Wells Fargo Reviews

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About Wells Fargo

Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. You can check rates online and then apply online, over the phone or in person with a local mortgage consultant. Loan options with Wells Fargo include conventional and government-backed loans, as well as jumbo loans and loans for new construction properties. As of the publishing date, Wells Fargo has temporarily suspended applications for home equity lines of credit (HELOCs).

Pros
  • Free online banking and mobile app
  • Free money transfers
  • Large selection of financial products
Cons
  • Low interest rates on savings accounts

Wells Fargo Reviews

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    Page 16 Reviews 2640 - 2840
    Customer ServicePunctuality & SpeedProcess

    Reviewed Nov. 18, 2014

    I opened an account with Wells Fargo after BOA sold my account. The first week I set up with them, I started making bill payments through online bill pay. The payment said that it would take 2 days to process. It was scheduled around the 16th, to be processed on the 22nd and delivered on the 24th, as that was 2 business days. So when a payment was late, and I'm being assessed a late fee, I reached out to WF. First, I was told that it was sent to processing on the 24th, but they couldn't tell me who's processing or how long that takes. They then created a case to be researched. When I heard back from T. ** of the WF Bill Pay Research Team, I was told "Our records indicate this payment was sent electronically, and requires up to 3 full business days to be processed and received. Please note that this does not include holidays or weekends. Please allow the appropriate amount of time for your payments to be processed and applied to your account by the due date."

    How can my bill pay system indicate that a bill will be paid in 2, which is their promise, not mine. Then when not processed in time, they say that it takes 3. This is a blatant lie. I called back to the bill pay dept. and was told that I processed the payment incorrectly. However, they couldn't tell me what I did wrong. They then said I had to speak to the claims dept. and when transferred to them was told that they don't handle these matters. I then called back to the online bill pay and was told that there was nothing else they could do. All I wanted was a answer, although my $35 would have been a show of good faith, too. At this time I'm still not clear on how many days payments take to process. What a shame.

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    Customer ServiceStaff

    Reviewed Nov. 17, 2014

    I have a Wells Fargo mortgage loan that I have paid for each month for 9 years by going down to my "Friendly" Wells Fargo Bank in Fort Worth, Texas. I wanted to cash a small personal check today, and I was told NO! A mortgage account is not a real account with Wells Fargo, (That's what an employee told me), you have to have a checking account to cash checks. No one would help. I was given an 800 number to call and I was told the same thing. Now as a businessman, I would have cheerfully cashed the check, told the person how glad I was that they were my customer, and then told them politely that this was a 1 time thing. I was treated rudely by the bank personnel and by the customer service rep on the phone who told me to go to the bank that the check was drawn on to cash it. This Bank doesn't have a clue on how to treat people. They made an enemy of me and I'll tell everyone I know not to do business with these folks!!!

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    Staff

    Reviewed Nov. 15, 2014

    I really love my bank, they are very helpful. There are tons of them everywhere and honestly I am generally really happy. However, I have just recently ordered a debit card and the first was sent to a wrong address and for the second one, I went and talked at one of the banks and they reissued the card for me but again, I never received it... I'm still waiting for it to come but with no hopes because it's been 2 months since I ordered it! I am very mad because I was so excited to get it, as I had my own special design for it and my current one is not in the best of conditions anymore (that was the point of changing it in the first place). The same thing happened to my mom, she never received her debit card either. So it is unbelievable how a bank that operates so good in general could have this issue with the production and delivery debit and credit cards in general. Therefore, I have done everything in my power, but my hands are tied. Seriously though, what do I have to do in order to finally receive my card?!?

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    Reviewed Nov. 13, 2014

    Drove to my local Wells Fargo branch to change my password due to the Home Depot credit card hack. A Wells Fargo "associate" employee sat me down at her desk and proceeded to tell me that it was no big deal about the Home Depot card credit hack exposing me to identity theft or theft of funds from my bank account. I told her that no matter what her opinion was that I wanted to change my password and I proceeded to a type new numerical password into their system on a device on her desk. She then informed me that I had entered too many numbers, that I was only allowed "four" numbers for a password. I told her that my old password was already more than four numbers -- so what was the what? She said the bank discourages people from using more than four numbers because it's easier to remember just four numbers. I told her that it also makes it easier for thieves to figure out passwords with such an easy number. So I told her I was going to go ahead with the password I had entered into the device.

    She reluctantly agreed to accept that that was the way it was going to be. OK. Later that day I purchased some items at a grocery store and my new password was rejected by the card reader machine. And my old password didn't work either I had to pay with cash that I luckily had in my wallet. I immediately drove all the way back to my bank branch to find out that the "associate" had "forgot" to complete the password changing procedure and now I had to start all over again and enter a new numerical password. This time I immediately went to a store and tried out my card and finally it worked. Whew! What a hassle dealing with a clueless and incompetent Wells Fargo "associate".

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    Reviewed Nov. 13, 2014

    I paid my mortgage in full on 22 Oct 2014. Wells Fargo said it takes 10 to 15 days to receive a refund. So I called their customer service number. I was then told that my refund was send out on the 4 Nov 2014. Now there is another 10 to 15 day from the 4 of Nov 2014. I really think this is unacceptable. I will never bank with Wells Fargo ever again. You serve your country and this is the treatment you get.

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    Customer Service

    Reviewed Nov. 12, 2014

    On November 1st, Saturday we went to our local Wells Fargo branch and my wife and son went up to the teller...within a few seconds my son gets bit by a random customer's dog that is talking to another teller. I asked my son what just happen, and he pointed to his wrist that had a bunch of broken skin from the dog's bite! The manager handed us a band aid! I've called Wells Fargo to complain of what happen and all they say, "oh sorry to hear that happened."

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    Price

    Reviewed Nov. 12, 2014

    I just recently realized that Wells Fargo charges me an additional fee every time I use an ATM elsewhere. Not only do I get charged from the ATM but I also have been getting charged an additional fee of $2.50 from Wells Fargo. I thought once I paid the fee at the ATM....that was it!! Never accounted for the additional fee all these years using random ATMs for convenience!!

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    Customer Service

    Reviewed Nov. 11, 2014

    I've been with Wells Fargo for a long time and after today I will be switching banks. Inquiring about why my balance online is not adding up and why posting balances are being back dated? Customer service responded with "I should not rely on 'online banking' and I should keep track of it on my own!" Highly unsatisfied!

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    Customer ServiceStaff

    Reviewed Nov. 11, 2014

    Wells Fargo has a horrible customer service. They have deactivated my account twice without notifying me. Their customer service number never works, had to contact the mortgage division (which were very nice) and they transfered me to customer service. The customer service lady had no clue of what was happening. And could only apologize for their bad operational service.

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    Reviewed Nov. 9, 2014

    I recently read an article in Market Watch entitled "Rich people prefer to bank with Wells Fargo and Bank of America" and for the life of me, I can't understand why. My preference? NOT Wells Fargo! I have never really liked the bank since Norwest merged with Wells Fargo, but I have stayed with them for sentimental reasons. I have been with them since my father set up an account for me when the bank was Northwestern Bancorporation. I was so young, I couldn't even see over the top of a kitchen table (I am now retired). But frankly, even with that strong motivation, I have to work to justify keeping this account.

    The other day, I deposited a check in my local WFC bank. It was a 6-figure check, from a reputable nationwide firm, into an account that has been active and in good standing for over 50 years. After I had made the endorsement and taken it to the window, I was informed that it would take 11 days for the funds to be available. 11 days! Just about the same amount of time it took a stage coach to go from Minneapolis to San Francisco! Really? Wells Fargo? I AM your rich client and I DON'T prefer your bank. If you continue to "frontier" your customers in favor of your stockholders, your clients will hop the nearest stagecoach and ride out of Dodge!

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    Customer ServiceStaff

    Reviewed Nov. 8, 2014

    I paid off my line of personal credit and this bank still charged me a fee. I asked the customer service rep why was I charged this fee and it was because It was a charge prior to my pay off balance. Although I paid it off prior to my date due.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 7, 2014

    After a long-term relationship with Wells Fargo, we got quite a shock in our recent account statement. One of our accounts, which had a balance less than $50, was suddenly closed and the funds were sent to an "unclaimed property" entity. No warning. Just a computer sweep. When we called to find out what happened, the agent said it might have been due to inactivity. That was probably right, but what ensued was pretty non-customer friendly.

    We were told to call the telephone number which appeared on the statement to find our funds. It was their "Unclaimed Property Department." When we called, they said they didn't have a record of the funds or our name. The agent said that probably meant that it was sent to the state that we were living in. They provided us with a number to call, and after a very long wait, the call was answered and we were told that the state didn't show the funds in our name.

    So we called Wells Fargo back, and this time we got a different agent. She said it probably was sent to the state where we opened the account, and the first agent should have asked where we opened the account. But after another long wait, she came back on and said they couldn't find the transaction referenced on the Wells Fargo statement, but did see that we had had the amount in our account on the last statement. She said that at this point, the only resolution would be to write a letter to their Customer Correspondence Department in Portland, OR, which we've now done.

    What we think the right solution should have been was to reinstate our account and the monies that we entrusted to Wells Fargo, rather than send us on this 'hunt' to find our money. We don't know if we'll ever see this money again at this point. We think that this is a horrible way to treat a long term customer, and one that will probably end our relationship with them. Fortunately, it was a rather small amount of money. But if this is the way they treat other senior citizens who probably typically have inactive accounts, I'm surprised that there hasn't been a class action complaint against them. I guess we're too small and too insignificant to matter.

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    Customer ServiceCoverage

    Reviewed Nov. 6, 2014

    They post transactions at the wrong time and by this I mean, after 2 or 3 days and they do not even appear to be "pending" which does not allow to calculate how much money you have. Some transactions suddenly appear and/or disappear for days and then are reposted to your account. NOW: Personal Bad Experience. Due to their inability to post transactions properly, I bought something for $10.00 and they have been charging me $35 several times. I called them and the supervisor who is meant to find a solution for the customers hung up the phone and did not even allowed me to speak.

    I asked for explanations of the posted transactions and for the unreasonably fees that they are charging me. Up to this day, my account is $-165.00 which is not correct since my account has always have enough funds to cover my expenses. I am not paying them anything. I will try to close that account today but I am not planning to pay them anything. If I am not able to close it due to its negative balance... I will simply let it be like that and increase in time. Thieves!!! The government should implement certain laws in order to protect citizens who work for whatever they achieve. Note: they simply do not have an explanation for me in order to understand what is happening with my account and its negative balance. Thanks!!!

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    Staff

    Reviewed Nov. 6, 2014

    My online banking account and ATM balance were not in the negative; however, one business day later, my checking had an additional 66.22 drafted. Calculations were 53.72 negative bal + 12.50 transfer fee = 66.22. Also, I paid an additional 35.00 NSF fee and the representative could only give me 3% credit of 12.50 = 3.13 stated not bank error when bank does not post or show correct balance yet I am penalized! Please help a single mother of two children with a high child care expense understand!

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    CoveragePriceStaff

    Reviewed Nov. 6, 2014

    This bank does not run your debit card charges until Monday night at midnight. When you charge things on your Visa debit card, they will go through even though you may not have the money to cover the charges in your account. If you then go on to make numerous small charges--say, for less than $10--and they are also overdrafts, you will be charged $35 for every charge. If you're just short $20 and go on to make 10 charges of $2 or $3, you will be charged $350. When you complain, the agent is allowed to credit back half, or 50%, but that's it. No one can reduce the charges anymore. And they are totally unsympathetic. They will blame you for the overdrafts. This is outright fraud and thievery. This bank was also one of the greatest offenders in the predator lending mortgage crisis and had to settle with the government for billions. It's just a bad bank. In-store, they are all just a bunch of trained seals. They do not respect your privacy and are extremely loud. They will announce your personal business to the entire lobby. It's a fraudulent, predatory bank.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 5, 2014

    I open a saving account and checking account and they said it will be 25.00 so I gave her my card number. I went to use my card and a 100.00 was gone so I called my card. They said Wells Fargo took the money. So I call Wells Fargo to complain. So were so rude I ask for a supervisor and she was worse. She was telling me that I must have use my card on something else. I said, "No ma'm, Wells Fargo took my money off my card." She didn't wanna listen to me at all. I call back. They hung up on me. So I called my card holder company. They said Wells Fargo took 50.00 and forced 50.00 which total a hundred. I will never do business with Wells Fargo again in my life....

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    Customer ServiceStaff

    Reviewed Nov. 1, 2014

    On September 24, 2014, a Wednesday, I initiated a one (1) business day transfer on Wells Fargo (www.wellsfargo.com) in the amount of 4,784.99. On September 29th, I visited my local Wells Fargo Branch located at 710 Polk Ave in Eugene OR 97402. Their phone number is 541-465-5727. I have had nothing but great customer service from this location until lately. I had a good rapport with their previous Branch Manager ** and even with her predecessor **. I have also sat across the desk from **, their district manager, all great to work with.

    On September 29th, I spoke with **, the current branch manager for this location. Prior to interacting with **, this branch has provided excellent customer service. The previous manager was pleasant, professional, and polite. ** has been rude, while showing very poor customer service. I have been with Wells Fargo Bank my entire adult life, and my business accounts have been as well.

    I explained that the account had not funded, yet the transaction had finalized and posted. She doubted that my transfer had been initiated in a way that would fund in one business day. She explained that if this could be proven, she would finalize and fund the transfer. I logged into my account using her computer, and showed her that the transfer had posted four (4) days prior but the available balance did not reflect the appropriate balance. At this point, she again asked for proof that it was a one business day transaction. Again, I explained the the transaction had posted.... days prior. I was able to locate the email confirmation of the transfer.

    She refused to fund the transaction. It was at this point that I realized she was not honoring her word. I asked her to state an exact date for the funding of the account. She explained that she would be glad to. After she got off the phone, I explained that I would be recording our conversation. It was at this point that she instructed me that her manager and security guard would be involved. I left the branch, astonished, to say the least. Years of good customer service, then this. The following week, I visited the store to make a deposit. I was told I was not allowed at that branch, under penalty of criminal trespass.

    The funds were made available fifteen (15) days from transaction initiation. I had been banking at that branch for years, and was now not allowed. Again, ** has shown a true lack of judgment, customer service, and general courtesy towards her customers. Her decision to not allow me at her branch was a completely unreasonable move on her behalf.

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    PricePunctuality & Speed

    Reviewed Oct. 31, 2014

    Wells Fargo plays the game of taking electronic payments, they delaying the application of those payments, then charging a late fee, then declaring you "Late" after making an on-time payment (short of their prior late fee) so... then slapping on a late fee plus interest to the bill.

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    Staff

    Reviewed Oct. 31, 2014

    I was "scammed", this is my fault. Money was deposited in my account, 9/3/2014. This was not a local check but funds were available immediately which is unusual. I cashed a check, 9/5/2014, at the bank. Then, 9/8/2014, a hold was placed on the checks deposited, until 9/17/2014. Now I'm thinking an error was made by an employee, they didn't put a hold on the checks, 9/3/2014. They will never admit to making the error but had a hold been put on those deposits, neither one would have a problem. The bank took my Social Security check in September and my Pension check in October which has put me in a financial bind. Now they are calling asking me to make payments on balance or they will put my name in Early Warnings and I can never open another bank account in 7 years.

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    Customer Service

    Reviewed Oct. 30, 2014

    I had a misunderstanding with Paypal and Wells Fargo that ended in a $35.00 overdraft fee. I attempted to redeem this fee by calling their customer service line. Upon doing this, I was treated very rudely and even hung up on by the manager Adam. I am now leaving their bank and going to another. Just like when it comes to dating - there are plenty of other fish in the sea.

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    Customer ServiceStaff

    Reviewed Oct. 29, 2014

    Has anyone noticed that every time you go into a Wells Fargo now in North Carolina, that the employees of the bank try aggressively to get you to talk to their "Financial Managers" or whatever they are called. They want you to open ANOTHER account because it will "save you this or that". Also, my brother tried to cash a check from my account at a Wells Fargo bank and they would not cash it at the counter. They made him WAIT TO TALK WITH A MANAGER. He said the guy behind the desk asked him who he banked with, if he wanted to consider an account with WF and tried to sell the poor guy on their bank. They could have gotten his fingerprints and his identification information at the counter but again - are like used car salesmen - so aggressive now. They hound the crap out of their customers and even folks that simply want to cash a check on an account drawn on them. I am honestly thinking about leaving them because of their aggressive tactics. What an inconvenient bank. I despise them now.

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    Verified purchase
    CoverageStaff

    Reviewed Oct. 29, 2014

    My name is Lesley **. I recently came into money when my dad died in May. I used this money to move to Michigan & set an account with Wells Fargo, a Bank in Ironwood Mi. I purchased a house & used car. In the meantime I was in the process of paying back a bankruptcy that had been finalized months prior. So I purchased a $35,000.00 cashier's check from Wells Fargo to send to the government bankruptcy trustee. The trustees office lost the check. So I put a stop payment on check. Wells Fargo had me make a personal check out to them for $700.00 for insurance on this lost check. It's been lost for over 2 months. The bank employee had me sign a paper for this insurance. I find out the bank manager has went & notarized this paper without me being present & no witness.

    Now they are refusing to give my $700.00 back & will not replace the $35,000.00 cashier's check for 90 days because I don't have $35,000.00 to match the check I already purchased. So they committed fraud with lying to me about the notarizing. Also lied about the $700.00 check for insurance. I need this money to go to the bankruptcy government trustee & they are refusing to release this money. Very dishonest & shady bank. The manager lied & is covering up for the other employee. I will be pursuing this!!

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    Customer ServiceStaff

    Reviewed Oct. 29, 2014

    I opened my account prior to Wells Fargo taking over, my experience with the previous bank went well so when the transition was taking place, I just kept everything as is. It wasn't until I started incurring fees (that were not associated with my accounts previously) when my issues started happening. Customer Service is VERY hit and miss. Sometimes you get a rep that is sincerely nice and helpful, other times you receive someone that just wants to pass things along for one of their co-workers to take care of. Main example, if an unauthorized charge comes through on your account today, they may start an investigation and immediately return your money pending investigation but next week if I call with the same issue and same circumstances, there is an interrogation process that makes you feel unwanted as a customer, resulting in a "wait until we conclude our investigation in 10 business days" lecture.

    When you ask those reps about company policy and clarification as to which circumstances created such a difference, they firmly repeat what they tell you before about the 10-day process and hang up on you. This is not professional, courteous, or the type of business that I want to deal with. That is why I originally got rid of Bank of America. I will be closing all of my accounts if they do not rectify this by end of business today.

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    Reviewed Oct. 29, 2014

    Collection of business loan by taking all personal money. Business line of credit. No connection to wife's relationship to company. Took all money from all accounts and told me "too bad" per Michele Unknown. Would not reveal her name or relationship with "the bank". Told her I have no money to buy food or gas for my car as I relied and trusted on Wells Fargo, as my debit card was refused in the grocery line, with about $60,000 in our personal accounts. Was told again by Michele Unknown and her supervisor, Rob, or Bob. Was never really sure about the supervisor's name.

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    Customer Service

    Reviewed Oct. 28, 2014

    So within the last couple weeks there were three mobile deposits on my wells Fargo account that clearly do not have my signature on the backs. Someone signed my name so wells Fargo closed my account and won't let me get my direct deposit that came from my place of employment last Friday. Even after the loss, prevention lady on Friday told me I could go get my direct deposit out of my account. They said they are holding it now today. Truly I'm glad they closed my account. They have horrible customer service and don't tell their customers everything. I will never open an account with Wells Fargo again, I will take my business elsewhere. Clearly it's not my signature on the checks and I do not live in Illinois where the checks came from. They can't look up the number that the checks got deposited from. I will write a bad review about them everyday on different sites so everyone can see what they're like.

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    Customer ServiceContract & TermsPricePunctuality & Speed

    Reviewed Oct. 23, 2014

    NO 10 grace period was given to me for months Dec 2011, Jan 2012, Apr 2013, June 2013 resulting in extra late fees & compound interest & destroyed credit reporting. They are reporting me 90 days late in months I didn't even owe them a payment. The detailed payment history Wells Fargo mailed me says on Oct 17 direct payoff 287.24 while my back account shows that payment was 365.79.

    I purchased car on 6-23-07 but my statements from Wachovia came with a due date that did not match my contract so they called me after taking payments from me and said they had to change my due date to August 22 instead of the 1st making me pay 2 weeks earlier. Which resulted in poor accounting from Wells Fargo resulting in unfair late fees & compound interest, unfair credit reporting and asking/accepting more money than actually owed upon their phone call to collect the last payment paid that shouldn't have even been owed and even overcharged on what the amount actually said according to their detailed payment history.

    After many disputes Wells Fargo president's office has verified inaccurate credit reporting data and denies ever changing my due date however Equifax reports my loan opened on 7-1-07. How could I have opened a loan before I even bought the car proves Wells Fargo changed my due date especially when they change dates around resulting in NO grace period at least 4 times resulting in unfair credit reporting and overcharged late fees & compound interest..

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    Customer ServiceStaff

    Reviewed Oct. 21, 2014

    Recently we had a modification and seems like it went well. Thank you. Since then I have been trying to get hold of Wells and finally two weeks back called and found out I am not due to a payment till November. And I also paid five hundred some dollars to cover the difference. And all I want was to find out my biweekly authorization is valid. But thru automated I am finding out that I am late for two payments. I took a day off to clear this problem. Today I been calling since 12. Either line get disconnected after 15 or 20 minutes or it says 'we are currently unavailable.' Sent e-mails and the email respond as system unavailable. People are nice when I talk to them but that does not help my situation. .

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    Customer ServiceStaff

    Reviewed Oct. 21, 2014

    I went to wells fargo to located in 13700 west kendall miami fl....I had a really bad experience with a teller named **. I was doing a car payment, during the whole transaction she kept talking to her coworker about diet.. She was very rude literally because I was in front of her and she didn't basically noticed me, she just did my payment and ignore me. Besides this I waited a long time in line... The manager there who was a male, don't recall his name, was screaming and making funny jokes. I mean staff here are not very professional. Then I had to wait longer because the teller had a system issue. But she didn't even explain, she was very rude. I ask her how long I had to wait and she was just rude, answering me in a really bad way...somebody do something about this is horrible service.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 19, 2014

    I was denied service inside the Wells Fargo Bank, by manager Michael **, because he stated I was frowning and making faces. He stated I had an attitude and was making faces so he did not have to allow me to be serviced. He told me I had to go somewhere else because he can deny me service. He was very cocky in confronting me desperately creating a hostile environment in the presence of other customers.

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    Reviewed Oct. 17, 2014

    I have been using Wells Fargo for many years with no problems. However in the past 30 days, I had 7 transactions taking out of my savings account. Also 2 transactions taken from another account. The total of these transactions totaled close to $2000.00. There is no possible way anyone could get access to my savings account unless the bank was hacked or Wells Fargo gave out the information. Most of the charges were thru Paypal. I wonder if this has happened to anyone else.

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    Reviewed Oct. 16, 2014

    I had just deposited my rent money in my Wells Fargo checking account. 2 days later a bank levy was put on my bank account due to back child support, in which my child is about 19 now. Wells Fargo did not inform me of Levy by mail which is required by law.

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    Coverage

    Reviewed Oct. 16, 2014

    I recently had to go to my family to beg for money to cover debt incurred from the city of Denver for the same parking ticket 16 days in a row. After groveling to them for my mistake I received a check to cover my mistake and deposited it in to my Wells Fargo account expecting to take care of my unfortunate circumstance five days later on my days off. Instead Wells Fargo put a TEN day hold on the funds and allowed my account to go negative stating... "There is nothing we can do at this time" and then tried to sell me additional services. Needless to say I will be closing my account with them.

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    Process

    Reviewed Oct. 15, 2014

    I watch my account every day to make sure I am on top of things. But it's amazing that they take a week to process a transaction, then do them all in the same day and same time to make it almost impossible to avoid an overdraft. Simply WORST BANK EVER!!!

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    Reviewed Oct. 15, 2014

    I transacted a cash advance of $3723.97 from my Wells Fargo business credit card on 9/29/2014 and was immediately charged $148.95 in fees. The balance was paid in full on 10/06/2014. Because that amount was not paid off by 10/03/2014 (only 4 days after the advance), on 10/14/2014 I was charged an additional $93.17. I have banked exclusively with Wells Fargo for over 11 years and have overlooked too many issues. This is the final straw! I should have listened to my bookkeeper last year and ditched this abhorrent financial institution. WF has in the 6 figures of my cash at all times. They have the audacity to be this greedy? I wish I had listened and seen the terrible ratings of this bank. Sadly, I have always said good things about WF amid banker errors multiple times. It's only $100, but it's the principle. Credit Union here I come. Thanks WF for giving me this final push!!! I'll see you one last time to get bank checks closing both my personal and business accounts. I am so glad I didn't start a health savings account for my employees with WF. I'm sure there is some fine print somewhere detailing this would happen, so I will take the blame and then my business elsewhere.

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    Customer ServiceContract & TermsOnline & AppStaff

    Reviewed Oct. 14, 2014

    From the beginning I've had issues. Whenever I'd try using their website to pay it would lock me out, so I could go in and pay. Always making me call. If you do a payment over the phone there's a fee plus you have to wait for their hours so then you forget. Plus for a year they were charging me for insurance saying I didn't have it but the car dealer faxed it before they'd let me drive away with it. Then my insurance company faxed it 4 times. So then I was in the hole with them for a year, so they make a whole lot of money on me...

    I lost my job so I make agreement for them to take 2 payments with a fee because it was on the phone. When they took the second one, they took it two days earlier than we agreed, bounce three things in my checking account. I get paid once a week so I know what I agreed to. So now they're calling me saying that the payments that They TOOK they haven't gotten. He kept talking over me, arguing when I said I have the bank statement saying otherwise and the bank is mailing a copy on just the payments they took. I'm sick of being harassed, scammed. They're just trying to steal the car out from under me. What can I do?

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    Staff

    Reviewed Oct. 13, 2014

    Hello my name is Amanda and today I stop in today to Wells Fargo and spoke with Brand **. He was so nice to listen to what I had to say and assist me with calling Danielle **. She wasn't the nicest person to speak to and I was upset and wanted to leave because she didn't really want to hear what I have to say. So I took my business elsewhere and I hope people read this before you speak with Danielle.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 10, 2014

    Wells Fargo has lost all six copies of both the Durable POA and the DPOA for Finance that I have took to two different branches and handed these documents to the branch managers, faxed these documents to several branches, and mailed these documents as well. Also, I took the letter from my Mom's neurologist, stating she needed to appoint a POA due to having the beginning stages of Alzheimer's Disease. But at that date she was suffering from mild cognitive impairment but was competent to appoint a POA. I'll give you a short version of a very intense deep financial matter that is declining rapidly due to Wells Fargo not recognizing both types of Durable POAs I have in regards to my mother's finances. I am the eldest daughter and I have co-owned a checking acct at WF with my mom for the past ten years.

    Mom and her only sister have not had much to do with each other over the past ten years. Mom has lived with me and my family (on and off) for the past two years. Mom could not stand to be around her sister nor could she stand to go visit her sister because her sister's house is in very poor condition. She's a hoarder. She abuses street and prescription drugs. She has never held a full time job (but has two Master's Degrees from an influential college). She is a great manipulator. She lied about her marital status to a roommate she had, and is currently living off of his social security benefits (this roommate passed away ten years ago).

    Me and my family went on vacation the last two weeks in July and mom's sister, Julie, moved in on mom and was buying her Vodka and has been keeping mom drunk. Julie has not taken mom to any of her doctor's appointments, has not had Mom's prescriptions filled, and took mom to WF to finance a car. WF was well aware of Mom's illness and her incompetence, but allowed mom to finance $14,000.00, allowed mom to make cash withdrawals from our joint checking account (mom made these w/d's from the teller's window with only her driver's license for identification), when the account was supposedly flagged.

    The cash withdrawals over a ten day span added up to about $4,000.00. Mom has no bills that she needed to pay because I've written out her bills for her for about three years now. When charges started appearing on a WF CREDIT CARD that was in Mom's name I started disputing all of these transactions because I knew mom was not charging anything to a credit card. There were also many withdrawals made from mom's equity credit line, withdrawals from her WF PERSONAL LINE OF CREDIT, checks written that did not pertain to me or to my mom, and it goes on and on. Julie is robbing and stealing all of mom's money and I have contacted everyone at WF that I figured could help put an end to this. So far, NO HELP!

    Julie is now accusing me of stealing my mom's money, writing checks to myself for cash, using mom's debit card for all purchases made from the debit card, and the Spanish Fort WF Branch Manager, Allison, is allowing Julie to have access to all of mom's financial records, allowing Julie to close out the account that I co-owned with mom and that is the same account that I utilized to pay mom's bills from. I no longer have access to any of my mom's financial records at WF and Julie is continuing to lie on me and accusing me of stealing money from my mom as well as accusing me of fraudulent activities. The two different types of Durable POA's that I have over mom and her finances gives me and only me access to do as I need to do in the best interest of my mom.

    She even stated in one of the DPOA documents that she gave me permission to sign her name to checks and permission to do whatever I deemed necessary for the best financial activities that were of mom's best interest. Well, DHR Elder Care representative came out to my house to interview me after I had put in a call to file an ELDER ABUSE CLAIM against Julie for robbing mom, stealing over $10,000.00 (ASIC this date) from mom's numerous WF accounts, not properly caring for mom, not taking mom to any of her doctor appts, which includes her oncologist, not giving mom her prescribed medication because she's out of medicine and Julie has yet to purchase refills. She is supplying mom with Vodka and is keeping mom drunk.

    Julie will not allow anyone to visit mom. Julie keeps mom's cell phone and screens all of mom's incoming phone calls, and will not allow mom to make any phone call without talking in Julie's presence. Mom needs help!!! I cannot find the right person that will help me get my mom back!!! I need to sell her house, sell her waterfront property, put her in an assisted living facility where she would be properly cared for, and then file charges against Wells Fargo for all the wrong they allowed an unauthorized person to do to mom's financial records.

    I am filing another suit against WF to recover all the monies that they allowed Julie to steal from Mom's personal checking and credit accounts, and monies spent to purchase a car that mom can no longer utilize nor was she capable of driving at the time when WF financed the money to purchase the car, and all local WF branch managers were well aware of Mom's diagnosis, her mental status, and the status of her sister....knowing Julie dId not have POA nor any other documents that put Julie over any of Mom's belongings, finances, medical records, nothing. I need to know what to do about this and how to get mom placed in an assisted living facility.

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    Staff

    Reviewed Oct. 10, 2014

    Sale! Sale! Sale! We don't want you to sale your bank products. We want a bank that welcomes you to come in, a branch with a "happy to see you" smile, not "let's see if I can "Sale" another product! CSRs sell bank products, TELLERs take customer transactions, check balances, sell money orders, and cashier checks. Consumers don't want to be PESTERED to buy more products by a teller, they want a place to secure their monies and spend it however they want or need. No wonder the Corpus Christi district and others can't get customers, and you SHOULD NOT punish the WF employees. PEOPLE NEED JOBS to satisfy bank customers, NOT BEGGARS TO KEEP FROM MEETING STUPID SALES QUOTAS. Make the higher paid supervisors work the fast pace teller lines. They would not like the challenge!! FORWARD THIS TO THE BOARD OF DIRECTORS! CHANGE THE BEGGING POLICIES!!!

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    Punctuality & Speed

    Reviewed Oct. 10, 2014

    I got two Personal Loans from Wells Fargo within the last year. The Loans were $3,000 and $4,000. Within two months I paid them both off. I tried to get another Loan for $3,000 and they denied me. They said my credit rating wasn't high enough. That's funny, I pay all my bills on time and I sometimes even pay my credit cards off totally. What is the difference between now and six months ago? Stay away from Wells Fargo and their Loans. All BS.

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Oct. 9, 2014

    My parents wanted to refinance their home to make some repairs to their deck and some updates to their home. They went with Wells Fargo because that is who their current mortgage is with. They owe approx. $90,000 and asked to refinance for $130,000 and they were offered a lower interest rate if choosing to refinance with Wells Fargo. Their credit is excellent and the house appraised for $265,000 as is, through a company Wells Fargo hired. Wells Fargo had them write a check and said it was for the refinance fees and appraisal. Just before closing she received a call telling her they needed her to fix her deck before they gave her the money... She told them she couldn't until she received the money and that was the end of all correspondence from Wells Fargo.

    She has now waited 3 days to hear from them even after emailing them wanting to know what was happening. She finally got a call from a lady in the office today who let her know they decided not to give her the loan. Then they cashed her check which clearly says in the memo it was for closing cost and appraisal. I talked to an attorney who said it sounds like discrimination... I am picking up the paperwork tomorrow and will get to the bottom of what is going on. Feels like a scam to me... No wonder Wells Fargo has more than 900 complaints. We will get to the bottom of this!

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    Customer Service

    Reviewed Oct. 9, 2014

    Customer service for credit cards is only available Monday through Friday 8am to 6pm Central Time? Recently I noticed that my credit card had expired and I had not received a new one. If you work someplace that does not allow you to make personal calls during those hours, you are stuck. Because I work during that incredibly narrow customer service window, and am not allowed to make personal calls, I sent an email via their secured messaging center, telling them that I had not received a new card and I was concerned that it could end up in the wrong hands and leave me a victim of identity theft. Their customer service department refuses to cancel that card without speaking to me on the phone. They also refuse to issue me a new card without speaking to me on the phone.

    This seems ridiculous to me - the company will bear the loss of any amount of money that might result from fraudulent charges. Speaking to me over the phone is absolutely no guarantee that they are getting the real person and not a thief. Additionally, why can't they simply send a new card to the address of record? I have been paying the bill every month from my current address that is on file with my credit card account.

    So because their customer service department insists that they speak to some random person over the phone before they either cancel one card or issue a new one, and I am never able to make a call during their hours, I have no alternatives left except to close the account. Seems drastic, don't you think? And not a very smart business plan. Just thought someone should know, as I am willing to bet I'm not the only customer with this problem.

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    Verified purchase
    Customer Service

    Reviewed Oct. 9, 2014

    We applied for a HELOC with Wells Fargo in Aurora, CO. We have excellent credit and already had our primary mortgage with them, so we thought everything should go smoothly. Everything did seem to be going well, until it came down to the appraisal. They said we would need to have an appraisal done to verify we had enough equity in our home for the HELOC. A home identical to ours and in our neighborhood had just sold for $100,000 more than what we owned so we were not too concerned.

    When we received the appraisal report, it came back $60,000 less than the identical house sold for a month earlier. I thought okay, maybe they did the drive by appraisal on the wrong house because this just did not make any sense. I started doing a little checking and found they used houses that were more than 10 miles from ours even through there were several recent sales in our neighborhood and the surrounding neighborhoods that could be used for comps. They also used properties that were much older and with less sq ft.

    I have bought and sold several houses over the years and this has not been the norm so I tried to call the appraiser. The phone number on the appraisal report was disconnected. An internet search of the appraisal company name came back with a different number, but that number was also disconnected. This started raising red flags for me, so I checked with the state of Colorado licensing board. The company is listed as a licensed company, but not with this appraiser and the phone listed is the personal voice mail of a completely different person.

    I did another license search using the appraiser name and it came back as a "mortgage loan originator" license for the same appraisal company and this license did list the original phone number from the appraisal report, but the license expired in 2010. At this point, we are not sure what is going on with Wells Fargo so we have started the process of pulling all of our accounts and cut all ties before we become a statistic.

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    Reviewed Oct. 6, 2014

    I made a purchase using my Wells Fargo debit card on Monday. It shows up on my pc which I check daily; next thing you know the transaction is pending and the next day you are charged a 36.00 overdraft fee. They took my daughter's whole paycheck last week and she checks every day. We know when we have money in the bank. I think it's disgraceful what they do.

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    Customer ServiceStaff

    Reviewed Oct. 6, 2014

    I live in Raleigh, NC and my landlord has established an account where I can deposit my rent, into this account, which is convenient for both of us. On Saturday, October 4, 2014, I happened to be out of town in Greenville, NC, and I went into the Wells Fargo branch located on Stantonsburg Rd. to make my deposit, because of time constraints I was not able to do so in Raleigh, that Friday. I didn't think that it would have been a problem, since it is still Wells Fargo. Boy, I was wrong. Normally when I make a deposit into this rental account, I would complete the deposit slip with my landlord's name, address and indicate that this is checking account entitled RENTAL. When I would make this transaction in Raleigh, I would have no problem at all, the tellers are more than willing to help. But in Greenville they had a nasty attitude, unprofessional, and uninformed.

    When I presented my deposit slip along with the money, the teller proceeds to tell me that I could not make a deposit because I didn't have the account number. I explained to her that I just wanted to make a deposit in the account with the name and address that was indicated in the deposit slip. She said "NO, we don't look up accounts with just the address, you have to have the account number." I told her that I have made several deposit before and I have never been questioned about the account number, she said in a firm voice, "WE DON'T DO THAT HERE." She proceeded to call the so called supervisor and she repeated the same statement. I asked her when did Wells Fargo change their policy because I just perform this same transaction last month in Raleigh with no problem, and she indicated that "WE DON'T DO THAT IN GREENVILLE." I asked her when did it change, and she said several months ago, which I knew that was a lie. As I proceeded to walk out, I heard her (the supervisor) say to the teller she'll be alright. Really, is the the way Wells Fargo conduct business, you have different set of rules for different locations. You all need to get on one accord with your guidelines and procedures.

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    Verified purchase
    Customer ServiceContract & TermsPrice

    Reviewed Oct. 4, 2014

    Something called " CREDIT DEFENSE", asked for proof of authorization, not heard from them although they did credit my card for $480.00. I was not disclosed terms of credit card, just found out they are charging me 26% APR with interest compounded DAILY!!! I know better than that and would not have accepted that credit card. I cannot afford to use this bank. I will wait for their responses, and when I do not hear from them, I will close all my accounts. Corporate criminals!!

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    Customer Service

    Reviewed Oct. 3, 2014

    My husbands job has their 401k thru Wells Fargo. Before we went on vacation we had a utility bill to be paid, he is at an age where he can take money out without a penalty. He requested money be Taken out. He was told that a check would be mailed the next day. After 5 days we had not received anything. He called to see when the check was mailed and assured it was mailed the day after he called. After 13 days we called to inquire again to be told in non Concerned voice that "oh it has not been processed but we can process it, however it can take up to ten days before you receive it." After asking for a manager no effort was made to correct their error and expedite the check. It is open enrollment time, their attitude said "close the account and find another bank that could appreciate your business." I have not heard anything positive about this bank.

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    Staff

    Reviewed Oct. 1, 2014

    I am 57 years old and have had an account over 35 years with Wells Fargo. I keep $$$$ in SAVINGS and deposit at least 10K each month. I just found out I am being charged a SERVICE CHARGE of $15 monthly because MY COMPANY does not offer DIRECT DEPOSIT (it used to) and I have no WF credit card or mortgage. Speak with your money I removed every penny and switched to CHASE. Any employee who does not use WELLS FARGO of my company will get a 3% raise effect today.

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    Customer ServiceStaffReliability

    Reviewed Oct. 1, 2014

    It appears that WF is an international banking center, but its attitude does not reflect so. I am travelling overseas. After log in the online banking system and paying a few of my bills, the system suddenly log me out and suggest to call the security. The WF security staff by phone gave me no solution other than I have to physically present at the WF office. Appeal to the banking supervisor about my situation gave no results, but rude worse answers. Now, here I am stranded with my unpaid bills and appears my log in from overseas causing troubles. Help.....

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 30, 2014

    I have been a customer of this institute since 2000. My account was accessed Dec 16, 2008 by an employee in one of their branches unknown to me. So they begin withdrawing $19.90 every month. I was originally told that it was part of my car insurance (which made no sense to me). It was explain by a bank employee that sometimes the insurance is broken up into two payments. Still this made no sense, but I said "ok".

    Fast forward... I decide to call my State Farm Agent and ask why they were making two separate transactions on my account. State Farm denied doing this. Nevertheless, I started calling the number that was on the online statement. First, no one ever answered the phone. That was a red flag for me. I kept calling. Well, on March 19, 2014, someone answered the phone. I asked what type of business was this. I was told that it was "AIG" insurance that was offered through the bank.

    The rep for AIG ask for my information. She then proceeded to tell me that nothing matched what she had in her system. Then, I told that I have never signed up for anything at the bank. She then told me that the only way I could get it was to sign up through a banker at a branch. And because of the "Privacy Act" she could not give me anymore information (because my info did not match what she had in the system). I called AIG back. I got Jordan, a rep for AIG. He stated that the reason for not giving me any information about the withdrawals is because the person who the insurance was issued to was not me, but the money had been coming from my account.

    So, I called Wells Fargo and told them that someone in their branch had "FRAUDULENTLY" accessed my account and requested that they investigate and return my $1500.00 to my account, because it was "UNAUTHORIZED". They agreed to do so. Well, today I received a letter stating that they will not return my money. I am OUTRAGED and STRESSED! They state in the letter that it was "UNAUTHORIZED" but they are not responsible for refunding my money.

    I would urge anyone banking with them to "CLOSE YOUR ACCOUNTS IMMEDIATELY"! Sad, when "EMPLOYERS" UPHOLD COMPANY THEFT! I even called the executive customer service which is the office of John Stumpf, CEO of Wells Fargo. The executive customer service told me she was "sorry", but they are not refunding my money.

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    Reviewed Sept. 30, 2014

    I am a dialysis patient and living on disability. Half of my income goes to rent, so I don't really have a lot to get through the month. They keep allowing automatic transactions to go through, even with no money in the account, just to turn around and charge me $35 each time. I don't see why they can't simply decline the transactions automatically. It's like they do this on purpose just to ripoff their customers, particularly the low-income.

    They will not waive any of these fees or even reimburse me for the ones I've paid off, just to deposit my check. I'm leaving Wells Fargo this week. And they can forget me ever paying off the $115 they basically want to steal from me. I cannot afford this nonsense anymore. I've had to go with very little to eat because of this situation, going back to June of this year. Not that long, but more than long enough. I am done with this bank.

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    Verified purchase
    Customer Service

    Reviewed Sept. 29, 2014

    Refusing to Replace Cashier's Check [Wells Fargo Issued] - Reported the Cashier' s Check missing on 9/17 and received a copy of the check which was already negotiated from Personal Banker Michelle **. Submitted Affidavit of Check Fraud, notarized and faxed through Civic Center Branch on 9/26. Called Claims Assistance Center on 9/27 and asked if a replacement can be through any branch. Called Civic Center Branch and spoke to Assistant Branch Manager ** and he agreed with what Claims Assistance Center stated so I went to the Branch at that time to do that. When I arrived he took documents to the back, went to the back and said he couldn't verify something and he couldn't replace the check that day but on Monday 9/29.

    I just came from the Civic Center Branch. Carlos ** (notary) made a call and now it seems they will not replace the Cashiers Check until Bank of America pays Wells Fargo back. The Cashiers Check was already negotiated and the Claims Center already knew that. (I heard Mr. ** call someone to tell me I would have to wait 60-90 days. This was already preplanned. I was outside ready to come in. **, the Assistant Manager was at the desk nearby.) When I left, I called the Claims Assistance Center and the person who helped me said, after a wait, confirmed a letter to that effect was already being generated. How convenient.

    Because I have no accounts at Wells anymore, and they had no business holding the $300 when they closed the account only to send me a Cashiers Check for it, how long do I have to wait? Legally, they CANNOT do this. They did not request me to make a police report but I will if it will get my money back. This is through Check Fraud Claims 1-877-548-9230 Claim # below - Letter signed by Laura ** - Financial Crimes Manager.

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    Staff

    Reviewed Sept. 29, 2014

    Wells Fargo foreclosed on my home with a 105,00 fake note that was a cut and paste. A Forensic Mortgage Audit proves fraud. And handwriting expert proves pasted signatures and forgery. Wells Fargo reports to credit reports a made up person created between husband and wife. I the wife am now my husband with placing his SS to my name so now I have 2 identity. NC Dept of Rev. show husband deceased related to mortgage loans 5 accts in one year. They have taken his name or identity and gave it a new identity to pass dirty money.

    Upon knowing the facts still disobeys a TRO filed hours before the sale to stop it and a new court date set to show evidence for relief, tells the court the foreclosure was already done anyway and motion to dismiss should be granted. After presenting a 15,000 check that was made out by a town city council woman whom is a notary working for a lawyer filed an affidavit the loan was done in 2004 and we got proceeds from this so called loan close. In presentment to the court a counterfeit altered check that she post dates the check for 05/10/2014. Not only is it a post dated check for 2 months out but the date is a far cry from 2004.

    Having the check analyzed by a former FBI agent and expert in handwriting confirms the notary made up the check and endorses the back. The judicial system has done nothing to stop them after numerous complaints and the facts in their face. We sit in our home waiting on eviction with something we did not do. Our life and hard work taken, even our identity of a married couple taken and some person or entity created to do dirty deeds. In the strangest banking I have ever seen, loans just payoff way too early we are never told and keep making payments and then to submit federal bonds, clean renewable energy bonds and Construction bonds, Midwestern tax bonds in a 1099 like they paid me money and forced to put on my taxes.

    Our rights to appeal was worthless because no fraud was even mentioned. We wonder where are my rights? Consumer protection and our government seems to think this is a private matter and will not protect me from these crimes. They do nothing. Maybe it is the money behind this shady deal, 45 million to be exact - pooled thru Fannie Mae and linked to my mortgage assignment. We are still in our home. The foreclosure was several months ago and we refuse to leave. Where is justice? Wells Fargo should be shut down and forced to stop taking innocent persons' homes.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 27, 2014

    This afternoon (Sept. 27, 2014) I received an e-mail overdraft notification from Wells Fargo for an account that I knew had money in it. Upon logging into my account, I saw that $800 had been withdrawn, which effectively amounted to every last dime in the account. Panicked, I called Wells Fargo to file a claim. Everyone I spoke to on the phone was extremely pleasant, seemed genuinely concerned with resolving the issue, and informed me that they would investigate and the issue should be resolved within 2 days.

    Still, after hanging up with the claims rep, I remained panicked. I am a 25-year-old graduate student and barely scrape by, so an $800 loss would have been devastating to me. As such, I made the mistake of reading reviews of Wells Fargo ATM/Debit Fraud situations and was inundated with horror story after horror story about Wells Fargo blaming the consumer for fraudulent ATM charges in situations where a PIN number had been used. At this point, I became convinced that I was going to be out this $800 through no fault of my own.

    Less than 3 hours after initially reporting the claim, I received an e-mail informing me that the investigation had been completed and that there was indeed an error and that my account had been credited the full amount that had been fraudulently withdrawn. I cannot speak highly enough for how quickly, efficiently, and kindly Wells Fargo handled this situation and assuaged my stress. Quite frankly, I think that a lot of the negative reviews Wells Fargo has received in similar situations stem from people not reporting fraudulent activity quickly enough, people whose information has not been stolen but rather are being scammed by a family member or friend who had access to the account, or people who had been careless with their account information.

    After having such a positive experience, I felt compelled to leave this positive review amidst this sea of negativity. Far too often, I think, people are only compelled to get online and write reviews when they've had a negative experience, but never document their positive experiences. This is especially true with financial institutions. Rest assured, despite reviews that indicate the contrary, if you find yourself in a similar situation as I was in, so long as you report the situation in a timely manner, Wells Fargo WILL work hard to make sure it is resolved. They did not have to go out of their way to resolve a situation that ultimately worth a relatively small sum of money so quickly, but they did. I cannot thank them enough for working hard to ensure that my account and my money is safe.

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    Verified purchase
    Staff

    Reviewed Sept. 27, 2014

    On 7/11/2014 I went to The Wells Fargo Bank in Haddonfield NJ and sat down with Banker James ** (Store 8923) to go over the 1206 Traditional IRA ($23,967.46) that was left to me by my deceased Mother Helen **. The Account she had was ECN **. My ECN is **. James was helping me fill out the Instructions for completing Traditional/Roth IRA Individual Retirement Plan Distribution Election by Beneficiary of Individual IRA Owner Form. He told me at first that I could Contribute the funds to the IRA plan directly. I agreed and he chose Section A, option 3. After this he realized that this was for a Spouse and crossed this out. Then he told me that he thought Option 1 would be the best because I could receive a Lump Sum Distribution and then just put it into The Traditional IRA faster because I had 90 days to re-distribute the money back into the Traditional IRA.

    I spoke to Veronica ** from Vanguard on 8/11. We were talking about my Mother's Vanguard account and when I mentioned that I had just received a check from Wells Fargo she told me that the IRA was dead and I could only invest $6500.00 into a new IRA and the rest would be considered Income. I then called Jon ** of Wells Fargo who is the Manager of the Call center for IRA's. He confirmed what Veronica from Vanguard said. I then call James ** who assured me that I would be able to take the whole amount ($23,967.46) and put it into an IRA . He said not to worry. Over the next week or so I talked to James who assured me that he would take care of the situation.

    On the 18th of August I talked to Jon ** who actually looked up the DIPR record of the transaction and saw the crossed out option 3 which concluded the fact that there was some confusion in filling out the forms and also that at one point the funds were going into the IRA plan. He pointed out that Option 4 would have been the correct option. Jim ** thought it would be faster and better just to take the lump sum and re-invest it into the IRA, which cannot be done.

    I am still holding the check for this IRA. I am on a limited budget and my insurance will go way up if I count this money as Income. Also I do not want to pay extra taxes on this income all at once. Up until today Jim has told me to hold off on this letter. He insists that the situation will be taken care of. At this point I am sending this letter because he just keeps putting me off. I am aware that the IRS does not upload these transactions until the end of the year and I am asking that you cancel the check and re-instate the IRA so that I can properly roll it over.

    Wells Fargo said it was not their fault and that they did nothing wrong even though the Banker openly admits fault. They also said that even though option 3 was crossed out it did not pertain and they were allowed to ignore it. Sharon ** and Vanguard as well as Scottrade told me that they have until Nov/Dec to report this transaction. They never even mentioned the Banker.

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    Price

    Reviewed Sept. 25, 2014

    Wells Fargo has a strange policy to get you to overdraft. Yesterday I paid $34.94 to Centurylink. It was reflected on my account yesterday. Today, the charge has vanished? When I checked yesterday online I knew today I would be having to write a check for $80 and I needed to put $2 in my account to avoid future overdraft fees. Today, I logged in online to verify how much I would need to avoid the charge. However, the $34 charge was no longer on my account ledger? I went to the bank at lunchtime & they said they confirmed there was no $34 charge giving me the false impression of more money available than was the case.

    I informed them their business practice was extremely shady. I deposited the $2 anyway to avoid the $35 overdraft fee. They stated I needed to call Centrylink and ask them to confirm the payment. I did, and the payment was confirmed with a confirmation number they sent me yesterday. Wells Fargo does this to get you to Overdraft so they can rob from the poor. This practice needs to be regulated and should be illegal.

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    Staff

    Reviewed Sept. 25, 2014

    I am in a constant state of confusion with their online services. One day I will have money and the next day it will say I was charged X amount of dollars for something I was charged for 2 weeks ago. Then the next day the charge will magically fall off or disappear leading me to believe I have more money than I really have. So naturally, going on a quick glance of the funds I have in my acct and believing they already took the money for charge X - I spend the money. Then I get a lovely $35 overdraft charge! Screw these people. It is the WORST bank ever.

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    Price

    Reviewed Sept. 24, 2014

    I had opened a secured credit card acct which they said after a year they were going to give me my own credit card but they never did. After a year they told me they couldn't give me a credit card because my score wasn't good enough so I waited another six months - same story so I just cancelled the card. I had a checking acct with them and they never told me they charge fees if I don't use my card. That's bs. They screw you out of your money.

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    Customer Service

    Reviewed Sept. 22, 2014

    On Sept. 15, 2014 I deposited almost $800.00/check- from an expense account from my employer into my essential checking account with Wells Fargo. I have always deposited these checks-- almost twice a month-- with no issues other than a business day hold. On this particular day, the teller at the window stated there would be a hold because I was overdrawn. I waved and stated "I understood-- a day or two, right???" Not exactly, the day after I deposited my check from my employer, Wells Fargo sends me an alert notification online stating I cannot get my funds from this check until Sept. 24, 2014. That is 9 days from the date of deposit. --- I have checked-- these funds have cleared. Wells Fargo is holding my money hostage.

    I called customer service and they just apologized because I am a little "worked up" and state that I could open an extended line of credit to prevent this in the future. ARE YOU KIDDING ME???!!! I do not want to enroll in another ANYTHING with Wells Fargo-- I have had an account with them over 4 years. If I put money in my account and it clears-- how in the world do they give their selves permission to determine when they "think" I can get my money. Furthermore, how are you going to send me an alert the day after I deposit it that "oh yea, you have to wait 9 days"--- Really????

    I will be leaving the Wells Fargo very soon---- just need to get my money first.

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    Customer ServiceStaff

    Reviewed Sept. 19, 2014

    I've been a Wells Fargo customer for 4 years now. I'm trying to have a good relationship with the bank. But very disappointed, they seem that they do not care or value their customer. Why am I saying that?

    - Customer Service is horrible. My phone works fine but somehow calls dropped many times during talking with them (after I asked if I could talk with a manager).

    - Car Loan Application: I went to the Wells Fargo at 575 W Capitol Expy in San Jose. The personal banker and even the branch manager were very unprofessional. They didn't know what documents need for a car application. Everyday, they asked me for another document. My loan application took more than a week to get a denied. They said they would call me to let me know the updates but they never did (It happened 3 times). When I came, they apologized and asked me for other documents. What the heck service is that???

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    Sales & MarketingStaff

    Reviewed Sept. 17, 2014

    If you want feel like a criminal this is a place to go. They ask any deposit you make into your account. Oh yes it is ok for the lead teller to ask you very personal questions as to why, when and how you meet your fiance. Why do you need the money. To ask when was the last time you was with your fiance. And then barb on scam dep telling me she could have me arrested for the scam and that "you don't need your fiance like that." I feel my personal life is none of their business. They treat you like **. I would not recommend any Wells Fargo branch to anyone. One very upset customer.

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    Customer Service

    Reviewed Sept. 16, 2014

    Just the service, I recommend others like Bank of America. They have never did any wrong and always helped me with anything and everything over the phone without having to go in the bank. WELLS Fargo Cancelled my account for no reason.

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    Customer Service

    Reviewed Sept. 14, 2014

    I am really extremely frustrated from that claims department, I am trying to be polite. They told me that I should call my merchant, call them back and they will reverse me the overdraft fees they charged me (while I have already an overdraft protection!!). When I called back, they directed me to the customer service (as reversal is not their job!!!!!) and they would be able to reverse me half amount after a lot of negotiation. They caused me a very big loss. I really regret dealing with this bank.

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    Customer ServiceStaff

    Reviewed Sept. 11, 2014

    About 4 months ago I opened a personal and business account at WF. From the beginning there were issues. I deposited a large sum from my local bank in closing that account and it took 9 days to clear. I was told to bring a letter from my bank saying it cleared and WF would accept that. That is bizarre. Luckily, I didn't need the money right away. Next, I used their bill pay and was unable to pay from both my business and personal accounts. Called WF online banking and was told-no problem. My account was set up to pay from both. Two months later there was a fee for doing this, paying a business bill from my business account. I went to the local WF and the person there had to call online banking. After 45 minutes I left.

    Later I was told the fee would be reversed but I would have to have 2 separate accounts online to pay from both accounts. I called online banking and was told by the first rep that that was incorrect and she would take card of my problem. After waiting 20 minutes she handed me to someone else who said the previous rep was wrong. I couldn't do what I wanted, without incurring a fee. The employees don't know the rules. From the person who initiated my account, he gave me wrong info-no fees-to the people at online banking who don't even know the way their system works. You just can't trust what the employees tell you. Soon, you will find a fee on your account, unexpectedly. Not a way to run a business, let alone a bank.

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    Reviewed Sept. 11, 2014

    Wells Fargo..... your "internal policies" have a tendency to harm the borrower. I went through a divorce in 2012 and had an FHA loan with Wells. As a part of the divorce, I was required to sell the home which had depreciated due to the market. I offered to take the difference in the loan to value at sale as a new loan. However Wells would have none of that (since there was a government guarantee). From a business perspective.... fine, I can understand that but it was a forced decision to hurt my credit which left me a little sore. The pudding on the cake that has me STILL sore is that their internal policy was that I MUST be 60 days delinquent to perform a short sale (which at this point was my only option). That internal policy is keeping me from qualifying for another loan now two years later even though all payments were timely prior to the short-sale. The big bank mentality which is held tightly by Wells Fargo is such that the borrower must fit into a box regardless. - Bruised

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    Customer ServiceStaff

    Reviewed Sept. 10, 2014

    I place an online order with a merchant in March for a computer. 3 months passed and the merchant did not ship my computer after several promises that it would ship "any day now". I filed a charge-back with Wells Fargo. They contacted the merchant and the merchant provided proof that I placed the ordered. Wells Fargo sent me a letter stating that the claim was closed and that they returned the money to the merchant. I went into my local branch and spoke with the manager who told me they only handle consumer fraud when someone uses my card without my approval. I told them that I placed the order but the merchant never shipped the product. Wells Fargo then said "Sorry, that's not our problem, you will have to get a lawyer and sue the merchant". You've gotta be kidding! He just kept quoting company policies and procedures.

    Funny thing is, I had a friend who also ordered a computer at the same time from the same merchant and didn't get their computer either. They went to Bank of America, and got all their money back. Wells Fargo told me to contact Visa, I did, and Visa told me to contact Wells Fargo because the issuing bank is supposed to handle these disputes. I'm so sick of these bureaucratic corporations. When will they learn what real customer service is?

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    Staff

    Reviewed Sept. 10, 2014

    Twice my wife attempted to close a very small account and move the minimal funds, under $100, to another account, both of which she was a listed name on. She used a Power of Attorney form to set up the account with her mother, whom is in bad health and unable to make transactions on her own. The first time, the banker asked my Wife for an ID and the Power of Attorney form. We didn't have the POA, so we asked why the form was needed when her identity had been confirmed, her name was on the account, and the POA had been copied when the account was opened. So we returned sometime later as we live hundreds of miles away in another community.

    The same banker saw us on our return. Again, she asked for the ID and the POA form. Upon showing the banker both her ID and the POA, she read through the entire form, looked at the signatures, and then read it again and again looked at the signatures. She looked at the ID again and then she announced she need a copy for her files. My wife agreed to this. It took upwards of 15 minutes for the banker to return. In the meantime, the manager visited with us, and asked what our business was. "My mother is dying" said my wife. He basically said words of sympathy, but didn't come across as genuine. Finally she was able to transfer the funds and close the account. In the meantime, we found out upon returning home, the manager had called our home phone number and asked about the transaction. All of this for far less than $100, which was not even withdrawn.

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    Customer Service

    Reviewed Sept. 10, 2014

    On 07/30/14 I made a deposit of $4000.00 at the drive-through window at the Plano Campbell Rd branch location but Wells Fargo put a hold on the deposit without informing me; the Chase Bank check cleared on 07/30 but Wells Fargo continued the hold for 4 days causing overdrafts of 4 transaction stating insufficient funds as the reason although the check had cleared. On 08/12/14 I deposited $2128.06 at the inside teller window at the Murphy FM 544 branch location and my fund were available in real time. On 09/02/14 I deposited $9290.00 again at the Murphy FM 544 branch location ATM. This also was a check drawn on Chase bank account. I was informed that a hold would be placed on the check for 10 day even though the check cleared Chase bank 09/02/14. This has caused thus far 3 overdrafts even though the funds have be validated and cleared by Chase.

    I received a letter from Wells Fargo stating the reasons a hold was placed on my check was because ‘Wells Fargo was in fear of not being paid because of past insufficient funds actions in the past’ which were all a direct result of Wells Fargo placing holds on my deposits without my knowledge, but were of course all satisfied because you guessed it, Wells Fargo controls my assets. So why the fear on not being paid if you control my monies?

    From my point of view this is criminal behavior but I know what I think means nothing to Wells Fargo or the federal law. It is all rigged for the ‘Too Big to Fail’ banking system. They can do as you please as long as they have some type of ambiguous policy listed on your customer service web portal.

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    Reviewed Sept. 10, 2014

    Don't rely on this app to give you an accurate balance! I should've known when I saw the "balance" of my account go up by $60 that I was once again being misinformed. For whatever reason, this happens quite often and just about every time I trust the balance to be true, I overdraw on my account. I thought this was a better way of tracking my finances but it's not. Going back to the traditional way of writing every debit and credit transaction down and keeping track the "old" way. It's unfortunate in this day and age. The bank refuses to look at the flaws of their system and is very unhelpful, to the point that I believe this is being done to purposely cause overdraft fees. Changing banks.

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    Staff

    Reviewed Aug. 30, 2014

    She set up a business acct with credit card machine and my business wasn't ready for one and told me only Wells Fargo would be withdrawing 35.00 a month. I could handle that but once I got the card machine then First Data also was going to withdraw 74.00. I was never told that so the two merchants was draining my checking and savings acct every month. The Wells Fargo lady Faith said she was happy to know that info and now she can make sure all other clients will know and she can do it right for them but for me. I just am out of luck. And have to have bad credit now due to her and by her not knowing what she was doing in her job. Faith should not be working at a bank.

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    Verified purchase
    Customer Service

    Reviewed Aug. 28, 2014

    I placed a stop payment on a check 8/20/14 at Wells Fargo's online banking website for which I was charged $31. I stopped payment on the check because the company involved did not complete the job I contracted them to do. The name of the company and amount are clearly written on the stop payment request which was done online. I called the bank that same day and spoke with a gentleman (Michael) on the phone who verified the stop payment was in place and it would be taken care of, that I had nothing to worry about!

    On 8/22/14, Wells Fargo paid the check! On 8/23/14, I filed a claim for reimbursement at which time I was told by the bank representative (Enjole) that the money should be refunded to me with no problem at all! I have spoken with 11 different people in the customer service center and the claims assistance center. I was told yesterday the claim is closed and Wells Fargo will not refund my money because the check number was one digit off! They also told me that there is no "guarantee" when one places a stop payment request - even though it is listed under "Account Services" and I was charged $31 for the stop payment.

    Do I have any recourse at this point? The Order Number below is the reference number given to me for my claim for reimbursement. I am a widow and a senior citizen. I had to call another company to complete the project and this has left me in a real mess financially! I do not have any money to speak of, but I am prepared to take them to court if I need to! Thank you!

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    Sales & MarketingStaff

    Reviewed Aug. 28, 2014

    My husband had to cash a check at Wells Fargo a few times. Each time he was charged a fee and harassed by the tellers to open an account. He declined. We already had been banking elsewhere for 15 years. He was on his lunch break trying to leave the bank and the teller ran after him to the car where I was. In a rush to get back to work, I ended up staying behind and was forced into opening up a checking & savings account. Three weeks later I was denied ATM use. As it turns out I was put into an opportunity checking account with restrictions and was not aware of it. This I find out after all our direct deposits have been transferred.

    I am so angry! I can't make deposits unless I go into the bank, not even a telephone or online account deposit can be made. I am only able to withdraw $300, and have to wait days for check clearance. I was completely able and with no banking limitations for the last 15 years where I was prior to this scam at Wells Fargo. What a piece of ** place to do business. I have a feeling it's not going to be so easy moving to another Bank. Trickery and harassment is their Method.

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    Reviewed Aug. 27, 2014

    Wells Fargo is very unprofessional... I had over $200.00 stolen out of my account from an ATM & they told me that there was nothing they can do. I ask them about the camera on the ATM, they said they don't do that type of investigation. Well, I was disappointed in their action. After that experience, I kept a close eye on my account then notice Wells Fargo's been taking $10.00 every month for 3 years out of my account because I don't have direct deposit... What a ripoff!!!! I been with them for six years... Note to Wells Fargo: If the account not free anymore, it's best to let your client know before taking money out of their account. Wells Fargo is a thief and they do nothing if a thief steal from your account!!! So beware and keep a close eye of your money!!!

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    Customer ServiceStaff

    Reviewed Aug. 23, 2014

    When cashing an insurance check, I was treated extremely rudely by the drive-thru tellers on August 23, 2014. Even though we have dealt several times a week with this branch, they demanded a driver's license. Both my husband and myself had signed the back of the check, and we are both signers on our checking account. The discourteous person acting as a teller was the BRANCH MANAGER of the Ozark, Alabama facility. What has happened to Wells Fargo that a person totally lacking in customer service skills would be made a branch manager?

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    Price

    Reviewed Aug. 20, 2014

    My fiance works and has child support taken out every pay check. I have a joint account with him and a separate account of my own. The other day he had checked on the account and noticed that it was minus $125... That was a shocker because we had not use the account for over a week and knew there was no money in there, until next payday. I did my research, only to find out that child support checked to see if there was money so that they can take it (even though the support comes out of his checks). Well, there was no money in the account and the WELLS FARGO charged us $125 for that. I was so furious that they charged that ridiculous amount for nothing. They keep telling me that there is nothing they can do. It's a legal thing... We are going to close these accounts. I am SICK of the charges and the other rules for having an account. This company does nothing but rip you off and open up accounts that no one needs, while charging you here and there.

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    Reviewed Aug. 19, 2014

    Most of the problem lies with the Corporate Wells Fargo. This corporation is soo big that they don't care about the little guy. Us small businesses! They wanted me to keep doing online automatic bill pay. I don't have the luxury of doing this, coz bank balance goes up and down too fast. I wish my mortgage with Wells Fargo was with another bank, coz I am always trying to keep my loan/store mortgage current according to their calendar. I have record of my personal mortgage each month, and they have a different record of what I have paid! This is ALWAYS very frustrating. I am very very dissatisfied with the way they handle the loan situation. I wish Wells Fargo would go away! I hate to deal with Corporate AMERICA!

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    Customer ServiceStaff

    Reviewed Aug. 18, 2014

    I started my account with Wachovia in 2002, they were bought out by Wells Fargo. My customer service experience has gone from very good to terrible since the buyout and new Wells Fargo policies have been put into place. I strongly suggest that you go with a more reputable banking facility. I have all conversations recorded involving this recent cut-and-dried matter should anyone be interested in what you will receive as a client by Wells Fargo when you need to count on them.

    I had a very simple dispute, I had to speak with no less than 5 different representatives, most of which refuse to identify themselves. If you are providing a valid service why would you not stand behind your work by identifying who you are with an ID number at the very least? A red flag right there and Wachovia representatives never had a problem letting you know exactly with whom you were working with, which provides comfort and when you call back to follow up you can clearly state with whom you worked with previously.

    A very simplistic debit card dispute has been made into a much larger hassle than required, with very rude and insulting customer service reps on top of it. I called today to close the dispute I opened because I was able to get it resolved with the merchant myself. I spent 20 minutes on the phone to extremely rude customer service first by Lia ** in the Claims Department. Then I had to escalate it to Jordon (refused to provide any other information) due to absolutely unacceptable conduct by Lia. Jordon only continued with rude behavior, completely unprofessional and insulting in his demeanor. I still have no idea if the claim has been closed which is all I was trying to accomplish and get money back to Wells Fargo that I had received in a provisional credit. Take your business elsewhere... After 12 years with Wells Fargo, they treated me and evidently treat their clients as if they are disposable.

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    Customer ServiceCoveragePrice

    Reviewed Aug. 16, 2014

    The WF in Haddon Twp tried to steal my money. I deposited 1,000 dollars into my checking acct and made sure to get a receipt. The $ never appeared in my acct so I called the bank. After various calls and a frustrating in-person visit to the branch (in which they acted like I was bugging them because they said they'd get back to me by phone about the missing money- yeah as if I am going to be patient about this?!) they told me that according to their records I had rec'd the $ in cash. When I checked my receipt, it said "cash received." Who checks their receipts? If you don't, check yours! They said they had to review the videos to see what happened and in the meantime, I just had to wait.

    All of my bills were supposed to come out and I was panicked. This big super giant bank wouldn't even cover this measly teacher's (me) late fees and bills in the meantime. After a WEEK, they finally returned my money with only an apology. Worst bank ever. Also: A few yrs ago, when I was very tight financially I got a cc with them. The interest is 23%. My credit is 714, not even bad. I tried to reapply for a secure car loan and they offered me 20%. What a ** joke. Get out of WF if you can! Used to like them when they were Wachovia. Look into a student bank if you can or a credit union.

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    Reviewed Aug. 14, 2014

    I went with my elderly parents to the Wells Fargo located in Comfort, Texas on 8/13/2014. We brought Wells Fargo a copy of the insurance cancellation notice from State Farm that we had signed requesting the cancellation, because we decided to combine our auto and homeowners policy with same company to save money. We were told by Brenda at the Wells Fargo in Comfort, Texas that they could put a stop for a $31.00 fee but if the insurance company tried to withdraw a different amount other than the usual $110.13 monthly, then Wells Fargo would be obligated to pay the insurance Company. Then my elderly parents would have to go to State Farm and try to get reimbursed from them. I know from personal experience if I tell my Bank Manager to stop payment from a specific Vendor they WILL NOT pay them, period!! I was told it was a Wells Fargo policy to pay vendor since they were given your account number by you. The Bank manager Diana ** offered to waive the $31.00 fee but could not guarantee the stop payment if State Farm tries to withdraw money from account.

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    Customer ServiceStaff

    Reviewed Aug. 13, 2014

    I am compelled to write about two situation in the black area. The first located on Columbia Dr... I was called by a employee that work there demanding that I move my money to make more money. I advised him that I was not interested and he continued to harass me over the phone for more than twenty minutes. I called the Manager of that branch and advised him and asked him to contact me as to what he was going to do and have never heard from him. The second branch located on Flat Shoal Rd in Decatur, GA. The manager there has little customer service skills - in fact I was advised by one of his reps to asked him a questions about a two party check that I needed clarification on and he disgraced me in front of the whole office.

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    Reviewed Aug. 13, 2014

    Numerous fraud charges placed on my account for months. Called and reported the unauthorized charges to Wells Fargo. No resolution.

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    Customer ServicePriceStaff

    Reviewed Aug. 12, 2014

    A good friend of mine had rented to me for many years. He had passed away at 81 last October and had no will nor deed. I had called a veterans home loan representative in Des Moines, Iowa to learn if I could purchase this house through a short sell. He then looked the file up and had quoted a short sale price to me of $112,000 of which was very reasonable to me. He later denied his offer.

    The case was then sent to another sales rep. in Richmond who would never quote a price to me as she had lied to me and mislead me into believing that she was working with me to purchase until lawyers started sending letters to the homeowner and I can be certain that they knew beforehand that the owner was deceased. After many letters came, they started sending dates for the house to be auctioned. It ended up being auctioned on July 17th in the amount of $73,000. I had already filed complaints with the headquarter offices of the Wells Fargo Bank and one lady was supposed to have investigated why I had been lied to and mislead while seeking to purchase this house. She never returned my calls.

    Later, I had contacted a lady in a sales management position at their headquarter office in Des Moines, Iowa who had told me that she would try to help keep me in this house. I had received a letter from her on May 29th of this year stating that she was working diligently to keep me in this house. I had felt a sigh of relief for a short while until I had been notified that this house was up for auction for June 17th and then this house was auctioned for $73,000.

    At the end of July, I started a nightmare of an experience with the Business REO Services, LLC in Chesterfield, Virginia regarding my eviction. The individual representing the people has subjected me to an unreal experience of harassment, intimidation, various agreements to sign of varying offers and threats of eviction. The rep. once entered my home at night uninvited and when I had confronted him, he acted as though he was very confused and didn't say anything while he stood in the doorway of my living room.

    He hadn't knocked or rang the door bell before entering. This guy even suggested that I had a woman hidden somewhere in this house and he wanted to know where. He had suggested that he knew she was taking good care of me and he continued to dwell on this subject. Later he had confronted my cousin who had come here to help me take some junk to the dump. He then proceeded to dwell on the same subject and then told my cousin that his truck was real nice and he bet that he could haul plenty of women around in it.

    About a week later, this same guy had come here and had told me that a few years back, a lady and her kids were being evicted. He then said that she had called the police on his for sexually handling her but charges had been dropped since her kids didn't see him touch their mother. Something is very wrong with this whole picture and I have been very depressed and stressed to the max over all of this.

    I hope that the Wells Fargo Bank is happy now that they have made my life hell and then helped put me in a situation of such uncalled experiences with these people who are having me evicted. My blood pressure often stays very high with chest pains and serious nerve problems. I'm afraid to go to the VA Hospital due to foul treatment earlier and I don't want to leave my dog. If anyone can suggest proper sources for me to seek help with these people, I would truly appreciate it.

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    Customer ServiceStaff

    Reviewed Aug. 12, 2014

    After occupying and paying a mortgage for eighteen years, we unfortunately fell behind in a couple of payments. We sent them a payment the third month and was told that they would not accept the payment and that we were now in foreclosure. We attempted several times to contact them, but there was no response. We hired lawyers from the Mortgage Law Group who were supposed to be our liaison. After several months of producing papers that seemed to always have to be replenished, we became very skeptical of what was going on and so we began trying again to contact Wells Fargo. We never were able to speak with our loan officer or would she return our calls.

    We eventually lost our property and were told that we did not have the proper paperwork turned in and it was too late. We then found out that the lawyers that we had hired were scammers. We immediately wrote a letter to Miss Lisa ** and within 12 months we received our money back from the Law Group. I feel that Wells Fargo had no intention of working out a modification as they had led us to believe. Not only am I left without my home, my credit is ruined and I feel that Wells Fargo had no intentions on working with us. I don't know why institutions like Wells Fargo are able to get away with this crime. I worked hard all my life and they couldn't even respond.

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    Customer Service

    Reviewed Aug. 12, 2014

    My account was $289.32 as of 08/11/14. I checked my account today and had an available balance of $45 and some odd cents. I had written a $200.33 check to cover my Sprint account and a $81.50 check to cover my utility bill. Meaning I had enough to cover my bills. Wells Fargo customer service tries telling me that I was short by .61 cents due to a pending Netflix charge of $8.65 that posted last Thursday! I snapped. It didn't take a detective to see that this bank steals from their customers and do so willing. I demanded my $36 be returned to my account and was denied. I requested the manager's number and was refused.

    I informed the manager I was heading over to the bank to shut down my account and hung up on her. When I got to the bank and demanded that they shut my account down and give me my available funds, I was shocked to see that my available funds included the $36 dollars they robbed from me. Not only that my bank ledger no longer displayed an overdraft charge or an over draft return! Go figure. Do not bank with these crooks.

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    Verified purchase

    Reviewed Aug. 11, 2014

    Today I went to Wells Fargo to cash a check given to me by my sister as a birthday gift. The teller told me there would be a $7.50 charge because I did not have an account and the check was in her business account. When I protested the teller told me I could open an account and not be charged the fee. I actually had thought about opening an account because the bank is near my home. But after paying that fee, not only will I NOT open an account, I will encourage my sister to move her business account.

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    Reviewed Aug. 10, 2014

    I used their Atm for the first time and charged a fee that I never agreed to called "inquirer fee" on top of the $3 fee I agreed to. And put my own account into the negative. I met with their manager who I showed my receipt to showing I didn't agree to it. And had a conference call with the manager and my bank. Agreed that it was a mix-up an overdraft in overdraft in overdraft fees that shou.. the manage the manager tried to co with Wells Fargo.

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    Customer ServicePrice

    Reviewed Aug. 8, 2014

    I had some plumbing done over three years ago that was financed through Wells Fargo. I chose the 'no-interest-if-paid-off-by-such-and-such-date' deal. On my last statement, I suddenly noticed that $600 in deferred interest had been applied to my existing balance. I was stunned. I pulled out the previous statement and sure enough, I failed to notice that the expiration date was approaching and I had to pay off the balance.

    Here's the rub: I had assumed, perhaps foolishly, that the minimum payment amount appearing on each bill would be sufficient to pay off the loan in time to avoid interest. Since I'd been paying off this loan for over three years, I was not in the habit of examining each statement closely. Like everybody else, I have many bills to pay. To complicate matters, a second plumbing job I had done was financed by Wells Fargo and appeared on the same statement as the first job. So, my balance was high enough (over $2,000) that it failed to trigger a high-alert signal in my brain.

    Anyhow, I was... annoyed, to say the least. Looking at the previous bill, I did notice that it did have a special terms expiration alert. It was in bold type - but so was half the information on the statement. No doubt Wells Fargo complied with regulations requiring that the consumer be informed, blah, blah, blah. I'm an applications developer and I know a little something about user interface design. There's NO question in my mind that, although the necessary information was supplied, the billing statement was deliberately designed to NOT bring attention to the impending expiration date. A larger font could've been used. A different color could've been used. The impending expiration could've been placed in a prominent position on the statement so that the customer most likely to notice it. None of this was done.

    I called customer service to complain - not expecting to receive satisfaction but to simply vent my frustration. I got on the line with some condescending punk who no doubt makes minimum wage and most likely still lives at home with mommy and daddy. Five days after the expiration date, I was fully prepared to pay off the remaining balance, but perish that thought. I would love to know how many poor schmucks fall into this trap. *Avoid HOME PROJECTS VISA and WELLS FARGO FINANCIAL NATIONAL BANK like THE PLAGUE.* Oh, incidentally, the interest rate I was (somewhat) tricked into paying is 27.99%. How... the... hell... is that legal... Is that not usury? I'm extremely organized, but... lesson learned.

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    Reviewed Aug. 8, 2014

    I open a CD account with Wells Fargo back in April. Now I want to retrieve the funds. They don't want to give me my money and I have proved to them that my account has been funded. The manager harass me treating me like a criminal. I would like to know what to do.

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    Customer ServiceStaffProcess

    Reviewed Aug. 8, 2014

    The most unprofessional and incompetent bank in the Western Hemisphere. My credit score is 820 and still can't close on a 100,000 Dollar home loan after three month. This institution has an 11 year record with my previous mortgages. I score a perfect score with them. I truly recommend everyone to stay away from Wells Fargo and shop somewhere else. The home mortgage people in Charlotte, NC are beyond incompetent and make up excuses, while misplacing paperwork for weeks. Thus missing deadlines and invoking the whole process from the beginning. I will personally start a blog "Stay away from Wells Fargo and RUN!!!" I am glad to post my personal phone numbers there and give out free advice how to avoid them. They all should lose their jobs over this. Mark my words - you’re better off with a LOAN SHARK! Channel 9 Investigates is where my journey will start to involve mass media in the Charlotte Market. The same time I will write an op-ed to the New York Times and later at the San Francisco Chronicle.

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    Customer Service

    Reviewed Aug. 2, 2014

    Talking to customer service is like talking to chalk. Do not use their payroll services. Just informed by the IRS they haven't received my quarterly reports since 2008 of which Wells Fargo apparently filed and paid from my Account. Money missing. And zero help from customer service. Stay away.

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    Reviewed Aug. 1, 2014

    We will never choose Wells Fargo for our banking or lending needs again, ever. We recently decided to go with Wells Fargo for our banking since they have locations all over. We figured, "hey, we have a home mortgage with them, let's try them out." Their supposedly interest-bearing and high-yield accounts have crazy hidden fees and too many rules to keep in check. If you are not vigilant, you will see them draining your account for various reasons.

    In our continued foolishness, we attempted to refinance our home through them. They made many promises to pay for related expenses (appraisal, closing etc) but in the end, they dragged their feet getting the paperwork through until they insisted we had to pay an additional $700 to "extend our rate lock" even though it was because of their ineptitude that we were nearing our rate expiration. (Actually, we were ready to sign within our agreed period, but they would not release paperwork because they wanted to write up the rate extension fee addition anyway - argh!)

    Our happy ending left us $400 in the hole to them, but Quicken loans has gladly agreed to pick up the pieces, and the tab for a new appraisal and closing, along with a lower rate than the one we "locked in" with Wells Fargo. Beware! Wells Fargo has a cute logo, a friendly exterior, and a lot of money, but they are NOT your friends!

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    Customer ServicePrice

    Reviewed July 31, 2014

    I opened an account here to have a local bank to handle my finances and the problems started immediately. I deposited the minimum required balances to avoid monthly service fees but they determine your minimum balance as a monthly average. Since I opened the account in the middle of the month, the monthly average was lower than what I initially put in. So they charged a $10 monthly service fee without my knowledge, and then continued to charge $10 monthly after THEY had caused the balance to be less than minimum amount required.

    I asked that someone please replace the money that had been taken but they told me they couldn't do anything to help. They simply took advantage of me and then told me that I should have been paying more attention. When I called to complain to a department, I was told to submit my complaint in writing because they don't have a complaint line to call. Don't waste your time or money at this company masquerading as an honest place of business, they only want to take your money.

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    Customer ServicePriceStaffReliability

    Reviewed July 31, 2014

    I want to start off by saying that I bank at Bank of The West and I LOVE them! I encourage all of you to close your WF account now, and bank ANYWHERE else! Wells Fargo is my 'second' bank (Thank God) and only bank there to receive my Child Support Payments (long story). I filed a claim because the company I ordered my daughter's $223.00 Prom Dress would not send me a return form or return address. After weeks of not hearing back from WF, they closed the claim because I didn't mail the dress back? What? I filed the claim because I COULDN'T return the dress! I finally received the return address from the merchant, and I informed WF that I will never see my money once I return the dress (especially now that I've reported the merchant) but they insisted I return the dress (To China -btw).

    Sure enough it's been 5 weeks and no refund, and get this ....WF won't open/reopen a claim because I already filed a claim. OMG! What a bunch of idiots. I still can't understand why they couldn't do a charge back? I received a second hand (I found out that they are a second-hand shop, selling $19.00 dresses for $223 plus+) defective dress in the wrong size. I had to pay for shipping two ways for their mistake. I KNEW that I would never see a refund. But Hey, WF insisted I return the dress! I'm out $223.00 and no help from WF! It's okay I am protected by Federal Law. Since WF doesn't care about the Fair Credit Billing Act (FCBA) as I do believe they violated the FCBA ...I'm filing a compliant with the Federal Trade Commission against the merchant as well as Wells Fargo. Or I could also sue them, not sure yet.

    I wrote to David C Irmer (VP for Claims). It was a nice detailed letter about what had happened with my claim (which was NOTHING) and to let him know about how broken his process/procedure are as well as his people. I never heard back from this man. I've been in the Customer Service Field for over 25 years, as an hourly employee as well as management for many many years. I have never experience such poor Customer Service, rude treatment, arrogant & immature employees than those that work for this sad excuse for a bank : Wells Fargo. Oh and btw it's the only bank that will steal $10 from my account each month? I don't get it....

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    Customer ServiceStaff

    Reviewed July 30, 2014

    Helped me in every way. Best customer service. Cash Loans and everything else I asked for.

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    Punctuality & Speed

    Reviewed July 30, 2014

    Wells Fargo reported a bankruptcy on our unsecured personal loan we have with them, when we had not claimed bankruptcy. My wife and I have decided to refinance our home. Everything was fine until our loan officer had pulled our credit report and noticed Wells Fargo had listed bankruptcy on the personal loan we have with them. We opened the loan in 2012 and set it up with auto withdraw. Every payment from due date one to present is "Paid as agreed" not one late, ALL ON TIME!.. Now Wells Fargo will not help us out with the mistake they had made. All we need is for them to send us a letter stating that the account is Paid As Agreed and there is no bankruptcy, but they wont. We must fix our own credit which will take up to 30 days. There go our rates and credits...

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    Customer Service

    Reviewed July 28, 2014

    This bank places holds on money transferred from themselves - 4 days holds. This bank is a rip off. Customer service sucks dead fish. Terrible, terrible bank.

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    Price

    Reviewed July 26, 2014

    I had two CD accounts plus a nominal ($50) checking account (to allow me to obtain CDs at promotional interest rate). Initially I received paper statements but after a year or so I switched to electronic (to save the bank money and to be greener). After several months, I stopped checking the account online because basically CDs don't change except to accumulate interest. It was for me not something that needed monitoring.

    One CD matured and I cashed it out in March 2014. I still had the other one, but this dropped my total balance below $30,000 and so unknown to me my checking account starting incurring monthly fees of $30. I was unaware of this until I got a letter that my account was closed due to overdraft on an inactive account. It was 4 months of fees = $120. Since my checking balance was $50.03 (one cent interest per year), my overdraft was $69.97. I was told to settle this or the matter would be sent to collection agency. Now, the person who handled the cash out reviewed my account on his computer. Certainly he must have seen that monthly fees would kick in when my total balance went down, but not one word was said about it.

    The day after I got the "account closed" letter, I went to the local Wells Fargo branch where I was informed about the monthly fees leading to an "overdraft" and account closure. Moreover, because the account was not closed, they could not refund the fees (although it was they who closed the account). When I got home from the bank, I found a letter from a collection agency demanding payment of the overdraft amount! Two letters in two days! Clearly the matter had been sent to collection before I even got the first letter! Needless to say, the tone of such letters is insulting at best. I have decided that I CANNOT AFFORD TO BANK AT WELLS FARGO.

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    Reviewed July 23, 2014

    Their statement online shows you one thing and the one in the branch shows you something else in the week of July 17 to July 23, 2014. One hundred dollars went missing from my account, and sometimes two transaction are pull out without me making them. I went to the Branch and they did nothing for me and my money is nowhere to be found. They are stealing money from the clients thinking we all are not checking our accounts on a daily base or when we make transactions and payments.

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    Customer Service

    Reviewed July 23, 2014

    I deposited a check on a Monday and was told they would hold it 2 days before releasing the money. The next day I checked my balance and saw where they put as hold on my check for 10 days even though the check cleared. This is the most corrupt bank ever. To think they took all that tax money and they turn screw the little guy. I called the branch mgr who's yet to return my phone call.

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    Customer ServiceStaff

    Reviewed July 23, 2014

    They have awful customer service. I had a check from a family member but it was made out to my nickname. After 45 minutes of being shuffled from one desk to another I took my check and left. They treated me like a criminal! I was so upset. I took the check to Chase and had NO problem! Next complaint. They allowed $4,000 in fraudulent charges to go through on my account. How can they best useless? See me at Chase. Never go to Wells Fargo.

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    Customer ServicePunctuality & Speed

    Reviewed July 22, 2014

    On July 18, I deposited a large check. David the teller said the bank would hold $4800 until 7/22 w/ the balance available on 7/29... That was fine... When I went to fill up w/ gas and go pay my bills... my debit card was declined... I called the 800# and was told nothing was available till the 29th... When I called the branch I deposited the check with, I was told "The back office extended the hold... the entire amount." Complete BS - now bills will be paid late. Going to pull my business...

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    Staff

    Reviewed July 19, 2014

    We have been clients with for a while and almost guaranteed, every time we deal with WF, we end up miserable, angry and frustrated. It is a mystery they are still in business, with dated systems, HORRIBLE customer care, having an ability to piss off clients in a heartbeat, a natural ability to mess things up - even the simple things. If you had half stars, they would get a half out of five.

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    Reviewed July 18, 2014

    I was customer of Wells Fargo bank. Once I went to bank and noticed my account balance is zero. I asked Rep at banking center why my account balance is ZERO, they said they used my money to maintain my bank account. When I opened this checking account, Rep clearly told me there will be no service charges to maintain my account. Last couple of years, I was out of country and now I have zero balance. I asked Banking Manager to put $500 back to my account with interest and reactivate my account. No one want to listen. I will highly appreciate if someone can help me resolve this issue.

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    Customer ServiceStaff

    Reviewed July 16, 2014

    Customer service representative begin the spiel with, "We provide you with EXCELLENT customer service. How may I help you today?" That should be a red flag when they tell you they provide EXCELLENT customer service... NOT! I really do not ever hang up happy... always frustrated. I just wanted to make my house note. I did not have the acct number available and called the number listed on my bank statement. The representative told me I was originally a Wachovia mortgage (yes...) and transferred me to another department,. They in turn told me I needed to speak with another department, which was the department I originally called.

    So 15 minutes later and 3 customer service representatives, I am back where I started. I did not want all the extra lingo at this moment, just pay the mortgage. He immediately started with the $20 fee to process the note. I stated, "After 15 minutes and 3 representatives, I believe I would start the conversation with we will gladly waive the normal fee for you." When I asked, he stated that was a fee that could not be waived under any condition... Really, under no condition, really! It amazes me there would be a fee to begin with as it cannot be more costly to process over the phone than at a bank location or online. I have many other accounts that have no fee to pay by phone... Do not insult me, please. Now 25 minutes later the transaction took place with me a very frustrated customer!

    2nd issue I have with them is how long it takes for a deposited check to clear. I use other institutions that credit it immediately. I made a night deposit and then used my debit card 24 hrs later to find out I had an overdraft fee because the deposited check had not cleared... I learned the hard way and to no kindness when I addressed the issue with the head teller... who stated all institutions had different policies. Most banks are not there for the loyal customers they have anymore... I do remember the days when it was different and phone call were made to truly help you out (and I am only 50).... This institution has lost sight of that along with other large operations. Really Wells Fargo is no different... They just tell you they are. The greeting "Welcome to Wells Fargo" as you enter is really not a personal greeting, just eyewash!

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    Reviewed July 16, 2014

    Wells Fargo employs sexist tellers and managers at its Coopersburg, PA branch. The bank insisted that I could not Deposit a check made out to and endorsed by my wife into my account. I went to another branch of Wells Fargo bank at which a male teller had no problem making the same transaction.

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    Staff

    Reviewed July 16, 2014

    My beautiful, smart, hardworking daughter who graduated Magna Cum Laude in 2013 with a Bachelor's degree in Risk Management. She secured a great job right away, but had to move to another state which now meant rent, food utilities, insurance, car etc. Soon after graduating and moving the college loans started pouring in... I said, "Don't worry. They will let you consolidate your loan into a manageable payment." First she consolidated a federal loan with no problem bringing her payment to a reasonable amount. Second was the private loan through Wells Fargo....

    Well, 6 months into it and they will not consolidate any of her loans which have now reached a ridiculous amount of $72,000, bringing her total debt to over $100,000. She has tried everyone in our family as co-signors and not one was good enough for Wells Fargo standards or anyone else's for that matter. They want almost $800.00 a month from her, which can change at anytime due to the variable rates on some of the loans. I am not a credit worthy as a co-signor nor is my Husband, Father, Father-in-law, and son according to Wells Fargo. I think they were never going to let her consolidate, ever!

    I always honestly believed that education would mean opportunities and financial freedom. She is filled with anxiety and doesn't understand what she did wrong to have to start out with such a heavy weight on her shoulders. I know there are thousand of young adults in the same boat according to all the research I have done. I wish I could go back in time and been more educated in the student loan process so maybe I could have figured out a better way to borrow money for school but it is too late for that now. Wells Fargo has no intention of helping student loan borrowers with consolidation. They SUCK!

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    Reviewed July 16, 2014

    Currently, I still have an account with Wells Fargo, but I would like to share my story of a situation that occurred in 2012. One day, I inquired to a teller about obtaining free checks. I didn't have time to meet with a banker that day. No changes authorized. On my bank statement for the next month, a new checking acct was created. I immediately called the bank and was forwarded to the Fraud dept. The teller had forwarded my info to a banker, who then created this new acct w/out my permission. Apparently, a branch has a quota for opening new accts. The bank rectified this, but I never expected to encounter this since I've been a member starting with First Union. What if there was a minimum that needed to be met and I wasn't aware of it?

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    Contract & TermsPrice

    Reviewed July 16, 2014

    I called Wells Fargo regarding a car loan. On Friday, July 11, 2014 and on Sunday at 10 am Christopher ** called me back from the car loan dept. and assured me that Wells Fargo would help me. I explained to him the one issue I had on my credit was no fault of my own. He informed me that he would explain that to the underwriters. The car I chose was from Concord Cars, Inc., out of Elkhart, IN., a 2008 Uplander, total cost to finance was $10,300.00 Dollars, he informed me it was at 120% too much and I needed to be under a 100% for the underwriters to approve me or they could not help me. I kept looking.

    Today I found a Van that meet the criteria to get the loan and he tells me I need a Co-signer. The problem I have with this is I have banked with Wells Fargo for 8 years or more, why would you waste my time to look for a car and meet the criteria and you tell me I need a co-signer 3 weeks after you tell me I can get the loan. I spent my time and money looking for this and all he had to do is tell me that my banking business and loyalty was not enough due to my credit score and history. I burned the bridge at Concord and now I don't even get to get the van that I searched high and low for to meet Wellsfargo terms. Christopher ** out of Minnesota, be honest to customers and do not lead them on. Talk with your underwriter prior to sending out pipe dreams. One more question, is it because I am black?

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    Customer Service

    Reviewed July 14, 2014

    The customer service here is absolutely terrible! Stephanie, the customer service manager I spoke with when I called, was extremely rude! I will never deal with this bank again!

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    Staff

    Reviewed July 14, 2014

    I applied for a loan to buy a new Yamaha Waverunner. The representative phoned me to let me know that the loan was approved. She told me the interest rate and which branch to go to sign the forms. I then sold my older Waverunner. Then when I went to the branch to sign the papers it had been declined. When I spoke to the rep that told me it was approved she said that it was on Friday but not (Monday) it is not. "Oh well". (I would not have sold my used Waverunner had I not been told it was approved. Now I don't have anything to go out on).

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    Customer ServiceContract & TermsStaff

    Reviewed July 12, 2014

    I started a business and have used them for years. They recommended I go through their credit card visa company of member services. I trust them and use them and got screwed over. I was supposed to have signed a two-year contract, with no monthly fees and other charges and got charged services and they sign me up for a 4-year contract instead. When I tried to fix everything and ask to buy a loan for me my contract was 4 years, not so. It took me two months to get the representative from the contract visa company to call me back. At that time they refuse to do anything about it - even know their persons misrepresented me and was fraudulent.

    When I contacted the bank to fix the problems that they are sourced told me to use comma. Even though my banker know I only applied for a two-year contract, he changed his tune. I assume, after he got yelled at by the branch manager for standing behind me as a customer... That is the only reason I can think that the banker went from being on my side to not when it came time to cancelling the contract. The visa company called me back 3 times in 2 months and never bothered to tried to fix it because he made off with over 3-4 thousand commission. After using the bank for 16 years, I am no longer keeping the bank as once you steal and lie to me using my money, you're no longer trusted. I am in the process of pressing criminal charges to the police department for fraud.

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    Customer Service

    Reviewed July 10, 2014

    I lost almost $20K this time when Wells Fargo took over Wachovia. This all took place while a Dr. was killing my father who gave him Levaquin. Now I have the name and account # and records but $4500 I deposited and an account opened that I could not figure out. I have been sick with Chronic Pancreatitis. Wells Fargo also stole Stocks I bought with an account I opened in Boulder on Pearl St. Had $69K in one account, Putnam Growth and Income B. I cashed out in Aug, then told by the banker claimed HE did not think that was a good idea, then claimed it went down to $29k by Oct?

    But I checked now before I could not check, that did not go down and I was missing $44k so bought stocks in the '90s and out of Courtesy, I called the Banker assigned to me, left a message what I did and my account # . He intercepted that huge Profit by claiming that I had let a message For that idiot to buy but I did not! This last one in Houston claimed I was taking out $700 a week transferred into an Unknown account, opened by a Woman At Wells Fargo - no signature along with a signature taking out the $650 twice a week with a Fake Signature.

    I am supposed to file with the FCC or another alphabet agency. Now I have all dates and copies of this fraud. I was told all were fired for stealing money from Accounts but none went to jail and Wells Fargo refused to look into this. They actually hung up on me when I finally found out at least one Banker name listed as opening the mystery account, now solved! WHO do I call, FCC? FAC? FCCA? Yes, a bit confusing. But this cost my Son his life because my money was gone!

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    Reviewed July 10, 2014

    My mother passed away 7 yrs ago and my father, 2 yrs ago. My brother is the executive of the will and this was submitted to Wells Fargo. He has made the payments on time for the past two years. Now they say they don't have any proof. He wants to refinance but they will not work with him or send him any papers showing that he has been paying.

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    Customer ServiceStaff

    Reviewed July 9, 2014

    Called to ask about my account that was supposed to be closed. The customer service person Monica said she will close the account, asked her if it was the

    #.... She said no, another account. Turned out it was my daughter's account which had my name on it and which the day before another customer service person told me I can't remove my name from without my daughter's notarized letter. I said to her, "You closed my daughter's account." Monica became belligerent. I asked her to transfer me to a supervisor. Supervisor was very apologetic, said can't reopen that account now. My daughter lives overseas, used the account to pay her student loans, had that account since it was opened when she was a little girl. Now she won't be able to open an account in the USA. What can we do????

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 8, 2014

    Wells Fargo has successfully put my 64 year old mother in a bind. It's an absolute disgrace. On a loan due in 2033, she was 4 months late and they charged her 5 grand for being late, tarnished her credit, and when she spoke with an agent, he said if she gave him 3 grand today, they would remove the bad credit. However, when she called in the following month, they said they no longer had the recorded conversation between her and the agent. Now, she has an inaccurate debt on her report, (it's showing she owes 17k when in fact she owes 10) and are demanding she pay. My mother is older, trying to stay afloat, but cannot take loans to pay Wells Fargo because of what they had done to her. Wells Fargo is the worst bank and lender.

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    Customer ServiceStaff

    Reviewed July 8, 2014

    I went to open a safety box in this branch (Peters creek pkwy). The banker who took care of me didn't know a damn thing about what he's doing. It took forever to get it done because he had to make so many phone call on how to do this. Not only that he open me 2 safety box acct, but I only want one. I didn't know until all the fees posted in my account. I called the branch about it and said she was sorry, and stated that clearly they made a mistakes. So I asked when do I get my money back to my acct? She said tomorrow. Why should I have to wait for their mistakes? I'm thinking about closing all my accounts from Wells Fargo.

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    Customer Service

    Reviewed July 6, 2014

    The 6-15-14, I had a fraud with Wells Fargo. Someone withdrawal from my account 143 dollars. I called to Wells Fargo and after two reports and 20 days of INVESTIGATIONS they told me there is not fraud. Only you or someone with your permission could have done the transaction using the pin and card together. After 9 years with them is done with WELL STOLEN FARGO.

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    Customer Service

    Reviewed July 5, 2014

    Deposited $990.00 on 7/3/14 at 12:47pm. No account increase any time that day when I looked online. Checked the next day, several times - the $ is still not there. Called customer service & they have no record of it! Now, I have a receipt with the $990.00, the transaction no. and my account no., even the teller's name, Nancy. Go into the bank today - still none of the $ is there that I deposited 2 days before. Didn't want to give me my $ until I said I would have police & local TV station here to get it for me. They gave me a courtesy $ of my 990 till they investigate. I went ahead & emptied my savings, so they didn't lose it also. They tried to make it look as though I was at fault & not them. They will call if they ever find where it went. So slack from such a large bank. They couldn't believe I was angry over only $990.00. Never again. Will bank elsewhere.

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    Reviewed July 5, 2014

    I was notified today that my safe deposit box fee was changing from $85 to $120 per year. Wow that's a FORTY PERCENT INCREASE! After speaking with an agent at the branch, she said that the fee increase was for all safe deposit boxes in California! Raising a rate so dramatically tends to make customers unhappy. I'm definitely going to look into alternatives.

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    Customer Service

    Reviewed July 4, 2014

    THE RUN AROUND!!! Divert all calls and customer service RUDE. No customer service skills. STOLE my money, closed the account and said well you can't get your money it was already closed??? Forces you to open 3 active accounts then charges you fees after promising no fees. Keeps you on the phone for YEARS until you give up. Supervisors are like talking to Walmart greeters. Mortgage was fine but due to all I had to go through with branches and checking and savings and online accounts looking to refi with another...... NOT GOING TO BE AFFILIATED WITH SUCH NONSENSE LOW CLASS CROOKS.

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    Customer ServiceStaff

    Reviewed July 4, 2014

    The website on online banking specifically states that for my type of checking/savings accounts, there is no service fee if you have either a minimum balance or an automatic monthly transfer to your savings account.

    For the past two months I have had a $10 service fee on my statements, even though I've had the automatic transfers set up for over a year. I am on the phone with a representative as I type this; he knows absolutely nothing about his job. He keeps leaving and putting me on hold to go ask questions and has told me twice that I'm wrong and that there is no automatic transfers set up, even though I am looking at them on my online account as I talk to him. I have never had an issue with this until the past two months and I didn't change anything. The customer service representative is now telling me he is unable to refund me the service fees even though there was a mistake on their end. I am closing my accounts.

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    Customer Service

    Reviewed June 28, 2014

    I had an issue with Wells Fargo online payment center. I made a payment before the due date (I am 100% sure as I keep track of my bills in a book and highlight and check off what I pay). Almost 2 weeks later I get a call saying this is attempt to collect a debt what no. I am stupid because I trusted the site and did not write the confirmation number down. I don't know what has happened to the payment I made. Once I pay I don't keep track in my check book till almost the end of the month after my bills are paid. I just want to know if this has happened to anyone else?

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    Customer Service

    Reviewed June 27, 2014

    My dad died and left his 5 kids IRA each. Wells Fargo sent everyone wrong paperwork. We all had to redo it. You could not get the manager Stephen **, Tampa, FL on the phone. The clerks will not put you through. They got ssn # wrong. This bank has excessive errors. I do not know how they stay in business. It is over a month now since my dad died and we are still in the application process. Do not put your money in this bank. They are not to be trusted!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 27, 2014

    If you are one day late, the customer reps are all over you... and they are not pleasant. The tone is threatening and downright rude... I find this company intimidating and threatening!!! If they harass me for that, I sure the hell wonder what they do to the people who "REALLY" fall behind... DON'T EVER DEAL WITH WELLS FARGO - THEY ARE THE WORST!!!!!!

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    Price

    Reviewed June 25, 2014

    I just learned that my Wells Fargo savings account has had $10 per month taken from it for a savings account service fee. I had no idea, nor did I agree to this monthly charge. Why would a bank charge anything for access to untold sums of money sitting in customers' savings accounts? Isn't it to the bank's advantage that they can have access to savings accounts and use this money at their own discretion and make huge profits for the bank by doing so? Why are their customers being charged any fee for this at all? Since I get nothing out of having a Wells Fargo savings account, I am closing it and will create my own savings storage place, one that won't charge me any fee. I encourage readers to check on their Wells Fargo savings accounts for charges and withdrawals that they might not be aware of.

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    Customer ServiceStaff

    Reviewed June 24, 2014

    I was requesting a password reset after two unsuccessful log in attempts. I called Wells Fargo fraud number as I was told to by the bank to have them reset my password for me. They had me on the phone for forty minutes asking me twenty questions. Then they said my account is under investigation for ten days and that I will not be able to receive any expected direct deposits. I told them, I chose them and did not ask for all of this. I needed my account to be available for expected direct deposits from my family.

    The Wells Fargo fraud rep was nasty and said that I will have to find another way to receive my money. I told the rep, "I have not called to complain. I just needed to reset my password." I never called because of fraud. But the Wells Fargo rep took it upon herself to do all the investigation and mess up with my account. She said it was up to the discretion of the investigators.

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    Reviewed June 24, 2014

    My girlfriend recently finished college and has been working with Wells Fargo to come up with some kind of payment plan to pay back student loans in an affordable manner. They have denied all offers as to what she can actually afford to pay them per month and insist she pays minimal $500 a month. Well she was still in negotiations and they just randomly today drained her bank accounts without "Permission". Apparently when you open up an account you allow them to. Do not deposit money to any bank you owe anything to. They will and can just take it.

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    Customer ServiceStaff

    Reviewed June 20, 2014

    Once I told the advisors at Wells Fargo that I did not want to invest any more money with them they became very hostile and did not want to give me information about the existing accounts they held. The advisors and the operational manager would not answer my questions in a way that I could understand. They were impatient, talked over me, and clearly held the view that the customer is rarely right. The advisors are salespeople and put their interests far above the interests of the customer. Terrible customer service.

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    Reviewed June 20, 2014

    It was 25 minutes of wait time and 2 times in the same line to cash a 30.00 personal check from my grandmother. After waiting in line for a teller I was told to take a seat and wait for a banker to place my thumb print on this check. 25 minutes later I was thumb printed and identified and asked to open an account with them... I declined. I waited once again in line for a teller to cash my 30.00 birthday check. Enterprise, All branch. That is by far the most ridiculously setup for simple check cashing that I have ever experienced. I wish them good luck in direct customer care... They will not make it in the common bank teller game.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 18, 2014

    On APRIL 1ST, 2014 I went to Wells Fargo to withdraw cash from the bank after seeing that my direct deposit had cleared after viewing my account online.

    I went through the drive thru teller & asked her to print up an available balance. After that I filled out a withdrawal slip for $2000.00 leaving extra cash in the bank to cover some online purchases I made that morning, plus a charge that was pending & should not have been allowed to process because this order was placed back on Feb. 28, 2014 & CAPCOM waited to long to process an order & I never even received this order/items to this day. After leaving the bank, I went to pay my bills as well as shop for necessities. The next day I found my account was in the negative, approximately $50.00. Why this happened, I have no idea since I left extra money to cover all charges I placed on my account. So I went to the bank to deposit $50.00 in order to prevent an overdraft fee from being taken. I thought all was OK, boy was I ever wrong!!!

    The following month on May 1st, I checked to see if my direct deposit had cleared online. It did as well as an overdraft fee of $35.00. What the **? On top of that my Visa Check card was no longer usable. The bank never emailed me, sent me a letter or anything!! I called customer services & they were of no help what-so-ever!! The only thing they said they could do was refund only half the overdraft fee!! They told me the overdraft came from the CAPCOM payment. I told them that was bull crap because it was pending still & I left extra money in my account to cover all charges I placed so as to prevent any overdraft from happening!!

    I then asked them why they would allow CAPCOM to place a charge on my account when the funds are not there!! They said I placed the order that day. I said bull crap, I placed the order back on the 28th of Feb. not Mar. 31st knowing the money is not in my account much less never receiving any items from that purchase!! He still keeps claiming the purchase was done on the 31st of March. I asked for a refund of the overdraft fee. He said he could only give me half. I took the half refund which was a big mistake, I should have waited & tried at the Wells Fargo bank in town!!

    When I went to close my account down yesterday on the 18th of June, the woman I spoke with there said she would have more than happy to refund me the full overdraft fee. She also said she has heard a lot of complaints people have had about the 1-800-customer service line so she tells people to never call them but to always go into the nearest branch office instead. Since gas is so expensive, I try not to go anywhere unless absolutely have to. I already had opened up a week earlier with the Credit Union because of what Wells Fargo had done to me!! Wachovia never treated me like this!! I was with them for 14 Years!! Also not to mention the wacko crazy woman I dealt with on the phone after trying to get my refund kept having me repeat things over & over again & she would just laugh & say, "Oh yes I see it here on the computer & oh yes it's right here." No professionalism what-so-ever!!! ** Wells Fargo, what goes around comes around!!

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    Staff

    Reviewed June 17, 2014

    Wells Fargo Bank located at Skibo Rd, Fayetteville NC. is one of the slowly banks I ever had the misfortune to have to bank with. How does a bank have a full staff a person at each desk (8 desks) help setting up new accounts and have only two tellers upfront. It's pathetic and then you a person standing there saying, "welcome to Wells Fargo." If you have a appointment you have to be at, do it before you go to Wells Fargo bank. You'll be in line for 20 minutes.

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    CoveragePrice

    Reviewed June 16, 2014

    I made a online transfer from Wells Fargo to Wells Fargo at 9:04 am before they charged me 5 overdrafts costing $175.0 so far over the next two days after the transfer was made. The transfer would have made me $125.00 to the plus but they told me that they had three days to put the transfer in my account, my guess is so they can maximize the amount of fees they can get. With today's technology, this should not happen. Is Wells Fargo in trouble? Is this why they need all my money? I believe they should have taken the transfer right away. The reason for an overdraft is a penalty for using the bank's money. Well, I transferred money into my account to cover all pending transactions, but Wells Fargo will not put the money into my account for three days and will not refund the fees. I believe I did not use Wells Fargo money so I should not have to pay these fees. I believe they are manipulating my account to charge me as many fees as they can. I understand if I put a check in, it clears in one day, cash same day but why does a transfer from Wells Fargo to Wells Fargo take three days? Is it a technology problem? Of the overdrafts, 3 were under $6 and 2 were under $2 and I was charged $35 per transaction.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed June 15, 2014

    In the past there have been a slew of charges to my account for using a "non Wells Fargo" ATM. Seemed like a reasonable thing to do since construction of a new bridge has shut down the 20 minute option, while the other requires me going to another state (although it's only an extra 15 minutes or so). That said, I don't have the quarter million dollar account at Wells Fargo - never there. I use the bank because my employer uses the bank - not sure what the hell difference that makes at this point. Tonight, looking at some account info (which I never do, ever) and noticed all these $2.50 fees for using non WFargo ATMs. 49 of them since the first of the year. So naturally I'm willing to give the CS hacks a shot at remedying this situation. So, I call and get the girl who loves her gum more than life itself. Not a big deal except I have to speak with her - or do I?

    I hung up and redialed. Guess who? Yup. The hormonal, big thinking, sarcastic, bubble yum girl with the monotone voice. There was no inflection, enunciation or emphasis placed on any word. I seriously couldn't tell if this chick was asking me a question or voting for the next "idol voice" person? After trying to get past her, which was more difficult than navigating gravity hill with my brothers kids, it occurred to me I was not going about this the correct way. She was not intentionally being nasty and horrible, it's all she knew. What I needed was to find someone more ignorant and less intelligible than herself. Lucky for me my room mate had come home from comic-book / dress up time earlier - alone, but with a serious outfit on. Dude speaks a different language, or hell maybe three I'm not sure.

    I was able to coax him to the phone after explaining myself to bimbo bubbles in front of him. I told Ms. Gumstock I would need to put on the guy who I owed money to if she couldn't help me. Nothing, crickets, this was a perfect example of darwin being right. Nonetheless she sounded like she was well into lunch, so before giving her my roomie I asked AGAIN for the manager (apologies if I forgot to mention that earlier) to which she mumbled, "uh-uh". "Are you ** 6" was my response? Nothing but more bubbles/chomping/pop, then repeat. So, on went my roomie. Dude may be one of the biggest nerds in the history of inter galactic network programming, including that Sheldon dude. Is he for real? An almost 40 dude still doing NOTHING. SO, on went Spock or doc or Isaac or Julie - but he/she is the ultimate antagonizer.

    Through aggressive voice inflections and the occasional "I'm not as smart as you" in the same pathetic monotone stupid delivery - he bonded with the beast. It took a few minutes and I was ready to just go down to the branch Monday morning in a Ryder truck, which once parked I would run away from swatting the very real bees away from me (hello feds). To my surprise he was able to get most of my fees refunded and made sure she did it right there. Then, dude had the stones to ask for interest (compounded no less) which he would have possibly received if this gum slapper had a clue what interest was (outside of a goth D&D convention - with gum and sparklers). Wells Fargo, when this institution was First Security I knew the tellers by name, as one of them was a friends mom.

    I knew people at all levels of Management and took all my loans there as the extra dollars I paid in interest over a Credit Union was nothing to the service I received. Wells Fargo people, feel free to realize you are putting yourself out of business hiring ignorant, mean people to answer the phones. Screen them and send the dumb ones back to digging ditches or whatever they do. I have read on this site how many people there are unhappy with your institution. Oh yeah, I read about 10 or so and there was NOT ONE positive comment. Sucks to be you, especially when those of us who don't like your place pull our money out to go elsewhere. Getting them loans there at that other place as well. B of A - Chase - CU or ? Yes to one or something like them. You guys are horrible and you don't give a hot **. Good luck twirling that sign in the costume on the corner, it's hot inside of them there feathers. Thanks for allowing this post to be published.

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    Staff

    Reviewed June 13, 2014

    My first car payment was due on 4/23/14. I sent a request to have the date changed to the 1st of May. On the 22nd of April, I received a letter from Wells Fargo Dealer Services telling me that I had to make one payment before they could change the date. I mailed a check and on the same day that they cashed my check and debited my account with BMO Harris. Since then, it has been a nightmare to try to get my money back. I'm passed around from one incompetent agent to another. I have had to have BMO Harris fax the information they requested twice and I am at my wits' end because their actions caused my account to be overdrawn and an overdraft fee of $35.00. I don't know who turn to at this point.

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    Customer ServicePrice

    Reviewed June 11, 2014

    Well Fargo is completely ridiculous, they charge for every little thing. I opened the account early this year and was informed that if I did not use the debit card six times within a month, I would be charged a service fee of $10 which was fine. They did not inform me however that if I had paper statements that the fee was $12. One would think that the bank would want to encourage a good relationship with the customers and inform them that if they do online banking the fee is $2 less. I'm not trying to sound cheap, but to me it seems ridiculous to not be informed of the discounted fee. I honestly believe that Wells Fargo does not value their customers at all, all they care about is the money that we provide. Not only are their fees ridiculous, but honestly so is their customer service.

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    Customer ServiceStaff

    Reviewed June 11, 2014

    Wells Fargo customer service is horrible! Unfortunately, I involuntarily got transferred to Wells Fargo after the Wachovia merger, so since then I've been an unhappy customer. I've never encountered a problem with Wachovia until my accounts switched over to Wells Fargo. Majority of their customer service reps lack interest and concern pertaining to a customer's personal issues in my opinion. Even when you asked to have your issue escalated to the supervisor, he/she doesn't even help. They can't even explain their products in its entirety nor do they have sympathy. I've been a client with the inclusion of Wachovia for 10 years and they won't even consider that. So, I am switching to a competitor "Chase". I already have a Savings with Chase, but it will now include their Checking. Please improve your customer service because if not, many customers will bail on you!

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    Customer Service

    Reviewed June 11, 2014

    On 5/2012, I opened a line of credit to replace 2 of my 3 a/c units inside & outside units, paid my monthly payments some months more than min payment. I received a letter from Wells Fargo Home Visa 6/9/2014, that my account has now a 0 available credit and closed due to Equifax report, so the next day, I got a supervisor on the phone, she had informed me that it has nothing to do with your account but randing the ck credit report found some delinquency.

    This is the only credit card I have (did have), my truck paid for 2 months ago freed up $680, that was the last time I applied for credit. My report is the same as it was when I open this up, she had told me, once they close it, they cant reopen it. I had a $2000.00 available credit, I was paying it down to replace the other 1 that went out 1 yr later. I can't believe they would do such thing, I think that I'm doing good for someone that just lost their twin sister & mother in a 2yr period. THIS MAKES ME SICK.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed June 7, 2014

    On 11/29/2013, my daughter and myself went into the Wells Fargo Bank McCarran Branch at 400 North McCarran Blvd. Sparks, NV 89431 and was approached by **, Personal Banker/Loan Specialist. She said she could help us. We were seated at her desk and she asked what she could help us with and we advised her that my daughter, Victoria ** had lost her job and that we wanted to see if she could take off the $35.00 overdraft fee, but she concluded she could not help us so we asked if her manager could help. She gave us her manager's name as **, branch manager, but she said that we would have to come back to speak to her because she said that ** was not there and that she would not be back in the McCarran Branch in Sparks, NV until either 11/30/2013, Saturday, or 12/2/2013, Monday.

    She said she did not know when ** would be back so I asked if someone else in the branch could help us, because My daughter had called the toll free Wells Fargo Bank customer service number and was told by a Rude female Rep, on the phone that the branch could only help to credit back the overdraft fee. So then she said she would find someone else to see if they could take a look at my daughter's checking account. The Rep ** went over to **, Assistant Store Manager Loan Officer, at Wells Fargo Bank McCarran Blvd branch Sparks, NV 89431.

    ** introduced himself as we were sitting down at his desk and before we had even went over to his desk (approx. 1 hour later after arrival at the bank), my medical condition (Type 1 diabetes) Hypoglycemic started dropping rapidly and put me into a seizure state in which my daughter was getting upset because of the long time frame it took Wells Fargo Bank employees to JUST help with my daughter's situation. As soon as we were seated at his desk, he was immediately not very willing to help with looking at my daughter's checking account. He seemed to not want to help take off the Overdraft fee of $35.00.

    My daughter will now put her account of the situation. So after ** said he could not help with my account, I had looked over at my mother. I noticed her eyes were getting glassy and she was not speaking clearly and I had noticed that ** was mocking my mother's unclear speaking and making very rude facial gestures at her. I had mentioned to him that my mother was going into diabetic shock and that she did not know what she was saying at that time. So then I had asked him if he had anything sugary like candy and he had a Tootsie Roll on his desk that he picked up and shoved at my mother and then again made another rude facial gesture and said, "HERE!" very sternly.

    I also had asked him, "Did the bank have orange juice or any kind of drink with sugar in it?" ** then abruptly laughed and said, "This a bank. We only have water here," then laughed once again with a smirk on his face. So then I asked ** if he could call a paramedic out to the Bank and he then proceeded to laugh once again and said, "Why would I need to do that for? I'll just call security to escort you out." Then during my mother's hypoglycemic episode, he had asked in a very sarcastic voice, "So how was your Thanksgiving," and that was the last thing on my mind at that moment.

    He did not seem to have any concern or training about the medical situation that was going on at the time. My mother had said to him that, "All the branches can't do anything to help us." My mother couldn't even speak clearly because of her hypoglycemic. He had said that there is no managers that are above him that we could speak to about his unconcern state of mind about my mother's medical condition at all. I even let him know once again that my mother was not aware of what she was saying because she was having a low blood sugar and he again then proceeded to say he was going to call security once again to have us escorted out of the bank because he had said my mother was being disrespectful to him. Then had walked away from his desk.

    So then my mother had walked over to the Rep. ** Business Banking Specialist's desk in which was directly behind ** desk (** is also a witness to what had occurred) and asked if we could sit at his desk to get her glucose levels back up and back to normal again. My mother had told ** that "** is a mean person." ** was very professional about it and said "Yes of course you may." My mother and myself ** were seated at his desk. He said he would be more than glad to help us out and that he has a family member who also has Type 1 diabetes and he knows it's a difficult disease to control. So he immediately walked to the front desk in the bank and picked up several candies for my mother and handed them very politely to my mother and by this time my mother's glucose was slowing rising back to normal levels in which she could speak a little more clearly and understand more of what was going on.

    He looked up my account and took his time and explained everything very well to us and while he was doing that, the bank manager ** had walked over to his desk all the sudden (after ** had told us that **, The Branch Manager, would not be there until Sat. 11/30/13 or Mon. 12/2/2013) and she did not even acknowledge what was going on or even asked to see if my mother was okay or not. ** did not seem too concerned about my mother's medical condition or if she (**) could do anything to help. So then ** proceeded to take a look at my account. She was not even on the same page as **, my mother and myself. She was looking at a totally different page as to what my mother and myself had previously came into the bank for. Even *8 had mentioned that ** was not on the same page.

    ** did not explain anything to me and was no help at all or even concerned about anything. Only thing she did was print out a bank statement and highlighted a completely different transaction than what we, my mother and myself had came into the bank for in the first place. Then she had walked away and went to the front desk to where ** was standing. Then at that time, my mother's glucose levels were rising back to normal. Approximately 3 hours or more later. My mother and I had proceeded to get up. We shook ** hand and thanked him for being professional, considerate, and kind-hearted about my mother's medical condition in helping her get her glucose levels back at bay so we could leave the bank.

    ** was the only person at the Wells Fargo Bank on McCarren Blvd. Sparks, NV 89431 that really showed empathy towards my mother and myself. He should be commended and awarded for his kind showmanship in representing Wells Fargo Bank in helping the ADA act be such a success in the Business and Professional World!!! Since this had occurred Wells Fargo Bank in Fernley, NV has added numerous overdraft fees ($35.00) to my account. I have spoken to the customer service #s at Wells Fargo Bank and have been inside the branch at Wells Fargo Bank @1400 Newlands Dr. E. Fernley, NV 89408 not to overdraft my account if I do not have enough funds in my checking account, not to add $35.00 overdraft fees and to decline the transaction but no one at Wells Fargo Bank will listen to me.

    I went to the inside bank in Fernley, NV spoke to **. She didn't have a Wells Fargo Bank card to give to me but she told me that she would lose her job if they took off any fees from my account or she could not block my checking account from transactions on my account even if I don't have enough funds in my account to cover the transactions. I ask for the branch manager. She said his name was **, branch manager 1400 Newlands Dr E. Fernley NV 89408, but she said he was out sick and she did not know when he would return, so I asked her if there is a manager or rep. that is covering for him. She said No one was in charge while ** was out.. Then she told me that ** was on vacation or either out sick and could be back tomorrow, next week or next month, that she didn't know when. She couldn't even tell me a phone number for her district office with Wells Fargo Bank or even how to spell her supervisor ** supervisor's name ** (not correct spelling), I'm sure!! I even told her that I have already opened an account with Bank of America in Fernley, NV and that I wanted to Close my Wells Fargo Bank account but she said she could not take off any fees in order for me to Close the account.

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    Punctuality & SpeedStaff

    Reviewed June 6, 2014

    After less than 2 months of activity, my account was closed due to fraud as claimed by the bank. As it turns out, there was no wrongdoing on my part. The bank threatened to delay the closeout of my account and process my request for the return of my deposited funds. They said I was a high risk customer for whatever reason. There was no fraud, forgery, or overdrafts with my account. This bank was the first where I established an online access account. I will never establish an online account or do any online banking again after this stressful disaster in my life. I have since re-established an account with Bank of America. The loan officer at my local branch welcomed me back and a new account was established very quickly and professionally. Bottom line, don't change banks unless you have a bad experience like the one I encountered. Change is not always necessarily for the better. All banks have their own policies, some worse than others.

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    Customer Service

    Reviewed June 4, 2014

    My husband and I have a joint checking account with WF. His pay check is direct deposited into this account from another WF business account, also our land lord uses WF, so it seemed convenient. I keep a careful eye on our account, checking it several times a day because the balance they post seems to change without any warning. This month, we wrote check for rent and the very next day, saw it was pending coming out of our account. Usually, it clears that day because it is also a WF account. Our balance showed the amount deducted and we went on with life thinking rent was paid. Four days later, I received an alert on my phone saying the check had bounced. Now I had just checked the account the night before and it was showed the check had cleared and we still had $500 in the bank. I checked the account and all rent money was back in the account, but we had an overdraft fee. I called the bank to find out what the problem was and was told they could only see my account activity for that day, not for the four days before, so they had no idea what I saw.

    The lady tried to tell me I was stupid for thinking the check would clear simply because the funds were there when I wrote it. I explained to her I knew how a checking account worked and I was not stupid. After some time of trying to find out what happened, they returned my $35 fee but the check was still returned. Thanks WF for nothing. Oh and... we had been getting stuff in email and mail asking us to open a savings account with WF, so we went online and applied. We were denied, even though we have the checking account. Don't worry...BB&T likes our money and we like them.

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    Reviewed June 3, 2014

    On May 27, 2014 at 10 am, my debit card was declined at the post office. I logged online into my account to see what was the problem since I had about $2,100 left in this account. I discover that all my money was gone. Between 1 AM and 2AM the same day, some has purchase and take cash back at a Super Walmart 3 times for the same amount of $504.94 then that person went to Publix and withdraw $302 and $202.

    I immediately called the fraud department at Wells Fargo to tell them that those activities did not belong to me.. It took them barely 20 mins to tell me that the person had my PIN number, that they had in fact a video of that person who is a white Hispanic male when I am a black woman... It took them 20 mins to dismiss my claim and tell me that they will not process it and it's too bad for me... How is that for protecting your clients? I feel that anyone can come and rob me and as long as they can have my pin it's too bad for ME? This is not right! I am out over $2,000 without recourse.

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    PricePunctuality & SpeedStaff

    Reviewed June 3, 2014

    I have been a customer of Wells Fargo Jewelry Advantage. I was on the 12 months no interest and was on time with payments and always paid more than required. The loan expired on the 18th of May. I have been experiencing some hardships as we all do and I missed the deadline by 5 days. I call the rep hoping to find some compassion and possibly a compromise to reduce the "accrued" interest not just the interest on what was owed. My total owed was 583.22, they wanted me to pay $1,141.75. I tried to explain my situation and told the gentleman that I would pay it off in full but I thought the total was a little steep and reminded him of their words on the internet, that they work with hardships, but because my hardship was not monetary, I was told it did not constitute a hardship in their book! I paid the total and closed the account.

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    Price

    Reviewed June 2, 2014

    I financed a vehicle through Wells Fargo Dealer Services in Arizona. Although pre-computed interest is illegal in Arizona to be rolled over at a re-finance, they did this on my loan. I was selling my vehicle, had an offer of 6500.00 cash, called in and found out my loan balance was 2300.00 higher than it should have been. I sent in a demand for accounting notice, and the same day Wells Fargo repossessed my vehicle. They did this because I found out that they were charging excess interest. When they reported the repo to the Phoenix Police, they used the vin number instead of the plate number, so for three hours I thought it was stolen! They put in an insurance claim for damages they did to the truck and blamed me.

    Then, they sold my vehicle at a private sale, when due to the age of the loan (bought in 2009, almost paid off), for $5000.00, $1500.00 less than the buyer I had lined up! That was 1800.00 less than blue book trade in value! Then, they came back and said I owed 2800.00 over the amount of the loan. They put a balance of over 7000 due on my credit! I am disabled, and they took my transportation away because I caught them breaking the law.

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed June 2, 2014

    I am writing this letter described as a hardship letter, to once again attempt to save our home. This is my 5th attempt. I have sent document after document over the last 18 months, spoken to countless people, and endured continued frustration, heartache and despair. My 11yr old son is sitting on the sofa next to me, crying, and begging me to save our home. I realize that this situation was not caused by Wells Fargo, but I believed that programs started by our government were put in place to help families, like mine, who have suffered unintended hardships. In May of 2012, I, Lauren **, acquired a very rare condition called, Folliculitis DeCalvans. Of course it was not properly diagnosed for a while, but in the meantime, I became extremely ill, and broke out in hives or lesions and experienced severe swelling in all of my lymph nodes. It was finally determined that I have MRSA in my lymph system, as well as a plethora of other conditions.

    You see, I am a Registered Nurse, and worked in surgery for several years, and of course was exposed to every bacterium around. For the first 6 months of this disability I received short-term disability, which although in itself was much less than my salary, we continued to pay our mortgage to Wells Fargo. I must mention here that my husband, Tony **, has a great job with the St. Tammany Parish Government, in the Water and Sewer Department; however, his salary is much lower than mine, was equating to a 60% income loss. When the disability payments ended, in November of 2012, I called Wells Fargo and informed them of our situation, and of our inability to continue paying our mortgage at such a high note. It was at this time that I first asked about the HAMP and other programs. I was told that nothing could be done until we hadn't paid a note for 3 months. And then the cycle began.

    I was shuffled from representative to representative. I was misinformed and misdirected time and time again. My home has been up for Sheriff's Auction on numerous occasions. I have spent countless hours talking on the phone, filling out documents, and praying that a lock would not show up on our door at any time. And during all of this time, I was undergoing treatments for my illness, which made me extremely ill. In May of 2013, I underwent a surgery in which numerous biopsies were performed and lymph nodes removed. I truly believed that the treatments were successful and life would return to normal. I was wrong.

    Each and every biopsy came back positive for MRSA. It was at this time that I was informed that I could not work as a nurse again, or in any position, as long as my illness is present, and treatment being taken. Again I called Wells Fargo. And the cycle began again. At some point we were offered a trial payment program, with a note that was perhaps $150 less than our previous note. I refused this offer because I had used numerous calculators, all with the same results, stating that our note would be much lower than this. I was bullied, laughed at, and informed that I was wrong and would never be offered a lower payment option. I was told that if we couldn't afford that note then maybe we should not bother trying to keep our home.

    But, you see, I did not give up hope, for 2 reasons. The first being that I am in the process of acquiring disability, and the second being that I have read the guidelines for the HAMP and other programs making loans affordable for homeowners over and over again, and I know we can afford a modified note based on my husband's income. Again at some point, please excuse my memory lapses but it has been a bad year, I finally spoke to the last chance department, whom again I sent all my documentation to, and was told that yes we did meet the criteria for modification, the note did appear to be lower than what was previously offered, and that we would be referred back to the modification department and would not need to send any more documentation in.

    Before I knew it our house was back up for auction and I called again and went through the process again!! In February of this year, 2014, I again stopped auction proceedings and was contacted by Wells Fargo later that month letting me know that we would be hearing from them regarding needed documentation. In a letter dated March 26, 2014 we were told, "Thank You for sending in your documentation. We will be contacting you regarding your modification." In a letter dated April 2, 2014, we were told that "Your case has been closed due to your not sending in needed documentation." It was at this time that I realized our home was again set to be sold at Sheriff's auction on April 10, 2014. Again I spoke to the last chance department and again the Auction was stopped. I was told I would be contacted by the modification department again.

    I waited 2 weeks and called and was informed that my case was closed on April 3, 2014. I explained to the agent that No, my case was reopened prior to April 10th and was then informed that "Oh your case was closed again on April 11th, 2014, because we called you and you didn't return our call." Ok so what if this is not on my phone bill? I DON'T WANT TO LOSE MY HOME!! I was forwarded to another representative who informed me that I would have to send in an entire new packet. Again the process starts again. She and I set up a time 2 days later for a conference; it was 6 days before I heard from her again. I called numerous times in the meantime, and was shuffled from agent to agent.

    When we did speak she informed me that she had not received my fax, which I sent, and requested it be sent again. I was at this time that I decided to access the needed documents via the Wells Fargo site and discovered that I could not do so unless my case was in review. I called Wells Fargo and was told that my case was NEVER reopened and therefore not under review and the scheduled sale date is June 4th, 2014. I am at a loss. I am not perfect and have not always answered a call or such, but I am also not some sleaze ball that is trying to get over on the system. My illness has changed every aspect of our lives. We have lost almost everything but we continue the good fight. I cannot stand the thought of uprooting my children from their home.

    I realize that Wells Fargo is not responsible for my circumstances; however, I do know that Wells Fargo is compensated by the government to help homeowners like myself sustain some type of normalcy, sanity, stability, during such a hardship, through the HAMP and other programs. I have scoured the internet and now am saddened to see that I am not the only homeowner who has gone through this endless cycle with Wells Fargo. I see that several states have begun legal proceedings against Wells Fargo and have won. I don't care about all that. I just want to save our home. I hope this letter adequately explains my hardship. To say that this round and round cycle of representatives and paperwork and Sheriff's Auctions has taken a toll on my health would be an understatement. In fact, sadly, I was ready to throw the towel in this go round. But I have an 11yr old son sitting on the sofa next to me crying and begging me to save our home.

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    Price

    Reviewed May 30, 2014

    EVERY single time I use my debit card for gas, they will manipulate when it comes out of my account to be able to rack up NSF fees. I will use it then days will pass, I will check my transactions AND account balance, which will show the transaction, AND a positive balance on my card. I will wait another day or so just to be certain. THEN when I use the card toward the remaining balance, they will apply that debit, charge me $35, and then $35 for every piddly little transaction thereafter. It doesn't matter if I wait a couple of hours, a couple of days, or a week and a half. They are doing this INTENTIONALLY.

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    Staff

    Reviewed May 29, 2014

    I transferred $10,000. from my Wells Fargo Checking Acc't to Wells Advisor Acc't ONLINE. No paper work or signature what so ever. They were happy to take my money. Not able to return it. Perplexed! I now requested to transfer my $10,000 back to Wells account it came from. Not Possible return your $10,000 to the Wells acc't it came from. Wells had no problem taking "MY" money online, yet would not return same $10,000 amount online. Beyond Belief in 2014. They will after asking, mail to me, no questions asked. Make some sense of that? I asked to mail overnight so I could re-fund my Wells account asap. $15, overnight charge. REALLY. I asked to waive fee since because of the bureaucratic problem that caused me to want to end my "Adivsor" acc't. (not really an advisory acc't since as they say it's a total Online acc't). EXCEPT WHEN YOU WANT TO TRANSFER ONLINE THE SAME PRINCIPLE RECENTLY SENT THEM. PLEASE MAKE SENSE OF THAT?

    It's a 1 way street. Meaning they are happy to take $10,000 online, yet can not return online (no pending event to hold money etc. never 1 transaction made). Yet they could snail mail it to my home. I needed the money back in my checking today. I asked to overnight it. $15 charge. Explain that? Mail is less secure than online transfer since they had my SS #, address, acc't # branch, address already. Wells advisor acc't. acted as if it is "Their" money, & impose rules not published. They hold "MY money & use it to the benefit of Wells Fargo. Understandable, they're a Bank. Yet when instructed to transfer it online, as it is an online only acc't - they can not without signature papers---yet they can mail it to me with no signature papers immediately. Either after 40 years of banking etc. I have lost common & banking sense or they making up rules & hiding behind bureaucracy to the benefit of Wells Fargo, not the consumer. Essentially, Wells Fargo has stolen my $10,000, by not allowing me any access to it. EXPLAIN THAT?

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    Customer ServicePriceStaff

    Reviewed May 29, 2014

    I've been with Wells Fargo for a while and I had other bank accounts. One day I call customer service and the rep transferred me to her manager. She was rude and I felt like she didn't want to help. So when I talked to the manager, he was worse than she was. He disrespected me so many times I got charged 70.00 for 8.67. This is a bad, bad, bad bank. They will try to charge you fees for no reason and offer something. They don't do no refunds and they lie a lot. They all tell you different things. Be careful with this bank - no good.

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    Customer ServiceContract & TermsPunctuality & SpeedStaff

    Reviewed May 24, 2014

    My husband had a loan on building and property for 10 years. He is going to sell it. Loan is with WF. They are asking an OUTRAGEOUS amount for early pay off. The original contract is confusing and they refuse to negotiate. THEY VERBALLY TOLD HIM THAT AFTER 5 YEARS IT WOULD GO DOWN AND 10 YEARS NO PENALTY. IT ACTUALLY WENT UP INSTEAD OF DOWN. Their employers are rude and unprofessional. DO NOT DEAL WITH WELLS FARGO. YOU WILL BE SORRY. A SHADY BANK.

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    Reviewed May 23, 2014

    Thrown out of bank. Refused to let me close my account. Moved to Chase.

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    Reviewed May 22, 2014

    I am working with a nursing facility to get my 90-yr-old grandmother in their facility. We need bank statements for state medical assistance & Wells Fargo wants to charge my elder grandmother $500 for copies!! They told the facility they need to provide proof of who they are and their intention (they did) and now 2 weeks later they want them to send a STATE STATUTE to waive the fee! SERIOUSLY?!?!

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    Customer Service

    Reviewed May 21, 2014

    I went into the bank in Woodland Hills, CA to verify an acct. Three people there checked the check and told me that it was an invalid Wells Fargo acct. number. I had to call another Wells Fargo in Iowa to confirm that this was a valid acct. Unbelievable!!!

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    Customer ServiceStaff

    Reviewed May 19, 2014

    I went to Wells Fargo Parsippany branch on May 17, 2014 around 11.30 AM. Customer service agent was busy doing paperwork, and another customer agent is with the customer, and I was waiting in the waiting area waiting for a customer service agent. As soon customer left, other customer came and customer agent helping new customer while I was in the line waiting since 20 Minutes. I have asked the customer agent why you did because of my color of skin? Manager came and she was also in favor of customer service agent of Wells Fargo. Why they are resist?

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    Customer ServiceStaff

    Reviewed May 16, 2014

    I wanted to withdraw some cash this week, so I called and confirmed that the cash was free and clear to withdraw. They said all was fine and I could withdraw any amount I wanted, by cash or check. When I arrived at the teller window I asked if I could withdraw 20K in cash. I was asked, "Why do you need it?" I said it was personal and asked them why did they need to know what I wanted MY money for? The teller called another girl over and then she asked me the same question, and again I responded that it was personal. I was then told the funds were not available and I was given a number to call.

    When I called the number I was told my funds were frozen until Friday afternoon (4 days), due to the fact that they were under review. They were rude and would not tell me why it was under review, but to call back Friday afternoon. They even froze my business account, which had nothing to do with the joint checking acct I wanted cash from. Upon calling Friday, they said the hold was now removed and all my funds were available. I went to the bank and the same thing happened again! The teller handed me a phone number to call about my funds. This time I did not leave and insisted on speaking with a manager about closing all my accounts. I spent 2.5 hours there, waiting on various people who didn't seem to know what they were doing.

    I was blatantly lied to about available cash at the branch... told it had to be ordered and they weren't sure when it would arrive. They finally brought me my 20K, and I transferred the rest into my business acct so I could close it out the next morning with a cashier's check. No one at the branch was ever able to tell me why they froze my assets, but I will NEVER use Wells Fargo again and would advise others to stay away from that business. They treated me like a criminal... Never again!

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    Customer ServiceContract & TermsPrice

    Reviewed May 13, 2014

    The terms for re-payment are deliberately vague. I assumed that the advance and fees would be deducted from the next directly deposited paycheck, the way it was handled for previous advances. However, I took the advance around the same time that my tax returns were to be electronically deposited. Long story short, Wells Fargo collected $250 in fees by debiting my account for Direct Deposit Advances. The problem being, when Wells Fargo takes the $500 you borrowed, plus $50 in fees, you obviously have to replace that money by, of course, re-advancing against the next direct deposit. In 19 days, Wells Fargo re-couped their advance 5 times, adding up to $250 in fees. They collected from my Federal tax return, my Oregon State tax refund, two transfers of funds from a separate Capital One savings account, and finally, my paycheck. In this period of time, I had expected that the money would remain outstanding until my paycheck was directly deposited.

    The information about what a "Qualified Deposit" consists of is deliberately vague. I cannot figure out how Wells Fargo gets around the usury laws in Oregon State. I have also had an issue in the past with Wells Fargo blatantly violating "Check 21" laws. The bottom line is this: Wells Fargo will do whatever they want, whenever they want. The misnomer, they eschew about fixing anything that can be shown to be a bank error is complete **. What recourse do you have when Wells Fargo bends you over a barrel? None! What are you going to do: Call the "Bad Bank" police?

    I challenge anyone to find any Regulatory committee or commission that one can call, write, e-mail or send smoke signals, that will actually do something concrete. I have contacted four different agencies with a synopsis of the aforementioned exorbitant Direct Deposit Advance fees of $250 in less than a month. I have heard nothing. I did get a call from a smarmy, 12-year-old from Wells Fargo "Executive Offices", who repeatedly told me my call was being recorded, and absolutely refused to admit, on the record, that the structure of their D.D.A re-payments were legal. He just kept repeating the by-line: "Direct Deposit Advances are an expensive form of credit and you will be charged $2.00 for every $20 borrowed." He refused to answer any questions and I finally hung up in frustration. I still don't understand what the purpose of his calling me was. To rub it in? I give up. I guess Wells Fargo is trying to collect all the fees they can before the Government forced shut-down of the Direct Deposit program goes into effect May 26th, 2014. Good Riddance...

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    Customer ServiceStaff

    Reviewed May 13, 2014

    I went in a week ago to wire money because I'm going overseas for few months. I went into the branch to complete the wire process. It's been a week and my fund is still in my account and I've already left the country. So I called the branch to find out what happened and the banker said that because the fund was a large amount, there was another level of approval required. He said I had to go in the branch again. I told him I already left the country. He said he tried to contact me the same day I went in for the wire, but I told him my number wasn't working. Plus, he had a secondary number that he could have call.

    So here I am out of the country, expecting my fund to be wired, thought everything was already completed. The banker tried calling my cell which it hasn't been working for quite a few weeks, didn't bother trying calling my secondary number or try to email me. As soon as I get back, I am removing my money from that bank to another bank. No more Wells Fargo. This is not acceptable. The day I went in the bank, the bankers should have all the procedures figured out. I even called two days before to make an appointment with the banker to make sure they can complete the process all in one day. Not Acceptable!

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    Customer ServiceReliability

    Reviewed May 10, 2014

    I am looking to purchase a new vehicle. I refinanced my previous through WF (should be WTF) a couple years ago. Just trying to get my payoff, but my login was not working online. I did not have my account number because every piece of info that I get from them has "*****digits" for "security purposes". So, after not being able to log into my account, I called the suggested number... Guess what they asked for... nope, not my account number, but a secretive word that I had given them 3 years ago. Obviously, could not remember it, but asked if they could give me a hint... no...

    They then asked for my SSN to look up my account. Gave it to them, then they needed the password to tell me what I owed. The craziest thing I've ever heard... Already told them that I didn't have my password... Then they want my SSN over the phone, which was given to them, then they then said again, "Cannot give you your payoff without the word that you gave us 2 to 3 years ago." Utter Lunacy... I can give them my SSN over the phone, but they cannot give me the 5 numbers that I need for a payoff???

    The next great thing... "Sorry, sir, you'll need to go to our closest branch to take care of this." Fine with me. "Sir, what is your address/zip? Oh, I'm sorry sir, we don't have anything within 100 miles of you." (I'm in Munster, IN... 20 miles from Chicago). So now I can't access my info online, and can't talk to anyone with WF (WTF) about getting any info on my account... Fun stuff... STAY AWAY FROM WELLS FARGO.

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    Reviewed May 9, 2014

    Actually if your purse is snatched, you can get a temporary debit card the same day and the permanent card doesn't take 3 weeks. It takes 7 days.

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    Customer ServiceStaff

    Reviewed May 1, 2014

    I recently had my purse snatched. I called the customer service # on the back of my card to put a hold on my account. The man I spoke to would not take the information until I could come up with my last deposit. Are you kidding me? I was upset and shaken. Ask me for my SS# or address or something I can readily access. The subsequent day I went to the local branch. Same uncaring and indifferent attitude. Not helpful at all. ATM replacement takes 3 weeks. I have been a customer thru all the mergers since 1972. This is the 3rd rude encounter since the takeover. I have had it! Going to seek out another bank. Unfortunately, I have heard horror stories from all our local banks. Any suggestions? I live in Delaware.

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    Customer ServiceStaff

    Reviewed April 29, 2014

    In October 2012 Wells and Fargo charged my account (credit line) $100. I called about the charge and they said that's a fee for no activity on the account. I chose to close the account rather than pay the fee. Since I had auto pay, they deducted my account before closing my credit line. I have called many times. Each time they transfer me to 4 or more extensions and I have to repeat my story each time and verify my identity before they tell me that it is the wrong dept. I was given a ref # by a representative but it is not recognized by anybody. I was even assured that the check is in the mail (one month ago) but haven't seen it yet. Today I received a statement showing zero balance. I hate to call because it wastes my time and ruins my day. Every time I call it is like calling the first time. NEVER EVER bank with these ANIMALS!

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    Customer ServiceStaff

    Reviewed April 25, 2014

    I am sorry to say that Wells Fargo's customer service department is completely useless. I was transferred from the credit card department to the online banking department and then back to credit card department time and again because their manual instructed them that it was the other department's job to assist with the issue. I as a customer do not have access to your company's internal procedures and manuals; I am just calling the helpline listed on YOUR website. Anyways, after they shuttled me back and forth 4 times and wasted an hour of my life, I asked for a manager.

    Firstly I was put on hold for another 5 minutes to talk to a manager in the credit card department, who just again told me that it was the "online/website departments" job and he had nothing to do with my issue. Then he transferred me to a manager in an online department (after being on hold for another 10 minutes). And you might have guessed by now the manager of the online/website department again just told me that it was the credit card department's job.

    I think a functional company should be able to make sure that all their related procedures make sense and if Wells Fargo is unable to make sure that their procedures are functional, then they need to just tell the customers to bank with a better bank. It was complete mental harassment to be on the phone with you guys for over an hour and get nothing out of it. The next time I have some time to spare on my schedule I am going to withdraw all my money from Wells Fargo and deposit it with a functional bank. Thanks for nothing Wells Fargo!

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    Customer ServicePunctuality & Speed

    Reviewed April 21, 2014

    Is anyone else having trouble with WF posting scheduled phone payments as lump sum payments and then showing the account late with late fees? Their phone rep was allowed to take the current month over the phone plus schedule up to 3 additional payments over the phone. Now they don't have a record of this!!!!! I have been trying to get this issue fixed for over 3 months. The balance has been paid off but they say they don't know if they can fix my credit payment history even if they end up agreeing with me. UGH, UGH, UGH. I will NEVER use Wells Fargo again for ANYTHING. This has totally ruined my credit score.

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    Punctuality & SpeedStaff

    Reviewed April 21, 2014

    I have been suffering sleepless nights and anxiety, because my information had been sent to a wrong address. Now someone else has my debit card and other sensitive information. I am so angry, frustrated, confused, stressed out, anxious all the time, and I have been suffering from emotional stress. I have a wife and a ten-month-old. I work 50+ hours per week, I have high blood pressure, and I don't need Wells Fargo Bank to destroy my identity or give me future problems. I just don't know what to do. I feel like suing them.

    This happened recently within several weeks ago when I tried to cash my work check, and one of the employee rudely pulled me aside and took me to the office and to open up an account. So I met with a young bank agent named Joanna **. I told her I was in a rush to go to work, but she insisted I open one up and it will take only a few minutes and that I'd make it to work. False; I was late to work. Then she sent my information to the wrong address. Why did it take me time to find out, because when I went to the Koreatown branch (in Los Angeles, CA - Western/Wilshire located inside Ralph's supermarket) to complain why I haven't received it yet, that's when I found out about this ordeal, which was 2 days ago. And when I went to the branch to get the address fix, it was no apologies, as if nothing ever happened. I was so angry, but I kept my cool. I understand that I should have double checked to make sure things were accurate, but I also put a lot of trust into this bank worker. I don't know what to do. But I'm also going to keep doing research on what to do exactly. Thanks for reading.

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    Customer Service

    Reviewed April 15, 2014

    My father-in-law passed away last June and we took the will to Wells Fargo, New Smyrna to get the accounts closed and payment made to the dependents. We were told we needed to obtain probate. We did and got a judge to issue an order for the bank to pay the funds to the dependents. They refused. We made a complaint to the "Consumer Financial Protection Bureau". They asked Wells Fargo for their response and they didn't give one. We asked for reasons why they refuse to pay and they say we need another probate even though we already have an order from a judge for them to pay out the money. This has caused a lot of stress to the family and it looks as though the Consumer Financial Protection Bureau has no teeth and is going to do nothing with a valid complaint. It is only $5000.00 but it is the principle and they are deducting handling charges every month from the accounts so that eventually there will be no funds left. HELP!!!

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    Customer ServiceStaffProcess

    Reviewed April 14, 2014

    Bobby ** was the person handling our account for Merchant Services. Basically our ability, to charge credit cards from our website. He gave us a 1% incredible fee, promising he would be available enough to even come to our home if necessary to meet and discuss things. First of all, he never phoned back at the dates he promised. Secondly there were unanswered calls. His excuse was that it was Christmas. All this can be partially, OKAY, I guess as holiday season. Anyhow, we were refused by Wells Fargo's security department, although they had been the ones chasing us to sign up with them initially. The reasons were 1) Your credit cards are "TURKISH" 2) Your website isn't English. However only once the security initially said "NO" were we informed that seeing it in English was of importance. At first, I resisted translating the whole website, but after agreed to do so, at least partially, in an email addressed to Bobby, already not happy that he himself obviously did not know about it, otherwise he would have informed us at the beginning of the application not once it hit a security problem.

    How they do international business is beyond me. Anyway, I asked him to WAIT, until we could translated. However, he didn't and hence I got a second refusal and it probably effected my credit as my score went significantly down at that time. The email I got was, no proper explanation, after no proper guidance and just a two liner. "Sorry, Wells Fargo turned you down". Only after I confronted him, for not having informed me at the beginning (lack of knowledge), not having waited for me after I was ready to resolve situation on my own time and money (lack of care for customer and consequences of his inattention) did I receive an cocky email, that took no responsibility on his side and a kind of fake apology, ending with "hope to put this in the past" after I informed him that I would report him. Very smooth talker, but no delivery or taking responsibility. After that I called many departments, as the process had been unfair and not handled right. Nobody called back or cared.

    Pay Pal on the other hand. Talked to us. Researched us themselves to figure out who we were, if we were legit or not. Kind of hard not to figure it out in this day and age. Had their own people translate our website, by using google translator. Figure out with their own senses and research, the volume of business we are able provide. Hence, came back and LOWERED our rates, even though we had not asked for that and already accepted their regular rates. WOOW! So happy and grateful. I would go with PAY PAL, if they wanted to charge me 10%. They care, they figure it out, and hence they can have my money. It all took a week, with a RESULT, so easy. As opposed to Wells Fargo 6 weeks, with NO RESULT, difficult. Difference between companies that are TASK oriented versus RESULT oriented. Way to go PAY PAL. Oleyyyyy!

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    Customer Service

    Reviewed April 9, 2014

    I have a second Check to do repairs on my House. The loss dept had no idea what was needed in repairs told me I needed inspection. They hung up on me a # of times. 30 days went by still no inspection. They can't do their job. They have no phone # to have inspection so I called Wells fargo in Iowa. I wanted to talk to president of the Bank. They hung up on me. I told them I was gonna Sue them, still no inspection. They don't know how to do their jobs - lack of info. They give you the runaround. I have Check to be signed to put in new kitchen due to water damage. They didn't Care. I had no sink or stove to cook on. Therefore they all need to be fired in that department. As of today still did not get OK to have Check signed now. I'm calling better business tomorrow & the governor of Ohio 4/8/2014.

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    Customer ServiceStaff

    Reviewed April 7, 2014

    I wrote a review on this website about Wells Fargo Lending practices. I detailed how my wife and I were treated when trying to purchase a house for 16,000.00. Yes that is right: we were turned down for a loan for a completely functioning brick and mortar home for 16,000.00 (est. sales value $93,000.00) and were told that we didn't have enough debt and because it wasn't worth Wells Fargo's time and effort to loan such a low amount on a house.

    We were ridiculed at the branch location of Wells Fargo in Auburn/Opelika at Village Mall location mostly by ** (mortgage loan officer) and by the simple fact that while all this was going on, the manager of the branch would meet in their little huddles but never had the common courtesy to get involved because, as I said in my prior review: we were "summed up" and disregarded as soon as we came in the door.

    My review was answered by "Michael". I received an email to check my review on Consumer Affairs website to see Wells Fargo's response to my review. At the Consumer Affairs log in I was informed of Wells Fargo's interest in my review and "Michael" left me this email address to contact him (HomeLendingSocialCare@WellsFargo.com) and this phone number **. I first tried the email but it was not a legitimate address. I have called the phone number 3 times and left messages for Michael but have yet to talk to anyone at this location which leads me to believe it may be another of their scams.

    Just when I thought Wells Fargo maybe interested in keeping me as a customer, I am again given the run around to add to the already humiliating visit I had at the Auburn branch on March 11, 2014. It has now made me come to the conclusion that this was all a "muse" to get me to declare this matter resolved so they (Wells Fargo) seem to be taking care of their customers. If anyone is looking for a bank I recommend almost anyone other Wells Fargo if this the way they handle business and now I must resume my search for a Banking institution that cares about their customers and wants to help their customers succeed and in return they succeed.

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    Customer ServiceContract & TermsSales & MarketingPricePunctuality & SpeedStaff

    Reviewed April 3, 2014

    I was asked by Wells Fargo if I wanted a Home Equity Line. I took the 10 year equity line and found their servicing to be deficient. Sometimes I got a monthly payment statement, sometimes I didn't get a statement. Their payments were due on the 1st. I tried to get that changed but never got any resolution. I consistently paid them and I was consistently listed as late (damaged my credit). 10 years rolled around and my loan had to be put into a permanent loan. We did that. I requested a copy of the loan agreement showing the loan was no longer a floating rate--they mailed me a form that had no information about the loan. I opened a checking account with Wells Fargo so that I could transfer funds each month to pay the Loan.

    I wanted to pay them one month ahead each month to get rid of the late payment status they had attached to me... The "online" features would not allow a "pre" payment. OK So I mailed the "prepayment" to them right after I paid the monthly payment online. I checked my account status a week or so later and the online payment was correctly posted; however, the "prepayment" was posted "ALL" to interest..... nothing onto principal! I called and first she said they never got the mailed check (I told her I sent it certified) then she told me the reason it posted to interest was that I owed interest from the old home equity line! (which was closed about 4 or 5 months ago when the permanent loan went into effect).

    This is absolutely ridiculous. They talk in circles. They told me that I am not "approved" to make prepayments. Really? Then she said that the extra interest was to make up for old interest. Then she said I was a late payer. Is that the reason I can't make payments ahead of time? This is actually funny. Don't deal with these people.... Their home equity line is a scam. Everyone has the right to prepay their loans. My next stop... the Banking Commission.

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    Customer Service

    Reviewed April 3, 2014

    Fees from July 2013 to March 2014. Fees for withdrawals, balances and inquiries. I did not do. I use their ATM's only, stay within policies for Debit card. I talk to a rude Supervisor that admits mistakes but does not reverse fees anyways.

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    Customer ServiceInstallation & Setup

    Reviewed March 16, 2014

    I needed to take out a small personal loan for car repair. My truck has been sitting with no engine for the past month. Long story short, I bought a replacement engine, which was bad and we only found out after installation. That's a whole other story. I am already fed up with the fact that I haven't had a car for 3 months. I find a new engine, but I need a loan for this one. My bank (Capital One) does not do personal loans, so I resorted to Wells Fargo, which is my boyfriend's bank. The woman at Wells Fargo told me that it would be easier to get the loan if I opened accounts and a credit card. My boyfriend had told me he's never had issues with Wells Fargo, so I assumed it wouldn't be an issue.

    I opened a checking and savings and a credit card, and I was immediately approved for the loan and it was directly deposited into my checking for immediate use. Now, I called the man with my engine to make an appointment to drive to get it, which is 3 hours away. It is crucial I make an appointment because I am working around the man's schedule, as well as my dad's (because we are using his pick up truck), and as well as my own schedule (I have 2 jobs). I decided to cancel my accounts at Capital One and move the money to Wells Fargo, and most of this money will be the rest of the funds I need for the engine, on top of the loan money. I got my money from Capital One all on one check and I went into Wells Fargo and deposited it (through a teller, nonetheless).

    The following day I went to check the status of my check and I am being told it is on hold for the next 5 business days, reason being I am NEW customer. This wouldn't be such an issue if I didn't need that money 4 days before the hold clears. Now my car is stuck at the mechanic shop an extra week, of which I have to pay for, and I have to rework my whole schedule to get the engine. I went into Wells to try and get the situation sorted. When I asked for the woman who helped with my loan, I was told she wouldn't be in for a half hour. I waited the half hour, and then was told she wouldn't be in for another hour. I left and returned to the bank an hour later, to find she was with another customer. I waited another 40 minutes to speak with her, and she was only able to get a quarter of my money cleared for me to use.

    I went home that night and checked my online banking and my money was there. However, the following day it was magically gone again. This has been a huge inconvenience for me and I haven't had my accounts for more than a week. When I called to see why my money disappeared and went back on hold, I was told I'd get a call back to sort it out. I never received a call. I called customer service only to be told that the issue is out of their reach. If SOMEONE would have told me there may be a hold on my deposit I would have just got my money from Capital One in cash to begin with, and the money would be in my pocket right now. I find the entire situation utterly ridiculous. I have access to my loan, but I have no access to MY own money. Now I am re-working my entire schedule as well as my dad's and the man with the engine's just because I don't have my extra money to use, which is why I opened these accounts to begin with.

    I am now reading reviews and I am hearing horror stories from co-workers and friends about this bank. I want to pay my loan off fast and go back to Capital One as quickly as possible. That bank never gave me one issue and I feel sorry for leaving.

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    Punctuality & Speed

    Reviewed March 13, 2014

    My husband and I bought a home a little over a year ago. We paid more than our mortgage payment every month, and paid between 10 days and 2 weeks early every month. We have bank records (from Chase) to prove that we have made every payment early and more than what was due. One year ago, Wells Fargo classified one of our payments as "extra" and didn't count it towards the mortgage payment due. They then assigned a late fee since another payment was not received until the next month. They have assigned a late fee and classified our monthly payments as late ever since. We have spent endless hours on the phone and made several visits to local branches to try to resolve this issue. They refuse, even though we have all of the documentation to show that we have paid. They tell us that their records don't go back farther than 3 months, so they can't do anything. Unless we make an extra payment, we are "late" and assigned a late fee (and credit damage) every month. This is really outrageous!!! Please Help!

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed March 11, 2014

    I spoke with an agent on 2/28/2014 who stated that I was two months behind on my bike payment. I made a large payment and he said that it was applied to my account. Hours before, they had issued a repossession order and the man made no mention of it. This payment along with a review of my bills, did not warrant a repossession. They have incorrectly applied payments toward interest instead of late payments which in turn, with unpaid balances, results in additional late payments to account. They have been unhelpful in correcting their mistakes. I also had this issue with my house payment. They applied an extra payment to the principal, instead of applying the extra to late payments and are trying to charge me late fees again because of it! I have to wait 3 to five days with that error but the personal loan repossession with payment made has not been addressed and they are extremely rude! I need an aggressive attorney immediately.

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    Barbara increased rating by 1 star.
    Customer ServicePrice
    After a positive interaction with Wells Fargo, Barbara increased their star rating on March 26, 2014.

    Updated review: March 26, 2014

    After posting a complaint with the Better Business Bureau got the bank's attention and sending a notarized form to Portland, my CD account was closed and the money in its entirety was transferred to my savings account. Despite the issue being resolved I still intend to close out most, if not all, of my accounts with this bank when I can.

    Original Review: March 10, 2014

    I received a notice that my CD was about to reach its maturity date so I called Wells Fargo (WF) as the notice instructed on day one of the grace period. I told the service representative I wanted to close the CD account and put the money in my savings account. I was told that it would be done within 2 business days. Two days later, I checked my account and it showed that the CD had been renewed, not closed. I called WF again. I got a lot of apologies and the service rep said it would be handled within 2 business days. There was no record on file of my previous call.

    Two more days went by, now on day 6 of my 7-day grace period, and nothing. I called WF and demanded to speak with a supervisor (I have his name). After much discussion I was finally told that because the amount of my CD was over $5000, I had to go into a bank branch to close the account and transfer the money. I don't understand why I wasn't told this when I first called. I told the supervisor I couldn't get to a bank branch because I am home bound and cannot walk. He gave me an address out in Portland, Oregon (I am in Virginia) where I could send a notarized letter to have WF close the CD and transfer funds. He also gave me the option to send the letter by an overnight service, but I do not want to spend the extra money nor can I get out of my home to do that.

    Being handicapped and stuck at home from recent surgery, I had no way to go to a WF branch to handle this matter. I had to scramble to get someone to notarize a letter in a timely manner and mailed to Portland, but it will take days to get there and well after the grace period ends. Hopefully someone from WF will contact me and clear up this issue. Otherwise, it looks like I may be stuck renewing my CD at the lowest possible interest rate. I will be closing out ALL my accounts when I am able to do so.

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    Staff

    Reviewed Feb. 25, 2014

    My mother died last month, leaving me as her trust successor. She had two substantial CD balances. When I presented the trust, which specifically delineates these two accounts by number, along with a death certificate, they would not release the funds to me saying that their records indicate account owner's name is just her name, not the name of the trust (which, obviously, includes her name). They say they will not release the funds unless I go through probate - an expensive endeavor that the trust was designed to avoid. They blame the lawyer (who is now retired, and I cannot find) for not notifying them of the name change on the account, but I strongly suspect that it is their error because when my father died 16 years ago, it took FIVE trips to the bank with FIVE new death certificates to get his name removed from my mom's account. Each time, they denied any record of having done it before.

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    Staff

    Reviewed Feb. 24, 2014

    I was being helpful to my elderly aunt who some day may need someone else on her account. I went to the bank to sent up my own personal online banking and have had nothing but a headache since. She no longer is allowed to receive her monthly bank statement in the mail because I signed up for online banking. They could not figure out how to send her statement to her while mine was online. You have got to be kidding me!! Now we are all going to pull our money and start new somewhere else. Such a simple request that could not be handled leaves us worried about what else they can't figure out!

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    Punctuality & SpeedStaffProcess

    Reviewed Feb. 21, 2014

    Thank you, Wells Fargo, for ruining my life. On Monday February 17, 2014, you told me I would be closing on Friday on my Wells Fargo Home Renovation Loan. It was a blessing in disguise; I made it all the way through the lengthy process. I called my mother, "Mom, I am going to be closing on my birthday February 21, 2014." I have been looking forward to this day, long before you qualified me and gave me my Well Fargo Loan Commitment paper in September 2013 in my hand. I found a Fannie Mae foreclosure listed on the Homepath Website, a portal designed for first time home buyers like myself. Since I already had 3 bank accounts with Wells Fargo, I figured why not place my loan with a bank that I have been with since 1993. I gave you everything you asked me for and cleared every condition one by one.

    On Tuesday February 18, 2014, you repeatedly asked me why did I have a judgment on my credit from 2003, even though I gave you and your underwriter proof 3 times that the judgment has been paid with a copy of the satisfaction letter from the creditor with the stamp on it from the high court in Trenton, New Jersey proving it was cleared since 2012. After the persistent badgering, I figured why not just be honest and tell you the truth of what really happened so we can get on with the process. I know it may have been odd to have a 745 FICO score, and have this on my credit. I told you the judgment may have only been removed from one or two of the credit bureaus and not all 3. After graduating from college and after losing my job on Wall Street in January of 2002 during the crisis, I went to federal jail for a period of time. So, my bill went unpaid and that's the reason why I received a judgment on my credit from the debt collector company that assumed the debt. You apologized for making me have to tell you this, but I figured you are just doing your job.

    On Wednesday February 19, 2014, you called me to tell me that the File is being submitted for DENIAL. Really??? 5 months into the process making it 3 days from achieving the American Dream and you are canceling my loan just like that. You add in that my American Express account went up 5% so unfortunately, I do not qualify any longer because my debt ratio is now too high. Most people's credit cards go up a little bit after the holidays; I have a child, family and a girlfriend. You wait this long into the process to tell me this? I did everything you asked for. I paid $1,500 to the title company; I gave you $600 for an appraisal. I got inspections totaling over $500. I got an insurance policy totaling $1,500. I did every single thing you asked for and to just cancel my loan in the blink of an eye is unfair to me and my family. I have never been late on my rental history. I have never been late on any credit cards. I make $45,000/year, I know that I do not make a lot of money now, but are you telling me I do not qualify for a $100,000 house?

    I have over $10,000 in your Wells Fargo bank accounts alone. I know I am only 1 person in the millions of customers you have, but why didn't you offer me options or give me an alternative solution? I haven't heard back from you because I guess you're just onto the next. My only assumption is that I have a conviction on my record and I told you about it. Being pragmatic, I thought I paid my debt to society and I could move on with my life. I am just living my life as an ordinary Joe, all I was trying to do was get to the next level in life. Instead of being a proud homeowner today on my birthday, I am waking up again at 5:30am to this pounding migraine headache that I have ever since you crushed my world. I want you to know that I am truly saddened and I feel devastated and I have held off crying until now. I am grown man, but I am truly crying as I end this letter to you. Thank you.

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    Customer ServiceStaff

    Reviewed Feb. 20, 2014

    I have been a Wells Fargo customer for about a year, my overall experience was very negative. When I opened my account I was promised no monthly fees, fraud and identity theft protection and that is completely FALSE! I get random monthly fees every so often that I have to go into a bank to dispute and my account has been fraudulently accesses and charged by scammers 3 times in the past 6 months! I was promised by Wells Fargo after the first incident that this would be closely watched and I was issued a new debit card to avoid further transactions from the thieves. Well a few weeks later, the 2nd set of fraudulent charges came through and as I questioned the bank they stated that even though the original debit card number was reported stolen and was cancelled it was still able to be used by the scammers because they listed the charges as a re occurring payment. And Wells Fargo told me they would report the fraud and the company involved so that it would not hit my account again.

    Now some months later, I have more fraud occurring on my account, coming from the original debit card number that was reported stolen and cancelled! How is Wells Fargo allowing my stolen card number to continue to be used and charged to my account?! I have had several encounters with customer service and personal bankers in the branch and they are very neglectful, inaccurate and unknowledgeable about banking and procedures! I was supposed to receive a call back 2 weeks ago about a monthly service charge that was taken from my account in error AGAIN and still have heard nothing! I will be sure to let everyone in every way know that banking with Wells Fargo is dangerous! You can be a victim too if you choose to bank here! My identity has been stolen, my hard earned money has been stolen and all thanks to Wells Fargo and their inability to maintain a protected system for their customers! Go ask them an intelligent question about banking, I bet they will not have an answer for you! DANGER!

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    Staff

    Reviewed Feb. 19, 2014

    I opened a bank account with another bank a few months back when I discovered Wells Fargo had accidentally put over $5,000 in my account of someone else money from California. I began to watch my account very close after this error on Wells Fargo behalf. Both my sons had account at Wells Fargo and work for the same company. One son changed to a credit Union and you will never believe what we figured out. Wells Fargo holds the direct deposit after it is sent. The credit union posted the money some time 2 days before Wells Fargo. Sometimes there will be money just vanish and there is no paper trail and you will be left to hold the bag. I spoke with Angie ** a so-called supervisor today 2.19.2014. She did not care of any of my concerns. I am now total over this bank and been here since 1997. If you have money there you should be very careful.

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    Staff

    Reviewed Feb. 19, 2014

    I called to file a complaint about not receiving a replacement credit card. The lady, I think her name was Kelly, asked for my card number which I gave to her. She couldn't find me in the system at which point I realized I gave her the wrong card number. After a 14 hour workday all bets are off. After giving her the right card number, she started laughing and told me that I must have a lot going on. Needless to say I was not amused. You just don't laugh AT your customers. Just with them, and I wasn't laughing. It was rather insulting actually. At least the guy I ended up speaking with, Brandon, was professional and helped resolve my issue.

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    Customer ServicePriceStaff

    Reviewed Feb. 19, 2014

    I have 5 credit cards from different banks. My Wells Fargo account is less than a year old. All other credit cards are at least 3year old. I got WELLS FARGO account when I purchased furniture from Bob's Furniture. I prefer paper statements so I have hard copy. Printer ink is expensive. When you close your account, you lose online access. Hence, you lose access to online statements.

    Hard to remember password with multiple accounts (bank, email, Facebook, online stores...). They don't offer standard password format (some allow special characters, some don't). The less online accounts you have, the better. I pay my bills online right after I receive my paper statement. All funds are coming from one bank so it is easier to track. I never have problems with my 4 credit cards. I regularly receive my paper statement. 3 times I have not received my paper statement from WELLS FARGO. I called and Wells Fargo waived the first $35 fee.

    I called and Wells Fargo still charged me the second $35 fee (after several months). I called and Wells Fargo still charged me the third $35 fee (after several months). In 10 months, I did not receive 3 paper statements. That's 30% failure rate. Never have problem receiving paper statement with my other credit cards. I leave to readers to make assumption why I never have problems with paper statement with my other 4 credit cards BUT had 3 instances where I did not receive paper statement from Wells Fargo. I'm not telling you to avoid Wells Fargo. Just keep in mind that at least 1 person had problems with paper statement.

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    Customer ServiceInstallation & SetupCoveragePunctuality & Speed

    Reviewed Feb. 17, 2014

    We got new windows installed in our house in August of 2011 since then we have made our payment to them on time every time for the last three years. Last month we were a day late on our payment so I included the regular payment on the loan along with the late fee that they charge to cover the fee that I knew would happen thus our regular payment of $200 plus the fee of $35, making my total payment to them $235 to cover the late fee charged.

    They have been calling us nonstop since then to get caught up on extra charges they applied to our account. We received our statement for this month today to find out that our new monthly payment is now $271.38 for the month and that they didn't apply the late fee that I paid to the account and just continued to count it late. Deciding to add another late fee charge to the bill wonderful.

    Today I called them totally baffled why my regular payment along with the late payment that I made had not been credited as it should to our account. I got "Mike" whom after verifying all the information on the account couldn't give me an answer and couldn't discuss the account with me even though I am an authorized user on the account. Saying my husband needed to call back and confirm that they could speak to me about what was going on even though the account is a joint one. When asked to speak to a supervisor I was promptly told to wait for the transfer and was disconnected.

    Not only is their service beyond terrible and are they constantly calling us to make a payment when the payment is not due for another two weeks. Their customer service is beyond rude and incompetent. Will not ever be doing business with them again after this is paid off.

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    Customer ServiceProcess

    Reviewed Feb. 17, 2014

    I cashed a check for 1250.00 at the bank with a balance of 1283.00. I then wrote a check for $30.00 at another location. I have $30 in savings acct. Each time I monitor my accounts with wells fargo bank, the next thing I know is the check for 1250.00 was charged $35.00 overdraft fee. The $30 check was returned non-sufficient funds. I was told by the bank that 2 items hard posted that night. It cause me to no have sufficient funds in my account. The check for 1250.00 was posted last. The bank would not do anything for me. The manager has not bothered to call me back. In my opinion, the program the bank uses does calculations that favor the bank to make them money in fees! They hard posted the largest check last to create this situation. When I use my debit card the money is automatically deducted from my account. I will be filing a complaint with the banking commission. I have had this account for 6 months and this is the first time this has happened. The 16.00 negative balance cost me $105.00. I also had $35.00 nsf fee on the $30 check to the utility company. If I did not have sufficient funds as they say. They owe me at least the $35 overdraft fee.

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    Coverage

    Reviewed Feb. 11, 2014

    I watch my account numerous times a day, especially when I know I am low. Last night I looked at my account before going to bed and saw that I had enough for my rent check to go through and would still have approx $33 left over (I know pathetic but doable). I looked this morning and it shows the rent check went through but my balance is at zero. It says they did an overdraft protection from my checking to my savings of $69.17... I only had $33 in checking and I only have overdraft protection set up from savings to checking. The thing is that the transfer said it was from savings to checking in the description... Either way I will be charged a fee from them to transfer my own money from one account to the other. Which is why I watch it so closely.

    On top of that it showed that I had approximately another $77 in my savings account which last night was only $16. To confuse things even more, last week I transferred $300 from checking into my savings to cover my rent this week and transferred it back this week when I wrote out my rent check... All of these transfers had gone through fine and showed that they did online. When I called Wells Fargo about the 69 transfer debacle the woman I talked with told me through our conversation that my $300 transfer from savings to checking hadn't gone through... I saw it with my own eyes, people, it had gone through!

    This is not the first time that they have played around with my accounts and my mind. She also told me that the rent check had gone through yesterday yet it didn't show up until this morning that it had cleared, it was never in pending... not that that matters, my point is that what shows up online is not always accurate. Also, all of these transfers have eaten up "federal regulations" allowable savings transfers per month. I have never heard of this either. Why does the federal government or is it reserve (? ) have the right to govern how much money I can transfer from one account to the other?

    Another thing that I regularly notice is at one point a purchase will show up in pending and the next day it will disappear so I look for it in posted transactions but it isn't there either and then later on that day or the next day or sometimes days later it will show up again in pending or posted. How can anyone really know what is going on in their accounts if they are appearing and disappearing? Wells Fargo is playing with our money and screwing with our minds. We will be switching to a different bank next week. Not that they care.... We only live on peanuts. Until then I will be daily printing off my checking and savings information just to save my sanity.

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    Customer ServicePrice

    Reviewed Feb. 7, 2014

    St Augustine Financial planners are probably the worst we have ever worked with. Customer service is appalling. They expect you to manage your own account and they take a sit back attitude and collect fees. We do not believe they ever had our best interest at heart despite all the promises. We have HAPPILY moved all our accounts to Fidelity. Good Riddance.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed Feb. 6, 2014

    In late December of last year I received an overdraft notice from Wells Fargo. I've had a tough couple of years, I lost my job and spent awhile on unemployment and then was fortunate enough to be included in the VRAP program, a GI Bill program allowing aging unemployed vets to attend school for a year on the GI Bill. In late October my funds ran out, so I gathered my cash together, put $50 in my accounts to keep them open and hunkered down till I got my taxes and/or a job. I didn't use my account for about 2 months so I couldn't understand why I was overdrawn.

    It turns out that a scam company called Best Benefits has been illegally tapping my account for $19.95 a month for 5 years. Of course I feel quite stupid that that got by me. Further research shows me that even though I don't specifically recall doing so I had disputed the charge on several occasions and had the charge thrown out and/or discontinued. Best Benefits apparently just keeps going further with illegally debiting my account. It turns out that prior to 2009 when my bank was still Wachovia, they provided Best Benefits AKA MVQ AKA Vertrue with account information pertaining to their depositors.

    When I finally figured out what and who Best Benefits is and called their line they greeted me as a "Preferred Wachovia Customer". When I had asked about the charges earlier I was told that "It's probably a service charge to insure your car loan." Seeing how I made my final payment some months earlier I felt I was billed in error. Long story short, they refuse to refund the money they knew was being stolen from me and in fact were in collusion with. I'm fighting it now.

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    Customer ServiceContract & TermsPrice

    Reviewed Feb. 5, 2014

    I am staying in Arizona for a little while dealing with some personal matters. I live in Georgia. I reopened an opportunity account. Two years ago Wells Fargo closed my account for having a zero balance for too long (I don't like using bank accounts too much if I can help it because of their fees and overdraft rip off system). A few months ago I had opened another account with Wells Fargo and was doing really good with my money. Then after enduring some hard times, ended up over drafting and being unable to pay it so they closed the account. I had every intention of paying, I just had to get my money stable again.

    When I went in this time to open another opportunity account and pay off what I owed them... they told me I owed $120, which was fine even though the bank in GA said I only owed 90. I started making payments and then when I went in to make the final payment for this debt, my normal banker was not there and I had to use another banker who just so happened to pull up 2 more accounts that I owed on (checking and saving that was closed two years ago for a zero balance). Apparently, I owed about $10 for their banking fees of having an account open. That annoyed me because I have had two accounts since then and NOW they want to tell me I owe more.... right.

    So I just paid it all anyways. I figure it would all just be over and I could move on. A few weeks ago, my dad (a long term Wells Fargo customer) had about 600 in his account... then one day all of his money was drained from his account and his cc maxed out. Wells Fargo said it was Social Security taking the money. He went to Social Security multiple times and they are assuring that they did not take the money and he did not owe them anything. Now Wells Fargo wants to change its tune and say it is not Social Security taking the money but they will not tell him where his money is going. They have no documentation to show where or why the money is being taken. They are stealing his money and constantly calling him to pay on his account... when he has no money, for no reason.

    A few weeks ago, I signed up for this little trial version of some diet pill. It said free trial and all I had to do was pay shipping, so I did. What I didn't know, is that in their terms and conditions, they state that they will charge 90 dollars a month for auto ship on this product. I called Wells Fargo because I did not authorize them to charge this and the first person I spoke with told me they would reverse the funds right away.

    When I was transferred to another person she said that I won’t get my money back until I send the trial back at my own expense and allow 14 days for the company to refund me. I feel like this is wrong and Wells Fargo is taking the side of companies that are put in place to rip you off. I will keep my account open but will not use it for any major funds. They do wonders with taking customers money and don't care what it does to you. Oh yes and they are VERY RUDE.

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    Staff

    Reviewed Feb. 4, 2014

    I opened an account at Wells Fargo bank in Orlando Florida (lake underhill) maybe two years ago and have tried numerous times to increase my daily limit on my debit card from $500 to $1000 and had turned me down every time. Today I went to this specific location to get help for another (surprising) issue with this bank and Michael made me feel like a horses ass. He did not show compassion for my frustrations. He interrupted me every time I tried to say something. This company does not know how to keep a customer since I opened an account at Chase bank and they give me more than $1000 limit on my debit card and even approved me for credit card.

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    Customer Service

    Reviewed Feb. 2, 2014

    Shortly after the first of the year, I called Wells Fargo to get the payoff amount on a loan I have for a motor home. The amount given to me was slightly less than $1550.00. Using my bill pay program through my bank (Western Bank of Alamogordo), I scheduled a payment for $1550.00 to Wells Fargo to the address that the person that furnished the payoff amount gave me. The payment came out of my account on January 13th, 2014. I took it for granted that everything was okay and that I would receive the title to the motor home along with paperwork showing my account was paid in full.

    On January 31st of 2014, I checked my checking account online and found out that there was a "refund" to my account from Wells Fargo in the amount of $1550.00. I called Wells Fargo and after having to all kinds of crap from three different people that could not explain why my payment was returned, I asked if they could take my payment over the phone because I was sick and tired of the run around. I was switched to three different people before someone was able to do the electronic fund transfer from my checking account to Wells Fargo, having to repeat my loan account number, last 4 of my social number, telephone number, normal payment date, and other thing to each one. Wells Fargo gives the worst customer service of any bank that I have dealt with. I will check my bank account next week to see if my motor home is paid off or I have to spend another hour and half dealing with poor customer service.

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    Reviewed Jan. 30, 2014

    Your rating should have minus stars. I was unable to leave the post all without at least putting one star. They should be a minus 10. Wells Fargo $7.50 check fee is a crime against the poor!!! I don't have a bank account at Wells Fargo, and I Had to cash a check from a local company that banks at Wells Fargo, and they charge me this. See I think it's a rip off. I think their banker filling out bail out money should have been enough for them but I guess it wasn't enough to take care Their Las Vegas strip trip. I'm going to tell everyone I know who has a Wells Fargo bank account to drop and anyone is thinking about getting the bank account to not go there. I think big banks have gone way overboard...

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    Customer ServiceStaff

    Reviewed Jan. 30, 2014

    Every time I talk to a Wells Fargo customers service representative, they ask me if they see anything on my account that I can benefit from... (aka a credit card) if they can explain it. Ok, first of all a credit card does not buy benefits, it pays for the banks expenses and helps with their employees commissions and/or salary. I spoke to three people there today and the first person I spoke to asked me if I would like the credit card offer removed from my account and I said yes. When I called the second time they asked me if I would like to get the card, etc... I said no, and explained to him that someone this morning was supposed to remove that option from my account. He said, "So you don't want the card at all," and I said yes and he hung up on me.

    I went to the branch, same thing, if I find anything that can help benefit your account blah blah blah... I was like wft is wrong with these people. Do they even get a salary or are they having to sell pens and t-shirts for Wells Fargo too in order to eat... this a joke. Wells Fargo, people with money do not like to be bothered about credit cards and financial advice. I have a friend that worked there in the financial services department. He finds accounts with balances over 20,000 and cold calls them to try to sell them and "help benefit their account blah blah blah." All these banks care about is themselves and this a great way of proving it. It's sad our country has given in to these mega corps because they are so big and they control our politics. I want a bank that I can go to without being harassed so their employees can eat.

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    Reviewed Jan. 30, 2014

    My partner and I have been with Wells Fargo for four months now and each month, both of us have been fined every month by their holding a check or debit until it goes into the red... We pay all our bills the third of each month and last month Wells Fargo withheld the electric bill check for over two weeks until their program released the check to the account for the inevitable fines of thirty five dollars for each overdraft that totaled seventy dollars for each of our accounts. This includes three more fines that I can't figure out what... The online account summary is designed not to give you an accurate running balance by withholding current balance information. We are pulling out at the first of the month and going to hopefully a more honest bank.

    The two lawsuits that Wells Fargo lost for using this illegal algorithm totaling to more than thirteen million dollars obviously does not bother them for they continue to use it. Good profits! If another lawsuit is pending against Wells Fargo over this illegal activity I would like to be part of it. for stealing is a crime the last time I checked . Wells Fargo does not hurt the middle or upper class in this particular fraud, this hurts the struggling people that pay their bills each month to the balance line and the CEOs of Wells Fargo should be imprisoned for the criminals that they are. Crime is crime and a thief is a thief.

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    Reviewed Jan. 24, 2014

    Yesterday afternoon I checked my bank acct and noticed that I was going to be short on my car payment when it came in. I also checked the balance of the acct this morning before going into the bank at 9am (when the business opened) and depositing $100 cash. At that time the check for the car payment had not been processed. When I went for lunch today, I ran my debit card and it was denied. I came back to work and pulled up my acct. It showed two things that are very disturbing to me.

    One, it showed my cash deposit as PENDING. When I called the bank about this I was told by one person that a cash deposit is immediately available. When I talked to the manager, Mya, I was told that it would not be available until after the system updates at 2pm. THEN I also noticed that I was charged an overdraft fee of $35 for my car payment that I had been watching for. It appeared on my statement as coming in today 1/24/14. Had the cash that I deposited been applied appropriately there should have been no overdraft fee. I believe this is fraudulent activity. Intended to make the bank money by taking fees that should not have been assessed.

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    Staff

    Reviewed Jan. 24, 2014

    I tried doing a reconsideration for a student credit card with this company and they STILL rejected my application because of a past charge off on a previous account I had with them that I had paid off many months ago. What a rotten bank to do business with. I think they are 100x worse than Bank of America at this point, another bank I do business with and have overall had a much better experience with despite its reputation. I think I know who I'm going to get another student credit card with in a few months and it's certainly NOT Wells Fargo which I read is pretty mediocre in that area anyway. My Citi Forward card is a lot better than the crap one I was applying for with WF anyway.

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    Price

    Reviewed Jan. 18, 2014

    Monthly statement did not match make sure BBB has our report because our lawyers are pursuing in courts. Plus fees y'all throw in did not add right my balance should be current at $3583 plus interest. They send way less plus I currently have all my deposits slips from since October 2013 to now. McDonald's branch and Pinole. Names should be dismissed immediately.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 14, 2014

    My mother has always been on time with her Car Loan and now she is out of a job so I am helping her with financially. This month is tough due to the holidays just passing so I asked her to see if she could defer a payment. Wells Fargo said her being out of work is not a good enough excuse and to call back when she has a job and then they will work with her... I have always thought deferring a payment was a way to help people out. Instead she gets the door slammed in her face by a company that apparently only cares about money and not their customers.

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    Price

    Reviewed Jan. 3, 2014

    When I open the bill, says it's free, if they take the $1,500.00 monthly, the first checks are free, and bill pay is free like other banks. After 3 months, Wells Fargo charge $3.00 per month for use the bill pay. I have also account in Bank of America and do not charge the ridiculous sum of $3.00. I do not trust Wells Fargo because they never tell you true account when open account. After open the account came the surprises. I am very upset with Wells Fargo, because it's stealing all the customers.

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    Customer ServiceStaff

    Reviewed Jan. 1, 2014

    The money was taken out from the trust fund and Wells Fargo was in charge of processing the account... which includes the paying of taxes to the IRS. When everything was ok'd by the IRS, Wells Fargo wanted us to deposit the money to their bank. We said we will think about it. Instead, we opened 3 accounts to 3 diff banks in order to distribute the large sum of money we are supposed to get. We waited several months for Wells Fargo to release the money but they always have reasons just to delay the release of the money. Because of our suspicion that something fishy about it, we called the person in charge of all the banks. He found out in his computer that some of it were invested and millions were unaccounted for. They fired the manager of Georgia Ave. branch together with 2 more employees.

    We hired a lawyer to straighten things plus they have to pay the lawyer's fee as agreed. We signed papers that in order for us to get the money plus interest, we are not going to sue them. One month had passed and we haven't gotten our money yet for the reason that they were short staff. How long for a bank to transfer money from bank to bank. It doesn't even takes days. So we decided to hire another lawyer to clear matters and we wanted to buy a house that we liked but this is the third time that the builders can't wait that long, so we ended up disappointed because it is very hard to find a new house especially at Silver Spring area. We liked that area because it is near the doctors that's taking care of us. I hope you could help us resolved this problem. Thank you for your thoughtful regard to our problem.

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    Customer Service

    Reviewed Dec. 30, 2013

    On Thursday, December 27, 2013 at 9:00AM EST, I went to a Wells Fargo Bank in Chesapeake, Virginia to do a wire transfer in the amount of $3000 to a person within California... The personal banker I spoke to determined that my request required managerial approval who in turn decided my wire was part of a SCAM. She contacted another individual who also decided that my request for a wire was for a SCAM and that they were locking all my bank accounts (checking, savings and credit card) pending an investigation.

    At no time did I provide any evidence for the investigation or investigators. I did call back after 24 hours and I was rudely advised that I had no business questioning the status of the investigation for 72 hours on December 30th. My wife did a follow-up call and she too was rudely treated. Why can or does a person without any proof or legal documentation have the ability to individually have the authority to decide when a bank account is frozen? Who decides when the account is unlocked? As soon as I can I will no longer associate with Wells Fargo.

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    Contract & TermsCoveragePriceStaff

    Reviewed Dec. 27, 2013

    Approximately 3 months ago, I had attempted to apply for a VA Home Loan at the Wells Fargo Bank in Chester, VA using my VA loan. I had been given the run-a-round by personnel at the Chester, VA Wells Fargo Bank. The Owner of the house where I still reside passed away on October 3rd of 2013. His wife instantly told me that she was letting the house go into foreclosure and if I wanted to purchase the house for me to apply for a short sale loan. She had also informed me that I need not pay her anymore rent since the house would probably go into foreclosure and it would take 5 or 6 months for the bank to evict me since I had no rent contract with them.

    I had then called a Veterans home loan rep. with the Wells Fargo main office in Iowa and had spoken to a loan officer as I was led to believe regarding purchasing the house on a short sale. He then asked me for the homeowner's name and address and pulled the file. After looking at the account, he then told me that they could probably let me purchase this house for $112,000.00. The owner owed approximately $121,600.00 toward the house and the house is appraised at $$122,000.00. After that the case was referred to another rep with Wells Fargo in Richmond, Virginia named Kay **. She seemed to be professional at first and then informed me that the rep in Iowa didn't know what he was talking about when he had quoted the price to me for $112,000.00.

    Since that time Ms. ** has not given me a price on this house nor any loan percentage. She has asked for copies of the first 2 months of rent that I had paid starting in January of this year to Mr. **, the homeowner and then she has asked me for copies of rent receipts covering all of this year. Now she wants copies of utility bills that I have paid since I had this and the cable, trash, water, electric transferred into my name.

    I feel that I am being jerked around since I am a disabled veteran and I am certainly being given a run-around. I had spoken to another Wells Fargo rep. in Iowa but he simply said that Ms. ** was good at what she does and would handle the case. I do not know if I am going to be evicted or not. Ms. ** had told me last week that the house was no longer in foreclosure. I had asked if the owner's wife still had power of attorney but she said she couldn't give me that information. I had been informed earlier that the owner's wife was not on the deed or in a will at the time of the homeowner's death on October 3rd. Can you help?

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 27, 2013

    I was a recent high school graduate and starting my first year at community college. My dad opened a bank account for me that was used to put away money for my classes, he started it when I was 14 or so. Once I got my first job, license and classes set I was given my own debit card and offered a credit card since I was a college student. I linked my account so when it was time for my CC payment, it would be taken out the day of. I was never late and even paid more than what was asked. It was until I lost my job that now I owe more than I even spent. They don't care that people are struggling as long as they get a payment and apparently Wells Fargo thinks the best way of doing that is calling constantly, and I mean EVERY MORNING ABOUT 9 am ON THE HOUSE PHONE AND SHORTLY AFTER TO MY CELL PHONE. It's like clockwork every day for the past 5 months and from states like Kansas or any other than my own.

    Wells Fargo doesn't care for their customers at all. Not after I lost my job, or got in a car accident and tried getting an auto loan (when I was employed) or even the fact that my dad and I were loyal customers for years. I wish I was warned ahead of time about what a crappy bank they were until my hard-earned money simply went into their greedy pockets.

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    Reviewed Dec. 12, 2013

    Wells Fargo victimized a senior with dementia by approving her for a line of credit over $100,000 and then billed the family for the debt. They also provided 3rd party information on one of the family member's account without the account holder's authorization.

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    Reviewed Dec. 6, 2013

    I also have an opportunity account and the only restrictions are that if I have a non-Wells Fargo check that has to be DEPOSITED, which I don't see the big deal about that. The only other restriction is I cannot cash checks through the ATM. That doesn't bother me in the least. Wells Fargo has the rule for most accounts where you have to use your debit card at least 10 times a month to avoid fees. They make all of their rules and restrictions clear when you sign up for you account.

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    Wells Fargo Company Information

    Company Name:
    Wells Fargo
    Year Founded:
    1852
    Address:
    420 Montgomery Street
    City:
    San Francisco
    State/Province:
    CA
    Postal Code:
    94104
    Country:
    United States
    Website:
    www.wellsfargo.com