AARP Life Insurance Reviews

I requested and received information for life insurance through AARP indicating that regardless of age, and there would be no questions asked. Upon receipt of the information I filled out the enrollment from, which did ask if you have referred to a Medical physicians with in the last 2 years. I had since I am a diabetic and I regularly get checked to keep my blood sugar levels within the required limits. I then received a phone call from insurance representative of New York life which asked additional questions. I soon received a letter of denial.

We applied for New York Life Insurance when my husband's plant shut down, putting him out of work. They turned me down because of diabetes. They accepted him, purchased Nov. 1, 2009. After a sudden five-week illness, my husband passed away on July 3, 2010.

Answering advertisement made on TV and in publications all of which promoted "no questions asked" insurance coverage up to $15000. Received questionnaire which asked for health history of treatments within last 6 months including diabetes and heart conditions. Of course, I responded positively in that I am receiving on-going prescriptions for both conditions (type II diabetes and heart attack in 2000). I enclosed the required minimum premium for $10000 coverage with questionnaire.

I am not a member of AARP. However, several years ago, I started getting AARP mail in my PO Box. After complaining to AARP, it slowed some. But as of today, I'm still receiving mails from them and the companies they have sold my information to.

I am receiving unsolicited mail at my business address from AARP's NY Life Insurance Program. I have repeatedly requested that my name and business address be removed from their mailing list. I have been told that they use a third party vendor, and the cycle takes 90 days (for removal of my name/address from mailings). I also called AARP to complain, but was told the same thing. Please note I am not a member of AARP, nor do I want to be a member. I do not know how AARP or NY Life Insurance Company received my office address. After waiting the allotted time, I am still receiving mail from NY Life Program at my office (I received two mailings in the past week). I do not want my employer receiving mail on my behalf from AARP's NY Life Program and knowing my age. I also cannot understand why my name cannot (and has not) been removed and I am still receiving mail at my office. Today (June 15, 2010) I contacted Hector Caro at NY Life Insurance Program. He said he removed my name from both databases, but again told me that it would take 90 days for this to take effect. Please do not give my contact details to anyone --stop sending unsolicited mail to me at my office (I have already called AARP and requested to be removed from their mailing list for my home).

This company advertises the limited amount of health questions it asks to qualify for a life insurance policy. My husband unfortunately passed away on 5-26-2008. The company denied paying his face value as "he had not notified them that he had a stent in his heart". There were only a few questions on the application which were answered according to current circumstance. I do not believe that I am the only person to have believed this company at their advertised word. I really would like for the face value of the policy, which we struggled mightily to keep in force is due me as his heir and widow. As a result of the duplicity of this company, I have found myself in dire straits as a result of my husband’s final expenses, which I am still dealing with almost 2 years later. I cannot afford groceries or to keep my utilities paid.

My husband purchased a life insurance policy from AARP's NY Life Insurance Co. He passed away on 09/06/09. A claim was filed on 09/12/2009. NY Life sent me a letter, stating that since the policy was less than 2 years old, they were conducting a "routine inquiry", requesting hospital and doctor's records. I have been getting that same story for nearly 7 months. I have signed many documents to release my husband's records. I feel that NY Life is stalling, looking for a reason not to pay this claim. I am ready to sue them.

It has been 3 months since my mom passed, almost 4. I have been getting the complete runaround with AARP for the whole time. Every time I call, I get a different story. In short someone is not doing their job!

AARP is a complete false advertisement. They advertise that "no medical questions are asked", "no one can ever be turned down for any reason". They lie. I tried to get a $5000 life insurance policy for my husband, and was sent a refusal letter by AARP because he has MS. They are a fraud and are not forthright in their advertising. Others need to know this and not get their hopes up of finding affordable life insurance.

After submitting our claim shortly after my mom passed, I started reading the reviews for AARP's life insurance. A good amount of them were very negative, so I expected the worst, since my mom was still within the initial two-year period when she passed. Thirty days went by and I received the typical corporate letter stating that they were still investigating. I thought, “Oh boy here we go. I will be lucky to get even a small percentage of our claim.” Thirty more days went by and then I received another corporate letter. The only difference was, that this one had a check attached to it with the full claim amount plus two months interest! Thank you AARP.

In May of 2008, my wife took out a $50,000 life insurance policy. My wife died on 16 Oct. 2008. I contacted New York Life and they sent the claim forms to me. The lady seemed very concerned for my loss and explained to me what I was to do. I fill out the claim forms and sent them in the day after I received them. I received a letter saying that since the death occurred within the first two years, they would have to do an inquiry. I received a request for the release of medical records which I filled out and sent back. I received letters from the insurance every three or four weeks telling me where the claim stood. Today, January 20, 2009, I received a check for over $50,000. The extra money received was for interest incurred from the date of my wife's death. I would like to say that I am please with the AARP program and would highly recommend.

AARP advertises that the burial insurance rate will never go up. I just received a notice that my rate will increase almost 50% this month, January 2009. They are guilty of false advertising to attract business or they just plain out tell lies. I think AARP and NY Life Insurance should have to abide by their advertisement of no rate increase.

My mother died suddenly on June 21st of this year (2008). She didn't have much, just a few insurance policies that would cover burial expenses. Of the four policies, the first three paid for everything except the headstone and a spray of flowers on her casket. The final policy was with New York Life Ins. that she took out through AARP. That policy was for $5000. After dragging their feet on payment, NY Life finally decided how much they were going to screw us out of.

In attempting to get a rate quote online from AARP Life Insurance (New Yor Life), the online rate quote site rejected my VALID AARP number - 3 times ! Now if they can't coordinate something as simple as that, what confidence can I possibly have that AARP would corectly pay out the appropriate benefit to my spouse in the event of my demise?

Unable to obtain affordable life ins.

I have made repeated requests to AARP to stop cluttering my mailbox with their junk. I told them by mail, fax, phone that I was not interested in anything to do with AARP and yet the clutter continues. Any suggestions?

They Have been taking the money for the Insurance out of her checking account. She lives on SS so taking out this money was not good for her although she felt she needed Life Insurance. Mom turned 80 January 16th of 2006. In September of 2006 Mom was diagnosed with Liver Cancer. She isn't expected to make it past 6 months. She gave us her Policy to check into.

I filled out an application for life insurance in 2001-02 not real sure of the date. When I filled it out they took my medical history and at the time I had diabetes. They ask if I had heart trouble because the doctor had checked for a blockage and nothing was wrong with me. They declined me then because the doctor had run the scope and found nothing wrong with my heart. I called one day to check on my husbands AARP insurance and got to talk to the lady about some for me. I had taken Aflac out from where I worked beside what I had with the company.

I am dead and have been so for over a year. Every time you send your junk mail to this address, My sister cries. My Brother-in-law, James, called you 3 times to tell you to stop sending these reminders of my death. Please stop sending correspondence to me.

I've had AARP New York life insurances electronic transfer for premiums from my checking account. I called AARP to discontinue the electronic transfers because I'm closing that checking account. Mr. Guillaumi informed me that althought he has cancelled the transfers I would still receive two bill notices for unpaid premimums and that I should just throw them away. I questioned why would I receive unpaid notices when in fact the account has been cancelled, I expressed concern that this might effect my credit rating.

AARP is causing me false checking charges with my credit union!!