How much do hearing aids cost?
The average cost of one digital hearing aid can range from $1,000 to $4,000. The cheapest hearing aids cost between $1,500 to $3,000. Midrange hearing aids cost from $3,000 to $4,500. Premium hearing aids fall in the range of $4,500 to $6,000 per device.
Though the price of a hearing aid might seem steep, it can be paid for in monthly installments that are similar to what someone might pay for a television service or internet subscription. Quality hearing aids can also last several years, especially for those whose hearing loss remains stable over time. Divided over four years, the cost of a $4,000 hearing aid is about $2.74 per day.
What is included in the cost of a hearing aid?
The purchase of a hearing aid usually includes a hearing test, consultation, initial fitting and follow-up appointment for adjustments. This process ensures the hearing aids you purchase will be customized for your unique hearing needs. Online stores can reduce the cost of hearing aids by selling their products and providing consultations entirely online.
The cost of hearing aids may also include routine cleanings, batteries and a warranty that often ranges from one to three years. Some warranty plans even cover future fittings, cleanings and loss or damage protection.
Hearing aid price comparison
In general, more expensive hearing aids offer more features than cheaper hearing devices. Personal sound amplification products (PSAPs) tend to be the most affordable option, but they often come with the least amount of benefits and may not help with hearing loss at all. According to the FDA, PSAPs are not intended to compensate for hearing impairment, which means the devices will likely be less than satisfactory for those with significant hearing loss.
Analog hearing aids are a bit pricier but offer better sound quality than PSAPs. Digital hearing aids provide further hearing help with the ability to modify sound waves. Check the chart below to help you decide which type of device is best suited to your needs.
|PSAP||Analog Hearing Aid||Digital Hearing Aid|
|Fitted by a professional|
|Tailored for the individual|
|Modifies sound waves|
Hearing aid insurance
Does insurance cover hearing aids?
Many insurance plans that include hearing aids cover a certain percentage of the cost every few years. Some health insurance providers offer negotiated discounts with contracted providers, and some may deduct just a portion of the total cost. Always check with your health insurance provider to understand the details of your plan.
Does Medicare cover hearing aids?
Unfortunately, no. Original Medicare (Part A and Part B) doesn't cover hearing aids or hearing exams. However, Medicare does cover diagnostic hearing and balance exams if your health care provider orders them. You may also be eligible for a Medicare Advantage plan depending on where you live. Medicare Advantage plans are sometimes referred to as Part C or MA plans. Private companies approved by Medicare offer these Advantage plans. However, they usually cost a monthly premium in addition to what you pay for your Part B premium. Not all Medicare Advantage plans include benefits for hearing service, and not all plans are available in all areas.
Does Medicaid cover hearing aids?
Your state’s Medicaid program most likely covers partial or complete hearing aid costs. Eligibility conditions and coverage vary, so make sure to check with your doctor or audiologist to find out if you are covered. By law, Medicaid must cover hearing aids purchased for children.
How to pay for hearing aids
If you don't have insurance and you're looking for ways to pay for hearing aids, consider the following options:
- Check for programs and benefits in your state
Some states have programs or benefits for residents with hearing-related issues. The Hearing Loss Association of America keeps a list of state-specific hearing aid coverage and organizations that can provide assistance to those experiencing hearing loss.
- Find benefits through the Veterans Administration
Those who have served in the military may be eligible for hearing aids through the Veterans Administration (VA). The VA usually covers the entire cost of hearing aids and consultation for those who qualify. The Military Audiology Association may offer assistance to retirees in certain areas.
- Look for employer-sponsored benefits
Some employers offer flexible spending accounts (FSAs for healthcare expenses. You can sometimes be reimbursed for the cost of a hearing aid and its batteries through an FSA. Ask your employer to find out the specific benefits of the FSA they offer, or if they offer other similar accounts.