Fidelity Warranty Services Reviews
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About Fidelity Warranty Services
Fidelity Warranty Services provides a variety of vehicle protection plans, including vehicle service contracts and tire and wheel protection plans, that are accepted at over 6,000 service centers across the country. Customers can roll the cost of a Fidelity vehicle service contract into the total price of a car and pay it off monthly. FWS’s plans can be purchased through more than 3,800 dealers nationwide.
- Specialized coverage options
- Available in the U.S. and Canada
- Transferable warranties
- Only available at some dealerships
- Certain exclusions may apply
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What is Fidelity Warranty Services?
Fidelity Warranty Services is a company that offers vehicle protection plans at about 3,800 dealerships nationwide. When your car needs a repair, bring it to the dealership where you purchased the car or call Fidelity to speak to a claims analyst.
Plan benefits include coverage for costly repairs, mechanical breakdowns, maintenance, alternate transportation, towing, roadside assistance, trip interruption and fluid replacement.
For more details on how to file a Fidelity warranty claim or to understand the Fidelity car repair process, contact the customer service team. Fidelity backs its vehicle service contracts with insurance, so you still have coverage if your original dealer goes out of business.
Fidelity has around 6,000 authorized repair shops in the U.S. and Canada.
Fidelity Warranty Services plans
Fidelity offers five plans in total. Fidelity’s vehicle protection plans (Powertrain, Gold and Platinum) represent three coverage levels and offer protection for up to 120,000 miles, while its other two plans (Drivetrain Plus and Owner Select) are for high-mileage vehicles.
| Powertrain | Gold | Platinum | Drivetrain Plus | Owner Select | |
|---|---|---|---|---|---|
| Engine | |||||
| Transmission | |||||
| Drive axle | |||||
| Hybrid/Electric components | |||||
| Steering | |||||
| Cooling | |||||
| Air conditioning | |||||
| Front/Rear suspension | |||||
| Electrical | |||||
| Brakes | |||||
| Fuel System | |||||
| Power/Data ports | |||||
| Navigation | |||||
| Advanced Driver Assistance | |||||
| Audio/Entertainment systems |
Additional Fidelity warranty plans
Fidelity offers a few other plans in addition to its traditional plans, including:
- Road Hazard Tire & Wheel: This plan offers up to $5,000 in lifetime benefits for repairing and replacing damaged tires. It includes reimbursement for alternate transportation, towing and roadside assistance.
- Lease Excess Wear & Tear: This option is for items that need repairs due to wear and tear and aren’t covered by car warranties.
- Theft Deterrent System: With this plan, advanced technology IDs your vehicle in case it’s stolen.
- Car Care Service Plan: This plan pays for routine maintenance on your car and gives you OneCard membership, which provides benefits similar to those included with Fidelity’s traditional auto warranty plans.
- Term Care Select: This plan covers brake pads, batteries, headlamps, windshield wiper blades, belts, hoses, electrical components, wheel alignment and brake rotors and drums. It also includes OneCard membership, which provides similar benefits to traditional auto warranty plans. The Term Care Select plan has no deductible.
Fidelity Warranty Services benefits
Every Fidelity car warranty plan is transferable and comes with the following benefits:
- Alternate transportation coverage: If your car is in the shop for several days and you need to rent a car, Fidelity reimburses you up to $40 a day for a maximum of 10 days. This is more than what most car warranties offer.
- Towing coverage: If your car breaks down, Fidelity covers up to $100 in towing fees.
- Trip interruption coverage: If you’re traveling more than 100 miles from home and your car breaks down, Fidelity reimburses you for alternate trip arrangements up to $100 a day for a maximum of $500 per occurrence.
- Fluid replacement: When your car is undergoing a repair, Fidelity pays to refill any depleted fluids.
- Financing: You can roll the cost of your Fidelity car warranty into the financing of your vehicle.
Fidelity Warranty Services exclusions
Exclusions to Fidelity Warranty Services coverage vary by plan. General exclusions include:
- Damage from misuse, abuse, negligence or improper towing
- Lack of maintenance, overheating, insufficient coolant or lubricants, sludge or restricted oil flow
- Environmental damage (e.g., salt, rust, chemicals)
- Repairs without a mechanical breakdown (e.g., oil consumption, reduced engine efficiency)
For Powertrain and Gold plans, any part that isn’t explicitly listed as covered under the coverage selected is excluded.
For Platinum coverage, the following is excluded:
- Brake shoes, drums, rotors and pads
- Manual clutch components (disc, pressure plate, bearings, arm)
- Air bags, glass, lenses, body panels, trim, moldings, weather stripping
- Tires and wheels
- Most batteries (except specified high-voltage EV/hybrid batteries)
- Light bulbs, upholstery, paint, bright metal
- Filters (unless tied to a covered breakdown), hoses, exhaust system, catalytic converter
- Shock absorbers, alignment or balancing (unless tied to a covered breakdown)
- Non-factory audio or security systems, safety restraint systems
- Convertible or vinyl tops, solar-powered devices
Fidelity Warranty Services costs
Fidelity does not publish official prices on its website, but customers report that their car warranties cost about $2,500. Some reported spending more, though.
Deductibles can be $0, $50, $100 or $250. Plans with lower deductibles cost more than those with high deductibles.
FAQ
When are Fidelity claims analysts available?
Fidelity claims analysts are available 8 a.m. to 9 p.m. EST, Monday through Friday, and 9 a.m. to 4 p.m. EST on Saturday.
How do I cancel my Fidelity car warranty?
Fidelity Warranty Services allows customers to cancel their vehicle service contracts at any time. The cancellation process involves submitting a written request to the dealership where the contract was purchased or directly to Fidelity Warranty Services. Customers are usually required to provide documentation such as the original contract, proof of mileage and a reason for cancellation.
Do Fidelity car warranties come with benefits?
Yes, Fidelity warranty benefits include the following:
- Alternate transportation coverage
- Towing coverage
- Trip interruption coverage
- Fluid replacement
Do Fidelity car warranties cover wear and tear?
No, but Fidelity has a special plan that is not a warranty to cover wear and tear.
» LEARN MORE: What does a car warranty cover?
Is Fidelity good?
We like that Fidelity has five plans to choose from, including options for high-mileage vehicles. We also like its optional coverage for wear and tear and routine maintenance. Customers with luxury vehicles often point out how much money they saved buying a warranty from Fidelity. If you are looking to buy a vehicle protection plan, Fidelity might be worth it.
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Fidelity Warranty Services Company Information
- Company Name:
- Fidelity Warranty Services
- Website:
- www.fidelitywarrantyservices.com







