Fingerhut Reviews

4,880,395reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Fingerhut

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Fingerhut provides catalog and online retail services with a focus on credit-based purchasing. The company offers a diverse range of products, including electronics, furniture, apparel and home goods. Fingerhut offers flexible credit options, allowing customers to make purchases in installments.

Pros
  • Flexible payment options available
  • Helps rebuild credit scores
  • Wide variety of products offered
Cons
  • Frequent shipping delays reported
  • Customer service can be unhelpful

Fingerhut Reviews

Filter by Rating

  • (38)
  • (19)
  • (28)
  • (68)
  • (1,198)

Popular Mentions

    How do I know I can trust these reviews about Fingerhut?
    • 4,880,395 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Fingerhut?
    • 4,880,395 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 10 - 40
    Profile pic of the author.
    Customer ServiceBilling

    Reviewed Jan. 8, 2026

    Attempted to pay bill to be locked out of my account I know the sign in for. Then called as directed only to be passed around to 5 individuals and eventually told they can't verify who I am even though I gave them all my identifiable info from SSN to address.

    Thanks for your vote!
    Billing

    Reviewed Jan. 7, 2026

    I have been a customer for a year. They have now been bought by WebBank. My issue is I've made monthly payments on time but instead of my balance going down it is going up. What exactly is going on? I feel they are ripping people off.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedBilling

    Reviewed Dec. 14, 2025

    I would definitely stay away from Fingerhut. I was never late on a payment and they just closed my account for no reason. They are pitiful. I hope they go out of business and never ever seen again. Terrible customer service.

    Thanks for your vote!
    Billing

    Reviewed Dec. 9, 2025

    Absolute pathetic company. They have overbilling problems and add plans like the protection plan for $10 and change a month which I did not put on there and they've been billing me. I will never use them again.

    Thanks for your vote!
    Billing

    Reviewed Nov. 20, 2025

    I have bought 2 things from Fingerhut, an outdoor fountain and a laptop....that's all. I make a payment every month.... Last month my statement said 690.00, I made a 50$ payment, the statement this month says 711.00!!!!! What's going on here?

    Thanks for your vote!
    PriceBilling

    Reviewed Nov. 7, 2025

    Fingerhut I bought your overpriced items, paid on time but since I didn't spend enough money on my fingerhut credit card you closed my account and hurt my credit. You are a greedy company that use to help people build credit. Now you use it as a tool to force people to buy your overpriced items. I will never get credit through your company again. Shame on you hurting people who always paid you on time.

    Thanks for your vote!

    Reviewed Oct. 29, 2025

    I was a Fingerhut customer for over 3 yrs. Never had a problem with my credit amount & I paid on or before the due date. Now that they have closed, I do have a balance. But my balance isn’t going down.

    Thanks for your vote!

    Reviewed Oct. 27, 2025

    Fingerhut Fetti close my account without my permission. I got the notification on 10/25/2025. We don’t have to buy everything everyday. It’s a purpose of know what is new and get a better gift or for Christmas. Now since they close my account without my permission I will shop somewhere else. At least they won’t close my account without my permission.

    Thanks for your vote!
    Refunds & PayoutsStaff

    Reviewed Oct. 10, 2025

    I am paying $70 to $75 a month and my balance only goes down to $1. I notice I am paying for fees I don't understand ranging from $56 and $30. Will pay off. And received a letter as of this month no more purchases but continue to pay off balance. I am glad they are closing. Regret ordering from them.

    Thanks for your vote!
    Customer ServiceStaffBilling

    Reviewed Sept. 30, 2025

    Fingerhut is a company that doesn't uphold the values to their customers. They say they help those with less than perfect credit but yet take your purchasing power away. I have established a great pay record for the last 2 years and never missed a payment and then sends me an email saying I will not be able to purchase anything else.

    Thanks for your vote!
    Billing

    Reviewed Sept. 15, 2025

    I've had my Fingerhut account, over 3 years now, payment on time every months, no longer making purchases, I’m just trying to pay the account off! But I’ve noticed for the last 3-4 months, my balance is not going down! $107 dollars been paid the 1st of every month, I had the account on auto payments, but once they withdrew twice in the same month, I stopped the auto payment, I’ve reported this account to the credit bureau.

    Thanks for your vote!

    Reviewed Sept. 11, 2025

    Shady company to the very end. Company closing (monitor your credit scores). Lawsuit pending... Many people are noticing drops in their credit scores and when researched, this Shady company is at the heart of it.

    Thanks for your vote!
    Price

    Reviewed Sept. 8, 2025

    Used to love this company but now they have no products and are charging 1500$ in shipping fees. I don't know what happened but this company went to crap and is costing way too much. I hope this gets corrected.

    Thanks for your vote!
    Sales & MarketingPriceRates

    Reviewed Sept. 8, 2025

    So apparently they're going out of business. I've had the card for a while but I've never actually purchased anything because it's about twice the price of the items anywhere else. But here recently because I guess they're going out of business they had some decent clearance items on sale. So I liked this pair of tennis shoes I was going to purchase for 20 bucks and go to check out and they want $150 to ship it. Like you got me confused. Do not apply for another one. Do not give these people business. They are ripping you off and I showed you a photo to prove it.

    Thanks for your vote!
    Profile pic of the author.
    Customer Service

    Reviewed Sept. 3, 2025

    They are going out of business and neglected to tell their customers. That is very rude of them. They were my go-to, now I have to find a new place, goodbye Fingerhut, so long, I'll think about paying you.

    Thanks for your vote!
    Sales & Marketing

    Reviewed Sept. 2, 2025

    Fingerhut sent me the wrong size shoes, but won't make it right because they were on sale. I am unable to exchange even. What am I supposed to do with shoes that are two sizes too big? It seems like if it's the companies fault, it should be on them, not me.

    Thanks for your vote!
    Contract & TermsPriceBilling

    Reviewed Aug. 27, 2025

    I HATE FINGERHUT!!! I advise you to pay your bill with them, they will take you to court and have your accounts frozen over $100.I wish I would get a FINGERHUT catalog sent to my home..Legal issues aren't worth it..Stay on top of your balance due..

    Thanks for your vote!
    Customer Service

    Reviewed Aug. 22, 2025

    I ordered a TV back in Nov/Dec 2020. I was given a delivery date. No call no show on the delivery day. I was given another delivery date. Again, no call no show on the rescheduled delivery date. Called customer service multiple times. No one knows where the TV is. It's been almost 5 years. This company is trying to garnish me for something that never made it to my place. I received an email from the delivery company Finger Hut used, they claimed that I refused the TV, mind you, there was never a delivery attempt.

    Thanks for your vote!
    Customer ServicePriceRefunds & PayoutsRates

    Reviewed Aug. 6, 2025

    They are rip offs, in price, shipping and they make the customer pay for a return label when it's their mistake in the first place. They send wrong items, then make you pay to return it. They are a joke, customer service is ridiculous, half of them don't speak good English. In America you don't get good service with this shopping sites. They continually rip off the consumer.

    Thanks for your vote!
    PriceStaff

    Reviewed July 18, 2025

    The worse ever company. They definitely don't help with credit and once you are a customer they will pull your credit again and again to make sure you are within their credit bracket which is wrong. Once you pull my credit that should be enough especially without my consent period. They overprice their items as well. Stay away from this company idmf you are trying g to build your credit.

    Thanks for your vote!

    Reviewed July 13, 2025

    I made a purchase from Fingerhut, the item was stolen, I put in a police report, and sent the report to Fingerhut. Fingerhut proceeded to hold me responsible for the items putting it on my credit report for over seven years, reporting it as an active account. All I have to say is beware before you do business with this company.

    Thanks for your vote!
    Profile pic of the author.
    Refunds & PayoutsMaintenance

    Reviewed July 1, 2025

    I purchased a "leather" recliner, and a vacuum cleaner from Fingerhut. I'm almost finished paying for the pieces of shit that they sent me. The chair peeled because it wasn't leather, but vinyl. The vacuum was very heavy and started to overheat when using. It stopped working. I had to throw both out. Do not buy from them. I'm still paying for things I don't have. I closed my account. Never again!

    Thanks for your vote!
    PriceStaff

    Reviewed June 26, 2025

    Beware making any orders from Fingerhut, if you do not receive your item you are still bound to pay. This is not a company that will forgive driver errors. You will still be charged if you did not receive your item.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed June 17, 2025

    HORRIBLE. Closed my account for the 'fraudulent' activity of not using the card a year ago, then refused to re open or even tell me what happened or why, or assist me in any way other than repeating the same asinine bs. Customer service first rep hung up on me. Love to keep saying the word fraudulent as if it's a great way to insult someone. Terrible. Go to Walmart or literally anywhere else!!

    Thanks for your vote!
    Customer ServicePriceRates

    Reviewed June 15, 2025

    Everything on Fingerhut is really expensive, I've noticed. But the shipping is so ridiculous, my goodness. Avoid utilizing Fingerhut to buy products if at all feasible. Shop around, like on Temu or Amazon; these websites have much lower prices, therefore I recommend them if you want high-quality items. Better customer service is provided, and you receive your money returned without any issues. I was so upset I just took the loss and didn't even return the product. I just threw it away.

    Thanks for your vote!
    Contract & TermsPricePunctuality & SpeedBilling

    Reviewed June 13, 2025

    Horrible! They receive a negotiated payment amount and mark your account paid in full. Then sell the rest of original debt to a random collections company to get more money! What is the point of agreeing to a payment amount and payment plan or payment arrangement, then saying your paid in full, all to then years later go back and try to get the remaining money? A negotiation is supposed to benefit both sides. Reduced amount due on one side, and Fingerhut getting their money now. Their negotiation skills are lacking and are pointless. Don't make a payment arrangement with them because they will just decide to go back on that payment and sell your paid off debt to anyone who wants to give them money for it. Don't shop with them or get an account with them! Save up cash for that item you want.

    Thanks for your vote!
    Customer ServicePriceRates

    Reviewed June 12, 2025

    Fingerhut is a sham!!! Buyer beware. Predominantly cheap Chinese goods sold at overly exaggerated prices. My leaf blower quit working after 2 months. Fingerhut's response was contact the manufacturer in China!! Right sure, I was given a link and of course it was no good! My daughter in law also purchased a few things. Before my ordeal with the leaf blower and she was so disappointed with the quality of the outrageous prices of: what equates to, yes very very very cheap Chinese garbage! Never ever ever buy from them. They are equivalent to 1st class scammers!

    Thanks for your vote!
    Profile pic of the author.
    Refunds & PayoutsBillingRates

    Reviewed June 11, 2025

    FingerHut is a good company until you have to pay on account then app doesn't work then it makes you keep putting payment information in and saying it wasn't accept when it was. I paid twice. Almost three times the amount 69.99. Then I have already made 4 payments of 69.99 and 36.99. They took all credit from account and changed my balance back to 1200 when I first started saying that was interest on account. Their billing system is a rip off and then they give you credit but don't be fair when it's time to pay back. My balance was 600. They gave me a customer credit of 400 so then I ordered items. Balance was 1200 so I made 4 payments so they sent me another credit but took all money I paid on account. Now they want me to pay twice. Now I got to start over. They stole money all the credit I paid.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServicePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed June 11, 2025

    I have never in my life been so disappointed with a company as with Fingerhut. I was on their fresh start program. Paid my monthly payments way before due date and these people trying to tell me that January payment was late when it was paid on December 31. I just got off phone arguing with them and got nowhere. I can't believe that these people did this to me. I have all my proof and still they said I am wrong. Go somewhere else. Don't buy from them.

    Thanks for your vote!
    Punctuality & SpeedBilling

    Reviewed June 5, 2025

    I got Fingerhut 5 years ago. About a year ago they cut off my account with 100% on time payments, no missed or late payments. They switch to a different form of account and requested I sign up for the new and need the money from the old. Now they are threatening to put a debt on me for the remaining 500$. I have it to pay just wonder why I built credit in an account for them to shut it down and tell me if I want to use their services again I gotta sign for a new one with less than half of the credit limit? Horrible service and Even worse and old products. Horrible. Steer clear.

    Thanks for your vote!
    Loading more reviews...

    Fingerhut Company Information

    Company Name:
    Fingerhut
    Website:
    www.fingerhut.com