Auto Approve Reviews

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About Auto Approve

Auto Approve is an auto loan marketplace that specializes in helping you find a bank, credit union or auto lender for car loan refinancing or lease buyout. By refinancing your vehicle or doing a lease buyout with Auto Approve, you can potentially get a lower APR and start paying less each month. The application process is quick, and refinancing has no out-of-pocket cost.

Pros
  • Nationwide lending network
  • Compare multiple lender rates simultaneously
  • Soft credit prequalification
  • Option to add or remove a co-borrower
  • No application fee
Cons
  • Not a direct lender
  • Rates and fees vary by lender

Auto Approve Reviews

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    Page 2 Reviews 5 - 35
    Verified purchase
    Customer ServicePunctuality & SpeedBillingRates

    Reviewed April 24, 2026

    Auto Approve had a good rating on the web, and they were also very nice to me. Setting up everything was very quick. They gave me a good monthly payment. The communication was very clear and good, too.

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    Verified purchase
    Customer ServiceStaffRates

    Reviewed April 22, 2026

    Their rates were pretty good on refinancing. The whole process was pretty smooth. I just uploaded some documents and sent them some emails with my documents, and it was good. My agent was really helpful with the whole process and whatever documents I needed to upload. Auto Approve was able to resolve all of my doubts. It's been a pretty positive experience so far.

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    Verified purchase
    Customer Service

    Reviewed April 21, 2026

    Auto Approve provided the best deal, and their customer service was good, as well.

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    Verified purchase
    Customer ServicePriceStaffRates

    Reviewed April 20, 2026

    Auto Approve is worth checking out if you need to refinance your car. Refinancing my Chevrolet Traverse was easy. It was all done online. Also, it was a good call when I spoke with a rep. The rate could have been better, but it was a lot better than what I had. I would probably use Auto Approve again.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed April 19, 2026

    I went through the process with Auto Approve over the phone. It was quick and easy. Overall, it was faster than I expected.

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    Verified purchase
    TechPunctuality & SpeedStaffLoan Process

    Reviewed April 18, 2026

    I refinanced my car through Auto Approve. I had to send them certain information in and they sent out for the auto loan, and then they told me when I was approved. Everything they told me happened when they said it was gonna happen. So I didn't wait any longer for when they said something was gonna happen. They helped me save some money on my car note.

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    Verified purchase
    Customer ServiceOnline & AppStaffRates

    Reviewed April 17, 2026

    Auto Approve's rate was something I was interested in. I like the process of doing business with them. It was pretty easy. I was getting up-to-date with the emails and text messages and also keeping an eye on the progress on the website. Auto Approve could be one of the good companies to refer. The only thing I noticed is when I applied online, I gave all the data. I got a rate for 5.49. When I talked to the agent, I was given 5.74 with 700 in fees, which I wasn't aware of. It could be true, but those two things were a bit surprising.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedBillingRates

    Reviewed April 16, 2026

    I liked how quickly the response was with Auto Approve and the lending process was great. The only issue is that when I got approved, I didn't hear any feedback. Then, I was told my first payment was late. But I paid it right away and they didn't charge me a fee, and I'm all set now. Auto Approve and the credit union were easy to get a hold of. It was an easy experience, and I’m satisfied. If you're looking to refinance and get a lower interest rate, Auto Approve is the way to go.

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    Verified purchase

    Reviewed April 7, 2026

    I was doing a web search through Credit Karma and Auto Approve popped up. Based on the reviews I saw, I signed up with them. It looked like there were more options with them where I could choose from and after I started filling out the information online, I talked to one of their reps. He was pretty good and the process was straightforward. I like it when things are simple.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaffEase of UseLoan Process

    Reviewed April 6, 2026

    I got a letter from iLending and that made me start looking into refinancing my loan. Then I saw Auto Approve was highly-rated, so I ended up going with them. Their website was easy to navigate and they were very efficient. The lending process was simple and all the steps were done within five days. The person I was working with directly for the loan was named Dan and he was really helpful. When I had a question, he was able to get back to me really quickly. He gave me a phone call and explained it over the phone.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 3, 2026

    Auto Approve called me first and was very pleasant, and gave me a good offer. They were responsive and quick to get me information I asked about. Also, their lending process was simple and easy. The representative I worked with was very professional and responsive to me.

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    Verified purchase
    TechPunctuality & SpeedRates

    Reviewed April 2, 2026

    I was doing some research on how to find the lowest car interest rate and I came upon Auto Approve. They had the lowest interest rate, so I signed up with them. The process was super simple and completed in less than a day. Things are pretty early in my experience with them but so far, things haven't been bad at all and I would encourage others to use them. The service worked as well as could be expected and so far, they have delivered on the contract that we signed.

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    Verified purchase
    StaffBillingRates

    Reviewed March 19, 2026

    Auto Approve reached out to me and said they could help me lower my car payments. I applied, and they found a lender that helped me lower my payments and interest rate. It only took a week to get the approval. The reps were professional and helpful whenever I talked to someone and the lending process was very easy. I'm not tech-savvy and at my age, anything technical is rough. But the website was very easy.

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    Verified purchase
    Online & AppRates

    Reviewed March 7, 2026

    Auto Approve was able to offer me a lower interest rate on refinancing my vehicle. Their lending process was smooth for being all online. Their website was easy to maneuver. I had a good experience.

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    Verified purchase
    Customer ServiceOnline & AppStaffRates

    Reviewed March 4, 2026

    I received mail from Auto Approve and went through their website, and everything seemed simple and straightforward. The rate and terms they offered seemed reasonable, so I decided to go with them. There was some correspondence over text and then a phone call. Everything went very well with the rep I spoke with.

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    Verified purchase
    Maintenance

    Reviewed Feb. 24, 2026

    My husband passed away and I wanted to keep my car, and I wanted to refinance. Auto Approve's lending process was very easy. My husband had an older car. I have to economize because I lost half of the income. I'm on my own now, and I really didn't wanna go back in time and have a car that could break down on every road in New Jersey. Going with Auto Approve worked out for the best. I'm in a state of shock. I saved $150 a month, and then I can refinance again. Overall, things worked out well for me. It let me keep my quality of life.

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    Customer ServiceStaffLoan Process

    Reviewed Feb. 23, 2026

    My experience with Auto Approve has been extremely disappointing. The communication system is one of the worst I’ve dealt with—especially when you need to get in touch with your loan officer. Reaching mine, Cameron **, was nearly impossible. He rarely responded, and when he did, it took months. That level of delay is unacceptable when dealing with something as important as a loan. Because of this, I will not be returning to Auto Approve, and I won’t be recommending their services to any of my friends or family going forward. This was a very frustrating experience from start to finish.

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    Verified purchase
    Customer ServicePunctuality & SpeedBillingRates

    Reviewed Feb. 20, 2026

    Auto Approve came up first in the search engines and it looked like it had good reviews. I hit a button with LendingTree, which generated way too many phone calls. I took one and had gotten as far as having the paperwork sent to me from another company and they messed up on something. In the meantime, Auto Approve sent their interest rate and option and they were better, so I went with them. Everything was done by text or email, and it was really easy. The process went very smoothly and it went fast. I can't think of anything to improve. My payment since I refinanced is gonna be lower by quite a bit and it's not due till March 5. It was like I skipped a payment and it was good savings.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 19, 2026

    I was Google-searching when I found you Auto Approve. I considered three different companies and I decided to go with them because of their easy process. Signing up was quick and it took three days to complete. The communication was good and they helped us refinance our vehicle.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 18, 2026

    The whole process was pretty easy. We just filled out a form and then Auto Approve got in touch with us. From there, we just had to turn in a few things and it was pretty simple. I liked how efficient and quick it was.

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed Feb. 11, 2026

    I found Auto Approve online and they were one of the first ones to pop up with better rates. When I applied, everything was good and I had no issues. The rate and terms are better than what I had, and I was impressed how quick everything was. I would tell people to go ahead and use Auto Approve. It was a good experience.

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    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed Feb. 10, 2026

    I looked up car refinance on Google and applied to a bunch of companies until one of them got me, and that was Auto Approve. Their application process was easy and the rep was wonderful. However, I'm still waiting on a welcome packet to be sent so I can get into my account and upload my car insurance forms. I'm not sure if that's gonna be mailed out to me or if that was already sent and I missed it.

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    Verified purchase
    Customer Service

    Reviewed Feb. 6, 2026

    Auto Approve's customer service was wonderful. The lenders that they found for me were good.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2026

    Simplicity is my wife's big thing. She found Auto Approve and did some research on it. Their lending process was simple. She applied online, they called me, we went over some information, and, within two days, everything was done. Their customer courteousness stood out during the process. The representative was super courteous and knowledgeable about everything. She made everything simple. She was in layman's terms, not a lot of financial jargon. She was communicable. I understood everything she said. Overall, I was good with everything because it saved me a bunch of money. I would definitely recommend Auto Approve.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2026

    I was checking on Google for a lender, and it said that Auto Approve is number one in the market right now. I went for it and submitted my application. They reached out to me and helped me a lot. I had a good experience with them and I will recommend the company.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 22, 2026

    My experience with Auto Approve was great. I loved every bit of it. I was just searching to refinance my car and came across them. After a conversation about even looking into refinancing, it seemed like the best way to go. Their lending process was very quick, easy, and efficient. Using Auto Approve is definitely a great choice to make.

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed Jan. 22, 2026

    I did the refinancing of my Nissan Frontier with Auto Approve, and it was a very good experience. They did great and the process was easy and very quick. Compared to the rip-off I was getting for having to buy it during the worst time, it was great to have a lower interest rate with Auto Approve. It's not as low as I'd like, but it's certainly better than I had.

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    Verified purchase
    Loan ProcessRates

    Reviewed Jan. 11, 2026

    When I was looking to refinance my vehicle, Auto Approve had the best offers for refinancing rates. I went with them and their process was pretty smooth. They submitted my application to a couple of different lenders and got me terms that made sense for me to move forward with it. I ended up getting a new loan through Consumers Credit Union, and everything went through. It was a simple process and easy to execute.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 10, 2026

    Auto Approve was very helpful and attentive. With all the papers and everything we had to fill out, the whole process took about two weeks. It was a good experience.

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    Verified purchase
    Customer ServicePunctuality & SpeedFollow-Through

    Reviewed Jan. 10, 2026

    I dealt with the Auto Approve's rep mostly on the phone as far as discussing what needed to be done. It was quick. They were the ones that picked up the phone and did what they said they were gonna do when I talked to them. The process was pretty concise and their rates looked competitive.

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    Auto Approve Company Information

    Company Name:
    Auto Approve
    Address:
    233 South Wacker Drive, Suite 3900, Floor 39
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60606
    Website:
    www.autoapprove.com