always so very helpful and patient. Your representative was very patient with me as I had to upload a document, he walked me through every step and waited while I did it bit by bit very patiently. I really appreciate the way you are all so very professional and do not make me feel even worse about the situation I find myself in. Thank you.
This is so wonderful to hear! We aim to make every process as seamless and stress-free as possible. Thank you for trusting us to walk through it with you. We’re happy to help!
Reviewed April 24, 2026
Freedom Debt Relief had me set up a two-year program instead of five years, so I’ve been paying more to them than what I should. I have to change it but they won’t let me. If clients are trying to get their stuff taken care of themselves and they don't work that way, they should be able to extend their payments. Other than that, their service is good.
Thank you for your feedback, Jason. We strive to provide excellent service while helping our clients resolve their debt efficiently. If your current payment structure is no longer meeting your needs, we want to help. Please reach out to our dedicated support team at 800-655-6303, and ask for a member of leadership, so we can review your program and discuss how to keep you on the best path forward.
Reviewed April 23, 2026
I havent used this long enough to know if it's any good. I keep hearing from my credit card companies about missed payments. They say they have not heard from Freedom about making payments. This is the fourth company I have tried. I think you would be better just to file bankruptcy.
Hi Jerry, we understand that the early stages of this process can be stressful. During the initial phase of a debt settlement program, creditors may continue to reach out as funds are being built up for negotiations. We would like to review your account and ensure all your questions are answered. Please contact our client services team at 800-655-6303 so we can provide a status update on your program.
Reviewed April 23, 2026
Not happy, FDR. Never comunícate with my debtors. I have to follow up with them. Also American express give a better offer before this account was taken in by a law office and I am that one who call FDR to communicate with the office who was suing me. Not happy.
We understand your concerns regarding the effort required on your part and the terms of your offers. We aim to take the stress off our clients, not add to it. We have relayed your concerns to a specialist for further review, and they will be reaching out to you to discuss further.
Reviewed April 23, 2026
Everyone has been so nice and the process was quick. I only wish that you would contact creditors as soon as a customer signs up as part of the service. I was told why you don’t do it but I feel that creditors don’t always believe us customers. Other than this matter I have truly had piece of mind since signing up. Thank You again.
We appreciate your review and are glad to hear the process has been quick and friendly so far. Regarding your suggestion about creditor contact: we know how tough those early conversations can be for customers. While our current timing is designed to ensure the most effective negotiations, we take your feedback seriously as we refine our services. Thank you for trusting us with your journey!
Reviewed April 23, 2026
Enrolling with Freedom Debt Relief was good. They told me everything about the program. I'm done with the program and there were no difficulties. The only problem I had with them was the computer said if I got a letter from a creditor, to upload my documents and no action is taken. They didn't tell me I needed to call and let them know at that time I uploaded. I then received a court order regarding a creditor. As soon as I received it, I uploaded it. That Monday when I called, Freedom Debt Relief hadn't even seen it. But they took care of it once they saw it and got it to the legal department. If you need debt relief, I recommended Freedom Debt Relief.
Congratulations on successfully completing your program! We are so glad to hear that you’re now on the other side of your debt journey. Thank you for the honest feedback regarding the document upload process; we’re always looking for ways to bridge the gap between our automated systems and our personal service. We’re glad our legal team was able to step in and resolve that court order quickly once notified. Thank you for recommending us!
Reviewed April 22, 2026
Everything is going good, keep up the good work. No! I mean Great! Thank you very much again for all your hard work you have accomplished, I’ll keep the payments up and you keep up the great work!
Thank you for the wonderful feedback! We take a lot of pride in the work we do, and hearing that it’s appreciated means the world to our team. We look forward to continuing this great momentum together!
Reviewed April 22, 2026
Freedom Debt Relief has helped take a bit of burden away from us. If you have debt over $10,000, I would recommend them, especially if you are in a bind. Since I've been with them, I had one debt that went to court, so they couldn't take care of it for me, but they've been able to take care all of the others so far. If I have a question, they give me a very clear answer. They don't put me on hold and make me wait forever. FDR was able to do $200 twice a month. I'm hoping that we can get that lowered or somehow changed. It's hard for us because we are struggling financially. I tried to call yesterday, which was a Sunday, to see if I could get my payment extended out a couple days, because I'm waiting on my disability check. They say they're available seven days a week, but when you call them, they're not available on the weekends. They just have the answering service. If they update that on their website, that would be helpful.
Thank you for the honest feedback. We're happy to hear our team has been clear and responsive, but we apologize for the trouble you had reaching us on a Sunday. We are open 7 days a week, 8:00 am to 9:00 pm Eastern Time at 800-655-6303, and you should only hear the pre-recorded message if it is outside of those hours. If you are still in need of assistance, please call us again so we can review your options.
Reviewed April 21, 2026
They have been really helpful with working with my older accounts, they help me assess me with any questions I have at any time. And they been working on bringing me back on track with my accounts. Thank you so much for the help.
Thank you for the review! We’re so glad we could assist with your accounts and provide the answers you needed. Thank you for choosing Freedom Debt Relief!
Reviewed April 21, 2026
I came across Freedom Debt Relief when I was looking online and the service has been great so far. I called, asked a question and the rep told me exactly what was going on and who was dealing with them right now. They answered right away. If I want to move my payment and make my payment early, they’ll do it and tell me when exactly my payment will go through. Everything's been nice and smooth. I track the progress on the app and me being 61, it's easy. I have had two people ask me about Freedom and I shared how they’ve worked with me. Money was already tanking because I had a bad mortgage. My mortgage was sold off to another company, and the other company screwed me big time. So, my credit was going down. But Freedom explained the process of my credit dropping and then going back up.
Thank you so much for sharing your journey with us! We are thrilled to hear that our team provided the clarity you needed during a stressful time with your mortgage. It’s also great to know that you're finding our app easy to navigate—we strive to make the process as transparent as possible for everyone. We truly appreciate you recommending us to others; that is the highest compliment we can receive!
Reviewed April 20, 2026
I am very pleased with the way Freedom Debt Relief has handled my account. All my questions are answered in a timely and professional manner. I would recommend them to anyone. My Wife is thinking of using them in the future.
We truly appreciate your feedback! It’s great to know that you’re pleased with how your account is being handled. Our goal is to make this process as transparent and stress-free as possible. Thank you for the recommendation, and we look forward to continuing our work with you (and potentially your wife!) in the future.
Reviewed April 20, 2026
Freedom Debt Relief has helped in giving me peace of mind every month and bringing these debts down, over a course of time, as long as I make my payments, I feel comfortable. I could have done several other things. But I reached out to FDR, because after a lot of research, I have found out that they have a lot of good reviews. I'm just gonna go from there. Also, they were able to give me a monthly exact, not going to fluctuate up or down or anything like that, and settle and pay over so many months. I do not know yet how that's gonna affect me, and I'll figure that out as they go. I'm comfortable with my decisions. I didn't know what was going on until FDR billed this, up to the person to continuously look at their dashboard and read all this, which is cool, and putting the number in for the phone calls.
The thing that tripped me out was Jen from my text message. At first, it looks like spam, or it could look like the bank trying to dupe me into something. I have since figured out that they should put in that if you get a text message from Jen from Freedom Debt Relief that it's official. The first time I got a text message, my jaw dropped because I was, "Are they trying to dupe me into something?" From the other bank system. But since then, when I went to call FDR back, it was official. That first text message threw me for a loop. But I became very comfortable knowing that they are doing something good, and it's not gonna raise my monthly. I want to settle. I tried for two years and made payments to Bank of America, but I was never gonna get out of the hole.
We know how stressful it can be to tackle debt, and we’re so glad we could provide a path forward that feels comfortable for you. Thank you for the heads-up about your experience with our text messages—navigating the world of debt relief requires a lot of trust, and we never want a client to feel 'tripped out.' We're glad you're here and look forward to helping you reach your financial goals.
Reviewed April 19, 2026
Freedom Debt Relief has helped my life become way less stressful. They are really quick on making settlements with your debt. I am very pleased with everything they’ve done for our situation. I recommend them to my daughter and it’s really helped her resolve her debt also.
We are so glad to hear that we could help lower your stress levels! Hearing that we’ve been able to assist both you and your daughter on your journeys to debt resolution is the best feedback we could ask for. Thank you for trusting us with your financial future.
Reviewed April 19, 2026
They were very understanding and offered me a way to reduce my debt even in the short term and in the long-term, it could save me 2/3 of my debt in the short-term 1/4. I’ve only just started so hopefully they’ll be able to settle all of the debts that I gave to them. But they do have a good review in trust pilot check that out.
Thank you for the wonderful review! We’re happy to hear you’re off to such a strong start with your debt reduction. We take pride in our reputation on Trustpilot and here, and we can’t wait to show you more great results as we continue through the process together.
Reviewed April 19, 2026
Freedom Debt Relief explained to me what they do, so I tried going with them and doing a debt consolidation instead of doing bankruptcy. Everything seems to be doing okay. I always get updates. Freedom Debt Relief always alerts me. I always get follow-ups on my app to let me know what's going on. As long as I keep up on my payments, everything will be fine. If I call and ask a question, they'll explain it to me. If I get anything from a debt collector, I always reach out and let FDR know what's going on. They would tell me what to do, if I need to email them that information or fax it over to them.
Thank you for the review! Debt resolution is a team effort, and your diligence in forwarding collector notices and staying on top of payments makes a huge difference. We’re happy to hear the app is keeping you in the loop—we'll keep those updates coming!
Reviewed April 18, 2026
This is my second round with the debt program. So far so good. Can't wait for things to start happening. Glad I decided to give it a try. Looking forward to a new beginning. Waiting on progress from. The program.
Thank you for your continued trust in our program. We’re thrilled to help you on this journey toward a fresh financial start. The process is underway, and we look forward to sharing updates with you soon!
Reviewed April 18, 2026
The rep at FDR that I worked with was good. I was satisfied with the services offered by FDR.
Thanks for the review! We’re pleased to hear our representative took good care of you and that you're satisfied with our services.
Reviewed April 17, 2026
It takes time just like anything that is good but once it starts it starts. I’m so excited to and can’t wait to be totally debt free and I’m not getting in debt ever again. No credit for me if I can’t buy it or save for it then my learned lesson is I don’t need it. Freedom Debt Relief is saving me from being broke saving me from panic attacks and years of stress and getting myself in more financial strains. I’ll tell anyone and everyone to use this program because FREEDOM DEBT RELIEF IS THE REAL DEAL!!! This is my honest true life experience. Nothing was given to me or promised to me for this. I’m a real life human going through this for real.
Hearing your story truly makes our day! We know the journey to debt relief requires patience, but that feeling of financial peace of mind is worth every step. We are so proud to be part of your 'real life' transition to stress-free living. You’ve got this!
Reviewed April 17, 2026
I'm still in the program, but it has been good thus far. I had one card company, a federal credit union, that would not accept Freedom Debt Relief. But they provided me a lawyer and he advised me on what to do. I did that and it all worked out fine. Make sure you have an account where they can automatically draft the money monthly, because that's the way they operate. If you need help, they're the persons to go to. It's a little pricey. But it's worth it.
Thank you so much for sharing your journey! We’re thrilled to hear that our legal partner was able to help you navigate that hurdle with your credit union—that’s exactly why they're here. While we strive to provide a premium service, we’re so glad you feel the results and peace of mind have been worth the investment. Keep up the great work!
Reviewed April 17, 2026
Freedom Debt Relief is great. They were referred to me by a friend and I went with them because of their reputation. During the sign-up, I just needed to send them my information and the bills that I owed. Then they came back with a proposal to me, and I signed it. We went over the bills, and we came up with a plan. FDR is a very good company to work with. They make my life easier. I would recommend them.
We love hearing that a friend sent you our way—nothing beats a personal recommendation! It’s our goal to make the path to financial freedom as stress-free as possible, and we’re so glad the sign-up process worked well for you. Thanks for being part of the FDR family!
Reviewed April 16, 2026
Amazing customer service. Very responsive and consistently available for any questions or concerns along the way making a difficult life transition much easier and seeing great progress in just a few short months!
We’re so glad we could be there for you! Hearing that you're seeing great progress in just a few months is the best feedback we could ask for. Thank you for trusting us to help you navigate this transition.
Reviewed April 16, 2026
I’m through with Freedom Debt Relief's program. It was 11 months before, then they went to the loan. It's easy enough that I was able to take care of things instead of trying to pay taking from Peter to pay for Paul, and trying to juggle them to get them done. I got a few of my littler bills cleaned up, but it still was a long process. The people I have worked with are professional and efficient. I could call anybody anytime, and I also had specialists that I work with on different things that we were trying to manage. There are some people that this wouldn't work for, because you have to be committed to be in a program like this. If you are just looking for a quick, easy way out, one, two and done, that isn't going to happen. It's going to take a while and with persistence.
The loan is scheduled to be 23 months. But I have a couple of smaller things that I never put in the program that I'm going to clean up, so I'm not going to put $2,000. It's $1,100 now on the loan a month, and I'm going to be put over two $2,000 a month as soon as those other two are cleaned up. They're almost all cleaned up. When I do that, I should be able to be done by January next year.
Thank you for sharing such a detailed look at your journey! We are so glad to hear that our specialists provided the support you needed to stop the 'robbing Peter to pay Paul' cycle. You’re absolutely right—this program requires real commitment, and your persistence is clearly paying off. We’re rooting for you to hit that January goal!
Reviewed April 15, 2026
I have just started the program. So far, the process have been easy and those i have worked with have been gracious. I already feel guilty enough and they have been reassuring and non judgemental. I wish I hadn't waited to start the program.
Welcome to the program! We’re happy to hear that your experience with our team has been positive and reassuring. We aim to make the process as seamless as possible, and we look forward to continuing to work with you.
Reviewed April 15, 2026
I used Freedom Debt Relief in the past and I had a very good experience with them. Unfortunately, I got myself in the situation again. The debt consultant was very good. The monthly payment plan was tailored to my financial income and they worked so I could be at peace with everything. I tried to use their website, but I'd rather talk to them. I'm more comfortable talking to them over the phone.
We truly appreciate your loyalty and are so happy we could help you find some peace of mind again! Our goal is to make this process as comfortable as possible for you, so we're always happy to chat over the phone whenever you need us. Thank you for the review!
Reviewed April 14, 2026
I was very pleased to go with Freedom Debt Relief. Shannon ** was patient and kind and explained everything in simple terms. He never sounded rushed and answered all of my many questions. I give him 5 stars!! ❤️
Thank you so much for the 5-star review! We are thrilled to hear that Shannon provided such a patient and kind experience for you. Helping our clients feel informed and never rushed is exactly what we strive for. We’ll be sure to share your kind words with him!
Reviewed April 14, 2026
I am happy I signed up with FDR. I admit. The calls and emails from creditors grated on my nerves, but once things started to get paid off. I was overwhelmed with satisfaction of a decision well made.
We are so glad you’re feeling that sense of relief! We know those early stages with creditor communications can be a lot to handle, but seeing the progress pay off makes it all worth it. Thank you for trusting us with your financial journey.
Reviewed April 14, 2026
FDR has been a Godsend! I had experienced a devastating time in my life that forced me to max out my credit cards to survive. Thinking I could keep up on the interest was a fairytale! I saw the advertisement on RAV and reached out for guidance as to what I could do. Everyone has been so professional and kind helping me through all this. Thank you, Freedom Debt Relief, you've given me hope back!!
We are so glad you found us! It’s our mission to provide kind, professional support for those navigating difficult financial chapters. Thank you for the high praise and for trusting the Freedom Debt Relief team to help you regain control. Welcome to the path toward financial freedom!
Reviewed April 14, 2026
Freedom Debt Relief explained the amount of money that had been quoted to me for the bills that I had. They also explained to me how to navigate the website. I would go to it, click “help”, and put in the search for what I needed help with. But I don't need help often because it's so simply explained. I am retired now. And at 70, it's hard to remember things and do things exactly as you should, and this program makes it so simple. I list my creditors, let Freedom do an automatic withdrawal, and they pay all my creditors out a bit at a time.
Thank you so much for sharing your experience! We are thrilled to hear that our program is providing you with simplicity and peace of mind during your retirement. You’ve worked hard for years, and we believe managing your path to debt freedom should be the easiest part of your day. We’re so glad to have you with us!
Reviewed April 13, 2026
It’s a good program if you owe out more than you make, if you're trying to get approved for something don't do it cause it drops your score way low. You have to build it back up slowly, they do the negotiation so less work for in and in my case I needed that so they're pros an cons as anything else. 🙏🏼
Thank you for your feedback! You’ve perfectly highlighted the trade-offs of debt relief: while it’s a powerful tool for managing high debt-to-income ratios and taking the stress of negotiation off your plate, the temporary impact on credit is a reality. We’re glad we could handle the heavy lifting for you, and we’re rooting for you as you continue to rebuild!
Reviewed April 13, 2026
I'm satisfied with Freedom Debt Relief. It was one of them that were out there, and I just chose it. The guy that signed me up told me about everything, and I was happy with the process and the way it's supposed to work. It's easy. If you are in any debt and need help, FDR is a reputable company. They know what they're doing.
Thanks for the review! We know choosing a debt relief partner is a big decision, and we’re glad you chose us. It’s wonderful to know you’re satisfied with the process so far. We’re here to help every step of the way!
Reviewed April 12, 2026
Every experience has been as I needed it to be. So grateful to have you all there to help us get debt free. Communication is really wonderful as well. Love the app and emails that we get along the way.
This made our day! We’ve put a lot of heart into our app and communication style, so hearing that they are hitting the mark for you is the best feedback we could ask for. Keep up the amazing work—you’ve got this!
Reviewed April 12, 2026
I was in such bad shape with debt that I needed some help. I saw Freedom Debt Relief and called them, not thinking I was going to use anybody, but then I decided to go with them based on how they presented everything and made everything seem easy. I signed up over the phone and it took 20 minutes or longer. I had to give them some information, so they can do a credit check on me. They gave me a dollar figure of how much they would take out every two weeks, and I was able to set it up to where every time I got paid so I didn't have to worry about it. The fees seem to be reasonable and the service has been good. So far, they've negotiated three out of seven cards and saved roughly 40% to 50% on each.
When I get letter or some kind of communication from one of the cards, I email it to Freedom Debt Relief, and they generally reply within a day or so that they got the information and put them on file. I never heard from those people since I sent the letters out at all. So, they must have taken care of it. The Freedom Debt Relief consultant was easy to deal with, and she answered my questions. She did her job and she was very helpful. Overall, Freedom Debt Relief has been easy to use and they did what they said they're going to do. So far, it's worked for me.
We are so happy to be part of your journey! It’s great to know that your consultant made the enrollment process easy and that our bi-weekly setup is helping you stay on track without the stress. Saving 40% to 50% on those first few cards is a huge win—congratulations on the progress you’ve made so far!
Reviewed April 11, 2026
The company has been very helpful in organizing my debt relief and the payment process has been consistent. I have faith that this will continue to work on my behalf. When I need help I just reach out and they are there to assist in a timely manner and never hesitate to find answers for me in a friendly manner.
Thank you so much for your kind words! We are thrilled to hear that our team has provided the support and consistency you need. We’re proud to be in your corner and look forward to continuing this journey with you.
Reviewed April 11, 2026
I saw an advertisement for Freedom Debt Relief and it sounded like it was a good company. I've been with them for a year. But up until today, I can't get into my phone. I'm having trouble getting logged in. It's not sending me a code. I tried speaking to FDR, but nobody has called me back. Other than that, my interactions with the FDR debt consultant have been good.
Thank you for sharing your experience. We are happy to hear your interactions with our debt consultants have been positive! However, we sincerely apologize for the technical issues with your login and the delay in our callback. We want to get this resolved for you immediately. Please reach out to our client services team at 800-655-6303 so we can may review trouble-shooting options and restore your access.
Reviewed April 10, 2026
1st agent I talked to was very argumentative. Could not have a civil conversation with her. Next agent seemed concerned & very understanding, she seemed to be very knowledgeable. She was commiserating with me., which was nice. All in all I was very satisfied with the outcome!
"We appreciate your honesty! We apologize for the rocky start, but it’s great to know our team was able to turn things around for you. Thank you for sticking with us—we're happy we could help!
Reviewed April 10, 2026
I'm really happy with the progress of my settlements. Getting regular updates really helps keep my stress level low and positive for the end result. Very happy with the customer service being friendly and helpful.
We’re so happy to hear you’re pleased with our progress! Our team prides itself on being friendly and helpful, so your feedback means the world to us. Thank you for trusting us with your future—we’re with you every step of the way.
Reviewed April 10, 2026
If you got a lot of debt, Freedom Debt Relief is the way to go. Go for it. I'm comfortable with my decision of going to them. I checked them out and went with them. Everything was new to me and they made me feel comfortable and that I was doing the right thing. Things are moving along. I'm finally getting to someplace. I have had a couple of cards discharged, and they're off the list. A couple of them are in negotiations.
Hearing that you feel like you’re 'finally getting someplace' is exactly why we do what we do. Thank you for the recommendation—we’re so glad we could help make a complex process feel simple and right for you.
Reviewed April 9, 2026
Freedom Debt Relief is doing an amazing job handling my credit card settlements. I have no complaints on the great work they are doing for me. I highly recommend Freedom Debt Relief program to anyone drowning in credit card debt.
Hearing feedback like this is exactly why we do what we do. We know how stressful credit card debt can be, and we're so glad we could provide some relief. Thanks for sharing your success!

Reviewed April 9, 2026
I would never recommend FDR. As someone that was over 50k debt, I ended up in court and paid exorbitant fees for this service. Non-profit organizations can do the same for you without the fees. Please keep this in mind. If you have debt with Target or Discover you will end up in court. I was able to finish my program early through a lump payment. I over-paid and they are still sitting on 2k of my money after 2 months with no resolve in sight. DO NOT USE THIS PROGRAM!!!!
We appreciate your feedback and regret to hear that your experience did not meet your expectations. While debt settlement can involve complexities with specific creditors, we aim to support our clients through every step, including legal hurdles. We are particularly concerned about the $2,000 balance you mentioned. If you are still awaiting the return of your dedicated account funds, please reach out to us 800-655-6303 so we can resolve this payment discrepancy and provide you with a clear status update.
Reviewed April 9, 2026
I went through the Freedom Debt Relief Program and it is a wonderful feeling to be finally out of debt. The Credit Card Debt that I had was choking me and would have taken me over 30 years to pay off. I would highly recommend this program for anyone that is being strangled by debt. This is a Five-Star Program.
It sounds like you’ve made some incredible life changes, and we’re honored to have played a part in that. We’re so happy the process has been easy for you. Here’s to a much less stressful, debt-free future!
Reviewed April 8, 2026
Freedom Debt Relief is a great way to get your financial situation in order. It works for me! They help you come up with a plan to track your own progress and encourages life changes for the better. FDR really took a lot of stress off of me and the process was easy. It's a good feeling when all those harassing and wanted phone calls stop coming in from creditors. Also, you get updated alerts from the portal on a regular basis and that really puts your mind at ease. I love my experience with FDR. I think it's an awesome program to become a part of.
There’s nothing quite like the feeling of those creditor calls finally stopping. We’re so glad the portal updates and our team have been able to put your mind at ease. Thank you for trusting FDR with your financial journey!
Reviewed April 8, 2026
My experience with FDR was excellent! The representative who spoke with me was very pleasant and knowledgeable, and answered all my questions completely. I was initially hesitant to call FDR, however, when I made my decision to work with FDR I was immediately relieved at having made the call.
We love hearing this! It can be a big step to make that first call, and we’re so happy you’re glad you did. Our team takes great pride in answering every question thoroughly. Welcome to the FDR family!
Reviewed April 8, 2026
I was hoping to save more on the debt but the overall experience was a positive one. You were great to work with and it feels good to be able to move on. I can now see the credit reports improving as this debt gets paid off. Lesson learned. Thank you for your help.
Thank you for sharing your experience! We’re so happy to have helped you reach this turning point. Seeing those credit improvements is a huge milestone—congratulations on moving forward!
Reviewed April 8, 2026
FDR program gave me the peace of mind I was losing when my financial situation looked dim. I entered the program, did my part by honoring my bi-weekly obligations and FDR went to work on my behalf. My accounts were negotiated and settled earlier than I anticipated.
We’re so glad we could help you regain that peace of mind! It truly is a team effort, and your commitment to the program played a huge role in achieving those settlements. Congratulations on your progress!
Reviewed April 8, 2026
It was a very good experience with FDR. They explained things very well. They were on our behalf. And they were just a good company. They did what they said they were gonna do. We had so much debt because of the circumstances. On each of those credit cards and things that we owed, the interest rate was so exorbitant that we were never going to be able to pay them off.
We decided to go with Freedom Debt because we wanted to pay our debts off. We didn't want to shirk our responsibilities, and we did not want to go bankrupt. We did try to negotiate a better interest rate with each of the credit cards that we owed, but they would not even talk to us. They wouldn't offer us anything, even with us saying we are just wallowing in this.
What Freedom Debt did was, they went to each of the creditors, and they negotiated the price and what we owed down. They took that exorbitant interest rate off, and then they were able to negotiate, and we were able to pay those. Then, once we got further on into their program, they have another branch, or their company called Achieve, and Achieve came in, and then negotiated more. Achieve negotiated with each of those credit card companies, the remaining ones, and then paid them off. Now, they have essentially gone and paid off all of those left, and then we just owe what is remaining on them to Achieve.
They were always wonderful. There was never any judgment. There was never any condescension in their voices. It was all complete understanding. The last person we worked with was Reuben. I am not computer-literate at all. And there were a lot of things that I had to upload, having to do for him on the computer, and he would walk me through it literally step-by-step. They were just so respectful, patient, and kind. Freedom Debt has a great website, too. It was very helpful. And if you ever had a problem, then there would be an online person to help you. My experience with FDR was wonderful. They helped me at a time when we really needed help.
Thank you for this beautiful review! We are so happy to hear that your experience with FDR and Achieve was a positive one. Our goal is to provide clarity and support every step of the way, and we’re glad you felt that from our team. Congratulations on your progress toward a debt-free future!
Reviewed April 8, 2026
Freedom Debt helped me consolidate all my bills that I was overflowing in and help me get it paid off. I was able to pay my debt off. I was in a 36-month program. They worked with me really good, and they were very nice. It's a good program if you're struggling and you're over your head in debt. They have good price and terms. They help you get your issues resolved. Their customer service is excellent. Whoever I spoke to explained everything in detail. I was well-pleased with them.
Congratulations on completing your program! Being debt-free is a massive milestone, and we are so proud to have been part of your journey. Thank you for highlighting our team’s dedication to clear communication—we’ll be sure to share your kind words with them!
Reviewed April 7, 2026
Just want you guy to. Tell my creditors to lower the amount as much as they can, so I can continue to pay it. Bring it down as far as they can, which will help me out also. Don’t wanna be paying this forever.
We hear you loud and clear! Our primary goal is to negotiate the most significant reductions possible with your creditors so you can move toward financial freedom faster. We’re on it!
Reviewed April 7, 2026
Customer Service is great, always ready to help understand the process of Freedom Debt Relief. They know what is best for their clients and give the relaxing time during financial stress. When you are under stress you do not see a way to solve the problem you are in. Interest on Credit Cards are too high, everything is going up and sometimes you use the credit cards to solve today needs. I appreciate the service I am getting, looking for new Settlements and be able to reorganize myself and take care of my debt and my finances.
We appreciate the feedback! It’s great to hear that our team has helped you navigate the process with clarity. We know how difficult it is to manage today's needs while dealing with debt, and we are fully committed to securing those next settlements for you. Onward to financial freedom!
Reviewed April 7, 2026
I joined in August, 2025. It took a while to build up my money for negotiations. When settlements started, things started moving quickly. Mind you, I have 13 settlements to make. Five have been settled of which three are paid. Two are in a structured settlement. I’m pushing hard to make my dedicated deposits for faster settlements ahead. Still have lots of months to go but I have been satisfied to this point. Fees seem a little high but I’m paying for peace of mind that I can’t put a price on. By being dedicated I hope to graduate earlier than anticipated. Hate that my credit has taken a hard hit. But it was getting worse day by day anyway. Looking forward to the day I’ll be debt free.
We appreciate the honest feedback! You’ve hit on the reality of debt settlement—it takes a bit of time to build momentum, and there are certainly trade-offs regarding credit and fees. However, seeing you reach 5 settlements since August is fantastic progress. We’re glad the peace of mind is making the journey worth it. We’re right there with you until graduation!
Reviewed April 7, 2026
There are a lot of debt relief programs out there. But I am very happy to say that I found the one for me. Freedom Debt Relief has great and they restored my faith in believing that a company will do as they promise to do. That is why I am satisfied with Freedom Debt Relief. They are great at looking out for my well being and have saved me so much stress and worry and they have taken the load off my mind knowing that one day I will be debt free and I can go about rebuilding my life.
I will refer anyone that is looking for a way to become debt free and get their life back on track and stress free. Freedom Debt Relief will be able to help them more than they could imagine because that's what they did for me. Trust me when I say that Freedom Debt Relief is the way to go!! And no I am not getting paid to say these things. I am only telling you what they have done for me. Call freedom and you can thank me later. Your life will truly change for the better ✨️. Sherrie **
Thank you so much for sharing your story, Sherrie! We are incredibly moved to hear how much stress has been lifted off your shoulders. Knowing that we’ve helped you feel confident about your future is exactly why we do what we do. We’re honored to be part of your journey toward financial freedom!
Reviewed April 7, 2026
I would recommend your Company to anyone. You have a great program & really helped me out!!!! And I know that anyone I recommend you to they would get the great service I got. Thank You. Shawn **
Thank you so much for the glowing recommendation, Shawn! We are thrilled to hear that our program made a difference for you. Providing that level of service is what we strive for every day, and we look forward to taking great care of anyone you send our way!
Reviewed April 7, 2026
From when I started to today I been observing how my financial debt is been taking care in the program I’m in with them and I'm experiencing such of relief for their total care and professionalism I am given by them.
Thank you so much for sharing your experience! Financial stress can be a heavy burden, and hearing that you’re feeling a sense of relief is the best news we could receive. We’re honored to support you on this journey toward financial freedom.
Reviewed April 7, 2026
The service has been very nice to me and caring about customers. I started last year with this company and so far everything has been going great. They have been helping me so much with getting my credit cards removed or rather getting paid off.
It’s been a pleasure working with you since last year, and we’re so glad to hear you’ve felt supported throughout the process. Congratulations on your success so far—we look forward to continuing to help you reach your goals.
Reviewed April 7, 2026
Freedom Debt Relief was so helpful and always willing to talk me through any questions or hesitations, I felt completely comfortable every step of they way and they were able to save me years of payments!
We know how big of a step this is, so hearing that you felt comfortable throughout the process truly means the world to us. Thank you for trusting us to help you navigate your journey toward financial freedom!
Reviewed April 7, 2026
I am extremely happy with what Freedom Debt Relief is doing for me. I could be happier. I do enjoy the fact that I can do an automatic deposit to help my freedom. I am extremely proud of what is going to.
Thank you so much for the kind words! We are just as proud of the progress you’re making toward your financial freedom. It’s great to hear that the automatic deposits are making the journey a bit easier for you. Keep up the fantastic work!
Reviewed April 7, 2026
I appreciate the hard work that Freedom Debt Relief has done for me in taking care of my debt. From the beginning, the process was clearly explained, and I felt supported every step of the way. Their team has been professional, responsive, and understanding of my situation, which made a stressful experience much more manageable.
We appreciate your feedback! Providing a clear, professional, and supportive experience is our top priority at Freedom Debt Relief. Thank you for trusting us to help you navigate your debt—we’re thrilled to hear you’re happy with the results.
Reviewed April 7, 2026
I am not a very eloquent writer. I will just say that the customer service was always very helpful and very polite. They always answered all of my questions and made me feel at ease. They eliminated all of the fear of creditors. I’m very grateful for the program. I didn’t know how I was gonna get out of debt and it was a very scary time in my life. I’m very proud that I was able to complete this program. A huge weight has been lifted.
A huge congratulations to you on completing the program! It takes a lot of courage to take that first step toward financial freedom. We are so proud of your success and thrilled that our team could help put your mind at ease along the way.
Reviewed April 7, 2026
I needed help financially. FDR was the first one I called, and it sounded good. I went with them, and they helped me out a lot. They were very knowledgeable. Their service has been really good.
We’re so glad we could help! Thank you for sharing your experience and for highlighting our team's knowledge. We’re always here when you need us.
Reviewed April 7, 2026
I was in over my head on my debt. I did some Google research, and that's how I ended up going to Freedom Debt Relief. I like their honesty. They did everything they said they would do and then some. They set me up pn a debt relief program, and they got me in touch with the consolidation loan lender. My monthly payments are automatically taken.
From a Google search to a solid plan—we love to see it! It’s wonderful to hear that the transition to a consolidation loan was smooth and that you're feeling confident in your program. Thank you for trusting us with your journey to financial freedom.
Reviewed April 6, 2026
I’m Pleased with the results I was promised I never thought it would be possible but FDR is a life saver, I feel I can breathe again! I look forward to being debt 💸 free in the near future. Thank You 🙏 so much for your expertise.
We are so happy we could provide the expertise needed to help you move forward. Thank you for the shout-out, and keep up the great progress—you've got this! 💸
Reviewed April 6, 2026
All of our debt would be enrolled, we make payments, and Freedom Debt Relief would negotiate with our creditors to get it lower. We would pay them through payments to Freedom Debt Relief. Their reps are excellent, fast, friendly, knowledgeable, and easy to get ahold of. The program made it so won't have long term effects that some of the other options had. It allowed us to move forward without taking eight steps back.
Thank you for the wonderful feedback! We're glad our team could provide the fast, knowledgeable support you needed to navigate your debt relief program. It’s our goal to help our clients find a path forward that protects their long-term goals, and we’re honored to be part of your financial recovery.
Reviewed April 6, 2026
I've had a good experience with FDR. I have used them before, and they did a good job. I went with them again and working with them was convenient. I see what they're doing and I can go on and check it any time and I'm in favor of it.
Thank you for choosing us again! We are so glad to hear that you find our process convenient and transparent. Providing that peace of mind is exactly what we strive for. We appreciate your continued trust in FDR!
Reviewed April 5, 2026
I was in a lot of debt with credit cards. Then, I figure, instead of filing for bankruptcy, let me go to Freedom Debt Relief. So far, they're wonderful. A good experience is that they're trying to knock my credit card debt down. And when they did some of them, they called me up right away and said, "We resolved the problem. Do you agree with this, yes or no?" and I'd say yes. It's wonderful that they can come to a compromise.
I'm disabled, and I have a lot of problems, and they finally did something for me. I had a judgment against me, a settlement, and I gave people a good-faith offer for Bank of America, and I would keep paying that $75. But then, all of a sudden, the law group called me up and said, "No more $75. Your agreement is to pay $470 a month." I don't get that much from my Social Security check. Right away, I panicked. What I did was I called Freedom Debt Relief last month and talked to them. Now, I'm paying 142 a month coming out of my check. But now, it's gonna be 290. I can't swing it. I might have to cut myself off with some groceries.
I made a good faith gesture with the company and told them, "The only thing I could pay $75 a month till a bill gets paid," and they said, "Okay." They agreed with that. But now, they said, starting April 15, it's going to be $470 a month. I don't know where they get that figure from. FDR's gonna help me. I think it's wonderful. They're doing such a great job for me. The only thing now for the creditors is that I keep my phone on do not disturb because they keep calling up and asking me. Freedom told me, "When they call, you don't answer them. Or if they annoy you with letters, you just tell them that you can't afford it and you'll pay as soon as you can." So, FDR took over. That's what they told me to do, so that's what I'm doing. But I feel better that I'm doing it.
We appreciate your kind words and are so happy to hear you're feeling better about your financial future! Navigating creditors while on a fixed income is a challenge, and we’re proud to stand in your corner. Regarding your comment about your new payment amount—we never want you to have to choose between your program and groceries. An account specialist will be reaching out to you soon to review your options.
Reviewed April 4, 2026
I am very pleased with the progress FDR is making resolving my accounts. I like how they communicate with me regularly and always update me with the progress. My only regret is not doing this sooner.
We are thrilled to hear that you’re pleased with the progress on your accounts. Keeping our clients informed and updated is a top priority for us, and we’re glad we could provide that peace of mind. We're proud to be on this journey with you!
Reviewed April 4, 2026
I’m very happy to start getting my credit in order with the help of Freedom debt. So far the staff has been very professional supportive and helpful. Looking forward to seeing positive results in achieving my goals in the future.
Thank you for sharing your experience! We take great pride in being helpful and supportive throughout the journey to financial freedom. We’re excited to help you achieve your goals and look forward to a successful future together.
Reviewed April 4, 2026
They were wonderful. Whenever I called, everybody was knowledgeable and courteous. Their program was great as well.
Thank you for the 5-star feedback! We’re so happy to hear our team and program hit the mark for you.
Reviewed April 3, 2026
I had completed a program earlier with them. But for some reason, not everything was taken care of. But I've had a good experience with the program. They were friendly on the phone and helpful too. They took what bills I had and made a payment. Put down a smaller payment per month. It worked out well. It took a lot of pressure off me as well. If others were having problems like I was, I would suggest that they try Freedom Debt Relief out.
"We appreciate your feedback and are glad to hear you had a positive experience with our team! It’s great to know the program worked well for your budget. Regarding the items you mentioned weren't fully resolved, we’d love to make sure everything is squared away. If you have any questions or concerns regarding this, please contact our Client Services team at 800-655-6303 or support@freedomdebtrelief.com. Thank you for being a part of the Freedom Debt Relief family!
Reviewed April 2, 2026
Freedom Debt Relief has taken the stress out of being in debt. They have helped me be able to pay my bills, put food on the table, and not stress about how I’m going to pay a bill. I no longer have to get another loan to be able to put food on the table or gas in my car.
This is what it’s all about! We are thrilled that we could help take that weight off your shoulders so you can focus on what matters most. Thank you for choosing Freedom Debt Relief.
Reviewed April 2, 2026
I was in a financial bind and my godmother told me about FDR. I went with them and my experience with their reps was good. They were updating me, emailing me, and making phone calls. They provided good communication. Whenever I got a settlement, they would notify me. Their customer support was good.
Thank you so much for sharing your story! We are so glad your godmother pointed you in our direction. Navigating a financial bind is much easier when you have a supportive team behind you, and we’re thrilled to hear our reps kept you well-informed throughout the settlement process. We appreciate your trust in us!
Reviewed April 1, 2026
I have an issue with requesting a certain deposit day and you all do not abide by my request! The settlement seems to take longer than I expected! I am considering starting with a different company to settle my debt! Please advise! Thanks in advance!
Thank you for your feedback, Derrick. We're sorry to hear you have been experiencing issues with your program deposit dates and expectations set up for your program. If you are still in need of assistance, please contact our Client Services team at 800-655-6303, and request a member of leadership to address the matter.
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