AIG Life Insurance Reviews

AIG had me complete an online application, then i had to complete the exact same application when the examiner came out, but this application was handwritten, not digital. Then 3 weeks later, I get a letter telling me that I haven't completed my application and the process would be cancelled. I called the sales rep, and guess what. He sent me a link to, yep, you guessed it, the same application I filled out 2 times already. Fine. I filled it out yet again and poof. Off into the ether.

I am a policy-holder with AIG, for Accident & Injury. Nearly 3 yrs ago I lost my right eye in the care of the NHS. A artery was cut by an awful accident and I bleed inside without knowledge for quite a time, & was permanently blind in right eye. But before I was told, I had to have 2nd operation to relieve a lot of pressure that was around my face & head. It was so painful, it still haunts me every day. I got a claim form & sent it back to AIG. They told me a few weeks later that my claim was no good. AIG sent me £150.00, as the adjuster who told me acted rude & upset me.

I had a travel insurance plan with AIG. Initially I was told "cancel for any reason" policy would give me half of my policy money but now they say, I purchased my insurance with an INTENTION to cancel it so "cancel for any reason" doesn't apply... This is absolute fraud. Thank you AIG I will never ever buy your policy and let any of my 1000 Facebook friends buy this policy.

AS a former agent at AIG I wrote several large life insurance policies and recently realized I had not received over $10,000 in commissions due. I spent three weeks on phone trying to obtain a simple premium history and commission history and they kept switching me to different depts or saying they could not help me as it was too long ago, which is incorrect. Any insurance company can produce a history of premiums paid in. I guess they will find it when I have a lawyer contact them. They should not be allowed to sell insurance.

As others have said, I also signed up for an insurance quote online and have since received an endless stream of spam to my email account all with different email clients but all have AIG at the beginning of each address. I also had an increase in unsolicited telemarters but don't know if there's a connection. Anyway I will never use AIG even if they are not even involved in this spamming scheme.

I think it was unfair my mom paid into AIG and stopped paying her policy for a mos then it had to be rewritten as she paid into over almost a year. Upon her death I was told she was 2 mos short of having her funeral expenses paid. Even though they were aware of her medical condition, AIG seems to be stating something a medical condition that the policy didn't cover contributed to her death. In her medical records. They did not pay funeral expenses.

I have accident & disability policy through AIG. Had a call from the claims dept. saying my husband's claim was denied. Informed me that my husband's disability happen prior to the start of policy in '07. My husband started receiving SSI in 13'. I asked where they were getting info. Did they check the doctors’ reports? The claims Dept. said they hadn't received yet. But she was still going to deny. Claims said I could call main phone # and see if I could collect on doctor office visits. What a joke. Money paid in and no coverage. Cancelling policy. You need to too!!!

I called to get a whole life quote. "Chris" told me my only option was an accidental death policy. I said I didn't want that, told him so, and he just kept hammering away and wouldn't let go. "You mean you don't love your wife? If you truly loved her you would buy this policy" - on and on. He got very belligerent. I realized this was a high pressure sales technique and kept telling him I didn't want that policy. Took me 10 minutes to get off the phone. This guy was tenacious. Made me really angry.

I bought a policy in case I ever was in a accident. Well I was and unfortunately for me I lost my left hand. So far it has been 4 months and 2 days and no one knows anything about me. AIG finally placed it with a person 3 months ago so every time I ask for a update all I get is another form that someone has to get filled out. My last form from AIG, they wanted my past 10 years doctors records.

I open a universal whole life policy in 1990 and was told my rate would never change, well it did.

AIG advertises by way of SPAM email. To me, that says it all. AIG insurance is a SCAM.

My home was stolen in June 2004. I went to an insurance hearing. Guess what?? AIG is Travelers (my $500,000 carrier), is Nationwide, is State Farm, etc. They were all there. When disaster hit my children and I (disabled widow) became homeless. Wells Fargo ganged up on us too. After MD did nothing to help us I find one the government site Travelers let our abusive stalker sell the home I proved I paid for, and gave him $133,000 for it. The sale was illegal too. Travelers told me to google **, their guy, to find and sue him. I got copy of checks forged with my name and police cannot even get a subpoena for document from the state's atty. office. Stay away from AIG, Travelers, Wells Fargo unless you have the money already. All lawyers that would speak with me said they work with Fargo, Travelers, etc. No go. Conflict of interest.

I wanted to apply online for a $100,000 term life policy. I put in my info and salesman JOHN ** called me back. He told me due to my age the only kind of life insurance I could buy was an accidental death or a final expenses policy. i.e., JUNK. After he quoted me on a price for them, I said I was going to check with my State Farm agent. At this point I got the hard sell to buy right now. I ended up hanging up on this **. Guess what! Both my Independent Homeowner's agent and my State Farm agents have gotten me several quotes to choose from.

They claimed my credit was not good and that it was too new. My credit was actually excellent and went back to 1970. They charged me for living in a house that was much larger than it actually was.

My husband was hurt at work, he opened his claim no problem, had surgery. Everything went smooth. He never really felt 100% but needed to get back to work. He re-hurt the same spot and went back out on comp doing the whole PT and anything required. Well, he is hurt again, same spot same issue and now he's being denied. He waited 28 days no pay to find out he was denied, never received nothing in writing. He called many times a day, never got calls back, nothing from his worker or supervisor. When he finally hears back, they were very rude and was told, "Get over it you're denied, get a lawyer." Yes, we will be getting a lawyer. I do work and make great money but we all have bills and kids we need to pay for. THANK YOU AIG. YOU SUCK!

I tried to get life insurance with AIG. The company has a rule that if you have been treated for anything drug- or alcohol-related, the only way to get a policy is to have quit drinking for at least five years. I had been sent to alcohol abuse treatment seven years ago and I hadn't stopped drinking since then. They couldn't issue me a policy. It's their rule, and I left it at that.

The person in charge of helping me through my claim is horrible at contacting me back. I have left several messages through other employees, but the only way they have tried contacting her is through e-mail. Very unreliable. I have also left several messages for call backs in their voice mail but yet nothing. I would not recommend this company to anyone.

My grandmother is in a rehab facility and she simply cannot move around to handle her finances. Now, I recently got a notarized letter stating that she is allowing me to help her with her finances, so she asked me to get direct deposit for her so her checks could go into her account called AIG. They sent a form for her to fill out and she sent it back but no response. We attempted to call several times and then finally, they transferred us to a supervisor.

My son-in-law was working for Blue Hackle who supplies security personnel to war torn Iraq. During his last visit there, his armored vehicle was blown up. His remains were brought back to my daughter and 3 year old grandson and the process of his life insurance began. Blue Hackle had complete cover with AIG for all their personnel. Now 6 years later, my daughter and grandson are without the insurance payout and being fobbed off with any excuse they can make. The interest alone on the money she should have received would probably last her a lifetime but, still, even now, she has to struggle and deal with AIG as well. Is there any end to the misery AIG can cause?

What is the statute of limitations on a workmen’s comp claim? It has been 4 years and they denied it, although my injury happened on the job, resulting in an AAA. I was an owner operator working for Bennett Transport. AIG was our workman’s comp co. I fell from my truck, resulting in a back injury and a ruptured aortic aneurysm. 05/17/06was injury date. 05/19/06 was surgery date.

My dad has paid into his whole life insurance policy for over 20 years. Now that he wants to cash it out and they are telling him that he cannot. AIG said that my dad signed a paper to reenter his original contract and that his old one was destroyed 10 years ago. My dad never signed any papers saying that. The only thing that he had signed was that he was healthy and did not smoke or drink. Now AIG refuses to pay him out the money that he is owed. Please if anyone can help us, we would be so grateful.

I have been fighting AIG for financial Workers Compensation benefits for 8 years. The NYS Workers Compensation Board ordered AIG to give me medical benefits but AIG refuses medical bills and monetary supplements. AIG even refused to pay for my back surgery. I have been diagnosed with cervical and lumbar herniated discs and radiculopathy from an on-the-job injury. I want to sue AIG, how can I sue AIG and could any one recommend a firm that will?

They refuse to make payment on impairment rating - workers comp - By Social Security Admin, I have been found disabled from this injury.

My mother passed away in August, 2008, leaving a $10,000 life insurance policy to pay for her burial expenses. My sister and I are both named beneficiaries on the policy. The funeral home completed a good portion of the necessary forms, which included (if you can believe it) a Claimant's Proof of Death, an original Death Certificate, An Absolute Assignment Form (so they could be paid), A NOTARIZED copy of the obituary (whew...good thing we placed one of those!), the original OLD policy (they changed company names), the original current policy and an itemized bill from the mortuary. After 4 weeks, we just received a request for proof that my wife is who she is, proof that my sister-in-law is who she is, and ANOTHER Claimant's Statement for the S-i-L. When I asked the representative how I might contact the regulatory agency that governs their company, she asked that I send THEM a complaint first. Bottom Line...If you don't have AIG, DON'T GET THEIR INSURANCE!!!!! If you do, best of luck deciphering what you have to do to make a claim.

I bought a disability policy from aig through my mortgage company citimortgage. On 11/06/07 I fell out the back of a truck while at work. I shattered and split my tibia bone down the middle, and broke my wrist and elbow. I had a surgery to try to repair my leg. They put 9 screws and 3 plates in my leg. As of today 10/15/08 I still cannot walk. My doctors say I will never walk without a walker and probably have to lose the leg within 5-7 years because the bones were so shattered and mangled the surgery did not work. My cartilage is now deteriorating and my knee is unable to bend. My only hopes are I found a specialist who wants to try a tibia bone transplant and total knee replacement (if successful, will relieve 50% of my pains and I may walk with a cane). This will only work until the new knee quits working (7-10 years). Then they will have no other choice but to remove leg.

My mother and father had accidental coverage through AIG for about 15 yrs, all payments up to date etc. Well, he passed away on dec 31 2007 and she passed away aug 3 2008. they denied accidental benefits for his death because there was drugs in his system, he did not die from that and it was ruled accidental as he was only 45 yrs old. Noone gave me any notice that it was denied, after a couple of phone calls they finally told me it was denied, and than left it at that. didnt explain how or if I had a right ot appeal( I am going to appeal anyway), right now I am going to take legal action against them. It might be denied again, but I am going to try with all my heart because he had that policy inplace in case soemthing happens and we would be fine. My mother spent months trying to get benefits and all the stress finally caught up to her when she died.

I had take a policy of TATA AIG Life insurance on dated 30-6-08, but i am not satisfied with teir services.& I had launch a complaint on 16-7-08 that i dont want any bond or something & I want to cancel the policy in freelookup period but they not processed my complaint & not refund my 3000 Rs.

I am the Power of Attorney for my Grandmother, and she has two life insurance policies with AIG with a face value of $1,000 each. She purchased one policy in 1963 and has been paying $3.91 a month. The second policy was purchased in 1975 and she pays $6.96 a month. I called AIG Customer Service in Nashville to find out how much the policies were worth, and was told that if she cashed them in she would only get a minimal amount of money way less than the $1,000 face value on each policy. When she passes away she would only get a total of $2,000. My Grandmother has paid in a total of $4,737.12 for two policies that will only pay out a total of $2,000 at her death, and she is still required to make monthly payments. She has paid $2,737.12 over the face value on the policies.

When purchased the agent told me that after a few years the policy would be worth enough that the earning could be used to make the premium payments without compramising the total value of the policy. A while ago I was contacted by someone (lawfirm) who was enacting a class action suit for policy holders who were told that same lie. Asked if I wanted to participate, I responded yes. I never heard another thing about the suit and cannot find any word of it. Is anythng on record?

My step father died in January 2007. AIG said to fax them copies of my Mothers' and Step Fathers' death certificates and they would send a check in three weeks. Then they said I had to send their form back. Then they said that I had to provide a copy of the living trust. Then they said I had to provide additional documents and their form. Then they said that I had to have the documents and their form notarized. Then they said that there is a new form. Then they said I had to provide original copies of the death certificate. Then they said that I had to get a court order because someone else is contesting the distribution. I have talked to all the beneficiaries of the trust and none of them have contested the trust. It takes them a month and a half to respond with new requirements so it has been a year and they still refuse to send us the $90,000.00 they owe us. One of my brothers and my step sister are disabled and need the money. My step sister will be homeless soon. I am out of work and about to lose my house. My share of the money AIG refuses to pay will pay my bills for six months.

14 months later I am still getting bills in my mother's name at my address, so they had to have gotten something.

I have a life insurance policy with AIG and they rfuse to send me a copy of the policy

I am employed with Wal-Mart and have had coverage with this company for about thirteen years. I updated it and raised the amount on my spouse in 1998 or 1999. He passed away Jan.19, 2003. The claim has been denied because he became ill. The reason is his death was before a two year period after the update. The reason for life insurance is to cover final expenses and to take care of family members that are left behind. This is unfair and should be illegal. Companies like this should have to pay for what they inflict on families who are grieving and struggling financially.