Liberty Mutual Renters Insurance Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
About Liberty Mutual Renters Insurance
- Variety of policy options available
- Affordable coverage options
- Issues with customer service access
- Concerns over billing practices
Liberty Mutual Renters Insurance Reviews
Filter by Rating
- (13)
- (4)
- (3)
- (1)
- (19)
Popular Mentions
- 4,882,006 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Recent
- Recent
- Oldest
- Most helpful
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,882,006 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed Jan. 8, 2022
I looked at other insurance companies and Liberty had the best. They were surprisingly affordable and cheaper than my weekly coffee cost. The associate who helped me made it all so very easy for me to sign up. Didn't feel pressured which for me is always what makes me say no.
Reviewed Jan. 30, 2021
Buyer Beware do not buy this insurance. I put in a claim this year. Boy was l heartbroken when l found out it had changed to 500.00 deductible. I had been paying for this particular policy for 5 years. This year l cancelled the policy. You have been warned.
Reviewed Jan. 16, 2021
I have had this insurance for several years. I occasionally request a quote from other companies but I am still getting the best price. I have not needed to use it yet so I cannot commit on the customer service.
Reviewed Jan. 15, 2021
Liberty rental insurance is comprehensive and reasonable priced. I have not had to use the rental insurance luckily but I have been with Liberty for many years for rental and car insurance so I am confident if needed it would be excellent.
Reviewed Sept. 14, 2020
I have had a renters policy with Liberty Mutual for over 10 years, great coverage at a really good price. Luckily have not had to ever file a claim, but I have the utmost confidence that in the event that I did have to file a claim, that they will take care of me promptly.
Reviewed March 17, 2020
Heartless company! I have been with you guys since 2017. I don't have the option to cancel my auto-pay, or even delete the bank information online. The only option you have online is to change the payment information. You keep charging an acct that already returned the payment. The charge resulted to overdraft 2x! The $18.25 resulted to $70!!! and this corona scare is making it difficult for people to work! You can't even do anything! Washing your hands about overdraft! I understand the 1st was my fault, but I tried correcting it. I went online to try to change it but nothing was there. I accepted the $35 overdraft for $18.25 but to do it 2x in a month is simply absurd!
You know the money was returned bec of insufficient funds. Why do it again? March 4 you tried charging me, it was returned same day. Another charge you attempt on March 16. I contacted your chat support and you guys are washing your hands about "you couldn't see it in your system". It's impossible. The timeframe I understand but since March 4 to March 16 you still don't see it was returned? So how come your company tried to charge me again March 16 without my authority to do so. Now, I am stuck with $70 overdraft. Yes, I called my bank, but they couldn't do anything bec they don't have control on how many times you will try to keep on charging me. You can't do anything about the charge of overdrafft? You can at least put that money on the insurance bec that's more than 3x my monthly!
Reviewed May 31, 2019
I am very dissatisfied with my Rental Insurance policy. There were many fraudulent claims placed on my account that I was never made aware of over a three year renter's policy. I was placed on hold several times and sent to many voicemails when trying to fix the situation. Would not recommend to anyone.
Reviewed May 18, 2019
I found out that even though I have full replacement coverage, they take the price you paid then depreciation. So... The 17" MacBook Pro I bought in 2009 and have my receipt for $2600 they will replace it with a similar model BUT they depreciate it until you have no way to pay to replace it UNLESS you use your own money to purchase a new one and turn in the receipt... Then they pay you back the amount of the depreciation.
What if I don't have any money or credit card? They discontinued the 17" MBP I paid $2600 for. The new ones have 13" and 15" screens and now cost $1200. I thought I would be able to take the $2600 and purchase a 27" iMac (my eyes are bad) for $1200 and have enough from the $2600 to buy a iPad Pro. Adding up took less than $2600. Ok was happy for one day until "similar model" is how you are renursed - a tiny laptop worth $1200. My $800 design software was lost as well. Bottom line - I'm screwed because I'm poor. This is true for the TV - sofa - lampshades - air purifier, etc... Ok have to buy it with own money first - and I live paycheck to paycheck.
My civil war era coverlet worth $1200-$3000 isn't covered at all because of fine print regarding antique-irreplaceable items. They depreciate that back to 1865 - which makes it worthless. So I must just keep damaged items and not be able to replace anything deemed ruined. I'm going to get nowhere near enough to even replace the basics like a sofa or TV, and this is because I'm poor. Poor people are not poor by choice - I sat and sobbed after getting off the phone with my agent.
Reviewed Sept. 22, 2017
I am telling everyone who has any sort of insurance policy with Liberty Mutual. I lost everything in my storage unit that was deemed damaged from hurricane Harvey according to my apartment manager. They are not covering me for anything and lost so much stuff in my storage unit. I'm have absolutely nothing good to say about this company! And I am not one for trashing any company but when I have a $100k policy and they won't cover $800 loss I am going to tell everyone because this is not right. There was serious mold over every item in my storage unit. I even sent them pictures and all they said was my policy doesn't cover it.
Reviewed March 29, 2017
I had a lot of problems with other companies in the past. The last company I was with had super very high fees and I has to leave them. But, Liberty Mutual have the best coverage and you can pay monthly or day by day for a very cheap price. Receiving a Claim was one of the most easy things to do with them. I had a claim done in minutes of calling, I did have to wait some time after but it worked for the best. They had my problem resolve in minutes. I would recommend this.
Reviewed March 25, 2017
The representatives at Liberty Mutual help as much as they are able to. However, the upper management blocks their ability to follow through with the contracts by forcing customer service representatives to use the loopholes they implemented. They will refuse or hold off processing based on technicalities. It was a struggle to force to go forward with my claim even with proper documentation. Their policy options are great. However, you are only covered until a claim is needed. Make sure you keep copies of your original agreement to refer to if a dispute arrives. If they actually covered what they agreed to cover then the coverage would be great. But if the coverage is fake, none of that matters when it's claim time!
Reviewed March 22, 2017
Customer service is always friendly and professional. They are so helpful and knowledgeable. I am so happy with all the service I have received from them. My claims have always been handled quickly like it was their own claim they were trying to get through. They work their hardest to make sure that you are taken care of and to treat you like family. They work hard to make sure they find the best option to suit your needs so that you're not paying for more than you need and you're not inadequately covered. The coverage is exceptional. It meets all my needs and then some without me having to worry about it breaking the bank. A great company offering great coverage.
Reviewed Dec. 8, 2016
The workers are very nice and they take the time to go over all the details. I would definitely recommend it to any of my friends and family members. They have so many policies to choose from. Great prices and it is worth what you pay for. Their coverage is awesome. I am very happy that I am covered in every way that fits my family situation.
Reviewed Dec. 7, 2016
I have experienced very good customer service while dealing with this company. They are always available to answer any questions I may have. This company has very many policy options to fit a wide variety of needs. They are very helpful in helping you choose which one is exactly right for you. Their coverage is very comprehensive although it is somewhat expensive.
Reviewed Nov. 23, 2016
The employees were phenomenal. They made sure I understood the complete ins and outs of the policy I had chosen. They answered all my questions thoroughly. The employees explained everything extremely thoroughly with filing a claim process. They were very helpful. They offered many different coverage options in which the employees worked to find the best coverage option for me and my property. The whole process was super easy and it didn't take long to find the right coverage.
Reviewed Nov. 9, 2016
Customer service was absolutely great. Always willing to ensure that all of my concerns and issues were always addressed and made me feel like they valued me and my family's business. Claims process was smooth and unproblematic. In what usually can be a frustrating experience, they ensured that everything was done swiftly, accurately and fair. They offered great policy options for all different types of people to use. Whether you were looking for something to cover a lot or just a little, they offered many different types for you to choose from. The coverage was phenomenal. It ensured that everything we had in our apartment was covered in case or any fire, theft, or any other unforeseen tragedy that could bestow a family unexpectedly.
Reviewed Nov. 2, 2016
Everyone was always helpful and understanding, even when answering the most inane questions. One woman in particular (Donna, I think her name was) stands out as a super support while I chose insurance. Claims processing is never fun and although my dad helped me out with the bulk of it, I had a lot of help through my insurance also. My friend used to work for Liberty and also helped me to contact the right people. Just when I was about to pass over the crazier coverage, my friends' apartment caught fire because of some electrical work being done. I quickly made sure that was covered too! Almost everything I could think of is covered! It was very helpful to have someone tell me about the chances of this or that happening and leading me to the right coverage.
Reviewed Sept. 15, 2016
Need to replace things. When something happens no matter what you do not have to sit around waiting to get old things back what had in the first place. They jump on your claim in one heart beat and not keep you waiting a long time, like other insurers. Other ones tend to rip you off and not even care. They go by their promise and not make your life miserable and angry and not care at all. You get your claim when you need right away. No back talk. You be covered for what you have paid for and need to not wait a long time and end up with nothing. In the long run you get everything replaced.
Reviewed Aug. 18, 2016
They were available at around the clock hours and helped me with my problem fairly quickly. There were multiple ways to contact them. I've have not filed a claim yet but I am confident that if I did the claims process would be smooth and painless. I believe they would also be fair. They have a wide variety of policy options available to their customers and discounts can be have with the bundling of those options. The representative was very good with helping me choose what insurance options I needed. I was able to obtain more than enough coverage at a very affordable price and the process was easy thanks to my representative. They were very helpful and knowledgeable.
Reviewed July 1, 2016
Liberty Mutual has awesome customer service. They are very helpful and friendly. They answer all my questions. We didn't have any claims but I have every confidence that Liberty Mutual would have handled them very well, with professional and a friendly manner. Liberty Mutual has many policy options. We love Liberty Mutual, they are a fantastic company! Liberty Mutual has great coverage. We had a 20,000 thousand dollars policy coverage and it was plenty of money to cover what furniture we had for renter's insurance.
Reviewed June 26, 2016
Wonderful customer service at Liberty Mutual. They go above and beyond to keep their customers satisfied and they have enough staff that you are not ever on hold very long and you can hear the smile in their voice. I have not ever personally had the need to file a claim for the renter's insurance, but I'm sure that it would be quite simple and not very time-consuming. Liberty mutual wants to make sure that you are satisfied.
Liberty mutual has a wide array of policy options from basic to extensive. You choose the plan that best fits your needs as well as your budget. You can add or cancel however many options you choose. Believe me you will be very happy that you choose Liberty Mutual insurance! Renter's insurance is very vital to protecting all the assets that you have worked hard to accumulate. You can even choose to add additional coverage for your phones and computers. Think about it if a burglar were to break in and they see a nice computer, what do you think will happen? They will grab it, with Liberty mutual it is def worth the small additional charge to get those covered.
Reviewed June 21, 2016
Customer service is excellent. They are friendly and knowledgeable. They show respect to everyone. They keep you up to date on our policy. Fees are low and easily affordable. I highly recommend them to everyone. I didn't have a claim thank goodness. But if I did I know they would process the claim as soon as possible. Anyone wanting good coverage should definitely find out their rates. They have a lot of different options. You can get very good coverage. They will cover most everything in your house. If you need them they will be there for you. They have a lot of different coverages. They will work with you on payments be it monthly every 6 months or yearly. You just can't go wrong with them.
Reviewed June 11, 2016
They were always courteous and helpful. I never had a problem that they couldn't solve. Each time I ever had an issue they always answered it correctly and if they couldn't they would take the time to connect me with someone who was able to answer all of my questions and be able to solve any issue that I was having at that moment. They were never rude or blunt no matter how stupid a question might have seemed to them. If they were ever frustrated or angry they never let on or let it be known to myself the customer.
I would definitely recommend their customer service to someone else who was curious about Liberty Mutual. When I had to submit claim they got an adjuster out to review my case within 24 hours and had a check issued within 48 hours of the initial claim. The policy that I had purchased was just right for me. It covered all of my belongings and was not too expensive... nor did it increase after I submitted a claim. I was pretty satisfied with my coverage. While I did not get the full price of all of the things I owned and lost, I still got the majority of its value.
Reviewed May 31, 2016
Liberty Mutual is polite and helpful to all its customers. Getting help is very easier. Questions are happily answered for any of your concerns. I would definitely recommend it everyone who is looking for a easier way out. My claims process was very easy to go through. I had little to no problems at all compared with the other companies. I would definitely stick with Liberty Mutual for further contact and help. The policy options are great. They are convenient for customers. I personally had no problems with their policy options. They give a wide range to consumers which is very appealing to us. The coverage option is the best out of everything. They make sure you get a good coverage for your money. Basically you get your money's worth with regretting any decisions. I would recommend.
Reviewed May 28, 2016
The customer service for Liberty Mutual is amazing! They don't put you on hold. They treat you with respect and are really nice to you. I think a lot of people should get it. They will love it as much as me and I have only had them for 2 years and they are good. Not the best but really good. Like most of the world could choose them. They gave me a new car and house when my car got totaled and my house got hit by a tornado and was gone in 5 minutes so they gave me a new car and house for FREE.
Reviewed March 9, 2016
I would not recommend this company to anyone at all. The customer service reps are very rude and not professional at all. They don't care about what you are trying to say either. When you have a claim to file, it is so hard to do. They make it very difficult to understand and they do that on purpose. I would dread dealing with them every time I had to file a claim. The policy options are very good also. They offer a wide variety of options and it's very affordable. They have plans for every price and the best ones are really not that expensive. The coverage is very good too. They cover all the options that come with the plan and it covers more than most do. They cover an areawide population and cater to all people of all ages.
Reviewed July 10, 2015
I requested a quote with a savings of $422.00. Their quote was $5,070.00 for 1 yr. I pay 1,669.20 a yr. I don't see any savings as that is an $3,400.80 difference. I see no savings and also false advertising. (TALK ABOUT A SCAM) (What happened to the $422.00 savings).
Reviewed April 30, 2015
Four days ago I went onto their online site for a free quote on renters' insurance. The quote was way over my current costs so I didn't even finish the application. Since then I've received voluminous emails and telephone sales calls from both Liberty Mutual and OTHER insurance companies. I am now being truly harassed. Apparently they SOLD my information and now I may even have to change a telephone number that I've had for about ten years. Again, my phone rings constantly, etc. Spare yourself what I'm going through and STAY AWAY from quote on their online site!!!
Reviewed April 10, 2015
In short, my home was robbed by thug friends of my son. All were identified by one of the boys who was seen in my apartment. After many weeks and ever changing stories by **, your scab investigator spoke to the officer for Roswell who claimed ** now says he was told they could go to my house and take anything they want. Really, this is what your investigator claimed is his reason for not paying my claim. He said he was seen at my house that day. He does live with me. He said he profited by the theft which was never proven in any form.
Your pathetic investigator ** spoke to me, my son, my agent, and the officer via phone call. His conclusion was the lie of the actual thief who said "he told me I could." I most certainly will do all I can to spread your bad name and my painful, costly experience to every avenue I can. Perhaps a 25,000.00 dollar loss to you will bring justice to me and others you have thrown to the side.
Reviewed March 3, 2015
I have been with Liberty Mutual for almost 2 years. To my surprise, I was just checking my bank statement and found almost 3 transactions from Liberty Mutual in one month. After further investigating and wasting couple hours of time, I realized that my agent took the Liberty in his own hands to open a renter policy on my previous address and a life term policy with my fake signatures. Just file a complaint with Liberty. Lets see. FURIOUS....
Liberty Mutual Renters Insurance Company Information
- Company Name:
- Liberty Mutual Renters Insurance
- Year Founded:
- 1912
- Address:
- 175 Berkeley Street
- City:
- Boston
- State/Province:
- MA
- Postal Code:
- 02116
- Country:
- United States
- Website:
- www.libertymutual.com