
TurboDebt Reviews
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About TurboDebt
TurboDebt is an accredited debt relief company founded in 2020 and headquartered in Florida. The company specializes in negotiation and settlement services for many different types of debt. On its website, TurboDebt states its average client saves 45% of the amount of debt they owe (before fees). TurboDebt offers free consultations and does not require any upfront fees from new customers.
Visit www.turbodebt.com- Spanish support available
- Easy to get started
- No upfront costs
- Emphasis on affordability
- Relatively new company
- Temporary hit to credit score
- No legal support
Helpful Reviews
What is TurboDebt?
TurboDebt specializes in helping clients resolve credit card debt, personal and student loans, business debt, medical debt and other types of unsecured debt. The company focuses primarily on debt relief through repayment plans, meaning it negotiates with creditors to reduce the total amount owed.
While TurboDebt is relatively new to the industry, the company’s website states more than 650,000 customers have enrolled in its programs. TurboDebt operates in 47 states and territories (not available in Connecticut, Minnesota, Oregon, Vermont, West Virginia or Wisconsin).
How does TurboDebt work?
The enrollment process is relatively simple. It begins with a free consultation, where clients provide details about their financial situation. Based on this information, TurboDebt creates a personalized debt relief program, which typically involves a repayment plan. Instead of paying creditors directly, clients make monthly deposits into a dedicated savings account while TurboDebt negotiates with creditors to settle debts for a reduced amount.
If your financial situation changes after enrolling, TurboDebt can work with you to make sure you can stay on track. The typical length of a TurboDebt plan is 24 to 48 months, but it can be completed in 12 months in some cases.
Enrolling in a debt relief plan can negatively impact your credit, but the benefits of managing debts often outweigh the temporary drop in credit scores. The amount your credit score fluctuates can depend on how much you owe lenders and the payment structure of your plan. In general, the impact of enrolling in a debt relief program won’t be as severe as something like bankruptcy.
TurboDebt services
TurboDebt offers debt relief services for a variety of unsecured debt types, including credit card debt, medical debt, personal loans, student loans and business debt. The company also connects clients to partners that provide other debt-related services, such as credit counseling, debt management plans, and personal loans.
TurboDebt says the average amount of enrolled debt with its program was around $19,000 in 2025. Its website features several examples of past and present customers, showing their total debt amount, monthly payments and overall savings.
TurboDebt costs
Debt relief companies normally charge customers using one of two models: they either charge a percentage of the total balance of debts when you enroll in a program (usually between 15% and 25%), or a percentage of the total amount they help you save (25% to 35%).
TurboDebt charges a 25% fee on the debt you enroll in the program. The company claims this covers the cost of administering your account and negotiating with creditors on your behalf. There are no upfront fees. TurboDebt customers pay the 25% fee once their enrolled debt has been paid.
TurboDebt will not request any fees before a debt settlement agreement has been successfully reached. On its website, the company reminds readers that legitimate debt relief companies will not ask for upfront fees, promise immediate resolutions or use high-pressure sales tactics. Understanding these red flags can help you avoid falling for a debt relief scam
TurboDebt customer reviews
TurboDebt has earned 4 out of 5 stars based on verified ConsumerAffairs reviews. Of the positive TurboDebt reviews, customers praise the company’s helpful staff, speedy resolutions and savings.
“The representative I worked with was knowledgeable and helped to get everything situated and tell me what I was lacking. I was really pleased with them. I ran into a problem, and they notified me and told me what they needed and how to go about getting it solved - they were really supportive.” — Evelyn from Mississippi
While the majority of TurboDebt reviews on ConsumerAffairs are positive, a few customers did note issues with the company’s sales techniques, infrequent communications and complaints about the 25% fee.
“I see the reviews and I thought I will try to enquire what their program for debt relief is. It was a BIG BIG mistake because thereafter I have nonstop gotten calls. On all these calls, no one can be honest and upfront on what their program is. All they keep on asking is my SENSITIVE personal information, my cards, my data without even a valid response to my question. I decided to let them know I am not interested and yet I kept getting calls.” — Cherry from Maryland
FAQ
Does TurboDebt have a money-back guarantee?
TurboDebt does not offer any guarantee that your debts will be lowered by a specific amount or within a specific timeframe. There is also no guarantee that your creditors will agree to settle. However, you will only pay a fee for TurboDebt’s services if the company successfully negotiates a debt settlement agreement on your behalf.
Is TurboDebt a debt consolidation company?
No, TurboDebt is not a debt consolidation loan provider, although it does have information on its website about how debt consolidation loans work and how to find a lender. Instead, TurboDebt offers debt relief programs and solutions to help customers better manage their debt payments.
Will working with TurboDebt hurt my credit score?
In the short term, enrolling in TurboDebt can cause your credit score to drop. However, it can be rebuilt over time as you work through the debt. In general, debt settlement and other debt relief solutions are less severe on a credit report than bankruptcy.
Still have questions?
Is TurboDebt legit?
TurboDebt is a legitimate debt relief provider with six years in business. The company is accredited by the Association for Consumer Debt Relief (ACDR) and is licensed to operate in most states. TurboDebt claims to work with over 10,000 creditors to offer its debt relief solutions, and its debt arbitrators are certified through the International Association of Professional Debt Arbitrators (IAPDA).
TurboDebt is a solid debt relief company that could work well for anyone looking for debt settlement services. The company does not charge upfront fees, and the bulk of its customer reviews indicate a positive overall experience.
TurboDebt Reviews
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Our review standards
- Our moderation team evaluates reviews to make sure they meet our guidelines.
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Our review standards
- Our moderation team evaluates reviews to make sure they meet our guidelines.
- We require contact information to verify reviews come from real customers.
- Financial relationships do not influence whether we publish a consumer review.
TurboDebt Company Information
- Company Name:
- TurboDebt
- Address:
- 1643 NW 136th Ave., Building H
- City:
- Sunrise
- State/Province:
- FL
- Postal Code:
- 33323
- Website:
- www.turbodebt.com




