Apex Auto Solutions Reviews

Apex Auto Solutions offers auto and mortgage refinancing through its lending partners.

Refinancing your auto loan may lower your interest rate or monthly payment. However, extending your loan term can increase the total amount of interest paid over time, depending on the rates and conditions.

In addition to refinancing, Apex Auto Solutions offers the following services:

• Auto insurance
• Life insurance
• Vehicle coverage and certifications
• Credit consultants

Since it works with various lenders, Apex Auto Solutions doesn’t publicly disclose loan terms.

In general, you can expect loan terms for car refinancing to run between two and seven years and interest rates to range between 5% and 29%, depending on your credit score.

Apex Auto Solutions doesn’t publicly disclose its fees. All fees are disclosed before you commit to the loan. However, common auto refinancing fees to ask about include:

• Administration fees
• Registration fees
• Title fees
• Prepayment penalties

Apex Auto Solutions can work with all credit levels, but doesn’t disclose any specific application requirements.

When refinancing a car, most lenders will look at your:

• Income
• Debt-to-income ratio
• Credit score
• Current loan balance and payment history
• Vehicle mileage and value
• Vehicle title status

Apex Auto Solutions doesn’t accept applications online. To apply, you’ll need to call 888-990-7112 during business hours, between 9 a.m. and 6 p.m. Central Standard Time, Monday through Saturday. A customer service representative will assist you with the application, most of which are approved within 24 hours.

Apex Auto Solutions doesn’t list required documents, but most auto loan providers ask for the following:

• Personal information, such as a state-issued ID and proof of address
• Social Security number
• Proof of income (W-2 or tax return)
• Proof of insurance
• Vehicle information
• Current loan information

Yes, Apex Auto Solutions is a legitimate lending marketplace. It is not a direct lender; instead, the company connects borrowers with lending partners for auto and mortgage refinancing.

Apex Auto Solutions operates nationwide and also offers services such as credit counseling and insurance reviews alongside refinancing assistance. It may be a good fit for borrowers who want help comparing refinancing options or improving their credit profile before applying. Because it works with multiple lending partners, it may also be an option for borrowers across different credit levels.

However, Apex Auto Solutions may not be a good fit for customers who prefer a digital experience. It doesn’t publicly disclose many details about loan terms, rates or fees, and borrowers must complete the application process over the phone rather than online.