About Midland Mortgage
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Our mortgage statement showed over 6900 on escrow in November 2021. Insurance and taxes were paid December 2021 for 3800. Now Jan 2022 statement shows a negative 5900 in escrow. Those numbers do not add up. They claim payments were not made for 6 months but yet we have receipts showing payments and statements showing payments. Thus company is full of crooks. They screw you out of every penny the can.
I very rarely write reviews but after seeing all the negative reviews I had to respond. Our mortgage was purchased by My Midland Mortgage from Citimortgage about 10 years ago. From the start I have never in 10 years had 1 problem! I love the online portal to handle all your payments, payoff options, to receive tax and escrow information. Midland was the reason that I found out that the original seller of my home, had STOLEN it back and place the deed back in his name. How was this possible? I have no clue but upon receiving my escrow balance and showed a -negative balance and my mortgage increase $100 out of nowhere.
I made the call to later find out this had been done in 2006. We purchased the home in 2000. That lead me to the tax accessor office, which is was advised to file a police report to later find out the seller died in 2007. Mortgage was reduced, taxes was corrected old seller was receiving all homestead exemptions which case this problem. Also Midland has and incentive program if you pay your mortgage on time at the end of 5 years you could earn up $5000 applied to your principal balance. Well Dec 2020 I received the incentive just as promised which reduced my principal balance. Upon me preparing to sell our home which I'm sadden that I will be losing Midland as my mortgage company I then realized our payoff was $5000 less than I original thought... Thank you Midland Mortgage for all the wonderful years that you serviced our Mortgage. #Blessings
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My Mortgage was sold to MM from the collapse of Irwin Mtg in 2001. I had a few run-ins with their attorney whom I quickly got under control. Outside of that MM has been awesome with everything I needed up to the pandemic of Covid. At no time did they lose communication with me or I with them. We have a great relationship and I am very happy with them as my servicer. I've worked with them many times and it has always been successful. These negative reviews may be correct for some but my experience has been the total opposite!
I moved to Alabama to care for my stepfather of 30 plus yrs as my mom passed away in Oct 2013. I retained a attorney to represent my family and they refuse to allow me to buy the property. House has not foreclosed.
Midland Mortgage Staff members are very rude and unprofessional. They said one thing and do completely the opposite. When I sold my house, I called to confirm if final payment was received and they claimed payment was received after 5 pm. And they reported payment late.
Midland bought the mortgage on my home in Caldwell County, Texas. Tried to refinance for a better interest rate and was assured they would work with me as I was at the time a long haul truck driver. Needless to say the refinance fell through. Then the they claim I had never tried the refinance my and would not do so because they did not have a physical presence in Texas. My credit union's records proved they lied.
My experience has been the opposite of many reviews here. My mortgage was sold by Chase to MM. I had a rough couple of years financially for several reasons, but MM was communicative, supportive, and very patient. I never once talked with an agent who was a jerk. They slapped me with late fees, but who wouldn't? My only complaint is that EVERY phone call takes sooooo long because they have all these scripts & interrogations they HAVE to go through.
Unfortunately, my mortgage was sold to Midland Mortgage. They're insensitive and very difficult to deal with, whenever you have any type of hardship. I had a medical condition that caused me to lose my job and Midland wouldn't work with me at all. Chase was my previous mortgage lender and they were so kind, helpful, and sympathetic. I Steer clear of this mortgage lender!!!
The communication was very bad. They need to be retrain so that they are more respectful. The employees was insensitive and didn't want to listen at all. Constant interruptions while talking. Lastly they don't call back at all.
Midland Mortgage is the worst of all. We asking them to provide a NOTES for closing the mortgage. First they said they don't have notes. The notes is always exist in every mortgage when closing. After 2 weeks we called them again cause the mortgage I'm inquiring saying they should have a notes to provide. Then we called midland over and over. 4-5x a day. They said they will fax the notes. We have been waiting the whole time and up until now they still didn't FAx turn notes. The another mortgage I'm in is supposed to be closing next week. They can't submit the final documents to underwriter because we missing that notes that midland is so irresponsibe, full of lies and excuses. So hard to work with them. They don't care. Bad service of all. Don't even think applying to this company for mortgage.
Midland Mortgage Company Information
- Company Name:
- Midland Mortgage
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