About Midland Mortgage
This profile has not been claimed by the company. See reviews below to learn more or submit your own review.
Overall Satisfaction Rating
- 5 stars
- 4 stars
- 3 stars
- 2 stars
- 1 stars
Midland Mortgage Reviews
A link has directed you to this review. Its location on this page may change next time you visit.
I was approved for a grant to bring my mortgage current. Midland Mortgage call me in September to go over the remaining payments amount. They gave me 3 options with the grant amount. They also said I couldn’t pay the remaining balance cash that I had to do an interest free FHA loan for the remaining balance. They sent paperwork out to be signed before December 5, 2020, for the interest-free loan and told me the grant from the state would be applied in about 3 days give them a week and everything should be current by then but you pay for your mortgage payment on January 1, 2023. That was done.
Then I was about to pay the February payment and I received a letter by mail stating that I had an outstanding balance so I phone them and that's when I was informed that the grant was never applied and they never had sent information to the state. I call back on Friday, February 3, and talked to a note from one of their employees and she informed me that they just sent the paperwork out on Thursday, February 2. I called back today Monday, February 6, and was informed that they sent it out on September 18, 2022, and that the state refuses to send them the money. I'll be contacting the state in the morning to see where this matter stands. I'll keep y'all posted on this matter
My mortgage was sold to MM from CitiMortgage in 2015. MM received my loan with what was presented to me as a FHA HAMP Loan Modification that was listed as completed in May 2014. I made many, many trial payments before the modification was “signed” as completed finally in October 2014, then my loan was sold to MM. Fast forward to the present day-I’ve found out that the loan modification that I am still being held to was not a FHA HAMP loan modification! What was done, was processed as a forbearance agreement without my notification or my consent. It was NOT completed in May 2014, and it was sold fraudulently to MM. MM was aware, and they decided to continue the fraudulent practices from March 2015 to present.
I am currently waiting for the US Department of FHA & HUD to send additional information to me after their review of my entire loan, possibly before I take all of my documentation that shows EVERYTHING that was done to the public. Please review every statement, escrow analysis, and document from this company, they are as corrupt as they come. Stay tuned…
Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.
Worst by the far the worst mortgage company I've been with, worse than Wells Fargo and that tells you a lot. They hit you with unrelated fees monthly and wait 6 months before reimbursement, they violate RESPA on a daily occurrence and the CFBP does nothing. I've file 3 complaints with the CFPB and that still doesn't get their attention. Their associates are like talking to a wall and if I could see the looks on their faces they probably look like a deer got caught in headlights. I will continue to file complaints against them. Hopefully they will get fed up and sell my loan.
Our loan was bought out by this company during our CARES Act mortgage forbearance. We had signed the loan modification to restart our loan and kick everything to the back. While the signed papers were in transit, Midland bought out our mortgage. It has been hell since. First they didn't accept the agreement signed from our previous bank. Didn't contact us for two months, we didn't know who bought our loan, just that it had been bought. The staff that answers the phone and who you are transferred to are some of the most incompetent individuals I've ever dealt with. They talk over you, answer questions you didn't ask, EVERYTHING takes 3-5 business days.. Even though 3-5 business days has turned into 5 months trying to get something concrete with these people. They will say something in one sentence and contradict what they said the next.
They were trying to put the $25k we owed from the forbearance into a $40k extra loan! So I found a company to help pay the $25k. Well to keep it under the $25k has now cost over $6400 while in waiting for them to send ONE email. While they keep charging late fees and every other rep states, I'm sending the email now..lol. If you have a choice, STAY AWAY. We don't have that choice right now.
Our mortgage statement showed over 6900 on escrow in November 2021. Insurance and taxes were paid December 2021 for 3800. Now Jan 2022 statement shows a negative 5900 in escrow. Those numbers do not add up. They claim payments were not made for 6 months but yet we have receipts showing payments and statements showing payments. Thus company is full of crooks. They screw you out of every penny the can.
I very rarely write reviews but after seeing all the negative reviews I had to respond. Our mortgage was purchased by My Midland Mortgage from Citimortgage about 10 years ago. From the start I have never in 10 years had 1 problem! I love the online portal to handle all your payments, payoff options, to receive tax and escrow information. Midland was the reason that I found out that the original seller of my home, had STOLEN it back and place the deed back in his name. How was this possible? I have no clue but upon receiving my escrow balance and showed a -negative balance and my mortgage increase $100 out of nowhere.
I made the call to later find out this had been done in 2006. We purchased the home in 2000. That lead me to the tax accessor office, which is was advised to file a police report to later find out the seller died in 2007. Mortgage was reduced, taxes was corrected old seller was receiving all homestead exemptions which case this problem. Also Midland has and incentive program if you pay your mortgage on time at the end of 5 years you could earn up $5000 applied to your principal balance. Well Dec 2020 I received the incentive just as promised which reduced my principal balance. Upon me preparing to sell our home which I'm sadden that I will be losing Midland as my mortgage company I then realized our payoff was $5000 less than I original thought... Thank you Midland Mortgage for all the wonderful years that you serviced our Mortgage. #Blessings
My Mortgage was sold to MM from the collapse of Irwin Mtg in 2001. I had a few run-ins with their attorney whom I quickly got under control. Outside of that MM has been awesome with everything I needed up to the pandemic of Covid. At no time did they lose communication with me or I with them. We have a great relationship and I am very happy with them as my servicer. I've worked with them many times and it has always been successful. These negative reviews may be correct for some but my experience has been the total opposite!
I moved to Alabama to care for my stepfather of 30 plus yrs as my mom passed away in Oct 2013. I retained a attorney to represent my family and they refuse to allow me to buy the property. House has not foreclosed.
Midland Mortgage Staff members are very rude and unprofessional. They said one thing and do completely the opposite. When I sold my house, I called to confirm if final payment was received and they claimed payment was received after 5 pm. And they reported payment late.
Midland bought the mortgage on my home in Caldwell County, Texas. Tried to refinance for a better interest rate and was assured they would work with me as I was at the time a long haul truck driver. Needless to say the refinance fell through. Then the they claim I had never tried the refinance my and would not do so because they did not have a physical presence in Texas. My credit union's records proved they lied.
Midland Mortgage Company Information
- Company Name:
- Midland Mortgage
- Website:
- www.mymidlandmortgage.com
You’re signed up
We’ll start sending you the news you need delivered straight to you. We value your privacy. Unsubscribe easily.