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Freedom Debt Relief Reviews

4,961,910reviews on ConsumerAffairs are verified
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Edited by: Amanda Futrell
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Fact-checked by: Jon Bortin

About Freedom Debt Relief

Founded in 2002, Freedom Debt Relief (FDR) is a nationwide debt relief company that provides debt settlement services and client education. The company requires applicants to have at least $7,500 in unsecured debt. Its fees vary based on the state the client lives and the amount of debt they enroll. Freedom Debt Relief earns positive marks from customers for its communication, transparency and negotiation results, with a 4.5-star rating across 34,000+ verified ConsumerAffairs reviews.

Visit www.freedomdebtrelief.com
Pros
  • No fees until settlement reached
  • Highly rated customer service
  • Works with high debt amounts
Cons
  • Can lower your credit score
  • Some reports of communication issues

Freedom Debt Relief Reviews

Over 25k reviews since 2012

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    2 featured reviews
    How do I know I can trust these reviews about Freedom Debt Relief?
    • 4,961,910 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 3 Reviews 75 - 225
    Verified purchase
    Customer ServiceBilling

    Reviewed Aug. 7, 2026

    I've been with Freedom Debt Relief twice, once a long time ago, and then I went to another one. Their customer service was pretty good. They did a good job. I have no problem with them because I know I always pay on time and do my own job. Because after the payment I make, everything responds back to the bank or to wherever I hold them. Then it clears out my record.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for coming back to Freedom Debt Relief and sharing your experience! We truly appreciate your continued trust in us. Successful debt resolution is a true team effort, and your dedication to staying on track with your payments makes all the difference in clearing your record. We're so glad to be in your corner again!

    Staff

    Reviewed Aug. 5, 2026

    Thanks for your helpful personal and professional support. Me and my wife really appreciate you guys keeping up with family and friends. Members of Freedom Financial thanks again. Have a wonderful day.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much to you and your wife for taking the time to share this! Treating our clients with genuine personal care and respect is always our top priority. We wish you both a wonderful day and all the best moving forward!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 4, 2026

    I found FDR on some website, and then I talked to them. And they seemed quite reasonable. So, I went with them. So far, the experience with Freedom is going okay. They are happy with me. I am satisfied with them. But about four months back, one of the banks sued me in court. And after that, Freedom Debt Relief told me they can't help me with this. So, I'm quite worried. I have to do something about it. FDR keeps sending a daily digest. They keep sending a monthly report. But sometimes we like to talk to them, and talking to them is quite difficult because their lines are busy, and you have to wait for 10 - 20 minutes. That kind of customer support really is not available.

    So far, they have settled my debt with the two clients, and the final settlement with them will take about four years. I am paying them a certain amount. I've never failed them. It reaches them on the first of every month. They should be very happy with me. And there's no problem as far as I'm concerned. But my only worry is that the bank sued me. Also, I used to pay them $372. Now, they are asking me for an additional $650.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for sharing your experience with us. We're pleased to hear that you've been satisfied with the settlements achieved so far. However, we understand your concerns regarding the lawsuit and communication challenges. Our team strives to provide comprehensive support, and we're sorry that you found it difficult to reach us at times. Regarding the deposit increase request, it is likely related to the lawsuit, and we encourage you to contact our Client Services team to discuss your account in detail and clarify any discrepancies with our legal partner team.

    StaffBilling

    Reviewed Aug. 3, 2026

    I was really scared at first; was I doing the right thing. FDR made the process easy and explained every step. They did everything they said they would. I was depressed and used credit cards to make me feel better. Once I got professional help, I was left with debt and thinking what have I done. It literally made me sick. I am in a much better place mentally and financially. FDR has been great at making settlements and cleaning up my mess. Thank you so much. I would definitely recommend this company to anyone needing help.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for trusting FDR with your journey! Reaching out when things feel scary isn't easy, but we are so thrilled to hear that you are in a much better place both mentally and financially today. We're proud to have been in your corner!

    Verified purchase
    PriceStaffBilling

    Reviewed Aug. 3, 2026

    Life doesn't always go according to plan, and sometimes unexpected situations can make keeping up with debt feel overwhelming. I found myself in that position, and Freedom Debt gave me a path forward when I needed one. The process was straightforward, and they took the time to explain my options without making me feel judged. While this type of program may not be the right fit for everyone, it can be a great solution for people who are genuinely struggling and need a more manageable way to get back on track financially.

    Having lower, more affordable payments has helped relieve a lot of stress and has given me hope that I can regain control of my finances. If you're feeling overwhelmed by debt and don't know where to start, it's worth looking into what Freedom Debt has to offer. It won't erase the hard work required, but it can provide a realistic path toward financial stability.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the thoughtful review! We’re honored to have supported you through a challenging time and delighted to hear you’re feeling hopeful and back in control. Your dedication is what makes the progress happen!

    Profile pic of the author.
    Customer ServiceStaff

    Reviewed Aug. 2, 2026

    The customer service is kind caring. I had an easy time enrolling. The representative that enrolled was patient, helpful and understanding. I didn't pushed to enroll. Thank you.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for taking the time to share this! We pride ourselves on creating a comfortable, pressure-free experience, so we're thrilled to hear your representative made enrollment so smooth. Welcome, and please let us know if you ever need anything!

    Verified purchase
    Sales & MarketingStaffBilling

    Reviewed Aug. 1, 2026

    I had a lot of credit card debt and I kept seeing a lot of ads for Freedom Debt Relief. I went with them and have been with them for about four years now. They were able to sync the payment with my paydays, so that I could guarantee having the money to pay them. I don't have much contact with them, but when I've had to talk with them, they've been very helpful on everything. They're doing a good job at what they're doing.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We're thrilled that aligning your payments with your payday schedule has made your journey easier over the last four years. Our team is always here whenever you need us, and we truly appreciate your continued trust!

    Billing

    Reviewed Aug. 1, 2026

    It seems to be going ok. I am not computer savvy to see my balances on cards pay on to see what still owe. I just make a payment 2 times a month but got settlement on second card in little over a year but still paying on first one so paying down 2 at one time so that seems like good thing.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for sharing your progress! Celebrating that settlement on your second card is a huge milestone, and we're thrilled to see your hard work paying off. We completely understand that online portals aren't for everyone—please remember you can always call our support team anytime for a clear, verbal update on your balances. We're excited to keep working with you toward your goals!

    Profile pic of the author.
    StaffLoan Process

    Reviewed July 30, 2026

    Freedom Debt Relief is a real lifesaver. They helped me with my biggest loans, and I am slowly getting my life back on track to being debt-free. Everyone I spoke to have been super helpful and supportive. Give them a try! You won’t regret it.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for sharing your journey! Hearing that you’re getting your life back on track is exactly why we do what we do. We are so proud to be in your corner as you work toward financial freedom!

    Profile pic of the author.
    Punctuality & Speed

    Reviewed July 30, 2026

    Thank you so much for your work and for being so speedy! 5 Star Review!

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you! Speed and quality are what we aim for. We truly appreciate your support!

    Staff

    Reviewed July 30, 2026

    I was concerned taking the step to obtain debt relief through Freedom Debt Relief. But I have an assigned agent I can contact and ask questions. I have my personal account where I can monitor the progress and keep the control of approvals. FDR negotiates and presents the deal negotiated to you for your approval. This and actually seeing the debt reduction, helped me get rid of my concerns. Thank you FDR for helping me now to get debt free before I move into retirement in the years to come.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We know taking that first step toward debt relief can feel overwhelming, so we're thrilled to hear that transparent access and your dedicated agent helped put your mind at ease. Knowing you're on track to enter retirement debt-free is the ultimate win. Wishing you all the best on the rest of your journey!

    Staff

    Reviewed July 27, 2026

    So far, I've had a very good experience with Freedom Debt Relief. They have already settled one debt, and it only took a month. They've been very communicative and friendly. I previously dealt with another company, and Freedom is much better. I highly recommend Freedom Debt Relief.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We are delighted to hear you’re seeing fast results and having such a positive experience with our team. We truly appreciate your high recommendation and look forward to keeping up the momentum!

    Profile pic of the author.
    Staff

    Reviewed July 27, 2026

    I would recommend Freedom Debt Relief to everyone because they do an outstanding job.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the recommendation! We’re happy to hear our team did an outstanding job for you.

    Customer ServiceLoan Process

    Reviewed July 27, 2026

    Came to Freedom Debt Relief because my credit was really bad and no one would loan me money so I could consolidate and pay a little less out every month. This program was offered, right away they cut my expenses, negotiated everything to half what I owed and I didn't deal with one creditor no hassling calls. Now I believe all debts have been resolved and if something else pops up, I would use them again. It is true your credit score suffers for a while, but sometimes you have to tear something down to start over and make it better. My credit score is coming back and it has only been about a year to straighten all this out

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We know taking that first step toward debt relief isn't easy, especially when balancing short-term credit impacts with long-term goals. Hearing how quickly you resolved your debts and began rebuilding your score is incredible news. Congratulations on your fresh financial start!

    Profile pic of the author.

    Reviewed July 26, 2026

    Disappointed in the fact that a lawsuit was filed against me while FDR was taking no action on a debt that I submitted to FDR in October, 2023. FDR has reached a settlement with this creditor, but I feel that a more advantageous settlement could have been reached if FDR had acted sooner. I am considering withdrawing from the FDR program.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We sincerely regret your frustration regarding the timeline and settlement outcome for this account. While we work diligently to negotiate with every creditor, individual creditor responses and legal actions are outside our direct control. Your financial outcome is our top priority, and we’d like to discuss the specifics of your October 2023 submission. Please reach out to us directly at 800-655-6303 so we can help resolve this.

    Customer ServiceStaff

    Reviewed July 24, 2026

    Had a great experience with Freedom Debt Relief. The enrollment process was straightforward, and the representatives were professional, knowledgeable, and took the time to answer all of my questions. They explained the program clearly and made me feel comfortable throughout the process. While I'm still working toward becoming debt-free, I appreciate the support and communication I've received so far. I'm looking forward to continuing the program and achieving my financial goals.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We’re so glad our team made your enrollment smooth and answered all your questions. Reaching financial freedom is a major goal, and we’re right here with you until you cross that finish line!

    Staff

    Reviewed July 23, 2026

    It’s amazing. I should have to consider it long time ago. I was in deep debts and worried how I will pay this but choosing this program really helped me.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We’re thrilled to hear that our program made such a positive difference for you. Wishing you continued financial success!

    Verified purchase
    PriceStaffRates

    Reviewed July 23, 2026

    I was with another company and they never could debit my account. I always had the money there and they had the right account information, but, for some reason, they couldn't get the money out of my account. I went on the internet and found Freedom Debt Relief and decided to use them instead. They have a good strategy with price. I had no problem with their rep. They answered all my questions and got all my needs taken care of. The service was good. I would recommend them to a few people. I'd let them know that they did a good job with me.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Welcome to Freedom Debt Relief, and thank you for taking the time to share your story! We know how frustrating it is when simple processes become difficult, so we’re thrilled we could make the transition seamless and hassle-free for you. We appreciate your trust in us and your willingness to recommend our team!

    Profile pic of the author.

    Reviewed July 22, 2026

    Freedom Debt Relief achieved the results they promised without delay. I'm looking forward to more great results within the next month.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the great feedback! Keeping our promises and delivering timely results is what we strive for every day. We appreciate your trust in us and look forward to even more progress ahead.

    Profile pic of the author.
    BillingLoan ProcessRates

    Reviewed July 22, 2026

    Freedom Debt Relief asked me to "Share the good news!" The good news? Is being sued 3 times good news? FDR has a legal partner network, but the lawyers do not show up in court, so you will have a default judgement issued. Then they will ask you to deposit additional funds. Often it is a large amount of money. If you had that money, you'd have just paid off the debts, right? I finally got to a place where I could get a loan at a ridiculously predatory interest rate to deposit additional funds to avoid having my wages garnished.

    FDR sat on those funds for 2 months and settled the day my garnishment went in. Now I am having a LARGE portion of my paycheck taken away, while close to $10,000 sits in the account, with another wage garnishment on the way. They could stop this, but they are giving me the runaround about paying the first payment, which the opposing law firm requires to lift the garnishment. So, should you use FDR to settle your debt? NO. Not unless you like having terrible credit, being sued, and then being ignored.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for bringing this to our attention! An account specialist has been assigned and will be reaching out to assist after reviewing your program.

    Verified purchase
    Customer ServiceBillingLoan Process

    Reviewed July 22, 2026

    I called to get a large loan to pay off all my incidental debt and was given the option of consolidation. Now I will have no incidental debt without a new, larger loan. My first payment has been made and the process is moving along.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    That’s wonderful news! Helping you find financial solutions that truly fit your goals is what we strive for. We’re glad the process is moving along smoothly and look forward to celebrating your progress toward zero debt!

    Profile pic of the author.
    Staff

    Reviewed July 20, 2026

    Awesome help. One down and it feels great. Thank you for all your help.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    One down, and many more wins to come! You're very welcome—so glad we could help you get this checked off.

    Staff

    Reviewed July 19, 2026

    My experience with Freedom Debt Relief has been excellent. They have done everything they originally promised when I signed up with the program and have done an incredible job handling the negotiations and making sure that everything has gone smoothly and effortlessly. Thank you so much!

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We are so grateful for your feedback! Transparency and seamless service are core to what we do, so knowing our team made the process smooth for you is fantastic to hear. Thank you for trusting Freedom Debt Relief on your journey to financial freedom.

    Staff

    Reviewed July 18, 2026

    Highly professional and very pleased with the results so far.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for taking the time to leave us a review! Delivering professional service and clear results is always our top priority. We appreciate your trust in our team and look forward to keeping up the momentum!

    Reviewed July 18, 2026

    FDR came through for me once again. They have taken a difficult process for an individual and made it functionable to reduce debit.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We love hearing this! Taking control of your finances is a huge step, and we’re so glad we could make the journey easier for you. Thank you for continuing to trust the FDR team!

    Staff

    Reviewed July 17, 2026

    Excellent way to show the information about my account, Georgina was a great and kind person, she helped me out with patience and kindness.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for taking the time to leave us a review! We’re thrilled to hear that our account layout made things easy for you and that Georgina provided such patient, thoughtful support. We’ll be sure to pass your praise along to her!

    Profile pic of the author.
    Staff

    Reviewed July 17, 2026

    Excellent service, professional! They actually listen and care! I would recommend to everyone!!

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hearing that you felt truly listened to and cared for means the world to our team. We’re so grateful for your recommendation and look forward to your brighter financial future.

    Profile pic of the author.
    Staff

    Reviewed July 15, 2026

    They were responsive to my questions and made the process much less stressful. I appreciate their support and would recommend their services to anyone looking for help managing their debt.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We’re so glad we could help make things easier for you! Thank you for trusting us, for the kind words, and for recommending our services.

    Verified purchase
    Staff

    Reviewed July 15, 2026

    Freedom Debt Relief was great at walking me through each step during a difficult time of my life and for being available to answer any question. The FAQ section was excellent at giving me all the answers as well. I would definitely recommend them if you are willing to put in the work and know with the process that you may have to deal with legal issues from creditors. It is the process. With that being said, my outcome was excellent.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for sharing your experience! We are thrilled we could support you through a tough time and help you reach an excellent outcome. You're absolutely right—the program takes commitment and patience, and we appreciate you highlighting that reality for others. Congratulations on your success!

    Staff

    Reviewed July 14, 2026

    Great place to help your finances. Would and have recommended to others.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thanks for the great review! Knowing you've recommended us to others is the highest compliment we can get. We're happy to help.

    Staff

    Reviewed July 14, 2026

    Excellent service, this company did exactly what they said.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much! Keeping our word and delivering great service is our top priority. We appreciate your support.

    Verified purchase

    Reviewed July 14, 2026

    I am just getting started. So far everything has been great. I need more time to make a complete and informed assessment of how things are working. We have not started to negotiate as of yet, so this review is incomplete.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thanks for sharing your early thoughts! We're glad to hear things are going well so far, and we look forward to working getting started on those negotiations soon.

    Verified purchase
    StaffRates

    Reviewed July 14, 2026

    Freedom Debt Relief was second as far as being rated and that made me feel good. The enrollment was easy. They were so willing to work with me to get this taken care of. I was devasted that I had to do it. They made me at ease that I wasn't doing something bad and that I'm not the only one in the world who did it. Also, the rep was friendly, had a nice voice, and seemed to know what he was doing. Very knowledgeable in what his product was and how he would help me.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We love hearing this! Thank you for sharing your feedback. Our team works hard to make the process as clear and stress-free as possible, and we'll be sure to pass your kind words along to your representative. We're here for you every step of the way.

    Staff

    Reviewed July 13, 2026

    This is a great investment. I do appreciate the continuous contact and they are super informative. Thanks for helping me with my debt.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thanks for the great review! We're so glad our team could give you the clear information and steady support you needed to tackle your debt. Wishing you the absolute best on your financial journey!

    Profile pic of the author.
    PriceBillingLoan Process

    Reviewed July 13, 2026

    Well I was told I would qualify for a consolidation loan if I paid on time for a year..Well I did no consolidation loan..My wife was told the same..No loan. My credit went down 250 points and the quote I was given was not static. I still got sued and to settle it my payment went up 200 plus a month.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for bringing this to our attention. We're sorry for the experience you've faced and would like to clarify things further. An account specialist will thoroughly review your account details and reach out to discuss it with you.

    Verified purchase

    Reviewed July 12, 2026

    Freedom Debt Relief got me back on track. I tracked my progress thru the dashboard and their customer support was great. I love everything about them and the experience was awesome. It was a 10 out of 10.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for taking the time to share your experience. Helping our clients take control of their financial future is our top priority, and we’re delighted that you felt supported every step of the way.

    Verified purchase
    StaffBilling

    Reviewed July 11, 2026

    We had some credit card stuff we had to take care of. When I spoke with Freedom Debt Relief, they explained everything. They were very knowledgeable. They just got us put into Achieve. I enjoyed the people that we talked to. They were good at what they were doing. Both of us understood what was going to happen, and it was good. It was something that we needed.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for sharing your experience! We're thrilled to hear our team made the transition to Achieve smooth and clear for both of you. Helping you take control of your finances with confidence is exactly what we aim for. We're glad to have you with us!

    Reviewed July 10, 2026

    Freedom Debt Relief negotiated our first debt at 50% of the original debt owed. My husband and I are so grateful. We have full confidence that they will do the same with our other debts that we consolidated with them. Thank you.🙏🏻

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We are absolutely thrilled to help you and your husband reach this first major milestone. We appreciate your trust in us and are fully committed to getting the rest of your debts resolved. We’re with you every step of the way!

    Verified purchase
    Customer ServiceContract & TermsPricePunctuality & SpeedOnline & AppStaffBilling

    Reviewed July 10, 2026

    There were a couple of different companies but I needed help. I contacted Freedom Debt Relief and they gave me some figures. I went with my gut more than anything and the program worked great. I resolved a problem and saved a lot of money. There are a lot of cost savings, and yet they're getting a fair portion too, but they're doing a lot of work for you and they work hard. I got my feet back on the ground. It has given me the foresight into the future to get rid of this debt that I've incurred and to put my life back on track for myself and my family. But you've got to be patient through the whole process.

    Freedom’s customer support is awesome. Every time I call and have questions, they all answer them. They don't hesitate to give their best answers to you and I'm satisfied. The website is easy to access. They give you everything that's forecasted into the future to negotiate with debt holders and it's got your payment plans on each debt that you owe money to and how much your allotments are, and when it started and when it ends. It also has your settlement fees. But they don't have those attached to the debt as far as the schedule and how much is being paid. I've had to call in and ask, and I’ve made a suggestion to customer service. I told them that they answered my questions but I wouldn’t have to call them if I had the stuff in front of me.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for sharing your story! We’re thrilled to hear that the program helped you get back on track for you and your family. Your patience throughout the process truly makes a difference, and we're glad our team was there to support you every step of the way. We also really appreciate your feedback about adding settlement fee schedules directly to the online dashboard—suggestions like yours help us make our tools better for everyone. Congratulations on your hard-earned progress!

    Customer ServiceStaff

    Reviewed July 9, 2026

    Excellent customer service and excellent communication. ⭐️⭐️⭐️⭐️⭐️

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thanks so much for the 5-star review! We're thrilled you had a great experience with our team.

    Verified purchase
    Customer ServiceOnline & AppStaffEase of UseFollow-Through

    Reviewed July 9, 2026

    The last time I used Freedom Debt Relief, it was good. They did what they said they were going to do. When I finished the program, they even gave me a check as a reward for completing everything I was supposed to do. That's why I decided to go back this time. The rep who helped me was very knowledgeable and walked me through everything in a way that I could understand. He would call and let me know every step of the way and everything he said he was going to do, he did. The whole process has been easy, and I was approved for Achieve. Everything is going well.

    Freedom has a good program. It helps you get out of debt and back on your feet, and they take care of everything. All you have to do is make sure your money is there. The website is easy to use, and everyone I've talked to has been knowledgeable, nice, and professional. I'm happy with the program and would tell others about my experience and recommend they go for it.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We are so glad to hear your second experience with us is going just as smoothly as the first. Thank you for trusting us to support you again, and congratulations on your progress with Achieve!

    Verified purchase
    Customer ServiceStaff

    Reviewed July 8, 2026

    From start to finish the process was simple. Great communication and excellent customer service. I was able to work with someone that used to be a local to my area which was pretty cool. I don’t know what would do without this service as we were going to be drowning in debt. Thanks again!

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the wonderful feedback! Knowing we helped lift that weight off your shoulders means the world to us. We are always here if you need anything else.

    Verified purchase
    PriceBilling

    Reviewed July 8, 2026

    I made a mistake enrolling with Freedom Debt Relief. They told me it was going to be easy and that they were going to do everything for me, but after that, I was doing the settlements by myself. I settled two accounts on my own, and if I had to do it again, I'd just do it myself. I use the dashboard to track my progress, and I'm almost done with the program. It was beneficial to make just one payment, but Freedom charges more than I thought they were going to.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    It's great to hear you are almost done with the program and that the dashboard has kept you on track. That said, we're really sorry for the frustration with your settlements and the confusion around our fees. We want to make sure your experience finishes on a better note. Please connect with us at 800-655-6303 so we can look into your specific account details.

    Verified purchase
    StaffBilling

    Reviewed July 7, 2026

    Over the years I have found Freedom Debt Relief a responsible company in helping me negotiate a settlement with seven accounts and make monthly payments out of my monthly payment. FDR has signed me up with Achieve to pay off the rest of my debt with a lower payment after almost 4 years.

    Thanks for your vote!
    Freedom Debt Relief
    Response from Freedom Debt Relief

    We love hearing success stories like yours! Thank you for trusting Freedom Debt Relief to handle your accounts. We are excited to see you transition smoothly to Achieve to take care of the rest.

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    Reviewed July 7, 2026

    I know you are skeptical but so was I. I took a leap of faith and thank God I did! I am so happy I was able to use Freedom Debt Relief. I didn't know what to do with all my credit card debt and felt like I'd be in a hole forever. Freedom made it so simple and it really has helped me get back on my financial track. Of course, I was skeptical but after seeing how they helped my brother, I had to do it too. What relief this process has given me.

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    Response from Freedom Debt Relief

    Taking that first step isn't easy, but we're so glad you trusted us to help. Thank you for the wonderful review, and congratulations on your financial progress!

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    Reviewed July 6, 2026

    Freedom Debt Relief was the first one that popped up online when I was looking and I just stopped with them. The guy who signed me up gave me all these good recommendations and everything was good with them, so I stuck with it. In the beginning, dealing with the rep was good. But a couple of months down the road, I tried to call and email, and I never got any response. So, I started talking to random people. I never talked to the same person again.

    One thing I didn't like was that when I first signed up, the program wasn't explained to me correctly. Later, when I asked questions, I was told that what I'd originally been told wasn't right. They told me that even if I added another account, my payment would stay the same, but that turned out not to be correct. But other than the miscommunication, Freedom Debt Relief has been awesome. If I were anybody else, I would reach out to them.

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    Response from Freedom Debt Relief

    Thank you for your feedback! We're glad to hear that you initially had positive experiences with our team and that the value of our services stood out to you. We regret any clarity issues or inconsistencies you experienced during the program explanations. We're taking your insights seriously to improve our processes. We appreciate your recommendation and love of our program, and we're here to assist further if needed. If you have more questions, feel free to contact us anytime.

    Customer ServiceStaff

    Reviewed July 5, 2026

    If you find yourself ever facing financial hardship, accompany that a highly recommend that you speak to is Freedom Debt Relief. There are a company that will protect your rights and help you get from under insurmountable debt and regain control over your life. Do not allow pride to have you attempted on your own give a professional a call and Freedom Debt Relief has very knowledgeable, professional, and courteous people to guide you through the process.

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    Response from Freedom Debt Relief

    Thank you for sharing your uplifting recommendation! We're thrilled to hear your positive feedback about our knowledgeable and courteous team members. At Freedom Debt Relief, we are dedicated to supporting you in overcoming financial challenges and regaining control. Should you need any further assistance or have questions, please feel free to reach out. We're honored to be part of your journey to financial freedom!

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    Reviewed July 5, 2026

    I had improvements done on a house and when I sold it, I went into a hole for $20,000. I quit paying the other companies because I didn’t have the money. I couldn't get enough out of the house to pay for them. So, I had to do something. After a couple of years, I came across Freedom Debt Relief and I decided to try them. The price could be a little bit lower but it’s getting me out of debt. Freedom helped me tremendously, and the reps I've talked to have all been understanding and very knowledgeable. I’m 80 years old and retired, and I have a little bit more money now to live on. I've had a good experience and I’ll be done in four months. If someone has a lot of debt and can't get it settled on their own, Freedom would be a great one to deal with.

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    Response from Freedom Debt Relief

    Thank you so much for sharing your story! We are incredibly happy to hear we’ve helped you find some extra breathing room in your retirement. Being just four months away from finishing your program is a huge milestone, and we are so proud to stand by you. Thank you for trusting us to help you get back on track!

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    Customer ServiceStaff

    Reviewed July 4, 2026

    Customer service is responsive and considerate. The process moves slowly, and there is a fair amount of tension involved, but customer service is sympathetic and willing to listen. The first of three debts has been settled, and I look forward to quicker movement on the remaining debts.

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    Response from Freedom Debt Relief

    Thank you for your review. Debt resolution is often a lengthy and tense process, but we're glad our customer service team provided the care and responsiveness you needed. We're committed to keeping up the momentum and resolving your next two debts efficiently.

    Staff

    Reviewed July 3, 2026

    Helpful service, but the process took a long time. The support team explained everything clearly and answered my questions.

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    Response from Freedom Debt Relief

    Thank you for the feedback. We're happy our team provided clear support, but we're sorry the process took so long. If you have any questions, please reach out to our Client Services team at 800-655-6303.

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    Reviewed July 3, 2026

    My experience with Freedom Debt Relief has been a positive one. The customer service is always top-tier. I’ve had interactions that were welcoming, friendly and very helpful. They answered my questions as complete and informative as I’ve ever experience new to the process of getting Debt Relief but I felt that it has helped me to become more relaxed and feeling like I could be taken care of by this company so I look forward to what else is coming gonna come out of this situation and I’m also looking for completely debt free

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    Response from Freedom Debt Relief

    Thank you for the wonderful review! We're so glad our team could provide the friendly and welcoming support you deserve. Welcome to the program—we look forward to helping you achieve complete financial freedom!

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    Reviewed July 3, 2026

    I thought Freedom Debt Relief could take care of my debt in a quick manner. So far, it has been good. My only issue is certain items on my debt, I want that to get worked on quicker than others because of the deadlines. FDR has been settling the accounts. It's just not as fast as I would like. Other than that, I don't have problems with FDR.

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    Response from Freedom Debt Relief

    We appreciate your feedback. While negotiating settlements can take time, we understand you have urgent deadlines on certain accounts. Please reach out to us directly so we can review your account and see how we can speed up the process for those specific debts.

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    Reviewed July 2, 2026

    I've used FDR twice, and they've always been very good. When I read over their information, I just felt good about that. There are other choices out there, but I decided to go with them. They’ve been very thorough. This last round, my brother ended up helping me out. So, I called Freedom and asked them, “What do I need to do?” And one of the employees said, "It would probably be best to call the creditors and settle it with them." So, that's what I did. There was only one creditor that I was having an issue with. But it was more the creditor than it was them at Freedom Debt Relief.

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    Response from Freedom Debt Relief

    Thank you for being a loyal client and trusting us twice. At Freedom Debt Relief, transparency is everything to us. We believe in putting our clients' best interests first, so we're glad our representative could give you the right advice to resolve that account quickly with your brother's help. Thank you for the great review!

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    Reviewed July 1, 2026

    I wanted to clear up some of debts and I decided to try Freedom Debt Relief. The reps are always very helpful. Whenever I need to talk to them, I can get somebody on the phone. The service seems good. I just wish I had more money so I could pay the debts off quicker. I’m probably almost to the middle of the program because I'm still paying some of the debts that Freedom has offered settlements for. It would be nice if they would give an update on the balance. I’ve probably seen something like that online, but I don't pay attention if it's not a quick fix.

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    Response from Freedom Debt Relief

    We are glad our team has been helpful and easy to reach when you need us. We hear you on wanting quick and easy balance updates. You can actually view your real-time progress and remaining balances instantly by logging into your online dashboard at fdrclient.com or by using the FDR app. If you ever want a quick walkthrough of where to find this, just ask us the next time you call. We're with you all the way!

    Reviewed June 30, 2026

    Got started right away with what I had. 4 stars. Would recommend them all the time.

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    Response from Freedom Debt Relief

    Thanks so much for the awesome recommendation! We love helping our clients hit the ground running. Appreciate your support!

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    Reviewed June 30, 2026

    Somebody got me in contact with Freedom Debt Relief. I enrolled in their 24 months program and it’s still ongoing. Working with them lowered my monthly outgoing by at least half. Their pricing was good. The only thing is there was a couple of things I wasn't made aware of that I didn’t like after I had already started. They didn't tell me that I had to let all my accounts go into overdraft before they would initiate anything till my credit rating dropped out of the damn sky.

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    Response from Freedom Debt Relief

    Hi John, thank you for sharing your experience. We're glad to hear we cut your monthly outgoings by half and that the program is giving you some financial relief. However, we're sorry for the surprise regarding your credit score and account status. We aim to be completely transparent that creditors typically only negotiate once accounts are past due, and we apologize if this wasn't made clear to you upfront. We want to support you through the rest of your 24-month program—please reach out to us at 800-655-6303 if you need any assistance.

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    Customer ServicePricePunctuality & SpeedStaffBillingRatesHonesty & Transparency

    Reviewed June 29, 2026

    The program is extremely slow and they changed my payment amount once after we had already agreed on an acceptable payment I could afford, which was extremely irritating and difficult to come up with. The amounts they are reducing my debt by is very discouraging, but they are reducing it somewhat. The longer they take, the more money they get to keep. Therefore, it’s in their best interest to drag the process out. Again, the program works eventually and does decrease your debt somewhat. The attorneys they use if you get turned over to collections are extremely rude and patronizing to you in their communication with you. I DO NOT like that and find it HIGHLY unprofessional when they are supposed to be working on your behalf. I can tell you, if I ever get them paid off, I will NEVER use them again. Just my honest opinion.

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    Response from Freedom Debt Relief

    We appreciate your honest review and apologize for the frustration regarding our program's timeline and the communication you received. Providing professional, respectful support is our top priority, and we clearly missed the mark here. Please contact our Client Services team directly at 800-655-6303 so we can review your program and address these concerns with you one-on-one.

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    Reviewed June 29, 2026

    I am very excited about this. It was done so fast and no worries on my end. No harassing phone calls. Just a smooth transaction. Just had to approve it. I really recommend Freedom Debt. Such a weight off my Mind.

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    Response from Freedom Debt Relief

    Thank you for the recommendation, Teresa! Keeping things simple, fast, and stress-free is exactly what we aim for. We’re so happy to have been able to help.

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    Reviewed June 29, 2026

    I was in debt. I went with Freedom Debt Relief's consolidation program. Their representatives were kind. They took the time to review my problems and they solved it for me. They were addressing my questions and concerns. They were good. Overall, FDR is great. They're very helpful and they’ll work with you.

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    Response from Freedom Debt Relief

    We love hearing this! Thank you for choosing Freedom Debt Relief. Our team always strives to be kind and helpful, and we're so glad we could assist you.

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    Reviewed June 28, 2026

    Great company!!! Wish I did this sooner. My joy is to the moon.

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    Response from Freedom Debt Relief

    Thank you so much! Knowing we brought a smile to your face truly makes our day. Welcome aboard!

    Customer Service

    Reviewed June 28, 2026

    Freedom Debt Relief is working hard on my behalf. Also is working hard to get the best results. Very happy I called them first.

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    Response from Freedom Debt Relief

    Hearing this makes our day! Taking that first step toward financial freedom can be tough, so we are thrilled you made that first call to us. We’ll keep working hard every single day to get you the best results. Thank you for your trust!

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    Reviewed June 28, 2026

    I was in debt with a lot of bills and I couldn’t manage to get away with them. And now, I’m doing good with Freedom Debt Relief. They've been paying my debt and getting control on it. Anyone considering Freedom Debt Relief should get with them and do what they have to do.

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    Response from Freedom Debt Relief

    Thank you so much for sharing your story! Getting a handle on overwhelming bills takes a lot of hard work, and we are so glad we could help you take control of your finances. Keep up the great work!

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    Reviewed June 27, 2026

    Freedom Debt Relief is a great company, and they take care of people. When I would call them, they'd always give me an answer, if not, they'd get back up with me. They took care of what I needed taken care of and I got my debts paid off. It was great.

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    Response from Freedom Debt Relief

    Thank you so much for the great review! We pride ourselves on being there for our clients whenever they call. Congratulations on becoming debt-free!

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    Punctuality & Speed

    Reviewed June 26, 2026

    Working with Freedom Debt Relief has been very rewarding. My financial situation changed dramatically after my husband's untimely death. I knew I needed to take steps to bring my finances under control quickly and I heard very good things about Freedom Debt relief. So far, the reviews were correct.

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    Response from Freedom Debt Relief

    Thank you so much for sharing your story, Ellen. We are deeply sorry for the loss of your husband, but we are incredibly grateful to have been there to support you during such a challenging time. Hearing that we’ve helped you regain control of your finances means the world to our team. We are honored to partner with you on this journey.

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    Reviewed June 26, 2026

    Everything started out great getting all the paperwork together. And then unfortunately my sister passed in January 2025. I was taking care both of them. My brother-in-law had cancer. He passed away 7 months later. I was trying to take off my debt situation and dealing with death of them. I tried calling them several time. No call back from them. And I know I have missed calls from them too. Next thing I was in a program and no call me to tell me that and I got a email that's how I knew I was in it. It took a while to get everything back on track.. if I knew this, would happen? I would have went another way or file Bankruptcy. Not very happy with this Company.

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    Response from Freedom Debt Relief

    We extend our heartfelt condolences on your loss and regret any communication issues during this difficult time. Your feedback matters deeply to us, and we would appreciate the opportunity to discuss any concerns you may have. Please contact our Client Services team at 800-655-6303 if you would like to review your program with us.

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    Reviewed June 26, 2026

    I've been working with Freedom Debt Relief for about 14 months now. I needed help with my financing and with my credit card and the reps are excellent. The website is very easy to use and I check it every day. The program is about 36 months and we're close to being done. I would highly recommend Freedom Debt Relief to anybody that has a financial problem. I'm a very satisfied customer. Don't call anybody else but them.

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    Response from Freedom Debt Relief

    We're thrilled to hear about your positive 14-month experience with Freedom Debt Relief! Thank you for praising our team and recommending us. It's excellent that our easy-to-use website and thorough program have made a significant impact on your financial journey. If you have any questions as you near the finish line, don't hesitate to reach out to us. Your satisfaction is our success.

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    Chad increased rating by 4 stars.
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    After a positive interaction with Freedom Debt Relief, Chad increased their star rating.

    Original Review: June 25, 2026

    First they insisted on including a credit card that is tied to my cars. I am currently attempting to catch that one up since it is obviously not in the program. Then, they insisted on enrolling an account that is so old it probably does not matter anymore, then they MISSED and account that is now suing me "it may not have been on your report" was the excuse. I wanted to believe in these guys but this all screams "incompetence."

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    Response from Freedom Debt Relief

    Thank you for bringing this to our attention, Chad. We sincerely apologize for the frustration and confusion regarding which accounts were enrolled. An Account Specialist has been assigned to review this with you further and we hope to resolve these issue with you soon.

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    Reviewed June 25, 2026

    I wanted to get rid of, and Freedom did wonderful. They had my credit cards taken care of in less than a year. So, February through November. I love it. It's wonderful. If I had questions, I could call and they answered my questions. It was very easy. So, it's well worth it.

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    Response from Freedom Debt Relief

    Thank you for your wonderful feedback! We're thrilled to hear your satisfaction with the fast resolution of your credit card debts. We're glad you found our team responsive and helpful whenever you had questions. Your positive experience is what we aim for, and it’s great to know the process felt straightforward for you. If there's anything more we can assist you with, don't hesitate to reach out. Thanks for choosing Freedom and sharing your success!

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    Reviewed June 24, 2026

    I am quite pleased with the service of this company so far, my debts were really taking a toll on me as I couldn’t figure out how to get the paid. I then suddenly realized that I’ used the services of this company before and they were quite efficient in handling problems like mine, and so I decided to try them again and it has been a very successful experience ever since I started working with them. I am so happy now because it will not be very long before my graduation date. I am very well pleased with Freedom Debt Relief.

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    Response from Freedom Debt Relief

    Welcome back, and thank you for trusting Freedom Debt Relief to assist you again! There is nothing better than seeing a returning client succeed. We know how stressful debt can be, and we're incredibly proud to support you on your journey toward financial freedom. Congratulations on your upcoming graduation!

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    Reviewed June 24, 2026

    I needed help because I'd been sick and got behind on stuff. I went with Freedom Debt Relief. My interactions with their reps were all positive. They asked good questions. I gave them the documents that they required, and they were very helpful. The quality of service has been very good. It gave me a lot of peace of mind after I started using AHS.

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    Response from Freedom Debt Relief

    Hi Sandra, thank you so much for sharing your story. Falling behind due to an illness is incredibly stressful, and we are so glad our team could provide the helpful service and peace of mind you needed. Wishing you the absolute best on your journey to financial freedom!

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    Reviewed June 24, 2026

    Freedom Debt Relief explained to me that consolidating my debt does nothing wrong with it. They understood that I wanted to pay my debt off, but they also showed me that this way was better for me than looking at my situation. I don’t believe Freedom Debt Relief is so much about money till I say profit. It’s more about helping people that are trying to make it make it by law and I thank them. I highly recommend Freedom Debt Relief.

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    Response from Freedom Debt Relief

    We are incredibly proud to support clients like you who are working hard to take control of their financial future. Thank you for the wonderful review!

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    Reviewed June 24, 2026

    The representative seem respectful about explaining about programs and process. Brandon ** is a good person and employee. He deserves a raise. I'm excited to be a member on this journey, get relief, and can sleep at night.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for the wonderful review! We’re thrilled to hear that Brandon provided such respectful and clear guidance. We will certainly pass on your kind words. Welcome to the family, and we are so glad we can help you get some well-deserved peace of mind and better sleep.

    Reviewed June 23, 2026

    It was very easy to get a settlement through Freedom.

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    Response from Freedom Debt Relief

    We appreciate your feedback! Making the settlement process as straightforward and stress-free as possible is always our top priority. Thank you for choosing Freedom.

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    Reviewed June 23, 2026

    I can't say anything yet as my case has not begun yet. I could like a little more verbal communication. I'm very tech-savvy. The customer service I received in the beginning of this journey was amazing. Very friendly, thorough, and extremely understanding of my needs.

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    Response from Freedom Debt Relief

    Thank you for sharing your experience. We’re thrilled to hear that our team provided amazing support at the start of your journey. We encourage open communication and are more than happy to connect with you directly to ensure your needs are fully addressed. Feel free to reach out anytime, as we're here to assist you throughout the process 7-days a week at 800-655-6303.

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    Reviewed June 23, 2026

    I was trying to pay all my bills and I couldn't because I didn't have money left over for food, which was why I sought the services of Freedom Debt Relief. They took on some of my debt, and they're doing settlements and paying it off. It’s going to be for four years and I autopay a certain amount every month. I’m still at the beginning and I feel good about it. The person I worked with was knowledgeable and friendly, and that's what I like. I don't like somebody who just pushes at me. People should go with Freedom Debt Relief because they're very helpful and do what they say they're going to do.

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    Response from Freedom Debt Relief

    We truly appreciate your review. Hearing that we helped ease the burden of choosing between bills and everyday necessities is exactly why we do this work. We're glad you feel good about the start of your program, and we are with you every step of the way.

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    Reviewed June 22, 2026

    This is the second time I use this program in 47 yrs and although easy the first time it has been easier the second time due to advanced technology. All I do is make sure I give my payments on time. I get a text or email when they go to an agreement to settle and I say simply “yes” .

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    Response from Freedom Debt Relief

    Wow, thank you so much for trusting us again! We are absolutely thrilled to hear that our technology has made things even easier for you this time around. Having you back with us is the highest compliment we could receive.

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    Reviewed June 21, 2026

    I'm very unhappy with this company since they keep trying to deal with my debtors after I asked to cancel my application the very same day and they did not did it. Be aware that Freedom not other debt relief companies are not a good option.

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    Response from Freedom Debt Relief

    Hello Manuel , thank you for bringing this to our attention. We take cancellation requests very seriously and aim to process them as soon as possible. We apologize for any delay or miscommunication regarding your file. If you are still in need of assistance, please reach out to our Client Services team at 800-655-6303.

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    Customer ServiceStaff

    Reviewed June 21, 2026

    I’m feel totally in the dark don’t know what to do next. Creditors calling incessantly. One email that promised to show me how to deal with this just went BLANK No instruction. HELP.

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    Response from Freedom Debt Relief

    We understand you’re feeling overwhelmed and apologize for the lack of communication and guidance provided. It's important we address these issues as soon as possible. If you are still in need of assistance, we recommend contacting our Client Services team at 800-655-6303 (available7-days a week), and you may request a member of leadership for additional assistance.

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    Reviewed June 21, 2026

    I’ve been with FDR for six years now. They were very helpful and answered all my questions. They took out so much money a month and put it in a savings account. And when I had enough money saved, we'd go through the process of settling each debt. The only thing I'm not happy with is the fees they charge. They charge way too much. But they helped me resolve all my debts, and I'm almost done with my last one.

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    Response from Freedom Debt Relief

    Thank you for recounting your Freedom Debt Relief experience. It's great to hear that we've been able to assist you in resolving your debts and that you're almost finished. We appreciate your understanding and regret to learn that our fees have been unsatisfactory for you. Our goal is to ensure transparency. If you have more inquiries about our services or fees, please don't hesitate to reach out, and we’ll be glad to explore how we can further assist you.

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    Reviewed June 20, 2026

    They need to be fast in reconciling or settling debts. They are very slow in debt settlements because the debt I owe is still yielding huge interest. Please you people need to try more please 🙏. Push fast to settle debts.

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    Response from Freedom Debt Relief

    We appreciate your feedback and apologize for the delays in your debt settlement process. We understand how important it is to reconcile accounts quickly to minimize interest buildup. Your comments are taken seriously, and we'd appreciate the opportunity to review your program together. Please reach out to our client services team for immediate assistance or updates on your case. They can be reached at 800-655-6303 7-days a week.

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    Reviewed June 20, 2026

    I looked through a bunch of debt relief companies, and Freedom Debt Relief appealed to me the most. Setting everything up was very easy and friendly. Most of my debt is from credit cards and interest. I’ve been with American Express for over 50 years, and I’ve ended up with around $16,000 worth of interest. You don’t really realize when you’re younger what 30% interest means. At my age, on Social Security, you just can’t keep paying nearly 30% interest, which was why I went into debt relief.

    I could have worked with my private bank for a very low loan. Because now, I'm getting letters from the credit card companies, and they're offering great deals. They're offering me to pay 50% and Citi offered to accept $900 on a $2,700 balance. It makes me wonder why Freedom doesn’t take advantage of that and pay them. I'm not too happy with paying Freedom $362 because I could save up for three months and then pay it off myself. When you're on social security and they take $362 directly out of my bank every month, that hurts a little bit because nobody's really chasing me. I emailed Freedom everything I got from the companies and the only response I got was a thank you for sending the correspondence. They didn't say that they would pay the $900, which I thought they would. But overall, I still think Freedom is a good company.

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    Response from Freedom Debt Relief

    Thank you for your feedback! We appreciate your trust in Freedom Debt Relief. We want to clarify the email you received: we absolutely review every piece of correspondence you send, but we apologize if our automated confirmation felt a bit robotic.

    Those 50% settlement offers you're receiving are what we aim for, but we can only execute the payment once your program savings have built up enough to cover it. We know $362 a month is a significant commitment on Social Security, and we want to ensure it's working efficiently for you. Please reach out to us directly at 800-655-6303 so a representative can look at your account and explain the next steps for your Citi and AmEx accounts.

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    Reviewed June 19, 2026

    I have been very satisfied with the service that I have received thus far since enrolling in your program. I feel as though I’m on my way to achieving financial freedom and security associated with not being in drowning debt.

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    Response from Freedom Debt Relief

    We are so glad to hear that you're already feeling empowered and on track toward financial security. You’ve got this, and we're proud to support you!

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    Reviewed June 19, 2026

    I saw FDR on Facebook, and it looked like it would be helpful. The payments are comfortable. Their app was easy to use as well. My experience has been good so far and I’m very satisfied. Working with them helped me get out of debt.

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    Response from Freedom Debt Relief

    We truly appreciate your feedback. Hearing that you had a seamless experience and felt supported on your path out of debt is exactly what we strive for. Thank you for trusting us to partner with you!

    Reviewed June 18, 2026

    I was not sure about how everything was to work out with getting the process done. I'm very happy with first settlement. Thank for this experience. So far ready for the ride.

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    Response from Freedom Debt Relief

    Thank you so much for trusting us! It is completely normal to feel a bit unsure at the start of this process, but we are thrilled you’re happy with your first settlement. We are with you every step of the way for the rest of the ride!

    Reviewed June 18, 2026

    Freedom Debt Relief is settling all my debts one by one and saving me money and getting me out of debt and stress free.

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    Response from Freedom Debt Relief

    We are so glad we can help save you money and bring you some well-deserved peace of mind. Thank you for trusting us with your financial journey!

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    Customer ServiceStaffBillingLoan Process

    Reviewed June 18, 2026

    I called Freedom Debt Relief after receiving a letter from a loan company saying they were rejecting my loan. Freedom Debt Relief was doing alright. Everything was working fine, and we got together and talked about the loan. It would pay everything off so I wouldn't have to worry about it anymore. It would just be one lump sum. They told me a payment had already been paid off, and when I made another payment, they gave it back because it went to the loan company. Freedom was taking care of what they said they were going to take care of. If I wanted to track my progress, I could look it up on the dashboard, and it would tell me what was going on.

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    Response from Freedom Debt Relief

    Taking the worry out of debt management is exactly why we do what we do. We're so glad that consolidating your focus into a single payment plan has made things easier for you, and that our team has executed everything seamlessly. Thank you for your review and your continued trust in us!

    Reviewed June 17, 2026

    Thank You very much, you did a GREAT Job! Thanks for the first time!

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We are absolutely thrilled we could make your first experience with us a great one. Thank you for the 5-star review!

    Customer Service

    Reviewed June 17, 2026

    Never should have taken my situation. Now I am in a much worse situation than before. You would be better off calling your creditors yourself.

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    Response from Freedom Debt Relief

    We understand how stressful navigating financial situations can be, and we deeply regret that we did not meet your expectations. We want to understand exactly what went wrong and how we can help. Please contact our client services team at your earliest convenience at 800-655-6303 or support@freedomdebtrelief.com so we can discuss this with you directly.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed June 17, 2026

    It's been slow with Freedom Debt Relief. They have called me and told me that one of my creditors agreed to the payments, but I'm still getting calls from three more asking why am I not making payments. Freedom has not reached out to them yet. I'm making my payments to Freedom like I'm supposed to and I have no issues trying to communicate with them but I want to find out what's going on. Why are they not getting the other people to agree to the program? I've been with them for about six months now, and I've been giving them the chance to work things out with my creditors. But I don't know if they got a lot of customers or they're just not doing it. Other companies are trying to get me to go with them, telling me they're faster than Freedom Debt Relief. My wife also asked me about it, and I told her not to jump in yet and to let me see how they're doing with me first. Other than that, the reps are good. I've been talking to Elizabeth, and she's amazing.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We're glad to hear that communication has been smooth and that you've had a great experience with Elizabeth!

    It’s completely normal to wonder about the timeline when you're six months in and still receiving creditor calls. Because we negotiate settlements based on the funds accumulating in your program account, we have to strategically prioritize which creditors we approach first. We want to give you a full update on where those other three accounts stand and help ease that pressure. Please contact our client services team at 800-655-6303 so we can look at your specific strategy together.

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    Customer ServiceStaff

    Reviewed June 16, 2026

    Adam was a very understanding gentleman who explained everything to me in detail. He offered me the opportunity to call him at any time with any questions or concerns that I may have. Excellent service.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for sharing your experience. We pride ourselves on providing clear, attentive service, and it's wonderful to hear that Adam delivered exactly that. Please feel free to reach out to us anytime you have questions or concerns.

    Staff

    Reviewed June 16, 2026

    Freedom Debt Relief is truly helping me get out of debt and has helped me take the weight of worrying about my finances off of my shoulders. They are so easy to work with and very informative through every phase of negotiations. I would highly recommend them to anyone seeking help with their debts.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for sharing your experience! We know how incredibly heavy financial stress can feel, and we are so glad we could help lift that weight off your shoulders. Hearing that our team has made the negotiation process smooth and informative means the world to us. Wishing you continued success on your journey to financial freedom!

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaff

    Reviewed June 16, 2026

    Follow FDR guidelines respond in a timely manner, email all creditor documents when the collection process begin, lawyers, collection agencies, etc, be patient, the process works. The one detail that should be known in the application process is how FDR makes their money. I didn't find out until 8 months later that they get 20% of your total amount of debt in your plan until 8 months later, would this have dissuaded me from using FDR services, in the overall scheme it's worth it if you feel your financial situation is dire, mine unfortunately was. It gives you peace of mind if you've experienced the relentless phone calls from collection agencies, the threats or bankruptcy it's worth it, although the cost may seem exorbitant but the entire plan is a win situation before you enter into an agreement know all the facts to make sure it's right for you, ask multiple questions, take your time, it could be the best decision you've made.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for taking the time to share your journey with us. We are so glad to hear that our program has brought you peace of mind and that the process is working well for you! We also appreciate your honest feedback regarding the clarity of our fee structure. We aim for absolute transparency, and we will use your comments to ensure our onboarding team highlights these details even more clearly from day one. Thank you for trusting us to help you navigate your financial journey.

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    StaffBillingLoan ProcessRates

    Reviewed June 16, 2026

    The enrollment process at FDR was very easy, and it helped a lot. They got my credit cards lowered. Then they switched me over to Achieve. Then, once Freedom Debt Relief got my credit cards lowered, Achieve took over, and I have to pay them for a personal loan. They went above and beyond for me, and I thanked them very much. They did a good job. My credit is starting to go back up. My credit card started going downhill when COVID hit. And my bills, my credit card payments were getting higher. The interest was outrageous. I couldn't afford what they wanted a month anymore. So, I was trying to find a way to get the payments lowered so I could get rid of them. And Freedom Debt Relief did that for me.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We love hearing success stories like yours, Tina! Navigating high credit card bills is tough, but we’re proud that Freedom Debt Relief and Achieve partnered seamlessly to lift that burden for you. Thank you for recognizing our teams for going above and beyond—we will be sure to pass along your kind words. Here's to your brighter financial future!

    Customer ServiceStaff

    Reviewed June 15, 2026

    Freedom Debt has been informative about each step of the process. Any questions have been answered. Communication about future steps has been helpful.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for sharing! Clear communication is a top priority, and we are glad to hear that our team has kept you well-informed and supported throughout each step of the process.

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    Customer ServiceBillingCommunication

    Reviewed June 15, 2026

    Freedom Debt Relief keeps me informed, sends me emails, and answers my questions. We had success in one of the debts. They were able to get a bill offer and that brought about a good feeling.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hearing that we were able to bring about a 'good feeling' and a successful offer means the world to us! Thank you for trusting Freedom Debt Relief to guide you through this process. We’re right here with you every step of the way.

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    Staff

    Reviewed June 14, 2026

    Brandon was very patient with me! He made sure that I understood everything! The only thing that I’m not a fan of is my credit will get worse before getting better! There is a negative to everything! But I am looking forward to being debt free! Brandon did a wonderful job of explaining everything to me! He answered all of my questions!

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    It’s wonderful to know Brandon provided such thorough support. That initial credit adjustment can be tough to see, but as you mentioned, the ultimate reward of being debt-free is worth it. Thank you for trusting us to help you get there!

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    StaffBilling

    Reviewed June 14, 2026

    Working with FDR has been pretty good. They helped make payments every month until I get enough up for them to make an offer. I was impressed with the ease of their program.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the feedback! We're so glad to hear that you're impressed with the ease of our program. We appreciate your trust in FDR and are happy to be working with you!

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    Customer ServiceStaff

    Reviewed June 13, 2026

    FDR helped me with debt issues I was having after a divorce. What I liked most about their program was that it was easy to access to see what was going on and how things were going. They also usually responded to me if I sent them an email. I did, at times, find that some of the answers were vague, and I was left wondering. But in the end, it turned out okay. Within three years, I will be debt-free.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hi Leticia, thank you for the honest review! We're so happy our platform was easy to access. We hear you loud and clear regarding the vague answers you received at times, and we're actively working to improve our team's communication clarity. Thank you for trusting us with your financial journey!

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    Punctuality & Speed

    Reviewed June 12, 2026

    So far very pleased, very fast getting our 1st settlement. Freedom keeps me well informed on upcoming settlements and it’s up to me if we settle for that amount, very happy to be getting creditors paid. I would highly recommend Freedom.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for the wonderful review! We're thrilled to hear you've had such a fast and transparent experience with your first settlement. Keeping you informed and in total control of your financial journey is exactly what we aim for. Thanks for recommending Freedom!

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    Customer ServiceStaff

    Reviewed June 12, 2026

    I was in debt and I found the number of FDR. So I called them. Everything was perfect in my experience with their consultant. I was very comfortable working with them. I'm still in their program, but I'm gonna finish it soon. Their service has been amazing. Everything has been great.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We love hearing this! Thank you for trusting us to help guide you toward financial freedom. Congratulations on nearing the completion of your program—you’ve got this!

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    Staff

    Reviewed June 11, 2026

    Everyone that have been in contact with me have been very helpful and supportive. I now have better peace of mind with my debt thanks to FDR.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hearing that you now have peace of mind is the best feedback we could ask for! Thank you for sharing your experience and for choosing FDR.

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    Staff

    Reviewed June 11, 2026

    Freedom Debt Relief helped me in out of debt. Staff are all nice, friendly and helpful. God Bless them all. 🙏💕 They did their great job and praying FDR be successful so that they can help more clients like me. Thank you.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for your beautiful words! We are absolutely thrilled to hear that our team could support you on your journey to becoming debt-free. Your kind prayers mean the world to us, and we look forward to helping many more clients just like you. Wishing you all the best in this exciting next chapter of financial freedom! 💕

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    Customer ServiceSales & MarketingStaffHonesty & Transparency

    Reviewed June 11, 2026

    FDR’s program was pretty straightforward. The plan was a negotiation. The timeline was realistic. No magic was expected or given. I wanted to pay a reasonable amount of my debt. I wasn't trying to get away with nothing, but I also didn't want to file for bankruptcy. I run a business, and being in bankruptcy seems to be really two different things that don't quite work together. When I asked questions, the answers were considered and honest.

    I've been with FDR since October of last year. We've settled one debt. We've got two more in the pipeline, and it's still two out. The other thing is that I was told to realistically expect telephone calls and what to do if I get them. I like the fact that it was real. It wasn't like a fairy tale type of thing, which is going to lift me up and over and plop a million dollars in my lap.

    Every person I've talked to at the organization has been polite. They have considered the question that I've had. I'm a salesperson in life, and I know when somebody’s trying to sell me. I'm not always happy when somebody's trying to sell me when I'm dealing with something like this. And nobody has tried to sell me.

    A suggestion was made that I consider using Chime for my banking. And from what I understand, there's no connection between Chime and FDR. But I had had some issues with my credit union. They got hit with a virus and basically destroyed my account, and I needed to go somewhere where I could have some more control. And it's turned out to be a good referral.

    FDR’s service has been excellent. Nobody is there holding your hand every day, but if I have questions, like for right now, I'm receiving notices from two of the debtors that I have that haven't gone in to be completely negotiated with. And when I call and ask questions, the person I've called has told me what I should do, and they know what they're talking about. And a lot of times, when I talk to them, I'll find out that they've been there six, seven years. And they're human beings.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We appreciate this incredibly detailed review! You hit the nail on the head—debt relief isn't a fairy tale, and we pride ourselves on giving you the straight facts rather than a high-pressure sales pitch. It’s wonderful to know our seasoned team has provided the practical, honest support you deserve. Congratulations on your first settlement, and we'll keep pushing hard to get those next two across the finish line!

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    Reviewed June 10, 2026

    I found Freedom Debt Relief and went for it. The service provided was good.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Taking that first step toward financial freedom is a huge deal, and we're so glad you decided to 'go for it' with us! Thank you for trusting our team.

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    Reviewed June 10, 2026

    I would like to see a SIDE-BY-SIDE (i.e., acct., beginning amt., settlement amt., fee(s) applied to acct., mthly. amt. given to acct., begin date, last pymnt date, etc.) on the dashboard for EACH ACCOUNT... Please! I feel that FDR will work better for ME if I was able to see the accounts this way! 6/10/26

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the review Dadizi! This is a wonderful idea and we will pass on your suggestion to our Dashboard team. Currently, you can see all the account details under each account in the Enrolled Debt section. You can also contact our Client Services team 7-days a week at 800-655-6303 who would be able to provide more clarity. Thank you again!

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    PriceBillingLoan Process

    Reviewed June 10, 2026

    I would definitely recommend them to anybody. I have used them in the past and I used them again for a second time. A+ all the way. Then after a certain amount of time they refer you to a loan person or agency which I use Achieve and they bring the payment even lower and the ARP lower so you save more money at the end. Thanks.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for choosing us for a second time! We always aim to set our clients up for long-term financial success, so it's wonderful to hear that the referral to Achieve worked out so well for you. We appreciate your trust and your recommendation!

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    Customer ServicePricePunctuality & SpeedStaffEase of Use

    Reviewed June 10, 2026

    At first I thought this program was not right for me, because of the low communication from representatives of the program. Once I learned how to use the FDR app it was more easy to see the progress. I've been on the program since 2023. I will be graduating from it in October 2026. I recently called to pay off a couple of the accounts by paying them off early, so I could purchase a new home. The communication was still lacking, but I got through it with some outside help. All in all, I'm very happy with the FDR program. They helped me pay off old debt and I got to watch my credit score improve by 29 points. The company does charge a fee gradually to offset the pay down progress, but in the end it's worth it.

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    Response from Freedom Debt Relief

    Hi David, thank you so much for sharing your journey with us! A huge congratulations on your upcoming graduation this October and on taking steps to purchase your new home—that is a massive milestone! We are thrilled that the FDR app and program helped you boost your credit score by 29 points. We also hear you loud and clear regarding the communication gaps you experienced. We want our representative support to be just as smooth as our app, so we are sharing your feedback with our team to improve. Thank you for your trust and hard work since 2023!

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    StaffBilling

    Reviewed June 9, 2026

    FDR did a credit consolidation for me. They canceled my cards together, and I started a program with lower payments. So, that helped me out monthly. It’s a 4-year plan. Their bank took over, and they went ahead and paid pretty much everything. I would tell others to go ahead and give them a try.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the recommendation! We are so glad we could help you save on your accounts, lower your monthly payments, and get you started on a manageable plan. Wishing you continued success!

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    Punctuality & SpeedBillingLoan ProcessRates

    Reviewed June 8, 2026

    I was conned into thinking the FDR program payments would settle my debt when in fact they force your hand into a high interest Achieve loan to appease creditor lawsuits. I should have just taken a loan from the beginning. Ended up with $5000 extra in late fees ALONE. On top of several thousand dollars extra owed for new loan.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We are truly sorry to hear about the stress and unexpected costs you’ve experienced, Kailee. Navigating creditor lawsuits and shifting to a consolidation loan can be incredibly challenging, and we never want our clients to feel forced or misled. We want to look directly into how your case and fees were handled. Our client services team is available 7-days a week at 800-655-6303.

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    Reviewed June 8, 2026

    Very timely and efficient. They came on Thursday and were finished that Saturday. In and out. That Thursday, it rained, so they couldn't work. Didn't interfere with what I was doing. I would recommend them in a heartbeat.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for this 5 star review!

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    Staff

    Reviewed June 8, 2026

    I am very pleased with the program and the results it has provided. The representatives have consistently been professional, knowledgeable, and responsive whenever I have had questions or needed assistance. They have taken the time to explain the process clearly and have been proactive in addressing any concerns. The service provided to resolve my accounts has been managed effectively and efficiently, giving me confidence that my matters are being handled properly. Overall, my experience has been positive, and I appreciate the support and guidance I have received throughout the process.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We absolutely love hearing feedback like this! Thank you for the wonderful review. Our team takes great pride in being responsive and making complex processes clear, so it’s fantastic to know we hit the mark for you. Thank you for letting us guide you through this journey!

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    Staff

    Reviewed June 8, 2026

    I am experiencing this company for the very first time. The representative was very polite and well knowledgeable. Answer all my questions that I have with confidence that he knows the procedure and his job made me feel comfortable to join. The program is a great to get my My credit in order, made me feel very comfortable to sign up with the company. I feel that I am well taken care of. I’m in good hands with this company, At this time, This is just what I need to get a jump on my credit again to get it back to where it used to be. Thank you, I appreciate your assistance and your help. **

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Welcome to the family! Thank you for the amazing feedback. We’re so glad our team made your first experience with us a great one. We’ve got your back every step of the way on this financial journey!

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    Reviewed June 8, 2026

    My experience has been great! They do all the work and you see your debt cut in half.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    This absolutely made our day! We're so glad we could take the burden off your shoulders and help you get those numbers down. Thanks for sharing!

    Staff

    Reviewed June 7, 2026

    After understanding the process and then being able to dissolve the debt, it's been a stress reliever, they've helped with a lawsuit and other scary items.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hearing that we could bring you some well-deserved stress relief is the best feedback we could ask for. Thank you for trusting us to handle the tough stuff and guide you through the process!

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    Customer Service

    Reviewed June 6, 2026

    I didn't finish my application (because I read a lot of bad reviews). THEN -- within less than 48 hours, I received a dozen calls from this idiot outfit. I didn't answer any of the calls -- and they just kept my phone ringing off the hook. I will never ever do business with this jerk outfit. Why would I do business with a business so desperate for business that it has to hound potential clients?

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hello. We are sincerely sorry for the frustration our follow-ups caused. While we try to reach out quickly to help applicants complete their process, a dozen calls is completely unacceptable and not the experience we want to provide. The contact attempts should have stopped. If you receive any more, please reach out and we will place you on our Do Not Call list right away.

    Customer ServicePriceRefunds & PayoutsStaffBilling

    Reviewed June 6, 2026

    I been with this company for a little over a year it has been nothing but a hassle, very stressful and they do nothing to help you… Once they reach a settlement then they call you for more money… The purpose of all this was because I couldn’t pay my bills and now basically in more debt with every credit card they need get a lawyer and then they call for more and more money.. They don’t pay consistently your credit cards so now creditors are summoning me left and right… It is a shame that you reach out to them for help and they say they will but really they put you more deeper in a hole…

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hi Olga, we are very sorry to hear about your stressful experience. Debt settlement can be a complex process, but it should never leave you feeling unsupported. We would like the opportunity to review your account with you at your earliest convenience. Please contact our dedicated client services team at 800-655-6303, and we can discuss your program in detail.

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    PriceStaffBillingTransparency

    Reviewed June 6, 2026

    Freedom Debt Relief pays off the credit cards one by one. They asked me what cards I had that I needed help with and I sent them the cards that I needed. The payment plan is affordable for me. They also give me updates as to what payments they've made. I've been pretty happy with them.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We love hearing this! Tackling debt can feel overwhelming, but we're so glad our team has been able to make the process smooth, clear, and manageable for you. Thank you for trusting us to help you handle your credit cards—keep up the great progress!

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    Reviewed June 5, 2026

    Got my 1st settlement in record time. Very pleased with the process.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for sharing your experience. Delivering efficient and timely results is always our priority, and we are pleased to hear we met your expectations.

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    Staff

    Reviewed June 5, 2026

    Excellent service, thank you for all you have done for me.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    You are so very welcome! Thank you for choosing us!

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    Price

    Reviewed June 5, 2026

    The fees are too expensive; I had a debt that was right at 3000.00. Freedom Financial negotiated it down to 2100.00, then I was charged approximately over 700.00 in fees, only saving me a couple of approximately 300.00. You can negotiate your own debts for a better deal. Will never recommend debt consolidation.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hi Constance , we hear your frustration and appreciate you bringing this to our attention. Because debt negotiation fees are calculated based on the original balance enrolled rather than the negotiated settlement amount, smaller balances can sometimes feel like they yield a tighter margin of savings. We want to make sure everything was handled correctly on our end. Please reach out to a manager at 800-655-6303 so we can personally review your file.

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    Staff

    Reviewed June 5, 2026

    I've used Freedom Debt Relief before and everything worked out well. I used them again. I think that they do the program well. Everything's on the dashboard. They get in touch with you when they're going to try to take care of one of your debts, and it works out well for me. The service is great. It's very easy to send documents over. I wouldn't do it with anybody else. They were excellent. I like the way they do their whole thing. They usually tell you what they're doing first.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the wonderful review! We are so glad that our online dashboard, document sharing, and step-by-step updates have made managing your program easy. Having your trust a second time around means the world to our team.

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    Customer ServiceTechStaffRates

    Reviewed June 4, 2026

    I hear from Freedom Debt Relief when they make a contract go through. They got one done. There's another one that's almost done. They got about five more to go. So far, they're doing good as long as they're taking care of my problem. I like what they're doing so far. They take care of business. I just wish they would have taken care of the little ones. There was one for $300. I wish they would have just taken care of those right away, then go with the big ones because the interest goes up, but I guess they solve it already.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the review! We love seeing that momentum building with your accounts. We hear you on the $300 account—our negotiation timing depends on which creditors are willing to offer the best terms first. Let's keep taking care of business and get those last accounts crossed off your list!

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    Staff

    Reviewed June 3, 2026

    Freedom Debt Relief was the best for me at the time I went with them 5 years ago, and my experience has been good. I have completed the program. They stayed in touch with me as I needed to and helped me settle each one as it came around. I was satisfied with their service. Just make sure you have everything together before you do it so it's all done at one time.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Congratulations on completing your program! Thank you for the wonderful feedback and for highlighting how crucial preparation is. Wishing you continued success in your financial journey!

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    Customer ServiceStaffTransparency

    Reviewed June 2, 2026

    I'm 87 yrs old old. They answered all of my questions. And they were very patient with me. Most of all they are very professional. And they treated me with. They also keep you up to date with. Anything you need is right in your email.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for your kind words. We are incredibly happy to hear that our team provided the patient and professional service you deserve. Thanks for choosing us!

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    Customer ServicePunctuality & SpeedStaffEase of Use

    Reviewed June 2, 2026

    I have had an amazing experience with FDR. I would recommend them over their competition in the market. Customer service is wonderful I have not had to wait very long for a response. Their portal is very easy to use.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Wow, thank you so much for the glowing review! We work hard to keep our response times quick and our portal user-friendly, so hearing that we've hit the mark absolutely makes our day. We truly appreciate the recommendation and we will be here every step of the way.

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    StaffBilling

    Reviewed June 2, 2026

    I could not be happier with Freedom Debt. I was so afraid of losing everything and they talked to me through everything and had helped in so many ways. They’re a blessing. They will talk you through every step of the way and give you the best possible monthly payment. I haven’t even been on it eight months and already have three settled.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    "Thank you so much for sharing your story! We know how incredibly stressful dealing with debt can be, and hearing that you feel supported and relieved is the absolute best reward for our team. Cheers to securing three settlements in less than eight months—that is amazing progress! We are with you every single step of the way.

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    CoverageStaffBillingLoan Process

    Reviewed June 2, 2026

    Glad they really helped me with me repairing my credit and helped paying off loans. I will use it again and tell someone. Glad you helped make a difference when bills are paid off, thanks. Glad to work with the program. Thanks for helping.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    This is exactly what we love to hear! Thank you for trusting us to help you tackle your loans and build up your credit. We truly appreciate the recommendation!

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    Punctuality & SpeedStaffBillingRates

    Reviewed June 2, 2026

    I'm a tax preparer and one of my clients used Freedom Debt Relief and bragged about it. I had two debts with Discover, and one is with Lowe's. I'm in the early stages, and Freedom has only reached a settlement with one. I'm anxious for them to reach a settlement with Lowe's because the interest rate is astronomical. And it has gone up $1,000 since I started the program. I was paying 500-something and now, I'm just paying 318. So, Freedom saved me $200 a month. I've made a couple of extra payments to try to help out some and I was thinking about trying to make another one tomorrow. I've paid an extra $100 a couple of times.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the review! It’s great to see those monthly savings kicking in so early in your program. We completely understand the stress regarding the Lowe’s interest rate. While it's common for balances to increase before a settlement is finalized, getting that first account resolved is a huge step forward. Your extra payments are a smart move and will definitely help speed things up. We’re on it, and we’ll keep working for your remaining accounts!

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    PriceStaffBilling

    Reviewed June 1, 2026

    They helped me with my debt, and they were very concerned. I would recommend them to anybody. They took a small payment every two weeks to pay down my debt to help it be worth free. It is worth it to check it out.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for your feedback! We design our program to be as stress-free as possible, so hearing that the bi-weekly schedule worked well for you is fantastic. We appreciate your recommendation and wish you all the best!

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    Customer ServiceStaff

    Reviewed June 1, 2026

    Very helpful customer service. No problem. Thanks Pamela. Have a good day. Hope to be debt-free. Hardship put me in this position. Hope I will be treated as a person not a number. Have a good day Pamela.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for sharing your positive experience. We're so glad our team could assist you effectively during tough times. We believe in treating everyone with sincere care and prioritize your journey to financial freedom. If you have further questions, the client services team is ready to assist whenever needed. We look forward to supporting you every step of the way.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed June 1, 2026

    Freedom Debt Relief's approach was compatible with what I needed to get done with my debt issues that were getting more and more out of hand. So I found it to be useful and everything went smoothly in terms of what was laid out to me. The initial interaction with the rep was very thorough and complete. We had a few follow-up calls and checked back and forth to confirm things and all that went very well. So, I never had any issues concerning interaction with anybody. Everything was business-related in regard to what we were doing.

    The people I spoke with were very good and the customer service reps were very responsive when I was sending information and when I had questions. I got prompt responses, so all that was good. I would have loved it if they could have poured some money in there for me, but that's not realistic. I'm appreciative that my experience with Freedom Debt Relief went well as outlined, as opposed to the bait-and-switch kind of thing that some programs offer, where they say one thing and do another. I didn't find that to be the case with Freedom Debt Relief. They were on point and it was a great service.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you so much for taking the time to share your experience! We’re thrilled to hear that our team provided a smooth, transparent, and responsive experience from day one. Setting honest expectations and avoiding the 'bait-and-switch' is incredibly important to us. We appreciate your trust in Freedom Debt Relief and wish you all the best on your financial journey!

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    Reviewed May 31, 2026

    They need to do their end work on all accounts. Someone is not contacting all my debtors because I'm getting offers to SETTLE! Why I'm paying you for what I can do. I followed all the setup steps. Now I don't know. One creditor knows I'm using your company so what's the problem.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hi Jeffrey, we hear your frustration and want to get this squared away for you. Creditor communication timelines can vary, but you shouldn't feel like you're doing the heavy lifting alone. Please contact our client success team at 800-655-6303 as soon as possible so we can look into your specific accounts and ensure you are set up for success.

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    StaffBilling

    Reviewed May 31, 2026

    I was behind in my credit cards. I sought FDR's services recently. I’ve used them before as well. The rep I worked with was very basic and he knew what he was doing. Their customer support has been pretty good.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for choosing FDR again! We're happy to hear that our team provided clear, reliable support to help you manage your credit cards. We appreciate your continued trust in us!

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    Customer ServiceStaff

    Reviewed May 30, 2026

    Everyone was very helpful and easy to work with. My questions and concerns were all answered to my satisfaction so that I could understand exactly what was going on and that I could always call back if I needed more understanding. It was a pleasure to work with Freedom Debt Relief, I felt that they were a reputable company that had my welfare in mind and would take good care of my finances. I feel that I have make a good choice.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for your trust and your kind words! Knowing that you feel supported and confident in your decision means the world to our team. Please don't hesitate to reach back out if you ever have more questions down the road.

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    Honesty & Transparency

    Reviewed May 30, 2026

    I'm so happy for this program and give me more hope in life. Big thanks. I really appreciate this opportunity. Honestly I will tell others to do this. Thanks. This program have changed my life. That lives under pressure and confusion of life.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Hearing that our program has brought you hope and relief during a stressful time means the absolute world to our team. Thank you for the high praise and for recommending us!

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    Customer ServicePriceStaff

    Reviewed May 30, 2026

    I'm satisfied with what I'm paying Freedom Debt Relief. I feel very comfortable working with my consultant. If I have a problem, I usually call them because I'm 69 years old and I really don't do the online. So if I have a settlement, I always call to ask if it is going to cost more because I'm on a fixed income, so I cannot afford more. I usually get help. I'll find out how many is going to be getting paid off, and then the person will tell me, "We can put two or three more and it'll be the same amount once a month."

    The service is excellent. I like it. I had called another place and I didn't care for what they were going to offer me. I had to settle for $200 to $300 a month and I couldn't. So, I went ahead and got FDR for 184. Overall, my experience was very good. I'm able to work with my finances that are 184 a month. Then, I like the idea that I'm being told so and so getting paid off. Also, they are very friendly.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the wonderful review! We are so glad we could provide a budget-friendly option that works for you. Providing clear, friendly support over the phone is exactly what we strive for, and we’re happy to help you successfully navigate your journey to becoming debt-free. We appreciate your trust in Freedom Debt Relief!

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    Staff

    Reviewed May 29, 2026

    I was trying to find a business to help me lower my debt, and I chose FDR. So far, my experience with them has been good. My experience with their reps has always been positive.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We’re so glad you chose FDR and that you've had a wonderful experience with our representatives. We are here for you every step of the way!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 28, 2026

    Quick easy and efficient. Communication with service is easy and they actually help do things for you and don’t make you figure everything out. So sweet and patient with all my questions and concerns and already got a settlement done in 1 week.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Wow, a settlement in one week—that’s what we love to hear! Thank you for highlighting our team's patience and communication. We're always here to help!

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    Staff

    Reviewed May 28, 2026

    The quality of service provided by FDR has been excellent.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you! Our team prides itself on delivering high-quality service, and feedback like yours lets us know we’re on the right track.

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    Customer ServiceStaffBillingLoan Process

    Reviewed May 27, 2026

    I saw Freedom Debt Relief on our local news page that they had on the internet. I didn't realize I had as much debt as I had and when I was putting all the numbers together, I realized I couldn't doing it alone. I've borrowed money and paid off the credit cards before and I didn't want to do that again, so I called Freedom Debt Relief and they were able to help me. They would negotiate with my debtors and try to decrease what I owed them, so that I could have a settlement and get out of debt. They were really good. When I first called, I didn't expect to be on the phone for an hour, but I was. They explained everything. Then as I had a question in my head, they were answering it on the phone. I tracked my progress on my dashboard at FDR, which is where you go to check out your account, see if there's still anything pending or what they're going to do, and how things are progressing. So, everything was there for any questions I had.

    This experience forced me to come to terms with my own debt and realize that if I keep doing this, I'm going to be in debt for the rest of my life. So, it was at that point that I was going to be able to get out of debt again and try to get myself back on track. So, they were most helpful. I would also advise somebody to take that route because I have taken out a loan before, and it was just much easier to go through this way.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We truly appreciate this detailed feedback! We know that the first step is often the hardest, which is why we prioritize thorough consultations—even if they take an hour—to ensure every question is answered. It’s great to hear that the negotiation process and your client dashboard have made this journey easier for you than traditional loans. Congratulations on taking control of your future!

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    BillingTransparency

    Reviewed May 26, 2026

    They're on top in negotiating with our creditors. And they always keep us updated with what's going on in our account. They're good with what they do. I will definitely recommend them to families and friends who are struggling to pay off their credit cards.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We’re so glad to hear you’ve had a positive experience with us! Dealing with creditors can be a heavy lift, so we make it our mission to handle the tough parts while keeping you in the loop every step of the way. Thank you for trusting us and for sharing your story!

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    Customer ServicePriceRefunds & PayoutsStaffBilling

    Reviewed May 26, 2026

    I read everything about FDR online, and I figured we needed help because we're both on disability and we're both on Social Security. We needed to free up some money with the cost of everything going up. We were just barely making the minimum payments on credit cards. And we used most of the credit card money when we ran them up on medications and stuff when we would fall into the donut hole.

    So, it was just a vicious circle for us. We couldn't get out of it, and we couldn't find any way to get any help. But then, after we read it, we thought that would free up some money for us every month by giving them a certain amount. So, we make sure that the money goes in every month, and that still leaves us a little bit that we can pay for medications and the cost of living that we have.

    My experience with FDR's consultant went well. I call them whenever I have a question or I have anything to ask them. The only problem I had was when the credit card companies were calling. And I tried to explain to them that we’re having a financial hardship. But everything's been going fine with FDR. I check my dashboard, and it seems to be going well. We've been extremely happy. It's nice not having the pressure. I would highly recommend them.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the high recommendation! Dealing with creditor calls during a financial hardship is incredibly tough, and we’re so glad we could help take that pressure off your shoulders. It’s wonderful to hear that our program is giving you the financial flexibility to manage your everyday living expenses. We appreciate your trust in us!

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    Punctuality & Speed

    Reviewed May 23, 2026

    Very quick on resolving debts and making settlements. Hopefully, I'll be out of debt within a year. As soon as I got a debt, they went ahead and made a deal with one of the companies and I liked the way the structure is. So everything's good and hopefully we'll be debt-free within a year.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for sharing your experience! We are thrilled to hear that the structure of our program is working well for you. Our team is dedicated to moving quickly on settlements, and we look forward to celebrating with you when you reach your debt-free milestone!

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    Punctuality & SpeedStaff

    Reviewed May 22, 2026

    Doing a great job and this company is taking care of my debt as they said they would. I would like to get this debt paid down to where I feel more comfortable. I can't wait till I am able to become debt free. Hoping to be able to clear my debt faster than planned

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the 5-star review! We’re so glad to hear you're happy with the progress. We can't wait to celebrate your debt-free day with you!

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    Customer Service

    Reviewed May 22, 2026

    Out of all the debt relief programs Freedom Debt refief scored # 1 according to Google investigation. This is why I chose them. Their client communication is very good. We are struggling seniors with financial difficulties.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We appreciate you choosing us after your research! We take our reputation seriously, and it’s wonderful to hear that our communication has met your expectations. We are committed to helping you find financial peace of mind.

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    Contract & TermsStaffBillingRatesTransparency

    Reviewed May 21, 2026

    This company is here to feed off people in debt. Not there to help you! I was congratulated for my latest offer today which was to pay 97% of my original balance after they take their 25% in fees. They do not tell you this when you start their program that after over a year of racking up interest and fees from the credit cards they tell you to stop paying, that they negotiate at that balance. Not the original balance that you had when you start the program. My latest offer on a credit card that had a balance of $2935 was settled for $2119, which after Freedom Debt relief takes their 25% in fees leaves me with a savings of $82. So basically Freedom debt relief will negotiate with these credit card companies so you pay the full balance but they get $733 in negotiating fees.

    They are not transparent about this when you’re signing up for the program as I was told that the typical balances would be cut in half at 50% and that after they took their 25% in fees it would be around 75% of the original balance. In reality I am paying 97% of the original balance. The only trick is Freedom Debt Relief gets a cut of it instead of paying the entire balance to the credit card company. If I would have known this up front I would have never signed with this company and negotiated the debts myself. Beware as they are not transparent about their business!

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for the feedback, Dean. We understand that the ultimate goal of our program is significant savings, and an $82 net saving is not the outcome we strive for. There are several factors that can influence a creditor's settlement offer, and we want to ensure your program is still working in your best interest. An Account Specialist will be reaching out to you soon to discuss your program.

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    Price

    Reviewed May 21, 2026

    Please don’t believe other debt relief programs that promise cheaper amounts to settle, Freedom Debt will work for you, and is upfront with everything.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We love hearing this! Our goal is to provide a clear and honest path to debt relief without the empty promises. Thank you for sharing your experience and for choosing Freedom Debt Relief.

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    Reviewed May 20, 2026

    They are doing a great job resolving my debt. Thank you very much.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Debt resolution is a team effort, and you’re doing a great job staying the course. We’re happy to be part of your success story!

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    Punctuality & Speed

    Reviewed May 20, 2026

    Things started off a bit bumpy because I was with another debt relief company. But I have been truly impressed at the speed with which FDR has resolved one of my most debts. I’m also extremely grateful for the way that I’m treated, which is with courtesy and kindness.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    Thank you for sharing your journey with us! We understand that transitioning from another service can be a bit stressful, so we are thrilled to hear our team made the process easier for you. We’re proud of the speedy resolution of your debt and will be sure to share your kind words with our service team.

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    Customer Service

    Reviewed May 19, 2026

    When I contacted FDR, I was skeptical about the process but Haven walk me through the entire process, I was confident and excited. The process was simple and clear. The communication and customer service was satisfactory.

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    Freedom Debt Relief
    Response from Freedom Debt Relief

    We appreciate your feedback! Our goal is to make the process as simple and clear as possible for every client. We’re glad your consultant provided the support you needed to move forward with confidence. Thank you for choosing FDR.

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    Freedom Debt Relief Company Information

    Social media:
    Company Name:
    Freedom Debt Relief
    Company Type:
    Private
    Year Founded:
    2002
    Address:
    PO Box 2330
    City:
    Phoenix
    State/Province:
    AZ
    Postal Code:
    85002-2330
    Country:
    United States
    Website:
    www.freedomdebtrelief.com

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