Mopar Extended Warranty: Cost, Coverage and Plans

How Mopar extended warranties work

Mopar offers extended car warranty coverage for these Stellantis brands:

• Chrysler
• Dodge
• Fiat
• Jeep
• Ram

There are three main plan options. You can buy these extended warranty plans for new cars within three years or 36,000 miles of the original purchase date. Pre-owned vehicles qualify for coverage if they’re less than 10 years old or under 150,000 miles.

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Cost of Mopar extended warranties

Here are the costs of an extended warranty from Mopar, with all pricing accurate as of publication:

• Maximum Care: $1,500 to $5,000
• Added Care Plus: $1,200 to $3,500
• Powertrain Care Plus: $700 to $2,000

Mopar extended warranties typically cost between $700 and $5,000 total, or about $300 to $1,000 per year, depending on coverage level and vehicle.

Where you land in these price ranges depends on a few factors:

• Vehicle age and mileage: Coverage for older cars with higher mileage costs more because they’re more likely to need repairs.
• Vehicle make and model: Some cars have higher repair costs or more frequent issues.
• Coverage level: A comprehensive bumper-to-bumper plan costs more than basic powertrain coverage.
• Deductible amount ($0, $100 or $200): Higher deductibles lower your premium but increase out-of-pocket repair costs.
• Contract length: Longer coverage periods cost more upfront but provide extended protection.

Mopar coverage details

Extended warranty plans from Mopar protect mechanical components that fail due to normal wear and manufacturing defects.

• Maximum Care covers over 5,000 parts, including your air conditioning system, engine internals, electrical components and fuel systems.
• Added Care Plus focuses on powertrain components, including your engine block, transmission parts and timing systems.
• Powertrain Care Plus offers the most basic coverage, protecting essential engine and transmission parts only.

Mopar plans have exclusions that apply regardless of which coverage level you choose. Sometimes, these catch customers off guard.

For example, “most don’t realize extended warranties often exclude collision damage,” said Zac Ciaschini, owner of Full Tilt Auto Body & Collision in West Hatfield, Massachusetts. His shop recently saw a client whose $3,200 Mopar warranty wouldn’t cover $1,800 in suspension damage from hitting a pothole because it was deemed to be the result of a road hazard, not a mechanical failure.

Besides collision damage, Mopar extended warranties don’t cover routine maintenance, wear items and aftermarket modifications.

What does Mopar extended warranty cover?

To help you compare the two more comprehensive coverage options, here’s a more detailed look at what is covered and not covered in each plan.

Note: This is not a full list of covered or excluded components. For complete coverage details, request the official Mopar Maximum Care or Added Care Plus brochure.

Mopar extended warranty exclusions

All extended warranties have exclusions, and Mopar is no exception. Here’s what’s not covered under either plan:

• Maintenance items: Oil changes, fluid top-offs, filters
• Wear-and-tear parts: Brake pads, tires, belts, rotors, wiper blades
• Glass and lighting: Light bulbs, glass, plastic lenses

These exclusions differ between the Maximum Care and Added Care Plus plans.

• Aftermarket accessories:
  • Maximum Care: No additional exclusions listed
  • Added Care Plus: Aftermarket AC installations, headphones
• Utility and add-on equipment:
  • Maximum Care: Snowplows, trailer hitches, winches
  • Added Care Plus: Manual transmission clutch parts

Bottom line: These plans focus on mechanical failures — not routine upkeep, cosmetic items or damage caused by external factors or modifications.

Benefits of Mopar extended warranties

Mopar extended warranties offer factory-backed protection from Stellantis. This means you’re dealing with the same company that built your vehicle rather than a third-party insurer. Direct manufacturer support helps ensure legitimate coverage and reduces the risk of denied claims or coverage gaps.

With a Mopar extended warranty, you’ll enjoy these perks:

• Factory-trained technicians using genuine Mopar parts
• Roadside assistance with towing, fuel delivery and lockout services
• Trip interruption coverage up to $1,000
• Rental car allowance up to $45 per day during covered repairs
• 0% financing options up to 30 months
• Coverage start date flexibility

You can transfer your Mopar warranty when you sell your car, which may help boost resale value.

“The real value comes when major components fail naturally,” said Ciaschini. “I’ve seen Maximum Care plans pay out $4,500 for engine rebuilds on high-mileage Jeeps … but only after extensive documentation proving it wasn’t abuse-related.”

When you sell your car, you can transfer the remaining coverage to the new owner for $50 (or no fee if you live in New Hampshire). However, you must complete the transfer within 60 days of the sale and pay any outstanding warranty payments first. This coverage often boosts your car’s value since buyers see it as protection against costly repairs.

Mopar vs. third-party extended warranties

Choosing between a Mopar extended warranty and a third-party provider comes down to how much flexibility you want versus how closely you want coverage tied to the manufacturer. Mopar plans are backed by Stellantis and use factory standards, while third-party warranties vary widely in cost, coverage and provider reliability.

Is a Mopar extended warranty worth it?

Whether a Mopar extended warranty is worth it depends on how long you plan on keeping your car and your tolerance for unexpected repair costs. “If you’re keeping a Chrysler product past 100,000 miles, the math usually works out,” said Ciaschini. “Below that mileage, most owners end up paying more in premiums than they claim back.”

When deciding, weigh these factors:

• Cost-benefit analysis: A $3,000 extended warranty plan that prevents a $4,500 engine rebuild pays for itself, but only if that major failure occurs.
• Vehicle longevity: Extended warranties offer more value if you keep your car beyond 100,000 miles, when expensive failures become more likely.
• Emergency fund size: If a $3,000 to $5,000 repair would create financial strain, warranty protection offers budget predictability.
• Model-specific reliability: Research your car’s known issues through reliability ratings and owner forums to gauge repair probability.
• Annual mileage: High-mileage drivers (more than 15,000 miles per year) face accelerated wear and a higher risk of breakdowns.

Your financial situation matters most in this decision. If you have robust savings and prefer to self-insure, skipping extended coverage can save you money. But if you prefer predictable monthly expenses and peace of mind, the warranty premium may justify the cost — even if you never use it.

Ciaschini warned that “many customers assume bumper-to-bumper means everything when it doesn't.” So, ask dealers to clarify all limitations and exclusions before committing to an extended warranty. Also, check the cancellation terms in case your circumstances change — refund amounts vary by plan and timing.

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