SmartBiz Loans

I was looking to refinance existing loans and get some extra working capital for the business. I reached out to Dealstruck and referred me to SmartBiz. Dealstruck said they're really good. So, I reached and spoke to my representative, Mike, and he was fantastic. He walked me through the whole process and it was really good. I looked into other providers and he was the one that was the most comprehensive and gave me the thorough run-through. He was the one I felt most comfortable with.

SmartBiz seemed to be the most willing to respond. They made a good impression and right in the beginning, were upfront about stuff and what they needed. The guy who did the initial screening was very effective and the loan I got was a small business loan, 10 years, $205,000. All things considered, the process was good. The problems we had, with the side itself, were that they got something wrong and it would be locked-in. They had problems with the address, with the loan amount, with the description of the business, and these things would get locked-in and I couldn't change them. That was annoying.

I've had a terrible experience with the financial aspect in trying to get my business off the ground. I was sick and tired of going to anybody who said they could help us and they couldn’t. So, this time I went through the SBA and put in a request for them to connect me with somebody that could help us with SBA loans. They shoot out my information and SmartBiz Loans contacted me and I got a loan from them that's called 7(a). The enrollment process was horrible but it was all because of the SBA requirements which are too strict. They put quite a bit of burden on the small businesses as far as paperwork and they make it almost impossible to get a loan. But SmartBiz did a great job of helping us put our package together. Without them, we wouldn’t have gotten the loan.

I was looking up SBA loan processes and SmartBiz Loans popped up. I did a research about the company and found that it seemed legit and good, and we went that way. They made the process faster and worked with the broker for me. I didn’t even know that stuff existed and I thought you'd have to do it straight through the bank. So, it makes it easier. I had to give a lot of documents through the process, but in general, it was all fairly easy because I could do everything electronically. And for me, that’s great. I don’t have to mail stuff in. I could just scan or do whatever I needed to do which was great. And then, if they needed adjustment or something, they just tell me.

I was referred first to the VA and then to the Small Business Administration. SmartBiz Loans was one of the companies we were paired up with. We picked the first three that responded and began sending off paperwork. It was SmartBiz that responded first and seemed to be the most aggressive, so that's who we chose. We assumed that they wanted our business, but the number of documents needed during the process was insane. I can go to my bank and they would loan me any amount of money without any documents. Or I could buy at the Harley-Davidson a Smoke Crystal Matte and drive it up and down the freeway without any problem.

Every day, I get five or ten calls and I know at least 100 lenders. I talk to them and no one has been as good as SmartBiz. They couldn't be better. Applying with them is super easy, simple and clean. I can apply online or in person and their reps are happy to help me either way. They have great communication. Every time I've worked with them they go the extra mile. If they think it's right and there's something that needs to be overcome, they're just gonna keep working it. Lending is a shady industry right now and SmartBiz's honesty impresses me. I also like their attention to detail, thoroughness and dedication to the account. They really listen and place me with the right lender, not wasting my time. They've changed my business dramatically at least two times.

I like how SmartBiz Loans' website was set up and it looked like they had a streamline process of obtaining and having people get the business loans. Applying and receiving financing from them was very easy. Everything ran smoothly. The rep at the initial call was very professional. And the rep who finalized the loan was super professional and very accessible at all times. So, that made the process a lot easier. Everything was good.

The first time that I spoke with SmartBiz, it was pretty clear that we could make something happen. This was versus the ambiguity of going through a big-time application process, only to find out that it's gonna work or that the company couldn’t do what I needed them to do. At SmartBiz, there was a lot of work to do and the application wasn't something that happened overnight. There were a lot of steps. Still, it was a very enlightening process. The debt that we were reconsolidating was stuff that we had tried to go with places that would finance something overnight. At those places, what we got was never like the kind of the terms that we got with SmartBiz.

The rep SmartBiz assigned to me was very personable. Everybody was very knowledgeable and the feedback was tremendous. If I had a question, they came back with the right answer. I was looking for a business loan and they came through. They were very efficient and financing was a very seamless process. Everything went as planned and within the time that we discussed.

Working with SmartBiz helped me a lot. The loan application process was very fast and absolutely easy. If I got any problems filling out the forms, their people were always on top of it. Initially, I had Michelle, who contacted me, and then I was dealing with Mike. He was the underwriter and he did a great job doing all the paperwork.

I needed financing for business growth and MoneyMan got us set up with two different companies but SmartBiz Loans was most attentive and the easiest overall to deal with. They were the most willing to work with us for our needs. I applied for an SBA loan and there was a ton of paperwork and a ton of information that we had to give. It was a long, drawn out process and it was not as easy as I thought it would but SmartBiz helped us out.

I took an SBA loan with SmartBiz Loans. I’ve been through an SBA process before where I had to do quite a bit of paperwork. But SmartBiz Loans' process seems to be quicker than most and has less paperwork involved, which made me go with them. Most of the application was done over the phone and they filled out any paperwork for me. They asked the questions, I answered them, and they filled out the application.

I was seeking financing for my small business and it felt like the guy from SmartBiz Loans that handled our loan was working for me. Their guys are great and their customer service was second to none. The process of applying for and receiving my financing was a little difficult, but the guys made things clear and let us do the process. Working with SmartBiz Loans is definitely a positive experience and it has helped us grow.

SmartBiz helped us reduce our debt load and improve our cash flow. They had the easiest platform and they’re great to work with. The SBA loan application process was straightforward and uploading the required documents was very easy. The reps were very helpful and deeply knowledgeable too. I'm highly satisfied.

To refinance some debt and cash flow as well as have the ability expand my business, we got an SBA loan through SmartBiz. The application process was simple and quick for the type of loan we got. They offered me the best deal, interest, the terms, etc. and they helped strengthen and grow the business. I’d highly recommend them.

The process was easy but it was also difficult at the same time because it was my first time going through the experience of getting financing. But when I already knew what was coming, it was easy. The experience that I went through with SmartBiz was good and their reps were friendly. I recommend them.

We took a loan from SmartBiz Loans for debt refinancing and working capital. The process of applying and receiving the financing was pretty easy. It was an SBA loan, which meant a lot of paperwork and a lot of uploading. But overall, it was okay. Plus, the interactions with their reps were good. I had a good experience and SmartBiz Loans was really helpful.

With SmartBiz, we were able to improve our business’s cash flow because we were able to consolidate some debt. When I got a mailer from them, I saw the rate and the pre-approval code, and the amount that they were claiming that I was eligible for just made sense. The process was extensive, but that's not a reflection on SmartBiz. They were dealing with the SBA, so there was a lot of documentation. Since we’re a legitimate business, it wasn’t something that we couldn’t provide. But, the biggest challenge was me trying to get some information from some of the loans that I had outstanding as it was just difficult to get documentation from some of them. That was required by SmartBiz because they were collecting the data that's required of them to SBA. Other than that, uploading the documents was fine. In the end, it was worth the effort of pooling together all the information that SmartBiz needed.

SmartBiz is a good solution for financing for a small business and they are doing great. I went with them because of the loan term and I did everything so I think it went well. The loan was a working capital and debt refinance and it allows me to keep the business and perform better financially. I went out to put that investment in a long term and I was able to do it. But depending on the case, you would have to prepare a lot of documents for that. If you wanna get a lot of money, you would have to work. The system for uploading the required documents was fine. But the underwriters asked for several things that you have to get done. So it was a long process. It took SmartBiz a month to get it done. But the service was perfect. They were very helpful.

I received some emails and I had sent some responses back to a couple of different vendors to look into some capital financing, and SmartBiz was the one that I chose based on response. Their process was very easy and dealing with their reps has been excellent. The first one I received from them was working capital, but I converted that to them. They actually reached back out to me and said there may be some options available based on my experience with them, that I might be able to go in with something else. And so then, we did a refi of not only my working capital but a couple of other business loans I had. Working with SmartBiz has improved our cash flow. It is a good option as far as from conventional loans.

Working with SmartBiz helped exponentially. Applying for and receiving my finance was moderately easy. I did it primarily online. SmartBiz had great communication and they expedited the process quickly.

While I was Googling for SBA loans, I appreciated the simplicity and streamlining of SmartBiz Loans' process. They seemed to make it easy so I decided to give it a try. The web-based application was complex but it was still smoother than most other places I would’ve gone to so it was smooth enough for me. For what I was expecting, there was clear effort to make it smooth.

SmartBiz Loans was a referral from another loan vendor. We were looking for a bridge loan to get us to the point where we could expand our software services business and support multiple customers. I was given a contact and the contact at SmartBiz first asked us to fill out information using a software system. Then they went through an evaluation process looking at that information and then helped design the application materials so that they were within the proper specifications with the SBA. After that, they went through an internal approval process and we got the loan. It was actually a really good system and I was very impressed. Even my interactions with the team at SmartBiz were very pleasant. With the help of SmartBiz, we were able to take the business from the level that it was stuck at to where we’re now able to do a bunch of things that we wanted to do. It’s life-transforming and really fantastic.

I was seeking financing to extend our business and SmartBiz is the only company whose people are not crooks, so I went with them. All the other ones were weird and had 40% interest loan. SmartBiz, on the other hand, provides genuine SBA loans. They were very efficient and serious from the beginning, and the whole process was easy. They just required a lot of documentation which I had to provide but getting that documentation to them was relatively easy. The people at SmartBiz were very good, professional, punctual and on-the-ball. The financing was very much needed at the time it came through, so I felt very positive working with SmartBiz.

I received a letter from SmartBiz. I started a business here in Florida and I needed some capital to start moving on so I accepted their invitation and made the call. I wasn’t so confident about it because when you’re new, everybody always kinda shuts you down, but the application was quite easy. They asked me for the paperwork. The application took long, but I understand perfectly because the bank needs to be sure that everything is according to the plan that they make. And after that, it was quite easy. Halfway they asked for additional items, and I gave it to them. Almost a month after that, I was ready.

I needed some working capital and due to the experience with other franchisees, SmartBiz Loans looked like a better deal. The process of applying for and receiving my financing was a little lengthy but good. We were in contact with Horace at SmartBiz Loans daily and he was great. I liked his patience, courtesy, kindness, and professionalism. Working with SmartBiz Loans has affected me positively.

When I was doing a Google search, SmartBiz Loans was one of those that came up and they had a quick app form. Michael from SmartBiz Loans called me and I told him that if this was one of those garbage loans, I'm not interested. Michael said that their loan is backed by SBA and gave me some more information. It sounded legit and I wanted him to tell me more, so we started talking. I realized that it wasn't one of the scam loans, and I was interested. We went and looked at it further, and he locked me through the whole process. He was amazing.

I needed to get some money to keep my growing business well and to get things set up. I did some research online and I found out that there is an easy process that was all online based and it made it much more attractive to me. I got an SBA Backed Loan from SmartBiz Loans. They have a website that I went to. I signed up and provided information. They went through my credit and they got back to me with a pre-approval notice. And then, the process for submission of all documentations started. Uploading the required documents was very easy. Hunter, my point of contact was an amazing guy. He worked with me all the way through closing. I would tell others to go with SmartBiz Loans. They’re a great company.

Being a small company, trying to get a loan through a bank is nearly impossible. So, we decided to go online instead of wasting our time with banks. We landed on SmartBiz Loans right away and we got a 10-year loan from them. The process took some time though because we’re a business, so we had to go through the whole taxes of our business, of the owners, but it wasn’t that bad through SmartBiz. By the time we got assigned somebody, it was easy at that point. Things went smoothly and it was easy to upload and get the paperwork submitted. SmartBiz allowed us to consolidate debts and put us in a better financial spot. I'm very happy with my experience with them and I would recommend them.

I was online looking for a business cash advance. I was talking to a guy, told him what I wanted and he suggested to get up with SmartBiz Loans. When I spoke to them, they seemed confident that they could get a loan for me, so I applied for an SBA Loan. They sent me a form to fill out and the gentleman that I worked with was very courteous. He answered any questions that I had and made it simple. It took me a little while to come up with some documents but uploading them wasn’t hard at all. Working with this company relieved a lot of stress off of me and gave us the tools to hire a couple more people and get more equipment to work with. I’d absolutely recommend SmartBiz.