TurboDebt Reviews

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About TurboDebt

TurboDebt is a debt relief provider founded in 2021 and headquartered in Florida. The company specializes in negotiation and settlement services for many different types of debt. Reps focus on finding a debt relief solution that’s affordable to their clients.

Pros
  • Spanish support available
  • Low debt minimum
  • Easy to get started
  • No upfront costs
  • Emphasis on affordability of payments
Cons
  • Relatively new company
  • Temporary hit to credit score
  • No legal support

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Featured Reviews

Charlotte, NC
Verified purchase
It's fairly easy with TurboDebt. I get emails letting me know they have made a settlement for me, and to confirm the settlement. I talked to a young man named Jonathan and he was ...

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Killeen, TX
Verified purchase
It's helpful that there's a team behind me handling my debt for me. I have trouble with the emails though. I don't check my email very often and whenever I have a payment coming u...

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About TurboDebt

TurboDebt specializes in helping clients resolve credit card debt, home and car loans, business debt, gambling debt, tax debt and other types of debt. The company focuses primarily on debt relief through repayment plans, meaning it negotiates with creditors to reduce the total amount owed. The company operates in 46 states (not available in Oregon, Vermont, West Virginia or Minnesota).

How does TurboDebt work?

The enrollment process is relatively simple. It begins with a free consultation, where clients provide details about their financial situation. Based on this information, TurboDebt creates a personalized repayment plan. Instead of paying creditors directly, clients make monthly deposits into a dedicated savings account while TurboDebt negotiates with creditors to settle debts for a reduced amount.

If your financial situation changes after enrolling, reps can work with you to make sure you can stay on track. The average length of a TurboDebt plan is 24 to 48 months, but it can be completed in 12 months in some cases.

Note that there can be a negative hit on your credit when you enroll in the program — this is true for many debt relief programs. How much of an impact will depend on the specifics of your situation and the debt you’re settling. In general, the impact won’t be as severe as something like bankruptcy.

» MORE: Debt settlement pros and cons

TurboDebt services

TurboDebt offers debt relief services for a variety of types of debt, including credit card debt, medical debt, personal loans, unsecured student loans and business debt. The company also connects clients to partners that provide other debt-related services, such as credit counseling, debt management plans, and personal loans.

TurboDebt says the average amount of enrolled debt with its program is $23,000. Its website features several examples of past and present customers, showing their total debt amount, monthly payments and overall savings.

TurboDebt fees

TurboDebt charges a 25% fee on the debt you enroll in the program. The company claims this covers the cost of administering your account and negotiating with creditors on your behalf. There are no upfront fees. TurboDebt customers pay the 25% fee once their enrolled debt has been paid.

TurboDebt FAQ

Does TurboDebt have a money-back guarantee?

TurboDebt does not offer any guarantee that your debts will be lowered by a specific amount or within a specific timeframe. There is also no guarantee that your creditors will agree to settle. However, you will only pay a fee for TurboDebt’s services if the company is successful in its negotiations.

Is TurboDebt a debt consolidation company?

No, TurboDebt is not a debt consolidation loan provider, although it does have information on its website about how debt consolidation loans work and how to find a lender.

» COMPARE: Debt settlement vs. debt consolidation

What is the minimum debt needed to work with TurboDebt?

TurboDebt’s online intake form has a starting debt amount of $1,000.

Will working with TurboDebt hurt my credit score?

In the short term, enrolling in TurboDebt can cause your credit score to drop. However, it can be rebuilt over time as you work through the debt. In general, debt settlement and other debt relief solutions are less severe than bankruptcy.

Is TurboDebt legit?

TurboDebt is a legitimate debt relief provider. TurboDebt claims to work with over 10,000 creditors to offer its debt relief solutions, and its debt arbitrators are certified through the International Association of Professional Debt Arbitrators (IAPDA). It’s a solid debt relief company that could work well for anyone looking for debt settlement services.

TurboDebt Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    Sales & MarketingRefunds & PayoutsMaintenanceStaffBilling

    Reviewed April 23, 2025

    I saw an ad for TurboDebt on television. What really drew me in was the great assistance from the representative I spoke to. She was incredibly informative and took the time to break things down and explain everything clearly, which guided me in the right direction as I looked for a solution to my financial situation. TurboDebt has addressed my concerns effectively, providing a plan that estimated I could clear my debt in about 22 years with a manageable payment of around $150-$155 every other week. Although I am still facing challenges, this has helped me significantly. I am very impressed with my experience with TurboDebt, especially the support I received from the representative.

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    Customer ServicePriceStaffBilling

    Reviewed April 8, 2025

    I saw TurboDebt on Instagram. The entire enrollment process was straightforward. Although I don't recall the representative's name, she was incredibly friendly and thoroughly explained everything, including the costs and the lawyer-related details, which made the process feel quite manageable. Communication with TurboDebt has been very open; they've provided me with multiple phone numbers and an email address, ensuring I could always reach out if needed. I joined their program in January and have found them extremely accommodating to my unique situation. The payment plans are notably reasonable, giving me confidence that I can manage it even if situations change. Though my journey with them is ongoing, I'm optimistic about resolving my debts within the three-year timeframe they suggested.

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      Punctuality & SpeedStaff

      Reviewed April 8, 2025

      I found TurboDebt's idea of offering a way out of debt very appealing and interacting with their team was pleasant; they were kind and made sure I had a clear understanding throughout the enrollment process. I felt fully supported as they genuinely seemed to want to help. They provided adequate assistance, answering all my questions promptly. The team clearly explained the program, detailing how deposits work and how they negotiate with creditors. Whenever I had concerns, TurboDebt addressed them in a way that ensured I was completely informed. Their support has been instrumental in helping me address my debt. I'd recommend the program to anyone struggling financially. It is a positive step towards being debt-free and able to pursue life's aspirations without financial burdens.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed April 8, 2025

      After much contemplation, I decided to enroll with TurboDebt for my financial situation. My experience with their enrollment process was notably smooth and efficient, thanks to a particularly helpful representative. Despite being in the early stages of the plan, my interactions have been positive. The representative assigned to me has been responsive; he's returned my calls promptly twice when I've reached out.

      One significant factor is that I'm currently going through a divorce, which means that a lot is up in the air for me. However, my TurboDebt representative has been supportive throughout, aiding me as I try to manage this transition. Once my circumstances settle, I am optimistic about moving forward more decisively with their program.

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      Customer ServicePunctuality & SpeedStaffRates

      Reviewed April 8, 2025

      I explored around three different companies before deciding on TurboDebt. The other companies required a higher debt ratio that I didn’t meet, whereas TurboDebt offered options for a lower debt ratio, which suited my needs better.

      The clarity and helpfulness of the communication I received from the TurboDebt team were excellent. They were very upfront and detailed about the entire process, ensuring that every question I had was thoroughly answered. They went above and beyond to make sure I understood, providing more information than necessary to help ease my uncertainties.

      I would definitely rate my experience a 5 because the customer service has been exemplary. They have displayed a genuine interest in helping people rather than just treating them as another client. The level of support I’ve received has been top-notch, significantly better than other programs I researched. TurboDebt has been instrumental in addressing my financial concerns by clearly explaining how the process works and helping me focus on paying off my debt as quickly as possible.

      Overall, my experience with TurboDebt has been very positive, with a substantial emphasis on personalized care and effective communication.

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      StaffBillingLoan ProcessHonesty & Transparency

      Reviewed Jan. 5, 2026

      I am NOT currently working with them. I did apply for a $500 loan on Experian, however and I was connected to them and as usual, Turbodebt is a debt settlement company. Having researched debt settlement sufficiently, I told them at the outset that debt settlement was NOT the route I wanted to take so please don't take me down that road and yet they persisted in telling me they were just trying to help me. For a fee of 25%...that isn't helping me. That is doing business for a profit with me.

      Bringing in financial guru Marc Cuban's comments about cutting off credit cards to become financially solvent to inveigle me into going their route isn't helping particularly when I politely stated at the outset not to go that route. I was grilled as to how I got into debt, informed my debt would increase exponentially over 15 years (I am now 76) and that I wasn't being honest with myself. Being honest with myself, I can negotiate with my creditors MYSELF. What I hate is the pressure these guys put on you to do what they are trained to do: sign you up!

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      Reviewed July 2, 2025

      Turbo Debt has been the best decision I ever made. In only a year two settlements have been completed and saved me well over 50% of my money. I am very thankful for Nancy ** as she is always there and standing with me throughout the entire process. I am most thankful for Turbo Debt and Nancy **. Cheryl **

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      Customer ServicePunctuality & SpeedStaffResolution

      Reviewed April 23, 2025

      When I engaged with the TurboDebt team, their representative was extremely knowledgeable and guided me through what was missing in my financial setup. I truly appreciated how everything was explained clearly.

      Throughout the process, I felt well-supported. At one point, I encountered an issue, but TurboDebt responded promptly, advising me on what was required to resolve it. I was able to understand what they was saying and get everything done.

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      Customer ServiceRatesHonesty & Transparency

      Reviewed April 22, 2025

      I see the reviews and I thought I will try to enquire what is their program for debt relief. It was a BIG BIG mistake because thereafter I have nonstop gotten calls. On all these calls, no one can be honest and upfront on what their program is. All they keep on asking is my SENSITIVE personal information, my cards, my data without even a valid response to my question. I decided to let them know I am not interested and yet I kept getting calls. This feels harassment now. Today, while I was busy reviewing for my NP boards, I got a call from a Karen that I have made an appoitnment with her. I called back and again it is Turbo. I asked to be removed from their call list, and she kept going on, of course I kept going on too and she turn off the phone on me. It is time to warn others of this Turbo Debt Relief.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffBillingLoan Process

      Reviewed April 8, 2025

      I was online looking at debt consolidation and loans to pay off some debt. I found TurboDebt, and they were the ones that sold me with National Debt Relief, which is a pretty reputable company that I've heard of.

      The whole process was done over the phone, and I found it somewhat challenging. Looking to consolidate my debt, I reached out and ended up in the program for a few months now. They arranged everything regarding a payment plan after doing a soft credit check, presenting options that didn't force me to commit to all of them—an aspect I appreciated.

      Despite the setup being quick, it would have been better if the representative had provided more in-depth information. The lack of follow-up from the person who enrolled me was noticeable.

      I'd probably recommend others go directly to NDR to avoid relaying the same information twice to a middleman like TurboDebt. The monthly payment feels like a worthwhile investment given the debts involved, though service could've been more informative.

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      TurboDebt Company Information

      Company Name:
      TurboDebt
      Website:
      www.turbodebt.com