MetLife Auto Reviews

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About MetLife Auto

MetLife provides home, auto and health insurance throughout the U.S. It offers auto coverage through its website, as well as through some employers. The company provides highly customizable car insurance policies, affordable rates and special discounts, including workplace deals.

Pros
  • MyDirect online portal
  • Easy-to-use website
  • Highly customizable
Cons
  • Some coverage can be pricey
  • Online portal unavailable for some

MetLife Auto Reviews

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    How do I know I can trust these reviews about MetLife Auto Insurance?
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    Page 3 Reviews 40 - 240
    Staff

    Reviewed April 22, 2019

    I made the mistake of changing from MetLife auto insurance to Progressive; big mistake! MetLife is on their game; Progressive is a rip off. I putting this in so no one else make the same mistake I did. I actually thought MetLife was only California insurance, so I changed before talking to MetLife. MetLife is the most helpful insurance company. When you have questions or need another copy of your insurance card they will email it so you can just print it out. They even helped me out when someone was claiming I hit their car at my apartment building; MetLife adjuster came out and proved that I did not hit their car. They really do back up their clients. I am changing back to them.

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    CoverageStaff

    Reviewed April 15, 2019

    Ok. I work for an airline so I get a "discount" for bundling and having it payroll deduction... I got into an accident over 3 years ago, nothing major... They jacked up my insurance for 3 years peaking at over $430 a month. I've paid over $15000 over that time... Mind you NOT ONCE have I EVER got into an accident so I figured after 3 years, my insurance would drop.. Yeah it dropped a whole $23 a month. So I called a month ago and told them to cancel my policy effective April 28. The guy LIED and told me that the April 5th payment would come out and and the 19th I would be billed for. I still had the deduction come out AND got a bill for some balance.

    This company lies and will rip you off. DO NOT get a policy from them. So within 10 days I'll have paid $190 to MetLife and have to come up with another $200 to start another policy. Absolute ridiculous way of doing business. Lying to their clients and ripping them off. NEVER AGAIN will I use MetLife. Sad that I have them as my dental insurance. Not my choice though.

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    Customer ServiceCoverageStaff

    Reviewed April 10, 2019

    I have recently moved from CT to CA and have had my home and auto through Metlife for past 8 years. All I wanted to do was switch same coverages from one state to the other with no coverage adjustments. It has now been a month and they still have things all messed up with me calling in at least twice a week. Each time I call it's at least 1 hour minimum if not 2 hours between the waiting to actually talk to a human. They still after a month have me covered and billed in both states! Is it really that difficult to transfer a policy?? I am writing this review while I am on hold...again...waiting for a representative for past 40 minutes.

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    Claims Handling

    Reviewed March 27, 2019

    I started a home and auto policy on March 4th. I qualified for no money down so I took it being I get a discount thru my employer. They took a chunk of money from my bank account that they weren’t supposed to take until April 1st. They kept saying they were sending a refund overnight FedEx which never came over and over. They lie and take people’s money and don’t own up to the mistakes. I bet people have a hard time with claims. I cancelled today and will be filing a complaint with my employer against them.

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    Customer ServiceStaff

    Reviewed March 25, 2019

    First, your company gave our agent the wrong policy number and we did not discover the error until the NJ DMV sent a letter stating they were going to suspend the registration and then the license. We call MetLife and a CSR apologized and promised she would send, electronically, a message to the NJ DMV to alert them of the error in the policy number and that the insurance was all paid up to date. She then emailed me a copy of the ID cards to show proof of the correct policy number.

    I called today and after 20 minutes on hold was connected to a very rude unprofessional CSR who I inquired about verification on 10 different items and then told me she had to transfer me because that was not her dept. I said, "Fine just transfer me" and she starting yelling at me to let her finish and I tried to interject that since she could not assist me just transfer me. So of course she did not. BY the time I tried to call back the MetLife office was closed at 4:15 PM! I will have all of our auto insurance transferred for all 8 cars. We are done with MetLife... obviously the hierarchy must be a reflection of their CSRs.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 1, 2019

    I switched from Geico to MeLife with a sibling for auto insurance, needless to say, it was a HUGE mistake. I had an accident and disputed the Claims Adjuster's finding. My claims Adjuster was Suzanne (ext **), initially she was very nice and professional when taking my statement. Once I informed her I disputed her findings, it was like pulling teeth to speak with a Supervisor. Her direct Supervisor was Allen or Allan (ext **) who did a great job of playing phone tag, purposely avoiding my calls/voicemails for an entire week! After leaving detailed messages of my work hours and best time to call, he did the exact opposite. Calling after business hours (his work hours) knowing I was at work and couldn't reach him back.

    Finally after some push back with both Debbie and Susan (CSR reps) I spoke to Andy (ext **), his condescending tone assured me I was dealing with a company who could care less. All they're interested in is collecting their premiums. I also work in the Insurance industry and are familiar with how claims are handled and I found myself dumb founded by Andy's scripted replies. I honestly couldn't tell if he was a live person or an automated system.

    Understanding the process with investigating that goes into claim handling, it's very imperative to provide all detailed information and that it's also factored in. We are all consumers and expect to get exceptional service given the money we spend for products. It's both upsetting and insulting to know that this company that advertises so much about providing the best rates and service are the most unprofessional and inconsiderate. Their slogan should acknowledge how much of an inconvenience they cause customers.

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    Customer ServiceCoverage

    Reviewed Feb. 27, 2019

    I have never written a review before but if I could rate 0 I would. I switched from Geico to MetLife back in Aug because the rates were great. However in Nov when I switched bank accounts I provided all the details I could in advance. Since then my account has been messed up. First they charged the wrong bank account. I tried to fix that and they overcharged not only the amount but on the wrong day to my new account resulting in a fee. Tried to get that fixed and since then they continue to try to cancel my insurance, won't fix the rate. My Rep who once tried to assist now won't take my calls or text messages. It has been over a month since I heard from anyone. I tried to just bypass my Rep and get it resolved with billing only to be told I can ONLY fix it with my Rep and that my insurance was indeed cancelled.

    Now they want me to pay way over the amount due because they changed my plan to a Direct plan (without my knowledge or permission) to re-establish my insurance. I told them I could provide phone call logs and text messages showing I have been trying to resolve on my side since Nov. Unfortunately that doesn't matter to them. Pay over the amount owed or be driving without insurance because of course now it will be more difficult to change companies showing a lapse. I wish I never changed from Geico. In my 25 years driving I have never experienced anything like this with an insurance company and I have used several. If you are considering to save a few bucks by switching to MetLife you might want to reconsider as in the end you might end up paying more.

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    Claims HandlingCoverageStaff

    Reviewed Feb. 18, 2019

    I have full coverage with collision and hit a deer. I had one of their adjusters come and do an estimate. Then all of a sudden I get an investigator trying to get a hold of me regarding the claim. They are trying to get out of paying for the damages. They have used excuses and since then I have had to retain an attorney to get my vehicle fixed. I pay my premium every month without a problem. I feel victimized by the way they have made me feel. They are making me feel like I have done something wrong. I would never recommend this company to anyone.

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    Coverage

    Reviewed Feb. 13, 2019

    I had an accident in an older truck with full coverage. MetLife had me get an estimate and I did, which they rejected. Because my truck is an 2001 they claim it is older and will not replace parts with like original and are using aftermarket parts to fix it. I did not expect this with the high premium I have taken from a payroll deduction each week. Needless to say I will be changing ins. companies very soon. If I am going to get cheap coverage I might as well have a cheaper premium as well. After all insurance companies are a dime a dozen. Hopefully this will be helpful to others shopping for auto ins. Sincerely unsatisfied in MO.

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    Customer ServiceCoverageStaff

    Reviewed Feb. 12, 2019

    I had a car accident. Was not my fault. The other person was at fault. I was at the light. I was injured. I had a concussion. When I was on the phone with them for an hour or two who knows to get insurance before I got off the lot. When I got the truck I was totally covered. We are trying to get the recording from that day because they are saying I only had State minimum. I had full coverage - uninsured, underinsured, comprehensive and collision and they're saying they will not pay for anything but the other party that hit me is paying me what they had because they were at fault and they admitted it.

    But my pain and suffering on top of my bills were over the state minimum but my underinsured with MetLife refuses to pay. It is not fair and I need to get something done about it. They rake you out of your money. I've got plenty of proof with my bank statements. They paid my rental car. They paid for the totaled car but they will not pay me for my pain and suffering and the rest of my bills. What do you do. Go to Channel 6 news and where else!!! I would literally give no stars. I'm paying for an accident that was not my fault and I was sitting at a light and I'm still suffering from it.

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    Claims HandlingStaff

    Reviewed Jan. 18, 2019

    I was in an auto accident with one of their clients back this past December and their client was at fault and admitted fault and was on the police report so I figured quick easy deal. Just pay me for my truck and all I wanted was enough to replace my truck but MetLife has got 7 estimates. Wow can you believe that? 7 on my truck and most of them was for about 3000.00. I only got 1600.00 just a tad over have because they want me to take half the blame when their client admitted fault. I am a handicapped person and my truck was in great shape and I relied on that truck but this is how the insurance company treats you so in the long run do that run from this company.

    They are greedy rich folks who don't care about you or anything except that green dollar!!!! And by any means don't let it be their client's fault and admit it either! I should have taken them to small claims court so their clients could see how they treat them and others! Run people. There are a lot if auto insurance companies out there but not these people!

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 18, 2019

    My daughter was driving straight on 3 lane road, she had the right of way, Police report indicates. MetLife's driver hit her on the left side, pulling out across. They are only wanting to pay 80%. They are saying my daughter did nothing to avoid their driver hitting her. What was she supposed to do, hit another car or the curve? She was driving STRAIGHT with right of way. The girl hit her out of nowhere. There is NO WAY we should be any way responsible. How are we supposed to fight this. I can file a claim on my insurance policy, pay my deductible, but then I have a claim and my rates go up. This is not acceptable. Filed a complaint with KY Dept. of Insurance 2 weeks ago. I have heard nothing and no phone number to call.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 14, 2019

    I've had MetLife for a year now, and the only reason I initially got it was because I could get it discounted through my employer. When I changed jobs, I decided to keep MetLife and pay for it on my own, which was the worst insurance decision I've EVER made. I've been on the phone with MetLife multiple times over the past six months, and I've never gotten the same answer to my issues. While their customer service employees are respectful, none of them have given me the same answer twice and few seem to be knowledgeable. Because of their inconsistencies and lack of following protocol, my license is now suspended and I owe money I don't have to collection at no fault of my own. In addition, there is no option to manage your account online! It's 2019. Who spends the money sending paper communications, when everything could be kept in one spot online? I cannot wait to switch to a cheaper insurance that can actually meet my needs.

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    Customer ServicePriceStaff

    Reviewed Dec. 27, 2018

    My payment was due on 11/23. On 11/25 I received a letter via email stating that my payment was late and I needed to pay $55.70 by 12/11 or my policy was gonna be canceled. Mind you at the bottom of the letter it says late fee charge $0.00. So on 12/8 I pay $56. On 12/12 my policy was canceled. I called and the rep stated that it was a error and reinstated my policy. Told me that my next payment was due 12/24 for $80.66.

    Okay, so on 12/23 I went online to make my payment it stated my amount due was $77.70. I pay $78. After I paid the $78 it stated that I stilled owed $23. I called and they said it was the late fee charge from my November payment. I said I understand but the letter stated $0.00 in late fee charges and my amount due was $55.70. She went on to tell me that its a one day grace period and after that the late fee is applied. I said once again I understand that, the letter was generated on 11/25 which is 2 days past my due date and after my grace period and at the bottom it states late fee charge $0.00. She went on to say they charged me the late fee after they sent the letter.I went on to say I wanted to speak to a supervisor which she said they would call me back and they never did!! I also emailed them still no response! Now I was late back on 8/23. On 8/25 when they sent my letter of late payment it said late fee charge $25 and my amount due was $80.66.

    Fast forward to 11/23. On 11/25 it stated $0.00 in late fees. On 12/26 I received another email stating that I was late for that $23 and at the bottom it said late fee charge $25 lol and my amount due was $48. I said they are full of it and I'm not paying them $23 for a late fee that was clearly stated on the letter I didn't have to pay and I for sure is not paying an additional $25 late fee for not paying the $23. On 1/4/2019 I canceling my policy with them. Worst company ever.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Dec. 19, 2018

    On November 2, 2018, I was hit in the rear by a man driving a truck while I was not moving in the parking lot of Burger King. This individual went to his Agent and told them that I was driving in the wrong direction. My mistake? Believing him when he apologized for hitting me and not calling the police to get a report. We exchanged papers and he admitted that he was at fault, so I'm thinking that he was an honorable person, there is no need to call the police. Wrong! MetLife took my claim, sent me to get an estimate and canceled my policy three weeks later. I still haven't heard any type of resolution on my claim, and at this point, I do not expect to.

    I logged on to pay my December payment and noticed that my policy was canceled. I never received any type of notification. When I called to inquire as to why my policy was canceled the agent first told me that I did not pay in November. When I told him he was incorrect and that my bank statement would prove this, he redirected, stating that I did not pay $700.00. At this point, I am very confused because my payments have never been that high. I went onto my Account Management Portal and noticed that there was a letter dated October 18th stating that my policy was increasing to $716.00. This was not there before and I have proof and because I keep very good records of every correspondence from them along with screenshots of my Management Portal.

    I wrote a letter of dispute and today, I received a letter from the DMV stating that they informed them that I have no insurance. So, they took my payments in October, November and now my policy is canceled in December. I am pretty sure it's because of the claim and the fact that they don't know anything about how to protect their insured against other insurance companies such as State Farm. They just don't want to be bothered if there is a claim and they have to actually do some real work. So, I get rear-ended, my car is damaged, I make a claim expecting my insurance company MetLife to help me recover the damages and now I am uninsured. I would never advise anyone to use MetLife AT ALL! Just go the other direction because there are other auto insurance agencies that are far better and cost far less.

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    Customer ServiceStaff

    Reviewed Dec. 4, 2018

    Omg...I wish I would have read the reviews before wasting my time on this insurance company. The agent that gave me my plan was nowhere to be heard from when I needed him. That is until I threatened to go to another company. Even then it was by email not phone. Left many messages and still nothing. When I would talk to someone they had no idea of what I was talking about because he never left any notes or whatever. Very disappointed with them. Glad we got out early. Could not imagine if it was a emergency... Please do your homework. Thank you...

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    Claims HandlingCoverage

    Reviewed Dec. 4, 2018

    My husband and I have had our 3 vehicles insured through MetLife for 16 years. During that time we have had 0 accidents, 0 tickets, 1 new windshield claim and no other claims. Also, I have never made a late payment FOR 16 YEARS!!! This month, with the holidays & lots of other personal things going on, I missed my payment. My policy was cancelled when I was 2 weeks late. As soon as I realized (3 days after cancellation) I called to reinstate & pay my monthly premium. To my surprise I was told that there was a note on our policy, from the underwriter, stating if there is ever a late payment my policy should be cancelled & not eligible for reinstatement!

    Two 40 somethings, with advanced degrees, perfect driving records & no history of late payments were declined a policy with no reason given as to why. We are incredibly low risk. However, this ended up being a blessing in disguise. I was able to get much better coverage (100,000/300,000 vs 25,000/50,000, $500 deductible vs $1,000 deductible, 30,000/60,000 uninsured motorist vs 15,000/30,000) for about $550 less per year, through a reputable company, despite 16 years of customer loyalty with MetLife. Do yourself a favor & go elsewhere!

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    Coverage

    Reviewed Nov. 28, 2018

    I purchased an auto insurance, somehow no one can help me find the policy for me to cancel it. It took few mins for Geico to help me and get me a way better deal. I should not have wasted my day on these creeps. Even with employer group coverage they were quoting me more and with less coverage options. Please close your business if you can do what you need to do.

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    Customer ServiceStaff

    Reviewed Nov. 23, 2018

    I had my homeowners and auto policy with MetLife. A storm came through and the roof was damaged on the house. I filed a claim and had the repairs made. Metlife would not accept the receipt from the repair person as proof that the roof was repaired so they indicated they were going to cancel my homeowners. Therefore I found another insurance company to cover all of my policies. I sent in my cancellation notices and proof of insurance with the other company. Metlife continued to bill my account for my auto insurance for over a year.

    I have been requesting a refund and cancellation of my auto insurance for over a year. The auto insurance expired in September so they stopped billing me but they have yet to refund the money that they kept taking out of my account after I canceled my policy with them. Every time I call they have a different reason for not refunding my money. The last two calls they indicated that they did receive proper notification and cancellation and they are working on the refund. As of a year later, I have yet to receive my refund.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 19, 2018

    I have been with MetLife Auto insurance for OVER 20 years and have never had a problem with their service. The people are knowledgeable, responsive, and easy to reach. The problem I have is a feeling of being totally ripped off. In my complacency I never did a price comparison. In all those years I have had two accidents neither that was my fault. The first I was hit from behind barely moving along in rush hour traffic, by a doctor who was on his phone. The 2nd, I was coming home after being released from work due to the snow storm. This time I was hit by a truck who kept tailgating, operator again on his phone, and he totaled my car.

    So I have an EXCELLENT driver's record over these past 2 decades - no speeding or parking tickets, either. I drive a 2004 Honda Civic, so it's not like I have a Mercedes. One day in a conversation with an 77 year old friend/horrible driver (her car is COVERED with scrapes and huge dents) I discovered she was paying less than half of what I was with the same coverage!!! I brought this to MetLife's attention and they kindly informed me that they cannot price match. This means for years, probably decades, I've been paying double for not having looked around to compare. I'm truly upset. Buyer beware.

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    Staff

    Reviewed Oct. 29, 2018

    As of this date, I have been waiting FOUR weeks to receive a copy of my 1099 for 2016 for tax purposes. I have been told THREE times that it had been mailed, most recently two weeks ago. I do not live on Mars. This cannot be a delay. These agents are lying to me. Next stop, MetLife CEO Steven Kandarian.

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    Coverage

    Reviewed Oct. 29, 2018

    I had MetLife for a long time and I really enjoyed this company. So I would definitely recommend them. They were always helpful and good priced. The only reason we had to change is because they don't cover the area in which we are living now.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Oct. 28, 2018

    Metlife Insurance has been great for me and my family so far. While I haven't had to file any claims yet, I have only received positive customer service from adding or removing a vehicle from my policy. Plus, they offer a wide variety of discounts to keep your premiums extremely affordable and their level of coverage is on par with any other auto insurer out there. Although I have had Metlife for several years, my premiums have barely increased. I have been very pleased with Metlife so far as well as my local insurance agent, and I will continue to use them in the future.

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    Claims HandlingCoveragePriceOnline & App

    Reviewed Oct. 21, 2018

    I am pretty happy with MetLife as my auto insurance company. My only complaints are the premiums are too high, we have never had any moving violations, any accidents, any claims on the policy, and yet the policy price goes down pennies every year. We've been with them almost 10 years! My other complaint is that their website is often down, very frustrating when I am trying to pay my premium!

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    Coverage

    Reviewed Oct. 19, 2018

    I like the coverage at MetLife Auto, but it's so-so. I've seen rate-creep happen with them on all my policies. I had my auto lapse with them due to issues communicating and they were pretty unhelpful. They make it hard to access the site at times and I've had issues with receiving notifications.

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    Claims Handling

    Reviewed Oct. 18, 2018

    I had this insurer and my experiences with them were good. Whenever I had a claim, everything was taken care of with no hiccups or obstacles. The rates were par for the course as far as insurance goes.

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    Customer ServiceStaff

    Reviewed Oct. 15, 2018

    I have an auto policy with MetLife, and I have had nothing but trouble since I had to cancel the business side of the policy. You see, I was laid off from my job in 2017 and did not need business on my car anymore. I called to cancel it and discovered that I needed to backdate it to when I was laid off. I had the adjustment for 2018, and was waiting for the rest to be backdated and adjusted. Sometime while I was waiting my policy was canceled completely and I didn't realize this until I received a letter from DMV! Ever since then it has been a nightmare!

    Every agent I have spoken to gives me different stories. I received two checks that were verified on the phone, but apparently were not verified, because MetLife wants the money back. After long periods on the phone with MetLife, I finally got my policy reinstated. I still owe the money back. Two agents that were suppose to call me back never did. I have been threatened to have my policy canceled again. I have lost trust with their customer service completely, since I get different information all the time and blind transferred and cut off. I was told other agents I talked to were wrong. I am ready to go to the BBB! Don't get MetLife Auto!

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    Reviewed Oct. 8, 2018

    My car was vandalized 3 weeks ago and I was told they were doing a coverage investigation!!! Car still not repaired and haven’t heard a word!! I spoke with the investigator and gave him all the information I could to assist him with his investigation and I still haven’t heard anything!!! Any suggestions??

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    Customer ServiceCoveragePriceStaff

    Reviewed Oct. 7, 2018

    I supplied MetLife/Kristen ** (Total Loss Adjuster) with all documentation associated the accident. Included in paperwork to MetLife Auto was: A payoff statement, tow fee, lot storage fees. My car was picked up from storage yard without them paying me/bank for it. My rental was cut off by Met and I was told that they would not cover it any more even though I had not been reimbursed for anything. My own insurance agent, Aaron ** - Allstate, got involved and they apologized and they were supposed to overnight a check which then took 4 more days.

    When the check arrived, it only covered the estimate for the car. This check was written to me and not the bank which I felt was incorrect. They did not include tow fees nor lot storage fees. It has now been a month since the accident but I only received the check on Sat. Sept. 30. I have tried to contact them multiple times. My own insurance agent has tried to contact not only the Total Loss Adjuster but upper management multiple times. Every time we get pushed to voicemail and we have left messages that are never returned. My insurance agent has also emailed them with no response.

    It has been now 8 days since I received the check with no responses from any person at MetLife Auto. I cannot deposit the check that they have given me as it is listed as a "Settlement Check". I am on a deadline to get this car out of my name before I have to make more payments on it. I have to submit the check stub to my GAP Insurance so that I may get this resolved. They are preventing me from moving forward with anything and costing me more money with daily accruing interest on this loan.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Oct. 3, 2018

    Stephanie was assigned to me as an adjuster following my accident that recently happened. I am insured through Metlife but was hit by a company vehicle that has another insurance policy and the claim was taking forever to get started. I filed with my insurance company, Metlife, just so they can know what happened, even though I wasn't at fault.

    For one, Stephanie NEVER contacted me after 2 weeks of filing that claim. I finally called her to get their take on the incident and to see if I could at least get a rental through my insurance and the other company could pick it up. She never asked, "Are you ok," never took a statement or anything! The 1st thing she said was, "You don't have a rental on your coverage," which I already knew but what was the purpose of me even having to file a claim with you all. I added the roadside assistance and thought that the rental was a part of that. I just wanted to see if they could help me in any way get things moving. Instead of her being empathetic or giving me any additional options that I could take, even referring to add the rental to the policy, she just was rude and nasty. I didn't even want to talk to her after that! I understand that my insurance wasn't at fault but they do encourage you to let your insurance know if an accident happens.

    It was just the worse experience. You are an adjuster but can't help at all? Just brush me off and tell me to contact them when clearly I couldn't. This kind of stuff is important to customers. We pay insurance to cover incidents like this but having to go through a serious accident on the highway, thankful to be alive, and the call the people that suppose to be on your side just to be treated that way. Why are you an adjuster if you can't do or say anything to help in situations like this? I wish they could've gave me someone else!

    Talking to her was a waste of time. They give these positions to some of the worse people! Lord. Only thing they care about is money but being sincere or empathetic to a deadly situation goes a lonnggg way! Stephanie, you need a reality check. Everything is not given to you and the people that work hard for what they get and could have lost everything due to a deadly accident deserves to be treated with more respect. Especially when you work in a field to deal with those types of people every day! Lord.

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    Customer ServiceStaff

    Reviewed Oct. 2, 2018

    It has been a hassle to get a copy of my insurance card, and I don't know why. I'm just asking for it to be EMAILED to me. First time I called I spoke to Alex. He was very helpful and said he would have my insurance cards sent to me and even got my email. So I was under the assumption it's coming. An hour goes by and I don't get it, call back and someone else advises me it takes a full business day to email insurance cards. What? Why does it take so long to email? Had my ** been uploaded on their site I wouldn't have to call and ask them for it. I really need my insurance card so I asked if it could be expedited. The worker tells me he can have it sent to me in 15-30 min. It has been over an hour and I STILL DON'T HAVE ANYTHING! Just upload the simple ** online so it's not a hassle!

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 29, 2018

    Called and got a verbal quote of $3000 for multiple policies, auto and home. My son had an accident but I gave them all information and they pulled it from a database anyway, nothing was hidden. When the bill came it was more than $8000! I called to cancel the day I received the bill, they said they would not bill me for it due to their mistake but weeks later they deducted entire month payment from my paycheck (at the higher rate). They would not return my calls until I posted on BBB and contacted Illinois attorney general's office. They promised to overnight me a check to repay but a full week later and no check from them. They just lie and lie and string you out and this is how they treat a new customer. Imagine if you actually needed to file a claim. They are a complete nightmare, stay as far away from MetLife as you can.

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    Customer ServiceSales & Marketing

    Reviewed Sept. 29, 2018

    This company is a very bad company. They will lie to you about their rates. They will go and take money out of your payroll without your consent. They will just increase your rates and when you call the customer service no one will be able to explain you nothing. I was with them. I cancel my policy with them and they still went and still keep on deducted money on my payroll without my consent. This company is a scam. Don’t make any business with MetLife. My rates was $94 a week for 2 cars jump to $308.64 every week.

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    Claims HandlingCoveragePrice

    Reviewed Sept. 22, 2018

    I have been with MetLife for a few years and just received my renewal policy and it went up 25%. Have had no claims, tickets and credit score is excellent. When I contacted them they didn't make any attempt to retain me and just said they would cancel my insurance on the date it expires. As a prior business owner I understand that customer retaining a customer is your best income stream and it cost a lot to get new customers. Very disappointed in MetLife and I would not have canceled or even shopped for a new provider if they had not increased my premiums. Just stupid in my book and I found another company that is even less with a higher rating so my gain and their loss.

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    Customer Service

    Reviewed Sept. 17, 2018

    The worst company to deal with imaginable! No way to change your Visa or MC online. You MUST call them, then either mail in a form, or fax them a form with all of your info HANDWRITTEN. After 4 phone calls, and 4 online attempts to find out if they had corrected our (already submitted) info, we gave up. NEVER do business with MetLife!

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    Customer ServiceCoveragePriceStaff

    Reviewed Sept. 11, 2018

    MetLife MyDirect is different than MetLife Auto. When you purchase a policy online, you are funneled into the MyDirect pool of clientele. A policy with MyDirect is 100% digital - if you call their customer service line, you speak to a call center in another country. If you ask to speak to a supervisor, they indicate one will call you back in 24-48 hours. It's been over 48 hours, no call. The representatives are able to 'help' you by reading their prompts, no more.

    I paid-in-full a 6 month policy. 2 months later I see online that an additional $66 will be deducted from my account. I was never notified this - I had to log on to my account and find out for myself. I called the 'customer service' line and was told that they check 3rd party driving records and update my premium price. That's fine, but why wasn't I notified? And, moreover, committed to over one month of a high rate? I asked to cancel my policy on the spot. The rep said that he couldn't tell me what the refund would be until the cancellation was complete. This was also scammy! What if I wouldn't be pro-rated the correct amount? I asked to speak to a supervisor, and as mentioned, it's been over 48 hours. No call.

    I called back, fed up, and asked to cancel my policy. They had no problem doing this. I was told I'd be pro-rated an amount that reflected the higher premium. Which, water under the bridge. I don't care anymore, I just want my money back and a different insurer. WELL, nowhere on my account online does it say my refund amount. It says 'policy canceled,' and it ALSO still says "pending transaction of $66."

    So I had to call back AGAIN to figure out what was going on. They said that I will see the refund to my checking account in 7-10 business days. I said, "Well I don't see that on my account." The rep said that it's because the system is updating, and currently says "payment not used." So I asked, "Oh, it doesn't say refund?" and he replied, "No, the system is updating." Frustrating. This doesn't make sense to me. Any other business will provide that information immediately. I asked for the rep to email me everything he just explained. He said, "I don't have access to email. You purchased an online-only policy." Extremely frustrating AND suspicious.

    I logged into my account this AM, over 24 hours after initiating the cancellation. Still no mentioning of a refund. Still notifies of upcoming payment of $66. I'm going to call my bank to have them dispute the charge. Moreover, I'm suspicious that I will see the refund in 7-10 business days... Whereby I will pursue further action.

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    Customer ServiceStaff

    Reviewed Sept. 3, 2018

    I purchased auto insurance from this company under the impression my monthly payments would be around 195 a month from the initial quote. As a driver under 25, that was the best I could find in AZ. Only to get to the purchasing part and find out it goes up to 250 a month due to an accident that I was not involved in. I sent my driving records to the underwriters and waited almost two weeks before I was told the accident is still valid and refused to change it. Managers do not call back and the underwriters don't take calls. Horrible waste of my time and my money and would never recommend.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Sept. 2, 2018

    I have been with MetLife Auto and Home for over 20 years. I recently got into an auto accident where I rolled into a truck at a red light. There was no damage to the truck and $1000.00 damage to my 4Runner, which I paid for out-of-pocket. The guy I hit agreed there was no damage to his truck and waved it off. I took pictures anyhow. He filed a claim for body injuries of $9000. MetLife didn't try to fight it at all. They asked me to forward pictures and my bill for the repairs to my car. Then they doubled my insurance.

    When I called to inquire they asked me rudely why I was calling the person who called me to ask me for the pictures and copy of repairs and told me he was not handling my claim any longer. Then told me that I had gotten into an accident and the claimant had obtained a lawyer and was currently getting medical treatment. When I asked why they wouldn't fight the obviously false claim they just said that I had hit him. They were so rude! I canceled my policy and I will never use them again. I guess being a loyal customer for over 20 years means nothing to them! Do not buy this insurance - they are the worst! Agents are rude.

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    Price

    Reviewed Aug. 30, 2018

    I recently had to switch my policy off of an existing policy that was coming out of my bank account. I was told the policy wouldn't change until a certain date because I already had paid for my prior month. Today I called to change my insurance to a different company, and was told they are still going to charge me for the upcoming month because apparently they charge for time that has already passed even though I have never missed a payment. Then they proceed to tell me that they issued a refund for my prior insurance, but it went to my ex because his name was never removed off of the previous policy, even though the money came out of my sole bank account and any refunds were supposed to come to me. So now I am double charged for this coming month because of my new and old insurance are taking money out. Beyond disappointed with this company and glad they will no longer be receiving my money.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 28, 2018

    I have had MET for auto insurance for 5 years. The last year they provided great customer service and were very responsive with consistent answers. Then there were changes. You could not get a Representative on the phone and when you did, it was outsourced and you could not understand the person and the information they provided was incorrect. On the last call, I spoke with someone in India. The one before then was Central America. You have to be truly bilingual. My cost is about $1400 per year. Recently wanted to add a used 2nd car. Called for a quote. They wanted $4,4300 for both cars. HAHA! And there is no reliable public transportation in Orlando, FL.

    There was nothing unusual about the cars or the coverage. It was average coverage. I have never had an accident, never a ticket and I have lived in the same place for 5 years. So I got other quotes and changed to AAA Progressive. Called to cancel the policy and I got all kinds of crazy answers... I would have to pay them the last month which was paid... Every Rep gave me a different answer. I questioned whether they would actually cancel the policy. This is truly a horrible company.

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    Customer ServiceCoveragePriceStaff

    Reviewed Aug. 27, 2018

    I had been paying about $1600 a year for my car insurance and I just assumed that's what collision insurance costs in New York, plus I had a minor fender bender years ago. Recently I bought a new car and they increased my insurance cost to over $2000 per year, so I finally looked into other companies. Progressive offered me the same exact coverage for $900 per year... I double and triple checked and yeah. I was being ripped off by MetLife. Switching to Progressive was super easy, but ending my policy with MetLife - yikes. It took several phone calls, dropped transfers, an email that was sent to the wrong address because the person on the phone didn't care to make sure they had the right address, I had to mail them a form, and they still messed it up.

    I got a bill for almost a year's worth of coverage, instead of the half a month I actually owed. So incompetent. So this led to more phone calls, the customer service rep didn't even acknowledge how ridiculous this bill was, just told me the amount I actually owed, and when I went to pay it online, of course their online payment service was not working. Another phone call, at a snail's pace, and I finally paid my last bill to MetLife. That company needs to move into the current millennium.

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    Customer Service

    Reviewed Aug. 23, 2018

    Did not renew auto policy for July, 2018 and yet they charged my credit card. Now, after speaking with several people, was told to send an e-mail to request to cancel. Email was ignored, so I sent another, and response was: "You must show proof of a new policy, elsewhere, or that your registration has been handed in

    or we will not backdate your request." This has been a nightmare, and no one cares to assist. I am not sharing personal information about another auto policy; it is none of their business with whom I have auto insurance. Thankfully, my credit card company has disputed the charge and I filed a complaint with the BBB, and will pursue legal action, if necessary.

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    CoverageStaff

    Reviewed Aug. 17, 2018

    I am an attorney and very upset. My rates are going up twenty percent. I was in the Stop and Shop store on Jan 1, 2016. My car was hit. MET hired former police officer would not accept my version. Have not been in an accident for over twenty years. Can't find RI insurance who will insure 1986 Alda Romeo Spider. Please

    help.

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    Customer ServiceClaims HandlingCoverage

    Reviewed July 21, 2018

    My car was broken into and as a result it was a write-off. That was in April. It's July and I have no car and no settlement. They made me an offer a month ago and it was low in my opinion so I ask for the backup data they used to make the offer (my legal right to have). The comps they attested too were bogus. One comp was a wrecked car in Manitoba, Canada that was sold at an auction. The other had no info except a phone number that was in Santa Barbara 200 miles away. They claimed the comp was in California City. Nice, might as well been with the other one in Canada. No verifiable info supplied, just the year and a phone number, really? They asked me to prove the mileage on the car by drive down to the body shop and taking a picture of the dash. Is that protocol? They apparently don't do that during the inspection process.

    California law says this was suppose to be settled in 30 days. I hoped to get an email every 30 days. It is now passing 4 months. I have not heard from the adjuster in since June 29th. It is July 20th. As mentioned, I asked for the data on the comps and I believe in my opinion the supplied ones were bunk, so now they are scratching their heads on what to do. What throw more bogus fraudulent data my way. Here is the scoop in all. I am married to an insurance defense lawyer who in the past has worked for MetLife. My entire 9 sibling family is in the auto business. I have had several earfuls of advise.

    Even after 4 plus months I haven't pursued the normal course of action and sued them. Was raised with the morals of "don't chase after bad money 'cause it prevents you from making good money." At least that is how I was raised to believe. If I was not well off and that was my only car I would have had to cave in and do whatever they told me to do regardless of the number being right or wrong.

    Nevertheless, I have my car at a shop and the storage bill is 120 days in. Figure 50.00 a day and I now owe 6000 on that. Not far off from what they offered me for the car. MetLife cut me off on the storage after 40 days or so. Said they would tow it to some other place they had. Would you let someone tow your car away without knowing if you are getting paid for it or not. Why pay these guys for "acting in bad faith" insurance. Yes they are easy to sign up with but what do you get. Ripped off. The worst part is they use CCC-One for their evaluation on right offs. Google in lawsuits under CCC-One and you will see what you need to see. An endless list of complaints. Oh, almost forgot, they raised my rate 500+ without even paying out on the claim. Nice... What about this personal attention and care they claim as their motto. So, I am just going to go out and buy a new car this week and let the cards fall where they may.

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    Coverage

    Reviewed June 7, 2018

    I am kind of stuck with MetLife Auto at the moment. I paid over $4000 last year and didn't need to use it once. I pay over $300 a month for nothing. If I need a tow, they don't cover it. I am only with them because it's offered at my wife's job. They need to add towing and some kind of loyal customer incentive would be wonderful. I will be changing auto insurance but unfortunately I have to save up to do so. I honestly can't afford the down payment these other companies want. I am actively looking for another company that I can afford the down payment, so until then I'm stuck.

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed June 6, 2018

    I did an online quote with MetLife for my son and answered every question accurately. With him being 19 the rate quoted online was $320 per month. This is high but almost expected for his age. However, when we called the company to set up the policy the rate jumped to $527 per month. The agent on the phone used the exact information provided on the website and came up with this entirely different quote. They would not budge on this so of course we went elsewhere. However, this is a huge waste of time and borders on false advertising by MetLife. I would avoid this dishonest company and go with someone else.

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    Staff

    Reviewed June 6, 2018

    I've only had insurance with them for one month. The process of purchasing my car insurance was fairly simple and only took 30 minutes tops. They asked a few questions and pair you up with something that best suits you. I like that it comes directly out of my check weekly and I received a discount because of one of my jobs. As soon as my social security number was entered it popped up with my job and the discounts I could receive.

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    Customer ServiceCoveragePrice

    Reviewed June 5, 2018

    I enjoyed the plan and the customer service at MetLife. I was able to have this plan payroll deducted. This plan offered glass coverage with an inexpensive deductible. In addition, everytime I called the customer service was excellent. However, while I had great coverage, they did not offer a comparable price in my state. It was 2 times higher. And I was able to save over half my payment by switching. Also, it wasn't easy to monitor my plan online since it had an employer discount. I had to call every time.

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    Customer ServicePrice

    Reviewed June 4, 2018

    The MetLife Auto policy was very easy to purchase and it's cheaper to purchase through them than other companies. The company also lets you pick your deductibles and your coverage. Furthermore, I like that they auto draft the payment out of my checking account and they split it so I pay a portion of the payment every other week. This is easier for me to budget out of my account. While I had a very nice experience, I was needing to change my vehicle on my policy one time and I could not contact anyone after regular business hours nor could I change my policy online using my phone. I had to wait until the next day and log in at work and change my vehicle. Website was hard at first to get it to accept the change. I had to do the chance about 3 times before it took.

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    Customer ServicePrice

    Reviewed June 3, 2018

    I thoroughly enjoyed the ease of online and by-phone customer service and MetLife Auto's truly affordable rates. However, I would like more local agencies that would allow for face to face customer service. Even so, it was all so easy and user-friendly, which is crucial for this busy gal! My experiences have been very satisfactory. I would freely recommend this company for any and all insurance needs.

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    CoveragePriceStaff

    Reviewed June 2, 2018

    Purchasing my current auto insurance policy at MetLife was quick and easy. It was altogether a pleasurable experience. The agent was friendly and helpful without being pushy or irritating. Furthermore, the insurance policy is less expensive through this insurance company that I had with my last insurance company, yet the coverage is equal to if not better than my last policy through the other company. MetLife has been good and I am very satisfied with them at the moment.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed June 1, 2018

    MetLife Auto is good. It provides plenty of reliable resources. They have good medical and full coverage package which makes me feel safe. The monthly cost is manageable and they offer a good student discount. Reaching out to a claims rep was easy and they work at a fast pace so I always manage to find help. The keep me in the loop about the progress of a claims and keeps me inform about policy changes. When I had my accident they work with me right away and inform of things I needed. They also made sure others who were in my care are also covered or protected. However, the repetitive paperwork when it comes to an accident needs to stop. They are sending the same the same letters over and over again. I once got a letter every week for 6 months letting me know that my case is still pending and should have answers soon. Please just call personally or leave a voicemail.

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    Customer ServiceClaims Handling

    Reviewed May 31, 2018

    Metlife offers many options for vehicles, home, such as motorcycle, boat, cars, homeowner's and renter's property and belongings. They also offer other features for travel as well. However, they could improve upon response time and make service more personal. I want to feel I am the only one. I have always been treated fairly in any services I have requested or any claims I may have had to process. They have made me feel I am the only one who matters.

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    Customer ServiceCoveragePriceStaff

    Reviewed May 31, 2018

    MetLife Auto is pretty affordable and they give me what I need when I get into a wreck or anything. They've got me covered. I had gotten into a wreck not too long ago and they really helped me get through that. Sometimes people are a little rude over the phone, but just be nice and they'll get you what you need. I was able to do the purchasing process over the phone. Not a very long wait or anything. But you have to pay a down payment so I'd save for that cause it can get pretty expensive. But it's not too bad and it works for me.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 31, 2018

    Purchasing from MetLife Auto was a great experience, fast and easy! They were right on the ball and did not try to sell me anything I did not want. I did not feel pressured! Or overwhelming. It includes my rental insurance and we get a great rate and more coverage! Customer service is great, helps with claims in a timely matter. A variety of plans to choose from. They need better communication when it comes to payment options, policy changes, local office or branches would be extremely awesome and would make it a lot easier to make payments. And would make life a little easier.

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    Customer ServiceCoverageStaff

    Reviewed May 30, 2018

    Purchasing my policy from MetLife Auto was good experience. Always able to get a live agent and treated with respect. Agents usually able to answer questions with one call and they offer to do extra things like checking on the insurance accounts to make sure that they are all current. Payroll deduction was available which is a big advantage to me. I don't have to be vigilant about due date or amount due. I am very pleased with the service and the policy's coverages. If they can't answer my questions they will not put me on hold. They will research the answers and give you an answer at a time convenient to you. I would like to have my home insurance with the same company as it would make it more convenient for me. They also have our life insurance And some investments.

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    Customer ServicePrice

    Reviewed May 30, 2018

    It was easy to get our policy and money when we had our wreck. It was painful and MetLife Auto worked with us thru everything and never quit and just helped us thru it all. That was cool. However, you have to go thru so much to get a check from insurance. So many questions you have to answer, too many forms you have to have signed and get signed. It was crazy being hurt running all over the place getting papers signed. But I understood that. The overall experience with MetLife Auto was decent. It was affordable and we got what we wanted in the end.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 29, 2018

    I was involved in a car accident with a MetLife policyholder. He was at fault. It has been three weeks since the car accident, and my car STILL has not been looked at. The liability is pending even though they received the police report 9 days ago. My car is unable to be driven and I have had to rent a car and pay out of pocket because of the pending liability. I have called the agent assigned to the claim SEVERAL times, left messages, and NEVER received a call back... NOT ONCE! NEVER EVER insure your car with MetLife. They have the worst customer service.

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    CoveragePriceStaff

    Reviewed May 29, 2018

    The process of purchasing was easy. Just select the coverage options that you want, and the price you are willing to pay. Low cost premiums, easy payment options, good coverage and good selections in policy options. Also, you can print your ID cards on a printer right off the website. However, it's hard to reach a real person to talk with when I'm having difficulties making payments or anything in general. I would change this to better serve those that need help using the online service options.

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    CoverageStaff

    Reviewed May 29, 2018

    MetLife Auto is reliable and well known. This company provides and are relying on their reputation in the United States. Besides I trust my agent and he choose it. However, I would like that the information I need would be easily accessible in a web page so I can see, track or change options or coverage during the time my policy is in force. Should be able to see what other coverage is available to me and add it at any time. I also would like it to be more detailed in their specs for my coverage. I would have liked to be able to personally contact them too but it is not that easy.

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    Customer ServicePriceStaff

    Reviewed May 28, 2018

    I'm low income. And I've called several insurance companies to get a quote and they all cost an arm an a leg and required a payment up front! With MetLife I was able to pay later and only had to pay $80 a month. Which was the cheapest policy I found and most reliable. The agent also helped me with secret discounts. They gave me an extra discount just for me being a single mother attending college. I was also able to get my insurance card right in my email and didn't have to wait for my information to come in the mail.

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    Customer ServiceCoveragePriceStaff

    Reviewed May 28, 2018

    MetLife Auto was a great deal for what we needed at that time. Very affordable for the lowest insurance required by law. I would have liked to get a bit more coverage than states minimum but like all the rest of the companies... we just couldn't afford it. Need a low income or plan for the disabled that could offer them a bit more. Nevertheless, it was a very quick process and policy is easy to acquire. Great customer service, and helpful friendly staff, made for a much better experience and they made you feel like they cared.

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    CoveragePriceStaff

    Reviewed May 27, 2018

    They are sponsored by my job so purchasing was easy. And has a good price for full coverage. Payments are taken out of my checks so I never ever have to worry about them. It is very convenient that they work with me as well as my company with payments and cover any incidents. I've been with MetLife for a few years and it's working for me so far. But one would think after being a good driver and having low mileage they could help you out a little bit at least. My price never goes down even though I'm a good driver and have low mileage. Also, they should make payments lower for long term customers.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 27, 2018

    My experience with Met Life was one of the easiest I can think of. The salesman came to my house and was a very sweet little man who wore a sweater vest and had the quietest voice. He sat and explained my policy to where I had no questions left to ask. He was very knowledgeable about his business. He became a quick family friend and we are still in touch today. He was always quick to call me or come when I needed him. And when I did have a claim, it was handled quickly and very easily. My policy included glass with no deductible. I like that I could call and pay over the phone. But there were no offices locally. If we needed to go to the office, we had to drive at least 60 miles to get there. Other than that I was highly satisfied.

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    Price

    Reviewed May 26, 2018

    I had to change policies when I moved. I went to an insurance agent to help find the best deal for me. I like that MetLife Auto was the lowest cost for same quality of insurance. The phone app seems to be helpful though I have not had to use it. However, I would like them to give money back when insurance is not used. Other than that, I had a good experience.

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    Reviewed May 26, 2018

    It's been very easy to purchase a policy from MetLife Auto. My husband and I like that the service is offered at a discounted rate through my husband's employer and comes out of his paycheck instead of having to pay a lump sum. But more information about the program should be provided as well as mailing policy updates to policyholders.

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    CoveragePriceStaff

    Reviewed May 25, 2018

    MetLife Auto has the best prices for their policies and provides great service. I'm very impressed with the company, as it makes the customer feel like they are important. MetLife Auto is very easy to work with and they are very friendly and good at building rapport with its customers. When purchasing my auto insurance they went over different coverages that they offered and gave me information to help me decide what would be the best option for me. My policy includes towing which is important to me since I am a single mother. I also receive a discount on my policy through my work. However, I dislike Metlife Auto's website. The website seems very outdated. It would be more efficient if the website was easier to use. But other than that, my overall experience with MetLife Auto has been great.

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    Customer ServiceCoverageStaff

    Reviewed May 25, 2018

    I am very happy with the decision I made to change from Allstate because Metlife insurance has better coverage and gave me so much more for my money such as multiple discounts because I was purchasing the insurance thru my job, allowing me to save on my policy and get more perks as well, and my insurance is cheaper. I never have to worry about being late because it comes directly out of my paycheck. And Met life has added roadside assistance and a rental car service if needed. Purchasing the policy was done over the phone, the rep was so nice and helpful. She took her time to explain exactly what each area of the policy meant and she even managed to sign up for rental insurance for the property in my apartment just in case something might happen, a few weeks later the hurricane hit Houston.

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    Price

    Reviewed May 24, 2018

    I feel more comfortable with MetLife Auto in comparison to some generic insurance companies. Case in point when my husband got into a car accident they were very attentive right away. A larger company means you have better options. In contrast, a bigger company often means a larger price. It is a bit pricey but that's to be expected that we added our teenage son to the policy.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 24, 2018

    My payments started at 120/month and for no reason at all went up to 360/month. I had no claims or accidents while with them and no explanation as to why. Bad customer service, there is no actual number to call and talk to anyone on the phone. The only to communicate with anyone is through chat (which barely works) and Facebook. Awful and unprofessional.

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    Customer ServiceStaff

    Reviewed May 24, 2018

    MetLife Auto is a trustworthy and very reputable company. The agency that I purchased my automobile insurance from was very knowledgeable and courteous. MetLife's rates are a little higher than most, but, they more than make up for it in quality of service to the policyholder. When I had an accident, they were very quick in their response and I received a check in a short periods of time.

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    Customer ServiceCoverage

    Reviewed May 24, 2018

    MetLife Auto has great customer service when I needed it. I like the roadside assistance and the fact that someone else is covered even if I'm not the one driving. If I have an issue I know where to call to resolve it. Usually they understand what is going on when I call and they find a solution pretty quickly. The purchasing process was easy, fast and personalized. They tailored the plan to fit my individual needs, they asked questions to understand the amount of driving and what my needs were in terms of coverage so that I would not be overpaying.

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    Staff

    Reviewed May 23, 2018

    They offer payroll deductions with most employers. Payments were reasonable and they were taken every paycheck and it was never a bother. While on payroll it was a fantastic experience. But when I lost my job due to it closing, they asked for huge payments and when payments were incomplete or late they threatened cancellation.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 23, 2018

    I wish MetLife would have had a way to sign up online, but the customer service agents were friendly and helpful. Once I called in and got set up, I was able to communicate directly with someone through email. I had a claim as well and they were prompt about paying it once it was submitted to them. I also like that they offered payroll deduction through my employer. But they were very pricey compared to my previous policy. Although MetLife offered a discount through my employer, they were still high priced compared to other companies.

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    Claims HandlingStaff

    Reviewed May 23, 2018

    Filing a claim with MetLife Auto was effortless. I was rear ended and they handled everything with other insurance. It comes out of my paycheck thru my employer. They're wonderful. One less thing to think about.

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    Customer ServiceCoveragePriceStaff

    Reviewed May 22, 2018

    It was very easy to obtain insurance through this company. A simple phone call and a few questions was all it took to complete the transaction. They were also very helpful when I applied. The price was very reasonable, representatives were friendly and courteous as well. They offer options for billing, either monthly or biannually which is convenient. They also mail your bill early enough to remind you when payment is due.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 22, 2018

    We have had MetLife Auto on multiple cars for over 20 years and never submitted a claim. It was fairly competitive, now rates keep going up, the last rate increase gave us less than 2 weeks notice and did not explain why. They offer few discounts and no safe driver rewards. This company has always had a good reputation but recently they just don't care, it's all about price. The agent doesn't answer her phone and you have to leave messages for days to get her to return your call, they are going downhill fast and I am ready to get off their gravy train.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 22, 2018

    Filing a claim was fairly quick after the tech came out to evaluate the truck. However, my favorite agent left and did not give us notice. I have contacted them a couple of times without a response. The female is not very customer friendly. She could not help me out with a request for coverage for the HOA.

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    Customer ServiceStaff

    Reviewed May 21, 2018

    I had MetLife Auto through my parents at the time. And they sort of did their job, but were not that great to be honest. I hated calling them. Terrible customer service. Every rep gave a different answer to the same inquiry. They would promise to call back and never did. One even hung up on me once and that was the last straw. That was when I switched to Geico. Geico has better customer service.

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    CoveragePriceStaff

    Reviewed May 21, 2018

    MetLife Auto's pricing was lower than any other company with same coverage. I was so shocked at the amount of money I was going to save. And all the paperwork came as promised. The person who updated my information very friendly and helpful asking me about thing that I do to determine the kind of coverage I needed. And didn't get pushy. Folks were always asking if I had any question. They went over every detail and was very understanding.

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    Customer ServiceOnline & AppStaff

    Reviewed May 21, 2018

    MetLife has wonderful customer service. I love my agent! He remembers my family every time any of us calls him, and is always so helpful! My only wish is for a good iPhone app.

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    Staff

    Reviewed May 20, 2018

    MetLife Home and Auto offered incentives for coverage with them for both homeowners insurance and auto owners insurance. We purchased our policy through a local small scale insurance agency. MetLife Home and Auto presents itself to the world as friendly and personable but all our interactions were completely electronic and or through the US Postal Service and therefore highly impersonal and unfriendly. They are a huge and thoroughly profit driven enterprise that had little or no contact with me except for some niggling little dispute over our need for flood insurance. They disgrace the good name and image of Snoopy! Any and all disputes were only resolved through the auspices and intervention of our local, small scale insurance agency.

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    PriceStaff

    Reviewed May 20, 2018

    I like the way I can get a copy of my policy, and the payment schedule, and I like to be able to make changes. They are also very good at listening to my needs. The only bad thing is the price. But overall it has been very good to have this opportunity to use them. I will be using them in the future if I can. I can definitely say that it is a very good company in my opinion. I am very satisfied.

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    Customer ServiceStaff

    Reviewed May 20, 2018

    It's very easy to do business with MetLife Auto. Quick to respond whether call or email. Any questions I may have they are always ready and willing to help me. It's auto debited from my paycheck and my rate is within a normal range. Easy to make any changes I may need to as well. Overall, MetLife Auto is a great company so far. Haven't had a single problem in the years I've been with them. Would recommend to any friends or family.

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    Reviewed May 20, 2018

    I was with MetLife Auto for several years and very happy with them. When it was time to renew a couple of years ago, I was shocked when they raised my rates for no reason. They're crooks. So I fired them, and went to another insurance company.

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    Customer ServicePriceStaff

    Reviewed May 19, 2018

    When I was at the dealership purchasing my car I called MetLife Auto insurance to find the best price for insurance and decided to go with MetLife. However, I wish they gave a check each year for not getting into auto accident because I believe other companies do that sort of thing. Would be nice if the price quote was better than what it is now but hopefully it will go down with time. Also, sometimes when I call with a question I have to wait a while. Nevertheless, MetLife Auto has a helpful representative on the phone if you have questions about anything and easy to look up information about questions regarding auto insurance rates.

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    Price

    Reviewed May 19, 2018

    In whole, my experience with MetLife Auto has been quite nice. I'm quite happy with this product and I think people would find this company very different from others in quality and price. They are reasonable and alright with the price and the benefits are fantastic. I do also like that they offer deals to certain customers, that can come in handy 100% if the time. However, I am not quite a fan of the certain amount of time it can take to purchase the product and I feel it could be worked on and I hope they take that into consideration in the future when proposing new ideas about how to increase the quality of their company and products. Nevertheless, I would recommend MetLife to my family and friends.

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    Reviewed May 19, 2018

    I've been insured with MetLife for the past 30 yrs. I like their fast ability to send an assessor to check the damage to the car and receive payment as soon as possible. Quick in getting the car fixed... not just quick with us... but also if we are at fault they are quick on paying the other car damages and get everything repaired. I like that while the car is being fixed they can pay partially or fully for a rent a car. The deductible is fair and they take their time listening to your full explanation to how the accident occurred. They are reliable and fast acting, but I would not mind a better discount for having been a customer for a period of 30 years if not more.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 18, 2018

    I've never had any problems with MetLife Auto. It was really easy to get my policy set up with them. My credit union has a discount program with them. They renew my policy every 6 months. I've had a policy with them for 25+ years. Whenever I called with questions, they've answered them all. I get several discounts for being a good driver and having other policies with them. However, I've heard they want to get out of offering insurance altogether, and I worry about finding a good insurance company if they do. I've had some not so good experiences with other insurers when someone damaged my car and I made a claim through their policy.

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    Customer ServicePriceStaff

    Reviewed May 18, 2018

    I really like the price quote for what's included in our bundle package. Every time my husband has to make a payment they are always very helpful and nice to chat with as well. It's so very easy to make a payment when he calls there. MetLife Auto is really a great company to do business with.

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    PriceStaff

    Reviewed May 18, 2018

    I like MetLife service and they are always there for me to help me through every case to make sure I'm protected. Overall the purchase process was long but MetLife made it very straightforward and easier. Metlife was the first insurance I purchase so I was new with the entire process, but Metlife guided me through the entire process, making sure I do not miss anything. My vehicle feels protected as they always work to make sure I get the service I need without having to worry about the cost and process of finding the right place to get my car fix. But one thing I dislike would be the price of the insurance. In order to keep the plan I have to pay a high expense every year despite when I do not use the service.

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    Customer ServiceCoveragePrice

    Reviewed May 17, 2018

    The experience with MetLife Auto was very easy. I found the insurance through my employer's referral website that offers discounts and I contacted them by phone. They got me everything I needed for my coverage and at a price I could afford. They have even worked with me when I fell behind on payments. The fact that I get a discount through my employer, I didn't have to go to a local office and they work with me on the coverage I need. I have even shopped around to see if I could find any company that could beat them on the cost and have been unable to do so. The price is the lowest and their customer service is always available to help me when I need help and answer my questions, as well as being friendly in the process. MetLife Auto is a well-respected company that has been around for years and service different needs.

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    Staff

    Reviewed May 17, 2018

    MetLife Auto is the insurance company that fits my lifestyle. It has a good reputation and is not a fly by night company. However, rates of all insurance companies seem too high for seniors. You would think that an older good driver would get a substantial discount. I hope to find such discounts in the future. But other than that, MetLife Auto works for me.

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    Coverage

    Reviewed May 17, 2018

    MetLife is very trustworthy and secured for auto insurance. They are very popular and its features are very attractive and useful for customers. The process of getting the insurance is very clear, easy, good, and useful. I like all features the insurance offers for us. I recommend this company for everyone.

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    Customer ServiceStaff

    Reviewed May 16, 2018

    I had a good experience purchasing the insurance. Once I got connected with an agent they were helpful on finding a policy that could fit my need and my family's. When I need help or need someone to describe what my policy is, what it does, and what is covered I can just call my agent. Once my agent gets back to me I am updated on any issue and or problems that is found in my policy. I do not have a local office though. When I have a question, concern, or a complaint about something in my policy I have to call an 800 number. After calling an 800 number I am sometime placed on hold. After holding I sometimes have to talk to many different people to get to the point of my call. But MetLife is the smartest, helpfulness, and kindest of the companies.

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    CoveragePrice

    Reviewed May 16, 2018

    They offer full coverage and like its auto withdrawal payments. They also partner with my employees to give me corporate discounts on insurance. I have been on the insurance for about a year and I haven't had any issues but I wouldn't recommend MetLife to a friend If they were looking for a new insurer. They are expensive and I can get a better deal somewhere else. And I feel like for my driving history although not great it does not constitute the price that I am paying for full coverage. Otherwise it has been adequate.

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    Claims HandlingCoverage

    Reviewed May 16, 2018

    MetLife Auto is a great auto insurance company. I have used them for more than 20 years and I have always been very happy with my insurance through them. I like the fact that I am able to access my policy and pay my bill online after MetLife website. I also like the fact that they give money off of your deductible when you have an accident free. Furthermore, the group rates that I received through the New York State Teachers Association are reasonable compared to other insurance companies I have looked into. Lastly, whenever I had to make a claim on my auto insurance, they have always been professional, courteous and process my claim in a timely manner. I would recommend MetLife auto insurance to anyone looking for reasonable auto insurance.

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    Customer ServiceStaff

    Reviewed May 16, 2018

    I like that MetLife offers different ways to pay and that they make the customer top priority. They are willing to go above and beyond for the customer. I also like the feature of having our payment coming straight out of the paycheck. It makes it so much more convenient. My overall experience with MetLife has been nothing but top-notch. The process of purchasing our policy was very easy. All I had to do was make one phone call to my agent and he took care of my needs.

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    Customer ServiceStaff

    Reviewed May 15, 2018

    When I first got the policy I paid for the first month in advance. Since then each month the premium has been taken out of my bank account regularly. Now I go to cancel the policy and am being told that I have been paying for the previous month, not the month ahead. So I only get a tiny bit of my premium back that they withdrew from my bank today. Somehow they get to keep almost a full month of premium, of my money, and I have no recourse.

    I spoke with a customer service manager and he reiterated some mumbo jumbo which came up to the same conclusion: "Sorry lady, we're keeping your money, about $129.33 that you gave us when you signed up for the policy." I received poor customer service when I was recently in an accident (not my fault), so I started looking elsewhere and found another company which gave me better service for less money. But this time I'll keep track of the fact that I'm paying ahead. My advice, don't deal with Metlife Auto policies, they rip you off.

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    Claims HandlingPriceStaff

    Reviewed May 15, 2018

    We purchased our policy originally through a friend's husband who was a broker for several companies. When he retired we continued to use his company and have been very happy and extremely satisfied. They have fair pricing, especially when combining my car insurance with my homeowner's policy. We have never had a problem with claims and they are always available for our questions. However the policy papers themselves should be written in "plain speech" as opposed to legalese. They are difficult to understand.

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    Customer ServiceCoverageStaff

    Reviewed May 15, 2018

    I like that I can combine my auto and renters insurance. I can also call my representative any time day or night. Very friendly, very helpful and courteous customer service. And they have same day coverage. MetLife is a great insurance company! They cover all the bases and do a fantastic job.

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    Claims HandlingCoverageStaff

    Reviewed May 14, 2018

    I called a local agent and talked about our needs and found the best coverage for us. We really need rental coverage, could we get along with one car for a little while if we needed to, since we are retired we could. Saved us about 600 dollars over our former coverage. The deductible goes down by 50 dollars every year we don't make a claim, although we don't see the savings this provides, this will save us money someday when we do need to file a claim. But I don't like that to get a 3 percent discount, payments must be made monthly instead of one annual. I like to pay annually but the savings from letting MetLife take the payment monthly from our checking account is worth the savings.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 14, 2018

    Purchasing a policy was very easy. Overall, it probably only took me about 20 minutes to do online. I would recommend doing it online if you are used to doing things online. I have also contacted customer service and it was easy going through them as well. But I am not happy with the increases I have had recently. I have had 1 claim in 15 years and it was because of a hail storm. Also, I don't think it is fair to raise rates to compensate for other people's claims. Nevertheless, it's a great experience overall. Metlife is a dependable company that has been around for many years and I can count on them being around for the foreseeable future. They have always been there when I have had any issues.

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    Customer ServiceClaims Handling

    Reviewed May 13, 2018

    I purchased my auto insurance policy online through the Metlife's website, and I found the process to be simple, easy, and straightforward to complete. I like that. Metlife handles claims very well and I have found it to be a reliable insurance provider with decent rates. But if I could improve Metlife, I would improve the customer service because I often am transferred multiple times when I contact them to get information.

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    Customer ServiceClaims HandlingPriceOnline & App

    Reviewed May 13, 2018

    I tried to get a quote online from MetLife, which I couldn't do, but once I talked to someone on the phone it was quick and efficient. I was able to get a comparison quote on a couple different types of policies and customize it to fit my needs. I like that they take the premium out of my paycheck so I never have to worry about the payment. The payment will never be late. Even if they raise the price, once spread out over the year, there is little impact on my cash flow. On the other hand, their website is very hard to sign into and difficult to navigate. Also, they don't have local adjusters. I had a claim and got an email stating I had new documents, and I have been unable to log in to see what documents I have waiting.

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    Staff

    Reviewed May 12, 2018

    I like that they ensure my welfare and committed to the care of people who have requested their service. I also like their responsibility at all times and the good attention they provide in their facilities. They should only improve in terms of costs and expand the service of cranes throughout the country. Otherwise my experience with the company has been very good. It seems to be an excellent company and I am grateful for their services.

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    Claims HandlingCoveragePrice

    Reviewed May 12, 2018

    We have had MetLife for 8 years now and haven't had any problems. I like it because of the low prices. It is also very easy to purchase. It includes coverage on everything. They are also fast on all their claims! And when we had to have a claim it went very smooth. We looked around and couldn't find another insurance to match. When someone stole our insurance care and did a false claim, MetLife did a great job letting us know and taking care of it. But it did take a couple of months for it to be found.

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    Coverage

    Reviewed May 11, 2018

    MetLife Auto has very good policies for cars. Having our vehicle insured allows us not to worry about any unwanted event that happens with our vehicle. Additionally, I like the responsibility and seriousness with which the company treats its clients, as well as insurance coverage. The company also responds effectively to all the situations offered in the policy. Moreover, part of what I like most about MetLife Auto is that it is pending of the renewal periods and that the client is always satisfied and updated with his policy.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 11, 2018

    I was connected with this company through work (Lowe's) and the rep set me up with both home and auto insurance over the phone. Great customer service. She had great rates and offered to set up my home premium with my mortgage company and also a payroll deduction for the auto premiums. Premiums are deducted from my pay every 2 weeks. They are a phone call or email away to answer questions that I may have. They are very friendly and professional. They are a top notch company. Very good experience and I am happy but they could lower their rates for me as I am a safe driver. I have had no tickets, DUI, accidents or claims (ever) and neither has my wife. This year we pay a slight increase in premiums without an explanation or call or notifications.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 11, 2018

    MetLife seems to be a very flexible and easy to use Insurance Company. Their staff always is available to answer my questions. I have had several very unique situations and for the most part the staff took care of my needs the first time. I am very pleased with the service that I have received over the past year. I like that they offer a discount through my employer and that it includes automatic payroll deduction for premiums. Their claims department also seems could be very responsive. However they do seem to send out an awful lot of mail that I don't always understand why I'm getting. It looks like policy changes but I haven't made any. It's a little confusing to get so many pieces of mail from them.

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    CoveragePriceStaff

    Reviewed May 10, 2018

    Fast, cheaper and competitive. They were able to give a better rate at the time of purchase. I like the fact that was very easy set up. And maximum coverage for collision and comprehensive. Very excellent service.

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    Customer ServiceStaff

    Reviewed May 10, 2018

    I like how they help me when I need help. They have 24 hour support so they can help resolve your problem. Like one time, my car broke down and they didn't give the funds right away. I called at 2 am and someone actually answered. I was actually surprised I talked to them about how they didn't give the funds yet. They took care of it right away. However, I dislike how you have to wait to receive your funds. But if you really need it you can call them. They should give you the funds right away. I don't blame them but I do at the same time.

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    Customer ServiceStaff

    Reviewed May 9, 2018

    MetLife Auto may not be the cheapest out there for my insurance, but they are the best with customer service so I don't mind paying a little more. They are quick to solve any problem I have had and to my satisfaction.

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    Customer ServiceCoveragePriceStaff

    Reviewed May 9, 2018

    I called them up, gave them my info and we were on our way. Professional and I loved how fast they were. I wouldn't change them for nothing. I'm so happy that I have MetLife. They rock. It's cheap and I love the coverage. They are very nice and helpful and they get right on it when you need them. Very easy to work with and make me feel like family. I feel like if I need them they will be right there and will talk me through everything and not make me feel even worse. They have my best interests at hand and that makes me feel safe. They don't treat you bad. All the other places I talked to were rude but not MetLife. They are good people I am getting my money worth.

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    Coverage

    Reviewed May 8, 2018

    The overall coverage is just right for my family and also we have full coverage to be sure we are covered in the event that something happens. We don't have to worry about getting around and will be able to get a rental if at all needed. But I would like very much to have accident forgiveness as some of the other company that I have seen in commercials on television. That would be a great incentive. Also helps keep rates down and make me feel a lot more confident about the policy. I think a lot of times how long I have been with MetLife and it should be a lower rate. Age and no accidents play a part in the overall policy however rates are so high nowadays you really have to shop around to find a good coverage.

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    Staff

    Reviewed May 7, 2018

    My overall experience was a seamless effort by my agent. Everything was explained to me in detail and I understood what my policy entailed and all costs associated with it. I like the fact that Met Life has competitive rates and competent agents, communication between my agent and myself was clear and up to date. Discounts were offered and I was able to renew my policy without any interruption. I like that they have an easy accessible website and easy to reach agents. I also like the fact that my premiums can be deducted right from my checking account, alleviating paper bills and written checks for payment. But I don't like the fact that there aren't that many agents in my area. I would like to see more discounts offered, including discounts for long time customers and safe driving, lower premiums for older autos.

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    CoveragePrice

    Reviewed May 6, 2018

    The only thing I look for in insurance is its price and what is affordable for me. MetLife had a low premium and that's what I needed at the time. They were fast and easy and it wasn't a hassle to get the policy started the same day. They allowed payments over the phone or internet and didn't request any additional information to start the policy. They also allowed me to do auto payments from my checking account. I wish they were cheaper a little but the prices are far for the minimum coverage that they offer. Other than price, I have no issue with this company. I like having them for insurance.

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    Staff

    Reviewed May 6, 2018

    I like company brand. They always keep in touch with me whenever I need them and customer care is really helpful and solve the problem as soon as possible. The company has place strong reputation in its segment. I have not received any negative impression from them from the very beginning of my attachment. They are really positive minded and make me feel positive. It is really awesome.

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    Reviewed May 5, 2018

    MetLife was offered through my husband's work. In the beginning the rates were good with low deductibles and I also really liked how the payment was automatically taken from his paycheck. It was very convenient. However the rates were increased over time to the point we had to get insurance elsewhere. The rates were increased over time to the point we had to get insurance elsewhere because we just could not afford it any longer.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 5, 2018

    We purchased MetLife years ago and I've had no problems adding cars or taking cars off and instantly. Easy to do over the phone. They are quick to send a card too. And I can bundle all my insurance needs with one company and receive a discount. They are quick to respond and settle claims even during hurricanes and other disasters. They treat me fairly. My auto is very comparable in price to other companies and doesn't increase very much at all each year. I know what to expect, no surprises.

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    CoveragePrice

    Reviewed May 4, 2018

    It was easy to get the insurance from MetLife. They were friendly and quick. And I didn't have to wait on hold. Even if you want to get a quote that is easy too. They take it out of my check, so I don't have to worry about paying them every month. MetLife is offered this option through my job. I wish other insurance companies will do this. But just wish for the price to go down a little every year, the price has stayed the same since I have been with them, they are not expensive but it should go down. Other than that I would recommend this company to anyone. Pretty good insurance.

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    Customer ServiceCoverageStaff

    Reviewed May 4, 2018

    I used an agent who found me the best policy for features and value and have had no trouble maintaining it since then. I don't get any excess mail or communication from them that is pertinent. The policy is a good value. When I first started with them, obtaining and then later maintaining the policy is straightforward. The rates are consistent and I've never been surprised by any increase. I wish that there was a mobile app that provided a copy of the insurance card and other policy information. It may already exist, so it should be a little easier to find information about an app that already exists, and to link it to my policy.

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    Claims HandlingCoveragePriceStaff

    Reviewed May 3, 2018

    Like discount for having multiple cars, multiple people, and payroll deduction. Also very easy to make and complete a claim on our insurance. Getting full coverage didn't require them seeing the car or doing an inspection. Plus pricing was awesome. Under $200 for 2 cars with 2 people on each car. But difficulty changing my policy, and it's a little difficult to understand the total cost due to the way they have it set, per payroll per quarter. Also although it was easy to file a claim and get paid it took forever to get an actual adjuster to get out to check out our car.

    Also replacement car rental is tricky. We would've paid more out of pocket than the insurance would've paid. Difficulty finding correct number since there is 5 for the company too, multiple prompts for similar items. Once you finally get to an actual person make sure to have everything available, VIN number, title number, work account number, driver's license, give all that information and still not understand everything going on!

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    CoveragePrice

    Reviewed May 2, 2018

    It was easy to purchase the insurance through an agency as part of my benefits so that took a lot of work out of looking for insurance. Also the money to pay the bills is deducted from my paycheck so I don't have to worry about paying bills for my policies. I don't pay a separate fee for this and I get an 8 percent discount for paying this way. I like the fact that I can combine several policies and get a discount the more items I have covered under the policy. Also they give discounts for safety factors in my car and for safe driving. They are easy to do business with. The price seems to be a little higher than other insurance companies though and I don't have a local representation to handle any problems but have to deal with an 800.

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    Claims Handling

    Reviewed May 1, 2018

    Overall I've had a wonderful experience. Purchasing this policy was very simple and I love the fact that they offer payroll deductions through my husband's company. It helps with making sure payments are on time and never overlooked. But I would love a lesser payment. We have had no claims in over two years and still no decrease in premiums.

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    CoveragePrice

    Reviewed April 30, 2018

    Getting the insurance was fairly easy and simple. We pretty much just had to sign paperwork after answering questions about what coverage we wanted. I like that it was the best price after comparing several companies for the type of coverage we wanted. I appreciate the roadside assistance feature. But a discount for multiple policies would be good; our homeowners is also with MetLife. It would also be great to get lower rates for safe driving.

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    Customer ServiceCoveragePriceStaff

    Reviewed April 30, 2018

    Purchasing my MetLife insurance was fast and easy. I was in the middle of two different things and still the convenience, patience, and knowledgeability of the employee I spoke with ensures that my policy was set up in a timely manner. Also, I liked that they have a low monthly payment, easy understood policy, knowledgeable employees, wide range of coverage, and even the mascot is charming. Mostly though, they leave me alone unless there is an issue which is always promptly addressed. But there was no 25 year old price cut that usually occurs at the age of 25 which may be an error on my part due to the fact that I didn't call to inform them. However that may have been something I assumed to be automatic.

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    Customer ServiceCoveragePrice

    Reviewed April 30, 2018

    Online support and customer service have separate lines to contact. If you are trying to purchase online you have to call a different number for any difficulty. They are not open 24/7 which made it difficult for me because of weird hours. I had difficulty getting ahold of the customer service department for online and I had to call several times to talk to somebody and still didn't receive the help I needed. But I like the amount of coverage I get for a good price. Easy to pick a plan and get instant proof of coverage.

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    Claims Handling

    Reviewed April 29, 2018

    I have just registered and inserted into auto insurance in 2015. Until now I've made 2 claims when I crash and my car hit by another driver, for claims then it takes about 1 week and so far I am very satisfied. I like and choose MetLife Auto because the process of claims are not convoluted as in general and its service is very satisfactory to the customer, but I plan on insurance will return my wife's car. However, I do not like the old car cannot enter here, and the claim process is a bit long but its claims easy, less once do promotion especially I rarely see any ads about this insurance on TV, newspaper or internet.

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    Claims HandlingPrice

    Reviewed April 29, 2018

    MetLife has been very good in my experience, in a claim where I was rear-ended and my car totaled - replacement cost for my car was very fair. Also rates seem to be reasonable. However had to really persuade them to pay for rental car, as the man who rear-ended me had inadequate insurance and I refused to pay for the rental car myself as I was the victim, and felt like I shouldn't be required to pay for anything.

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    CoverageStaff

    Reviewed April 28, 2018

    Everything has gone smoothly in this first month and I haven't been with the company long but I like that they were able to get me on the spot coverage when I was purchasing my car and at the cheapest rate. They were the best one to me. However, their web system is a little ugly though. My overall experience was that it was fast. They were knowledgeable to what I needed and made sure I got it.

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    Customer ServiceCoveragePriceOnline & AppStaff

    Reviewed April 28, 2018

    MetLife has convenient auto pay, prices were not bad... Happy with the auto work I had done, also, customer service has been friendly. They do their job and that is what matters. However, they could improve their online access and information. Prices keep going up, not always easy to get a hold of. Website isn't the most user friendly site, and I don't like the app. But I am content... I hate applying for new insurance, I did apply online so that was simple. I have been thinking about switching, I would like to not keep paying more.

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    Customer ServiceClaims HandlingPrice

    Reviewed April 27, 2018

    MetLife is a trusted company. I like that the company gives me a good price to pay and they provide the insurance I need. They have good customer service. But I dislike that it is hard to get a hold of customer service and how long the claims process can be, and that they do not have accident forgiveness or a safe driving bonus. But my overall experience was somewhat easy. It took a little while to get a quote, but after that finishing the enrollment process was not bad.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed April 26, 2018

    I was able to sign up over the phone and it did not take very long to do. I liked the deductible amounts and I also liked the price of the policy. I liked the ease of adding additional vehicles to my current policy and that I was able to use payroll deduction through my work. This helps ensure that I don't forget to pay my policy premiums. I liked that I got a discount because of where I work. Of course I wished it could be a little cheaper, especially since I have multiple vehicles covered under the same policy and I also have renters' insurance through the same policy. It would also be nice if there were incentives or bonuses for not having any accidents or claims during the year. Cashback bonuses or a decrease in the yearly policy price if there are no accidents should happen. It would definitely increase if I were to have an accident or claim.

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    Customer ServiceCoverage

    Reviewed April 25, 2018

    MetLife Auto has good customer service so I like it and use it until now. It has great features and the policy's cheaper, and if you retire, leave your company or go on leave, you can still continue your coverage without interruption or change. You'll still have access to all your policy benefits and so I will continue to use it in the future.

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    Claims Handling

    Reviewed April 24, 2018

    Just got a letter stating my auto policy will not be renewed. It states I have too many claims. A tree fell on my car. Just body damage but Metlife totaled it. (Not my fault.) Someone hit me from behind and took off. I never filed a claim but Metlife has it listed anyway. (Not my fault.) My wife got hit in a parking lot. But whoever hit her took off. (Not our fault.) I guess if you have Metlife, don't file any claim or even mention that someone hit you.

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    Staff

    Reviewed April 24, 2018

    I researched about MetLife and it was nice and I prefer to take insurance from them. I came to know that it is one of the best company in the America. They are trusted company. I chose MetLife because my friend also chose them and he prefer me to chose that one. However, I do not like their staff member calling in every month and tells about new insurance plans and they tell me to take insurance for my family and they advise me to take health insurance.

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    Customer ServiceCoverageStaff

    Reviewed April 23, 2018

    It took less than 20 mins to get my insurance started on life. It was fast and easy. The deductions started the following pay period and I have had very few problems since. I love the fact that my payments are payroll deducted. I don't have to deal with the hassle of making sure it's paid because it's deducted from my paycheck. They have very reasonable rates as well. Also I love the quick response if you have to call with questions or concerns. They are very pleasant and helpful over the phone. However, I dislike their swiftness to drop your insurance. If paperwork is not turned in or you have too many incidents involving your vehicle they terminate your insurance very quickly. Also, I'm upset that my collision has to be thru another company but in the 4 years that I've had the insurance my complaints are very few. I would like to see them work out something better for collision insurance but overall they are a very good company.

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    Customer ServiceCoveragePrice

    Reviewed April 22, 2018

    I am very happy with the price of my policy. The cost of our family vehicle policy is good for our tight budget. I am also pleased with the coverage my policy gives the family vehicle. Our customer service responses have been helpful whenever we have had an issue. The only thing I would change is wait times for customer service calls. I don't always have a tremendous amount of time to be on the phone with such things. Overall, my experience with my insurance company has been pleasant and satisfying.

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    Customer ServiceClaims HandlingCoveragePriceOnline & App

    Reviewed April 21, 2018

    Purchasing the insurance was easy. We joined a group through my husband's job and that group sent out a letter and gave us a number to call. We called, gave our information and received a great quote from MetLife Auto. I like that the insurance is offered at a discount through my husband's job. I like the fast claims process through an app on my phone and when I have to call customer service, someone I can clearly understand answers and politely answers my questions. But I dislike that my insurance is currently higher because of usage. Also, I don't like that we're punished for having an accident and I would like to pay less per month.

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    Customer ServicePriceStaff

    Reviewed April 19, 2018

    I purchased a car and thought I was going to have to stick with the same insurance company I was with which I did not like at all. The car place automatically set me up with MetLife and I'm extremely glad I switched. MetLife Auto's customer service is outstanding and I love everything about them so far. They really listen to us and they're great towards their customers. Their reply system once you send an email is instant. Their subscriptions allow you to pay yearly, quarterly, or month to month. It allows you to choose what fits best for you as a person. I felt in complete control over my payments and I'm doing really well at it. But like every other company if the price would to decrease that's always a good thing. And it would be better if we had our own personal calls and only dealt with one individual for our own issues.

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    Price

    Reviewed April 18, 2018

    MetLife Auto is cheap, easy and simple. Was easy to access and to start up a plan with. Sounded like a good policy for us and adding our children. Monthly rates are not too pricey, like Allstate for example. However, they total cars way too often. Small incidents and they scrap an entire car. Also angry because they kick you if you have two accidents in three years. Don't appreciate being punished for using the service they are supposed to provide. They were good at first, but now bad. They don't strike me as a super reliable auto insurance company. Very frustrated with how speedy they are to just drop customers. Would prefer a more reliable service in the future.

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    Customer ServiceCoveragePriceStaff

    Reviewed April 18, 2018

    MetLife Auto is easy to work with, great discounts and prices, fantastic customer service support, and easy to get a hold of. I work days and their phones are open until eleven pm my time. Originally, I got the policy through work and received a discount. Then I changed jobs. My representative found other discounts to offset the one that I lost. Always helpful cs representative. However, no brick and mortar in my town. When my daughter switched to her own policy, it seemed like her discounts from our policy didn't roll over to her new policy. She ended up changing companies.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 17, 2018

    I purchased this auto insurance policy online so I could compare rates and MetLife was overall the most affordable in everything that I needed to be covered. I like that they handle all of my claims fast and efficiency. They are a highly reliable insurance company that covers all accidents. But some of their employees over the phone will transfer you over and over again through other people until you get an answer to your question.

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    Claims HandlingCoveragePrice

    Reviewed April 16, 2018

    Purchased through a broker in which the broker checks the market and other companies to see what is the best insurance fit for my family. I like the price of MetLife and easy to work with regarding a claim, including repair shops of my choice. Brokerage company routinely checks for best coverage for me, and MetLife has been the best for several years. But I wish they would have lower premiums and maybe offer a class to teenagers or elderly drivers to improve driving capabilities and the lower the premium for those taking the class.

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    Customer Service

    Reviewed April 15, 2018

    MetLife Auto should have low deductibles with customization options for consumers to chose from. Because of these options, it would allow me to access my plan through a viable perspective. If I didn't have this perspective, then I would be wary about the options provided by the company. Typically, I like to look for a company that had integrity with their product since it would make me feel comfortable as a consumer. However, I don't like forcing me into a plan I would not consent to. I would have to revise my budget for the year if that would happen. It would result me to refinance multiple assets that heavily relied on my salary as well. High rates would also be a turn-off for a policy since it could potentially lead to a loss of asset and salary for me.

    But my typical experience, overall, is with ease because of well-management on both parties. Because of this management, both parties save time and spend it towards other beneficial tasks. While these tasks can be beneficial, the overall process of buying an auto insurance policy is smooth because of the customer service. Without the customer service provided by my auto insurance, it would be more complicated to enjoy the experience.

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    Staff

    Reviewed March 27, 2018

    I am extremely dissatisfied with MetLife and their lack of professionalism and ethical behavior. My son was in an accident with a driver insured by MetLife Auto. The MetLife driver failed to yield at the stop sign and proceeded to cross 2 lanes of oncoming stopped traffic in order to turn left while merging into 2 other lanes of traffic. The MetLife driver attempted to enter the turning lane which was already occupied by my son who was about to make a left hand turn. MetLife will not accept 100% responsibility even when the police report states that the MetLife driver failed to yield. It has been over four months and despite submitted pictures of the crash site and testimonies, MetLife still refuses to accept 100% fault.

    I will not accept MetLife's 80% liability offer because it makes no sense to state that their driver yielded 20%. I can't get a lawyer to take the case because there were no injuries suffered from the occupants in my son's vehicle. So, my only course of action is to tell all my friends not to use MetLife Insurance. This is unacceptable business practice especially when there are so many other choices out there for auto insurance (& Homeowner's & Life, etc. ) in the marketplace.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed March 20, 2018

    On Mar 9, 2018, a man insured by MetLife ran a stop sign causing a collision between our vehicles. The police were called and the police report clearly states he failed to yield the right of way to me and was at fault for causing the accident. My car was not driveable and had to be towed away. I reported the claim to MetLife the next morning. It's now been 11 days, and MetLife has yet to contact me about the claim. I call the adjuster everyday but their voicemail is full and he never answers. When I speak to a random customer service rep, I am told they are still waiting on the police report that I emailed them 3 times already!!! I am having to borrow a vehicle just to get back and forth to work. I have no idea if my vehicle will be repaired or totaled. This is a nightmare for me. And after reading the previous reviews, I see a pattern here. This company needs to be shut down!! Where are the laws protecting consumers from these monsters??

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    Customer ServiceCoverage

    Reviewed Feb. 28, 2018

    HORRIBLE! I cancelled the policy before it was even over because I could not manage it online! The MyDirect platform is so flawed you aren’t able to access ANYTHING online and it sends you in loops to even get help locating your own policy! I even called in for help one day because I needed a copy of my coverage (waited on the phone forever) and was told that MyDirect customers cannot be helped over the phone!!! It is exclusively an online plan yet the online platform does not function! After I cancelled I received a bill in the mail and I can’t even pay it online like the bill indicates because the platform doesn’t work!! DO NOT SIGN UP FOR MYDIRECT! We switched to Geico and are very happy.

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    Customer ServiceStaff

    Reviewed Feb. 28, 2018

    MyDirect MetLife Auto is the worst company I have ever had. After I set up an online auto policy, they took my initial payment but after that I kept getting error messages so I called customer service many times seeking a resolution only to learn there is no resolution team or customer support for MyDirect Auto customers. And finally when someone did respond to an email I sent, he had the nerve to tell me I didn't have enough funds on my card for making the payment and I replied telling him he's a liar, I knew I had funds but they refused to say something was wrong with their website... Still have not been able to make a payment today so I'm done with MetLife.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 19, 2018

    MetLife has my home and auto and I've had them for years. They are the best at what they do and provide good, quick customer service. I do payroll deduction and it makes the premiums so much easier to pay. Filing a claim has been efficient and quick. They answer all of the questions in a professional way and provide courteous service.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed Feb. 12, 2018

    What's the point of having insurance if the insurer won't fix your car? I have had MetLife for 10 years and have religiously paid my premiums. We have our first accident where we were rear-ended, causing a 4 car pile up. The driver of the car that started the accident was cited and her insurance company (GEICO) called us within 1 day and admitted fault. GEICO was on the ball. Our Volvo V70 was damaged in the front & back, but the damage was not that bad. The car was in pristine condition (no dings or major scratches) with very low mileage (less than 5,000 miles per year).

    Within 2 days of getting an estimate (at their approved body shop) MetLife had totaled the car out and provided us with a ridiculous value. MetLife had not even received the police report yet and were assuming that no one was at fault. Since they were going to be reimbursed by GEICO, I could not understand the rush to total our car. We appealed the value and provided other comparable sales that should have increased the value substantially. The MetLife adjuster increased the value, but not enough to not total the car. We then appealed again and provided additional adjustments that we thought should be made. MetLife made small upward adjustments, but not enough to get the car repaired.

    The MetLife adjuster then said she would speak with her supervisor about some other reasons why we believe the car was worth more. She called us 2 days later and said she lost her notes. REALLY? This has been going on for over 2.5 weeks and we have been driving around in a compromised vehicle that is not safe. This is how inefficient and inexperienced the employees are. The MetLife adjuster said she would get back to me the next morning. She did not... And we waited over the weekend until Monday... And we called her. She said that their decision was final.

    We then called GEICO (the insurer of the woman who caused the accident) and they are sending an adjuster to our house to value the vehicle. They stated that we should not have been driving around in the car and that they would pay for a rental. THAT is how an insurance company should work. All we want is our car repaired. It is built like a tank and withstood the force of a large Tahoe very well.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 1, 2018

    I had MetLife Auto Insurance coverage for my 5 automobiles for a year. I received a renewal offer after the 1st year which was about 25% higher than the 1st year even though I had no claims! I called my agent, Boss Insurance in Texas to let them know I am not renewing. Left them at least 5 messages. Got no response. Ended up buying insurance from AAA for 30% less premium than MetLife had offered me. Again, I called left messages and e-mailed my agent that I have acquired another policy. After 3 months I received an invoice from MetLife for about $1200.00 for continuing and arbitrarily renewing my policy. Again, I called and sent them my new policy and let them know that I had purchased another policy. Now they have turned me into CCS Credit Collection Agency!

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    Customer ServiceCoverage

    Reviewed Jan. 25, 2018

    We took my vehicle to have an estimate the next business day after we were hit. The acceptance of fault from MetLife took several days even though their insured had recorded a statement that same day admitting fault. Then I had asked for the check to be mailed to myself and it was sent to the body shop. I called after I never got it. They said they would have to stop payment and send me one and that they did that. Several days after I had not received anything I called back. They again said they had to stop payment on the check and would issue me a check that day. I called 6 more times and was given a different answer every time about the stop payment on the check being issued. Each time they had assured me they would send it the following business day. Now here we are three weeks later and when I called yesterday they had no record of a check being mailed out to me. No one will call me back. I have to call them myself.

    I called them today and someone said that the adjuster tried to call me but couldn't leave a voicemail because my voice mailbox is full, which is totally not true. I have not one voicemail. They now say they will overnight a check to me but it will not leave the office until tomorrow which VI and more time from the weekend. If you're going to overnight it why can't you do it today? This is the worst experience with an insurance company I have ever had. I would not insure my daughter's bicycle with MetLife.

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    Customer Service

    Reviewed Jan. 12, 2018

    I quoted for my car insurance, MetLife came up that I had 3 accidents that I never had. I called them, (they put me on hold for 20 minutes) they said they got that information from my current insurance company and told me to buy their insurance "as is" then get the letter from my insurance blah, blah, blah... I called my insurance, they pulled my record and said I don't have any accident at all. MetLife is such a shameless liar.

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    Reviewed Jan. 10, 2018

    I have a janky car and not worth the amount of money to fix so I'm selling and planned on getting new car and returning to MetLife but this company is pressed. Sent paper about insurance inquiry to DMV like no more business for you from me, and will let it be known. I've dealt and switched insurance companies when you the little prices switch and none has ever been that bold\nosey\hate to lose a customer if you will. Kinda sad.

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    Customer ServiceStaff

    Reviewed Jan. 3, 2018

    I was in a rear end accident by a MetLife insurer in November 2017. She told me I can have her phone number and insurance card if I can just let her drive her son to school. I called the police and the officer came and wrote a report. My insurance company helped me to contact MetLife Auto insurance and talked to a female representative. She asked me for detailed information about the accident and assigned me to an adjuster. It has been over a month and half already. I called them many times and went to their authorized auto repair place to estimate the damage right after I got the police report.

    In addition, four different representatives of my insurance company also called them. One of the representatives actually talked to the adjuster. This representative told me that the MetLife adjuster promised to call the insurer (the adjuster said the insurer never responded the phone before) that day. Even if the insurer doesn’t answer the phone, he (the adjuster) will resolve the claim right away. So far it has been another ten days. The adjuster left a message on my phone today and told me he left a message in the insurer’s answering machine. So the case is still pending after 53 days.

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    Staff

    Reviewed Dec. 28, 2017

    I purchased auto insurance through MetLife, I received a quote and paid for the first month. During the first month, my policy went through the underwriter, which I know is normal, however my policy premium went up considerably. I received a notice regarding an increase in premium, and it advised of an effective date of 12/26/17. When I realized the increase in premium was something that I could not afford, I cancelled the policy effective 12/25/17, which was the end of the monthly term that I had prepaid, when I began the policy. MetLife still charged my account for the new monthly term, and I reached out via chat, the representative refused to explain why I was being charged despite me cancelling the policy before the start of the monthly term.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 5, 2017

    I bought a policy with Metlife Direct online. After getting my new policy I realize that I needed to change the due date. I spoke with the representative and got the due date change done and was told that I had a new policy number. Roughly 15 days later I received an email stating that my policy had canceled and that I no longer had insurance coverage. I called and spoke with the customer representative who said that once the new due date had changed the money from the old policy was not moved with the new policy which meant their policy did not have any payments made on it.

    They cancel my policy without even notifying me and I had a lapse in coverage which meant I had a penalty with the DMV. Make sure that you ask all of the questions up front if you are planning to get a policy with this company. It is very hard to get someone on the phone and it is very hard to find a number to the online Department. I hate that I ever moved my insurance. This company is not dependable and it is not reputable. I would advise not using this company!

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    Customer Service

    Reviewed Nov. 29, 2017

    This company has a reputation of respect and customer service. They are always available to answer customer questions. What they say is what they do. Even when you have left Allstate and tried another insurance company no others can compare. Allstate has been a trusted insurance company for me.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 13, 2017

    I just spent over an hour on the phone trying to find someone to help me with a log in error. I was transferred 6 times, then on hold for 30 minutes. Then when someone answered they asked what I wanted help with and I said I need help logging in to my MetLife account and they hung up. This is very frustrating and unacceptable. I've had this insurance for some time now and cannot get anyone to help me log in or even, apparently know what they are talking about. My claims agent has been great but the tech log in people are about enough to get me to change my insurance company. This is just such poor customer service.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Sept. 28, 2017

    My wife was hit by a driver insured by MetLife on 8/26/17. The other driver was 16, totally at fault and admitted that to the police as reported in the crash report. I contacted MetLife claims on Wednesday as they had not yet called me. They had not yet spoken to their insured. All I got was apathy and delays for three and a half weeks before I finally asked to speak to a supervisor. I spoke to Nigera **, who showed no patience and was outright hostile. She spoke over me constantly and finally said "We have 30 days to settle any claims and we are not there yet. I don't know why you are upset." I had explained to the original adjuster, Lisa **, that I wanted to get out of the rental car and possibly save them some money, to which she told me to just file with my insurance. The accident was not my wife's fault nor should it be up to my insurer to pay for this.

    Lisa also lied on her file notes saying that she called me to let me know that after 3 weeks and 4 days that they had finally accepted liability. She never called to tell me that. I did get a call from their total loss department 5 days later with a terrible offer. I sent her comparable cars and they did bring it up some, but not near enough. Luckily, I have a much better insurance company covering me who gave us a fair offer and I will let them subrogate against MetLife. Not only did my wife lose a car that she loved, we got screwed over by MetLife.

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    Claims Handling

    Reviewed Sept. 13, 2017

    I have been a faithful MetLife customer with home, auto, boat, and trailer insurance for the past 17 years. I have never been late on a payment and have had a perfect driving record for 31 years and an excellent credit score! I had my first fender bender (less than $5000.00) in total damages and I was dropped one year later by Metlife! The reason was I was now too high of a risk. Really! After 31 years of driving and one minor slow speed bump and MetLife insurance company drops you like a hot potato, not a great experience. I have had no other claims in 17 years at all on any of the policies I've had with Metlife. If you have MetLife insurance now, or are thinking of getting it... I would suggest running away and going elsewhere. They are definitely not a company that will stand behind you for the long term.

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    Customer ServiceOnline & AppStaff

    Reviewed Sept. 11, 2017

    MetLife is extremely disorganized and their wait times to reach customer service agent are unbelievably long. First of all, if you buy an account online, they don't provide the online specific (MyDirect) phone number (800-295-7781 - took me about 3 hours to get this number) and the agents who answer can't find your account number and tell you your account doesn't exist. After I finally found out there was a MyDirect specific number with the only agents who are aware of or can access your account, I was unable to reach any because wait times were too long (45+ minutes), or they were unavailable outside business hours (9-5 pm CST M-F).

    In addition to the above, the website is unclear and disorganized and often has glitches that kick you off and you can't access payment history. Further, they do not send you correspondence as to when your payments are due. Lastly, when you respond by email, they do not respond, despite the urgency of your request and their unavailability by phone. I've been insured for 20 years. This is HANDS DOWN the WORST insurance company I have ever used in my life. I will never use them again.

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    Reviewed Sept. 7, 2017

    They signed me up for an express it account. Said my payment was going to be around 70. They deducted 300 from my account. Had to prove to them with bank statements that it occurred after 3 weeks of waiting for a supervisor approval then they say it was from a previous account. Never had a previous account. They out and out stole my money and didn't want to issue me a refund then after a month and a half later they tell me "Ok we will issue you a refund but you still owe us the payment and your monthly payment of 70 which was agreed on."

    But then they want to increase my payment to justify the amount that was stolen to get keep it when there was no prior account to justify this, basically they steal your money and make up excuses to keep it. Please run as fast as you can. They are thieves and never give them your access to your bank account. They will take whatever, whenever and good luck once they have your money to get it back out an out thieves.

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    Reviewed Aug. 15, 2017

    My only reason for switching to MetLife is because the rates were the lowest I could find. Other than that I feel that all insurance companies are the same.

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    Profile pic of the author.

    Reviewed Aug. 14, 2017

    My experience with MetLife has been very pleasant, sometimes rewarding. Would recommend them to anyone. Especially those that have to talk to a machine first.

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    Customer ServiceCoverage

    Reviewed Aug. 11, 2017

    My experience was awful and I'm not even insured with them the guy the hit me was. He rear ended me as I sustained injuries. I was told because of minimal damage to my work van they will settle for the least amount. I would hate to see what happens for the people that are actually insured with them. They don't return calls. I knew I should have just went with a lawyer to begin with. This is the worst insurance company I've dealt with.

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    Customer ServiceCoverage

    Reviewed Aug. 9, 2017

    This is the worst company ever to deal with. I logged into my online account to complete some document for my policy renewal. There are no documents listed, even though I received 2 emails from them stating I needed to do this. The policy number I entered from the email THEY sent brings an error that says the policy doesn't exist. I tried calling them but was told since I have an "unusual policy" that they could only communicate with me via email... WTH!?? Payments are drafted monthly from my account, the policy has not lapsed, yet I have been locked out of my account that may or may not even exist.

    All I wanted to do was check out their nonexistent documents and print a new card. The customer service clowns that I spoke with were both rude. I sent the email to communicate about my policy, actually twice now and asked for a return phone call or email to discuss and have yet to receive a response. So what if I need to make changes or cancel?? COMPLETELY RIDICULOUS and lacking customer service. I wonder if I even have coverage... But no one can communicate that with me. They sure have been taking my money. DO NOT USE THESE fools.

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    Customer ServiceClaims HandlingCoveragePriceOnline & AppStaff

    Reviewed Aug. 8, 2017

    I am shopping for new auto insurance. I have never filed a claim and I have an excellent driving record. I got a quote for my select MetLife Auto and it looked really great. So I bought the policy. Part of the requirements are for me to upload my proof of coverage. Well the website does not work. You can't log on and you can't get any help. I have called and been hung up on by MetLife employees and my policy does not go into effect for 30 days. So if this is how difficult it is to comply with the requirement, how ugly will they be when or if I should need to file a claim. So I cancelled the policy. And now I wait for a refund. Assuming I get one.

    If you are looking for auto coverage avoid this one... It looks great on paper but they have no service. Anyone who thinks hanging up on a consumer who is just trying to do what was asked should seek employment in some other field other than sales. You do not get or maintain a customer base without service and respect for your customers.

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    Staff

    Reviewed July 29, 2017

    I am taking the time to thank MetLife Corporation for the years of loyalty and protection for our family. We have been clients of MetLife Corporation for more than a decade. Through tough times and good, MetLife have been by our side. I mean there were times that our family did not have the best of blessings. During those moments, without question, MetLife provided superior service to our family. We have worked with everyone from Reps to Directors, each experience and contact was beyond our expectation. The best thing is that MetLife keeps most of their customer-oriented services state-side, which is nice and huge benefit when someone speaks perfect English and will not waste my valuable time. MetLife, you are a world-class organization with a world-class workforce. Thank you and we hope that your success is profound in the coming future.

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    Claims HandlingCoveragePrice

    Reviewed July 22, 2017

    I first switched to MetLife from Amica because my premiums for two cars one of which no longer needed full coverage was almost $3,000/year and that was with zero accidents. Their explanation was my auto insurance credit rating and that there was a rate increase (I still have homeowners through Amica and don't have any complaints about them than the insane premium). I shopped around and MetLife had the best rate out of companies that I'd be willing to insure with. (Monthly premium went down to about 110/month). Not long after I switched, I wound up in two accidents. The first was a student that went through a stop sign and destroyed my bumper and damaged hood even though I clearly had the right of way.

    The second was within the week where I was backing out and another car was backing out and we backed into each other. My car just barely had a scratch in the bumper from the second accident (other car was the same but their car was Brand New so they chose to file a claim so I did let MetLife know so they were prepared to hear from the other insurance company). It was about three weeks before I could bring my car in to get repaired for the first accident (that is how long it took the body shop to get the parts) and the deductible was waived since I wasn't at fault. The other one, MetLife determined fault was 50/50, and offered to repair my car, but as someone that likes to drive my car until they sure, it seemed a water to get such a minor scratch repaired. The following year, my premium actually went down. I was surprised after having two accidents so close in time.

    Fast forward a couple years to December 2016. I had just finished paying off the loan of my car a couple months earlier. I was driving home in a snow storm and spun out because of the slippery nature of the road. Luckily I didn't hit anyone else in the process. I ultimately hit the wall on the side of the interstate, the side airbag deployed and my car was no longer operable. Called 911, picked up by ambulance and spent the night in the hospital due to a minor spleen injury. Car was towed. Overnight while I had nothing better to do and couldn't sleep, I called MetLife to file my claim so I could provide the hospital with the claim number, and MetLife arranged to tow the car to a place that won't charge for storage.

    It took about three weeks to settle the property damage. The value they came up with was actually higher than I came up with (I was worried they would offer trade in value, they actually offered more than I would've sold my car for in good condition. I did have to get an extension on car rental because of the timing to buy my replacement, I had to have dealership hold my down payment because I didn't actually get the check from MetLife until the day after I purchased the car, but only had the rental until the next day. It worked out fine though. They paid all the medical directly, and while I'm not sure I think that amounted to about it $20k.

    My premium didn't change when I got my new car. I just got my renewal and it did go up for the year by about $40/month. That is a nearly $500 increase from last year, but still cheaper than I was paying Amica by nearly $1k/year. I may shop around, but I'm not sure I will find a better deal. I'm not sure why others are having such bad experiences. They have made my claims go smoothly. I hope to not have any more accidents of course, but I'm thankful to have such efficient service.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed July 11, 2017

    My daughter (a listed driver on my insurance policy) was plowed into by a driver who ran through a stop sign. After the insurance adjuster examined my vehicle, he considered it to be totaled and estimated that the car was worth $2,000.00 LESS than what I owe on the car loan. I disputed this with my "Claims Rep." who said he would look into it and get back to me. Well he never did. The whole claim was "settled" by them behind the scenes. I didn't even know the claim was closed until I called the place I send my car payments to and I was told they received the settlement check from MetLife and I would still be billed each month for the balance on the loan. Yes I have heard of purchasing "gap" insurance but seriously? MetLife will most certainly recoup all their money (from my loss) by the at fault driver's insurance company. What skin is it off of their nose to reimburse me for my total loss?

    Now I am making a car payment each month for one car that is on the road and another car that is sitting in a junk yard! They do NOT have the customers’ best interests at heart and they do NOT work with you. The last time I called (to get an actual person to answer a couple of questions for me regarding some forms they mailed out for my signature), the estimated wait time was 15 MINUTES!!! I couldn't believe it. I still can't believe it. This accident happened on 01-May-2017 and I am still steaming about the rotten service and treatment they "provided"! I am in the process of changing car insurance companies. It's a bit of a hassle but I know it will be well worth it in the long run to dump this outfit. Another person who wrote in to complain called them shysters! That person is absolutely correct. My advice is to avoid them at all costs.

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    Coverage

    Reviewed July 7, 2017

    On 2/11/17 an individual insured by MetLife auto backed into my car causing just under $2000.00 worth of damage. MetLife offered me 50% settlement. Knowing I was not at fault my insurance company sent the claim to impartial arbitration. Today 7/7/17 I was informed that a judge ruled 100% in my favor. I called MetLife to verify this information and when I would be reimbursed. I was told that they have not changed their position and now refuse to pay anything whatsoever. Guess it's time for legal action for a small fender bender. Glad it was not a total loss!

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    Claims HandlingCoverageStaff

    Reviewed July 3, 2017

    I recently received a few notice of cancellation our auto policy. I assumed it was due to my husband having two accidents within 3 years, though the first one would be very close to being three years old at renewal date. That was not the case. It was because there had been two claims filed, one glass and one collision that I'm still arguing fault on. I worked in auto claims for 8 years and still can not fathom how this claim is considered at fault!

    When you're in a newly built subdivision driving that has vehicles on BOTH sides of the roadway and there's a manhole cover in the middle of the road, how are you suppose to go around it? Hit one of the cars on the side of the road, wait till someone decides to leave or better yet go door to door and ask people if they can move their cars so you can drive past without possibly damaging yours? Please! What I suggested to the supervisor was that my husband became Superman so he could be able to pick up car his and carry it over the manhole cover in the roadway that he could drive around because it was in the middle of the road and that was all that was available to drive on due to people parking on the sides of the road. Yeah she got a laugh out of it but I wasn't saying it to be funny, I was saying it to make a point because they were being beyond ridiculous in their decision in the claim.

    My husband did even provide pictures granted it was after he got his car home and got mine because that manhole cover did a number on his transmission housing and he couldn't sit around snapping pictures. Our agent has called MetLife to try to get them to work with us about the cancellation and the claim but their agent/customer support staff is absolutely horrible!!! I am now in the process of looking for new auto and probably home insurance too along with filing arbitration on the auto claim due to their finding it at fault.

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    Customer ServiceStaff

    Reviewed June 30, 2017

    I have absolutely no idea how this company is still in business. I was always under the impression that it was a reputable company, but customer service doesn't even exist. You have to chat or email to contact them. The people that handle the chats lie, and no one ever answers the emails. I've never seen anything like this. Unbelievable!

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    Customer ServiceCoverageStaff

    Reviewed June 15, 2017

    Had to add daughter to policy due to her turning 18. I have two vehicles and the gentleman that initially set up the policy stated he was going to set my daughter as not non-primary driver because she doesn't drive the vehicles. Upon checking my due date I noticed that they had me listed as a primary for one and my daughter for the other. When I spoke to a customer service agent I was told that the way they have to write the policy because they have two vehicles and two drivers; one driver can't be assigned to both vehicles??? I stated if she assigned as a primary my rate is higher due to her being a new driver. The agent continually stated she can't change it. I ended up canceling the policy.

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    Customer Service

    Reviewed June 9, 2017

    I've had MetLife for years. Their fees are reasonable and customer service is better than other leading providers. It's a great company but their online and phone customer service could be better.

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    Customer Service

    Reviewed June 6, 2017

    DO NOT RECOMMEND. They are a horrible company to deal with. Their customer backed up into my car while getting out of a parking space and damages my front bumper and grill. I quickly write down license plate number and make police report. I call MetLife and wait for over half an hour just to get someone on the phone. It took them about over 5/6 months for them to agree to pay for the damages. I take my car to the agreed place so they can fix it and when the day finally comes for them to fix it they CALL me to tell me they aren't fixing anything. Insurance claims their customer said nothing ever happened because their car doesn't have damages... she took back her original statement of admitting fault. Sooo to get out of paying MetLife DENIED THAT AN ACCIDENT EVER even HAPPENED.

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    Claims HandlingStaff

    Reviewed June 5, 2017

    Have been insured with them for many years and have a number of claims. Their service was quick and user friendly. Also, their professionalism always stands out. Was involved in a minor accident and the claims process was smooth & quick. My car was repaired in 3 days using a approved repair shop. Adjusters were polite & knowledgeable and check for the repairs came less than a week later.

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    Verified purchase

    Reviewed May 31, 2017

    I have had bi weekly payments coming out of my pay for 2 cars and home insurance. My husband had 2 speeding tickets and we received a cancellation. I was paying them 660 a month just to insure 2 cars and 1800 a year for homeowners insurance. This just doesn't add up. 660 a month for 2 cars? I think they robbed me. This is fraud.

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    Customer ServiceStaff

    Reviewed May 26, 2017

    Pissed consumer! This company needs to evaluate their guidelines to be in sync with other companies to compete. The customer service reps were always professional and courteous, but the information and quotes received was always incorrect and totally ridiculous. I am a person who needs to account for every penny and I am over 50 years old and I have an excellent driving record and the quote I received on a used car and not a luxury vehicle made no sense in addition to a renter's policy. Not a happy!

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    Customer ServiceStaff

    Reviewed May 23, 2017

    When I called and talked to an agent about a policy for auto insurance, I was quoted $280.33 per month. I was charged $312.55 each month for two months. I called to ask why I was being charged so much and I was told because I chose an 11 month policy??? Why would I want to go uninsured for one month out of the year I am paying for? When I asked to cancel my policy, I was told I am still going to be charged another $49 by the end of the month. I was told before there was no cancellation policy fee. MetLife is unprofessional and absolute liars. I definitely DO NOT recommend MetLife.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 19, 2017

    Thank god I am not insured by this company! Their claim handling is one of the worst I have ever dealt with. I was involved in an accident with one of their insured's. (MetLife has already accepted liability.)This is going on 3 months already and I have heard from the claims adjuster twice in that time frame. Both communications were because I initiated contact. I have contacted her 3 times but she has only responded to two of them.

    They are dragging their feet on settling this claim and I'm pretty sure it's so I get desperate and take their first low ball offer. I don't know about you but this is not the kind of care I expect when paying large amounts of my hard earned money for insurance coverage. Delaying the process is only pushing me to get an attorney. In my experience there are much better insurance companies to be insured with. Think twice before turning over your hard earned money to them.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 22, 2017

    Is there a NO STAR rating option? A man that has MetLife insurance rear ended me. Was able to call MetLife the day it happened to start a claim. I got 1 phone call from the claim adjuster, Will ** to let me know the claim number and to contact him with questions. I called many times and left message after message for a return phone call. NOT ONE CALL BACK from him. I called to talk to anyone there to give me updates. They all said he is the only one to talk to for that claim. They even said they left him a message to call me. Again, NOTHING.

    5 days later after not hearing anything back from MetLife I called and stayed on the phone and insisted on speaking to someone. Anyone that could give me an update. The woman I finally spoke to looked it up and noticed in the notes that it said "waiting for recorded statement" which at that time I recorded that statement with her. I'm glad that I was the one that had to keep trying to get ahold of someone to even get this far. She then tells me she will have Will call me. Again, days go by with no word. 2 weeks after the accident I call and spoke to his supervisor who then tells me that he will look over the file and give me an update the following day. Supervisor calls me and tells me it looks like they have to side with THEIR insured.

    What the H!!! 2 weeks to get nothing done! Why couldn't the original claim adjuster, Will **, have called me back to discuss things? I am writing this review 3 weeks after the accident because I received a letter from MetLife/Will **, saying "After a careful review of the facts, we have determined that we cannot pay your damages at this time." Sincerely, Will **. REALLY!!! From Will ** who never returned a phone call. MetLife is a freakin joke! Obviously ignoring phone calls and messages. I see a number of reviews that I am not the only one being treated terribly by MetLife. TERRIBLE COMPANY TO DEAL WITH!!! If you have to deal with MetLife, have a lawyer be on the phone line with you every time. This has been my experience with MetLife Auto.

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    Coverage

    Reviewed March 24, 2017

    I was rear-ended by a kid with this insurance. The adjuster wrote up an estimate for the repair of a bumper that is not repairable--so 500 dollars that won't cover the damage. I called to get a rental and drop the car off to body shop. Oh no I have to bring the estimate to my shop and can't get the rental til the parts are ordered and there was some BS about the lowball estimate not yet approved even though I received the pdf already. It's Friday but I can't drop it off until Monday because this cheap company won't pay for a rental over the weekend. So more time off from work. Insult to injury when they accept liability, they lowballed estimate that won't cover the repair and won't give me a rental until the parts are ordered--parts that won't cover the damage. This is why people hate insurance companies. METROPOLITAN SUCKS.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 6, 2017

    I was hit by a gentleman that has a MetLife policy in April 2016. It's now March 2017 and they have refused to call me back. They have basically denied the claim even though there was a witness. Twice when I spoke to MetLife they lied and claimed the witness said that both vehicles were backing out and that is not what I said or the witness said. Dionne ** ext ** said that she is refusing because that is what the witness said. I asked her to play the witness statement and she said she doesn't have to. So I spoke to witness and she recorded the entire conversation and she never said that both drivers backed up at same time like Dionne said that she said.

    Dionne ** she will have to listen to what the witness recorded and then she will call back. She was very rude and at one point she was yelling so loud. I can't believe they have blatantly lied this entire year. When we're in the grocery store parking lot with people walking up and down the aisles and the gentleman claims there was no witness. Good luck if you get in accident with someone that has MetLife. You will get screwed every way possible.

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    Customer ServiceStaff

    Reviewed March 1, 2017

    Terrible customer service. I called them to make a payment since I kept telling them to take the payments from my account monthly since that's how I've been paying Geico for the last 4 or 5 years and they make it so impossible to do that! I was on the female agent for 33 minutes and got absolutely nothing accomplished! When she quoted a ridiculous amount that was nowhere near what I paid just 2 months before, I asked her for how many months that was for. She couldn't even tell me. After about 20 minutes on the phone with her not getting anywhere I asked to be transferred to another agent that might be able to explain the policy better to me, she put me on hold for about 5 minutes... then came back on to ask if I wanted to speak to a supervisor or another agent?

    I explained again that it did not matter, I just needed someone else to assist me. She kept bringing up a supervisor, so I said I'll speak to one. She put me back on hold for another 5 mins then came back on to tell me that no one was available. At that point 33 mins had already passed so I told her forget it and I was just gonna with another insurance company. I loved the customer service from Geico and the only reason that I switched was because Metlife used to be affiliated with Navy federal credit union and they were cheaper than Geico.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 25, 2017

    I've been with MetLife for 15+ years. I called them to ask if we could bundle my premiums. I had so many policies it seemed to be a juggling act with writing the checks (Yes back then we had to write the checks). They told me with so many policies it would be more effective if I put them all into a grand protect. It was great. I had multiple homes and cars. Cut my premiums by 40%. As a responsible policyholder, I did all I could to not file claims. I had the highest deductable possible. As a home builder and mechanic that was not uncomfortable for me. Now 15 +-years later... I moved to Florida. I only had one car. I was hit by a semi truck. I refused medical treatment. Then two days later. When I was unable to tie my shoes. I had to get medical treatment. I was given lots of prescriptions I did not even use. Then my girlfriend borrowed my car and was hit by a low life that took off and left her. So She went to the ER. Thank goodness she was OK.

    Then I added a third car. I didn't get a bill so I called and...Yes. My policy was cancelled. I have no points on my license. I have no moving violations. I can't remember the last time I made a claim. I've had car insurance since I got my first car. That was 33 years ago. At one time I had 7 auto policies. OH. MetLife loved me. The one time I needed my insurance. Now this. So I sold my cars and quit working. What is the point. Pay, pay, pay. For what. It would have been cheaper to not file the claim. I cannot understand how a business that can take your money and cancel your contract. And It's legal. Seriously... What happened to character, integrity. DO NOT USE METLIFE. If you are with them now. PLEASE. Look for another company. If you don't, that's OK. Just don't file a claim. Ever.

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    Customer ServiceStaff

    Reviewed Feb. 21, 2017

    Call to make a policy change to an existing auto policy. First man, obviously having trouble speaking English. Spent an awful time on the phone with him. He managed to email myself and my lease company, the wrong information. Call number 2, to resolve the first issue, results in a person from the orient answering, and now have been on hold for over 10 minutes. Time to change insurance companies. I am sick and tired of having to be made talk to people I have a hard time understanding, or with a machine.

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    Verified purchase
    Customer ServiceCoveragePriceStaff

    Reviewed Feb. 11, 2017

    On Friday, January 13th, 2017 one of their insured hit my Mimi Van and totaled it. He tried stating I hit him from behind, I'm including a picture of his car, there's absolutely no damage to the back of this car in this picture. Thank goodness I got this picture, the police were going to charge us $30 to get all of the pictures of the accident, it would have been out of our pocket. My car was hit from the side front corner in front of me and his trunk came up and almost hit my windshield. (I had a completely accident free driving record, never been driving a car ever when there was an accident.) The police came and filed a report stating he was at fault. I immediately filed a report with both companies, mine and his. Mine Progressive, got back to me next day. His, NEVER called me.

    I had to call them several times and NEVER reached the person assigned to my case. They made it sound like there was a problem with his coverage. I found out it was just that he was not getting back to them to give them his report of the accident, instead Insurance Company, I had it recorded statement from him and they were able to give it to MetLife. After that they finally said they would accept responsibility for the accident and pay it. A week later I call them and they still say they can't do anything about it if they didn't have any of the proper information about my van that was sent to them two weeks earlier from my insurance company. So I had to call them for more times, get them then I had to call my insurance company and have her call them while I'm on the phone because they would not call me back ever and she was able to get them the proper information.

    I'm still waiting for a check for the rental and the vehicle - it was 25 years old and had a hundred and thirty-five thousand miles on it. Progressive gave us in value of $1468 they're still fighting the cost from that life and we only went to the vehicles for two weeks, we had nothing to drive to get to work, we are self-employed, lost five days of work, had to pay for the police report out of her own pocket so that we're not getting it back. I am so disappointed this company. I wish I could scream. I do not recommend anyone ever going to them ever using them, they are a big rip off and they never do what they say. And most of the people that I talk to her office are so rude, it was ridiculous, there was no reason for it.

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    Coverage

    Reviewed Jan. 31, 2017

    My car was damaged in a private parking lot by one of the insured customers. Of course the police will not investigate on private property so they used that as one reason not to pay for damages to my car (no police report). Secondly, MetLife stated there was no witnesses so therefore they were not obligated to pay. Funny thing though, stupid insured MetLife customer left her car on my bumper after hitting it. My passenger and the hotel security guard saw the damages as I pulled my vehicle from the other vehicle. Now tell me, how is that proof not enough? Even third-party adjuster took measurements, but they still said no proof. Come on, people... no proof... right. Just a way to screw someone who actually incurred damages to their vehicle. I hope you all who have lied and screwed me on these damages can live with yourself. You know what they say about karma.

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    Customer ServicePrice

    Reviewed Jan. 11, 2017

    Won't return calls. Nickel and dime your valuation. Arrogant and non-caring adjusters. Another example how overpaid insurance executives are ruining this country. It starts with medical now it's moved on to car and home insurance. I guess we need more bureaucratic infringement to keep these thrives under control. I sure wish I had my car back since it's costing me over 1000 dollars for a total loss when hit by a MetLife's client.

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    Customer ServicePrice

    Reviewed Jan. 6, 2017

    They gave little details. Nickel and dimed total loss. Paid 23,000 for car. Totaled unfortunately 2 weeks later. Paid out 20,000 as loss. Penalized greatly when purchasing a new vehicle, will be leaving company soon. Company charges competitive rates but doesn't deliver when you have an accident. Nickel and dime on rentals and repairs and very poor Customer Service Rep. communication.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Dec. 9, 2016

    Was involved in an accident where a MetLife-insured driver was at fault. The rude, arrogant, and incompetent claims adjuster for MetLife, S. ** out of Dallas, refused to return repeated phone calls to take my statement. After leaving 10-12 messages she did call back, but wouldn't proceed with conversation without a claim number, which she had never provided. She is now refusing to accept fault. The accident was 4 weeks ago and nothing has been done. She hasn't even taken pictures of the other vehicle, which was insured through MetLife. A complaint was filed against her with the insurance commission; I'm sure not her first. Hope someone of importance reads this and cans her as she is WORTHLESS.

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    Reviewed Dec. 9, 2016

    I just began with MetLife this year, but the local insurance business I deal with found them to be very good. The local insurance business, Barrato & Sullivan, recommended them to me and the annual came in under my previous carrier Travelers.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 22, 2016

    We've been with MetLife for about a year now. We were rear-ended a few days ago, I called MetLife and made a claim the next day and called the insurance carrier of the party at fault. The other insurance company did not handle the situation well and they were very rude. When I talked to Julia from MetLife she made the situation better for me. She explained everything for me as much as she could. All of the MetLife reps I talked to were great! I'm very pleased with the way everything is being handled.

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    Coverage

    Reviewed Nov. 8, 2016

    If I could rate MetLife with a negative 10 stars I would. I've been a dedicated customer for 15 years with MetLife with both my home and auto. My record is clean, no lapse in coverage ever, always made payments on time. 15 years of perfect driving and I have one tiny incident where I backed into a pole and I get a letter saying my policy is being canceled! What's the point of having insurance if you can't even use it? 15 years of my business to them and this is how they show their appreciation. DO NOT USE METLIFE. THEY DON'T CARE AND WILL DROP YOU IF HAVE TO USE THEM. All they want is your money and not to have to cover you when you need it. Do not use them!!!

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    Reviewed Oct. 25, 2016

    Metlife ripoff. We have great auto records. But MetLife increase our auto policy 14% for a minor report (texting while driving). We have had other problems with our homeowner insurance. They are a horrible Company.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Sept. 23, 2016

    After being with my former insurance company for years, I learned about MetLife through some coworkers at my former job. What I loved most was that my auto insurance was able to be taken right out of my paycheck every week before I even saw it. I signed up and was very happy. In January 2016 my family and I moved to another nearby city. In February 2016 I changed jobs after learning months earlier that my employer would be closing their doors. I immediately called MetLife to give them my new address information and pay my insurance premium because I knew it would no longer be coming out of my paychecks when switching employers. I gave them my card number over the phone and paid $514.00 on 02/19/2016 for 6 months worth of my auto insurance.

    On August 11, 2016 I was in a minor car accident - someone backed into me in a parking lot and caused some front end damage on my vehicle. The police were called and a report was filed. I was later informed by the police department that they could not give me the information of the driver that had damaged my vehicle, due to the law and that my insurance carrier would have to request that information and I would have to go through the insurance companies to get my vehicle fixed.

    On August 16, 2016 I called MetLife about the accident, wanting to get my car fixed. I was told that I was no longer insured through MetLife and that they had canceled my policy on June 9, 2016 after sending my renewal notice and not receiving a response. I was shocked. I explained that I had not gotten any type of renewal notice and that if I had gotten it it would have been paid because I have a loan on my vehicle and need to have insurance at all times. Additionally, I did not understand why it would have been canceled on June 9, when on February 19 I had called and paid for 6 MONTHS of insurance.

    After much debating about whether or not my insurance policy should have been canceled, I learned that when I had reported my address change back in February, whoever took my information over the phone typed my new address information incorrectly. They had my correct street address, correct city and state, but the zip code in the system was one digit off; the person had entered a 4 as the last digit rather than a 1.

    Me, being a logical person, I could understand how someone might hit the 4 accidentally, rather than the 1 on a number keypad. I explained that the incorrect digit had been entered and that had to be the reason I had not received the renewal notice. When I Googled the zip code that was actually entered, rather than my correct zip code, it came up as a city approximately 90 miles away from me. I assumed that after realizing the mistake was on their end, everything would be ok and that we could figure it out and get my insurance reinstated. This was not the case.

    After several calls and debating about the situation, I got to a point where I was so upset and couldn't even speak about it anymore. At this point my boyfriend began talking to the MetLife representative about it. The MetLife representative told my boyfriend that MetLife quit receiving my automatic payments from my paychecks sometime in December of 2015 and that when I called in February 2016, the 6 months that I was paying for was to include the amounts that had not been paid since December. That is not true.

    Since my former employer has closed their doors, I contacted the corporate office of the company in Arkansas and requested my last 3 months of paycheck stubs from my employment with them. The information I received shows that my MetLife insurance was being taken out of my paychecks through February 4, 2016. I want to know what happened to the money that I paid to MetLife from December 2015 when they claim I quit paying it, until February 2016, when my documentation shows that I was still paying it. I want answers!!!

    This incident is destroying my life simply because some incompetent MetLife representative couldn't type my zip code in the system correctly so I could get my renewal notice and question where my money went at that time. Because of the incompetency of this company, I now have a damaged vehicle that I cannot get fixed, I learned that I was driving around for 2 months unknowingly without insurance (thank God nothing more serious happened), I am now forced to pay twice as much for insurance because I am coming up in the system as having been uninsured. And I still have no answers as to where the money went that I had paid from December 2015 to February 2016.

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    MetLife Auto Company Information

    Company Name:
    MetLife Auto Insurance
    Year Founded:
    1863
    Address:
    1095 Avenue of the Americas
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10036
    Country:
    United States
    Website:
    www.metlife.com