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Zurich Vehicle Service Contract Reviews

4.5
1,092 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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Edited by: Amanda Futrell
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About Zurich Vehicle Service Contract

Zurich offers vehicle service contracts (VSCs), often referred to interchangeably as extended auto warranties, that help cover the cost of certain repairs after a manufacturer’s warranty expires. These plans are typically sold through authorized dealerships and can help pay for parts and labor related to covered mechanical breakdowns. Zurich VSC is part of the Zurich Insurance Group, which has more than 150 years of experience in the insurance and risk management industries.

Visit www.zurichna.com
Pros
  • Covers multiple vehicle types, including motorcycles
  • Offers comprehensive coverage options
  • Plans are transferable to a new owner
  • Includes roadside assistance benefits
Cons
  • Only sold through dealerships
  • Limited plan transparency online
  • Pricing varies by dealer

Helpful Reviews

Parkville, MD
Verified purchase
Both times that I had to do a repair through Zurich went perfectly fine. When I hit a pothole, it completely destroyed my entire rim. I filed a claim with Zurich and it was seamless.

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Auburn, WA
Verified purchase
I did a claim with Zurich for one of my tires that got flat, and I'm so satisfied. The package is very satisfactory, especially the tire package. Last time, there was a nail in my...

Read more

Zurich Vehicle Service Contract cost

Vehicle service contract prices aren’t available on Zurich’s website. Expect prices to vary based on your local dealership and your vehicle’s make, model, year and mileage.

The best way to get an accurate price is to speak to a Zurich representative at an authorized dealership. They can help you choose a plan that fits your budget.

Zurich offers multiple deductible options, including zero-deductible plans. The exact deductible depends on the contract you choose, but many extended auto warranties in the industry use deductibles of around $100.

Zurich extended warranty plans

Zurich offers several vehicle service contract coverage levels for new and used vehicles, including Powertrain, Standard and Comprehensive. Coverage varies by contract, and all plans contain exclusions, so you should speak with a representative at an authorized dealership for details about what is covered.

Powertrain
The Powertrain plan is Zurich’s most basic coverage and protects certain named drivetrain components, including:
  • Engine
  • Transmission
  • Transfer case
  • Drive axle(s)
Standard

The Standard plan covers everything in the Powertrain plan and adds coverage for specific named components, including:

  • Suspension
  • Steering
  • Brakes
  • Heating and air conditioning
  • Electrical components
Comprehensive

The Comprehensive plan is an exclusionary policy, meaning it covers most mechanical and electrical components except those specifically excluded in the contract. This type of plan is sometimes referred to as “bumper-to-bumper” coverage.

In addition to the systems included in the previous plans, Comprehensive coverage can extend to components in your vehicle’s:

  • Cooling system
  • Interior
  • Exterior

Common exclusions may include cosmetic items, routine maintenance, wear-and-tear parts, tires, batteries, exhaust components and damage caused by rust or corrosion. Exact exclusions vary by contract.

» COMPARE: Best extended car warranties

Zurich Vehicle Service Contract coverage

Zurich allows covered repairs to be completed at authorized dealerships or licensed repair facilities. Here’s how the process works:

  1. Once a repair facility diagnoses the problem, it must contact Zurich’s claims department to obtain authorization before beginning repairs.
  2. Once the repair has been authorized and completed, Zurich pays the repair facility directly.
  3. You may have a deductible, and you’ll have to pay for any non-covered expenses out of pocket.

Every plan also includes emergency roadside assistance, rental car reimbursement and trip interruption coverage. Rental reimbursement typically ranges from $30 to $40 per day for up to six to 10 days, depending on the contract.

Trip interruption benefits are commonly $100 per day for up to three days if a breakdown occurs more than 100 miles from home and requires an overnight stay.

Zurich Vehicle Service Contract additional coverage options

Along with its vehicle service contract plans, Zurich offers several optional vehicle protection products for an additional fee, including:

  • Road hazard tire and wheel protection (cars and trucks)
  • Road hazard tire and wheel protection (motorcycles and powersports vehicles)
  • Prepaid maintenance plan (maintenance performed at participating dealerships)
  • Guaranteed asset protection (GAP)
  • Lease wear and use
  • Universal Security Guard (theft-deterrent system)
  • Paintless dent repair coverage
  • Premier dent service 
  • Simoniz GlassCoat (paint protection)
  • MotoTect (surface protection for powersports vehicles)
  • Zurich Shield (environmental and windshield protection)
  • Key replacement

FAQ

What does a Zurich Comprehensive warranty cover?

Zurich’s Comprehensive warranty is an exclusionary policy, which means it’s defined by what it doesn’t cover, such as routine maintenance and wear and tear. However, you can expect the Comprehensive warranty to cover your vehicle’s:

  • Engine
  • Transmission
  • Drive axle(s)
  • Transfer case
  • Suspension
  • Steering
  • Brakes
  • Heating system
  • Air conditioning system
  • Electrical components
  • Cooling system
  • Interior
  • Exterior
What does a Zurich vehicle service contract cover?

A Zurich vehicle service contract (often used interchangeably with extended warranty) helps pay for repairs after a mechanical breakdown. It’s offered in three levels — Powertrain, Standard and Comprehensive — with coverage ranging from basic drivetrain components to most mechanical and electrical systems.

How many plans does Zurich offer?

Zurich offers three extended warranty plans. Powertrain covers your car’s engine, drive axle and transmission. Standard covers everything in Powertrain, plus components like your suspension, steering and brakes. Comprehensive offers exclusionary coverage that includes almost all vehicle components.

Zurich also offers add-on coverage for specific components, such as tire and wheel protection and windshield protection.

Who accepts the Zurich auto warranty?

Zurich states you can take your vehicle to any dealership or state-licensed repair facility. However, it’s important to have the repair facility verify coverage and obtain a repair authorization number before any repairs are made.

Where are Zurich’s vehicle service contracts available?

Zurich's vehicle service contracts are only available at select dealerships throughout the United States and Canada. Restrictions and exclusions may vary in certain states.

How do I cancel my Zurich extended warranty?

To cancel your Zurich extended warranty, contact the dealership that sold you the contract or call Zurich Customer Service. Additional details are outlined in your contract under the “Cancellation of Contract” section.

Still have questions?

Is a Zurich extended warranty worth it?

Yes, a Zurich vehicle service contract can be worth it if you’re buying from a participating dealership and want help covering repair costs. Zurich also offers plans for motorcycles and ATVs, which is great for those with several vehicles.

Zurich has strong customer feedback, with many reviewers reporting positive experiences. Customers frequently mention that repairs — including major issues with transmissions and suspensions — were covered, and that the claims process was straightforward, with dealerships handling most of the paperwork.

Reviewers with high-end vehicles, in particular, say the coverage helped offset expensive repairs. Overall, based on customer feedback, Zurich’s plans are often seen as valuable for maintaining and repairing vehicles.

Zurich Vehicle Service Contract video review

zurich vehicle service contract video review
Robert: Hello, my name is Robert. I live in Michigan. And I got my Zurich contract through my dealer when I bought my vehicle back in April of last year. I chose the Zurich because the dealer recommended it. He said that there's a lot of other available contracts that you could get, but their experience was that Zurich was the best coverage you could get for the price that you pay and for their service and basically how they just take care of it. They don't ask a lot of questions and they realize that if your vehicle breaks down, you need it fixed. No, actually it was a very easy way to do things. The dealer walked me through all the information, showed me what I was spending my money to get, and said that I once I sign on to it and if I did need to use Zurich, that it was very simple to get ahold of them and to get approval for what you need repairs. There wasn't a lot of paperwork, a lot of phone calls or steps to take, so that's one of the reasons that convinced me that Zurich was probably better than most of them to use. It's funny because when I took my car into have it fixed, what happened was the transfer case went out on it. And my mechanic called me and he said, I have bad news. He said, the transfer case, even a used transfer case, was gonna run $2,400 to $2,500, and I said, yikes. I'm on a fixed income. I'm retired. And I'm thinking, well, there goes a chunk outta my savings. And I mentioned to him, I said, well, I have Zurich coverage. Will they cover it? And he's like, well, there's one way to find out. Let's give them a call. And I said, well, I can call them, and he said, oh no, he says, I'll take care of it. So I gave him the VIN off the vehicle and he dealt directly with them. He called me back about a half hour later and said, good news, he said, Zurich has no problem with covering the transfer case. The only difference is, he says, I can't get a used one for you, Zurich is insisting that I buy a new one, and a new one ran $4,800 and I ended up only paying $100 deductible on that. So as far as it being an easy, painless way of doing it, my repairman took care of the whole thing. So all I did was wait for the phone call and heave a sigh of relief that I was not gonna be out $4,800. It's funny, I've never been a fan of extended warranties on appliances, and being old school, I did a lot of the repair work on my cars myself simply because it was a little cheaper and easier than going to a dealer or to a mechanic. But the dealer told me, he said, you're gonna want an extended contract, and I'm like, well, I don't know. He said, trust me, he said, these cars are so far ahead in technology that the average person can't work on them. And he said, if you have a component, you know, God forbid go out of the vehicle, he said, they're very pricey. Most things to repair aren't $200 or $300 repairs anymore, they're $1,200, $1,300, $1,400. And he said, to spend a little bit of money for the peace of mind that if there is a breakdown, Zurich will cover it, he said to me, that's a no-brainer. And I'm very glad I did that. And it was even funny because I had to get a rental car because I'm a one vehicle family and I thought, well, I wonder if Zurich covers rental cars? So I contacted them by email and I got an email response back saying, send us a copy of your rental agreement when you turn the car in and it's paid for and we'll reimburse you. And sure enough, about 10 days after I submitted that, here comes a check in the mail from Zurich to cover the rental car costs. So all in all, just a really good experience with them.

Zurich Vehicle Service Contract Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceTechPriceTransparencyTimeliness

    Reviewed Oct. 7, 2026

    When I set up my Zurich, everything was done at the dealership. I recently took my truck there, and I sat there for a few hours. It was something dealing with a software update. And Kia was telling me that they emailed Zurich instead of contacting them over the phone. I didn't end up getting my vehicle back the next day 'cause they were saying no one had responded to the email. I had to keep asking for a rental. But they kept telling me they didn't have a vehicle. Then when it got to a certain time, I told them, "I'm from Emporia; school's getting ready to let out. I didn't know it was gonna take this long with my truck." They ended up finding a vehicle from somewhere after they sat there and told me they didn't have anything. But my problem was not with Zurich. They did well. They were just a little expensive.

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    Zurich Vehicle Service Contract
    Response from Zurich Vehicle Service Contract

    Hello,

    Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

    Sincerely,

    The Zurich Customer Care Team

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      Verified purchase
      CoverageTechStaffBillingEase of Use

      Reviewed Aug. 27, 2026

      I had to bring in my Subaru, mechanical-wise, once, and luckily, it was covered under the warranty. I didn't know if I would need it, but when I did, I was able to use it. So, it was good. I'm very satisfied with Zurich. It didn't make my fee monthly for my car payment unpayable, and it was just good to have that kind of peace of mind. It was really easy to use. I didn't have to do anything because I would bring it into the dealership, which provided me with the warranty through Zurich. So, if something was covered, they did their due diligence by reaching out to make sure it was covered. Go with Zurich because, upfront, it might seem like it's going to be a lot, but the payments aren't bad at all. It doesn't add much on, and you will need it, but you won't know it until you need it.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Justin,

      Thank you for sharing your feedback. We're thrilled to hear that you had a positive experience with your repair. Having greater peace of mind when you need it is invaluable, and we're glad the process was smooth and easy for you. We appreciate your recommendation and look forward to serving you in the future.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      CoverageTechPunctuality & SpeedRefunds & PayoutsStaff

      Reviewed Aug. 7, 2026

      I leased the car, and it's a free year of lease. It's not a total repair but just certain things. But since I lease, I want to cover myself once I exceed the mileage on the warranty, not the lease. Because the warranty with Zurich is 3 years and 36,000 miles, while the lease is 3 years and 45,000 miles, so there’s a little gap there. But the only repairs I’ve ever had done, other than inspections, were tire repairs for things like a nail or a slow leak. Zurich has two service departments, one for everything and a quick one that does oil changes and tires. I would go in, they would look at the car, and the service advisor at the Honda dealer would handle it. Everything was very good, even though it was just tire repairs. If I had to pay for it myself, it wouldn’t be bad, but it’s nice to know that you have the coverage. It’s been a great experience and I’m very happy.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello,

      Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Contract & TermsClaims HandlingCoverageTechPriceStaffTransparency

      Reviewed Aug. 3, 2026

      I went on one of Tucson’s main roads yesterday and popped two tires on a pothole while going 40 miles per hour. I put in a claim yesterday and it’s been four tires within 60 days. The first time it happened, you couldn’t even tell it happened on the tires. But both were flat. I took them to where I originally got them and they instantly got replaced within 16 hours. Then, I took the car there yesterday and they’re saying they have to send out an adjuster and it’s gonna be three days. I always get bumper-to-bumper coverage from Zurich and since I’ve had it, it’s been six tires that I’ve replaced. So, I like Zurich. Filing a claim is very easy and the dealership keeps me updated, which is how it should be. It’s perfect.

      I've been pushing people to get Zurich before today, because every time I've had an issue with my tires, it's an instant replacement and doesn't cost me anything. This is some of the best $40 I've ever spent every month. Zurich is a little bit of a lesser-known company, but they're fantastic. I've had a lot of different insurance companies, and this is by far the best experience I've had.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Adam,

      Thank you for sharing your feedback. We are glad to hear that you have been pleased with our service and coverage! Your kind words about Zurich and your positive experience with filing claims are greatly appreciated. We strive to make the process as smooth and efficient as possible, and it’s wonderful to know that we’ve been able to meet your expectations. Thank you for recommending us to others and for being a valued customer.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Customer ServiceCoverageTechSales & MarketingPriceMaintenanceStaffRates

      Reviewed July 30, 2026

      Zurich replaced a damaged tire when I had a nail in my sidewall. Originally, I went to the dealer that sold me the car. I purchased the car in Central Florida. It was about 60 miles from my house. I called them and told them that I had the problem, and I got over there, and they didn't have the tire. I said, “Well, I don't want to drive back tomorrow.” They said, “Well, you could have it from a local dealer.” So, I contacted a local dealer in Melbourne, and they said, “Well, we'll check with our service department to see if they have the tire,” which they didn't. So, they ordered it. Then I went in the following day, and they replaced the tire. It all seemed seamless. There was no out-of-pocket, so that worked out well.

      The person at the dealership told me how expensive some of these things were and how expensive the tires were. The insurance was about 50% more than the price of one tire. So, I've already gotten a large portion of it back. I've never bought that kind of insurance before, but I'm getting older now, and I don't need any unexpected charges. The only thing was that there was a little pressure during the sales process. They pressured me to get it, so I wasn't really happy about that.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Jeffrey,

      Thank you for taking the time to share your experience. We appreciate hearing how seamless the process was once the replacement tire was ordered. It's great to know the protection helped you manage unexpected expenses!

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase

      Reviewed Oct. 13, 2026

      I've used Zurich in the past couple of weeks, and everything was fine. The car company did everything for me and the experience with Zurich was fabulous. It was easier than I thought it was going to be and everybody did a good job. I'd recommend them.

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      CoverageRefunds & PayoutsFollow-Through

      Reviewed Oct. 12, 2026

      Bought a extended warranty on my truck and thought all was good until my lower control arm bolts seized and required cutting out the control arms to replace them. Apparently they don't cover things like bolts being seized to the control arms because the bolts aren't covered. But they're attached to the control arms which will not come out because the bolts are seized. Cancelled the coverage after this conundrum as they seemed not willing to agree that if the whole assembly is seized together it's a bolt issue. Getting my money back and I'll find a extended warranty that actually does what they say they will do and will cover your warranty items on a vehicle.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello,

      Thank you for sharing your feedback. Zurich has a high standard for the service we provide, and your experience should be no exception. The voice of our customers is a key component in helping us improve. If you have any unanswered questions or would be willing to discuss your concerns with us, please contact us at: vscclaim@zurichna.com

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Claims HandlingTechRefunds & Payouts

      Reviewed Oct. 9, 2026

      With all the problems I've been having with the Nissan Altima, Zurich has basically paid for itself. 'Cause I've had so many parts replaced. My experience filing a claim has been absolutely wonderful. Having a vehicle service contract with Zurich saved me money in my pocket. They have been absolutely wonderful. With having my throttle body, my CV axles, and several different things replaced, and not having to pay out of pocket, there's not much more I could say. They’re saving me thousands of dollars.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello,

      Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedRoadside Assistance

      Reviewed Oct. 8, 2026

      When I filed a claim with Zurich, I called the phone number. They sent me a link. Filled it out, and then, literally within a second I filled it out, I got a text message notifying me that service was on the way. I had a flat tire. The experience was quick. There was a gentleman who came. They made it to me within half an hour - 40 minutes. The gentleman changed out my tire, put everything back in its place, and then I made my way to the dealership. It was very quick, efficient, and fast. It was a very simple process. Coverage-wise, Zurich has good coverage for the amount that we're paying. I would definitely convince people to get it.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Jisika,

      Thank you for sharing your experience with us. We're happy to hear how quickly and efficiently your flat tire situation was handled, and that you found the process simple and effective. It's great to know that our coverage is meeting your needs and expectations. We appreciate your recommendation and are delighted to have you as a satisfied member of the Zurich community!

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Claims HandlingMaintenance

      Reviewed Oct. 6, 2026

      The service from Zurich was very good. My experience submitting a claim was good. The repair process was done very well.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Kwame,

      Thank you for sharing your positive experience with us. We're delighted to hear that the claims submission and repair process met your expectations and was handled effectively. Our team strives to provide excellent service, and it's great to know we could deliver that for you. If you have any further questions or need assistance, please don't hesitate to reach out.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedStaffRates

      Reviewed Oct. 5, 2026

      I got Zurich when I bought the car for my daughter. The pricing was pretty decent with my employee pricing at the dealership I work at. Zurich is good as far as covering everything without any issues and I like them better than the other ones because they have a modular warranty. We've filed two claims with Zurich and both were covered. All my daughter had to pay was her deductible. When I start my own claims, going through different prompts is fairly easy. I could just have a call and talk to them in person. I used to be able to do it online, but I lost my access.

      Thanks for your vote!
      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello,

      Thank you for sharing your positive experience with us. We're happy to hear that you are satisfied with the coverage your daughter has received. It's wonderful to know that your claims process has been smooth. Please don't hesitate to reach out if you need further assistance.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      TechPricePunctuality & Speed

      Reviewed Oct. 4, 2026

      My experience so far with Zurich has been very good. They stand behind everything that they warrant. My most recent claim was for the tire pressure sensor and the video screen inside the vehicle. It was very quickly rectified by the dealer and by Zurich. They’re a little expensive, but they’re very good.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Michael,

      Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Contract & TermsCoveragePriceRates

      Reviewed Oct. 3, 2026

      I used my Zurich warranty, and I'm proud I have it. There was a shift box that had to be replaced. It wouldn't shift out of first gear, so it wasn't a major repair like an engine overhaul. But it would have cost me $850, and I'm glad I purchased Zurich because I don't have the 850 right now. I had the $50 deductible, and that covered it, and now it's fixed. They also gave a fair price for the warranty. 2,000 for two years.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello James,

      Thank you for taking the time to share your positive review with us. We're delighted to hear that your Zurich service contract provided the necessary coverage for your vehicle repair, allowing you peace of mind without the burden of an unexpected expense. It's great to know you found value in the service contract pricing as well. We appreciate your feedback and are committed to continuing to provide the high standard of service you expect.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      TechRefunds & Payouts

      Reviewed Oct. 2, 2026

      I have used Zurich with my tire. Found out there was a little hole in the tire that was letting the air out. The dealership handled the rest. It happened to my tires twice. The second time was a lot better. I didn't have to pay, and everything was smoother. The first time, it was bad because I kept telling them I had the protection plan on it, but they kept on saying, "No." I ended up paying, and they ended up sending a refund check. But it took a while for my refund check. I should've gotten it in a more timely manner than that. It took two months before I got the check.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello,

      Thank you for sharing your feedback on your tire repair. We have a high standard for the service we provide, and we're happy to hear you were satisfied with your experience.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      CoverageTechPriceBillingRates

      Reviewed Oct. 1, 2026

      I got a full coverage with Zurich on my car and the price is fair. We heard about them from the Toyota dealer and our experience in signing up was great. Our payment is wrapped up with the car payment. We recommend Zurich to anyone.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Noe,

      Thank you for sharing your wonderful feedback. It's fantastic to hear that your experience in signing up through the Toyota dealer was positive. Integrating your payment with the car payment is a convenience we are pleased to offer. Your recommendation means a lot to us, and we're thrilled to have earned your support.

      Sincerely,

      The Zurich Customer Care Team

      Claims HandlingCoverageTechStaff

      Reviewed Sept. 30, 2026

      This is one of the best warranty companies out there. I've been a customer for almost a year. I bought a 2020 Audi and less than 30 days of owning it I took it for diagnostic testing and found some issues dealing with oil leak valve. something like that. Nevertheless I put it in the shop, filed a claim and ZURICH took care of everything. God is great. The anxiety and stress was lifted from my shoulders after discovering I was going to be taken care of. Coverage with this company is magnificent. This company needs way more exposure.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello,

      Thank you for sharing your wonderful experience with us. We stive to provide high-quality service, and it’s fantastic to hear how our coverage helped ease your concerns with your Audi. Your kind words and recommendation mean a lot to us as we work to reach more customers.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      CoverageTechPriceStaff

      Reviewed Sept. 30, 2026

      I had to have the front two tires replaced through Zurich, and it was handled through a third-party repair company in a timely manner. The technician said it was one of his best experiences dealing with Zurich. So far, the insurance has been worth it.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Joseph,

      Thank you for sharing your positive experience with us. We are delighted to hear that the tire replacement process was handled smoothly and met your expectations. Your technician's commendation of Zurich is truly encouraging. It's wonderful to know that you have found value in your insurance, and we appreciate your trust in us.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Tech

      Reviewed Sept. 29, 2026

      I got Zurich when I bought the vehicle. They sold it to me at the dealership and I've had it for a few years now. So far, it's been fine. I used them for a couple of nails in the tires and they handled it fine. I'm satisfied with Zurich. I have the assurance that my vehicle can be repaired, if need be. They're a good company to have and I've never had any problems with them.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Ellis,

      Thank you for sharing your positive experience with Zurich. We are thrilled to hear that our service has provided you with the assurance and satisfaction you were looking for in your vehicle protection. It’s great to know that your tire repairs went smoothly and that you’ve found value in having us as part of your auto ownership experience. We appreciate your loyalty and look forward to continuing to serve you in the future.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Claims HandlingCoverageTechSales & MarketingPriceStaffFollow-Through

      Reviewed Sept. 28, 2026

      I purchased the car used and it was owned by the state of New York. Once the the manufacturer warranty wore out, I wanted to have an extended warranty on it. I was looking to either renew or find another vendor providing warranty service after it crossed over 100,000 miles, and Zurich was the warranty that Perkins Motors was selling.

      When had to file a claim with Zurich, I took the vehicle to Christian Brothers and gave the information, and they took care of it. They charged me the $100 deductible since I did not take it to Perkins Motors. Knowing that I have an extended warranty is good enough for me and it's been a smooth process with Zurich. I'm pleased with the work they did and the process worked as advertised. I'm happy with the services that I got.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Mark,

      Thank you for your positive review! We're glad to hear that the service contract through Zurich has been satisfactory and the experience has been smooth. We appreciate your feedback - if you need further assistance, feel free to reach out.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Tech

      Reviewed Sept. 22, 2026

      I was scared to death that once the regular warranty falls out on the car that I bought for my daughter, it'll blow up, and I'll have to pay a bunch of money. I'm gun-shy because when my BMW ran out of warranty, I put another $13,000 in that car. I signed my daughter's car up with Zurich and it was done when we bought it at the dealership. I have issues with the dealership, but not with what Zurich did.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Dear Sharon,

      Thank you for sharing your experience. We understand the concerns surrounding car warranties and appreciate your trust in Zurich for your daughter's vehicle. It's great to hear that our service has met your expectations. Your feedback is valuable in helping us maintain our commitment to quality. If you have any questions or require further assistance, please feel free to reach out to us.

      Sincerely,

      The Zurich Customer Care Team

      Customer ServiceContract & TermsCoverageTechStaff

      Reviewed Sept. 16, 2026

      We purchased our car from Kia Puyallup Washington and the finance department advised us that due to the expense of a windshield we can get a warranty, so we did purchase it that was in 2020. Everything was great until I was hit in the windshield by a rock from a gravel truck (btw they won't help road hazard they said) so we found our paperwork that the finance company gave us with was just a purchase agreement that listed the windshield and the dollar amount. Nothing about the insurance so I called the dealership.

      They finally after several calls and messages that I left that we found out we needed to contact Zurich - which took almost 10 days so I called and provided the information however by the time of the claim I never took any pictures (didn't know we needed them as we didn't have the information about the insurance) and by now with the heat we have had this last spring/summer the crack grew over the 6 inch limit. So it was denied so went back to dealership for help. Now it's been 5 months and no wants to assist with our windshield. I am taken a back as based on the paperwork we had it was going to be done by the dealership not some insurance company. So I am not happy with the service that was not provided.

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      Response from Zurich Vehicle Service Contract

      Hello Vickie,

      Thank you for bringing this to our attention. We understand how disappointing it can be when a repair isn't resolved as expected, and we appreciate the opportunity to review your concerns.

      After taking a closer look at your situation, we'd like to reconnect with you directly to discuss the claim and determine how we can help. A member the Zurich Shield Claims team will be reaching out shortly.

      We value your business and appreciate your patience as we work toward a resolution.

      Thank you,

      The Zurich Customer Care Team

      Verified purchase
      CoverageTechRefunds & PayoutsBillingRental Car

      Reviewed Sept. 12, 2026

      Zurich covered the transmission and the door lock on my 2020 Chevy Silverado. There was a $100 copay, if they didn't cover it, but they covered everything. For the transmission, the dealership had it for about a week and a half. Zurich didn't have a loaner car at the time and I would have had to do it through my credit card then get reimbursed but I didn't have the money at that time.

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      Response from Zurich Vehicle Service Contract

      Hello,

      Thank you for sharing your experience with us. We’re pleased to hear that Zurich was able to cover your transmission and door lock issues on your Chevy Silverado. We understand the inconvenience of not having a loaner car during the repair period, and we apologize for any difficulty this may have caused. Your feedback is important as we continually strive to enhance our services. If you have any further questions or need assistance, please don't hesitate to reach out.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Claims HandlingCoverageTechStaff

      Reviewed Sept. 11, 2026

      When I submitted a claim with Zurich, the dealership took care of everything. They inspected the tire I had an issue with, and they replaced it on the spot. It was very easy. It was great. I’m glad I have Zurich.

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      Response from Zurich Vehicle Service Contract

      Hello Marissa,

      Thank you for sharing your positive experience with us. We're thrilled to hear that the claims process was seamless and that you found it easy having the tire issue resolved on the spot. We strive to provide top-notch service, and it's great to know that you're glad to have Zurich coverage.

      Sincerely,

      The Zurich Customer Care Team

      Profile pic of the author.
      Customer ServiceTech

      Reviewed Sept. 10, 2026

      Mechanic can call trying to start a claim and get the okay to order the part, part comes but the whole transmission is full of metal shavings and was bad when sold and they say he never called. Rip offs. I’ve got dates and correspondence printed for proof of how long I’ve been dealing with this. Don’t use them and don’t buy from a place that uses them.

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      Verified purchase
      Maintenance

      Reviewed Sept. 10, 2026

      Zurich was my only option at the time I purchased the extended warranty seven years ago. And just recently, the repair shop needed a wheel bearing done and something to do with the clutch. It took a while to get a person from Zurich out to look at y car. But other than that, it was fine.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Garrett,

      Thank you for sharing your experience with us. We appreciate your patience during the process of addressing your repair needs. We're pleased to hear that despite the delay, things went smoothly once a representative was able to assess your car. Your feedback is valuable to us as it helps us improve our services. Should you need further assistance in the future, please feel free to reach out. We are here to help.

      Best regards,

      The Zurich Customer Care Team

      Profile pic of the author.
      CoverageTechPrice

      Reviewed Sept. 9, 2026

      Zurich is the worst company to do business with. They are deceitful and unresponsive. Most dealerships have stopped using them and gone to companies with better coverage at the same cost.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Skyler,

      Thank you for bringing your concerns to our attention. We understand your frustration and appreciate the opportunity to clarify the status of your request. We have reviewed your contract file and remain ready to assist with the cancellation request. We sent you a private message with the necessary documentation so we can proceed with the reimbursement process.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Claims HandlingCoveragePriceRefunds & PayoutsMaintenanceStaff

      Reviewed Sept. 9, 2026

      The model that I have has all kinds of electronics on the screen, and that can be an issue. I didn't want to have to deal with that, which was why I purchased the extended warranty with Zurich. My recent claim was for the antenna on the top of my car. I only had about 27,000 miles on it, so there's no reason that should happen on a low-mileage vehicle after a little over three years. I filed a claim and it was a fight to get Zurich to pay for it. The gentleman at Shaheen's had quite the time. In the end, Zurich paid for the repair, but I had to pay $125 to have the cover painted because they wouldn't cover that. I've paid for this insurance on my last two cars and have never had a claim. Now that I finally needed to use it, they gave me a hard time. If I have any claims in the future and have trouble, then I will never use that company again. They're not cheap, so we shall see.

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      Verified purchase
      Claims HandlingCoverageTechPunctuality & SpeedStaff

      Reviewed Sept. 8, 2026

      I submitted a claim recently for my Cadillac for the transmission harness. And they did something with the oil pan too. Zurich covered it all. The dealership took care of it. The claims process was great. All I had to tell them was the name of the insurance and they said it was fine. It was a quick and easy process.

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      Verified purchase
      CoverageTechMaintenance

      Reviewed Sept. 7, 2026

      I brought the Blazer into the dealership for its routine maintenance and recently, they found some issues that were covered by Zurich. It was the heating/cooling system. When I started the car up, the heat came on. But even if I put the air conditioner on, the heat was coming and there was no way I could bypass that. They were able to determine what the issue was and had to order some part for it. Keweenaw Chevrolet did everything for me and it was awesome. I knew I had the extended warranty, but I didn't know exactly what it covered. There was one little thing that it didn't cover, but it was minor compared to the total. My experience with Zurich was very good.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Shirley,

      Thank you for sharing your wonderful experience with us. We're glad to hear that Keweenaw Chevrolet was able to address the heating and cooling system issue for your Blazer and that our vehicle service contract provided the coverage you needed. It's fantastic to know that everything was taken care of seamlessly. Should you have any further questions or need assistance in the future, feel free to reach out to us.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      CoverageTechPriceRefunds & PayoutsMaintenanceBillingRates

      Reviewed Sept. 3, 2026

      I drive an unreasonable amount per year, around 30,000 miles, which is why I wanted to get the wheel and tire package. I've already used the package once to straighten my wheels that had bends in them and I went to BMW and had them start the claim. All they needed was my name to know that I had an account through Zurich. It was simpler than I thought it would be. I had previously diagnosed the issue elsewhere, and then had the issue fixed at the BMW dealership. So, no, the repair was good. The Zurich service contract is probably worth it if you have a car you drive a lot, or you worry about damage to it. The value seemed to be good for the amount that I paid for. Zero interest payments are very nice. So, I would suggest it to a friend or family.

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      Response from Zurich Vehicle Service Contract

      Hello Evan,

      Thank you for sharing your feedback. We have a high standard for the service we provide, and we're pleased to hear that your experience with the Zurich Tire & Wheel Protection was seamless and met your expectations. It’s wonderful to know that the process was straightforward and that you found value in your service contract. Your recommendation means a lot to us, and we appreciate your trust in Zurich.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      TechPriceRefunds & PayoutsMaintenance

      Reviewed Aug. 26, 2026

      There was a whole lot that needed to be done with my car. One of them was a recall. The dealership filed the claim with Zurich. The repair process was pretty simple. One day, I dropped my car and then it was fixed. It was great. I didn't have to pay anything out of pocket. I just had to pay my deductible, which was $100. Zurich did what they were supposed to do. They paid. Zurich is worth looking into.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Rochelle,

      Thank you for sharing your experience. We're happy to hear that your repair process was simple and hassle-free. It's wonderful that everything was covered and the process was seamless for you. We strive to ensure our customers have a positive experience, and we're glad we could deliver that for you.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Customer ServiceClaims HandlingCoverage

      Reviewed Aug. 25, 2026

      When I had to submit a claim, the paperwork had so many different phone numbers, but once I determined what number to call, it was fine. But it took a while to determine who to call. The customer service was fine. It was instant. It was all great, but Zurich needs to be clearer and more concise because the phone numbers are printed at the bottom of a long, legal cover your rear end pages and you don't know who the heck to call. Just a simple bullet list would be great.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Luis,

      Thank you for your feedback. We're pleased to hear your customer service experience was satisfactory. We apologize for any confusion that arose due to confusing contact information on the claim paperwork. You can always find the appropriate contact information for each product by visiting our vehicle owners claims web page at: www.zurichna.com/claims/report-a-claim/vehicle-owners.

      We appreciate your input and are committed to improving our services. Should you have any more suggestions or require further assistance, please do not hesitate to reach out.

      Best regards,

      The Zurich Customer Care Team

      Verified purchase
      TechPunctuality & Speed

      Reviewed Aug. 24, 2026

      I've only ever had to use Zurich one time, and for the most part, it was a good experience. I popped a tire while I was out of town, and I had to go to another dealership to get it replaced. Zurich was closed the day that I got it, and I had to wait a few days. But it was approved whenever they were open. I had the dealership do the claim for me, and I’m just happy with it. Zurich seems like a good company. They have good service.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello David,

      Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      CoverageTechStaffBillingRoadside Assistance

      Reviewed Aug. 23, 2026

      My daughter had a flat tire. It was the passenger rear tire, and on the inside of the tire wall, there was a piece that blew out. The Mazda dealer in Green Bay took care of all the paperwork with Zurich. So, we never got a bill. It was good. It was resolved to the best of my knowledge. If you're a college student, the additional coverage is a good thing because mom and dad can't always be there.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Sheila,

      Thank you for sharing your positive experience with us. We are so glad to hear that the process went smoothly and that your daughter's tire issue was resolved without any hassle. It's great to know that you found the additional coverage beneficial, especially for college students. We strive to provide seamless and convenient service, and your feedback is highly appreciated.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Customer ServicePunctuality & SpeedRoadside Assistance

      Reviewed Aug. 22, 2026

      When I got back home, I heard something was in my tire. I ended up having a flat tire. I had to call Zurich and ask if I could come in and get it changed and if there was a warranty, and they just said, “Yeah.” It was easy to file the claim, and I got my tire replaced. It was convenient, pretty quick, and reliable.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Lillian,

      Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      CoverageMaintenance

      Reviewed Aug. 21, 2026

      I've had a few tire issues where Zurich replaced the tires, and I've got the tire coverage. The most recent one was a nail in the tire, and I couldn’t patch it. I'm very satisfied with Zurich. They delivered when I've had issues.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Thomas,

      Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      CoveragePunctuality & Speed

      Reviewed Aug. 20, 2026

      I've had my Hyundai for five years and recently had repairs done to my tires because I have coverage for my wheels. My tire was losing air quickly because it had nails in it. The coverage with Zurich is okay and I'm grateful not to have to pay $300 for a new tire.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Jessica,

      Thank you for sharing your experience with us. It's great to hear that your Zurich coverage was helpful in addressing the tire repairs. We’re pleased that the coverage saved you from the additional cost of a new tire. Should you have any more feedback or need assistance in the future, please do not hesitate to reach out. We're here to help.

      Warm regards,

      The Zurich Customer Care Team

      Verified purchase
      Customer ServiceCoverageTech

      Reviewed Aug. 14, 2026

      I had a nail in my tire and I couldn't get into Hyundai to get it fixed. So, then I called Zurich and they got me in. That was the first time that I ever even had to contact them and it was only because Hyundai couldn't take me for a week and a half. Zurich was giving me other places to try to get this fixed, but I paid under the warranty through Hyundai for the tire program for five years. It was just a phone call and then they fixed it.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Karen,

      Thank you for sharing your feedback with us. We're pleased to hear that Zurich was able to assist you when you needed it. We understand the inconvenience of waiting for the repair, and we're glad Zurich could help connect you with alternate solutions. If there are any further questions or comments you'd like to share, please don't hesitate to reach out.

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase

      Reviewed Aug. 13, 2026

      My claim with Zurich was handled through the car lot. They went right there after the thing and everything. They’re good.

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      Zurich Vehicle Service Contract
      Response from Zurich Vehicle Service Contract

      Hello Demarcus,

      Thank you for sharing your feedback. We have a high standard for the service we provide, and we're happy to hear you were pleased with your experience!

      Sincerely,

      The Zurich Customer Care Team

      Verified purchase
      Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedStaff

      Reviewed Aug. 12, 2026

      I took my vehicle to the dealer I bought it off of and picked up the Zurich shield coverage, and when I was there, they said I had to call in to Zurich and file a claim. Zurich got the coverage that if there's any tar or sap on the vehicle, it will be cleaned off and returned to like it was when it was new. When I called in to Zurich, the gentleman told me, "This is the process." They need pictures of where the sap is on the car, while it's on the roof, it's on the hood, it's on the windows, and on the doors. I'm not a professional photographer or adjuster. So, I took my cellphone and took pictures and sent them all the pictures and I'm just waiting to hear back on what's going to be done. They said they got the pictures. They're in the process, though.

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      Zurich Vehicle Service Contract Company Information

      Social media:
      Company Name:
      Zurich Vehicle Service Contract
      Address:
      1299 Zurich Way
      City:
      Schaumburg
      State/Province:
      IL
      Postal Code:
      60196-5870
      Website:
      www.zurichna.com