MetLife Auto Reviews

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About MetLife Auto

MetLife provides home, auto and health insurance throughout the U.S. It offers auto coverage through its website, as well as through some employers. The company provides highly customizable car insurance policies, affordable rates and special discounts, including workplace deals.

Pros
  • MyDirect online portal
  • Easy-to-use website
  • Highly customizable
Cons
  • Some coverage can be pricey
  • Online portal unavailable for some

MetLife Auto Reviews

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    Page 4 Reviews 240 - 440
    Verified purchase
    Claims HandlingPriceStaff

    Reviewed Sept. 21, 2016

    I originally went with MetLife Auto and Home Owners about 10 years ago. I decided to go with them on the recommendation of my independent agent. At the time, I probably picked them more for price than anything else. However, after losing my home and everything in it to a fire, I will be with MetLife even if they are not the cheapest. They brought in a claim guy from their "Major Loss" department and I was very skeptical. They also brought in an arson investigator. However, once the cause of the fire was determined (an electrical component in the alarm system), I felt they were on my side and had my back at every turn! I expected to have to fight for fair settlements. They were very fair, expeditious, and awesome to deal with.

    I have done a lot of work for Red Cross Disaster Services and have heard so many horror stories from people who have had major claims due to fires and hurricanes. Terrible stories of dealing with insurance companies who seemed so illusive, inattentive, and argumentative. I recently joined a warehouse club and the representative was telling me how much money the club's insurance saved them and that I should sign up for it. I told her I was not interested because I know the true test of an insurance company is not whether they have the best price, but more importantly, who is on your side when your world falls apart!

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    Customer ServiceCoveragePriceStaff

    Reviewed Sept. 16, 2016

    I'm currently shopping for Homeowners Insurance quotes and came across Metlife reviews and I felt I should share my experience. Back in 2010 I was with Geico Auto and paying just under $300 a month for full coverage for two vehicles. I was not complaining but at the same time if I could get a lower premium I was willing too. Talking with a coworker whom had had Metlife Auto before mentioned to me that as employees of my job we get a cool monthly payment for Metlife and he guaranteed it would be lower than I was paying with Geico! So of course I called and spoke with a rep from Metlife and to my surprise the quote floored me! For both cars and 3 licensed adults (1 of the 3 newly licensed and just turning 18) full coverage was right around $72 + windshield protection made it about $86 a pay period!!! HECK YESSS I got with METLIFE IMMEDIATELY.

    So let’s fast forward to September 2012 around 11:30ish pm. While at work my very nice, 03 Pearl White Cadillac STS was vandalized in the parking lot. At the time the extremely lazy and obviously distracted security called me from the production floor to escort me to the parking lot where I see my baby TRASHED. This is my experience with Metlife from this point... I immediately contact the police to find out that my situation does not warrant them to send a unit??? What!??? So what am I supposed to do now? They gave me an internet link, instructed me to file a report and within 10 days it will be sign by a sergeant and I can pick it up for my records. OKAY. So I do that immediately after getting off the phone with the local PD. From there I have my brother wake up and give me a ride home.

    Now the crazy part is I really don't know why I called the insurance company at now this wee hour in the morning. It had to be close to 1 or 1:30 am pacific time... and an agent answered! So now I go thru all that had happened and this next part completely blew me away. The agent documented my report, had made note about the police report and also had a link to just attach and send once I received the signed report from local PD, dispatched a tow truck in my city to pick my damaged vehicle up and submitted a contact for whichever auto repair company to process the estimates of repair and also had a rental car of the same standard as my STS by 7 am... Metlife provided this for me all shortly before 3am! After getting the rental, the damaged vehicle to the auto repair, waiting about 72 for the appraisal...

    The auto repair called me in and expressed that only after going over just the exterior of the vehicle that it’s been his understanding that just at the cost for the exterior repair, that No Insurance company would cover that amount and he hadn't even looked at the interior yet. So I had to take a loss on my baby! The auto repair said that the appraisal would be sent over to my insurance company and they'd contact me, so on the way home about 10 minute from leaving the shop the adjuster calls from Metlife, confirming what I had just been told, that the vehicle unfortunately would be considered a total loss... just cost too much to repair.

    Now here what the outcome was... Metlife paid the vehicle off and although I had GAP, I received my original GAP payment back, which surprised me. Metlife extended my rental for another 25 days @ $6 dollars a day (I did have to place a $50 deposit at the time I picked up the rental). Back then it was the new designed 2013 Dodge Charger (BEAST!). Now about 6 weeks??? later I check the mail like usual and I see a letter from Metlife and I thought it strange because for the most part everything I do with them was and is online... So I open the letter and there is another appraisal report which claims that my vehicle had more value than originally appraised so there was a check to me for that amount plus the $50 dollar deposit that I had put for the rental!!!

    I am still in shock of how I was treated because of all the horror stories people tell about when they have similar experiences... I looked long and hard to try and find another STS but was not fortunate enough to find one in a condition I thought worth buying so I took that money well some of it and put down on another vehicle. I am still with Metlife now, and again with now both of my vehicles, renters, dentist and vision... All full coverage and still well under the $300 per month mark. Thank you for your service Metlife and thank you for this great experience.

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    Verified purchase
    Coverage

    Reviewed Sept. 7, 2016

    First of all this insurance is high as the sky and second I will not recommend no one else to MetLife. I cancelled my policy and they garnish my checks 2 weeks after I cancelled them, so they put me in a terrible situation and now I having issues because of MetLife. They will not have to worry about me nor anyone else who do voluntary paycheck deductions. I will never do that again.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Aug. 29, 2016

    I never had auto insurance with MetLife. I got them through my employer and that was the beginning of the end for me. I would give an arm to have stayed with Progressive. I had an incident of theft of my vehicle on January 8, 2016, I reported it and immediately I was at fault and committing fraud because a key was used. If it was I didn't authorize it and knew nothing about it. My car had some undercarriage damage and front and back damage easily fixed. It took them two months to say it was totaled after telling me that it was fixable. I had to rent a car because they still weren't done. It took another month for them to say they not fixing it.

    All I wanted was my car to be fixed. I didn't want another car and I didn't want a check. I just wanted my car fixed!! I had to pay all this money in rentals and 2500 to fix my car. They took 340 a month out of my check paid on time and did absolutely nothing for me. They were rude and mean and it's sad that I was automatically assumed to be committing fraud. They had tunnel vision and never considered I may have been telling the truth. They took me through going to their attorney who was a complete shyster. They are thieves and I despise this company. They got 340 dollars a month from me from Sept 2016 to April 2016. Still were getting my money while denying coverage.

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    Coverage

    Reviewed Aug. 22, 2016

    Hey, guess what! If you are insured with MetLife then you can run a red light, smash into another vehicle and not be held 100% responsible. That's right! I know because I am on the receiving end of the accident. MetLife has decided that since I didn't magically find a way to avoid colliding with their client that confessed to running a red light, that I was partially to blame. So hey, if you want to have an insurance company that lives up to the "I'm not to blame, no matter what" philosophy, then MetLife is the company for you!

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    Customer ServiceCoverageStaff

    Reviewed July 29, 2016

    I had a policy with MetLife thru my employer, MetLife was taking their money out of my check every month. Under this policy I had three vehicles, two with full coverage and one with only liability. I sold one and got it out of the policy but amazingly my payment went from $212 a month to $265 a month for two vehicles. I have no accidents, no tickets, no DUI OR SR22. Clear record, so I called thinking it must be a mistake, no it was my payment so I cancelled policy. Now they kept on taking money out of my check and when called to complain and get my money back they were very unprofessional and was told that I was behind in my payments and I still owed them money. How can I owe them money in late or back payments if they have been taking their money out from my check?

    But it gets worst, I got home and they sent me a letter telling me that since I did not make my payments I have to pay about $1,500 or I'm gonna be sue and taken to collections. Lady I spoke openly and happily told me that they always win and little guy always lose. I know I need legal help, I just have no idea where I can get it. Do not get their services, unprofessional people, really abusive and thieves. DO NOT DO BUSINESS WITH THEM!!!

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    Reviewed July 27, 2016

    I have been a customer with MetLife for 9 years. I had one at fault accident and a minor speeding ticket more than a year ago. There were some not at fault incidents in my policy but I received a note from MetLife mentioning all these not at fault incidents combined with the 2 at fault incidents as a cause to not renew my insurance. How can an insurance company cancel a policy just based on 2 incidents? This is a very harsh move on their part for a customer who has been with them for 9 years and this clearly shows that they don't value their customers at all so be careful while buying a policy from MetLife Auto.

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    Customer ServiceStaff

    Reviewed June 7, 2016

    We were in CA on vacation and a woman hit us not yielding (or looking) from a mini mall. We were not at fault since we were in a moving vehicle and she was looking the other way when she drove into the second lane of traffic and rammed into us. So, after many phone calls when we got back to FL, MetLife finally paid the rental car damage. I had to jump thru hoops to get it paid though. The kicker is, that MetLife blamed us even though we were on a moving regular road and this person wasn't looking and pulled into the second lane of oncoming traffic from a mini mall. The accident report shows the police noted it was the fault of this person. MetLife did not have any other correspondence with us once they paid the rental company. Then, all of a sudden, they raise our rates and it is showing up on their insurance as an accident we caused. WTF? BEWARE!

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    Coverage

    Reviewed May 19, 2016

    I got this policy on January 2, 2016. I have been paying on it every month. On May 14th my son, who is on my policy had an accident, he hit a pole. Well I called to get a claim started and they gave me a claim number. On Saturday, I got another car, I tried to add it to my "policy" only to be told that I never had a policy in the first place. I asked why they sent me a policy and ID Cards if I don't have a policy, and I have been getting the runaround ever since. I told them I want all my money back. Of course no one has even tried to contact me.

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    Customer Service

    Reviewed April 5, 2016

    This company is awful to deal with. They never return calls and take forever to respond to anything. Waste of money!

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    Coverage

    Reviewed March 22, 2016

    I have been a MetLife customer for 30 years! Today I received a "Notice of Cancellation or Nonrenewal." They say it is because of an accident two years ago, where I backed into a mailbox and sustained a small amount of damage to my car, and then another six months ago when my husband backed into a parked car and caused a small amount of property damage -- no bodily injuries or anything. 30 years I have been paying their premiums... I have good credit, I've never had a gap in coverage, and we increased the policy limits. What an insult. You are nuts to buy a policy with them.

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    Verified purchase
    Claims Handling

    Reviewed Feb. 12, 2016

    One of the claim adjusters named Kashea ** made it very hard for me to make a auto claim when the driver that hit my car accepted fault. She asked me to get a video recording of the accident and asked to speak to the owner of the vehicle that I was driving which was under my mom. My mom is on vacation and I don't want to put stress on her life.

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    Customer ServiceClaims Handling

    Reviewed Feb. 12, 2016

    If youre in a accident with anyone who has Metlife beware. They will do or say anything not to accept liability. I was hit from behind by a Metlife policy holder. She got a ticket for following too close. 5 days after the accident they are still horsing me around. The claim adjuster came out trying to low ball the repairs. Take pictures and get telephone numbers from witnesses. Met life sucks...

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    Claims Handling

    Reviewed Feb. 10, 2016

    I have had MetLife for several years and could not figure out why my insurance was so high when I have not had any claims and my husband and I have good driving records. I continuously called them to discuss the rates and realized that when I sent them my marriage certificate 4 years ago they never changed our marital status to married rather than unmarried. This company has been overcharging me for 4 years to the tune of about $350 a year. They are trying to tell me that they can only give me a $100 credit. This is not an error on my part and I supplied this company with everything required of me. Basically they just stole $1,500 from me.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Feb. 4, 2016

    Auto Accident Claim older than one year not yet settled. One of the insured by MetLife Auto ran his car into my gas station and burnt the gas pump on Jan 3, 2015. Police report and claim was filed same week with MetLife Auto. They never settled the claim. I then filed complaint with NJ Department of Banking & Insurance. MetLife then processed the claim for all items but two. They mentioned that these two items can only be settled with actual invoices and not on estimate as submitted by me. I agreed and asked them to proceed. They sent me a release form for the total amount, including the two items that would be settled later with actual invoices. When I complained, they agreed that release should be specific to exclude these two items. But they never sent me the new release form. I have had several email exchanges - one sided exchanges as I write and they do not respond.

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    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 25, 2016

    So my daughter was in an accident. She was turning left and another car came flying over a hill. Oncoming traffic wasn't visible due to the hill. There was a dip in the road that traffic goes into that makes them invisible to anyone turning. She was speeding and on her phone. She looked up in time to slam on the brakes, but not fast enough to prevent her from hitting my daughter. The other driver was driving an Altima and hit my daughter's Jeep Grand Cherokee (which is a tank) and spun it one and a quarter full turns before pushing it another 30 feet. My daughter's engine parts were spread over a 30 foot area. The girl ended up with a shattered ankle. She was driving someone else's car and was not insured.

    We reported the accident, but did not need a rental right away. They had a week to look at the car. They determined it was a total loss. We called the adjuster and left 4 messages. He never returned our calls. We were out of town and I had to call them to find out why the adjuster (name we were given when we reported) was not returning our calls. It took them another day to determine that it wasn't actually assigned to anyone. Because it was a total loss it goes to a different department. He didn't call back because it wasn't his. They did not assign it to another adjuster or so they told me on the phone. It took them another day to assign someone. This was 10 days after the accident.

    Having said that, when I got home there were several letters in the mail from them. One said that they were sending the letter because they were unable to contact us. One problem we never received any calls. Not even one at home. Not one on my cell phone or my daughters cell phone. These were all numbers that they had in the report for the accident.

    A month ago (3 weeks after the accident) I got a call from an adjuster telling me that they were sending the other parties attorneys a check for $100,000 (the bodily injury max) along with a blank release of liability form. I said I did not want them sending anything. My daughter was not at fault and they knew that because we sent them her statement. They said it didn't matter. They accepted 100% liability. This even though the police report was fiction as was evidenced by pictures from the scene that we have. The cop didn't even get the posted speed limit right. There was a sign in the photo of my daughter's car.

    So I argued with them. I did not want them sending a check until there was a signed release that covered me, my daughter and my husband. The adjuster said that it was ok because if the girl's attorneys had a problem with the form they would change it. I don't care about the attorneys. I needed to make sure that they released us from liability. So she told me we needed to take this offer because the girl had $197,000 in hospital bills. She said the poor girl had to spend 4 days in the hospital. Poor girl - don't speed and text next time. In addition to that, you don't rack up that much in 4 days. You also don't settle for $100,000 when you have $197,000 in bills.

    I said since they were going to do it anyway I wanted to see a copy of the form. She sent me a fax cover sheet. No document and then when I complained she waited 5 days to drop a copy in the mail. I called last week to ask for a copy of the signed document and she said "oh, we don't have it." They haven't decided if they are going to accept it. So she lied to me the first time. They sent the check because that was all they were liable for. The check goes to the attorneys who put it in escrow. When it ends up being settled if the settlement ends up being less than $100,000 they get their money back. No skin off their nose. It collects interest for them either way.

    They basically threw us under the bus by claiming liability. They don't care if we get sued. They have made no attempt to resolve this. They also tried to cheat us on the car rental. This after 30 years with both auto and home policies. Don't use this company - they are crooks. I would have given them a zero except it won't let you give them less than one star.

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    Customer Service

    Reviewed Dec. 28, 2015

    Purchase Metlife Auto in October 2015. Had them before through my employer. Never had any problems so I decided to come back. Can't say the same this time around. After having the coverage for about 2 months, I find out my policy had been canceled. Metlife indicated their underwriting department confirmed I had a suspended license. After several calls to NCDMV and having to obtain a driving record to prove that information was incorrect, Metlife reinstates my policy. However on my next payroll deduction, they take out 2 months. After calling and speaking with several associates, I'm refunded my money only to find out my collision has been canceled which is required in NC. They tell me they can't add it back. I ask for the steps to cancel the policy. I am told this can be done via email. My email is sent requesting cancellation.

    A few days later, I find out it hasn't been cancelled. It had to be sent to a different department to be cancel, payroll deduction was still scheduled, and it would take 8 business days. My main issue with Metlife this time around is the fact for about 3 weeks straight, I had been calling regarding different issues and at no point did anyone relay all the information. I was only provided this information as I called. Had the information been given to me from the beginning, a lot of issue could have been resolved without all the back and forth.

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    Claims HandlingCoveragePrice

    Reviewed Dec. 20, 2015

    After 21 years with Met and good service, I had to question them on a $70 price increase for renewal. Nothing changed with car, tickets, accidents, other claims, but Met could not help cut my premium. Even discontinued the multi-policy discount for having auto + renter's. GEICO gave me the same coverage for 50% less.

    Shame to say goodbye but necessary.

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    Claims HandlingStaff

    Reviewed Dec. 18, 2015

    I've been with this company for about 15 or more years with no claims. In July and November 2015, I received cancellation notices from them. I had been driving without insurance for a month. I paid the July fine to the DMV for $330.00. I don't know if it was my fault or not. This happened again in November! The notice I received was postmarked two days before I received it. I've always paid my bill when I received it. They would not reinstate me and I facing the loss of my plates for 23 days and probably another fine. I am a good, careful senior driver. I'm with another company now, and I paid the full premium immediately. I'm happy that I'm no longer with Metlife. I live alone. I need my car because I can't walk to the store or appointments. I'm going to be without my car for almost a month and that is scary. My other bills do not "get lost".

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    Customer ServiceStaff

    Reviewed Dec. 3, 2015

    On April 20,2015 I had an accident. I send the pictures and describe to them the incident, even the other driver admit his fault. The insurance respond very well and sent my vehicle for repairs and paid the damages right way. But what make me upset was that they took (7) seven months to refund my $500.00 dollars deductible after I call the them and send them e-mail about 20 times. They not ever responded to my e-mail when I was asking about how was the accident investigation. I moved from AAA insurance to MetLife. But after this poor, very poor costumer service, I move back from MetLife to AAA.

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    Customer ServiceStaff

    Reviewed Nov. 26, 2015

    I received solicitations via postal mail to enroll into payroll deductions. I was told this would be a quick and cheaper method for paying my insurance. Well not only did the customer service agent sign me up for more than what I asked for, they also took way too much out of my check. I called to have the mistake corrected and on two occasions was lied to about the changes. I was told the extra policy was deleted and as well that I would not have this mishap to occur again with my payments. Well it happened again and I couldn't be more pissed off!! I ** hate this company and I will terminate my policy effective next business day. I hope no one else goes through what I have.

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    Customer Service

    Reviewed Nov. 8, 2015

    I transferred to MetLife insurance in July 15th, 2015 and they told me my monthly payment was going to be $195 which I was ok with that. The first day they took that money out of my bank account. A month later when I got my first bill it was $298. What kind of company is this? $100 dollars extra in one month? I call and they said that was going to be my new rate. The first rate was a mistake. I call in September to cancelled after paying another $300. Total of $800 in 2 months and a half. And it’s November and am still getting bills. Am not sure what kind of company is this that take advantage of people's money. I finally switch to Geico and my bill is now $149 and customer service is exceptional. I feel so frustrated just because they took a lot of my money without explanation.

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    CoveragePrice

    Reviewed Nov. 8, 2015

    Metlife gives me the best price for the package that I have. I also get a discount on my deductible for every year I am with them. I have shopped around to make sure that I am getting the best price yearly but side by side no other company is cheaper without sacrificing coverage. I am happy with metlife.

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    Customer ServiceClaims HandlingPrice

    Reviewed Nov. 7, 2015

    Their pricing is the most reasonable of all the quotes I received, customer service is excellent (I haven't - knock on wood - had to file a claim so far). They answer questions clearly. Making changes to the policy is painless. At last year's renewal my premium actually went down by a few dollars. What's not to like?

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    Claims HandlingCoveragePriceStaff

    Reviewed Nov. 1, 2015

    I like them so far. I have not used them for a long time and I have not had to make a claim yet but the price is pretty good for my 3 cars, and I have full coverage. I also have house insurance with them and their package deal is amazing. I signed up through a friend and she gave me an incredible deal. And when she retired, they honored the deal she made with me.

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    Customer Service

    Reviewed Nov. 1, 2015

    I don't have much interaction with my insurance company. I have only ever had one claim. It was dealt with quickly. I have called several times with questions and always got answers in a timely fashion. I find their rates a little high, but that seems to be because of my zip code. I don't actually live in Providence, but my town has the same zip code.

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    Claims HandlingCoverage

    Reviewed Oct. 29, 2015

    Very happy with MetLife, they have deductible forgiveness, and discounts for multiple policies. I have only had one auto insurance claim, and they handled it quickly and easily and applied my deductible credit without a problem. I also didn't notice any increase in my premium afterwards. Also love their homeowners insurance.

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    Customer ServiceClaims Handling

    Reviewed Oct. 28, 2015

    I have had an auto insurance policy with MetLife for 10+ years. I have consistently had wonderful customer service any time I have placed a call and I have found many benefits to using them for my personal insurance needs. Many years ago I had a car accident and the claim was resolved quickly and without delay. Currently I am able to make use of a tenure discount (for many years with the same agency), a discount through my employer, as well as a multi-policy discount (I also have renter's through MetLife). I have had no reason to contact MetLife in the past year or so and make use of their website to make payments as well as pull policy information as needed (replacing policy cards etc). The website could use some more attention and bells and whistles but generally it is very straightforward and easy to use.

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    CoveragePrice

    Reviewed Oct. 27, 2015

    MetLife is easy to work with but expensive compared to other insurance companies. I especially appreciate that MetLife covers new windshields if damaged by rocks, etc. The company was easy to work with when one of my family members was involved in an accident. They did not give her the runaround like some insurance companies do. Overall, I am satisfied with MetLife.

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    Customer ServiceCoverage

    Reviewed Oct. 26, 2015

    Billing is a nightmare, customer service is a joke. Their communications are horrible, and nearly every day we are receiving some form of communication from them. They've made several mistakes on our multiple policies, resulting in fees and lapses in coverage. We are seeking other companies now, as this is just ridiculous.

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    Customer ServicePriceStaff

    Reviewed Oct. 24, 2015

    It was easy to get a quote and complete the process to get insurance. I was able to get the policy with phone calls and emails - no in office appointment was necessary, which was key given my hectic work schedule. The agent was helpful and did not make any mistakes along the way, and he had answers to all my questions. It has been easy to pay all associated fees (I have monthly costs directly taken out of my checking account). Prices aren't the best though so I plan to shop around shortly.

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    Customer ServiceCoverage

    Reviewed Oct. 21, 2015

    Received reasonable rate and covered with same as I had before. Discount through employment which is very important due to my state high rates. Easy deductions from paycheck or bank account monthly make it convenient. Got answer on 800 number right away for my question. Also can combine with home or rental insurance on one service and newsletters included. Got help to further lower insurance by taking state safe driver class online.

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    Customer Service

    Reviewed Oct. 16, 2015

    I am satisfied with Metlife because I have been with them for over thirty years with no problem. I would recommend Metlife to anyone who is in the need for auto insurance .They are reliable, very nice customer service, also gives you discount on your auto insurance .The deductible is reasonable and they are very helpful when I need them.

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    Claims Handling

    Reviewed Oct. 15, 2015

    I have been with them for about 15 years. I also have homeowners insurance with them. I have never had any problems with them at all. I was in one serious accident and my car was totaled. They processed the claim quickly and gave me the check for my car so I could get a new one.

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    Claims HandlingStaff

    Reviewed Oct. 14, 2015

    I have been insured with Metlife for over 30 years. I find the representatives to be knowledgeable, friendly and professional. I have only made one claim in all these years - for snow falling off my residence roof, which considerably caused my car roof to collapse. Within 24 hours, this claim was taken care of and I took my car to the body shop for repair. According to the body shop, they worked with MefLife easily.

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    Online & App

    Reviewed Oct. 13, 2015

    Have had good service and their website is easy to use. Have had the company for a number of years and have had a claim. They were prompt in paying, very courteous and worked with me to make the process easy.

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    Claims HandlingCoveragePriceStaff

    Reviewed Oct. 12, 2015

    They are very easy to work with. They have good prices and good coverage. I made one claim with them and it was easy. The process didn't take long and they were easy to deal with. I would recommend them to my friends and family.

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    Claims Handling

    Reviewed Oct. 11, 2015

    I've not had much interaction with the insurance company. I have my payments auto deducted each month and it goes smoothly. Fortunately I've not had to make any claims so have no experience in that area.

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    CoveragePrice

    Reviewed Oct. 9, 2015

    So far I haven't had any claims. The price is right and the coverage seems good. I get it through an insurance broker so I can compare policies. I don't know what else to say about it except that it has a good reputation.

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    Customer ServiceCoverage

    Reviewed Oct. 7, 2015

    This company is trustworthy, and is always there so they can answer our questions, and if we have any issues they work with us to resolve them. If you have a question about your policy and if you want to go with another policy that meets your budget they are always willing to work with you. They answer all of your questions too. When you hang up, you are feeling more at ease and comfortable with the auto insurance company.

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    Reviewed Oct. 5, 2015

    Nothing bad to say. They gave me a good rate and I've not had to report so have not had any problems. So far I am happy with service. Hopefully any claims I have to file will be easy and quick. I have no reason to think it won't.

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    Claims HandlingCoverageStaff

    Reviewed Sept. 30, 2015

    I won a judgement against MetLife over a small auto accident in small claims in Mass. I won the judgment, MetLife sent a lawyer. When I went back after 30 or so days to see if they paid the clerk magistrate said MetLife and their client worked out something - I had to go after the person who hit my car. Is this the way MetLife works? This is over a lousy $ 370.00 dollars? Metlife - think it over before you are insured by them. It is a good thing this was not larger money?

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    Customer ServiceCoverage

    Reviewed Sept. 10, 2015

    My father and I were in an accident and it was the other person's fault. They gave us a rental for a couple weeks and that was it. Instead of waiting until they gave us the check for our car that was totaled they made us give back the rental. I don't have money for the bus, no bike, and work far enough to where if we walked it takes my dad an hour and a half to walk and me three hours! No one has a car we can borrow and can't afford a rental. They expect us to just deal with it. Why have insurance if a situation that ISNT our fault. We get the crap end.

    When my parents explain on the phone they don't care at all. This is a crap company and we all have bad backs and can't do that kind of walk. Having to walk to the chiropractor who fixes our back just to hurt it walking again. Give people their car checks for when it's totaled then ask for the rental back. Stop screwing everyone over.

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    Claims Handling

    Reviewed Aug. 19, 2015

    I have been with MetLife since 1999 so I paid a ton of money on insurance since 1999. Made 2 claims - one on glass and one other car amplifier due to water damage. And was late for a payment 2 weeks. Was going to make a payment. Was told my policy was cancelled and was told I could not reinstated it. Loyalty I gave for 17 years because I made two claims. WOW. Going to Geico.

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    Customer ServiceStaff

    Reviewed July 30, 2015

    Recently submitted a vehicle collision claim for repairs. Received a phone call from a "Claim Consultant. Questions? I'm happy to help" requesting that I call her to discuss the claim. I have called her extension over a dozen times in 3 days & left messages requesting a return of contact. I have received NO calls, nor email communication. Disgraceful & unprofessional behavior.

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    Customer ServiceStaff

    Reviewed July 9, 2015

    I have MetLife for my auto. Never missed a payment for the last 4 yrs. Got in an accident and car was total. It's been 3 weeks and still no traction. They only give you rental for a week so am I suppose to take a cab after 7 days? They never answer their phone and always return calls 2 days later. Stop ** people around. I never had this issue with Geico or Progressive. I'm sooo switching ALL 3 of my vehicles. Chris ** you're the worst adjuster ever and I'll still be here waiting, waiting, waiting on your return call.

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    Sales & Marketing

    Reviewed July 8, 2015

    If you get into an accident with anyone who has MetLife be sure to get witnesses and a police report and any evidence that you can. They will try and scam you and not pay for damages even though the policy holder admits to being at fault.

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    Customer ServiceStaff

    Reviewed July 7, 2015

    I was hit by a drunk driver on 6/5/15. He hit us head on coming down the wrong way! My wife was coming up a one way when hit us and my 3 children. Patrisha ** is my adjuster, she has an nasty attitude. We're the victim here.

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    Customer ServiceOnline & App

    Reviewed July 1, 2015

    I have spent hours trying to get a hold of their customer service. Their website is also not user friendly. I am cancelling my auto insurance with them after over 7 years of payments.

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    Coverage

    Reviewed June 8, 2015

    Over 16 mo. ago a MetLife customer, with their auto insurance, ran a stop sign and broad-sided me. Their offer does not even cover my medical bill. I am disabled and they say I have a pre-existing condition. So I guess I cannot get hurt. They lied to us last year when they payed the min. for the car. They said it was state law we had to get a salvage title. Until my kids slammed MetLife on Facebook then magically was not state law. Pass this info on to others.

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    Customer Service

    Reviewed June 8, 2015

    My daughter was in an accident in Boca Raton, FL where her 2013 Chevrolet Equinox was totaled. The Metlife policyholder let her boyfriend borrow her Audi vehicle and this boyfriend proceeded to go through a red light and hit my daughter right between the passenger front and rear door. Totalling the vehicle and causing injuries on my daughter. As of today, 6/8/2015 Metlife has not gone to inspect and total my daughter's vehicle out. This accident happened 4/13/2015 as my daughter on her way to work. A college student in Boca Raton is now having to wait for Metlife. This is so sad that an insurance company now has allowed the garage to have almost 2 months of storage fees and the towing on the totaled vehicle. I have never seen a more inept insurance company and will have nothing to with Metlife after the lawsuits have settled. If anyone is smart, do not get Metlife as the adjusters are slower than a turtle and very rude.

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    CoveragePriceStaff

    Reviewed May 15, 2015

    I recently called MetLife to get a quote on adding an additional driver to my existing policy but did not authorize them to do so. I was simply shopping to compare rates with other auto insurance companies. I have my premium on autopay each month and when I checked the activity on my checking account today, I was charged double my usual premium. I called MetLife and they said that an additional driver was added to my policy which caused my premium to double. I told the agent that I did not authorize this change. I simply called a few weeks ago to get a quote but never requested this change in my auto policy.

    To make this story short, MetLife will not remove the additional driver nor reimburse me for the overpayment. I cannot believe an insurance company can change one's policy without any authorization to do so and that simply asking for a quote constitutes changing my policy. They don't even have any information on the additional driver that I was asking a quote for, except for the name. This is illegal and should not be allowed to continue. If I don't get a resolution on this, I am dropping my coverage with METLIFE and go with another auto insurance company.

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    Customer ServiceStaff

    Reviewed May 15, 2015

    I was hit by a driver with MetLife insurance while I was at a complete stop. The police were called, and the other driver was cited determining he was at fault. I got the driver's insurance information, and filed a claim that same day. My car was badly damaged; (the whole rear end was torn off), then they assigned an adjuster by the name ** 1800 8546011 ext ** that was rude and incompetent. She stated how I am responsible and that I should go through my insurance to get a rental vehicle. The way she spoke to me is unacceptable.

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    Claims HandlingCoverageStaff

    Reviewed May 6, 2015

    I won't be renewing my policy with MetLife after being treated as if I'm an inconvenience to them. We have multiple vehicles insured and I had always paid on time. I got into a minor car accident recently and had to get a rental. I didn't know what my daily maximum coverage was for the rental so when we called MetLife, they found our policy but couldn't locate a valid claim #. There was a lot of going back and forth. I was allowed $50/day rental coverage but I opted for a $15/day car. My car was a 2 day repair but I had additionally work done paid out of pocket for the repairs since it was already in the shop, why not. MetLife said they were only suppose to cover 2 days worth of rental fees but when I told them that my job doesn't make it easy to work around the shop or rental car schedule, they would only cover 5 days instead of the whole 8 days I had the car.

    You would think that that's whole reason why you have insurance was to deal with the inconvenience of an accident. It's not like I rented an expensive car to take advantage. I will pay the extra 3 rental days MetLife failed to cover for me. But as a loyal customer fighting with them over $45 I will not renew my policy with them. That just goes to show how much they care about their customers. It's called life. Things happen! Not everyone has a 9-5 job and I will not drop my job (I save lives everyday!) just to meet a deadline to save MetLife $45 they can't bend to help a customer.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 22, 2015

    In January after a severe snowstorm I was on my way home from work when I hit some ice and slid across the road into a curb. I drive a Chevy Avalanche which weighs about 7000 and the vehicle contacted the curb with enough force to strip off a six inch section of my rim. I took my truck to a local mechanical shop that has performed all the work on my truck. They worked up an estimate for me which I sent to MetLife. They sent out an inspector from PDA, a third party consultant that does work for them, to look at the damage. He took one look at the mileage on my truck and determined that all the damage, except for the rim, was caused by normal wear and tear and rejected all mechanical damage associated with the claim.

    I spoke with my MetLife claim rep and explained the situation and she had the inspector return to take a closer look. My mechanic, myself, and the inspector walked through all the damage and he maintained that all the damage was due to the amount of miles on my truck and denied any further inspections. I spoke with the MetLife claim rep again and was told that there was nothing that they could do. The damage to the front end of my truck consisted of a broken rim, the only thing they paid for, blown out front wheel bearing, bent steering control arm, front wheel alignment, front worm gear drive (I have 4 wheel drive), and transfer case replacement. The total for the incident was 2,800.00 which they only paid out 175.00 after six weeks of working with them.

    I have never had an insurance company be so uncooperative and refusing to pay out on a claim. I had selected to go with MetLife with my auto and home insurance because of a discount I received through the company I was working with. I had only been with MetLife for a short period of time prior to this incident. I was with my last insurance company for over 15 years. So refusal to pay on a claim cost MetLife a long term client and based on my insurance premiums spent over that same time period about 60,000 dollars. I have dropped them and highly recommend that if you are looking for a new insurance company, that you look somewhere else... Customer service is not something that they do well or even care about and they only want your money...

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    Customer ServiceCoverageStaff

    Reviewed March 18, 2015

    Filled with incompetent people that takes millions of phone calls just to get 1 document sent by email. And that document... proof of billing and crediting of funds. Obviously this company is hiding all of their screw ups and that is why it is so difficult to get this information. To anyone with payroll deductions.... check the billing and application. Everyone of mine is screwed up! Would never ever ever recommend this company. And as soon as I find all my missing funds, I am cancelling this policy regardless if I have other coverage or not. I would rather be uninsured than to deal with this company anymore. I hated even giving this company 1 star as they do not even deserve that, but I guess you have to rate something.

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    Customer ServicePriceStaff

    Reviewed Feb. 28, 2015

    I was calling to understand why my premium went up after they sent me a letter the day before they took out extra money out of my bank account. After waiting for 10 minutes, Michelle answered the phone and gave a tone that was quite obvious she hated her job and didn't want to there. She told me the reason was because I was only getting 5 percent discount instead of 10 due to the fact that I was no longer a new customer and only got half of 'the welcome discount'. I tried to understand the cost and she said it was only an extra 1 dollar a month...when 5 percent of 2k is more like 8 a month. She was extremely rude and condescending when I tried to get her to elaborate on how they came up with that number. She said it was because I changed my policy and asked if I got a new car. I told her I didn't but quickly realized before I got my new car I had initially switched insurance and put my old car on for 1 month.

    I sincerely apologized and she came back twice with smug remarks telling me I was wrong and that it was me who was wrong. I told her twice that I know I was wrong and apologized. I mentioned to her that I didn't appreciate her tone and thought she was being rude. She replied in an even ruder tone that she wasn't trained to be rude. Everything this woman said was in a very rude tone and was almost making fun of me because I called about a very small increase. It wasn't the money, it was the principle that they took the money without even explaining it. They only sent the 1 letter that came the day before! I quickly told her that I don't think the conversation is going to go anywhere helpful and thanked her for her time...I gave her 4 seconds or so to respond and after she said nothing I hung up. I would not recommend this company...will shop around for another company TODAY!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 8, 2015

    In the almost 20 years with Met, we have had 3 car claims and all were handled with courtesy and perfection by Met.

    My son had his Saturn destroyed in a hit-and-run. Met even persuaded a rental company to provide a rental although my son was under 25. The adjuster added value for new tires and radio we had added resulting in a very fair settlement. I brushed against a part protruding from a truck in a parking lot and tore up my bumper cover. Told the adjuster the shop I preferred and he said that's the shop he'd use for his own car. Rental provided and no increase in rates.Came out of grocery to find driver's door on my Corolla torn to hell and bent by unknown party. Spoke to Met adjuster and was told to get estimate at my preferred shop. When I got there, Met was on the phone with shop foreman asking for damage pictures.

    Claim immediately approved and rental extended when a part came late. I love Met and recommend it to all.

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    Claims HandlingCoverageStaff

    Reviewed Feb. 5, 2015

    Have been with Metlife auto insurance for several years, Never had a claim. In May 2014 I sold car, called Metlife immediately to change policy, (drop a car). Was out of country for several months. Upon my return, I received a policy update letter. To my dismay, The car I sold in May was still on policy. I have been calling every three weeks or so trying to get my refund on sold vehicle. Always same story, check will be issued in approximately 10 days.

    It's been over 9 months now, still no check! And I received my new policy renewal, guess what! The car that was supposed to be dropped last year is still on policy. I don't think I can deal with these RUDE, Unqualified morons anymore. If they can't make a simple policy change, How are they going handle a claim? I'm calling the state insurance commissioner And Demanding a Full Refund. Metlife Sucks!!! Going with AAA. I'd rather pay a higher premium, knowing I can walk in any time to speak with an English speaking agent if need be.

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    Customer ServicePriceStaff

    Reviewed Jan. 20, 2015

    Lack of customer service. Very rude people. I asked them about paperwork they refused to send paperwork. Rate started at 134.00, great price. Then got worse from there. I asked them again to send me paperwork, never happened. Then started jacking up my price even more. This month they doubled the price and canceled it for no apparent reason. Never got a cancellation note or anything. And when I asked about it excuse after excuse. I've been with them for 3 months already. Very horrible and inexcusable reasons. I'm cancelling my account going to a better car insurance company.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 16, 2015

    My son was being passed on the right on the shoulder (illegal in Texas) and they did not fight to prove the other part, who never responded to the claim was at fault. $1000 deductible out of my pocket. The second claim, after my son was clearly Tboned and Not At Fault.. 1 year to get my $1000 deductible back. Third claim.. I was out of the country when my car was stolen out of a parking garage. They told me it was my responsibility to make sure the SPD got the video surveillance from the parking garage. I tried, but they didn’t help at all. Then they hired an investigator to investigate me not the thieves!!

    In all 3 claims, the adjusters and agents were impossible to get a hold of, never returned calls, were always out of the office or on vacation. Go with a local company with an agent that will fight for your rights! I'm going back to Farmers! The rates are higher, but my agent knows me personally and they pay claims in a timely manner and will make sure I don't get screwed over!!

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    Customer ServiceClaims HandlingStaff

    Reviewed Dec. 18, 2014

    I was hit by a driver with met life insurance... I filed the claim over the extended hours hot line. Then they assigned an adjuster that wouldn't ever answer her business phone during the day. Almost 2 months went by and I eventually cancelled the claim and was out a couple of thousand.....

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    Customer ServiceCoveragePriceStaff

    Reviewed Dec. 12, 2014

    I was introduced to MetLife auto through my employer in 2010, they are in fact the lowest priced auto insurance company at this time. However, with these low rates their customer service is a disaster. Not only are they condescendingly rude, they are also idiots. In the 4 years I have been with this company I have only called them for two things and both have been an ordeal. The first time I called: was to have my Wife's name changed. After I sent in all her documents, it still took them nine months to get it right. I called 12 times for this one reason, the customer service reps kept sending ID cards with her maiden name and telling me they sent it with her married name. The second time I called was to have my premium payment due date changed from the 15 to the 22 just for this one month since I have not been able to work for 4 months.

    Again customer services sucked. According to the agent they could not help me, I had to fill out a form and send it in for approval for the following month. But I would still have to pay on the 15 regardless. Mind you I have been with them for four years no accidents not even a ticket, my deductible is down to $250.00 yet they could not do this one concession for a long time policy holder. I had to call my bank and file a stop payment that cost me $35.00. Thanks MetLife, you suck.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed Dec. 5, 2014

    Don't buy even if they offer cheapest rate. They are a scam and will raise rate in a few days. I took an auto quote from Metlife in mid Oct 2014. The agent gave great rate and said once I give driver's license nos and social and they run checks, the rate is confirmed locked in. I have all that and paid the 20% advance to buy policy. I also disclosed the two past claims with dollar amounts. Two days later they called and said underwriting has raised the rate by about $150. I asked I was given a locked rate, the agent didn't care. Nightmare didn't end here. I was asked to send proof of medical insurance to get the discount so metlife can coordinate PIP benefits (state law in MI to have no fault insurance). I fill a form given by Metlife and form asked a signature from insurance provider ie Bluecross in my case. I called and explained that I cannot get signature from Bluecross but am providing policy details and Bluecross contact no and Metlife can verify like my previous insurance did. The agent said, "that's good no need for signature."

    Lombho instated of discount. Few days later I get a letter from Metlife raising my premium again. I call again and agent said, "well your PIP form was rejected because no signature" and I said, "well we discussed this before," but no good. The agent was so clueless that he said he is calling underwriting and put me on hold and later got connected to me and started talking to me thinking I am an underwriter. I was hopeless by then and disconnected the line, cancelled the policy next day and will not buy from this company even if they give it free.

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    Claims Handling

    Reviewed Nov. 29, 2014

    I had a fire in my house while I was away in vacation in Florida on 12/22/2013. Almost a year now and the company is giving me such a hard time to settle the claim fairly and to top this off they sent an engineer to do an inspection after 10 months to say that we damaged the house intentionally and after 12 years with them they are dropping me because of this one and first claim I ever had with them. I would never recommend them to anyone. They referred us to a dry cleaning company that destroyed the leftover from our clothes and they said it's OK and the clothes are fine. What a shame to have a company like this still doing business and hurting people. Me and my family can't go back to our home to this day.

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    Reviewed Nov. 26, 2014

    They raised my rates 18 percent with a great driving record.

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    Reviewed Nov. 25, 2014

    I can agree with a previous rating. MetLife failed to cancel my policy when I put in a request for cancellation. Apologized then continued to try to collect out of my bank account multiple times! I owed no balance to them. They had even sent out a small cancellation reimbursement check and two weeks later they billed me saying I owed them money yet cannot explain how they determined this figure. I did not think I would be a victim to whatever acts they are committing. Please take my advice and avoid any of their services!

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    Customer ServiceStaff

    Reviewed Nov. 18, 2014

    Originally wanted to switch from Geico to Metlife because they were offering substantial discounts but not worth it if you have to sacrifice good customer service. I rather pay more and get good customer service than go with Metlife and get mediocre customer service. Please do not switch. You would get bad reps that do not earn your trust, they will mess up the dates and details that you need. They will get them wrong. This co. does not care about bad reviews. They won't even keep good notes on your account. They passed you down from one bad rep to another. When you call their 800 # the option for customer service is non existent, try to call, you will be talking to a machine for a while. I had such a bad experience starting off that I turned down a $60 a month savings. That's how bad they are, 0 stars.

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    Claims Handling

    Reviewed Nov. 12, 2014

    DO NOT USE METLIFE. I have used MetLife Homeowners Insurance for the past five years. My home recently froze when I was away. Additionally, I had items removed from my home. MetLife had no intentions of paying out to the policy. They visited my home, saw the broken water pipes and the water damage. Within a week, MetLife contacted me, and said they would not pay for any damage, because I was at fault. I now sit in my home with no heat and no funds to make the repairs for heat or my home.

    This action is typical of the MetLife brand. They have no intention of paying on policies. The will do all they can to deny your claim. MetLife does not even substantiate their denials. They sent me a letter highlighting the policy. That was all I received. DO NOT USE METLIFE. FIND A CREDIBLE INSURANCE CARRIER.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 12, 2014

    On Oct. 30, 2014, I was hit by a driver that was insured by Met Life. The police were called, and the other driver was cited for unsafe movement determining he was at fault. I got the drivers insurance information, and filed a claim that same day. My car was badly damaged; (the whole front end was torn off), but I was still able to drive it to the body shop to get an estimate, also the same day. The estimate was just shy of $4000. The claims rep. that I initially spoke with was warm, and friendly. She assured me that someone would be in touch with me "quickly." This is where the headache begins.

    The accident happened on a Thursday. By Monday, when I still had not heard anything, I called my agent that had been assigned my claim. She was scatter brained and unorganized. She took a statement from me and told me that she already had a statement from the other driver. She stated that she needed a copy of the police report and an estimate from the body shop. I told her that I had copies of both, and I could fax them, and email. I faxed them twice and emailed them four different times. They refuse to give me a rental. I am driving 50 miles one way to work in a car with less than 5,000 miles with no front end. As of today, two weeks after the accident, my car is still wrecked, with no repair scheduled, and no answers. I have called these clowns everyday to no avail. I find that I am transferred from person to person. Each one has a different excuse. "We're waiting on the police report." "We need a witness." "We need more pictures." And on, and on. I am required to give at least one star, but I am really rating them zero because they are terrible. They way they treat people is unacceptable. Stay away.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 6, 2014

    I was involved in a car accident with a gentleman insured by MetLife. The accident was not my fault. I was hit in the rear. The other driver was cited and the police report stated he was at fault. MetLife paid for my auto repairs after several verbally abusive, stressful conversation with their agents. The MetLife agent called me to let me know my car was ready for pick up at the auto body shop. I called the auto body shop to arrange pick up, they told me they had not received payment from MetLife yet. I told the MetLife rep I could not pick my car up since they had not received payment. She told me they were not paying for my car rental after 10/31 because my car was ready to be picked up. I told her I could not return the rental car since I could not pick my car up until they received payment. She told me the check was mailed on 10/29. I told her they have not received the check, as soon as they receive payment I will return the rental. They refused to pay for my car rental after 10/31. The auto body shop received the check on 11/3. I returned the rental on 11/3 and my credit card was charged $70.31 for car rental 11/1-11/3.

    How am I supposed to get my car when they had not received their payment? I should be refunded $70.31 for the remaining car rental charges. I have family members and friend insured with MetLife. After the horrible customer service I have received on this claim, they are cancelling their coverage and finding a different company.

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    Customer ServiceStaff

    Reviewed Oct. 10, 2014

    I got a MetLife auto policy through my job. They were supposed to deduct only $50 from my check each week. I cancelled the policy the day before it started. The rep said nothing was going to be deducted anymore. Two weeks later I go to check my bank account and there's a balance of $0. I immediately call my payroll and they told me that MetLife has taken my ENTIRE check. I call MetLife furious and they tell me the rep I spoke with DIDN'T cancel my policy until days later. They told me I would have my money on a Thursday. After I threat to call a lawyer, I received my money on a Tuesday. Fast forward to the next week and once again my bank account is empty. MetLife has once again stolen my money from me. I'm in the process of legal litigation with them as I type.....

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Sept. 28, 2014

    I got MetLife thru my employer. I put full coverage on my car with rental. They deduct automatically from my paycheck. I woke up one morning and found my car to be a victim of a hit and run. I called the local PD, they said there was no calls or complaints made regarding it and since I did not have a description of the vehicle or what hit me I need to contact my insurance company. I contacted MetLife and filed a claim. They put me into a rental. 4 days later, said my claim is under investigation. Never told me they stopped paying for the rental until Hertz took 450$ from my account.

    I called MetLife and my representative said, "Oh sorry I forgot to tell you we stop paying for it once it's under investigation." After the appraiser came out and deemed my car a total loss they wanted to take my car to a storage free facility coparts. I declined because I had my own storage. Two days later I get a call from the shop where my car was and the car was missing. MetLife sent coparts to pick up my car after hours and sent it to the auction. I got a hold of my claim representative and she said apologized again and said she messed up and the car would be returned.

    They returned the car two days later completely stripped down on the inside with auction lot stickers and writing all over the car. "Runs and drives" this free storage facility was selling my car. The rear view mirror was ripped off the window all the interior was ripped off the car. The speakers torn out the doors, the horn was missing, the head lights were ripped out and dangling. Ect I called my representative infuriated and she said they would send a field supervisor out to see the car. I took pictures and emailed everything to them in the meantime. They came out 3 days later and told me coparts said they never touched the car and won't pay for any damage done.

    Needless to say my car is still under investigation after they made me meet their attorney and testify under oath. Made my boyfriend who had nothing to do with this provide them with a statement bc he seen the damage on the car. It's been over 2 months they never respond to calls and last time my representative picked up, she told me no claims in a non payment status and doesn't know why. They take insurance out of my checks still for a car I can't fix or drive. Yet they have done nothing but make my situation worse.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 16, 2014

    My car was involved is an accident that resulted it being totaled. It was an old vehicle so I had recently dropped collision coverage. The car was towed by a police authorized company to their location. When I reported the accident to Metlife they recommended a company called Copart who would pickup the car, bring it to their storage yard and then make an offer for the vehicle. It took 3 weeks for them to pickup the car, all the while incurring $30 per day storage fees. When I tried to get paid at least the salvage value for a 1999 Dodge Stratus, Copart said they don't pay for vehicles and call Metlife. Calls to the person at Metlife do not get returned. I can only leave a message on this person's voice mail. If Metlife did not recommend this other company that they partner with, in situations where they does not have collision coverage, the vehicle would have been scrapped much sooner and I would have gotten something for it.

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    Customer ServiceStaff

    Reviewed Sept. 7, 2014

    My monthly payment was deducted from my account (paid in advance) on June 21 for my auto insurance. On June 25 I added my teenage daughter. On July 5 the policy was canceled as I found insurance that was a lot cheaper per month. The pro-rated amount between June 21 to July 5 was less than what I paid on June 21. I received a bill for another $85.28 from MetLife mid-July without any explanation of why I would owe them more money. They refused to speak to me about my account stating I went through a broker so I need to call the broker. My broker was just as frustrated stating he could not even get an answer from them as to why and that the billing did not add up or make sense. I spoke to my broker about 1 1/2 weeks ago and was told that they finally got it straightened out with MetLife and that I do not owe them any money.

    Today I received a collection notice. MetLife sent me to collections and is still demanding that I pay them monies. For absolutely no reason at all. My broker told me that they have since dropped MetLife as I was not the only one this had happened to and that MetLife refuses to respond and is unwilling to correct their mistakes and he (the broker) was beginning to lose customers because of MetLife. I cannot recommend any company who cannot provide explanation of charges and refuses to speak to you about it. I have filed a complaint with both the NAIC and the BBB.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed July 22, 2014

    In 2003, we had a claim on the house after a hurricane. There was some issue with the roof and we filed a claim for $2000 in damages. We paid $500 deductible. All was fine until the end of the year, when we got notice that our mortgage company requested we pay our balance in full. The bank said it was because the insurance company canceled the policy. We never got notice that the company canceled the policy. We tried but could not get insurance elsewhere because we were on an automatic black list. I had to buy an unneeded new roof for $7,000 on my house in order to get my insurance re-instated (my idea). Why would an insurance company be allowed to auto cancel a policy after just one claim, and without any notice.

    Fast forward to this year. I had been a couple of weeks late with my payment. MetLife canceled my auto insurance this time, again without notice. So I had to find another insurance carrier. I called around and because I did not have current auto insurance, they had to charge me about $300 surcharge!! Now I get sent a collection notice for $481 that Metlife says I owe them!!! They suck!! If I had paid the back money owed, they would have hit me a surcharge for being late. Now I have to pay more than triple the rate because I have to pay new insurance company surcharges on top of having to pay a collection agency. I called customer service @ Metlife and the most they could offer me was "I'm Sorry".

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    Coverage

    Reviewed July 2, 2014

    Had been with Metlife for a while. They insured four of our cars. We got two new cars and was going over our policy and was being asked the question if the cars were garaged and I said they were my son's though was at a different address since he had moved out to an apartment. Both my sons and my name are on the title. Then I got several letters asking for more information. I would call and give each person I talked to the information they thought they needed. Needless to say, we got a letter saying they were canceling the insurance on my son's car on July 1st without any knowledge. Come to find out they decided to cancel all of our cars and the only reason I found out was that I was checking the bank to see what the new insurance withdrawal was going to be and saw it had never been pulled from my account. So at 8:00 pm, I am scrambling to find insurance. That is some very poor service.

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    Customer ServicePriceStaff

    Reviewed June 23, 2014

    I had signed up for Metlife home and auto last summer (2013). They quoted me a good price at the time and then to get my house insured with them, they send an representative to inspect, which was fine with me. However the rep. didn't get to the inspection in time so they cancelled my home insurance because their representatives are so far out of reach with getting things done and reported back to them. So in May of 2014, they started more than doubling the amount they took from my payroll deduction (as I set it up through the company I work for to have the deductions straight from my check). I could not ever get a hold of anyone to explain why it almost tripled so i searched and found a different company to insure from. When I sent the request to cancel (9 days) previous from my notice to them, my next check showed a deduction of 27% more than what my original deductions were and when I called to try and work it out they told me that I had a previous balanced that was required to be paid.

    Well, they withdrew money from my check almost 1 month before I started my policy with them so how could I have a balance? It's just another way for them to royally screw their customers and make more profit. It would be really nice if someone from their company could explain or just give me a straight up answer on why??? Their customer service totally sucks. Every time I try to contact them they are "experiencing larger than normal call volume" so why have you not added more customer service people to handle it. It's been more than a year I've dealt with it?!! And at least train your reps to make your customers feel like people not "IDIOTS THAT YOU CAN TAKE ADVANTAGE OF". I would not recommend this company to my worst enemy. It ridiculously so unorganized and distant from the need of the service people need in insurance requirements!!!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed June 6, 2014

    I filed my first auto claim while driving out of my home state. No other vehicles were involved and we hit a blown out tire on the highway and damaged the front of the car. Once we were able to stop, I called to report the incident. Since I had never done this before, I wasn't sure what to do and was told I would receive a call the next morning from an adjuster. I waited all day and finally called late the next afternoon only to be asked why I hadn't gotten an estimate yet. I said I hadn't since I didn't know who to call and was told I needed to talk to the adjuster first. The person started to give me names in my state and I informed her that I was out of state and on vacation. She said that I could wait until I got back home. I informed her that I would not be home for over 2 weeks and I was not driving a vehicle all the way home if it may not be safe to drive.

    She finally gave me some places to call and I got an estimate. I received a call finally hours later from the adjuster who was rude and uninformed. I was also told that I didn't have rental coverage which I was under the assumption I did have. Then was told that I could add it and be covered, but then was told no that I wasn't. It was all very confusing and the people I spoke with were very rude. I finally got a call from a supervisor who just tried to pacify me by saying she understood my frustration and was sorry but there was nothing she could do. Pretty sad, I think, after not ever filing a claim and being a customer for over 15 years. I will be switching to another company as soon as my claim is paid.

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    Claims Handling

    Reviewed May 3, 2014

    Our insurance bill was $2,597 last year and increased to $3,021 this year. We never received a notice or explanation for this increase and nothing is noted on the bill. I called Metlife and they said we are paying for the high claims in AZ. We have to pay for Metlife's losses. This is ridiculous!! We are senior citizens trying to cut back on expenses and are now hit with this unexpected bill. Is this legal?

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    Claims Handling

    Reviewed March 16, 2014

    Their customer got paid from them 1200.00. They're trying to come after me for bill but he never had work done. Also, he had someone commit fraud making a false invoice saying he got work done he never did. But the company gave me proof he never got it done nor did they give him an invoice, so I have a credit collection dept coming after me. I told them take me to court. I have proof. They want me to prove it to them the proof. It’s their client that committed fraud not me, plus they said, "Well we paid the claim. You owe us." LIKE HELL I DO...

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    Reviewed Feb. 27, 2014

    I have been a customer for almost 6 yrs. I recently moved from Utah to California. In the process of moving, MetLife put me through the ringer. Something kept showing up in their system, that had been cleared through both the state of Utah and California. After over 5 hrs of back and forth nonsense of sorry we can't fix it. I'm canceling my service and going with a company that can insure me in California. Beware if you chose this Company. They couldn't care less about the consumer. I have never had such a horrible experience with a company.

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    Reviewed Feb. 10, 2014

    I was making a left turn with no oncoming vehicles when a speeding car came up over a hill, and struck my front passenger fender. He left 30 feet of skid mark before he hit me. But according to MetLife I am still at fault because I was making a left turn. But yet the Mass. board of appeal found that I was not more than 50% at fault and I will not be surcharged. But according to MetLife anyone making a left turn is automatically at fault. Of course they are in New York and don't bother to investigate. I would not advise insuring with them.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 1, 2014

    Many years ago, American Electric Power employees and retirees were offered coverage with a group rate and made to believe we were getting a real bargain with many perks. After about 2 years, I switched to MetLife and was a customer for many years until 12/18/2013. Every renewal date involved an increase in rates that were totally unreasonable. I was being charged for things that did not exist on my property, such as a storage building destroyed years ago by a snowstorm, etc. My home is valued for tax purposes at $55,000. MetLife value was $202,000. Annual total for homeowners alone $1,407.00.

    Every phone call to question coverage was met with borderline rude excuses and bottom line, nothing could be done. Cancelled and went with new company 12/18/2013 - monthly payment went from $168.54/mo to $91.59/mo. When I cancelled, I was told I would owe for 1 day of coverage on auto because renewal date was December 17; instead, I received a refund check in the amount of $5.62. Thank you, MetLife. I really am angry with myself for allowing this to go on for so long. Buyer beware.

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    Customer ServicePriceStaff

    Reviewed Dec. 4, 2013

    The car behind me was tailgating & hit me (smug that my '94 Cougar is like a tank). I was pushed into the car in front of me. Since police don't care about traffic accidents - we just exchanged insurance info. The driver who hit me insurance called to ask whose fault it was... dah. To this day I have no idea if they paid me. MetLife declared my car totaled. I'm assuming it was cheaper to pay me $2000 than fix my car. They immediately asked for info on my "new" car.... Oh for sure... Funny, my totaled car still runs great. Someone said I should complain - they must not know insurance companies can do Anything they want... PS. State Farm was even worse & AARP/Hartford is the cheapest, but cheapest isn't always worth it.

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    Customer ServiceClaims HandlingPrice

    Reviewed Oct. 31, 2013

    I was also in an accident with a MetLife customer and she was determined at fault. A few days later I got an estimate for damages and I was quoted $1700 by a body shop. Two weeks after the accident they sent out an adjuster whom I gave a copy of the estimate. Then a few days later I receive a call that they are sending me a check for 860 dollars. I called the claims adjustor and his supervisor and I am being told that there are differences in estimates. It is strange that it is half the price though and I have yet to be provided a copy of their estimate. I am now planning to contact the insurance commissioner for my state tomorrow. And I told them this and I had three missed calls in an hour from them.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Oct. 29, 2013

    I have had both home and auto insurance through MetLife for several years and never had a claim so was happy as a clam with it! 2 weeks ago my car was stolen from my driveway with my purse, phone, car seat EVERYTHING in it when I ran inside to change my daughter's diaper. I had paid $30,000 in to my car and was $3800 away from finally having a paid off car so I was DEVASTATED. My car was recovered the following morning by police with the thieves still in it. I was happy to know they hadn't crashed it or parted it out and thought it was the best case scenario.

    When I talked to MetLife they said I needed to go pick up my car at the tow yard to make sure I didn't incur additional costs as they would only cover a reasonable amount for the towing so they felt comfortable enough with its condition to have me drive it. I saw minimal damage (a few little scratches on the exterior, 2 little tears in the interior and 2 cigarette burns) but drove it home no problem. That night I went to go to the store and noticed my automatic lights didn't come on and had to physically turn them on. When I did, the dash lights went out. I finally found that the thieves had cut a wire up by my rear view mirror and ripped off a sensor on my windshield.

    I called my adjuster the next day and she said we needed to get my car to my shop of choice. I dropped my car off at a repair shop a friend had recommended and called MetLife and since it was a Friday I would have to wait for their estimator to come and estimate the damages. The following Friday, I was contacted to let me know it was going to be a TOTAL LOSS! I get that electrical can be expensive but they wouldn't give me any information about what was in their report and what deemed it a total loss. I had driven it for 2 days and other than the dash lights not working when the headlights were on and the minimal cosmetic damage, it seemed fine and the thieves had been driving it at the time of arrest so they obviously didn't do anything to it to make it undrivable.

    I was contacted Monday morning and told my settlement amount and said they needed me to authorize them to take the vehicle immediately and agree to the settlement. I had taken such great care of my car, had just replaced the windshield and with sensored glass it was a pretty penny and had just bought a new battery and headlights which cost me another $500. I asked if I could buy the car back and get the necessary repairs on my own because I had so much invested in it and while dealing with all of the police stuff and the fraud they did on my credit cards, I just couldn't buy a car right now. They said that because it was a theft there was no way to buy back the car. Basically I have no other option than to accept the settlement that they felt was fair and each day that I prolong the process the settlement amount will go down because the shop where I want to have it repaired is charging $75/day for storage.

    How is it that people buy back crashed cars all the time with a salvaged title and they choose the work they want done but they refuse to sell back a car that wasn't crashed??? And they wouldn't tell me what was in the estimate that forced it to be a total loss. They said "There could be additional things we can't see because it was a theft" so it would be a liability to sell it back to me. But what if there aren't additional things wrong? I drove it for 2 days! I feel like they are strong arming me to hurry up and accept the settlement that I don't agree with because they "feel it is fair" although they won't disclose how they came up with that ACV amount. I am afraid to sign over the car because I feel like they have only given me option that I don't agree with. Isn't a settlement where TWO parties agree? Can they really say this is your only option, take it or let that amount go down every day until you finally agree to take it?? Just feels very shady.

    In all fairness it isn't a horrible offer. The way this is being handled is giving me a very bad taste in my mouth. Should they be required to share the damage report they put together to come up with the fact it should be totaled? And can they say just simply because it was stolen, it is a total loss? The homeowner's claim was as easy as pie. No complaints, fast and pretty painless. But the car part has been a nightmare!

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    Customer ServiceStaff

    Reviewed Oct. 18, 2013

    I had MetLife Auto for 3 years and everything was fine until my husband, now ex, moved out of the country. I called MetLife Auto to have his name taken off the Insurance, and they tell me they could not do that. The agent on the phone was extremely rude, telling me that it was my ex's record that had us having a great rate. I was the primary, the insurance was through my job, and I have never had an accident or ticket. It was my SSN that was the primary, and here she was copping an attitude. I asked to speak to the Supervisor, and I told her, "Are you trying to tell me that I am stuck paying double what I should, when he is not in the country, the car is in my name, the house, utilities, etc." and she said, "Yes". I hang up, called another insurance company and got a policy by myself. They really need to retrain their customer service reps and review their policies.

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    Reviewed Oct. 17, 2013

    Metlife Raised my Rates after the first accident. I have had them for 5 years. Not sure why they did but it was the first accident in my life.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 3, 2013

    On Sept. 23, 2013, our daughter was involved in a car accident with a person insured by MetLife. The other driver was at fault. We called to place the claim with MetLife. The agent who took the claim was extremely rude. It took 5 days to have someone to call us back. The young lady that hit my daughter even told the MetLife adjuster she was at fault. We were told by Gabriel with MetLife not to take our vehicle to a body shop that they would not pay for a rental car until all sorted out. They sent an adjuster to our daughter's dorm.

    The estimate that MetLife performed was almost 600 off from the three estimates we got. We never heard back from Gabriel. I spoke with a woman in customer service and she said a check was mailed for the estimated assessment. They did not set up a rental car or speak with the body shop we had line up to fix the truck. After making 20 calls in one day, we finally had someone set up a rental car which they only allow three days to fix our truck. MetLife is a joke. A class action lawsuit needs to be taken against this company. We now will have to get a lawyer involved for the body shop to fix the car. This company is a joke.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 24, 2013

    On a Friday evening I was involved in a Motor vehicle accident with a MetLife insured driver. The MetLife driver was deemed at fault. By Wed. the following week (5-days after the accident) MetLife still had not contacted their driver and was going to close the claim. MetLife claimed they had made two phone calls and that was all their policy required. So using the phone number on the police report, I called the MetLife driver and asked them to call into MetLife to report the accident. The MetLife drive stated they had called the same day as the accident.

    I called MetLife back and now the claim agent admitted to having gotten a call but stated she was really busy. By the following Wed. (12-days out) Met life had just gotten in touch with an adjuster. By Friday (14-days out), the adjuster met with me, looked at my truck and missed about $1000 in damage. By Monday (17 days out) and nine calls to MetLife, I finally got a claims rep to admit that Met Life is not "holding up their end" and that "this should not be taking so long." Finally, the body shop called and was able to get authorization to start work 20 days after the accident. This is not to mention MetLife will not return a call, send my claim paperwork in Spanish (I only speak English) and has tried to stall the repair at least four times The rental car place I was told to go to did not have a reservation because the claims rep had called in a reservation for another city.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 11, 2013

    I received my new auto insurance policy from MetLife. For the third time in 1.5 years the policy went up 10 dollars. I called and after being on hold 10 minutes I was told it was a rate revision. I then asked why and was told these happen all the time. I then asked to speak to a supervisor and was told that I would be on hold awhile as the supervisors were busy with other callers. Gee, I wonder why? I'm shopping for a new company. MetLife does not care about the people that keep it in business. I have been with them since 1991 and have had no tickets or accidents, and no claims and pay $594 every 6 months. I'm hoping a class action suit gets going, if so, I'm in!

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    Claims HandlingCoverage

    Reviewed Aug. 26, 2013

    I had Metlife insurance and paid through escrow account. They doubled my homeowners from 1741 to 3104.00 per year even though I had not had a claim. It was my mortgage company that pointed out to me that my bill was way too high. Because it is paid for by escrow, we don't look at the bill carefully. Be very careful or you too will be taken advantage of. I was told by another insurance company that all of our rates are going up because they had to pay for national disasters...What a rip off. Changed insurance company, got better coverage for 1/3 less money. DON'T BE DUPED BY METLIFE!!!!!!!!!!!!!!!!!! Taken advantage of.

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    PriceStaff

    Reviewed Aug. 11, 2013

    Been with Met almost 20 years, auto and renters. Have had exemplary service.

    1. Son's car totaled hit-and run. Met gave fair value, upped value for added extras, and even got a rental for my son, who was under 25 at the time.
    2. Had a bumper damaged in a parking incident. Met let me select my shop and the adjuster was quick and courteous.
    3. Corolla was blasted so badly in a parking lot by a hit and run that it needed a whole new door. I told Met what shop I wanted to use, and the adjuster was on the phone with the shop when I walked in the door the next day. Approved the estimate at once and got me a rental. Extended rental when a part was delayed.

    4. When my son was younger, he got a ticket. Met did not raise our rates.

    I recommend Met to all, not the lowest price but great service.

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    Customer ServiceCoverage

    Reviewed Aug. 11, 2013

    My husband and I purchased a car last September 2012 and we were looking to switch insurance companies and the company he works for endorses MetLife. It gave us a lot of benefits so we decided to go with them. We insured both cars that we had at the time and everything went well for the first 8 months, and then at the end of May 2013 my husband's Dodge Charger was repossessed and due to other circumstances we couldn't get it back. So 4 days after it was repoed my husband called MetLife to cancel the policy and have them stop taking money out of his check. They explained to him that they needed verification from the finance company to do that so he called them and had them fax over everything they needed, and they had all the paperwork within a day.

    They claimed for over a month that everything was taken care of and that the deductions from his check would stop on the next pay period. Well that was false because 7 weeks went by and they were still taking 125.00 just for his car from his check. He called July 19 to request that a check be FedEx to him for the amount that they had taken and they said ok they would send it out on Monday July 22. It was coming from California so it should be here by July 24. He would receive an email with the tracking number that same day they said.

    Well someone screwed up because it was sent out by regular USPS mail and it is now August 11 and we have received nothing from them and every phone call my husband has made to either MetLife or his payroll for his job to fix this has gone unanswered and just thrown to the side. No one wants to take any sort of blame for this and it is getting tiring. I am dreading this Friday because I know they're gonna take another payment from his check and we're gonna be stuck making a million more phone calls for it to be fixed. After this situation is fixed we will be changing our auto insurance company and I plan on letting anyone know who may decide to use MetLife for auto insurance to go elsewhere because their service is just HORRIFIC!!!!

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    Customer ServiceCoverageStaff

    Reviewed Aug. 9, 2013

    I was involved in a car accident involving one of MetLife's clients. He hit and ran. Police got involved and a police report was filed. I then got in contact with Margaret ** of MetLife. She was very kind... for a day. She stopped returning my calls and when I would call and ask for a different adjuster, they told me she had to be the one to make the decision. After 7, yes, 7 voice mails and two months - Margaret returned my call and very rudely told me that her client claims he didn't hit me. Even with the police report (that specifies he HIT & RAN) they will not pay to fix my vehicle. I am now going through my insurance to fix the car. Every person I talked to at MetLife was impatient, rude, and not at all helpful. Go somewhere else for insurance. You'd be better off being insured by your dog...

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    Coverage

    Reviewed July 24, 2013

    I've been a member for one year with my auto policy. I called to get my new house added onto my policy. They denied it because it needs some work. How am I going to get someone to work on my house if I don't have any coverage?? After reading all of these complaints, I'm going to go with someone else with my auto and home. This company sucks..

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    Customer ServicePrice

    Reviewed July 19, 2013

    I drove into a large hole in August of 2011. It was dark well after 9 pm. There were no signs around the hole to warn drivers. My car was basically totaled. When I called MetLife, I was told the city had immunity on streets and highways. They wouldn't even come out to investigate the incident. They did pay for my car. When I purchased a new car, my insurance increased by $200 for a six-month period. When that period was up, it increased by another $100. When the next period came in, it increased by another $100. I called and was told the car I purchased would cost more to fix and that was the reason for the increase and I was surcharged for the accident. I had a problem with that because certainly it wasn't my fault and they didn't even bother to come out.

    Was I being penalized because they gave the city immunity? They assured me that was not the case. When I got my next quote, my insurance had increased another $200 for six months. I was told at that time that Pennsylvania allowed the increase. At that time I cancelled my policy. I am now paying with the insurance company I have exactly half of what MetLife was charging me for exactly the same things. After being a customer for over 30 years, they put out nowhere near the money I paid them over the years. I had very few claims. Little problems like dents and windows I always took care of myself. They showed little appreciation for me and I no longer appreciated them. It was time for me to leave.

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    Customer ServiceCoverageStaff

    Reviewed July 2, 2013

    I called Metlife auto about a quote through my employee discount in May, when I was going to be getting a new car. Needless to say, I didn't get the car. Meanwhile, Metlife started the policy on my behalf without my consent or any car info, and also without my signature on anything. I have taken this up with NO RESOLVE. They set up the policy also using my sister's car, who lives at the same address. All the calls are recorded. I advised them to listen to clarify their reps error and have a supervisor call me back. It's been 3 days and no call. They have taken $243 from my payroll. I have since advised my company.

    They have ceased auto deduction from my payroll, but Metlife still refuses to cancel my policy even though it was set up on false pretense. Not to mention the deduction was not in my budget and caused me an undue hardship. Hence why I didn't buy the car. WHAT A NIGHTMARE this has been. I have never had an issue with a company in my life. I'm a reasonable person, but they are in the wrong all the way. This has also happened to a co-worker the same way..

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    Customer ServiceCoverage

    Reviewed June 12, 2013

    It was a bad year after 15 good years of service. They didn't add a car to my policy and failed to send insurance cards when using the computer prompts. When calling to remove the above-mentioned car, they must have cancelled my policy because I didn't receive my new renewal forms. This is all through the call center. In the fall, they said I cancelled my policy, so I called my home insurance and bundled all my policies with them. In November, they started a payroll deduction to backdate my policy and planned to wipe out Christmas. I requested a call from corporate, but call centers are insurance-licensed telemarketers that really don't let you talk to the corporate centers. So they're sending me to collections, while I wait for an apology.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 1, 2013

    On Saturday, April 27, 2013, one of MetLife-insured motorist hit me from behind. The insured stated that it was her fault and she will take full responsibility due to her having a death in the family and she wasn't paying attention. We both left the scene. I called MetLife Saturday and they stated that the insured already called in the claim. Monday, I called and spoke with MetLife rep and she said that an adjuster will be assigned to claim. I got the runaround for two days. Finally, I got on the phone with an adjuster and he stated that he was only going to pay for 50% of the claim and it was 100% their fault. He split the rental car amount awarded as well to $37.50. He said that he will pay me $418 for damages.

    I advised him that I needed to be contacted back about finalizing this because my light was out and I couldn't drive my car in that manner. He said he needed to run the VIN and I didn't hear back to him for two days. The next day, I called a manager and he stated that it was 5pm and he was off work and couldn't pull up the claim. Really, who says that? The adjuster called back after I called and left four messages and my insurance called two times as well. He advised me that he didn't run the VIN yet and I asked why because he told me on Monday, April 29th, that he was going to do that and it took 1-2 business days. That was false because as of today, May 1st, the VIN still hasn't been run. I am sick of this back and forth.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 29, 2013

    My car was severely damaged by another party. MetLife is trying to force me to take a diminished value amount without even talking to me on the phone. My car, which is a 2012 Camry, was hit and sustained almost 8000 dollars worth of damage. I first received a phone call from a man who stated that he was handling my claim. He offered me 2000 dollars and I declined. He stated that he was authorized to give me that much. I told him not that was not enough. He then stated that he would call me and/or pass on my case to someone who would have authorization to talk more about the sum. I did not hear back from him for two months even after calling him several times.

    Finally, he called me back and he seemed to forget our previous phone call. He stated that he could give me $2500 and I again stated no. I waited another 2 months and wrote an email to MetLife asking the status of my claim. I received a call from another woman and she stated that Mr. ** should never have been assigned to my case and she was not sure why he had called me. Ms. ** then stated that they would work on my case and get back to me. This was the last time I heard from her.

    MetLife used an out of state appraiser who did not even look at my car. They gave me a sum without any sort of documentation to back it up. Yet they wanted me to supply documentation regarding why I would not take the sum of 2600 dollars. I called them several times. Yet I have never received a phone call back except for the initial call. Ms. ** sent me a final letter stating that if I did not get back to her within 5 days, they would consider the case closed. I did get back to her via email and fax stating why I would not accept the offer. They have never addressed any of my issues with the report they sent me from the appraiser that I brought to their attention nor have they ever addressed any of the issues that I brought up regarding my vehicle. A few days later, I received a check for 2600 dollars and it stated that this is what they intend to pay. I called Ms. ** and asked for her to call me and I stated that I would not accept the check.

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    Customer Service

    Reviewed Nov. 22, 2012

    It took 5 phone calls and over 4 hours to get them to change my address when I moved. Then they jacked up my rate because in CA, the rate is affected by how many miles you drive. But I moved closer to my job, so now I would be driving half the distance that I drove before I moved. For some reason, they could not grasp this concept. Then randomly, they removed my safety driving course discount. It took another phone call and 1 more hour to ask why, and they said, "Oh, looks like someone made a mistake." So they put it back on but only gave me half of the discount that I had before they accidentally took it away from me. Terrible, terrible, terrible! While I was on hold, I contacted another insurance company and insured with them instead. When the MetLife guy came back, I told him to cancel my policy when it runs out next month. He did, but I just got a bill from them for my next renewal that I told him to cancel (sigh). I am not surprised. I just do not want to have to call them again to tell them that I canceled their insurance and their horrible Customer Service!

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    Staff

    Reviewed Oct. 31, 2012

    Met Life is a horrible insurance company. I am a good customer and have always paid my premiums in full and on time. Last year, I was hit by a tractor trailer. The driver was cited and I have witnesses. It was clearly not my fault. Met Life settled with the trucking company to put me at fault 40% and I have to pay $200 of my $500 premium. I was just in another accident where the other driver was speeding and made a left hand turn in front of me with no turn signal. My own insurance company, Met Life, wants to put the fault 100% on me. As soon as this is settled, they will be losing my business from both my homeowner's insurance as well as my auto.

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    Reviewed Oct. 29, 2012

    I experienced water in my vehicle and contacted MetLife about the nature of the incident. I was told that my only responsibility was $300 deductible. The adjuster, Ron **, came out, assessed and stated that he could smell the mildew from the water. We were advised to choose a mechanic - Halls Chevrolet. It was indicated at the time of the call that the truck would not go over 35 mph and would not go in reverse. It took approximately 30 days to identify the problem. The transmission pan had to be removed in order to identify the problem. The dealership stated if water was in the engine, it would cause the glue to release.

    As a consumer, I question the validity of what was stated. There was evidence of water in the bed of the truck and you allow water to dissipate before you assessed the engine. The truck was drivable prior to incident and now it is not drivable. I understand the truck has over 200K miles, but there was no damage before. I did contact the insurance company and expressed my concern and asked Roshanda what she would do if they had her vehicle for approximately a month and they advise you after several weeks, after a car has set idle, there was no evidence of water and now the car is not drivable.

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    Reviewed July 3, 2012

    I cancelled my MetLife Auto Policy on June 5. My payments were deducted on the 2nd of every month. They deducted on June 2, I cancelled on the 5th. Not only did they not refund me the difference of June, they still withdrew money for July. My father had the same problem. They took 2 months from his checking account after he cancelled policy. Even after they gave him a refund, they never refunded the overdraft money he was charged for them taking money they weren’t supposed to. I hate this company. I hate them.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 17, 2012

    MetLife wants to pay 10% on a claim that was 100% their fault. My son was parked at school and out of his vehicle with his driver's side door open, reaching over the driver's seat into the passenger seat to retrieve his book bag. Then a MetLife client hit his driver side door while pulling into the the space next to him. The police officer clearly stated on to police report that the MetLife client failed to yield the right of way to my son who was in the process of unloading his vehicle. My MetLife agent who I called every day told me it was 90% my son's fault for opening his door on a highway. My son is going to college in the fall and I will most likely have to pay a $500 deductible and have my insurance pay for the repair, that $500 that I would have liked to spend on books. How do they sleep at night?

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed March 24, 2012

    On March 15th, 2012 I received from MetLife, Dayton, OH. **, my policy for the state mandated auto insurance coverage for next year. I was very surprised by the amount of my premium. Last year, it was high also but because I waited too long to obtain other insurance I paid the premium and questioned MetLife later about how they arrived at that figure. Much to my surprise, this is what I found during my little investigation.

    Upon receiving my MetLife policy billing, I noticed that they gather some of their information from the company LexisNexis, (aka C.L.U.E Report, aka Choicetrust Report) and use that information in establishing their premiums. So I found a website where I could get a copy of the information they supplied to MetLife about me. I also learned that most all major auto insurance companies use LexisNexis or the A-Plus services to obtain personal information.

    A copy of my Comprehensive Loss Underwriting Exchange (C.L.U.E.) Auto Claims Report was obtained from the above website. The first thing I noticed on the report was that only three (3) of the eight (8) claims listed were in my name. Also my driver’s license (**) was indicated as well was my vehicle (Nissan ALTIMA 3.5) and VIN. The remaining five (5) claims were in my brother’s name and indicate his driver’s license and his vehicle (CHEV) and VIN.

    The only thing linking my brother and me together may be our addresses. I moved into his home on February 1st, 2004 and lived there until September 23rd, 2011. Since September 2011, I have resided at my current address. So, if someone else were to reside at my current address I guess, I can assume that they also may appear on some future listings of my C.L.U.E. Reports. After obtaining all this information I called MetLife’s Customer Service. I was unable (blocked) getting beyond their telephone representative (Todd, I believe) so I had to put my questions to him for answers.

    The questions I asked were how was my MetLife premium cost arrived at? He didn’t have that information available to him. Did Metlife use LexisNexis information in calculating my premium cost? He didn’t know what LexisNexis was. Could he tell me what information MetLife used in determining my premium cost? No, he did not have access to that information. I questioned him as to how MetLife goes about getting the information supplied to them from third parties, namely LexisNexis, corrected. I (the customer) would have to contact the third party (LexisNexis) and have them correct the erroneous information. Then I could call MetLife back at 866-312-8076 and request another quote.

    In short, MetLife will not do anything to help me, or anyone else, in correcting erroneously supplied third party information. Of the three (3) claims that are in my name, claim 3 was for a deer that ran into my car on highway 49 in Grass Valley. The Highway Patrol wouldn’t even file a report on this incident. And the deer had no insurance coverage. I have uninsured coverage on my policy so why am I being penalized?

    Claim 7 was to repair damage to my windshield from a rock that came off a truck that was in front of me on Interstate 80 over four (4) years ago. I wasn’t cited for driving too close, besides my policy stated that this coverage was included at no cost to me. Apparently, this is not an accurate statement. Claim 8 was for a windshield replacement so that I wouldn’t get a citation for operating a vehicle with no windshield. This occurred more than six (6) years ago. Again, my policy at that time also declared that this coverage was included at no cost to me. Apparently, this is still an inaccurate statement.

    Additionally, someone named Janice in the Department of Motor Vehicles sent me a copy of my Driver Record Information on May 4th, 2010 and the only violation listed was from August 15th, 2009 for a violation of Section 22349B, a DMV Point Count of 1. This does not appear on my C.L.U.E. Report so I assume the DMV provided that information. I have had no other violations that I am aware of since that incident.

    So, in conclusion I am asking the Department of Insurance to look into this matter and determine for me, and all other residents, just what information can be used in determining any Auto Insurance Company premiums honestly. Who is the responsible party for correcting inaccurate information from third party suppliers that the auto insurance companies use in determining their premiums?

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    Customer ServiceStaff

    Reviewed March 17, 2012

    My wife was hit from the back. The other driver was issued a ticket for the accident. MetLife has not returned my calls, when I got hold of someone, they were combative towards me because I requested after 1 1/2 weeks I would require a rental since the spare was stuck on the vehicle because of the accident, and she said that that wasn't grounds for them to pay me a rental.

    The accident was on March 6th 2012, they left one message in all of this time. The appraiser came and told me that the claim was worth $1,500. I had the vehicle evaluated and at its minimum was $4,300. If the latch that holds the spare is not bent, otherwise, fix collision said it would cost $13,000 for the total repair. Now, I read how bad this company is and I work a lot and do not have time to deal with people who don't listen and are unprofessional towards the victim. Should I get a lawyer to get the most out of this accident since they were very forth coming with me?

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    Customer ServiceClaims HandlingStaff

    Reviewed March 6, 2012

    Claim filed since September 2010 - On Sept. 3, 2010, my daughter and I was hit by an uninsured driver. The Metlife agent tried to get me to accept 50% of the blame. I would not because it was not my fault (hit from behind). Finally, the truth showed the other driver was lying and she accepted fault. Disappointed, my insurance company did not have my back. Now, trying to get medical bills paid has been horrible. I keep receiving letters saying they need more information. One agent no longer works for the company and just received a new agent who keeps asking for the same paperwork. Are their calls recorded and everything documented? Total runaround. Call and no return calls. Totally dissatisfied with Metlife.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Feb. 14, 2012

    Oh, have I got a tale to tell. First off, let me state this was one of the most unprofessional, incompetent, and verbally combative Customer Service Reps I have ever had the misfortune of dealing with. If you ever call in and get a rep named "Kenda" Met ID **, request someone else fast.

    Our story; my hubby took over insurance in 2009 and things went South. Overpayments, double payments, forced policies, you name it. I learned about these 2 weeks ago and have done massive amounts of research. We have 6 properties. Our personal home, autos, and boat are with Met (not for much longer).

    1) Our insurance has increased approx. $400 a year with no claims. We are currently paying over 2 times what other A++ rated companies are offering.

    2) The cost to rebuild a home in our area runs between $80.00 and $120 a square foot. Per Kenda, we are paying what amounts to $297.67 per sq ft. She even thought the replacement cost of our house (which was raised $500,000 in 1 Year!) was reasonable stating "I see this all the time". When explaining that we have 25 years in the construction field, her sarcasm amped up (she was actually yelling). I asked how they came up with that price, and she finally told me they use a formula provided by BOECKH (they are out of CA). She then refused to give me contact info, and just got nastier (got it myself while she put me on hold for over 25 minutes).

    3) My favorite, apparently, they requested payment from my mortgage escrow account. For my Auto Policies, When I asked about those funds, Kenda stated all the funds they receive go into one account, called a "ledger", and then are sent to the policies that need payment. There is no way to really track these funds once they hit the "ledger" (according to the charming Kenda). Can you say co-mingling of funds here? Well, escrow accounts are federally regulated (RESPA) and dipping into my bank account, unauthorized is fraud (I am a Criminal Analyst). Class action lawsuit anyone?

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    Reviewed Feb. 13, 2012

    I asked to see the policy, so that I could compare with my current policy. I was told that this could be done. Before long, I was being billed for the policy, and a complaint was sent against me. The Department of Motor Vehicles sent me a letter, indicating that without some part of the insurance, I could not drive. I can not recall the part. I called my insurance company, who spoke to the Department of Motor Vehicles, and MetLife, indicating that I was covered. MetLife said I did not have to pay, because I had never paid any of the premiums. The company continued to persist in billing me. I wrote cancel across one of the bills, and returned it. I was sent a form to fill out, which I did. They returned a letter indicating that I owe them $2,996.00.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 6, 2012

    My accident occurred on 7/5/11, while driving over Coldwater Cyn. in Beverly Hills. We were all traveling at 10 mph at the most. The man behind me plowed into me hard enough to shove me into the car in front of me, and him into a 4th car in front of him. I still can't figure out how he got enough speed to plow into me but he managed to total his car, caused me a broken transmission casing, exhaust pipe, rear and front bumpers and now, motor mounts and a faulty driver's seat. When I called to request a supplemental payment for the motor mounts, they tried to deny it but I have a receipt for replacement of motor mounts done a few months prior ( due to a nasty accident in Oct 2010 where a drunk driver ran a red and swiped off my front end, my poor trailblazer). Now, I've been waiting for payment for over a month and they have to send out another appraiser (supervisor) because they weren't satisfied with the original appraiser's review. I'm having the mounts done today because the vibration has become too annoying to deal with any longer. My mechanic is nicely allowing me the repairs and waiting for the payment. I am very frustrated as they haven't even assigned me a new adjustor (the old one got a different job in the company), they never called to communicate the status of the request, they change people randomly on you, and have a horrible attitude, like you are trying to rip them off.

    I am a responsible premium paying customer and am disgusted with this company. I changed my policy this month! They repeatedly asked why I waited for 6 months to request this repair and I explained that I had repeatedly asked the body shop and mechanic to check the mounts and they repeatedly told me they were fine when in fact, they were not. It wasn't until I replaced bushings and upper and lower ball joints in the front end, and the vibrations grew louder and harder, that my mechanic finally conceded that the engine was, in fact, moving up and down too much! I feel insulted by this company as though I created the whole accident and damage, and I refuse to give them another dime of my money.

    In whole, the customer service in this company is horrible and they must be paid to not pay claims or why else would they be so underhanded? By the way, I work with medical insurance companies every day and handle collection of the unpaid and under paid claims, and I have never had to deal with such horrible customer service reps.

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    Reviewed Jan. 25, 2012

    My Chevrolet van was stolen/robbed and vandalized on August 16th of 2011. It is insured by Metlife Insurance Co. It is almost half of the year since that date and my vehicle is still at workshop. It is still neither in workable condition nor safe to drive. Metlife incompetence is horrible. One day they come with a decision which is reversed the next day and case is stopped at dead end. I feel like Metlife plays the game with me. It is a shame that Metlife is first to collect the money and the last to fulfill the obligation. Please feel free to contact me for further detailed information about this case.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 14, 2012

    I have the misfortune of having to deal with MetLife. A person with MetLife insurance hit my car (parked on side of the road in parking lot) and he backed his car without looking. He denied fault because he argued where I parked caused this accident, rather than his own fault that he did not look at his surrounding while backing. My car was not blocking him from coming out.

    Anyway, I filed my claimed the same day and my insurance finished their investigation the same day (on New Years day!). I filed claim with MetLife as the other guy did not do so after couple of days. Been 2 weeks and MetLife still has not finish their investigation (tool 1 1/2 week for them to get recorded statement from their policyholder!). Every time I called, I forced to deal with the claim adjuster assigned which she does not answer the phone at all. All calls automatically goes into her voice mail. I tried to talk to another agent but she couldn't help very much and she indicated she will have the agent call me back. Have not heard back from her. Unreasonable length in settling claim process. Unable to reach the person handling the claim causing undue stress.

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    Reviewed Jan. 11, 2012

    My grandson purchased a brand new truck, loaded, gave a down payment plus paid for TT&L and financed the balance. He insured the truck with Metlife. After having the truck for 8 months, he had an accident and they totaled the truck right away. They decided they were paying so much and that was it. My son talked to them and I emailed them not one, but several proofs of how much the truck was worth. Well, it only took them longer to finally decide they were only paying so much. Not only did they not pay off the balance of the loan, they also deducted $1,000.00 for the deductible.

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    Customer ServiceClaims Handling

    Reviewed Dec. 29, 2011

    One star is too high but you don't allow zero. It is now over a month and my claim is not settled (see my earlier post). Conversations on the phone are courteous and meaningless. They'll say whatever's needed at the moment to get you off the phone and onto the next victim. "We'll call you back", "the check is in the mail", "we'll be sending a fax within 15 minutes", "we received none of your faxes", "we do not use USPS express mail", "the check is lost and we'll reissue". All of these phrases are phone speak for you're getting nothing out of us until we're darn good and ready.

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    Reviewed Dec. 22, 2011

    Metlife cancelled my auto insurance on Oct 2011. They did not notify me until Dec 2011. I got Geico insurance on Dec 10,2011. Metlife withdrew $196.30 from my checking account today, 12/22/2011. Metlife has been taking my money from my account since September. I want the money Metlife owes me ASAP.

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    Customer Service

    Reviewed Dec. 8, 2011

    They have been over charging us for the 43 days we had them, and they keep trying to take money out of my husband's checking account. I finally got hold of a supervisor, and he hung up on me, acting like he couldn't hear me. I was on my house phone. It's not like I lost service! I'm so angry!

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    Customer ServiceCoverageStaff

    Reviewed Dec. 5, 2011

    Unbelievably poor. Your system requires me to give them at least one star, as 0 is not valid. What is this if not 0. Two weeks after my accident, my car continues to languish in the Ford dealership, without any repairs begun. I have had to pursue with phone calls repeatedly and while each representative has been sympathetic and courteous, the system cannot be moved. The other car was cited by police, but Metlife says their insurance refuses to pay so I must pay $500 deductible and they will not pursue the other insurance on my behalf.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 2, 2011

    My wife got involved in a car accident with two other cars. After reporting the claim to Metlife 3 days later, I got a call from a Metlife agent stating, "Mr. ** your car is total lost". I was like wow, OK. She stated that "we find your wife at fault for the accident". Metlife refuse to pay the retail value of my car Acura MDX 2002 91K book value $13500.00. Metlife offered me $7000, wow. If my wife was not at fault, they would have paid me $15759.00, wow.

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    Staff

    Reviewed Sept. 14, 2011

    I had a pedestrian run out in the middle of the street and run their head into the side of my car attempting to commit suicide. MetLife is saying I have to pay a deductible. I can't understand if the insurance company is supposed to make matters easy for you in times of trouble. Why are they making this so hard? Why can't they just go after the person who did this, take care of their client (me) and recoup their losses from the person who did this? I do not feel this is fair to me. Please advise.

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    Reviewed Jan. 4, 2011

    On 12/22/20010 at 12:23:35 in Denver, CO, I parked in the isle of King Soopers parking lot on University Blvd. and Highlands Parkway, as I wait for another car to come out from parking on my left side, the car parked in the disable parking on my right side reversed her car, and hit me on the right side and damaged the pumper. The same was reported to her insurance and recorded the incident. MetLife car insurance sent appraiser to assess the damage.

    When I contacted the insurance company for the progress, she informed me that the third party has accepted her fault, but they will deduct 10% of the claim because I was not careful and I should have honked her. I explained that I was looking toward the left side to where I was going to park my car in shopping center, how can I, at the same time, look on my right to where a car was parked and not moving. She should have been careful while coming out from parking lot. I told her that I should have definitely honked her, if I had seen her coming out from the parking spot. She had not accepted any of my argument. I contacted Tim, a supervisor, but in vain. I called my car insurance company and they agree to my point of view and advise me to write a complaint to you.

    I hope you will give sympathetic consideration to the matter and help me to settle the matter with Met Life, accordingly. If you have any question please feel free to contact me. Your help in this regard will be highly appreciated. They have sent me the check deducing the 10% from the amount assessed by the adjuster. Check is still with me and I have not taken my car for repair to body shop. Looking forward to hear from you.

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    Reviewed Dec. 31, 2010

    I had an automobile accident on December 3rd. The vehicle I was driving was a 2001 Chrysler 300M, and I had just purchased it approximately 2 months before my accident. I called Metlife to report the accident while still on the scene of the accident. A couple days later, I had a message left from a lady asking that I return her call regarding my claim. I tried to call her back the next day and got her voice mail and left a message. The next message I received was from a man telling me that my car was a total loss and that I needed to get my personal belongings out of the car and notify them to give them permission to remove the vehicle from the collision company.

    No one had even contacted me concerning what was taking place with the vehicle. I tried to call back and finally just kept pushing buttons until I could reach a live person and no voice mail. The lady I spoke to really could not help me because as of yet, my claim had not yet been assigned to a claims adjuster, but that someone should be contacting me within the next 48 to 72 hours. This was about 5 days after my accident. By December 13th, I still had not talked to anyone and did not know exactly what was going on with my car or what my options were. So I called and spoke to a lady named Laurie who told me that my claim had been assigned to a woman named Erin **, but she was not in the office.

    I explained to Laurie that I had not heard from anyone and wanted to know what was going on with my car and what my options were. She went over the information she had as far as what the offer was on my car. In that conversation, she asked me when did I think I could get the car cleaned out so they could remove the vehicle. I told her I was hoping to do it within the next day or so, and would let them know. As for the offer on the car, the car dealership told me they would work with me, just to let them know when I knew what the offer was. Laurie explained to me that she would send the paperwork I needed by FedEx and I should have it by the next day, and to fill it out and fed ex it back to them as soon as I could.

    I told her I would and that I would try to get the car cleaned out soon and let them know. That was on a Monday. I went to the collision place I believe that following Tuesday to clean my car out and it was gone. They had already removed the vehicle with my tag still on it and my personal belongings still in it without my permission to move the vehicle and it now sits in mid South Florida somewhere. As you can guess, I was very upset and angry. The lady at the collision company called the car op to see if they could mail me my tag and all the belongings out of my car. They told her my insurance company would have to call them and request it be mailed to me.

    I called the insurance company and spoke to another lady about the incident, first wanting to know why they moved my car without my permission to begin with. I explained to the lady that I had spoken to Laurie on Monday and told her I was hoping to get the car cleaned out in the next day or so then they could come get it, but I would call and let them know. Also told the lady I was suppose to be receiving a fed ex package with paperwork in it, but had not received it yet. The lady told me she was sorry that it appeared that the mix up was that when I spoke to Laurie and told her I would clean the car out in the next day or so, she took it as permission to remove the vehicle and logged it in the computer that way. I told the lady that was wrong, but either way, I spoke to Laurie on the 13th, the car was taken on the 14th, if I said a day or so, that was a day, not a day or so.

    The lady apologized for the mix up and told me she was going to call the place that had my car and get them to totally clean the car out, and remove my tag and mail it all to me, and that would give me a call back and let me know what exactly was being sent back to me. That was on the 16th, today is the 30th and I have not yet received a phone call nor have I received any of my belongings including my car tag. I went to the car dealership to talk to them and update them on what was going on, they were trying to work with me to get me another vehicle since all this time I had been without one and having to get a ride to work and back, or borrow a vehicle to go to the store or take my kids to the doctor, etc.

    The dealership called to find out what was going to take place and what paperwork they needed from them to wrap things up, after they were placed on hold, given the runaround and 3 different phone calls, they finally spoke to a lady that told them I had to call first and accept the offer. I told Laurie on the phone that if that was what they were offering, I guess I had no choice but to take it when I spoke to her on the 13th, that was why she was sending my paperwork, or suppose to be. Apparently, she got everything backwards when we got off the phone. So I called them back to accept the offer.

    I finally received my FedEx package on the 20th, and returned it on the 21st. The car dealership went ahead and put me in another vehicle. As I said, today is the 3oth, and no phone call about my belongings and no belongings. And I have not received one phone call from my claims adjuster Erin **. No voice mail message from her, not a word. Haven't as of yet spoken to her, although I did get a letter and a bill for payment. This whole situation had stressed me out, I am a single mom of three boys and work every day during the week and sometimes long hours.

    It would have been nice if I wouldn't have had to chase everyone down to find out what was going on. I am a nurse at a long term care facility and my job alone is stressful enough. Worrying over all this has given me little sleep and a short temper with my kids and co workers. It has had an effect on me. Now I have another vehicle and no tag to put on it. Don't know what I can do, but feel like I have been drug through the mud then ran over and they should know they can't treat people like this.

    Bet if I was the nurse in the ER they came into with half their arm severed off, they would want attention immediately and some relief from the pain. Kinda the same situation, its hurtful enough that you wrecked a vehicle you just had to borrow 1500 dollars to pay down on, and then $673 in taxes, tag and title transfer just two weeks before. It is close to Christmas, you have not even bought your kids anything for Christmas, now you have no ride and don't know whats gonna happen and you done paid your insurance company almost $3000 dollars in one year only to be treated like ** and be stressed out.

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    Reviewed Sept. 17, 2010

    I was traveling northbound when I struck a vehicle exiting the rear parking lot behind an office supply store. The other driver exited the rear parking lot with intentions of turning left (south). The driver came out of nowhere. I did not have time to stop. The driver was issued an infraction for failing to grant the right of way from a private driveway. It took MetLife almost a week before contacting me. They also refused to authorize my rental car due to the fact that they did not have the Police Report (going on two weeks now). I ended up obtaining the police report myself. All the repairs have been done to my vehicle. Today, I received a call from the MetLife adjuster Brenda ** telling me that MetLife is only paying 80% of my repair bill. They admitted that their insured was at fault, but the other driver should have been in plain view and that I should have had plenty of time to stop my vehicle, preventing the accident.

    I am now at a loss as what to do. How can I be held responsible for an accident the was clearly MetLife insured's fault?

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    Reviewed Aug. 13, 2010

    A guy who is insured by Metlife auto hit me on the highway back in May. It is now August and my car has yet to be fixed by them. The guy who hit me is claiming that I rear ended him, but how is that possible when the damage to my car is on the passenger side? This company is slow and they do not get things done. I can't open the passenger side door to my car and it has almost been 3 months since the accident happened. Do not use Metlife. They don't get anything accomplished. My car has a huge dent in the side of it, right in front of the passenger door and it is not able to open. So anyone who wants to ride in my car either has to slide in from the drivers seat or climb in from the window or just sit in the back. This is getting ridiculous and I need my car fixed.

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    Reviewed Aug. 5, 2010

    I am hoping you can help me understand my rights concerning a billing mistake. This is a rather long story but I will try to give all of the relevant facts. I had been insured by MetLife Auto insurance for many years and had insurance premiums deducted from my pay. When my son acquired his driver's license in 1997 he was added to our policy. In January 2008 he was taken off of my policy and established his own with MetLife arranging for the premium to be deducted from his pay. I had no complaints with MetLife before this time except that I thought the rates were high and took my insurance elsewhere in May 2010. In early June 2010, my son, now 29 years old and married, received a cancelation notice from MetLife Auto stating his auto insurance was cancelled. When he called to find out what was going on he found out that his insurance premiums had been deducted from my pay, not his for the last two years.

    As of July 15, 2010 MetLife was still deducting $84.87 from my pay even though my insurance and my son's insurance policies were both cancelled. MetLife had even sent each of us rebates. When I called to try to get this straightened out I was told that they probably assumed that I wanted my son's insurance to continue being deducted from my pay. They irritated me so much with their incompetence that I wrote a letter to the MetLife Audit Committee requesting that they send me a copy of the authorization I had signed to have my son's insurance deducted from my pay or a check for the premiums that had been erroneously deducted from my pay. On July 19, 2010 I received an overnight package containing a check in the amount of $3,438.33. No letter was enclosed.

    Now my son has received a series of bills from MetLife -- one threatening a collection agency will be coming after him. There are a number of amounts but no clear explanation. I have every intention of giving my son the money to pay off whatever is owed, but my question is, don't I deserve some kind of compensation for the turmoil they have put us through? Do they really have the right to collect from my son for the full two years as it was their error and not ours? I would really appreciate your help.

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    Reviewed June 23, 2010

    I was hit by a MetLife policy holder who admitted she was at fault from the moment she stepped out of her car to me and MetLife Auto. After my initial conversation with their rep, any time I called, they were too busy to talk to me and never returned my calls. From the first conversation I had with them, I wanted to settle just for my out of pocket expenses and was still ignored. This is the reason why insurance companies have to pay out larger settlements because people must obtain attorneys rather than settling with a company that will communicate with the other party.

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    Reviewed June 11, 2010

    After having Metlife Auto insurance and homeowners for 30 years, we were denied renewal because of three small scratch and dent policies. None of the repairs was more than $500 on the other car. Our vehicle needed not body work, plus we were overpaying by $200 every six months!

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    Reviewed May 27, 2010

    My wife had MetLife and not once did they pay on any claims. All the papers came back "Denied" what a joke this company is and does money down the drain.

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    Reviewed May 25, 2010

    I changed my insurance provider in Jan '10 and my new provider sent Metlife the required paperwork. I called Metlife to find when I am going to get the refund. They stated they did not cancel the policy because I need to fax them a signed letter requesting the cancellation. So far, I have sent them faxes with same info and cancellation request and called them about two dozen times to cancel my policy and refund my amount. Instead of cancellation, I received a letter from a collection agency to pay up Metlife. If this was not annoying, I called Metlife again and asked what's going on. They sent me another letter to send some more paperwork. This is really frustrating that a company like Metlife is harassing people who cancel policy on them by never ending paperwork.

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    Reviewed May 24, 2010

    My car was hit by someone who purchased MetLife Auto insurance. That was his entire fault. I talked to Metlife many times about the damage. Metlife makes any excuse to say the measure is not matched. They don't want to pay any money. It is totally waste time to deal with them! Never deal and buy Metlife insurance.

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    Reviewed May 11, 2010

    Someone hit my car a few months ago. I contacted MetLife insurance for a while. MetLife is the worst insurance company I have ever dealt with. I called many times and left messages. The claim adjuster never answered the phone. She ignored the customer requirement, and did not want to make the payment.

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    Reviewed Feb. 27, 2010

    November 2009, they said I had a lapse of insurance (which I had not) and requested documentation that I did have insurance in 2008. I provided the documentation they requested on 4 different occasions. Now, February 2010, they are increasing my payments to cover back insurance payment of $984. Yet when I called a few days ago, they said all was okay that I do not owe for back insurance.

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    Reviewed Feb. 9, 2010

    I am writing this on behalf of my step-brother. The reason I am writing this is that he has been diagnosed with PTS and bi-polar which limit's his ability to concentrate and to retain details in complex matters such as this. On Dec. 8th 2008, he purchased an auto (broad form) and renters (for $75,000) insurance policy in the amount of $600 from MetLife Insurance. At the time, he was given a temporary ID card and was told his policy would arrive in the mail. His temp card expired while he never received his policy.

    He tried calling several times but to no avail. Ultimately, as it turned out, the agent had pocketed the money and never turned in the money to start up a policy. So I submitted a complaint with the Washington Insurance Commissioner. During their investigation, they found that my brother was not the first. As a matter of fact, there were several others he had cheated. Three of them as far as eight months prior to my brother even purchasing his policy, yet the agent was still in their employment up until May of 2009, over a year, after the first complaint and five months after my brother purchased his non existing policy.

    In August of 2009, my brother was in a car accident on the 28th then on the 29th his home burnt to the ground losing his entire life's belongings including any and all photos and personal items with which our parents had left to him. When turning in his claim, we were told he had no policy with him. It took me a little over a month to prove he did and prior to that time I did prove it. We were treated as though we were trying to commit insurance fraud and I was told because I accused this agent of scamming my stepbrother that I was making an outrageous accusation that could be misconstrued as slander, when all along as it turned out my brother was the 19th victim.

    Since then, we were told by another agent still in their employment that they were trying to cover it all up until this happened to my brother and realizing I wasn't going to go away, they finally agreed to settle for $25,000. The Washington State Commissioner has since then found him guilty on all charges and has revoked his license. I turned in the inventory list on January 29th of 2010 with a claim of the original amount of $75,000 and am awaiting their response. In the matter of this agent's suspension, it is for misappropriating funds entrusted to him for premiums of the consumer.

    Red Cross would only put him up for one night because he said he had insurance. I had to fight them for five more nights and Salvation Army for two nights then for the past few months. Since the fire have been trying him places to stay because his only income is his disability. He is now staying in a small 5th wheel on someone's property having to pay $400 a month plus utilities and eats take home home food for most of his meals.

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    Reviewed Jan. 27, 2010

    I had received my insurance bill in the mail almost a week and a half later than the scheduled due date. I had mailed out the check in the sum of $125 that following day 1/18/10. Two days later, I received a notice from MetLife saying they would cancel my insurance if it was not paid by 1/30/10. I called MetLife concerning this on 1/21/10 and they said that they did not receive my payment yet! Unfortunately, MetLife was lying through their teeth because I checked my online bank statement & that check had cleared the bank that same night. The same thing has happened to my mother as well when they said they did not receive 1 of 2 bills which were mailed ensign the same envelope! If MetLife had gotten 1, they must have gotten the other. Her check cleared the bank the same night after she called them.

    MetLife is trying to make it so that you pay with your credit or debit accounts double for something that was their fault! I called them today because I had received my statement for the next payment and they slapped me with a $25 late fee for something that was their fault, not mine! I called a Customer service rep and he told me there was nothing that they could do so I told him that there was something that I could do & that was write to CT's Attorney General! It still did not change their mind. I am warning everybody about this scam that MetLife is trying to pull on people by being forced to pay by credit card or debit cards to avoid a late fee or cancellation. This is a scam that needs to be investigated!

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    Reviewed Oct. 15, 2009

    2 years ago my wife ,son and I were in an accident in Flagstaff AZ and the my wife had her back hurt because of this accident. A person sideswiped our car and kept on going but we had a witness who saw the persons car and went after them to get a license number. He got it but was told by the Flagstaff that he could not possibly have gotten it as the driver was not around long enough. The insurance company is saying that she could not have hurt her back from such a simple accident and won't settle with our attorney.
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    Reviewed Oct. 8, 2009

    I have several vehicles insured through metlife, for my business and my personal vehicle. It has now been 10 Months since my insurance claim was filed and approved for payment and Metlife has payed me nothing, but put me through hell in more ways than anyone could imagine. My Corvette was broken into and from a relatively minor claim Metlife totalled my vehicle and made every attempt to give me nothing formy claim because I would not give them my car. They have never showed me any repair costs or estimates to support their position that the vehicle is a total loss and sent tow trucks to my home to take my car before ever even giving me a status or decision on my claim because my vehicle had nearly $80,000 invested in it to customize and appraised at $100,000. After making attempts to take my car they finally told me they were considering the vehicle a total and were giving me no option to keep the car. They did a completely falsified CCC vehicle appraisal, which they entered all false information not remotely accurate to my vehicle and they would not show it to me, only telling me my car was only worth $9,000 and forcing me to take that as the only option, wanting to take the car as the only option and it took them over 6 months to show me their falsified CCC report using the false information derived from their software, which wasn't even my vehicle. Because I was not agreeable with them trying to so blatantly rip me off, they sent reps to my home, trespassing onto my property and attempted to cancel my claim when I made requests for information regarding my claim, damage estimates & total loss info and disagreed with their ridiculously low payout offer which was not based on any information they would show and was 10% of my actual loss. I merely requested to negotiate a more fair settlement and terms aside from their illegal, bad faith terms and actions and requested to invoke my right to appraisal and valuing my vehicle more fairly and arbitration. They have refused to show me any information on my claim or negotiate anything except their unfair initial offer and have done everything against legal standards and acted in ways that the law states is illegal, but I have no way to argue against anything they've done or are doing apparently. This is legalized car theft, trying to steal my very expensive car, attempting to take my car, leave me with nothing and refuse to negotiate past a very illegal and unfair offer that they can not and will not support with any documentation with the only intention of ripping me off when I have paid my premiums faithfully. It's over 10 months now and after lying to the MA. Attorney General's office and telling them that they are negotiating and we are close to a fair settlement, my appraiser now tells me they are still refusing to negotiate with him and are not negotiating anything past their initial rip off terms. They told the AG's office that we were close to a $30,000 settlement, but won't budge past $12,000 which they unfairly offerred 8 months ago for a $50,000 minimum claim settlement. This does not even touch on the way I've been treated or the bad faith they have shown in completely mishandling my claim and even the Division of Insurance, the AG's office and my licensed appraiser agree this is the worst bad faith claim and blatant rip off scam they have seen whose only intention is to rip off the consumer.
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    Reviewed Sept. 11, 2009

    I had coverage through metlife for my auto insurance and i was in a car accident one year ago, i was rearended, and i was injured i filed a claim with the other persons insurance and got a settlement from them, then proceeded to get a settlement from met life and i still have not got what i requested from them, the only offered me less than what my policy is supposed to pay out, i had to have surgery on my right arm due to nerve damage, and the insurance is stating that my surgery was unnessary, now that i'm tired of dealing with them i have accepted the small amount they offered and i was to get that this week and i'm still waiting, they promise to take care of their clients and then when it is time to they tell their clients that they are liars and make them go through hoops.
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    Reviewed Sept. 10, 2009

    On January 30, 2009 I filed my claim with Metlife Insurance after my 1979 Custom Corvette show car was broken into and vandalized. Metlife said they would do whatever they could to help me get back what I lost, but instead only tried to stel my car, rip me off and give me nothing AFTER approving my claim. It took almost 2 months to get a decision on my claim to begin with, but even prior to hearing any word whatsoever on the status of my claim Metlife dispatched a tow truck to my home to take title [aka steal] my show car before even giving me a decision to repair my car, ever receiving a repair estimate or any information whatsoever on my claim and to this day almost 9 months later have no settlementa and have never received any damage or repair estimate. In any event, after they tried to take my car my claims adjuster Jason Araujo claimed he didn't know anything about it and didn't have a decision on my claim, but said if my car were considered a total loss they could take title to the vehicle if I didn't want to keep it and pay the salvage value, but that in that case I would have the first option to keep the car if I chose to repair it. Several days later I receive word that they in fact were claiming my car was a total loss, but would give me no infomation to support that it was or that it reached the percentage that it would take and would cost more money to repair vs. the actual cash value of the vehicle. After many requests they showed me no such information. They only said they were giving me $9,000 for a vehicle appraised at $85,000 and would give me no option to keep the car! They did this with no support for the ACV other than after a 6 month fight not giving them the car they finally sent me a CCC software value they had done in which they entered ALL WRONG VALUES for my car with false information and comp vehicles that in no way came close to my car. They never did a value of my car, but of whatever they wanted to enter into the valuation software to get their own incorrect and fraudulent figures! I demanded that they do an appraisal and invoked my right to appraisal and asked that they speak with my appraiser, but they ignored him completely and said they would only adjust their value if I sent them receipts for every nut and bolt or upgrade that was done to the car and they would consider adjusting the already fraudulent ACV by a thousand dollars. I told them this was unacceptable and not logical because this car was completely rebuilt and customized and would take hundreds or even thousands of receipts, many of the many hours, and much of the work being done by my sons, and would be useless anyway because they weren't going to consider or pay for all the receipts, just consider an adjustment. Nonetheless, while filing complaints and speaking with shops who had done a lot of the work to get receipts and talking to my appraiser to seek help in knowing wat to do to make them act fairly and negotiate, they TRIED TO CANCEL MY CLAIM COMPLETELY via certified letter stating that if they didn't receive every supplemental receipt by Monday, which was 4 days not even 10 using a back dated letter with overnight courier, they were cancelling the claim and it would not be re-opened for any reason. Completely livid I contacted Metlife explaining this unjust treatment and complained to her boss after getting her name. Her boss stated that she would help however she could, but instead, the total loss supervisor who had apparently ordered my car taken, deemed the car a total loss and said I would be given no option to keep it, Kevin Demerse, took the situation in his own hands and out of hers and I never spoke to her again. Mr. Demerse secretary sai they were going to honor my appraisal request and that they were sending an independant appraiser to my home to appraise the Corvette. A time of 1:00 pm the next day was agreed upon. The next day, the appraiser they sent was not an independant appraiser at all, but the total loss supervisor Kevin Demerse acting illegally as an independant and he came 3 hours early intentionally, trespassed onto my property and did what he called a fair pre-loss appraisal WITHOUT EVER SEEING ANY PRE-LOSS PHOTOS or speaking with me or my son about the car's pre-loss condition. He was only considering the post loss condition on a pre-loss appraisal?! After he was called to complain about this he mentioned the car was property of Metlife and he could go on our property to view his car if he so chose, was extremely forceful, threatening and hung up in my face afer telling me he was going to have the car taken to a facility of his choice as was their right! The next day he came again and brought an investigator threatening to open an investigation and that it would prolong the claim for an indefinite period of time or cancel it completely if I didn't accept their settlement and give up the car AND I WOULD END UP WITH NOTHING. He then proceeded to devalue the vehicle in a FRAUDULENT appraisal by creating false repairs that he said needed to be done and brought the vehicle's value down and the car was still a total loss. He then concentrated on asking why there were new glass roofs on the car to replace the broken one's involved in the theft and vandalism and demanded receipts fo the new t-tops or it would be investigated. They already knew the t-tops involved in the loss were damaged and took pictures of them and they were laying right beside the car AND THAT THEY MOST CERTAINLY WERE NOT USED IN THE CLAIM as he insinuated. I explained to him that the glass was only put on because the car had become flooded from taking in water because they would not let us move the car to the garage where it was always stored, as was also the case with replacing the missing gas cap and exposed engine. I explained that the car was in the weather for 6 months at that point and they were causing further extensive damage, the custom interior leather soaked and rotting as well as mold, fungus and mushrooms growing within the interior because of their delays and refusal to allow us to move it! He didn't care about any logical explainations, but rather contacted by our appraiser and received a reply email stating that he was still going to take title to the vehicle and I was not to move it and any further work done to the vehicle or items PUT ON THE CAR [not taken off] would be deducted from the already unfair settlement offer! The threats and delays have continiued several months since then and still to this day have never seen a repair cost estimate or paperwork on what they say caused the car to be totalled in the first place and they have stonewalled my claim and I have not seen a dime from them on a claim that approved for payment approximately 8 months ago! I've complained to no end and it went to a regional supervisor who sided with the Metlife employees under him who he was supposed to be in charge of and supervising, Scott Frasier, so apparently he condons this type of illegal behavior in the treatment of their loyal customers who have done nothing wrong but pay premiums and ask for supporting information for false claims and illegal acts done by a company they paid to protect them from harm. Metlife has created a far worse situation than there ever was to begin with instead of doing what the law requires and compensating the insured back to the same position they were in prior to their loss. If they can pay out nothing they will make every attempt to do everything they can to hurt you instead of help you! It's truly criminal! Talk about bad faith?! Everything they've done has been in bad faith and I didn't even have space or time enough to mention nearly every episode or illegal infraction. All I know is I have done everything required of me and have gotten nothing but further loss, distress and 9 months of sleepless nights! Metlife should be held accountable for their actions so they at least will be deterred from doing this as if it's par for the course and ripping off their loyal customers doesn't matter if they think it will help their bottom line.
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    Reviewed April 15, 2009

    My current auto insurance carrier USAA called to advise me that before I could register my vehicle, an outstanding bill of $191.00 from 1995 was due to MetLife Home & Auto. I asked why USAA never brought this to my attention in the past. USAA stated that they are now part of an insurance registry network system, where all participating insurance carriers can view amounts owed to other carriers. The carriers are now essentially helping each other to collect on past debts owed.

    I am not disputing that I owe the money, I can't prove that I don't. I am, however, questioning the legality of collecting on a debt that is 14 years old. I am confident that MetLife wrote down this amount as bad debt or business loss or some such description. Can MetLife legally collect on this debt? Is there no statute of limitations on this type of collection? Is it legal that all insurance companies are now able to bond together to help collect each other's debts from their customers?

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    Reviewed March 16, 2009

    I was involved in a minor car accident in which the woman who crashed into me admitted fault at the scene to the police officer that was doing the accident report. Within the hour I had contacted my insurance and was informed that the woman at fault was insured through Met-Life. I was given the number of their adjuster and told to make an apointment to have my tuck viewed. In the meantime, it was noted that the impact to my truck had snapped a bolt that attached a wheel to the actual frame. Needless to say, it was incredibly unsafe to drive the vehicle! I have since spoken to at least three different people at Met-Life to insist that my truck is not to be driven and I need a rental and it is ridiculous that I might be missing work as a result of waiting around for an adjuster to come see my truck! I am unable to get the truck to a repair shop on my own dime and I was refused atow tuck through Met-Life. How many times do I need to call their office and make it clear that I am not at fault and it is their responsibilty to take care of this in a timely manner!
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    Reviewed Feb. 24, 2009

    I was involved in a two vehicle collision with the other party completely at fault. Metlife provided a very poorly done estimate of repairs for my vehicle and my collision shop found several things they missed. I had to pretty much bargain with them to get them to provide the required repairs that they missed and they also would only pay for the after market parts for my vehicle. So I then had to pay out of pocket the $600 difference to get my vehicle repaired to the way it was before the accident. I also live in a small town in New York and my house is on top of a very large hill. They only authorized Enterprise to give me the economy rental car which would never have made it half way up the road I live on. So I asked if they could upgrade me to the regular car, I wasn't even asking for the truck which is the vehicle that was involved in the accident and they said they could not. It only costs an extra $8 a day so for the three day rental that would have been a whole $24 extra dollars. So I had to pay the extra money for that and leave work early so I could go pick up this rental car because metlife wouldn't authorize me to pick it up Saturday. As the person who was 100% not at fault in this accident I am having a hard time understanding how this whole experience has cost me close to $700.
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    Reviewed Jan. 27, 2009

    On September 19, 2008, an 82 year old man lost control of his car and crashed into my home. Fortunatley, the driver wasn't hurt and no one was at home when the accident occurred. The home is an 80 year old all brick house. The brick, by the way, is a double brick wall. This prevented the car, which police estimate was traveling approx 35mph, from going through the house. However, the double brick wall was knocked about a foot off the foundation and the foundation was badly damaged.
    My wife and I have been insured by MetLife for 25 years. Homeowners, auto and life. We have filed 2 minor complaints with our homeowners policy during the last 25 years. We also have their Platinum Policy. We are supposedly covered for everything. MetLife sent a their Large Claims adjuster to review the damage. As we walked through the house, I got the distinct feeeling that he was minimizing the extent of the damage. The kitchen sustained damage and the basement was badly damaged. I hired an architect and had my regular contractor review the damage. Due to the poor attitude of the adjuster, I hired a Public Adjuster to represent me. Needless to say, MetLife was not happy with this decision. To make a long story short, MetLifes first estimate came in at around $74,000. This estimate was produced soley by MetLife's adjuster who is not an architect or an engineer or a contractor. I have estimates from 2 seperate contractors which both come in around $200,000. My architect has since filed plans for the repairs with the town and the town has approved them. When we notified MetLife that the plans have been approved, they requested a letter from the buildings supervisor of the town which lists all the mandates and codes used to approve the plans. My architect had never heard of such a request and the town never heard of one either. The town has refused to supply such a letter and has recommended that I hire an attorney because they feel MetLife is jerking me around. We asked MetLife to hire their own builder to review the damage and come up with a more fair estimate. At first they refused and then finally agreed. Their builder came back with $95,000. Still a long way off from what is needed to do the repairs. There are so many other things that they are nickling and diming me on, they're too many to list here. As a final note, I contacted my insurance agent. A MetLife agent. He came to the house and spent over an hour reviewing the damage. He was embarrassed and angered by the way his company is traeting me. He is trying to do what he can to help.
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    Reviewed Nov. 17, 2008

    While riding my bike I was hit by a motorist running a stop sign who also refused to call me an ambulance. When I contacted the claims agent she was far from compassionate about her insured almost killing me and not following proper accident procedure, indeed made several bizarre and accusing statements about the circumstances of the accident. As time wore on it became clear that she did not know how to do her job and was not able to get a police report, et cetera and I wound up furnishing most of the documentation of the accident. This went on for a while and despite my submitting piles of forms and documents she seemed never to be able to come to a clear decision. Finally one day she calls and asks me to explain the several estimates and receipts that I sent her so she could send a settlement check. After all was settled she smart mouthed about Next time I should pay more attention at intersections - a totally inappropriate thing to say considering how her insured hit me and I could have been KILLED. Enough was enough and I got the supervisor on the line and asked her to play back recorded for training purposes conversation I just had with her sniping, disgusting employee.
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    Reviewed Sept. 30, 2008

    John of New Berlin WI (09/30/08

    I have fought for 2 hours to submit a change to my polidy online to no avail. I have a rep, who is rarely available, and failed to get a new car covered even though i provided the information 2 months ago. I'm pretty much on my own with this web interface which encounters some unknown error.

    In the meanwhile the bank has put the car on an insurance that is pretty high in price. My chief complaint is with the web interface to change my policy at a time when i really need some timely changes to be made.

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    Reviewed June 4, 2007


    I had damage to my truck , accident my fault. metlife told me of their approved repair shop. I did not feel comfortable with their repair shop. I took my truck to another. Got an estimate for the same amount. But, was also told that their may be addtional unseen damage. Both repair shops told me the same thing. Now it's time to pay and metlife does not want to pay for the additional damage because they said the estimate for the additonal damage was to high and if I would have taken my truck to their shop this would not have happened. In other words go where we tell you or you get nothing.

    How do they know how much it would have been if it was unseen damage. Now I have to pay the extra even though their estimator went to the body shop and approved the cost but when he went back to metlife he told them another amount. I do not recommend metlife to anyone for any kind of service. I was offered metlife through my employer, of course the money is taken out of my pay check, I will cancel this a.s.a.p.. In addtion because they will not pay the body shop I need to keep the rental car for extra days, not my fault, but guess who has to pay the extra because I have exceeded the limit for the accident. WHENEVER I CALL TO RESOLVE THIS, ALL OF THE SUPERVISORS ARE GONE FOR THE DAY !!I WONDER HOW THESE PEOPLE SLEEP AT NIGHT!

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    Reviewed Oct. 11, 2006


    On September 29th, 2006 I called Met Life to file a glass claim. I was advised that my policy was cancelled. Previously, I called on September 6, 2006 to change my address from Tennessee to Mississippi. I advised the Met Life representative that I had already received my new policy with my new Mississippi address and had no reason to question my coverage.

    I later spoke with Tim, who identified himself as the underwriter of my new automobile insurance policy. He advised me that my policy was not in effect because of an error made by him, and that he was in the process of rewriting my policy. He went on to say that my new policy would not be available until the following Monday, October 2nd, 2006.

    My comprehensive glass deductible was $300.00, but the cost to replace my windshield was $165.00, which I took care of the same day. I called back and spoke to Sharon to make sure my policy remained cancelled because I had already obtained insurance from another company after being told I had not been covered by Met Life since September 6th, 2006. She advised me that the policy was in the process of being rewritten, but she would note on my account for my policy to remain cancelled. She also said for me to call back Monday to make sure it was cancelled.

    I called the following Monday, October 2nd, 2006 and was advised by a Met Life rep that my insurance policy was now in effect. I again requested for my policy to be cancelled. The rep then advised me that I would be billed $190.00 for coverage, which baffled me because I had been told by each rep I spoke with at Met Life my policy was cancelled. I received a letter on today, October 10th, 2006 stating that Met Life would be deducting $190.00 by payroll deduction on October 15th, 2006 to cover insurance for the period of September 6th September 29th 2006 although my policy was cancelled.

    I called and spoke with another gentleman on today at Met Life Customer Service, and he advised me that the problem had been corrected and I would not be charged because I did not have auto insurance coverage for the period of September 6th - September 29th 2006. I have confirmed through my employer that Met Life has in fact payroll deducted $190.00. I am filing this complaint because I dont understand why I was billed for coverage that never existed and should be refunded the $190.00.

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    Reviewed Oct. 3, 2006


    This complaint is a follow-up to one that I placed on saturday of last week(September 30, 2006.) To briefly explain that one, I called Met Life on Friday to file a glass claim because my windshield was busted by falling debris from a truck. When I called I was told that my insurance had been cancelled. I advised the rep that I had not cancelled my policy, but changed it to another state. I had received the revised policy with my new address.

    After being on the phone for 3 hours with Met Life, I was told by the underwriter of the policy whose name was Tim, made an error when he changed the policy. I was also told that my policy would not be available and corrected until Monday, but for now I was showing I was cancelled. I was also told that there was nothing they could do to assist me in my glass claim since I was showing I had no coverage with them.

    I called back later on Friday afternoon to cancel my policy after obtaining insurance from another company. I was told by the representative that she attempted to contact the sales department to cancel my request, but they were already gone for the day. She advised me that she did not see an active policy for me, but the underwriters were probably in the process of writing a new one. She also said that if I receive a policy in the mail to be sure to call and cancel it. I could not understand why I would have to call back and cancel it when I was doing so over the phone.

    To discuss my latest complaint, I spoke with Alexis on today October 3rd 2006 at approximately 1pm CST. I called to make sure that my policy was cancelled as of September 29th, 2006. She advised me that it was no longer cancelled but active for the correct state. I advised her that I had called to cancel it on Friday and that I would still want to cancel it as I have insurance with another company. She advised me that she would cancel it, but I would get a bill in the mail for $190.00, the amount for coverage from Sept 7th-Sept 29th. How could I be billed for coverage that I was told on Friday I did not have? The policy was activated today only after I called and requested for another policy to not be rewritten friday. According to Met Life on Friday, my policy showed I was not covered by them.


    Alexis at Met Life advised me I would be sent a $190.00 bill for coverage from Sept 7-29th, which I was told I did not have.

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    Reviewed Sept. 30, 2006


    I called Met Life to change my auto insurance to the new state I moved to. After doing so I received my new insurance policy reflecting my new address information. Assuming I was properly insured, I had an incident to occur where a wooden object fell off a truck in front of me on a two lane road breaking my windshield on the passenger side. I called 911 and continued to follow the pick-up truck until the police intercepted us in town. The police took a report and found that the driver's tag did not match the pick-up truck he was driving. The driver also did not have auto insurance.

    I called Met Life to advise them of what occurred at the scene. I let them know that I needed to have my windshield replaced, as it was shattered. The customer rep then advised me that my policy had been cancelled from the previous state I lived and there was not an existing policy for me. I advised the customer rep that I had already received my new insurance policy reflecting my new address and the new effective date. I remained on the phone with Met Life for 3 hours only to be told in the end that it was the underwriter's error in writing the policy and there was nothing they could do until there was an existing policy.

    The underwriter called me back and stated there was an error on his part and he was working to fix it. But, he again directed me back to customer service. This is when I spoke to Rae, who asked me for my information. After getting my information and me again explaining what was occuring, she advised me that my policy was cancelled and it was nothing she could do about it. While attempting to explain my situation, but she was very rude and unprofessional. She eventually said to me you have a nice day m'am and hung up. I called back again and was told that my policy was still showing being cancelled and I could try explaining to the glass company fixing my car the situation to see if they would still fix it until the problem was resolved.

    I was also told this claim fell under comprehensive collision which carries a $300 deductible, although my windsheild was damaged by a uninsured driver.


    I called one of the glass companies recommended by Met Life and ended up having to pay for a new windshield in addition to obtaining a new auto insurance policy on the same day because I was told by Met Life that my policy was still being written. On the same day, I also officially cancelled my policy with Met Life after being a loyal customer for 6 or more years.

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    Reviewed Dec. 12, 2005


    I was involved in a documented Hit & Run accident with witnesses downtown Detroit. Metlife, my insurance carrier, refuses to pay the claim unless I can find out who hit me. I am in sales and don`t know a lot about detective work. As a victim of a hit and run accident I feel I have been more vicitimized be Metlife. THese are people we trust when we need them most.

    Metlife also mis-represented their insurance when I purchased it saying I would not have to pay anything, in any accident as long as I was not at fault. See, I have a very very good driving record with no claims so my biggest concern was someone else damaging my property or myself and having to be liable for it. I have researched Metlife over the last few days and it appears this company has a history of failing to resolve claims in a timely manner or refusing to pay legit claims. This being the first one I have ever made makes me think there are probably thousands of Detroiters out there who have had this happen to them as well.

    I know this is a huge season for insurance carriers and many Detroiters will unknownly be suckered like I was. As a consumer, I have no recourse, no way to make this right, no way to inform others unless I was wealthy and could hire an attorney.

    Please help educate others and stop companies like MetLife from making victims of crime pay twice.

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    MetLife Auto Company Information

    Company Name:
    MetLife Auto Insurance
    Year Founded:
    1863
    Address:
    1095 Avenue of the Americas
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10036
    Country:
    United States
    Website:
    www.metlife.com