Splash Financial Personal Loans

Splash Financial Personal Loans Reviews

Splash Financial Personal Loans Reviews
Author picture
Author picture
Written by

Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.

About Splash Financial Personal Loans

Splash Financial is an online lending marketplace. It connects you to personal loan lenders and options for refinancing student loans. It works with borrowers nationwide and provides several rate offers for comparison. Personal loans are available for up to $100,000 for household, personal or family use. There are no early prepayment penalties, and funds are deposited in as little as one business day after approval.

Pros & Cons

  • Long repayment terms
  • Available nationwide
  • Fast funding
  • 650 minimum credit score for most loans
  • High maximum APR

What are Splash Financial personal loans?

Splash Financial is an online lender marketplace that offers multiple types of personal loans. It has a network of lenders specializing in student loan refinancing, in-school student loans, medical school loan refinancing and personal loans used for a variety of purposes. Checking your rate with Splash Financial doesn’t impact your credit score, and you can see rates in as little as three minutes online.

Personal loans are available from $1,000 to $100,000. Once your application is approved, you can receive funding in as little as one business day. Personal loans are one lump sum of cash with the same monthly repayment amount. This helps keep payments consistent and easier to budget for. Common reasons for taking out personal loans include debt consolidation, home renovations and financing major purchases.

How do Splash Financial personal loans work?

Splash Financial operates using an automated underwriting process. This means that rates are offered to you quickly and online by connecting you with nationwide lenders. This includes smaller banks and credit unions that you might not be familiar with.

To apply for a Splash Financial loan, you fill out an online application to check your rate. Checking your rate does not impact your credit score initially. After providing information like personal contact info, loan type, fund use and employment data, you receive rate offers from various lenders to compare. After you’ve found a rate, loan amount and repayment term that is a good fit, you apply with that specific lender. This will require a hard credit inquiry.

Once your final application is approved, you can receive loan funds in as little as one business day. This is a lump sum of cash deposited into a bank account.

Splash Financial personal loan rates

Splash Financial partners with a large network of lenders for personal loans and loan refinancing. Rates vary, but you can expect rates (at the time of publishing) ranging from:

There are several factors that affect your interest rate. These include:

  • Employment history
  • Credit score
  • Economic conditions
  • Repayment term

Splash Financial personal loan FAQ

How long does it take to get a Splash Financial personal loan?

Personal loan rates are offered in as little as three minutes. Once your final application is approved, you can receive funding in as little as one business day.

What is the maximum loan amount for Splash Financial personal loans?

Splash Financial offers loan amounts up to $100,000 for personal loans. Loans start at $1,000.

Does Splash Financial do a hard credit pull for personal loans?

Checking initial rates and receiving a lender rate offer doesn’t initially impact your credit score. Once you’ve applied with a specific lender, your credit will be pulled and your score could be impacted.

Can I pay off a Splash Financial personal loan early?

Yes, there are no fees or penalties for paying off a personal loan early.

Are Splash Financial personal loans legit?

If you’re looking for a personal loan or to refinance student loans, Splash Financial may be beneficial. Because it works with a large network of nationwide lenders, Splash Financial increases your chance of finding a low interest rate. The loan application process is all online, which speeds up the process of getting offers. Splash Financial is best for those looking for loans between $1,000 and $100,000.

  • Recent
  • Oldest
  • Most helpful
Select stars to rate your experience
Very dissatisfied with the experienceDissatisfied with the experienceSatisfied with the experienceHappy with the experienceWould recommend to a friend

A link has directed you to this review. Its location on this page may change next time you visit.

Loading more reviews...

Splash Financial Personal Loans Company Information

Company Name:
Splash Financial Personal Loans