
PNC Bank Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
+1 more
About PNC Bank
Based in Pittsburgh, Pennsylvania, PNC Bank is one of the largest financial institutions in the U.S. With branch locations throughout 28 states and Washington, D.C., it offers a full suite of retail banking services. PNC is also a major national mortgage lender licensed to originate loans in all 50 states.
Visit www.pnc.com/en/personal-banking.html- Branch locations in 29 states and Washington, D.C.
- Variety of account options
- Strong mobile and online banking
- Some bank bonuses and promotions
- Fees on some accounts
- Interest rates may be lower than competitors
- Account options and rates vary by location
PNC Bank Reviews
Filter by Rating
- (41)
- (13)
- (21)
- (64)
- (1,587)
Popular Mentions
- 4,972,959 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Recent
- Recent
- Oldest
- Most helpful
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,972,959 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed June 9, 2018
PNC website badly run and apt to cause you to overdraft. Pending charges are disappearing from the pending list and the money reappearing in your available balance only to have the charge magically reappear and be paid late night on the next banking day. This has gone on for months. I am now screenshotting it daily to prove it, and it happened again today. I am leaving this scam of a bank. I should have done it several years ago when they embarrassed my husband declining his card at a business lunch. Their reason? The charge was coming from Miami Florida.
My husband was standing in Durham North Carolina. 2 hours on the phone person to person. "How many charges were declined, one." "Okay one charge not multiple so that's my husband for sure." "But this charge is coming from Miami Florida and may be fraudulent." "How can it be, if there is one husband one charge?" "Well it's from Miami. Are you sure your husband is not in Miami." "No. He is standing in Durham North Carolina." Over and over and over. Finally I declare there was no Florida not to say Florida to me one more time. Days later I figured out where their stupid computer was going wrong. My husband was in a restaurant on MIAMI BLVD IN DURHAM North Carolina.
Multiple humans and a banking computer couldn't tell the difference between the name of a road and a city in another state. I should have left them then. This disappearing, ram it through at midnight charge scam has gotten me several times this year. If I have to track every little purchase on paper and cannot trust the balance information on the site or on the phone, it may as well not exist. Don't let them anywhere near your money, don't trust the website or phone balance, and do go anywhere to eat with the name Miami anywhere near it because these idiots can't tell the difference.
Reviewed June 6, 2018
July 3, 2017, I went to PNC Bank at Shoprite Branch located at 2200 Neshaminy Blvd. Bensalem, Pa 19020, to withdraw $2000 out of my checking account, PNC Bank teller processed my request got the money and left. A few days later I got a call from PNC Bank Credit Card department congratulating me on the credit card approval, I told ** that I never applied for a credit card, ** told me that he has a filled out application, I told ** it must be a mistake, ** again told me that there is an application filled out under my name, I told ** to shut it down immediately, PNC Bank Pulled my credit report twice by PNC Bank Employee on July 3, 2017, without my permission, without my knowledge.
July 09, 2017, I did go to PNC Bank Branch at Shoprite and I spoke to the same employee that assisted me on July 3, 2017, with the withdraw, I asked the employee if she opened a credit card under my name, she replied NO! I told the bank teller that there is a credit card application opened under my name unauthorized and that her name is on the application and I told her this was done on July 3, 2017, she got into a frenzy and went on the computer to check for her name. On July 15, 2017, PNC Bank sent me a Thank You for the recent application. It took me two months to find where to report PNC Bank, I contacted Office of the Comptroller of the Currency 800-613-6743. PNC Bank responded by telling me that the whole thing is a misunderstanding! I don't agree!!!
Reviewed May 31, 2018
I too would like to share my PNC experience. I am an honest hard working typical American Grandma. PNC bought out National City Bank many years ago and so my loan for my truck swung to PNC Bank whom we finished the loan payments to, all paid off years ago, in full. Apparently someone was lazy with the paperwork. We were still driving the truck until a recent wreck. Suddenly we find we need our title so off we went to our local title office. Found out that “National City” aka PNC Bank still shows a lien on it! Say what?? More than 10 yrs later?? I call PNC so far I have spoken with 4 “Resolution Agents” and someone I keep emailing with here on the help site. Two agents were able to find my information and confirm I owe NOTHING to PNC but yet they have not RELEASED the lien showing on my title.
This whole process began on May 22 and I, thank goodness, have kept all correspondence and audio of phone calls on the matter. Even our local title and tags office says this is appalling. They said for this to happen is not unusual, however all that is required is a letterhead from PNC with the statement saying “nothing owed” including VIN number and model. This is all I have requested - still waiting... Since May 22 (I was originally told it would be 1 to 2 days, nope). Then one agent actually promised this letterhead yesterday, said to give her 45 minutes to fax it! Never came... She also said that they released the lien, so my husband makes another trip to the title office only to find out that just wasn’t true. Now all in the title office says “WHO IS THIS BANK??” He told them. Still we wait for You guys at PNC to get your lien off of my truck. Very, very, very mad Grandma in Hendersonville, TN. I not going to give up or shut up until this wrong is righted!
Updated 06/01/2018: Update from mad Grandmother in Hendersonville TN. Another day, another attempt at getting what belongs to me. Today I received a call from “Cathy” and I returned the call. Sympathy and apologies oozed out of her, even agreeing that it shouldn’t have taken this long, but she is here to help and will get that lien release letter to me today! This was noon. It’s 4pm and NO LETTER...I am not surprised at all. Any lawyers out there agree with me that PNC should be fined for each time they PROMISED to correct this “today” and didn’t? After all they are holding something that is mine, not theirs! How about your big wigs over there hand over your wallets to me, and I will just hang onto them for you. That’s fair, at least while you hang onto my truck! STILL WAITING IN HENDERSONVILLE TN and still MAD Grandma.
Reviewed May 31, 2018
I have never had an enjoyable experience with PNC. I have banked with them for 10 years, originally opening an account so I could receive direct deposit from my job at the time. During this time, they've changed from National City to PNC and everything has gotten worse and worse. When I started I had a Checking account and a Savings account. When I quit, I had Primary Checking, Standard Checking, Reserve, Growth, Interest Savings, and Spend accounts. Where do these accounts come from? Who needs this many accounts? I went to write a check which I haven't done in years, for a $10 expired parking meter, and the money came out of the Reserve account which I didn't even know I had at the time. The account didn't have any money in it of course, and accumulated $220 worth of overdraft fees. I never noticed until I finally got a call from PNC notifying me of this.
I tried to get them to eschew the fees but still ended up having to pay $150... for a $10 parking meter. I am self employed now and have sporadic income and they charge me $7 a month for every month. I don't have at least $500 in my account. Makes perfect sense to take money from people with no money right? Most recently, after opening a credit union account, I had the most difficult and frustrating time trying to cancel my PNC account. I went to a branch and said I want to cancel, my checking account was overdrawn by $5 so I gave the guy a $5 bill and he said now I had to wait a day to cancel because I had made a transaction. He took my debit card and said to call the next day.
I called the next day and on the phone clearly stated I wanted ALL my accounts cancelled. The person on the phone said that they had successfully cancelled ALL my accounts and that was that. A month later I start getting calls from PNC saying my account is overdrawn... What account? Well they didn't actually cancel my accounts. Just one of the checking accounts - and not even the one linked to the debit card I turned in at the branch. So a recurring bill that I forgot to transfer to my new credit union account came... and accumulated over $100 in fees.
Now after speaking with multiple people on the phone and telling them I am waiting for a refund from the company that charged me, and each of them saying they'd put notes on my file, PNC closed my account themselves and now I'm getting calls from debt collectors. The company who charged me didn't have time to refund my money and now I'm not able to negotiate with PNC about waiving some of the fees and I have to pay the entire fine if I want my credit cleared. It's an absolute mess and the most frustrating experience I've ever had with any company. Do not bank with PNC. You will want to shoot yourself in the head.
Reviewed May 29, 2018
STAY AWAY FROM PNC INVESTMENT AT ALL COST! I opened a joint investment account with my wife on 2016, and two individual IRA accounts. I trusted my investor to pick out an investment for us, and that is when the nightmare begin. He told us the accounts will be mature in 3 years, and I will have guaranteed to at least have my initial investment back. He quit the job in less than 6 month, then my file got transferred to another investor, who quit within 4 weeks.
Now my account is in the hands of the corporate team, whom I contacted multiple times, each time promising to call me back with what is going on with my account, but never did. This last time I called, they told me my maturity date is now 7 year! Again they told me they will do some research and call me back, but I know now that they don't care about their costumer at all, they just want your money and hold it as long as possible with or without your permission. STAY AWAY FROM PNC INVESTMENT AT ALL COST!
Reviewed May 26, 2018
Was doing business with this bank then someone stole $90 from my account in Mexico. Took three months to get it back then I talked to the bank tech to red flag it but the same person tried to order airline tickets a few weeks later. Bad experience.
Reviewed May 24, 2018
This bank is far from customer driven. I HATE THIS BANK. I have been trying to change my auto draft, which I am allowed to do, but I call the customer service line and have received three different suggestions on how to accomplish this. I have been provided wrong fax numbers and different instructions each time I call. I finally called a branch and my loan agent never returned my call. It has been a disaster. I have it set up on auto draft, which they required even though my two previous loans have been with PNC and I had a perfect payment record and I have a beacon score over 750. They do not care about their customers. Three months now and I have not been successful at getting my draft date changed. PNC SUCKS. Please. If you are considering a bank, please do not use PNC. They are not customer friendly nor customer driven. STAY AWAY.
Reviewed May 24, 2018
I feel that my account is being closed out in a wrongful manner. They gave me the excuse that it was because of fraudulent activity with wire transfers to my account. This happened because of miscommunication on the bank's part for not giving me the right numbers for wire transferring internationally. And then to not notify me that my bank card was suspended and I could not pay my bills on time and incurred late fees is totally unacceptable behavior from the bank. I feel that I should be compensated for something.
Reviewed May 23, 2018
I’m new to PNC bank and will be changing again shortly. I just went to my local branch to open a checking and savings account for my son. I was told we would be waiting a little bit because they were in between lunches. When I asked how long they said an hour. Must be nice to have so much business that everyone that can open an account for a new customer can leave for an hour together. Obviously they aren’t interested in new business or the business they already have.
Reviewed May 19, 2018
The fees are ridiculous! PNC Bank is not loyal to their customers. Managers in several branches in the northeast are rude and self-entitled. I finally had enough and switched to Citibank. What a complete difference. I'm so much happier in every sense of the way. All these ridiculous PNC Bank rules don't exist at Citibank. I do not recommend PNC at all.
Reviewed May 18, 2018
I've been a customer of PNC Bank for more than 35 years. (Northeastern National Bank and Trust Company) before the takeover. I've always had a good experience with this bank and never had any problems.
Reviewed May 17, 2018
They lost a $30,000.00 deposit then Tried to blame me after I showed them the deposit slip. No apologies. It was deposited in someone else account "by accident". I had overdrafts and fees they DID not cover.
Reviewed May 11, 2018
Have been dealing with this bank for over 35 years, always with good people, and courteous help. Haven' t had any bad experiences and don't plan to change banks in the near future!
Reviewed May 9, 2018
Trying to get a title released is more difficult than flying to the moon. Days of delay and no information. Just got off the phone with one of their agents. Took honestly 55 minutes to end up with NO information as to when my title will be released. The loan was paid up a week ago! You can only imagine how unhappy my buyer is and I don't blame him. They say they are overloaded!!! Of course Bill Demcheck, CEO, would never have the decency to hire more people to actually have customer service. NO, his $13,000,000.00 last year was just not enough money for him. Yes that is 13 million!!! But you as a customer are just a piece of dirt. These guys should be put in jail.
Reviewed April 25, 2018
Had 3-5 calls from automated phone line requesting information. Did not respond. NO one with a brain cell will respond to those anymore. Finally received a call from a PNC rep from loss prevention. She indicated that my card was compromised AT the location that I last purchased something. I do understand that this isn't possible. She had me on the phone for 15 minutes and put me on hold to try and expedite a replacement. I waited on hold for another 12 minutes only to be disconnected. I called back 3 times and was disconnected before I got to a rep. I then had the displeasure of getting "Pam" who actually put me on hold while I was talking and then came back to the line and said "are you done talking so I can talk." Rudest, most disrespectful person I've ever dealt with. She should be fired.
I explained that I had a disability and she said "well I'm 61 years old"! Like that was a bigger disability. I am 64 years old with a disability. I asked to speak to her supervisor and Ebony came on the line. After a total of over 35 minutes Ebony transferred me to another person improperly and I was disconnected AGAIN. I called back and between Cathy and then Ebony again, I have already been waiting 20 minutes to get back to the person she originally transferred me to. You have the worst customer service ever and you are CERTAINLY not cognizant of a person having disabilities and making it a bit more convenient. You should all be ashamed of yourselves.
Reviewed April 24, 2018
Closed account causing checks to bounce - My daughter planned a trip Overseas to volunteer to help Others. We issued a check To the travel coordinators and the bank close the account. According to our records the bank Authorized us to issue the checks. Said the account was good and the account was closed. They claim by the account holder which was not accurate. The account was never authorized to be closed causing insufficient funds fees. I researched other reviews and a turns out this seems to be a common occurrence with this bank generating revenue from this ERROR.
I believe that students at Penn State should be given more opportunity greatest selection of banks to choose from and I'm very surprised at PNC Bank for seemingly perpetuating a common problem among many of their customers. When we spoke with customer service they Were very accusatory. Blaming us for the mistake when in fact it was not our mistake at all. We were told by the PNC representatives to go ahead. It issued the checks that the account was good. I recommend to everybody be very careful when dealing with PNC bank.
Reviewed April 18, 2018
After having an account with PNC for 10 years, I inquired about a home mortgage loan and was working with Kara **. I spent a week provided 3 years of tax returns, all investment accounts and contractual information on my employment. I was told that my credit score was very good and should easily qualify for a loan based on my debt to income ratio. I never heard back from Kara and after leaving numerous messages and contacting the complaint department, Kara returned my call and informed me that the "underwriters won't approve the loan because your contract is only for a year". I had the director of the program contact them to explain that the standard contracts are a minimum of a year but intended to promote long-term employment. Regardless, Kara could not explain why my calls were not returned and the at this point I will never do business with PNC again.
It is obvious that PNC has become an entity disengaged from its customers and as such, we are just anonymous numbers easily dismissed. I would strongly encourage anyone looking for a customer based financial service to go local. Pinnacle Bank rose to the occasion and offered a better percentage rate with 100% financing. Lesson learned.
Reviewed April 17, 2018
This is the worst customer service I have ever experienced. I received an email that contained my balance at 12:45PM on April 16th. According to my Virtual Wallet app that the bank sells to you as a tool to make banking with them "worry free" the amount shown in the email was accurate. I never deposit the full amount of my check because even though it is payroll, it takes days to process. I deposited the first check I received after opening my account with PNC on a Friday and my funds were not available to me until the following Tuesday (even though I was told I could access them the next day). After that I opted to pay to have my check cashed elsewhere and deposit a portion of the cash into the account, so I always have cash on hand at the house. As of 11PM the amount had not changed in my account, and I had not used my debit card in two days.
I wake up the next day to find that I have $144 in overdraft fees for three purchases all less than $20 that processed from the weekend at a few minutes before midnight. I called customer service and spent 47 minutes on hold. Ending the call as I walked into the local branch that had opened before my call was ever answered. The manager said his hands were tied, and that he could not remove the fees. He also subtly accused me of fabricating my story. Told me that the transactions had posted at 10PM, so I could not have looked at a positive balance at 11PM.
I called customer service again and waited on hold for just over 30 minutes this time before speaking with a representative. I was again basically told there was nothing that could be done, so asked to be transferred to whomever was in charge of the call center. This is the person that told me the actual time that the transactions took place which was just minutes before midnight. When I explained my experience at the local branch, and how I was told that there was no way I could have looked at 11PM because everything had taken place before that, he apologized. I had begun to relax a little thinking that this person seemed sincere enough and appeared to want to help.
I asked about the fees and that is when his whole tone changed. He refused to do anything, and said that no matter how it happened I am responsible. I understand that if your account falls into the negative that there is a fee, and you are ultimately responsible, but the way everything happened has definitely left a bitter taste in my mouth. To me, it comes across as a legal scam. I am on my way to deposit enough money to cover the outrageous fees that were placed on my account and then am immediately closing it. I will never bank with PNC again. I opened the account based off of a friend's advice to do so, and wish I would have done more research first. Every review I have read since waking up to this problem is one that speaks of a bad experience. Don't let it happen to you. Bank somewhere else.
Reviewed April 13, 2018
PNC is the worst Bank period for fair treatment of its customers. On 3.27/2018 I requested a Balance transfer which "immediately" posted to my PNC Card. Upon contacting Customer Service, I was assured that a check had been released the very same day to the other bank. After 18 days no check has been received and PNC declares it must be lost in the mail. Apparently the only option is to reissue and wait another 15 day process time - CANNOT be expedited. That leaves me carrying the same debt obligation for 30 days with both banks. This is "legalized stealing" on the part of PNC since there will never be any incentive to mail out offsetting checks in a timely manner. Anyone taking advantage of this "unsolicited" offering should only use the provided checks - DO NOT use the Online script.
Reviewed April 7, 2018
Overdraft Item fee - I AM SO disappointment of PNC bank Customer service. They are the worst bank ever. I will never bank with them again. I will close my account with them and go and bank with other bank. They had the worst customer service. They aren't trying to listen to you or try to help you out. Never will I return back to them again. Are so rude when they are talking to the customer. They are just bad service. They just horrible? I am better with other banks.
Reviewed April 5, 2018
I honestly don't know where to start. Basically, I applied for an online personal loan. This company called Advance America was all a fraud. I reached out to my Bank (PNC) on 3-13-18 to professionally dispute this matter at hand. Let's just stay as of Today 4-5-18. I have not gotten $1000 situation finalized. I will continue to fight for what is right and justified. Please could someone help me. After, tomorrow I will be notifiy my local police department as well as the BBB...
Reviewed March 30, 2018
My son made 3 car payments at one time in February and received a confirmation number. Two weeks later the money appeared back in his checking account at the other bank so he called PNC to see what happened on 3 separate occasions and was told all 3 times the payments posted and he was all good. Yesterday morning he woke up only to see his car had been repo'd through the night by PNC bank for non payment.
He lives at home and I can tell you he had not received any mail from PNC or alerts regarding non payment, when we called them they informed us they had a system error in early March causing mass errors where payments weren't processed and were aware this was their error so after missing his test in college yesterday due to no automobile and spending all day on the phone they finally had the repo company bring his car back at midnight, 16 hours after our first phone call to them. They promise this won't show on his credit but considering they also assured him his payments had processed I do not trust them.
Reviewed March 28, 2018
This is the worst bank to make online payments with. I made my 1st payment by phone because I threw my pin number away after setting up my account in January 2018, which did not work, so I had to make another request for a pin number which took 2 more weeks. My 2nd payment cleared March 07, 2018. (For February.) Made my 3rd payment online March 23, 2018 believing it went through because a confirmation number was given. Well started getting phone calls today saying no March payment has been received. Called back with confirmation number and was told they could not track the payment with that number and my promissory payment was broken March 27, 2018. When asked what did that mean and the lady said the payment did not go through. Why? Money was in my account to cover payment. I have never dealt with a bank that is so difficult to pay payments with.
Reviewed March 22, 2018
PNC is probably one of the worst banks that I’ve ever been unfortunate enough to deal with. They have good features, yes, but their added fees are simply ridiculous. They charge 36$ for an overdraft fee, and if your account is negative for more than five days, they charge an additional 7$ for every day that the account is overdrawn. I’ve been told that they made 12 billion dollars on overdraft fees alone. They hardly forgive the fees, and all of the employees are like robots with no compassion or understanding. They rehearse the same spiel every time, and at the end of the day, they don’t really try to actually help you out.
I spoke with a representative a few days ago about an overdraft fee that was assessed to my account due to a purchase that I had not made. She said that she wasn’t able to forgive the fee, even though I did not make the purchase, and she pushed me to opt in for overdraft protection. The representative explicitly told me that I WOULD NOT be charged an overdraft fee if I opted in to overdraft protection, and told me that this would make it so I did not have to deal with overdraft fees in the future. Believing what the representative said, I opted in for overdraft protection, and lo and behold, the next day I got charged a 36$ overdraft fee for a 5$ Hulu subscription. Upset with the false information I was given, I spoke with another representative the following day, explained the situation about being lied to, and he was not helpful at all.
He must’ve copied and pasted some spiel about all employees adhering to company policy, and all this other stuff they probably tell everyone. Even though I told him that I was lied to by the other representative. When I asked to speak to a manager, he basically said the same thing again, and then said that regardless of who I speak to, the answer is still going to be the same, which is total BS and untrue. I know people who have worked at PNC, and when I asked them about this, they basically all said the same thing: that PNC employees are trained to do everything or say anything to avoid speaking with a manager, because of how it supposedly reflects on them. I was told that the manager could be standing right next to the representative throughout the entire conversation, telling them to say they are busy or that they will tell me the same thing, just so they don’t have to deal with it.
I don’t expect to get special treatment, but I do expect companies and businesses to have integrity and to be honest with their customers. The fact that they did not acknowledge the fact that I was lied to, speaks volumes. It says to me that at the end of the day, they are more concerned with racking in extra money with all of the extra fees than they are about the actual satisfaction of their customers or about the integrity of the company. I can’t continue to support a bank that I’m not even able to trust.
Reviewed March 21, 2018
On 3/21/18, I went to close my account at PNC Bank, 2761 Fairfield Commons, Beavercreek OH 45431. Once the teller and I could hear each other over the carrying on from other employees, we confirmed that only the manager could close the account or I could get cash. The manager was having a 20 minute call while we were waiting even though he knew we were waiting. The teller then directed me to him. After confirming my identity with my license, he has the check made out to me to me to cash out.
We were in the bank about 30 minutes to get close the account and make one other transaction. Both the teller and manager kept my license and did not offer to return it. My wife had to physically take it from the manager's desk. The unprofessional and party atmosphere of the bank is appalling. The lack of business sense in not knowing how to close an account and return legal documents show this bank is there for themselves and not customers. I sure did make the right move in closing the account. I will never return!

Reviewed March 16, 2018
My account had pending transactions on the 15th. I made a mobile deposit on the 15th. Given that PNC posts transactions by 10pm, all pending transactions along with my deposit were due to clear. On the 16th I was hit with two $36 fees as if funds were not available for what was pending. The Rep then went into explaining the amount of funds that are available immediately ($100) and that it was put against an amount of a recurring charge. When I alerted her of the fact that that charge was still pending, she then wanted to "research" why it was showing as pending when her "computer" showed it being paid from the "available" funds. After no clear explanation on that, she then went on to explain how Overdraft Coverage works.
Apparently, according to what this PNC Rep explained, this coverage only allows debit, credit and ATM withdrawals to be paid and not recurring charges. There were 2 recurring charges that they allowed to come through because it was at the "discretion" of PNC. Meaning, they purposely allowed these to post then used the "excuse" of unavailable funds to charge me $72 in fees when a deposit and all pending transactions cleared on the exact same day! I don't care for banking institutions that state that the purpose of coverage options is to ensure customers in the case of an emergency then utilize those same options to charge fees at their discretion. As soon as I am able to, the majority of my banking will be done elsewhere. I'm done with PNC!
Reviewed March 14, 2018
I used this bank for 7 yrs. I have never been more dissatisfied in my life with a bank. Over the weekend I did a couple of emergency errands at a pharmacy before the snow storm. I had enough to cover my purchase on my account. On Monday I had to buy a transit pass to get to and from work, I was short $7.00. No biggie. On Tuesday I was hit with $115.00 on overdraft fees. On Wednesday it was $152.00. I called customer service to explain my situation and I was passed on to the department that handles the overdraft fee charges. The manager (John) so he said he was a manager, doubt it with his lack of customer service. Argued with me telling me that I didn’t have no funds for my purchase done over the weekend when I was monitoring my money through Virtual Wallet. He said he would not discuss the fees no longer. That he wasn’t going to remove them.
I understand that if you don’t have money and the bank covers you then yes you’re responsible for that fee, but a $36.00 fee for a $1.89 purchase and then another $36.00 for a $3.75 purchase and then another $36.00 fee for a $21.50 purchase all of the above purchase was done while having funds in my account. The only purchase that actually did fall on me was that of a trans pass to get to and from work. The trans pass cost $25.50 and at that time I only had $18.70 in my account so I got hit with $36.00 overdraft fee which I own up for. But to take half of my paycheck on fees that I had money for because the order they posted, especially in today’s time where all kind of help is being cut for the working class, etc. Especially when you been a customer to this bank since college days.
I’ve never felt so robbed by an institution that I trusted my money with. John if that indeed is his name manager of department of overdraft fees if indeed that is his title was not at all sympathetic and of no help, he made a bad day into a nightmare. I will be closing this account ASAP once it’s up to date. I will never recommend PNC Bank to no one!!!
Reviewed March 7, 2018
I've spent about 10 years with PNC, and for that amount of time they have been nothing but garbage. It's nothing to do with any of the physical people inside the establishment. It have everything to do with the online aspect of it. The PNC virtual wallet app is actual trash. It would be faster, easier and more reliable for you to check your banking information online with a computer. Which works just about as much as the app. Which leads you to the telephone, except when you call the robot stops working somehow, and then sends you to the handle of being on hold for about 2 hours. Why have I spent so long at this terrible place? Well, thats just gold-ol-fashioned laziness/depression/anxiety/holy**itsbeentenyears/whatamidoingwithmylife/imgoingtodiealone.
Reviewed March 5, 2018
I've had several issues with PNC Bank with their customer aftercare program and their handling of documentation during a claims process. My first issue arose when my debit card needed to be renewed. I did not receive a renewal in the mail (PNC claimed they sent one) when I did inquire about it. I figured it got lost in the mail, was mailed late etc and was not too bothered. The local branch informed me to come on down and they could process and create me a new debit card on site. Great!
This was just a hiccup but this leads me to my biggest issue. Fast forward about 2 years, I moved up at the Cadillac dealership I was employed at and as a Christmas present for myself, decided to buy myself a used Jaguar. Since the purchase was at the dealership I was employed at, and I financed through PNC for the remainder of the lien, it was a straightforward and fast process. For context at the time I was 22 years old, had no co signer because I built my personal credit score up to an 881, which I heavily prided myself on.
About a year later while commuting to work, I unfortunately got into an accident and the vehicle was a total loss. This accident happened in January of 2016. After going through the normal procedure of communicating back and forth between PNC (Holder of the title) and my insurance company GEICO, the vehicle was deemed a total loss and the situation settled. I gave GEICO and PNC power of attorney to transfer all documents and settle the case. In my eyes everything was settled. GEICO cut a check for more than what I owed on the loan, they sent the check over to PNC and PNC sent the title over to GEICO.
About 3 months down the road I receive a call from my mother stating that she has GEICO and PNC on the phone asking for me so they can send the documentation over. Wait. This was just taken care of on a recorded call 3 months ago? I entered the conversation to find that nothing was done 3 months ago and we had to send the documentation back over. I relinquished power of attorney and the process was started a second time. Now thinking everything was settled I ended up getting a call a few weeks later from PNC and a repossession agent stating they are at the body shop which picked up my vehicle from the accident scene, and that my Jaguar was up for repossession because I was behind on my payment by 4 months.
Now this is getting crazy, 4 months ago the vehicle was totaled and the total loss settled and now this is happening? I ended up contacting both PNC and GEICO for clarification about what was going on. According to GEICO, they never received the title so they never sent the check apparently just leaving me out of the loop to suffer the consequences. I then contacted PNC and asked for who I was dealing with during the settlement. The woman who was handling my case, Julia, apparently went home early that day and forgot to send the title. This is what I was told by a PNC operator but I've never been able for them to confirm this to this day.
After bouncing between GEICO and PNC some more everything was sent over and the case settled. The repossession however is where the biggest issue is coming into play. My credit score went from an 881 to around a 550 at the time because of PNC's mistake. To this day this mistake has not been corrected. I was told by PNC to write a handwritten letter about what happened in full detail, and that they would be able to correct it. Almost two years later, countless follow up calls and still no resolution has been found to amend this situation. This has impacted my life dramatically and it really isn't fair that I have to suffer the repercussions for PNC, GEICO or both of them dropping the ball.
After this situation obviously I had no vehicle, and I could not even lease, finance a new or used vehicle even from the very dealership I worked at because my credit score went so low. I still remained a PNC customer until this week. I encountered some medical issues and have been out of work for the past few months. Disability is hard to come by and takes awhile, so obviously most of my savings were used during this time. My one account was down to bare minimum and PNC decided to charge me a service charge which ended up bringing my account into negative. Usually on a service charge that creates an overdraft, they will reimburse it and it would usually not have any negative standing on your account status.
I decided to do my tax returns early, so I contacted PNC to retrieve my bank and routing numbers so I could supply them to my accountant. The operator tells me that they've closed my account because of the overdraft, and that I would need to start a new account with at least a $1000 deposit to be reconstituted into PNC. I explained the situation and they said there is nothing that can be done. This to me was the final straw after all the colossal mishaps I've experienced while being a PNC customer. Personally I work as a Customer Relations Manager in the Automotive industry and the customer care I've received has just been appalling especially after being a loyal customer for so long.
Reviewed Feb. 27, 2018
Customer service is straight from Compton... I asked before depositing my check, "How long?" Rep said "ooh next day should clear"... still waiting. It's been 5 days. Calling Gangsters Inc... And was told they are holding it because they won't cover it... uuh? "Who? WHAT are you talking about. It's a check... how long will it take ma'am." Rep: "IDK..." smh. Just clear my money so I can close my account... yuck!
Reviewed Feb. 27, 2018
My bank account was closed and they are still accepting my direct deposits (IRS and STATE). I called the 1800 CS hotline, they were no help at all. So I called the local branch, the first lady was no help. Couldn't tell me anything that I already knew but wasn't getting any questions answered. Why they were still taking my money (my account was already closed for at least 3 weeks or more and when I'll be getting my money back. I'd like to know what my rights are, if my account is closed, shouldn't my money be rejected and sent back to the place it was issued from? Instead they said they were taking the overdrawn fee out of my checks. Can they legally do this after my account has been closed. The branch is located in Whitehall, PA. I need help in this matter. We're talking about money I use to pay my bills and support my family. It's over 10,000$ they are keeping because of an 160$ overdraw and late fee. I need help please.
Updated on 03/05/2018: I have tried to contact PNC Bank Whitehall, PA about my account being closed almost a month ago. I had my IRS and STATE check deposited into my account not even knowing my account was even closed. I never even received a letter in the mail until almost a month later. I'm still waiting to get my money back from them which equals to almost $12,000. I think it's time I get a lawyer.
Reviewed Feb. 24, 2018
I took an unsecured loan from PNC Bank and it has been the worst experience... I was never ever late on a payment. I maintain a 780 credit score... In the 5 year term I also used PNC to cash an insurance check while I was on an 8 week business trip Europe. They were so incompetent... Never returned phone calls etc. Now I am travelling again and they cannot pull it together. They don't return phone calls and should be disgraced to be in business. If you need a reputable financial organization. Do not use PNC Bank. Trust me.
Reviewed Feb. 24, 2018
Credit card. $29 fee for an accidental under Payment of $10. Paid $1300, but missed $10. It was paid several days later when the mistake was found, but according to them 7 days late. Seriously, wouldn’t even reduce, but customer service is willing to patronize you with how little they can do. That’s what you get if they can’t nail you with interest... Egregious rip off!!!
Reviewed Feb. 23, 2018
I have had a PNC virtual wallet account for about 8 months now. I like certain features, but if you become more than ($-5) they charge you a $36 overdraft fee if you do not drive and deposit the CASH before 10pm at a atm and a branch. They have refunded me before because of stupid errors or just the fact I couldn’t make it to their ATM (sometimes it’s down, once drove all over Tampa looking for one to put cash in). I was -3 dollars technically -8 dollars because of the five dollar cushion. I was OK except for the $3.00. Instead of driving to the ATM with my cash that night my friend who also has PNC Virtual Wallet Account (I referred her how ironic) said she would just Zelle (transfer the $) to me. I even looked on the website to make sure that it would go through before 10 PM. It says if you have the same bank it goes through instantly or within minutes.
The next morning I wake up and I -$45. Now all the sudden PNC will not do anything and the money has been taken out of her account, I have all the confirmation emails, and PNC will not budge has been quite rude. A couple of months ago I got a Navy Federal Credit Union account. I LIKED my PNC Virtual Wallet account but looks like no one will help me. Bad image on the bank's side.
Reviewed Feb. 23, 2018
PNC Bank refuses to apply principal-only payments to principal only. It's been more than 2 weeks and all they say is 'give it more time, it takes a while to make the change'. Anyone else misappropriating funds like that would be in prison. I think a class action lawsuit is in order.
Reviewed Feb. 15, 2018
I spoke to William ** of the Ludlow Ave, Cincinnati branch on 25th of January 2018 regarding obtaining a mortgage loan. He was friendly and said he would work on my case. Gave him all my financial statements but 3 weeks later not a single email reply to say how it is going despite me emailing him back a couple of times asking for updates. Very unprofessional. Will not bank with PNC as they do not respect potential customers.
Reviewed Feb. 10, 2018
I got a PNC credit card well over a year ago. It was 0% interest until 3/1/18. I have diligently been paying off the credit card in full before 3/1/18 to avoid having to pay interest on the balance. I made a two (2) $1K payments in January 2018, leaving a $500 balance which I had scheduled to be paid in 2/18. I logged on to my PNC mobile app today and saw that they had charged me a $27 late fee plus $1.50 interest on that late fee.
When I called them to request that they write that $28.50 fee off because I had made two (2) $1K payments in January, one of which was intended to be paid early for the February bill, they told me that the payment was "made before the start of the pay cycle" and they refused to do so. I asked them if it was worth $28.50 to retain a good customer who paid all bills on time they would not budge. I will NEVER open another account with them as they are obviously far more concerned with charging tacky fees to good customers than retaining them long term.
Reviewed Jan. 31, 2018
If you bank at PNC, withdraw all of your money and run as fast as you can. They accidentally closed out my checking account and lost the money for the last 19 days. It would have been longer but I staged a 2 hour "sit in" at the Plainfield branch and told them I wasn't leaving the building without my money. A half hour after closing time and they finally came through.
Reviewed Jan. 28, 2018
PNC - Thieves! I took an auto loan with PNC back in 2012. When I made a loan payment I paid more than the payment amount, usually $100 more. In 2013 they repossessed my car for past due amount of $30! Past due? And you couldn’t call me for $30 you claim I owed? At this time they informed me that the extra money I was paying wasn’t going towards the auto loan at all! They placed forced place Insurance on my loan charging me hundreds of dollars! They “realized” they made a mistake and refunded me over $1,200 but nothing was refunded towards the repossession fees I had to pay of over $300!
After this I made sure they had my up to date insurance policy that they have had since the beginning anyway! Let’s jump ahead now to August of 2017. When my accountant noticed things weren’t adding up with my loan he told me to call the bank and ask about the forced place insurance... THEY NEVER STOPPED TAKING IT! I called them at least twice a week during their investigation to figure out how much money they owed me. After sending my proof of insurance to them 6 times and multiple Team Member for their useless Escalations Department, they finally came up with a refund amount (of course they didn’t tell me how much was refunded or allow me to see a transcript of the loan). All they told me was, "You owe $121." This was December 19, 2017, I went straight to the bank and paid it.
They told me I would receive my title within 3 weeks. They handed me a payoff slip and a matching receipt. On January 8, 2018 I received a past due bill of $233. Bill generated December 22, 2017, $27.00 in late fees and a print date of January 2, 2018. I immediately called the bank and they claimed it was for Forced place Insurance from December (although they clearly have my insurance information or how did they refund me)? I once again resent my current policy and declaration page.
On Friday January 26, 2018 I spoke to Mark (the new Escalations Investigators). He claimed they now needed proof for 2013/2014. I went into the bank in Bloomsburg Pa and Spoke to Curtis ** whom chose not to help me and give me attitude as if all of this was my fault? Insanity! So I emailed the entire situation to both Mark and Curtis in hopes they will fix this problem and once again request a transcript of my loan Curtis claims I can’t have! Isn’t it mine? Don’t I have the right to know where my money has gone? I refuse to pay them any more money and I need to find someone that will investigate my loan!
Reviewed Jan. 25, 2018
An accurate description of this business is described by their acronym: PNC which stands for: Pleasing No Customers. I am not satisfied with this business, and they do not deserve mine. A lot of shuffling of details and head nodding. Not outright lying - just not actually telling the truth. "Do I qualify for this bonus advertised on the internet?" "Yes". But I guess receiving it and qualifying for it are two separate thoughts. And then... "Will it be useful for me to wait to get my credit card reader until I am actually ready to set up my business in six months?" "No. There is no advantage to waiting..." Except for the fact that if you fail to use it within the given first 30 days, you will not be given the money back that I said would be given to you. (Unsaid.) And what about this yearly fee that was never mentioned? Hmmm... Sounds like a thing they ought not mention. Craziness. Keep your money under your mattress.

Reviewed Jan. 22, 2018
At my local PNC Bank I was given information about a cashiers check. This information was incorrect. When the check did not clear, the bank refused to look into the matter. They did not apologize or acknowledge that they had anything to do with the matter. If you can't trust your bank to know this information who are you supposed to trust? The bank manager also did not know how to do a simple wire transfer. It took her over 1 1/2 to complete it. They really need to increase their training of their employees, as well as respond to customer complaints.
Reviewed Jan. 18, 2018
My husband and I have had it with PNC. They recently charged us with 4 overdraft fees, when there was money in the account. They said it was for prior transactions that they forgot to charge. This makes no sense to me! How are they allowed to do this. We have been a customer for 8 years! I'm done!
Reviewed Jan. 16, 2018
Everyone working for this bank are extremely unprofessional. I have made an appointment, arrived a few minutes early and the person I was scheduled to meet wasn't there. Right now I have a 3pm meeting and the guy is leisurely eating lunch. I haven't eaten a thing because I'm using my lunch break for this meeting. The time my meeting was shipped, supposedly the specialist had emergency surgery but was in the office the next day laughing and eating just fine. I contacted customer support in tears because I had been trying to find info on my loan and no one would answer and my scheduled beings kept being dogged. I was called by a senior officer in management who apologized and gave me his direct number (which he wouldn't answer or respond to my voicemails after he initially called). I get forget information from both branches in town and the support phone number. Seems everyone who works here is just unprofessional. Very few ethics. It's amazing.
Reviewed Jan. 12, 2018
We were just hacked through PayPal. The hackers started the withdraw process of taking out two $1000 payments, totaling $2000 from my bank account. They changed my password and changed the language to French on the account so when I received my emails about the withdraws it would look like they were spam and I couldn't understand the language to find out. The next day after they started the withdraws, my husband was at work and tried using his PNC bank card. It was declined. We had $500 in our account and knew immediately this wasn't right. He looked online and noticed that we were overdrawn by $1500. He immediately took off work and headed to our local branch. They said there was nothing they could do to stop these payments until they actually posted. They were still showing pending. Which did not make sense to us. If it shows pending, it should be allowed to be stopped.
We asked how $2000 could even be deducted from our account when the funds were not even there. Her reply was that we had opted into overdraft protection. We explained to her that when we signed up it was told to us that the overdraft protection came from our growth account. If we had money to cover the overdraft amounts then it would go through. This was not the case and PNC was letting it happen. We were told to watch our account over the next 24 hours and they went ahead and opted us out of overdraft protection. So, today after we wake up we notice the $2000 is no longer pending and it had indeed been deducted from our account. My husband calls and they said he would once again need to come in. So two days in a row missing work. He goes in, signs the dispute papers and they tell us it would take up to 10 business days for us to get our money back, and that is if they find us in favor of the dispute.
Let me repeat... we are negative $1500 in our bank account, we have two kids and my elderly parents living with us. Our next payday is not until another week. Did PNC care? Absolutely not. Matter of fact they cared so little that after we left the bank with disputing the charges, we notice that one our monthly automatic payments to our car insurance has also went through. Our automatic monthly Netflix fee was declined, but our car insurance wasn't. This was even after we opted out of overdraft protection, and we are still negative $1500 that the bank decided that it was ok for another $138 to leave our account. Even though we did not authorize it. They did reimburse us the overdraft fees immediately. Funny how they can give us those charges back immediately, but not anything else. I called the PNC customer department to file a complaint.
The guy took my complaint, listened to me "ramble" and pretty much cut me off, said he submitted it, and that was it. After this mess is over, we are closing out our accounts, after being with PNC for almost 4 years, and will never return to them. EVER. This was the final straw. The fact their "protection" is what hurt us, should tell you something about this bank. I'm not saying that other banks are better. I'm not saying things happen, but the fact that this happened when it was completely preventable, says a lot about a business. Do not bank with them. Bank with someone that actually cares that they let $2000 be deducted from your account and takes full responsibility and immediately rights their wrong. This is not the bank that does that, so I urge you to look elsewhere. Look at all of the negative reviews. We are not all crazy. There is some validity to what we are saying.
I'm all for mistakes, and I would usually let them slide and call it a day and never leave a bank for it, but this was a BIG mistake and the mistakes keep happening even though we shut off our overdraft. So, pretty much anybody can hack into your account and take what they want and leave you with nothing, and PNC doesn't do anything to stop it.
Reviewed Jan. 8, 2018
I opened the Business Credit Card Account at PNC bank in 2016. The Banker at Fort Lee branch made a mistake to set up my online banking account for Business Credit Card Account since the beginning. She set it up linking to my personal account. I couldn't review the balance or transaction history for Business Credit Card account via Online banking service. I must 100% depending on paper statement for paying off balance and checking transaction history.
My online banking account was reset up in September in 2017. However, the paper statement had not be mailed in October and November 2017. I reported the customer service to fix the problem, then the CSC said that it will be corrected. I got one time courtesy waiving finance charge for first time. The November statement was missed again and the problem has not be fixed. PNC bank charged me late fee and finance charge to my account. I had paid off 100% for the balance over $10,000 per month on time. I spoke to PNC escalation service but their service has never followed up.
They didn't accept their mistake and never followed up without further explanation or contact. I have major banking account with Bank of America. Comparing to PNC bank, their service is very good. Incorrect statement set-up (e.g. Online and Mailing) and unreasonable banking charge and poor service of ESCALATION department should be reported to Consumer Affairs.
Reviewed Jan. 3, 2018
I been a PNC customer for more than 5 years. I have a credit card which I always paid it full and on time. I needed a loan to pay some student loans, they denied me because of my credit. It's a shame how these banks when you need them they are not here for you. But they surely want your money. Any bank that only think of their interest and not for the people I will not invest my money. I also experience some issues with my credit card at a airport, and I called three time and they still couldn't help me to get cash. We as the people need to stand up and realize that any organization, company is for their interest only, we need to take our money elsewhere. This is your money and if this bank can help you when you need them, don't waste your time. I am closing all three of my account and take my money somewhere else. They don't care about your needs, or situation.
Reviewed Dec. 22, 2017
After reporting my card lost on the 1800 number, both users on the account have to wait for new card to arrive. This was very inconvenient for us, we agreed since they will overnight it. Unfortunately the card never shipped! They never sent the card to FedEx. I called and spoke to the rep regarding this, instead of investigating what went wrong she canceled the second card that was to be shipped. They will not reissue a 3rd card till next day, which means I will not receive my new card for another 4 days!! The staff including management are spineless robots who unlike other major credit card companies really do nothing to support their customers. No wonder they have 1 star rating, if an option existed I'd give them no stars and rate their service as by far the worst credit card company ever!
Reviewed Dec. 20, 2017
I recently attempted to send money online through Zelle. It seemed so easy! Just enter phone number of recipient and amount and send! No other instructions were listed. The recipient received a text and followed the instructions to load the Zelle app, but made a mistake so money wasn’t transferred. Now the money is not in my account or the account of the recipient! It will take up to 3 days to come back!! So I did a test and sent $10 to my husband and the same happened! Customer service said that the Zelle App must be loaded first before money is sent... No instructions were given beforehand. I will NEVER use this app again. I’ve used Popmoney in the past and didn’t experience any of this. Shame on PNC since this app should have been tested before releasing it.
Reviewed Dec. 19, 2017
Maplewood St. Louis Mo PNC Bank - Went in to open up a prepaid credit card before Thanksgiving, so it would be here for some Christmas shopping. While trying to set up the account the teller couldn’t figure out how to work the computer system and had to call somebody to help him figure it out. Took over an hour for him to figure out the computer. While waiting he looked at my two forms of id and my social typing them into them into the computer. After finally figuring out how to work the computer he had me sign a paper and gave me a copy and gave me a receipt of my deposit and sent me on my way saying that my card should be mailed to me in 3-4 weeks.
Fast forward 5 weeks still waiting on the card having not had an email or a phone call about anything. I decided to call the bank to find out what is going on. And I am told that they declined my application because there was an error with my id’s. The teller did not make photocopies of them, so they could not approve my application. They declined it 1 week after I went in and they did not call or email to tell me that status. Until I called today asking about it. Thanks, for ruining some of my Christmas plans.
Reviewed Dec. 14, 2017
PNC online and mobile banking claims that Zelle is the newest, quickest way to transfer or receive funds. Just download the PNC mobile banking app to your Android or smartphone and enter the info needed to use Zelle. There is NO info and NO guidance on using Zelle after you've verified the download and verified your mobile phone # linked to your PNC account. Absolutely nada. Talk to PNC online chat: "Yes, we see that you have downloaded the PNC app to your phone, and that the linked phone # to your checking account is active. We see that money is waiting to be deposited into your account, and should deposit immediately. Please call 1-844-428-8542 for help with Zelle."
I call. Zelle says "Yes, we see that money is held, waiting to be deposited into your checking account. Please call PNC to determine the problem." I get into another online chat with PNC. They give me the above phone # and tell me they hope that will resolve my problem. Totally useless for help with linking up with their new "replacing POPMONEY" service. Useless.
Reviewed Dec. 13, 2017
Someone stole my debit card information and paid off their $375 ComEd bill with my money. The funds were posted to their ComEd account, not mine - which ComEd confirmed when I called them. I shut down my card immediately, reported the fraud, and disputed the transaction. Some days later, I received a response in the mail from PNC saying that they had completed their "investigation" into the fraud, and determined that the charges were valid - meaning, MINE. This meant the funds would not be rightfully returned to me.
When I called PNC to ask for their reasoning, I was told: 1) the person who made the charges had both my card number and the 3-digit number on the back, and I had a "relationship" myself with ComEd. Here are the problems with this "investigation": a hacker can (and did) take both my debit card number and the back 3-digit number from any number of online vendors that I purchase from - so this does not preclude a fraudulent transaction. The vast majority of people in this geographical area have a "relationship" with ComEd, since they hold a virtual monopoly on electrical service. But all ComEd accounts are tied to an address, and had they placed a substantive phone call to ComEd, they would have been able to trace the fund deduction to someone else's account - someone with another name, and another address - clearly not me.
I also received a notice from Footlocker in the mail, telling me that they were cancelling my orders, due to problems with payment. I have never purchased from them in my life; yet, someone had placed 3 orders to them with my card the very same week as the ComEd charge. Fortunately, I had cancelled my card before Footlocker pushed the charges through, and it never posted to my account - otherwise, I would be out those funds, too. PNC does not allow their "investigation" decisions to be appealed (even though it was a pathetic and incomplete), and they wouldn't accept my Footlocker notice as evidence of further attempts at fraud. PNC will not have your back. To them, "fraud protection" is a nice phrase that looks good on paper, and will give you a false sense of security. Watch your back.
Reviewed Dec. 12, 2017
I paid off my car loan on November 22, 2017. The check cleared my bank on November 28, 2017. Despite two phone calls, PNC and Ms. Vona **, customer service representative, refused to put my title in the mail until after the middle of the next month. I was never a day late on payments - always early. This outfit does not appreciate good customers. Stay away!
Reviewed Dec. 12, 2017
I have been a customer of PNC since 1999. The bank made an error and cost me to be in the hole -$682.03 because of this error. I lost my SSI benefits to pay into the error they made, had to open up a BBB case and I still haven't gotten my full amount back that I am owed! This is the worst bank ever! After I close my account with this bank I will be glad they lost me as a customer. Forewarning for all PNC customers, your money isn't safe at this bank! Close your accounts that you have at PNC and open up a new one at another bank. Any other bank except PNC would be better. They jipped me outta my money! Are they gonna do that to you?
Reviewed Dec. 6, 2017
I have had nothing but issues with this bank. When I first switched to them I deposit my $1000. They took it from my other account and held for 10 days for no reason. I cannot even close my account. The mobile banking is absolute trash. I can't rolls into line bank! Customer service is terrible. I can't speak to a manager WEEKS! Stay far away from this bank. They are thieves.
Reviewed Dec. 2, 2017
Back in 2012, there was a large lawsuit brought against some of the largest banks for rearranging or hiding transactions to create overdraft charges. PNC were one of those banks. Fast forward to 2017, almost 2018, and they are STILL doing it. I made a purchase on Amazon for $114 on 11/25/17, which immediately posted on my PNC app and deducted from my available balance. On 11/30/17 I noticed that I had $114 back in my account, but thought it was a credit from Verizon, who had overbilled me and after speaking with them that day, refunded the money to my PNC checking account. Actually, this was the PNC masterminds at work. SIX days after making that Amazon purchase, PNC put the funds from that charge back into my account and then took it back out on 12/01/17 with a posted date of 12/01.
I have a feeling they saw the incoming refund from Verizon and thought they'd pull a bait and switch on me. Needless to say, I had less than $1 in my account after they posted the $114 Amazon charge as well as another $30 Amazon charge they were hiding the entire time. This shady activity happens all the time. PNC will hide, shuffle and hold charges to create overdraft fees. I'm convinced they have an application on their banking system that does exactly that. I think it's time to say bye bye to PNC and open a checking account with another bank, not that it'll probably be any better, because ALL banks are greedy, money sucking scum. Perhaps it's time for another lawsuit? I'm sure all the shady transactions, switcharoos, and hide and seek charges are in black and white on PNC's servers.
Reviewed Dec. 2, 2017
ATM malfunctioned and chewed up a check. After 4 months of dragging their feet supposedly investigating the situation, basically called me a liar and said I made up the story. Was not able to get a replacement check so I am out the amount of the check.
Reviewed Dec. 1, 2017
In the last week-edit the PNC ATM at 501 N Front Street in Sunbury, PA ripped me off $20 today, if the machine doesn't have enough money in it, then it should let you know, so you can type in a different amount of money... It deducted the full amount out of my card and I did not get all my money. I called PNC and they can't help me... They said to dispute it with my bank or cardholder.
Reviewed Dec. 1, 2017
I have had nothing but issues with this bank. When I first switched to them I went to deposit my paycheck which they held for 10 Days. The mobile banking is absolute trash! Customer service is terrible. Good luck calling their 800 number. It’s always messed up. I overdrafted my account one time & they rearranged the way my debits came through so they could charge me 36.00 three times instead of once. I ordered checks that never came. I needed a form filled out once and I had to go to the branch 3 times for them to get it right. No alerts at all though I signed up for them. Money transfers take weeks... yes you heard that right WEEKS! Stay far away from this bank. They are thieves.
Reviewed Dec. 1, 2017
I am banking with PNC about one year. I really didn't have any problem with them except online banking. Before with another bank was so easy! I loved it. This bank? Just terrible! To set up online payments, transfers... Forget it! And I never heard, when you pay your bill online, it takes 3-4 days to transfer it! I can't believe it. I had late fee several times already because of them, but they don't pay it back because they say I have to pay it in time! Really? How much earlier than the due date? A week or two? My patient is over! Any suggestion what bank should I get?
Reviewed Nov. 25, 2017
Two times in three days I got money stolen from the PNC debit card. The second one happened during Thanksgiving - so everything is closed. After the first unrecognized transaction I went to the office, they issued a new card and supposedly deactivated the old one. Two days later, somebody used my old card and money were deducted from my account. Unbelievable.
Reviewed Nov. 13, 2017
Very clean and well-kept branches. If you reach out to call them or email them, you will get your questions answered. However, I've found TD and Vanguard are MUCH better with service/transparency. PNC will not tell you about fees, periods in which your account is considered 'inactive' or how to even set up your account. They just expect you to find out for yourself.
Reviewed Nov. 2, 2017
My daughter has a Virtual Wallet acct thru me because she is a teenage and this is the only way PNC will allow a teen checking acct. They figure the parent will ultimately be responsible. However, when I, as the PARENT, went in to dispute a $39.95 recurring charge that my daughter had no knowledge of, I was told I could not dispute it, it had to be my daughter. I explained that she is in school until after 5 pm and I wanted this taken care of ASAP. Of course, this did not make a difference. Adding to this annoyance, when I came to my PNC branch there were no customer service people available, so they requested I make an appt for an hour later, which I did, only to be told at that time they couldn't help me. PNC sucks!
Reviewed Oct. 31, 2017
Let me tell you, do not use PNC Bank to get a HELOC. The outfit in McLean, VA does a total 'bait and switch' operation. They pull you in with a low rate and then after they've done everything, all the paperwork, credit reports, etc., they change programs on you! We had TONS of equity. We had an EXCELLENT credit rating. The 'suit' behind the desk told me that he has never missed an achievers' trip and that he was the 'best' at PNC. He tried to get us to take out a whole new mortgage even though we had already paid off more than 7/8 of our house, and only needed some CASH to finance our child's college education. When we shot that down and chose a modest HELOC instead, he changed the whole perimeters.
We had discussed ALL options beforehand and I have all the emails. It was outrageous. We didn't even write him back when we got his offer. We went back to our current bank and they honored everything they told us verbally, even after all the background paperwork was completed. It was a complete joy compared to the horrendous experience with PNC bank. This loan officer is a wolf in sheep's clothing. He is not who PNC should be touting as their "best" loan officer. If they really knew how he was jeopardizing the financial lives of their potential clients, all to line his own pockets, would they really still be rewarding him?
Maybe it's their culture? I hope not. I hope he gets the boot soon. This should have been a hidden camera investigation. Take it from me, don't be allured by the gorgeously decorated bank (think Gringots), or the over-abundant customer service (three suits asking who you're here to see), just skip PNC all together. I'm sure they have a refrigerator upstairs with bottles of champagne in them and they toast to each new idiot they close because people didn't do their homework. Go there last if you go there at all.
Reviewed Oct. 27, 2017
Today 10/27/17 I went into a local PNC Bank in Columbus to Change a Twenty for a Ten and a roll of quarters for the laundry mat. The women asked for my PNC account information. I do not have an account with PNC. I explained I just wanted change for the 20. She rudely said that bank policy says they cannot change money without an account. This is absurd. They are so clueless it's like they don't want any new customers. I went down the street to another bank. And was promptly offered change, no hassles no questions asked. I definitely will never do any business with this bank what-so-ever. I will continue to tell my experience to others to warn them of such a rude and careless bank with unfriendly customer policies.
Reviewed Oct. 25, 2017
I'VE HAD ENOUGH. This bank has given me its last overdraft of $36.00! I am switching my bank, paying off my PNC credit card and running away from this sham of an outfit. Beware of this bank, you will know when you balance your checkbook every day and it seem you just can't balance it out? One, twice, three times… The balance is never in your favor either, it’s always adjusted in the bank's favor. Goodbye PNC bank. I'm leaving. Pioneer was a honest bank but when it changed to PNC things got weird. STAY AWAY. You will lose thousands in overdraft fees. You’ve been warned!
Reviewed Oct. 25, 2017
We recently had a hurricane on September 12, 2017 in Florida which caused the area that I live in to be shut down for 3 straight weeks with no power or Internet. Because I could not deposit any money into my personal checking account I was forced to overdraft my account. PNC Bank refused to remove the fees. I could not believe that they could stoop that low just to make a buck. They have lost my business and I now recommend to everyone out there to not use this bank. Most immoral and ethically flawed bank that I have ever been with.
Reviewed Oct. 19, 2017
I needed to open an account. The branch closest to me closed too early for me to make it, so I went to a branch downtown. At the first branch they had nobody there who could open an account so they send me to the branch that is a 10 minute walk. This was 30 minutes before they closed. Get to the second branch and they refused to help me because it was too close to closing time. They were very rude to me and said I should of been there before 4 if I wanted an account. I now will not use PNC Bank. I am mainly upset because they had me running around downtown in order to make it there with my 8 year old daughter in time.
Reviewed Oct. 11, 2017
PNC bank recently bought my home mortgage from the Federal savings bank. I have been carrying good insurance all these years. My insurance company sent yearly evidence of carrying letter to the old bank and I have seen in their documentation. The PNC bank writes a letter stating that I have not sent the evidence and they are going to buy the insurance for me if I do not send an evidence. I faxed a copy and the insurance also sent a copy. In the meantime, the bank bought the insurance and then cancelled later. I have never received such rude letter and the bank never threatened me of buying an insurance. I have been a mortgage payer for about 30 years without a single late payments for these thirty years. I hope some other bank buys and services my mortgage.
Reviewed Oct. 10, 2017
So I deposited my check in the ATM. 2 days later I received fee and was told my check was return. I said, "Why?" They said, "We dont know," to call the company that issued it so I called the utility company. They stated not sure why they return the check. "It's legit because when you cancelled your service you overpaid us." So I called PNC back. I said, "Please look into this. What's going on." The check was less than $10 so they said, "Oh we know it's because the check has your maiden name. And not your married name."
I said, "Ok so what's the issue?" I actually created my account with PNC bank originally with my maiden name then a year later decide to let PNC know that my name changed and I want everything to match like my ATM card to match my License for security purposes. So they never cashed the check and told me they sent a legal copy of the check to me. I didnt receive it back until 3 weeks later. I will never bank with them. I will be getting I was really stressed and disappointed. It has caused me I was a satisfied customer before this happened.
Reviewed Oct. 5, 2017
So I joined PNC a little over a month ago due to a friend’s recommendation. Since joining I have delete with nothing but disappointment, frustration and agitation. First issue I went to create the account with they ** up then by putting in my information incorrectly, next incident I had deposited $80 and the ATM took the money and did not put it into my account or spit out a receipt. Had to deal with being on the phone with PNC for over an hour on a Saturday just to get my funds which were mines back, they filed a report and said it would all be cleared up in a week. A week later I look at my account and I am negative $100 and something dollars. Had to call PNC while at work for over an hour to get the account fixed. I asked the Rep to forward me to a manager because I was upset. Put in the request 9/28 and manager doesn't call me till 10/2/17. They definitely did not keep their 24 hour promise as their company states!!!
I decided to let it go and give them another shot, so yesterday I canceled an Uber transaction which shows up on my uber account that I was a $0 charged, so I decided to call and check my account to see my funds before paying rent and I find out my account is $11 short which of course is not much but it's the fact that they messed up on my account again so I called them once again only to be put on hold for another hour to get to a supervisor only for her to keep apologizing and trying to justify PNC screw ups.
I basically cut her off and told her the only way I would remain a customer was if they refunded me for my time and all the screw ups they have done since joining, her response was that banks don't refund customers for their time. So I kindly called her out for her lie. Told her that Navy Federal most definitely has for me before and told her I will be closing my account and making sure anyone and everyone I know does not bank with them. This bank is full of incompetent people who don't know how to do their jobs. BEWARE. ***FYI I have screenshots of all my calls to prove them including receipts and I am sure the record calls on their end as well.
Reviewed Oct. 4, 2017
As a customer of PNC Bank for over 30 years, I entrusted them with all my accounts. After losing my job in 2015, it became necessary to withdraw money from a 401(k) held by my former employer. They deceived us and took a commission transferring my money to an IRA before distribution after assuring me there would be no early withdrawal penalty. The employee has been fired but I am out $12,000 because of their deceit. They were very unprofessional in the handling of this matter even the bank president ignored our letter to him.
Reviewed Oct. 4, 2017
I asked a PNC employee for assistance in directing me to their ATM and she began yelling me and said I didn't ask politely enough and refused to help. I never once raised my voice and was cordial and kind to this woman, and she made my day so much harder than it needed to be. I don't bank with PNC, but their ATM is the closest to my residence; I have to use it due to location convenience. If I had a car and could go anywhere else, I would. Worst customer service I've ever experienced, and I WORK in customer service. Horrible company. Seriously, ** PNC.
Reviewed Sept. 25, 2017
After almost three decades of banking with PNC, I experienced an overdraft of my money market account when my phone provider, Verizon, failed to switch billing to another account. It was my fault, but I ignorantly thought that, with $77,000 at the bank in other accounts, prior home mortgages and auto loans with PNC (all paid in full and on time) and my many years of dealing with PNC and its predecessor banks, RBC, etc. etc., that the manager would waive the $36 fee. She, by the way, had no authority to do so, and, one week later, the branch supervisor rejected my request and told me to get it from Verizon. So, I am closing all bank accounts at PNC. I do not recommend this bank.
Reviewed Sept. 22, 2017
I have been trying to pay a mortgage late fee of $43.24. I logged into PNC Bank site (which I was forced to create a new account on pnc.com since I can longer pay through PNC Home HQ site) and attempted to make a payment for the late fee. The site would not accept a payment unless it was my mortgage payment amount or greater, so I would have to make a full mortgage payment including the late fee although my mortgage payment is automatically deducted from my checking account. I contacted customer service and was first cut off from completely expressing my troubles and was told I could be walked through the payment process.
When we finally got to the payment amount, and I was then allowed to explain I was simply trying to make a late fee payment, I was told that I could not make such payment through pnc.com but could either make a payment over the phone with a $7 transaction fee, mail a payment, or make the payment through my own bank. I have never had to jump through so many hoops in an attempt to give away my hard earned money. All I wanted to do was to make good on my late payment and pay my debt without having to go through all this trouble and speaking with agents who could care less about the inconvenience. It would be a good suggestion for the future that your customers can pay any amount while logged into their account on PNC and not have to do business with another entity. My business is with PNC and PNC only. Very disappointed in the customer service and payment options with PNC.
Reviewed Sept. 21, 2017
The worst bank in mankind history. Don't do it. You'LL be missing money. The app is highly untrustworthy. They randomly take money out of your savings without consent. "It depends on the merchant" but every time you swipe, you check your app, the money is gone but they take more. PNC is a scam. It's terrible. The worst bank in the business. I promise.
Reviewed Sept. 19, 2017
PNC bank claimed they help college students with saving their money and things like that if we do the virtual wallet. Personally, there is no difference with the regular checking account and virtual wallet. There was a company who took out a payment and I told them that I did not want them taking any money out of my account because they took it out the day before I told them I get paid. I called PNC because they charged me $35 for me not having any money in the account when the withdrawal occurred. That was fine because I understood that when I signed up. But what bothered me was that they turned around and charged me $36 for asking for the stop payment and then they sent me a letter and said that they were lifting the stop payment off of my account because THEY did not see that it was an issue with the people taking the money out of my account.
So not only did they charge me $36 but they kept it after they lifted the stop payment off of my account. They need to revamp this bank and their policies because to me that was unfair! How is a bank going to tell me THEY did not see an issue with a company taking money out of my account? And since it was my account I see a problem with it and they did not refund me my $36. They still kept it so I closed my account with them and I am never going back! I love credit unions. They are so much better! Everyone has different experiences but, I would not recommend PNC bank to anyone. They do not even show you when your deposit is pending when your payments are pending like they are horrible.
Reviewed Sept. 13, 2017
I been a customer with PNC more than three years. I never had any issue since recently. Most of the time I go Annandale branch. Recently, the lady name Maria ** help me to make my deposit. I don't know why she has very bad attitude. Since this bank close to my house I tried to deal with her all the time but, recently she get my nerve. I been making the same check the last three years without any problem but, this time she said she can't make deposit because she said the trade name is not on their system. After I been arguing for $53 check I made the cash deposit & left.
I call the PNC & asking to email them the trade name but, they said they already have it. Since they have I went back after a week with the same check & cash deposit. Unfortunately, the same girl wait me With same attitude. She said she can't take the check. She said she is waiting her manager to approve the trade name. I asked her, "How long?" She said, "Couple of days". I told her just put on hold & when they approve make it deposit. She refused. Even though it's their mistake not putting on their system she can't help me. I am very tired with this check & lady!! I ask a manager on duty but, she said she is a manager. I am very surprising how she become a manager!!! She is very rude, not helpful! I put my money to get this kind of service???
Reviewed Sept. 12, 2017
While talking with Carol ** of Mentor office she acts as the bank manager, however when asking her why one charge over 2000.00 was taken out twice she says "whatever". Well someone needs to have her find a new job. We are seriously looking to move our 4 accounts elsewhere after her treatment and her response is "whatever". Really? Is this who PNC wants to represent their company? So sad. She said we have to wait 14 days or more to fix this because it's a computer error.
Well I know a thing or two about computers, and they need a human to push the buttons on the keyboard. She then told me that all the other companies that put the charges thru are the ones at fault and that the bank does not monitor duplicate charges. Well I found a banker who told me that they work with the customer when these things happen and they don't say "**" like whatever to their customers and I will bet that PNC does not care for this practice either. Please send Carol to a management class and customer service seminars without pay!
Reviewed Sept. 6, 2017
Today I had the most unlawful experience with PNC Bank. I called earlier in the day because I was double charged for a service and the representative shut down my card without my consent and or verbally telling me. To add more insult to injury... when I called their retail escalation line they threatened me with small little threats. I'm shocked that I've been treated this way. I'm hoping this doesn't happen to anyone else.
Reviewed Sept. 2, 2017
The mobile banking app is horrible. I was doing a mobile deposit from my Business PNC account to my Personal PNC account late one evening. I do this 2 or more times a month. The funds are always available immediately because it's a PNC to PNC transfer. I made this deposit about the time PNC came out with this "available immediate funds program." The box came up on the screen asking if I want the funds to be available immediately. My thought was sure I do, it's always available immediately. I clicked the box not knowing there was $60 fee attached to this normal function I do a couple of times a month.
I called PNC and was told that I checked the box so the fee is valid. As soon as my business slows down in the winter months, I am switching banks for my business, my personal account, savings account, and my children's accounts. The fees are OUTRAGEOUS. This is not the first time I have had fees over something stupid with PNC. This is the first time I have ever written a negative review about any business in my entire 50 years of life. PNC stinks. It's time to bank with a more modern bank with excellent customer service.
Reviewed Sept. 1, 2017
I have been a PNC customer for, oh, probably 20 years, and have watched it deteriorate so badly over the years. It used to be a pleasant and friendly experience to stop in the Monroeville office. There used to be a service kiosk as you walk in, and they took care of many items like depositing checks, and other small things to take a load off the tellers. There were lots of other little nice things. They did a remodel about a year ago --- got rid of the kiosk and cut down the teller windows to 4 --- usually only 2 or 3 of which are open. I had to deposit a check on Tuesday, August 30, and the line was so long and slow that I left. I stopped again this morning Sept. 1, and it was even worse, 14 people in a line that wasn't moving. I asked to speak to a manager. Jamella said, “Well it's a Friday before a holiday on Monday,” as if to say --- "Well what do you expect." My exact words were "I expect better".
I am 73 years old and have back and leg trouble, and I just can't wait in these long lines. There were workers in cubicles, Brett and Marc were standing around doing nothing. People all over, but 3-4 poor tellers, breaking their backs, trying to do their best to satisfy the disgruntled customers. You know, it's always the lowest workers that have the burden, that get cut when profits are down. But you can afford to spend millions on naming PNC Park, advertising a section at Heinz Field, and all the other advertising and waste, but you can't spend small potatoes on a few tellers to help customers. Well I guess you want to force your customers to go “on-line” anyhow --- so what if you lose some of us "old people". Well, it's some of us "old people", that have a lot of the assets, and you are making a good attempt to lose them --- if that's want you want.
Reviewed Aug. 31, 2017
There were Stan withdrawals made with my card using my PIN number. I did not make these withdrawals as I was home sleep with my PNC card in my possession. But earlier that day I used an ATM at a gas station. I believe my card was cloned at that ATM. I called pnc once I notice money was missing and file a dispute on the withdrawals that were not me. They denied my dispute and told me my pin was used that the withdrawals were ruled mine. My bills, food, etc. all gone because pnc let someone take money out my account. Do not use this bank. They are frauds. They do not protect your account.
Reviewed Aug. 24, 2017
We have been banking with PNC since 2009, we had no major problems with them until June 2016, at which time, my address was changed to an address in Miami. I caught it in time, thank God, but a manager at the call center told me that my money was about to of been transferred out. I pulled my savings out and put it in another bank. We kept the PNC checking account due to both my husband and my paychecks are direct deposited, and we also have loans that are auto withdrawal from that account. We have had no other issues since then.
So on the 11th of August we went in and applied for a credit card, to transfer a balance too. On the 12 a Bank of America account was attached to my account under the transfers options. I did not catch it until the following week. There are definitely some fraudulent people in this organization. I personally think this last incident was done by Julie. The person who handled our credit card application. I am debating legal action at this point. If anyone else has had similar issues with PNC please let me know.
Reviewed Aug. 23, 2017
Good bank, always a teller available inside and outside. There is the drive up ATM and also two drive thru teller lanes. All lanes are open when the bank is open. The bank hours are great for my schedule, and my debit card links to my checking, so I can make deposits/withdrawals, check my balance or most anything at the drive up ATM, anytime I like. Oh, and if I lose my debit card, I can have another made at a different PNC bank that's also local, while I wait! No need to wait to get it in the mail. That I find to be a very handy feature.
Reviewed Aug. 22, 2017
My husband and I have bank here a little over a year now. We had to open the bank account due to direct deposit at work. Everything had been going fine until the last couple of months. Every week there has been an overdraft fee charged to our account. I'm not sure if the online banking can keep up with how much money is actually in our bank or what the issue may be. One minute it's fine and it says we have money and by the next morning, always a day and two before we get paid, it says we are in the negative. We called the bank to see what the problem was and why this was occurring and they blame us. We even started going to the bank every time before we spend anything and getting a receipt and it still wouldn't help. We are not happy about this at all. We are definitely switching banks and do not recommend this bank to anyone.
Reviewed Aug. 17, 2017
In a recent review of my business accounts it was discovered that PNC Bank was incorrectly charging fees on my accounts. I brought this to the attention of the bank manager I was told that corrections would be made and no future fees would be incurred. In addition, fees already charged would be refunded. To date I have been refunded fees incurred in 2017. I am being told that no refunds would be made for 2016 because the fiscal year was already closed. My situation is being likened to a fraudulent debit card transaction that was not reported for six months which would relieve the bank of responsibility to investigate. This matter has been escalated above the regional level and we are awaiting review and resolution.
Reviewed Aug. 16, 2017
Used their new express deposit feature for the first time. My check was not cleared right away, apparently it did not go through. I got charged an overdraft fee as well as $21. I spoke to 5 different supervisors as well as managers and they refuse to credit back my account. I regret ever changing banks, I am going back to Chase. Stay away from this money hungry, scamming bank.
Reviewed Aug. 14, 2017
They are not what they use to be. They put my money in wrong account. Has taken my name off my checking and put someone else on it. I have been with them since the 90's.
Reviewed Aug. 13, 2017
I have 3 accounts at PNC. I have been banking with them for years. I can reach customer service anytime needed in minutes. Someone compromised my debit card and they notified me within an hour of transaction I didn't make. They immediately cancelled my card and sent me a new one and took the fraudulent charge off my account.
Reviewed Aug. 12, 2017
Initially I was happy with PNC but now I feel it is a crap bank and I wish I'd never opened an account with them. Their mobile banking app sucks and doesn't always update in real time to reflect debit card purchases. This in turn has caused overdraft fees and a negative balance because as a customer you think there is more money in the account than there really is. Per their own customer service people the app is not reliable so you have to check the full website to track all transactions ALL. THE. TIME. Mobile banking is not a new concept yet their system is completely antiquated. As soon as my transactions for bills go through I will be switching banks.
Reviewed Aug. 11, 2017
I called online banking at PNC and wanted to pay my monthly balance with twice as I am due to pay. They charged me a fee of $35 for contacting them a few minutes after 6:00 Pm. They said the cut off hour is 6:00 pm and after that hour I would get a late charge. Secondly, their online tellers or bankers have made lots of mistake about my account and they don't take responsibility for their actions. Last year, I ordered check book, they never sent me the book. When I called, they said that there is no order for the check book. These are just a very few examples. There are some other good banks such as TD bank. Quit this bank and go some other good banks around the neighborhood. This bank sucks the blood of people with their fees and don't take care of the customer. Quit and go somewhere else. Give them a huge lesson that customer is always right!
Reviewed Aug. 9, 2017
I am charged some or the other service fee almost every month by PNC. I had to call their team every time and ask the reason for the charge. They say that I had taken some service which I had no idea and when I explain them in details, they do return the amount back to me. However this month i.e. Aug 2017 on 4th they charged me a service fee which I had not taken. I had to call them to refund the amount and after explaining with all patience I got my amount back on 7th Aug 2017. Surprisingly they again charged the amount on 8th August 2017 and when I called them for the refund they bluntly said they will not going to refund the amount.
This is really not fair on Bank to debit my account. All I want is refund into my account. When I opened the account first they told me that as long as I do not do over the counter transaction, there will not be any charge even if the account balance is at ‘0’, but later they started charging me for not maintaining balance though I did not do any over the counter transaction. I had to call them about the charge, and then PNC BANK customer care person told that I have to maintain the balance even though I do not involve in any over the counter transaction. When I said this is not what I was told, he said the rules is that I need to maintain min balance of $500. ALL I WANT ME MY AMOUNT TO BE REFUNDED. All these unauthorized debits without properly educating the customer is not correct on your part.
Reviewed Aug. 9, 2017
When PNC bought out Mercantile Bank all the problems began. In the past few years I have had to change the type of checking account I have with them every year to avoid the newest fees. It's bad enough that they decided to no longer offer me images of my checks unless I pay a fee, but now they want to charge a fee for me to get my monthly statement! Now that I have the most basic, low balance account you can get, they are charging me $7 for not keeping a $500 minimum average in my account. How does that hurt the bank? They had no answer. I explain that I put about $2600 a month into the account, and then pay all my bills which takes it right back out.
Am I supposed to not pay a few bills to keep the balance up for them?! They explain that sometimes it depends on when the check recipients deposit their checks. How do I have any control on when the companies that I'm paying take the money from my account?! They don't care. I am told that if I have direct deposit then I don't have to keep the $500 minimum. If the minimum doesn't matter then why do I have to keep it at all?! They are now trying to dictate how I bank or pay a fee. I was offered at one point 'overdraft protection', for money to be automatically be transferred from my savings to my checking to cover any unintended overdraft. Made good sense to me. During a rare overdraft (bad math on my part) my savings account covered the difference, for a fee!!! All these fees are nothing more than penalties. Who penalizes its customers for doing business with them rather than encouraging it?! I am moving my accounts elsewhere!!!
Reviewed Aug. 4, 2017
Let me start off by saying that PNC Bank is very untrustworthy and a big scam! The credibility of PNC Bank is like getting a degree from Trump University! Beware of PNC Bank because it doesn't care about its customers and only cares about making money. Switch to another bank and close you PNC Bank now! Here is my story:
I just noticed that after many years (10+ years) of being a valued customer at PNC Bank, I am very angry that PNC started to charge me $3.00 for service charge fees each time I view a deposit ticket online. I was never charged with this ridiculously service fee in my entire PNC life. I personally spoke with a PNC representative at a local PNC branch and I was told that PNC had charged $3.00 service charge fee for a long time. This is totally wrong for me since I never got a bank service charge in my 10+ years at PNC Bank when viewing deposit tickets online. The representative did her research and never found any service charge in my 10+ years at PNC bank, except this unfortunate day. I was charged 7 times of $3.00 each for viewing a deposit ticket online in one single day! This is absurdly a crazy big scam and unethical in robbing our hard-earned money.
My family has other online banking accounts and they never had to pay a bank service fee for viewing their deposits online. PNC Bank should stop charging a bank service fee each time we view a deposit ticket! I bet a lot of people also fell into the same scam and was surprised by this $3.00 service charge fee. This is beyond our wildest imagination! Imagine this: $3.00 service bank fee per viewing deposit ticket times 52 months in a year equal $364.00. Imagine this again: $364.00 times the total amount of PNC customers potentially being charged by this scheme and you will end up millions of dollars per year! By the way, I got charged $21.00 in one day for viewing a deposit 7 times! I am very not happy about this because I and many others will be charged again in the future each time we view a deposit ticket online. Sad!
Reviewed Aug. 2, 2017
We originally opened an account with National City bank, PNC bought them out. We've had nothing but confusion and aggravation since. A year ago, they decided to change their rules stating we had to use online banking and utilize the ATM instead of telling to avoid monthly fees, and we abided. Now, last month they tell us they are no longer doing that and had a new list of requirements to avoid fees, that we couldn't meet. So I went to bran, Telegraph Rd., St. Louis, MO. and asked to close all accounts. Banker withdrew all our funds and said she would close our accounts the next morning, allowing the withdrawals to post. She did not follow up which led to us being charged $7 fees, and overdraft activities due to no $ in the account, because I closed them. Geez!!! One month later, still fighting with incapable customer service reps that don't get it, nor want to do their job. Story of the times of our lives I guess. So, in my eyes, PNC sucks.
Reviewed Aug. 1, 2017
Called about an 10 dollar charge that wasn't necessary since I did have the funds just pending. I have several accounts with them and frustrated with how the transaction are presented with them. I called and answered was the assistant manager Elizabeth. She was quite rude to me as we are trying to discuss the matter. If I have the funds transfers over but I should be charged for money I had already just not where they wanted them supposedly. I hate the fact that withdraws take forever or drop from the account not to be seen as well as money that says that is pending with it available but technically not available according to assistant manager Elizabeth. Please take care of this matter along with Assistant manager a little more patient with the customer. Otherwise, I am forced to leave PNC and look elsewhere.
Reviewed July 25, 2017
I went into the bank to cash a check given to me by a PNC customer. There were 5 people waiting in the lobby. No tellers at the counter and one person in an office taking all customers. She was taking people opening new accounts, trying to get people to get credit cards and all. I waited over 40 min to cash a check. Horrible customer service and they did not communicate to the waiting people because they could not see them from their office.
Reviewed July 19, 2017
I had written out a check and put it in my mailbox and when I went to go put another piece of mail in the mailbox and this was at night, the check that I had mailed was gone so I thought either I didn't put it in or maybe someone took it out. So I wrote out another check and put it in my mailbox. Come to find out both checks did get to PNC Bank and they both cashed. This was totally my fault. The very next day I received some overdraft fees. I think about five of them because it screwed up some of my other charges that I had made so I called up Pnc to explain my situation. I asked if they could reverse the charges if I had put cash into the account because they were still pending and they said yes and I said am I able to write a check out and deposit that because I was at work and they also said yes. That if I put a check in there that would cover it so that's what I did. I wrote out a check.
I put it into my account and when I look at it I still received five nonsufficient funds. So I called up Pnc and they would not reverse them. They said that my check did not clear. Why was told that a check would be fine to write out? How? This is not the first time that this happened. A PNC Bank likes to take the larger amounts and put those through first Then put the smaller amounts through. It actually makes your account overdrawn. This was the big thing with Pnc and they had to pay out a lot of people while they're still doing it. If I was told I could do that check I should be able to get my money back so they're making money off of what they told me that I could do. I have been with Pnc for very long Time but I think I'm going to switch banks and write the president a letter of the PNC Bank. I'm a very unhappy customer and Pnc reps some of them are very very rude.
Reviewed July 17, 2017
All of this over a $25 late fee. This fee is NOT my responsibility.
PNC you need to set this right. At the very least you need to put a disclaimer on the app stating that Bill Pay takes a long time and will most likely cause late fees. Also, the gal I spoke with in customer service, Jasmine, very condescending. Pretty much told me I should pay my bills on time so this doesn't happen again. It may take a while but I will be switching banks.
Reviewed July 17, 2017
My husband gets paid every Thursday. PNC charged us over $76 in overdraft fees when we were not overdrawn. I have the screen shots of the account showing we had the funds and were never overdrawn. However they charged the fees anyway. I used their web bill pay and put that a bill should be paid on the 3rd. However they paid it on the 1st and charged an overdraft fee. When I called they gave the fee back and said it was a system error. One time I deposited CASH and they held it for 3 days (not a weekend). Charged $180 in fees. I called explaining that legally they cannot hold cash. PNC sighted system error. Refunded the fees but checks had been returned and the other places charged fees PNC did not refund. Also they would not write a letter stating said error so I could get the other fees back. It used to be an okay place to bank. Now it is awful. They do not follow any Federal Regulations. DO NOT EVER BANK HERE EVER.
Reviewed July 16, 2017
Unfortunately, I have to continue to do business with this company because it was my company's (poor) choice to affiliate with them for our 401k. It takes a minimum of an hour to attempt to process any web transaction because all you receive are error messages: "Pending Error" "Unable to access/verify account data" "Unable to verify pending transactions." If you are lucky enough to finally get a transaction to process, it takes you an hour or more to make that happen. It should only take a few minutes.
Reviewed July 16, 2017
It has been over a year since my husband was scammed by the IRS on our PNC credit card. Yes I understand it was his fault for not knowing. PNC said they would stand behind us until they found out he authorized the transactions. He was then told to file police reports state and local which was done. Also reports with the IRS, FBI, FTC, the Attorney General and to many more to list. Which we all did within a few days of being scammed. I have received letters from all and so many phone calls. Most all saying they have our reports and that PNC will stand behind us. They have NOT. A year later and a second mortgage and still no help from the bank.
I have been customer with them for over 20 years and they will not help one bit. They did send us a check for our account and then said it was their mistake and added it back to our account. They truly have worn us out and we will make payments on this for the next 5 years. And when this is all taken care of I will NEVER deal with this bank again. I have wrote letters sent proof it was a scam and they don't care. They just want payment. They are protected by the FCC who protects us!
Reviewed July 12, 2017
I have encountered a problem with my online banking for OVER 18 months and still PNC tells me they put my problem to their escalation department. I got into the bank, talk to people there, the escalation department calls me, but nothing is ever resolved. I found out recently they use a third party to fix issues like mine, then I was told no they are handling it internally. Then about two weeks ago, I had yet another online banking issue. I have a platinum account with PNC which sounds pretty impressive right? The kids just opened accounts, and we have CD's and other accounts with PNC. You would think we might be a good enough customer that PNC would want to resolve the issue. But nothing happens.
Basically I cannot go in and see history of vendors. So for example if you want to see how much you paid say Best Buy for a period of time, you cannot call up the individual vendor let alone a specific period. I am self employed so I use or rather used to use this feature all the time. I buy items on 6 months or 12 months same as cash frequently, and it's handy to be able to see at a glance how much I have paid toward the balance so to avoid finance charges. I also use it at end of the year for taxes and my allowable deductions.
My second problem is now when I pay online, the PRINT button is gone. Literally gone! So I have to either hand write the receipt, do a screen shot or take a photo with my smart phone and then print one of the latter two items. If PNC cannot handle simple program bugs like this, how safe is my or your money at PNC? They do dominate retail banking in Pittsburgh. They are nice to your face, but results are all I want. And I am no closer to a resolution from 18 months ago, than I am today on July 12, 2017.
Reviewed July 11, 2017
Don't use PNC. Their transactions lag and they are not helpful at all. I deposited money in my account and it's not showing on my end. They wanted me to delete my cookies and I told them I shouldn't have to because it's not even working on my mobile app, so the problem is on their end. I was transferred to a specialist who tried to fake sympathy and failed miserably. She said my account is in the negative and yet I am unable to see it at all. How is that helpful? SO in the end it's on them and not on me. You bet you but I am closing this account and never using them again. I would encourage others not to use them as well and instead use Chase, B of A or any there one beside this one.
Reviewed July 10, 2017
I owned a PNC account when I was living in Pittsburgh, and when relocated to Dallas TX I misplaced my debit card. It takes two weeks for me to receive my debit card. Horrible customer service, I will not recommend.
Reviewed July 7, 2017
Been a customer for at least 6 years. They automatically transferred my free checking account to a standard checking account. They claimed they email me the change but in fact what they mean is that they send an email notifying you that a statement is available if you log into your account. So, there's 2 steps you have to do. Find an email from PNC bank and then look at the statements. Today, people get tons of email, no one is able to read them all. At the very least, the email should say either fees have been withdrawn from the account or there has been activity in your account. That way customers would check to verify. The fact that it looks like an ordinary email regarding your account allows the bank to STEAL money. They only send you an actual letter once they depleted ALL of the funds. How is this legal???
The local bank rep passed me along by telling me to call the 1888 number to get it fixed and I got the same BS that it's my responsibility. To me that's like saying, if I was getting pickpocketed, it's my fault, I should have been paying more attention to my surroundings. I offered to remain a customer if they return my money and I'll add money, but they rather take my money they STOLE over 3 year. I closed the account.
Reviewed July 1, 2017
Toward the end of PNC online app for opening checking account, I changed my mind. There was never a submit or confirm button to click on that would have lead me to believe I had executed the application. Never-the-less, soon after I received an email from PNC confirming that I opened an account. Despite the ambiguous online application process that lead to this inadvertent attempts to close it with the local branch as well as with an escalation specialist, I am forced to leave the account open with a $500 minimum balance for 6 months unless I choose to pay a $25 fee! Ridiculous. They refused to waive this paltry $25 given the unusual circumstances. Will never recommend this bank!
Reviewed June 30, 2017
I wish there was 0 or negative scores also. The PNC Bank deserves the negative point. Never ever open an account with this bank. The employees of this bank know nothing. Never ever trust their answers. Check the answer with several people and if you can check it yourself. Even very simple questions. I think their employees did not go to even high school. Even if they had normal IQ, they could learn during working.
Reviewed June 28, 2017
I've been a customer of PNC Bank for quite amount of years but today was the big hit where I would NEVER bank with PNC again. Customer service isn't a breeze for help. In fact, they make your worthy time more frustrating than ever. This isn't the first issue I have encountered throughout the years with them but will make it the last. PNC Bank needs to step it up. Their customers will be looking for better.
Reviewed June 27, 2017
I have been a customer with PNC bank since 2008. Found nothing impressive about them but no complaints as was not looking for favors from them. I think that it is really unprofessional, inconsiderate and rude of them to just shut down all of my accounts, which I had a couple personal and 1 joint with my fiancée without warning or even a simple phone call. Like they said they have the right to not want to do business with customers anymore as customers have same right. If they thought there was suspicious activities on my account why didn't I get a phone call like all other normal professional banks do. Besides I never called to report suspicious activities. It's my money!! Will make sure everyone is gonna know about this!! One very unhappy, unlucky customer to have banked with forsaken PNC Bank. NEVER ASKED FOR A LOAN OR EVEN HAD INSUFFICIENT FUNDS.
Reviewed June 27, 2017
Fisher, Indiana branch on Brooks School Road. Had rep called Daniel...he had no idea how to stop a check and keep asking for the same info over and OVER! Then I spoke with the manager, Andy, and he was terrible. Why does PNC hire these people? No training or people skills! I then went to another branch and knew the manager there at PNC Graham Road in Indianapolis. Warren, who is fabulous and great was in a meeting and I worked with the Banker, Robert. He was great and took care of things ASAP. Great branch. Do Not go to Brooks School Branch. The good people left. It was a horrible experience done by 3rd graders!
Reviewed June 26, 2017
I've a PNC customer for 7 years with-out any problems. However today I identify a flaw in their system. I transfer funds between checking/saving accounts via the app on a regular basis. I also make credit card payment via the app as well. Last week (23rd) I made a payment from my PNC checking acct to my PNC credit card. The due date for the payment was the 24th. Now I was under the impression the payment would apply instantly or next at the latest. To my surprise, there is a 3 day processing period before the payment post (Which I was unaware of). This doesn't make sense since I transferring funds within the same institution. I spoke with Anna (Supervisor Credit Card Services in Michigan) she refuse to waive the $25 late fee, because I received a "courtesy" 2 months ago.
I appreciate the courtesy removal of the late fee last month. However this isn't a courtesy, because the payment was made before the due date. It just the right thing to do!! According to her, she is the highest point for escalation. If that is the case, PNC needs to review their 3-day processing period when making payments from PNC personal accts. to PNC credit cards. THAT IS RIDICULOUS!!
Reviewed June 22, 2017
I've been a customer for decades. After getting married, I wanted to keep a small checking account for sentimental reasons. Created savings accounts for my children when they were born. Repeatedly, without notification, our accounts were accessed $7/ monthly fees. They refunded the child accounts, but not mine. The branch always told me they would refund them but it never happened. They suggested I switch to a Virtual Wallet. But then I started getting $2/ monthly fees for paper statements. They fixed that and returned $6. Since I did not use the account, in the end, they had essentially stolen half of my entire balance. The branch told me I had until June 27 to work things out with the escalation dept, but today, the lovely woman at the escalation dept. who could NOT return my fees, did return the fee assessed on the 19th!!!
She had no idea what the branch manager could be referring to as the computer stated my billing cycle was on the 19th. The only notification I've received in the last 3 years is via email last month. Nothing was ever sent to our house except offers for credit cards. They say they notified us, therefore refused to return the fees. There was no documentation that the branch had returned the fees either. I supposed I should have made them sign a statement? Record the conversation? I closed those 3 accounts today because I cannot watch guard the bank every month and/or check statements every month to make sure the branch actually refunds the fees when they say they will, or anything else they say is true. We're done.
Last year we tried to open a business account. We did not have the 501c3 for setting up a nonprofit account so we opted for a business account. They would not let us open the account without IRS documentation. Since I had several thousand dollars to deposit, they told us to open a Virtual Wallet and name it the nonprofit name, which we did. Then once we had legal documentation that the IRS accepted our application, we returned to the bank to convert the Wallet to an actual business account. The branch manager would not allow it. She said, "Anyone can obtain an EIN#." So I have checks made out to the business and cannot deposit them or convert the account to a business account, cannot deposit them into my personal/virtual wall business account? I asked the people who made the donation to please use PayPal or make the check out to me personally.
Overall, I'm relieved we did not set up a business account with PNC because their fees are unreasonable high for a business just starting out. The branch manager acted like we were trying to do something illegal, after they literally stole half of our personal banking funds blaming glitches in the computer and notification systems.
It's one thing is they clearly state their policies and you don't like them. Go elsewhere. It's another if they have to lie and scheme and steal the money from you and then discriminate your legal documentation to do other business with them. And it's one thing if they "steal" money from your personal accounts. It's your loss. But if this sort of thing goes on with a nonprofit, and I am ultimately responsible for those funds, I could go to jail. You'll see me on the news crying. It will be me who ultimately pays the price. No thank you. I would rather keep my money "under the mattress" before I would ever trust PNC. We are in the process of closing all accounts.
Reviewed June 22, 2017
I have had an account with PNC since 1999, and although I consistently hear how awful PNC is to bank with, I never had enough of a reason to close my account. I deposited a check from another party that didn't clear because of insufficient funds. As a result, I was assessed a $12.00 fee because the check returned. The same person wrote me another check from a different account, it didn't clear again and I was charged another $12.00 fee. I contacted PNC customer service to see if they would credit the fees, at the very least as a courtesy for being a long standing customer. I was told that the fee is part of their banking agreement and they REFUSED to credit the fees.
I escalated the issue and another person told me that it was their "final decision" and that was it. Now I understand that fee is part of their banking policy, however, isn't it good customer practice to at least offer a one time courtesy credit? Instead all PNC does is cause customers grief and cause people to attempt to bank elsewhere. I work for a Fortune 100 company; this type of customer service would never fly. Guess that's why PNC isn't on any Top Fortune company lists. What irked me the most about this whole thing is that I was charged because someone else wrote two bad checks! I am in the process of closing my PNC account and will bank elsewhere.
Reviewed June 18, 2017
I have a business credit card and personal credit card with PNC, I started using them but I have had really negative experiences with both. To me it seems as if PNC is trying to make their customers difficult to make payments so that they can charge late fees. I use the scheduled payment option on April, but the system did not registered the scheduled payment. When I checked my account the next day I noticed I received a late fee for late payments. I called PNC to tell them that I had schedule a payment and that there should not be a late fee, they responded that they could not do anything about it and that it was my fault for not making sure the payment went through the day of. The other issues I had were with my personal credit card as well. I do not recommend PNC to anyone. Do not open an account with them. I will be closing all three of my accounts soon.
Reviewed June 15, 2017
I had PNC only 3 months. I had business accounts and personal accounts. Steve the business banker opened 6 accounts for my business then closed four and gave me the closed accounts' numbers with the debit cards to the open accounts. My clients kept trying to send money only to have funds rejected and was told the account was closed. I spoke repeatedly to the manager and assistant manager at my PNC branch Michael and Mary and was told everything was fine but it wasn't. I was using the debit cards thinking everything was okay then the actual active accounts became overdrawn and checks bounced and no payments from my customers was received. Michael told me last week I had the wrong business account numbers and he was sorry.
My personal account was in good standing and it was closed and PNC never informed me they was closing them, I have a job and my check is direct deposit. I asked them will I be able to get my deposit 'cause my rent is due and was told they have to hold it for 30 days. I have been so stressed out over the fees and lies from PNC. I feel like I have PTSD. Not only have I lost a lot of vendors and clients for my business but now my personal life is in shambles and I may get evicted. I went to my doctor for major headaches and anxiety. All due from dealing with PNC. HOW CAN THEY DO THIS. It's not fair how they are allowed to screw people over.
Reviewed June 14, 2017
My certified check was deposited to PNC on May 30. Instead they put it on hold are investigating it as Fraud. How long can they detain my check? No one will tell me anything. I have called and visited the PNC every day. Why are they holding my money?
Reviewed June 13, 2017
My account was deactivated twice this month with no notification. They blocked my entire account because of one check that was pending verification. I have never experienced this kind of nonsense before. I wouldn't have gone to PNC if my bank existed here in Indiana but I'll be pulling my money out and go somewhere else. Now I'm not able to put my money down to my new apartment because of PNC.
Reviewed June 12, 2017
This is the worst Bank ever. They put a hold a cash deposit I made in my account leaving me with no money over the weekend and when I went to close my account they charge me 25$ for closing my account. What a ripoff. That was the worst experience ever. I don't know how they stay in business.
Reviewed June 8, 2017
I have been a customer with PNC for about 11 years. Today hit the last nerve with them and I will be removing myself from their customer database today before 5 pm. Last night I went to get gas (pay at the pump). The gas stopped pumping at around $4. I was very confused by this because I had just checked my balance to make sure I had funds available. I normally don't keep money in my account because I am aware of ghost transactions that can take place. When I checked my balance, I had $18 and some odd cents. So the gas pump stopping at $4 confused me. I wrapped it up to maybe a bill came out so I had used my last dollars available. I went inside to pay the rest in cash. This left me expecting my account to be at $0. This was Wednesday evening. I knew I had small bills due Thursday but I also get paid on Thursdays so I thought nothing of it and as long as I deposit funds before 10 pm, I'd be covered.
I check my account Thursday morning and suddenly I am negative $43. I check my transactions in my app but for some reason they don't match up with my transactions online via computer screen. Neither one of the transaction lists match with my personal written transaction log book. From what I can see according to the transaction lists provided via app and internet, the last transaction was the monthly $7 fee from PNC. Last month it came out on the 8th so I was aware it was being deducted, but on Thursday rather than Wednesday, again which would be fine because I deposit funds every Thursday.
This then makes me question why the gas pump stopped at $4 if I had already over drafted that day... Apparently all these fees got added this morning. Confused yet? Me too. So I got online to chat with a representative, because I am at work and don't have availability to call. I explained my issue of confusion and they sent me back transactions over the last week and told me I have to keep a personal log of my transactions because with a debit card the purchase is deducted immediately. Which is not true because if that is the case then why doesn't my personal log match up with what is online or on the app. There's transactions I made Monday that didn't come out until Wednesday. Where is the immediate withdrawal? Even the rep sent transactions in a list that still did not match up with any of the other forms for finding out my real bank account balance.
I explained that their $7 fee taken a day early without notice is the reason I over drafted. It's right there on the PNC website. They said they would not waive the overdraft fee and that they hope I understand that having 7 years of back bank records makes it worth it. This is where I am finished being a customer at PNC Bank. I already pay $84 a year for monthly required fees then for them to charge me $40 more because they switch the dates around without any notice at all, makes them a bad untrustworthy financial institution. I am happy to stop doing business with any person or company/business who thinks its okay to take advantage of people. They charge for having money in the account and charge for not having money. And the rep tells me it's my fault because I didn't keep a log. I do keep a log and it's very up to date, due to starting my own businesses and needing to know every important piece of information possible.
PNC changes their monthly fee dates without telling their customers then expect the customer to pay more money for their bad business actions. I'm appalled at this nonsense and will be closing my account today. I'm one small person to their huge presence but I will do everything in my power to persuade my friends and family to go elsewhere before this happens to them or anyone they know.
Reviewed June 8, 2017
I went here to make a deposit and ask questions about a car loan. The bank teller told me I could talk to Scott. I approached Scott who was on his phone and asked him who could I talk to about a car loan. I don't think he heard me so I said "Are you Scott. You are the person I need to talk to about a car loan." He asked did I have an appointment to which I said "no." He put away the phone he was texting on and looked at his computer. I assumed he was checking to see what time his appt was. Then he said I have an appt coming in. Then he said I could have a seat but by now I already felt he didn't have time for me. I told him I wanted some info and it would not take long then I unwilling sat down.
He gave me some info but after I left I didn't feel like they wanted my business. I feel like I should try somewhere else for what I need. It was a disconcerting experience and when I walked out of there I thought about how poorly he responded to me approaching him as if to say he can't talk without an appointment or at least let the customer get what they need without feeling like my appointment who by the way was not inside the building yet, is more important than you are. I will be getting my loan elsewhere.
Reviewed June 2, 2017
When my account got overdrawn they took the money out of my 18-yr-old daughter's account. When we went there to question them about it, we were told to leave, there was nothing they could do. PNC stole 814 dollars from my daughter. Do not bank here. Would give zero stars if possible. Worst bank ever.

Reviewed June 1, 2017
I was charged a $5 fee for dropping below $300 in my savings which has Direct Deposit and has been below $300 before. Called them up and demanded the money back. I advised due to this fee, to close this account and the phone rep did so NOT telling me of a $25 fee and then said she would credit back the fee, put me on hold and hung up. I called back was told the same thing and the rep hung up. Called back again, told the same thing then put on hold for about 30 mins being told the same thing.
Then transferred to a so called escalation person who said since I closed the account, they could not credit the $25 to my checking account which has been with them 3 yrs, no late fees no overdrafts and has a few thousand going thru it in a month. So since this $25 means this much to PNC without me being told ahead of time about and their awesome customer service of being hung up on at least 1 to 2 times every time I have a problem with them. They can keep their crappy accounts and fees. I will be taking my business elsewhere!!!
Reviewed May 31, 2017
I've noticed a sneaky trick that PNC Bank plays. I'll make an additional principal payment on my PNC Loan from the PNC website. PNC will deduct the money from my PNC checking account almost immediately. But it will take 3 to 5 business days for the additional principal to be credited to my PNC loan. When the payment is credited, the post date is back-dated to the date I made the additional principal payment. If I compare the interest charged on the loan I can see that interest continued to accrue on the full loan balance up to the date PNC "truly" posted my additional principal payment.
In other words, they get to charge me a couple days of extra interest by delaying posting my additional principal payment. I've had the situation where PNC posted the regular monthly payment to my PNC Loan several days before posting an additional principal payment that was made 4 days prior to monthly payment. Again, allowing them to charge a little extra interest by delaying posting my additional principal payment. I've complained to PNC and their response is that additional principal is always credited on the "post" date.
Reviewed May 28, 2017
Recently my father passed away and while in the process of settling my father's estate much traveling was done between the East and West coast. I attempted to make flight arrangements prior to May of 2017 on the Southwest Airlines via the web. This resulted in a flight I didn't want and I had to call the airline and re-schedule after being reassured from the agent that since I hadn't had the flight from the website for even an hour my bank and the airline wouldn't charge me. Both the bank and the airline charged me so I cancelled my flight(s) with Southwest and used American Airlines instead.
During the interim, I spent countless hours holding for a bank representative in merchant services to discuss the details of the cancelled flights only to be advised by the bank that the merchant and only the merchant could provide details such as my credit card number without me being on the phone hearing the call. Well, Southwest claimed they weren't allowed to provide my credit card number for security reasons. That resulted in a provisional credit being issued which has been subtracted with overdraft fees included. I want consumers to be aware that even physically going into the bank won't resolve anything. And both banks at least PNC have policies in place that will not only tie up your funds, but if it takes a little more effort on behalf of the customer PNC Bank will not go to bat for their customers.
I received a letter asking me to fax additional information to the bank however, having misplaced the document I proceeded to go directly to the bank in person to resolve the matter once and for all. That resulted in a banking associate handing me the name of the person handling this matter but no direct line for me to speak with the person investigating it. Which has led me here. I hope your organization can assist me in getting a fair resolution. I really don't know what to do other than switch banks at this point.
Reviewed May 26, 2017
I just had the worst experience at this bank. I went yesterday morning, 5/25/17 to withdraw money. I'm getting ready for a grad school trip to do research in Cuba and I need cash for 2 months, and so, I went in expecting to withdraw about $3k of my OWN money, from my OWN account. Needless to say, the manager at this branch immediately criminalized me and made me feel as if I was a fraud. I provided them with ID (in the form of my passport which is the surest form of ID) and my debit card. However, the manager was skeptical that someone like myself would be withdrawing this amount of money. I was humiliated when he began asking me personal questions about my motives for withdrawing this much money. I honestly feel like his biases and prejudices prevented him from believing that a person like myself has access to this much cash.
I am a young, ** woman, which definitely played a role in how I was perceived. His first statement was, "I don't recognize seeing you around here at this branch, so we're gonna have to ask you a few questions." He genuinely believed that the money in the account was not mine, and he did everything he could to grill me, and make me feel like a crook, when I just wanted to be in and out. He went back through my account history and asked why I opened my account in Philly, and am now in NJ. Why am I taking out this much money... things that I would not be asked to prove if I fit his perception of someone with money. I was literally treated like a second class citizen, when I've been entrusting this bank with my money since high school!
His interrogation proceeded for about 20 mins. Afterwhich, he had no option but to give me my money, because I could answer all of his ridiculous questions. Overall, I'm just disappointed and quite offended that the manager would make me feel like a criminal. He offered no remorse and even when giving me the cash, he still kept questioning me. I really hope that corporate can provides better sensitivity training to their employees so that they can better manage these instances. No one should have to feel this way! I am disgusted and violated, to say the least!!!
Reviewed May 22, 2017
Please don't ever ever bank w/ PNC. First of all there no number to call only customer service that's it all rude, they came to my job asking us to open a new account w/ them, do direct deposit, use 10 debit card transactions and keep $2000. Every month in the bank after 90 they will give us $300 bonus! Well they lie lie lie. They no way in hell give you the bonus.
4 of us at my job all met there requirements to the tee and look Open a new Virtual Wallet with Performance Spend Establish total qualifying direct deposit(s) of $2,000 to the new account. Make at least 10 purchases with your PNC Bank Visa Debit Card. Get $200 deposited to your account. This is right off the PNC site but they lie people. They do not pay the bonus not one cent. They will lie & say you didn't do this or that but all of us has!!! They should be reported to the BBC which I am today. Trust me not only that they make big mistakes on people accounts. Trust me stay w/ your regular bank!!! I wouldn't lie. This is the God truth! If this has happened to you please write on your review that way PNC will be investigated May 22, 2017.
Reviewed May 19, 2017
We called early morning, Friday, May 19th and received very poor customer service in regards accessing our account. Was told my husband who is the name on the account needs to be on the line in order to receive our PIN code #. Called back again with my husband on the line and Jona ** gave us absolute very confusing information in regards to PIN code... 1st she verified that my husband is on the phone then she tells both of us that she'll mail the PIN code to our home, I stopped her and asked that she give PIN code over the phone. She then gave this # and cautioned that it would only be good for 15 min., my husband then asked her to also mail us a PIN code since the one over the phone would become inactive after 15 min. is allowed (absolute nightmare). She then refuses to mail a PIN code because she tells us that she has already given us a PIN code over the phone.
My husband then is asking her... "What do we do after PIN code has expired and we cannot properly access our account??" She then says, "you can call back and request a PIN code to be mailed to you..." Keep in mind we already have requested that she please also mail this to us. She continued to be very confusing with the information provided to us in this respect (very incompetent people they have working here). She was very disrespectful and chose to ignore our request to mail us a PIN code. After we repeatedly asked her to bring a supervisor on the line to assist us in this area, she simply would say the following "I'm sorry, I do not have someone available at this time, but I can give a request for someone to call you back in 24 hours." She repeated this over and over again for 30 minutes... we also asked her to please put another representative on the line and she gave the same answer.
She simply ignored our requests to have someone else gives us proper assistance. I then mentioned to her that when I had called earlier in the day, the representative before her was able to immediately call for additional help. After I said this to her, she said nothing. So we knew that what she kept responding was absolutely false and simply choosing to keep us waiting on the phone, keep in mind that my husband was on the road and I was at the office while this call took place. She was made aware of this initially when we placed the call to your service center. (Simply unacceptable conduct on her part.)
Truly, customer service here is very inadequate and lacking in all areas. You cannot give your customers 15 min to re-register and enter all information necessary so that they can access their account properly. How disgraceful and horrific type of way to treat your customers. We are currently searching for a new mortgage lender who does in fact give their customer top quality customer service. Extreme Caution... Do not conduct any business with this mortgage lender, we have been a customer since 2004 and regret deeply the amount of grief we have had to endure with these people.
Reviewed May 18, 2017
As a result of non-payment of an approximately $14.00 balance on my PNC credit card, as well as phone discussions with PNC, I discovered the draconian and unforgiving card termination policies of PNC. Apparently if you have a balance of as little as one cent [$0.01], and you do not pay that balance for 60 days, PNC will terminate the card and notify the credit rating agencies of same, thus reducing the credit score of the [former] customer. The only exception is if the customer can show a mistake on the part of PNC. The amount owed, number of times this occurred for the customer, misunderstandings - nothing will stop PNC from knee-capping the customer's credit score.
I also found out that even if you have a rewards balance, that cannot be used to pay off a small credit card balance. I was told that they needed my permission to do this. Yet they closed the account and took the $14 anyway, without my permission. In my case, for $14 owed, PNC has blown off a customer. I will visit my local branch tomorrow to withdraw in cash the approximately $1,500 I have in Virtual Wallet accounts and be done with PNC. I will also attempt to persuade others, including my partner, to terminate their business with PNC based on their severe and unforgiving policies. I admit error on my part, but the lack of consideration of scale or context by PNC is intolerable.
Reviewed May 17, 2017
This bank lives to charge fees. I have had several issues but I will only discuss the worst. I typically only write checks to pay bills, mainly to avoid fees just to use my debit card. I get paid every Tuesday but my paycheck always hits the bank around 11 pm on Monday. On one particular occasion I had to write a check on a Friday, I knew I didn't have sufficient funds so I asked them to wait until Monday to deposit the check. I didn't think it would be a problem because any other time I have written a check it always post the following business day (if the merchant deposits it that day).
On this particular Monday, there was no account activity on my account all day. Around midnight which technically was Tuesday, I checked my account and my paycheck had posted and I was confident that I was good to go. In the middle of the night and I'm not sure exactly what time but it had to be after midnight, PNC posted the check which again shouldn't have been a problem because it was the next business day and my check was already there. However, not only did they revert the date on the check as if it has posted on Monday, they also charged me and overdraft fee.
When I called their Customer Support Team, I was given this explanation: "While the check may not have a posted in your online banking account until after 12 AM Eastern time today, this check was actually presented to your account to be paid yesterday. When a check is presented to your account it will not appear on your account history until after it has been processed, which starts each business day at 10 PM Eastern time." On several locations in the past I was told that according to their own policy the end of each business day was 10 PM. At 10:01 PM you are at the next business day. Although, the CSR said this but you reworded it to make it sound like we were going backwards instead of forwards. That seem to be the case most times I called them. They constantly change or distorted their explanations to fit and justify what had happened to me.
These kinds of practices are unacceptable and in my opinion, this is stealing money from me which is the worst thing anyone can do to me. That is to take my hard earned money away from me and then act like it's your fault because of some policy or procedure that, I couldn't find it in writing by the way, magically appeared to be relevant to my situation. I even asked the customer service representative where I could find this policy and I received no answer for that question. He basically told me that PNC reserves the right to do whatever they want to do and that when I used my debit card the first time, I was agreeing to all of these policies. At this point I am on a mission to discredit and give PNC a bad name. It is very nice to see that I'm not the only one who has gone through this because they sure try to make me feel as if I was. Long story short, do not bank with PNC Period!
Reviewed May 12, 2017
Posted my deposit, then reversed it to pending and charged me with 2 Overdraft Fees of $36 each. Refused to remove fees and no clear logical explanation given for changing my deposit, resulting in a loss of $72. This bank is scum!
Reviewed May 11, 2017
DON'T sign up for this type of account @ PNC Bank, unless you really need it! The only advantage over their lower-balance account is "free checks" (which cost about $25 for 100 checks) and free ATM fees. I have banked with this bank (now known as PNC) and the same people for many years.... Since they were Harbor [Federal-?] and then National City Bank. I only write 1 or 2 checks a month, and NEVER use an ATM.
SOMEHOW, when my account was switched from their "Everyday" account to a "Virtual Wallet Performance Select" account, THEY FAILED TO TELL ME that if my monthly balance dropped below $2,000, I would be charged $25 per month "bank fees." Well, since my only income is now Social Security, $25 is a lot of money to me. I was LIVID when I found out that I was being charged this fee. Partly my own fault for not noticing it on my account statements, but I should have been TOLD about these fees when my account was changed from the lower-balance account to their Virtual Wallet Performance Select. At this point, I am not even sure WHY they switched my account from the lower-balance type to their "Select" account. That's a mystery in itself. But PNC's "Select" account selects YOU to be charged banking fees, if you don't write many checks --- and who does these days? And don't use ATM's.
Reviewed May 11, 2017
I have both a savings account and an auto loan with PNC. I live out of state. Long story short. I couldn't make a payment online out of my PNC savings account due to my account being "inactive"? I had 4 times the amount I needed to make the payment. I called the branch where I opened the account and was transferred to about six different people in the duration of a little over an hour. I explained over and over that I wanted to make my payment from my PNC savings account to each person I spoke with. I finally spoke with someone who seemed competent and they assured me it was done. The next day I use my debit card and it was declined. The dodo at PNC used my checking account number from another bank. I suppose because I had used it before to make a payment. Twice in the last three years or so. I normally mail in my payment. The whole reason I called was to use my PNC savings account.
My "inactive" savings account? I don't understand that one at all. The money was there. How's that inactive? Anyway now I'm overdrawn with my checking account for a withdrawal that I did not authorize. I'm at the mercy of a totally inept and wrong company. With a slew of recorded phone conversations to prove it. I have no money in my checking account nor my pocket. I have no faith whatsoever in PNC to straighten this out promptly. I'm over drafted through no fault of my own. My bank where I have my checking account at will put it all off on me as being irresponsible. All due to the complete incompetence of PNC. I did everything I was supposed to do. It would be nice if PNC would own their mistake. I asked them to contact my other bank with an explanation. Speaking with PNC representatives is like communicating with Charlie Brown's teacher. Whaa whaa whaa Whaa... pathetic.
Reviewed May 5, 2017
They are obsessed with charging the $36 overdraft fee! You can pay for something the same day you get a paycheck and no doubt, the payment will hit before the check! I bought 2 iTunes songs for $.99/each and got charged $72. I'm taking what few pennies that I have left and going to find a new bank. I even deposited a check one morning at 9am so that some charges coming in the next day or two would be okay and they said the check would take 48 hours to clear so I got hit with $180 in late charges. It's a rip-off.
Reviewed May 4, 2017
My mortgage was sold to this bank. They have the absolute WORST customer service. Even worse than the cable company and I did not know that was possible. They are rude and condescending. They have a horrible website that is not user friendly and then you are forced to call the extreme non-friendly customer service. I consistently pay more for my mortgage every single month for the "privilege" of this horrible company buying my mortgage. I was looking at paying my mortgage off early with the other company I had which allowed me to make bi-weekly and pay the principal down. Customer service told me I would have to make 2 monthly payments in advance in order to even set that up. I don't know what I can do at this point, other than refinance and hope to NEVER have this bank again.
Reviewed May 3, 2017
There are two females at PNC Bank, (located at Alexandria Dr., Lexington KY) whose 'authoritative positions' have reduced them to narcissistic, mechanical, unhappy, shoddy little entities, tortured and in agony. The cake-face, blond haired female, in particular, is the epitome of pure "evil." However, rather than go into a discourse about my experience with them, I will pose this question: "How can PNC Bank take a person's property and destroy it, when in fact it's not their property to take and destroy?" Nonetheless, the only "fact" that people need to be aware of is, when it comes to problem solving, neither of the two females were accommodating at all!
Reviewed May 2, 2017
I have been a PNC customer 6 years now. At least for the past two years they have been very inaccurate with my balance. I checked it yesterday and it showed a balance of $140.00. I checked it again today after making a few purchases for $12 and it says I have $79.00. On top of that my card was recently hacked that's supposed to be protected with the chip. I honestly believe pnc is purposely inaccurate with their bank statements so people will overdraft their accounts.
Reviewed April 24, 2017
NEVER BANK WITH SCUMS. I have banked with PNC for years now, YEARS...even opened my business accounts with them, and suggested to my mom to open with them. Last month (March 2017) I decided to use bill pay to pay my rent; the property management company is more than 40 miles (one way) from me and I didn't feel like dealing with traffic and using up gas so I figured this would be a win win situation. I initiated bill pay on 3/30, the soonest delivery option it gave was 4/5, which is the last day it can be taken so I figured this would be fine. I set it up and forgot about it. On 4/10 I get a call from my property management company saying that my rent was now 10 days PAST DUE resulting in a $130 last fee and that they had just received my check in the mail that day. WHAT??? I rebutted that I did bill pay WITH MY BANK, and that they would take care of this because I KNOW I was not late.
I immediately contacted PNC (my local branch) who was shocked to say the least. He went into the system and say that I was not at fault, that PNC did in fact pay the merchant in time and that they would take care of it. I waited to hear back from him. The next day, he called back and told me that I had every right to dispute this and that I would need to call the right department and file a CRIS dispute and all would be well. "Don't worry Ms **, we will make sure you don't come out looking like the bad guy here", he said. When I called the designated # to file the claim, the rep looked also into my complaint and uttered the same words as the branch Mngr, "Wow, I'm not sure how this happened but we will fix this as this was mailed off on 4/2, so there's no reason they just got it on the 10th. We will fix this right away".
The next day I get a call from my property management company stating that PNC contacted them and said that they don't cover "grace periods" so the fee would stand. I still needed to pay the fee right away. I was pissed. I called PNC right away and was transferred to the "Online Payments Dept". The guy starts talking about how bill pay is not really THROUGH PNC directly, but is actually through Fiserv, which has a policy that they don't do "grace periods", so anything AFTER the 1st is considered a GRACE PERIOD and they would not cover the fee.
Wait, so you're telling me that a system/feature you have on your website that you say is secure and trustworthy didn't perform as you promised it to do, which resulted in a fee for your customer and now you're telling me that you have no obligation to be responsible for it because your 3rd party company won't cover it, even though you originally took responsibility for it and said you'd fix it??? What part of the game is this? If this doesn't sound like the biggest crock of bs I've ever heard! Pissed I asked to speak to a manager but was on hold forever so I hung up but planned to get up and go to my local branch to have a sit down with the manager.
The next day I did just as planned, however en route there I get a call from the "Escalation Dept", I explain how crazy they sound by telling me they can do nothing. He goes in to basically repeat everything the online people said. I said, "I'm SURE there is something you can do?" Well, because Fisev won't cover it it really isn't. "Maybe you can take a letter to your management company and show them how you did initiate early and set up on time, but it was our system who errored?" "Well...if you can say all of that, why can't you cough up the $130 that I now have to pay, AND have to have on my payment history that I paid LATE, when I didn't." After my call with him, I still headed into the local branch (Union City, GA) to talk with Branch Manager. I took a copy of my lease agreement so that he could see that per my lease, the 5th was not a "grace period", but was in fact the allotted time for making payments.
He saw it and completely agreed that the lease did state differently than what PNC says Fiserv was told. He called my property management company (I guess he thought he could get a different answer, but I'm not sure what he thought would happen) and they shut him down. He hung up and was like "uuhh yea, they definitely are giving a hard time and are trying to make sure you pay". WELL DUH!! I was in tears in his office as I explained that this was not fair to me. I am single and have been saving up for my first home since the holidays. One of the base requirements for loan program I'm going through is that you have to be consistent with paying ALL BILLS ON TIME for at least 12 months. Now, WHY ON EARTH WOULD I PAY MY RENT LATE THE SAME MONTH I'M TO MEET WITH THEM FOR LOAN CONSIDERATION???
I did my due diligence and couldn't believe how my bank, PNC was leaving me out to the wolves. He then said, "Ok allow me to make a call and see if this can be fixed another way." I said, "If this is with bill pay save it because they will do nothing. It's sad that I am a customer who has been in good standing and this is how you treat me? I will be closing all my accounts today". He replied, no that he agreed and that he would try to go through a dept that handled Customer Relations to see they could get resolve. I stated that I know the banking industry, and that I'm aware PNC COULD fix this if they wanted to. They have funds designated to resolve customer issues for use WHEN THEY WANT TO. One week went by...nothing. I called the Manager the middle of the next week and said that the guy he reached out to was just getting back into the office and that he should hear something within a day or 2.
By Friday, no one was saying anything. On Friday I sent him an email reminding him the time sensitivity of this matter and how I would be needing something to show my innocence in the matter. Today is 4/24, I just received a call from the Branch Manager who sounded like a broken record with explanation. I called him out on him changing his story now, as before it was "PNC will help you" to, "well because Fiserv says it won't cover there is nothing more I can do." WHO SAID ANYTHING ABOUT FISERV??? I thought you were going through Customer RELATIONS??? Nope, he didn't. And then when I asked for some type of formal letter stating the bank error, he had the nerve to say, "Well, if we won't pay for it, we certainly can't give you anything in writing. I'm not sure what you expect from me".
You don't know what I expect from you??? How about actually STAND UP FOR YOUR CUSTOMER! How about do what you SAID YOU WOULD DO, and OWN your bank error!!! Smh I tell you, if a bank is OK with doing this to their own customers, there is no line of integrity for them. I have spent the whole day blasting them on twitter and will do so everyday for the next several weeks/months. I will be pulling ALL funds and closing both my personal and business accounts and so will my mother effective IMMEDIATELY. HORRIBLE BUSINESS PRACTICES.
Reviewed April 22, 2017
PNC charges late fees on its debit cards without any warning. I got charged $12 on a $75 card and discovered this when I went to use the card. I tried calling the number on the card and only options I get are to check the balance on the card or activate the card. They provide no avenues to address your grievance. Such unethical practices should be stopped.
Reviewed April 21, 2017
I open a savings and checking account at PNC Bank. The rep say that they have good rates. I'm interested in buying a home. After a couple weeks my husband and I decided to go for it. We applied. Got pre-approved. We started looking for houses with our realtor. Was not able to find one to our liking so we decided to get an extension. The loan officer was nowhere to be found and the bank could not give me any information of where my paperwork and all my information was. This made me very pissed because how could you not know where the loan officer is. I called the head office. No one could give me an answer. Then finally realized that he had quit and my file was not with anyone. So...
They were trying to make it up to me by giving me a new loan officer, this means running my credit again and all that. They asked me for information as requested when getting a loan. They asked for the same thing 4 different times. They don't communicate with each other. It doesn't matter how much time you give them the information they asked for. They always ask it again. One week before my closing date they asked me to lock in an homeowner insurance. My realtor say you cannot lock-in an insurance unless you're sure you getting the house. Things they say they need my green card. I was like, "I gave it to you." It even got more weird when they call my husband asking him if he will be living in the house with me and called me asking me if my husband will be living with me. They even asked for marriage certificate.
4 days before the closing date my realtor asked the loan officer if he needs to put in for an extension so that if they need more time they will have it. He said, "No. You don't need to". 2 days before the closing date they send me a TEXT MESSAGE saying, "We PNC do not accept your green card. You green card must not have an expiration date". (Everyone know that a green have expired date on them.) The following day I had to asked for a denial letter to try save my $5000 earnest money that I had put down. When they finally sent me the denial letter they addressed it to me and not my husband and I. They also sent me a letter in the mail that they generate from March 22, 2017 mailed April 4, 2017. I got the letter April 7, 2017 the day I was to be closing for my house. PNC Bank is the worst. I will never recommend them or do business of any sort again.
Reviewed April 12, 2017
PNC is the worst ever!!! What you read online is different than what they see. They love overdraft fees. Something about pending transactions. I have been very sick and had to even go in my 401 for money to get meds. Well they TOOK it all. Tried to call them for help nothing at all. I have been with a dry long time but now I am out and going to Provident Bank so much better!!! Don't use them... EVER.
Reviewed April 7, 2017
I have been a PNC customer for years. They constantly take 6-7 days to take a 8.00 dollar charge out your account and they hit you with a 36.00 dollar fee for each item and tell you the charge is pending. Why the hell is it still pending. They also take just as long to give you a correct balance, so you may check your account after a few days and not even make a transaction, it may say you have 280.00 when really you have 60 dollars. So now you're charged all these overdraft fees plus a 7.00 dollar a day fee for every day your account is overdrafted. They are a modern day scam. As of today I'm switching to a credit union. ** this made up bank with no benefits.
Reviewed April 7, 2017
Applied for a home equity installment loan. After a drawn out application process, our appraisal came back much lower than it should. Measurements which I watched the appraiser make were misreported, resulting in a reduction in our square footage of about 20%. The comps ranged from 217k to 240k and did not include the house next door which is the identical model which sold a month ago for 240k. The appraiser selected the lowest comp and arbitrarily assigned that value with no explanation as to why that house, which is significantly smaller than ours was selected.
When I pointed this out to the loan officer, he insisted on telling me multiple times that in order to change this, we would have to provide comps AND BLUEPRINTS for them to send to the appraisers and then maybe they might reconsider the valuation. I informed him that we had no blueprints and he repeated multiple times that I would have to obtain them.
Finally, trying to get rid of him because I needed to work, I told him I would send some if I could "pull them out of my ass". I don't make a habit of speaking this way to people I am trying to do business with, but as I mentioned, he kind of pressed my limits. I was pretty shocked when this statement was met with him feigning offense. Let's face it; you can't turn on the TV or walk through a local mall without hearing worse than this. After considering his offense further, I have come to the conclusion that this was simply a childish attempt to control the engagement by shaming the customer.
I asked my wife and co-applicant to call back and request a new loan officer be assigned due to our clear personality conflict. So a few days later I called back to learn the status. I was informed that the same person was still assigned to our application at which time I responded that if PNC would not honor my request for a new loan officer, I really did not want to continue dealing with them.
They then had another person call me to ask about the situation and repeat that in order to get them to reconsider the valuation, I would have to do the appraisers' job and include blueprints, which to my knowledge do not even exist. So I'm fed up at this point and having my vacation totally messed with because of trying to deal with these things, and then while answering her questions about my dealings with the other loan officer, I told her what I had said to him that had offended him - not as a direct statement to her, but as a quote; "I told **...". To my amazement, her reaction was identical; she attempted to shame me, admonishing me to not cuss at her because this was supposed to be a professional conversation.
Ok, again I didn't say anything that won't be heard 2-3 times per hour on prime time TV or much more frequently in public places, so this is clearly not a real offense but some contrivance apparently designed to control customer's behavior. And if PNC is using tactics such as this to control customer's behavior, then I suspect that they are using other tactics - like artificially low appraisals - to control their profit margins. Lucky for me, I don't NEED their money, my credit is excellent and every lender in town wants my business and I can be just as well off without the loan. I highly recommend AVOIDING PNC LIKE THE PLAGUE!!
Reviewed March 28, 2017
I missed a line of credit payment due to not receiving the bill on time. I was notified via mail about this from PNC. As soon as I received the letter I call their 800 customer service number to get it resolved. They couldn't help me so I had to go to a branch. I went to the first branch where I wrote a check for the missed payment but they said they couldn't do anything about the fees without a manager approval. So I went to another branch who told me they couldn't help so I had to go to a third branch.
At this point, I learned that the check I wrote was deposited by the first branch a regular monthly payment instead of toward the missed payment. Long story short, I have $145 of fees for a missed payment of $111.58. I am livid with the bank. They are unwilling to waive anything which is beyond unreasonable. This is not the first problem I have had with them. PNC is one of the more aggressive banks for credit but beware... they are terrible to deal with. Absolutely the most incompetent people work here.
Reviewed March 27, 2017
I was wondering why a transaction stay pending for 3 to 4 days on your account. I was told by a customer service agent that I should not go by my available balance. I was charged overdraft because they held four pendings for 3 days. When I had the manager at the Burke, Virginia branch look up my account it showed that I was charged for three items twice. He said he would look into it and call me back. He never did call so I called him and he had nothing but excuses. We looked at the screen together in his office and I showed him where the items were charged and he agreed. So the next day he wouldn't talk to me and put someone else on the phone. He faxed me a copy of my transaction page and it was not the page that we looked at. I asked him for a copy of that page and he wouldn't send it to me. They ended up taking over a hundred dollars from me in overdraft charges.
This is the second time this has happened within a month. I check my account twice a day. I look at my balance, look at my pending withdraws and my available balance and that's what I go by. I was told by the bank that I shouldn't depend on my available balance. They said I should keep a written ledger. Shouldn't your available balance be correct? This happened on the 13th of March. Now today is March 27 and I still have pending transactions from March 24.
Now I guess they are waiting to send all in at once again like they been doing. They said all banks do it this way. I talked to some of my coworkers who have different banks and they said they never have that problem. Even when I go to the bank to make a cash withdraw it shows pending for two days on my account. I made sure that the money was in the account at that time and they sent in five pendings at one time and it made me overdraft. I think it's time for me to look for a new bank and tell everyone I know to stay away from PNC.
Reviewed March 24, 2017
I have always been sure to "opt out" of overdraft protection. It was explained to me that my debit card could not be used to cause an overdraft on my account and would be declined if there were insufficient funds. PNC informed me that my account had been overdrawn due to a trial offer that had been charged to my card. They came up with all kinds of stipulations that weren't mentioned when I opted out and said I would have to pay overdraft fees. I told them I was not about to pay over 3000% of the original amount of the overdraft, especially when it should not have been processed. In the end I spoke to a representative who told me I could go into a local PNC Bank to pay the original overdraft amount.
I went in to deposit the small amount and was informed that my account was closed. In the meantime, my taxes had already been filed. In short, my electronic tax refund should have been rejected because the account was closed. PNC deliberately LIED to me when I went in to take care of the overdraft balance. They did not want to honor what their representative told me so they chose to wait and intercept my tax refund. They took out a total of $164.00 above the original $8.98 overdraft. Then they had the nerve to send me a check for the balance stating that there was an "OVERPAYMENT" on my account, as if they were doing me a favor. They lied to me about the account being closed, then they stole my money. They chose greed over customer loyalty or fair dealing.
Reviewed March 20, 2017
The bank has held up my check from the insurance company for 3 weeks delaying the repairs of my damaged home. If there are any more damages I would hope this bank would cover them. Also when calling in it asks for my last 4 of my social security or the call would not go through then the no customer service person refused to ask me another security question after giving her my full name account number and address. The check was to be mailed out last week (overnight) because they have not endorsed it and returned it to me. I asked to speak to a supervisor and that could take 48 hrs. This is poor customer no service I do not expect out of a bank. I should have used my local bank where they are more friendly. Never again will I recommend this bank to anyone.
Reviewed March 7, 2017
I opened an account with this bank. They said I had 90 days before a minimum balance fee would hit. To avoid that, I'll have to maintain a minimum average balance of $1,500. My business wasn't doing so great so I decided to just close the account so that I don't get charged the fees. They said I would have to pay $25 to CLOSE the account before 180 days!! So either I have to pay $25 now to close it or $36 to close it after 180 days! What the hell kind of a policy is that?? It's daylight extortion! Small businesses beware!
Reviewed Feb. 28, 2017
When going in to cash in a bond the line was slow then the girl said "Be right back." Never came back. So went to another teller who didn't know how to cash a bond. The previous girl says "Have a seat." 45 minutes later I get all my documents back and I had to argue with her to get them back saying "I have to leave. I gotta go to work if I'm gonna be late." She continued to give me excuses of why she hasn't had time to take off my transaction. So this is WHY I DO NOT bank with them. Slow service. Busy singing and talking to other co-workers.
Reviewed Feb. 25, 2017
Was promised that they would beat any processing for business that I could find - after 4 months, I checked my statements and realized I was paying over 3% in fees to process payments. I found a significantly wiser solution and they said I had committed to a 2 year contract which of course they never disclosed upfront. When I appealed, they denied and told me the finance team had denied my appeal. The customer service for Payeezy gateway is abysmal and they don't always answer the phone. The actual interface for Payeezy is also awful. When I went to close my PNC bank account, they charged me $25 to close the account and told me that normally I would be paying $50/month to have that account. There are so many unethical bankers/banks out there and PNC just re-confirms my opinion on that.
PNC Bank Company Information
- Company Name:
- PNC
- Year Founded:
- 1852
- City:
- Pittsburgh
- State/Province:
- PA
- Country:
- United States
- Website:
- www.pnc.com
