Fidelity Warranty Services Reviews

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Edited by: Morgan Cutolo

About Fidelity Warranty Services

Fidelity Warranty Services provides a variety of vehicle protection plans, including vehicle service contracts and tire and wheel protection plans, that are accepted at over 6,000 service centers across the country. Customers can roll the cost of a Fidelity vehicle service contract into the total price of a car and pay it off monthly. FWS’s plans can be purchased through more than 3,800 dealers nationwide.

Pros
  • Specialized coverage options
  • Available in the U.S. and Canada
  • Transferable warranties
Cons
  • Only available at some dealerships
  • Certain exclusions may apply

Featured Reviews

Milford, NY
Verified purchase
Fidelity covered all work needed on my BMW less a $300 part. Total bill $4000. Covered the entire bill on my diesel. $1600. Both vehicles were taken to the respective dealerships....

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Olympia, WA
Verified purchase
Simply put - They are a great company. I would recommend them to others. This is the first time that I have had an extended warranty on a vehicle and I would recommend to others t...

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What is Fidelity Warranty Services?

Fidelity Warranty Services is a company that offers vehicle protection plans at about 3,800 dealerships nationwide. When your car needs a repair, bring it to the dealership where you purchased the car or call Fidelity to speak to a claims analyst.

Plan benefits include coverage for costly repairs, mechanical breakdowns, maintenance, alternate transportation, towing, roadside assistance, trip interruption and fluid replacement.

For more details on how to file a Fidelity warranty claim or to understand the Fidelity car repair process, contact the customer service team. Fidelity backs its vehicle service contracts with insurance, so you still have coverage if your original dealer goes out of business.

Fidelity has around 6,000 authorized repair shops in the U.S. and Canada.

Fidelity Warranty Services plans

Fidelity offers five plans in total. Fidelity’s vehicle protection plans (Powertrain, Gold and Platinum) represent three coverage levels and offer protection for up to 120,000 miles, while its other two plans (Drivetrain Plus and Owner Select) are for high-mileage vehicles.

Additional Fidelity warranty plans

Fidelity offers a few other plans in addition to its traditional plans, including:

  • Road Hazard Tire & Wheel: This plan offers up to $5,000 in lifetime benefits for repairing and replacing damaged tires. It includes reimbursement for alternate transportation, towing and roadside assistance.
  • Lease Excess Wear & Tear: This option is for items that need repairs due to wear and tear and aren’t covered by car warranties.
  • Theft Deterrent System: With this plan, advanced technology IDs your vehicle in case it’s stolen.
  • Car Care Service Plan: This plan pays for routine maintenance on your car and gives you OneCard membership, which provides benefits similar to those included with Fidelity’s traditional auto warranty plans.
  • Term Care Select: This plan covers brake pads, batteries, headlamps, windshield wiper blades, belts, hoses, electrical components, wheel alignment and brake rotors and drums. It also includes OneCard membership, which provides similar benefits to traditional auto warranty plans. The Term Care Select plan has no deductible.

Fidelity Warranty Services benefits

Every Fidelity car warranty plan is transferable and comes with the following benefits:

  • Alternate transportation coverage: If your car is in the shop for several days and you need to rent a car, Fidelity reimburses you up to $40 a day for a maximum of 10 days. This is more than what most car warranties offer.
  • Towing coverage: If your car breaks down, Fidelity covers up to $100 in towing fees.
  • Trip interruption coverage: If you’re traveling more than 100 miles from home and your car breaks down, Fidelity reimburses you for alternate trip arrangements up to $100 a day for a maximum of $500 per occurrence.
  • Fluid replacement: When your car is undergoing a repair, Fidelity pays to refill any depleted fluids.
  • Financing: You can roll the cost of your Fidelity car warranty into the financing of your vehicle.

Fidelity Warranty Services exclusions

Exclusions to Fidelity Warranty Services coverage vary by plan. General exclusions include:

  • Damage from misuse, abuse, negligence or improper towing
  • Lack of maintenance, overheating, insufficient coolant or lubricants, sludge or restricted oil flow
  • Environmental damage (e.g., salt, rust, chemicals)
  • Repairs without a mechanical breakdown (e.g., oil consumption, reduced engine efficiency)

For Powertrain and Gold plans, any part that isn’t explicitly listed as covered under the coverage selected is excluded.

For Platinum coverage, the following is excluded:

  • Brake shoes, drums, rotors and pads
  • Manual clutch components (disc, pressure plate, bearings, arm)
  • Air bags, glass, lenses, body panels, trim, moldings, weather stripping
  • Tires and wheels
  • Most batteries (except specified high-voltage EV/hybrid batteries)
  • Light bulbs, upholstery, paint, bright metal
  • Filters (unless tied to a covered breakdown), hoses, exhaust system, catalytic converter
  • Shock absorbers, alignment or balancing (unless tied to a covered breakdown)
  • Non-factory audio or security systems, safety restraint systems
  • Convertible or vinyl tops, solar-powered devices

Fidelity Warranty Services costs

Fidelity does not publish official prices on its website, but customers report that their car warranties cost about $2,500. Some reported spending more, though.

Deductibles can be $0, $50, $100 or $250. Plans with lower deductibles cost more than those with high deductibles.

FAQ

When are Fidelity claims analysts available?

Fidelity claims analysts are available 8 a.m. to 9 p.m. EST, Monday through Friday, and 9 a.m. to 4 p.m. EST on Saturday.

How do I cancel my Fidelity car warranty?

Fidelity Warranty Services allows customers to cancel their vehicle service contracts at any time. The cancellation process involves submitting a written request to the dealership where the contract was purchased or directly to Fidelity Warranty Services. Customers are usually required to provide documentation such as the original contract, proof of mileage and a reason for cancellation.

Do Fidelity car warranties come with benefits?

Yes, Fidelity warranty benefits include the following:

  • Alternate transportation coverage
  • Towing coverage
  • Trip interruption coverage
  • Fluid replacement
Do Fidelity car warranties cover wear and tear?

No, but Fidelity has a special plan that is not a warranty to cover wear and tear.

» LEARN MORE: What does a car warranty cover?

Is Fidelity good?

We like that Fidelity has five plans to choose from, including options for high-mileage vehicles. We also like its optional coverage for wear and tear and routine maintenance. Customers with luxury vehicles often point out how much money they saved buying a warranty from Fidelity. If you are looking to buy a vehicle protection plan, Fidelity might be worth it.

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Fidelity Warranty Services Reviews

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    Page 1 Reviews 0 - 10
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    Customer ServiceCoverageTechSales & MarketingRefunds & Payouts

    Reviewed April 27, 2026

    I purchased a plan with my car at one dealership where they assured me the plan would transfer to other dealerships. We are a military family and move often. Throughout the time of my plan, multiple dealerships denied accepting the coupon. When I called to cancel the plan, fidelity customer service would not refund the unused coupons, as the plan had expired. I would not recommend anyone buy this if they cannot meet the mileage increments or are expected to move away from your home dealership.

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    Contract & TermsCoverageTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed April 26, 2026

    I took my car to the dealership where I purchased it and the Fidelity Warranty, because all of the Freon had leaked out of the ac unit. I thought for sure it would be covered because of another customer's review who was happy because his claim was paid for the same thing. Ten days later my car is still in the shop and Fidelity denied the claim. I was very very disappointed. Why did you pay the other customer's claim and not mine. This warranty has cost me so much money. I have a $500.00 deductible. I have paid out more than Fidelity has to repair my car. You are very deceptive and inconsistent. A warranty should save the consumer money, not cost them even more. You pay out just enough claims to get a few positive reviews.

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      Customer ServiceTechPunctuality & Speed

      Reviewed April 18, 2026

      I have been waiting a week for them to contact my dealer for a repair. Sorriest customer service.

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      Profile pic of the author.
      Verified purchase
      TechSales & MarketingRefunds & PayoutsMaintenance

      Reviewed April 1, 2026

      This company is a complete scam. I would love to publish the full story, but in an effort to stick to the key points. I purchased a 2020 truck with warranty. 3 months after purchase, I took truck to a dealership and needed a new engine. They blamed me, claiming maintenance issue. I had the truck for 3 months. There is no item on any vehicle that required maintenance after 3 months.

      I was denied and fought for 2 months. I told scammy dealership that I purchased the warranty from that I was contacting a lawyer, and they magically had it pushed through after no other information was added. Now they refuse to reimburse me for all the diagnostic fees I paid to reach this point. They didn’t even reimburse me for half of what I paid and claimed that they would’ve paid. Like, who would’ve guessed you hate paying out your customers. Worst company I have ever dealt with. I wish they could receive negative stars.

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      Verified purchase
      CoverageTechPrice

      Reviewed March 11, 2026

      Ourisman Honda of Laurel will not honor the Fidelity Warranty Services! I prechecked with Fidelity - spoke to James on 2-26-2026 to confirm. Ourisman charged $254.47 for oil and air filter change - the Platinum contract is USELESS! Don't waste your money! Time to go to the Maryland Insurance Commissioner!

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      Sales & Marketing

      Reviewed Feb. 23, 2026

      Absolute scam. Claim to be an extended warranty company which would mean their warranty would start when your manufacturer warranty ended which in the case of this company it starts whenever you sign your paperwork for your vehicle. So if you bought a brand new car with a basic warranty and thought you were signing an extended warranty with these folks you're sadly mistaken.

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      Verified purchase
      CoverageRefunds & Payouts

      Reviewed Feb. 23, 2026

      Company makes it impossible to cancel after vechicle is totaled, sent paperwork in liked they asked but since insurance company has title and vechicle was paid off over 4 years ago, they made it impossible to get refund of last 2 years of coverage. Sending request to BBB.

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      Customer ServiceRefunds & PayoutsStaffTimeliness

      Reviewed Feb. 12, 2026

      The first time I called a year or two ago I was able to fax a copy of my car servicing and was reimbursed for total amount of servicing. This last time I called I got "Adam" and said he would look into it and get back to me. After a week I called again and the company had no record of my previous call. I got a different rep and he asked me to email with attachments the 2 service dates. It took over 6 weeks and I only received a portion of one of the service dates and nothing on the other date. I sent another email to the rep/no response.

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      CoverageTechPricePunctuality & SpeedBilling

      Reviewed Feb. 3, 2026

      Took my 2017 Tacoma to my dealer to have rear brakes done. I was informed that they found a leak in the timing cover. I was then told that the truck was covered by an extended warranty that I had forgotten about. I let the dealer contact the warrant company, Fidelity, not really expecting much, and as they had to wait for an inspector to come and check and approve things, I was given a “rental” loaner, a ‘25 Tacoma, to use. What was suppose to be a couple of days became 7, and upon picking up my truck, I was only charged for the rear brakes, and I think I paid a $50.00 deductible. Not an issue. I looked at the bill. Total with brakes, over 4K with labor. No hassles, no BS from anyone. The work was done by the dealer, with Toyota parts and the labor is guaranteed.

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      Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedStaffCoverage - ComponentsRental Car

      Reviewed Feb. 2, 2026

      Subject: Extremely Poor Claims Handling and Unacceptable Delays – Fidelity Extended Warranty. I am extremely disappointed with Fidelity’s extended warranty claims process and how my case has been handled. My vehicle was brought to the dealership over THREE weeks ago for a transmission issue. After the dealership submitted the diagnosis, Fidelity took several days just to “review paperwork” before finally sending an inspector. The inspector came, took a few photos, briefly looked at the vehicle, refused to test drive it with the service department, and then left. Now — three weeks later — I was informed that Fidelity “did not receive enough information” and needs to send a SECOND inspector to test drive the car and request additional paperwork. This raises serious concerns:

      1. Why was all required documentation not requested upfront?
      2. Why did the first inspector fail to gather the necessary information during the first visit?

      3. Why am I being punished with weeks of delay due to Fidelity’s internal inefficiency?

      The dealership clearly stated there is a transmission leak. However, Fidelity’s inspector claimed there was no leak — and now Fidelity suddenly wants another inspection. This back-and-forth is wasting everyone’s time while I remain without my daily driver. This vehicle is essential for my family. I have two young children who require car seats. Roads in my area are icy and dangerous, school is resuming, and I have now been without transportation for nearly FOUR weeks. Every time I call, I receive the same generic response: “Your paperwork is under review” and “This is procedure.”

      No standard paperwork review takes three weeks. This is not a complex engineering case — it is a transmission repair. Fidelity’s delays are unacceptable and show poor operational management and lack of accountability. On top of this, Fidelity’s $40/day rental reimbursement is completely unrealistic. In this region, especially with winter road conditions and children requiring safe transportation, a small SUV is necessary. $40/day barely covers a compact sedan — if anything at all. In summary:

      - Excessive delays
      - Poor inspector performance
      - Repeated documentation requests
      - No urgency for customers without transportation

      - Inadequate rental coverage

      I purchased an extended warranty for peace of mind — not to be stranded without a vehicle for a month while Fidelity drags its feet. I would NOT recommend Fidelity to anyone who values reliable service, timely claims processing, or basic customer support. Extremely disappointed.

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        Fidelity Warranty Services Company Information

        Company Name:
        Fidelity Warranty Services
        Website:
        www.fidelitywarrantyservices.com