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Auto Approve Reviews

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About Auto Approve

Auto Approve is an auto loan marketplace that specializes in helping you find a bank, credit union or auto lender for car loan refinancing or lease buyout. By refinancing your vehicle or doing a lease buyout with Auto Approve, you can potentially get a lower APR and start paying less each month. The application process is quick, and refinancing has no out-of-pocket cost.

Visit autoapprove.com
Pros
  • Nationwide lending network
  • Compare multiple lender rates simultaneously
  • Soft credit prequalification
  • Option to add or remove a co-borrower
  • No application fee
Cons
  • Not a direct lender
  • Rates and fees vary by lender

Auto Approve Reviews

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    Page 2 Reviews 35 - 75
    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffBillingRates

    Reviewed April 8, 2026

    We looked up companies to help with refinancing our vehicle. Auto Approve came up on the internet and since they offered a better deal, we went with them. We filled out the application then we got a phone call back. They got one company to give us an approval and a day later, they gave us another one while we were making our decision who we were going with. Then, the second one that came back gave us more of a deal than what we were wanting.

    Auto Approve's reps were very friendly and they explained everything. I was impressed with how fast they were able to get us approved to refinance our pick-up truck. The annual percentage rate could have been lower, but it is what it is. With the way the economy is right now, it suits us. With the equity we had in our pick-up truck, we weren't really able to save any money. But we had 45 days where we didn't have to make a payment, so within that time, we were able to save a payment and a half and put it towards other bills.

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    Verified purchase

    Reviewed April 7, 2026

    I was doing a web search through Credit Karma and Auto Approve popped up. Based on the reviews I saw, I signed up with them. It looked like there were more options with them where I could choose from and after I started filling out the information online, I talked to one of their reps. He was pretty good and the process was straightforward. I like it when things are simple.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaffEase of UseLoan Process

    Reviewed April 6, 2026

    I got a letter from iLending and that made me start looking into refinancing my loan. Then I saw Auto Approve was highly-rated, so I ended up going with them. Their website was easy to navigate and they were very efficient. The lending process was simple and all the steps were done within five days. The person I was working with directly for the loan was named Dan and he was really helpful. When I had a question, he was able to get back to me really quickly. He gave me a phone call and explained it over the phone.

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    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffRates

    Reviewed April 4, 2026

    I was looking for a lower interest rate for my car. A few different vendors called me and Auto Approve provided me the best interest rate. I went with them. I sent them several documents through email and I also filled out a form and signed it. I needed to sign a few signatures on the paper. I printed out, and they offered me an envelope and prepaid shipping labels. I just mailed all the documents to the Vista prepaid label. The overall process was pretty convenient. There were different people, different staff I interacted with, but they followed up with me. Overall, the experience felt like I was taken care of.

    Most people mainly only care about the money part, generally. For example, if another vendor provided me an even lower interest rate, but probably a worse service, I would probably still go with them. Because the money part is the most important thing that most people care about. But overall, with Auto Approve, they provided me the lowest interest rate, and also, the overall service was pretty good. I will recommend my friends to go with Auto Approve.

    However, once I told them I would probably wait a weekend or a couple more days because I was just comparing different vendors, they were a little bit rushed and kept asking me, "Have you signed?" or, "Can you mail me the documents I require?" But overall, I think that was understandable because they just wanted to complete the business.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 3, 2026

    Auto Approve called me first and was very pleasant, and gave me a good offer. They were responsive and quick to get me information I asked about. Also, their lending process was simple and easy. The representative I worked with was very professional and responsive to me.

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    Verified purchase
    TechPunctuality & SpeedRates

    Reviewed April 2, 2026

    I was doing some research on how to find the lowest car interest rate and I came upon Auto Approve. They had the lowest interest rate, so I signed up with them. The process was super simple and completed in less than a day. Things are pretty early in my experience with them but so far, things haven't been bad at all and I would encourage others to use them. The service worked as well as could be expected and so far, they have delivered on the contract that we signed.

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    Verified purchase
    StaffBillingRates

    Reviewed March 19, 2026

    Auto Approve reached out to me and said they could help me lower my car payments. I applied, and they found a lender that helped me lower my payments and interest rate. It only took a week to get the approval. The reps were professional and helpful whenever I talked to someone and the lending process was very easy. I'm not tech-savvy and at my age, anything technical is rough. But the website was very easy.

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    Verified purchase
    Online & AppRates

    Reviewed March 7, 2026

    Auto Approve was able to offer me a lower interest rate on refinancing my vehicle. Their lending process was smooth for being all online. Their website was easy to maneuver. I had a good experience.

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    Verified purchase
    Customer ServiceOnline & AppStaffRates

    Reviewed March 4, 2026

    I received mail from Auto Approve and went through their website, and everything seemed simple and straightforward. The rate and terms they offered seemed reasonable, so I decided to go with them. There was some correspondence over text and then a phone call. Everything went very well with the rep I spoke with.

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    Verified purchase
    Maintenance

    Reviewed Feb. 24, 2026

    My husband passed away and I wanted to keep my car, and I wanted to refinance. Auto Approve's lending process was very easy. My husband had an older car. I have to economize because I lost half of the income. I'm on my own now, and I really didn't wanna go back in time and have a car that could break down on every road in New Jersey. Going with Auto Approve worked out for the best. I'm in a state of shock. I saved $150 a month, and then I can refinance again. Overall, things worked out well for me. It let me keep my quality of life.

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    Customer ServiceStaffLoan Process

    Reviewed Feb. 23, 2026

    My experience with Auto Approve has been extremely disappointing. The communication system is one of the worst I’ve dealt with—especially when you need to get in touch with your loan officer. Reaching mine, Cameron **, was nearly impossible. He rarely responded, and when he did, it took months. That level of delay is unacceptable when dealing with something as important as a loan. Because of this, I will not be returning to Auto Approve, and I won’t be recommending their services to any of my friends or family going forward. This was a very frustrating experience from start to finish.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRatesTransparency

    Reviewed Feb. 21, 2026

    I looked up companies through Google, and it gave me 10 different companies to try to go with. Auto Approve was in the first three, so I decided to apply with them. The only problem I had was they gave me different loan terms and different numbers versus when I talked to the guy. When I applied online and got pre-approved, I got a certain rate and a certain payment, which made me jump on the offer. When I talked to the guy, he said, "There's no way we can do that." I said, "There's really no reason for me to move forward with this process then, because the rate that you're giving me right now is nowhere near the rate that I actually was pre-approved for." He said, "We can do that, but we'd have to up the loan terms and then go from there." I wound up paying the same amount for the vehicle as I was going to pay through my first lender, but I was getting a lower payment. In the end, that was what I was worried about anyway.

    The signup process was quick and communication was easy back and forth. It took about two days and it was more convenient on my part, because it was all through text and email. I was at work throughout the whole process and I still got it done within 48 hours. I went back and forth through text with the loan specialist and I couldn't get right back with them, but they were prompt on their end. As far as the application and approval process, I highly would recommend it. The real question for me is, how soon is my old loan is gonna get paid off? They gave me timeframes and they're keeping me updated. As long as everything goes according to plan, then I would highly recommend Auto Approve in all aspects. I wanted the monthly payment on my vehicle lowered and that happened.

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    Verified purchase
    Customer ServicePunctuality & SpeedBillingRates

    Reviewed Feb. 20, 2026

    Auto Approve came up first in the search engines and it looked like it had good reviews. I hit a button with LendingTree, which generated way too many phone calls. I took one and had gotten as far as having the paperwork sent to me from another company and they messed up on something. In the meantime, Auto Approve sent their interest rate and option and they were better, so I went with them. Everything was done by text or email, and it was really easy. The process went very smoothly and it went fast. I can't think of anything to improve. My payment since I refinanced is gonna be lower by quite a bit and it's not due till March 5. It was like I skipped a payment and it was good savings.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsLoan ProcessRates

    Reviewed Feb. 19, 2026

    I was looking for a refinancing program for my car. When I was checking, one of the good interest rates that I saw was from Auto Approve. So, I contacted them. Initially, the responses were very fast. That was the reason for me to go with them. It was very easy doing business with them. I just had to go online, do a few things, and the only additional step was to have a call with the notary for notarizing. Otherwise, everything was so smooth. All my documents were received and the process got started. The communication was so good. I also got something less than half of what I was paying for the annual percentage rate.

    The only thing is there was a difference in the final payoff price with my previous auto loan and what was calculated by Auto Approve. I raised that question, and they said if any additional amount comes up with the previous lender, they made that additional amount in the loan in order to fulfill that. They said it will be refunded though. For this particular query, the response was a little delayed and I did not get any of that balance amount to my account yet.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 19, 2026

    I was Google-searching when I found you Auto Approve. I considered three different companies and I decided to go with them because of their easy process. Signing up was quick and it took three days to complete. The communication was good and they helped us refinance our vehicle.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 18, 2026

    The whole process was pretty easy. We just filled out a form and then Auto Approve got in touch with us. From there, we just had to turn in a few things and it was pretty simple. I liked how efficient and quick it was.

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed Feb. 11, 2026

    I found Auto Approve online and they were one of the first ones to pop up with better rates. When I applied, everything was good and I had no issues. The rate and terms are better than what I had, and I was impressed how quick everything was. I would tell people to go ahead and use Auto Approve. It was a good experience.

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    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed Feb. 10, 2026

    I looked up car refinance on Google and applied to a bunch of companies until one of them got me, and that was Auto Approve. Their application process was easy and the rep was wonderful. However, I'm still waiting on a welcome packet to be sent so I can get into my account and upload my car insurance forms. I'm not sure if that's gonna be mailed out to me or if that was already sent and I missed it.

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    Verified purchase
    Customer Service

    Reviewed Feb. 6, 2026

    Auto Approve's customer service was wonderful. The lenders that they found for me were good.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2026

    Simplicity is my wife's big thing. She found Auto Approve and did some research on it. Their lending process was simple. She applied online, they called me, we went over some information, and, within two days, everything was done. Their customer courteousness stood out during the process. The representative was super courteous and knowledgeable about everything. She made everything simple. She was in layman's terms, not a lot of financial jargon. She was communicable. I understood everything she said. Overall, I was good with everything because it saved me a bunch of money. I would definitely recommend Auto Approve.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 30, 2026

    I was checking on Google for a lender, and it said that Auto Approve is number one in the market right now. I went for it and submitted my application. They reached out to me and helped me a lot. I had a good experience with them and I will recommend the company.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 22, 2026

    My experience with Auto Approve was great. I loved every bit of it. I was just searching to refinance my car and came across them. After a conversation about even looking into refinancing, it seemed like the best way to go. Their lending process was very quick, easy, and efficient. Using Auto Approve is definitely a great choice to make.

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed Jan. 22, 2026

    I did the refinancing of my Nissan Frontier with Auto Approve, and it was a very good experience. They did great and the process was easy and very quick. Compared to the rip-off I was getting for having to buy it during the worst time, it was great to have a lower interest rate with Auto Approve. It's not as low as I'd like, but it's certainly better than I had.

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    Verified purchase
    Loan ProcessRates

    Reviewed Jan. 11, 2026

    When I was looking to refinance my vehicle, Auto Approve had the best offers for refinancing rates. I went with them and their process was pretty smooth. They submitted my application to a couple of different lenders and got me terms that made sense for me to move forward with it. I ended up getting a new loan through Consumers Credit Union, and everything went through. It was a simple process and easy to execute.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 10, 2026

    Auto Approve was very helpful and attentive. With all the papers and everything we had to fill out, the whole process took about two weeks. It was a good experience.

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    Verified purchase
    Customer ServicePunctuality & SpeedFollow-Through

    Reviewed Jan. 10, 2026

    I dealt with the Auto Approve's rep mostly on the phone as far as discussing what needed to be done. It was quick. They were the ones that picked up the phone and did what they said they were gonna do when I talked to them. The process was pretty concise and their rates looked competitive.

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    Verified purchase
    Staff

    Reviewed Jan. 9, 2026

    The gentleman that helped me with this process was a great middle man that helped me with all the paperwork and making sure I got everything done! If it wasn’t for him I don’t think we would have finished! Thank you for all your help Mr. Sameer **. We had a little issue with doing the proof thing but we finally got it to work.

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    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed Dec. 25, 2025

    Auto Approve has helped me a lot. The rep me told what to do and what document I needed. The process was so fast and I was very satisfied with the experience.

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    Verified purchase
    PriceStaff

    Reviewed Dec. 25, 2025

    Auto Approve offered one of the cheapest options I found. Application was very easy, and everyone was very nice and helpful.

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    Verified purchase
    Customer ServiceStaffBillingLoan ProcessRates

    Reviewed Dec. 25, 2025

    Auto Approve assisted me with anything I needed, told me what I needed to do and got the got the job done. I got the loan and got my interest rate and payments lowered. They’re a very good company.

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    Verified purchase
    Customer ServiceCoverageRefunds & PayoutsStaffBillingLoan ProcessRates

    Reviewed Dec. 24, 2025

    I went with Auto Approve because they said that I didn’t have to make a payment for the loan for 2 months. It took about 13 emails and six phone calls for the loan to be approved, and then get all the paperwork in for the current registration insurance. I just waited for it and it went through. Then, I was surprised when I got home and I had a couple checks from the excess of paying off the old loan. It was two different checks for the balance that was due to me after the new loan went through. I was very tight on money at that time, so it was almost like they gave me money to make my first payment. I was happy about that.

    Auto Approve also lowered the interest. I was paying 19% and with them, I was paying 10%. It’s almost $100 a month lower. I was surprised too, because I don't have the best FICO score. They wanted to do 72 months but I said to do 48 because I wanted to get it paid off so I can go down the liability and then start saving money in the long run.

    What I hate though about new car loans is they're trying to charge you for full coverage. And then if something happens, they say you’re not covered for that. With the way the inflation is going now, charging you for a full coverage is just ridiculous. But still, I’m happy with Auto Approve.

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    Customer ServicePriceRefunds & PayoutsBillingLoan ProcessTransparencyCommunication

    Reviewed Dec. 18, 2025

    The application process started out smoothly as far as applying, and providing the needed information for the loan. I was then asked to not pay my current car loan for the next three months. Within the two months, there was no communication and it was very difficult to reach anyone for further updates or how much it will cost to refinance my vehicle. I missed two monthly car payments, which caused my credit score to drop from 747 to 632. I never found out how much it will cost for a down payment, nor how much it will cost monthly. Afterwards, I've completely given up trying to refinance my vehicle because of this past experience. And I won't do it again.

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    Verified purchase
    StaffRatesHonesty & Transparency

    Reviewed Dec. 13, 2025

    I shopped with other lenders for the refinance of my auto. Auto Approve came in with the best rate and the best fees for me. Their lending process is smooth as silk and a piece of cake. Their representatives were very informative, open, and honest from the get-go. I had tried to see what I needed to do and they gave me all the information I needed. They were very knowledgeable about the refinance industry.

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    Verified purchase
    PriceStaffBillingRates

    Reviewed Dec. 12, 2025

    I'm refinancing my 2019 Nissan Altima SL to get a better rate, and Auto Approve took the retail price instead of the current value of my car. Because of the type of car that it is, the valuation drops dramatically just for what the brand is known for. Despite being a losing asset, the car is still running and it’s a good car.

    Before Auto Approve, I had talked to someone and didn’t like their attitude. They were more like doing fear tactics since it’s my first car and I wasn’t really into that. But the person I worked with at Auto Approve was super cool. He helped me find one of the lower downpayments that was in my budget. He also walked me through the process. Whenever I had questions while submitting the down payment, filling out paperwork, or asking about refunds, he was open and courteous in answering them.

    The annual percentage rate that I got from them was very positive. It went from about 12% to around 6 or 7%. My credit is good, and even though the interest on my first loan was high because it was my first car, refinancing gave me the opportunity to lower that interest and build my credit nicely.

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    MaintenanceStaff

    Reviewed Dec. 12, 2025

    Very Frustrating experience! I spoke to four different representatives, and they all sounded like they were in another country (broken English). Then after starting the application, they appeared to lose all my info because they couldn't read back all the info my wife and I gave to them. Instead, they wanted me to give them my personal info again. Each time I go onto the website to access my application, it makes me start all over. I cannot see anything already completed. We DO NOT recommend this company as an option to refinance.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Dec. 8, 2025

    Auto Approve's lending process was quick and their rates are competitive. Customer service is efficient.

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    Verified purchase
    Customer ServiceRates

    Reviewed Dec. 8, 2025

    I chose Auto Approve for their low interest. Their customer service was very good. I’m very happy with them.

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    Verified purchase
    Customer ServiceStaffRates

    Reviewed Dec. 8, 2025

    We just started with Auto Approve but when you call, you find people to talk to. They do a good job.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 8, 2025

    I had a good experience with Auto Approve. The follow-up was courteous and the process was seamless and hassle-free. It was a pleasant and informative interaction.

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    Verified purchase
    Punctuality & SpeedStaffBillingRates

    Reviewed Dec. 7, 2025

    I reached out to one other place that does refinancing. They told me they couldn't do it because of the age of my vehicle. Auto Approve was the second place I reached out to and they said they work with older vehicles with 100,000 plus miles. They got me approved with a low interest rate.

    However, my loan wasn't paid off at the time that they said it was going to. I was initially told that it was going to be paid off at a sooner date. So, I took a risk on it, essentially. When my payment came due, I just let it go past a couple of days, which I typically never do. I had to let it roll past a few days so I didn't end up having to pay my own payment, and then wait to get reimbursed for it. That was the only downside of it.

    They took care of the majority of it. Overall, it went really smooth and easy, and saves you money.

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    Auto Approve Company Information

    Company Name:
    Auto Approve
    Address:
    233 South Wacker Drive, Suite 3900, Floor 39
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60606
    Website:
    autoapprove.com