Apex Auto Solutions Reviews

4,898,292reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.
+2 more
Author picture
Edited by: Amanda Futrell
Author picture
Fact-checked by: Jon Bortin

About Apex Auto Solutions

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Apex Auto Solutions is a lending marketplace that connects borrowers with lenders for home and auto refinancing. It also offers auto insurance and credit counseling services, allowing it to review applicants’ insurance coverage and help them improve their credit before applying for refinancing. Borrowers with stronger credit profiles may qualify for lower interest rates and better loan terms.

Pros
  • 24-hour approvals for most applicants
  • Works with all credit levels
  • No hidden fees
  • Offers credit counseling
  • Includes insurance reviews
Cons
  • No online application
  • Must apply to view loan terms

Apex Auto Solutions loan types

Apex Auto Solutions offers auto and mortgage refinancing through its lending partners.

Refinancing your auto loan may lower your interest rate or monthly payment. However, extending your loan term can increase the total amount of interest paid over time, depending on the rates and conditions.

Apex Auto Solutions additional services

In addition to refinancing, Apex Auto Solutions offers the following services:

  • Auto insurance
  • Life insurance
  • Vehicle coverage and certifications
  • Credit consultants

Apex Auto Solutions loan terms

Since it works with various lenders, Apex Auto Solutions doesn’t publicly disclose loan terms.

In general, you can expect loan terms for car refinancing to run between two and seven years and interest rates to range between 5% and 29%, depending on your credit score.

Apex Auto Solutions cost and fees

Apex Auto Solutions doesn’t publicly disclose its fees. All fees are disclosed before you commit to the loan. However, common auto refinancing fees to ask about include:

  • Administration fees
  • Registration fees
  • Title fees
  • Prepayment penalties

Apex Auto Solutions requirements

Apex Auto Solutions can work with all credit levels, but doesn’t disclose any specific application requirements.

When refinancing a car, most lenders will look at your:

  • Income
  • Debt-to-income ratio
  • Credit score
  • Current loan balance and payment history
  • Vehicle mileage and value
  • Vehicle title status

Apex Auto Solutions application process

Apex Auto Solutions doesn’t accept applications online. To apply, you’ll need to call 888-990-7112 during business hours, between 9 a.m. and 6 p.m. Central Standard Time, Monday through Saturday. A customer service representative will assist you with the application, most of which are approved within 24 hours.

Apex Auto Solutions doesn’t list required documents, but most auto loan providers ask for the following:

  • Personal information, such as a state-issued ID and proof of address
  • Social Security number
  • Proof of income (W-2 or tax return)
  • Proof of insurance
  • Vehicle information
  • Current loan information

Apex Auto Solutions FAQ

Where is Apex Auto Solutions available?

Apex Auto Solutions is available nationwide.

What credit score do I need for Apex Auto Solutions?

Apex Auto can work with all credit levels.

How long does it take to get approved with Apex Auto Solutions?

At Apex Auto Solutions, most applications are approved within 24 hours.

Can I apply for an Apex Auto Solutions loan online?

No, you can’t apply for an Apex Auto Solutions loan online. Instead, you’ll need to call during business hours to get started.

Still have questions?

Is Apex Auto Solutions legit?

Yes, Apex Auto Solutions is a legitimate lending marketplace. It is not a direct lender; instead, the company connects borrowers with lending partners for auto and mortgage refinancing.

Apex Auto Solutions operates nationwide and also offers services such as credit counseling and insurance reviews alongside refinancing assistance. It may be a good fit for borrowers who want help comparing refinancing options or improving their credit profile before applying. Because it works with multiple lending partners, it may also be an option for borrowers across different credit levels.

However, Apex Auto Solutions may not be a good fit for customers who prefer a digital experience. It doesn’t publicly disclose many details about loan terms, rates or fees, and borrowers must complete the application process over the phone rather than online.

Shop with confidence

Compare with top companies

Apex Auto Solutions Reviews

Filter by Rating

  • (23)

Popular Mentions

    How do I know I can trust these reviews about Apex Auto Solutions?
    • 4,898,292 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Apex Auto Solutions?
    • 4,898,292 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Profile pic of the author.

    Reviewed June 11, 2026

    I received a phone call from Matthew ** from Apex Solutions. Normally this are the types of calls that I usually hang up. However, I am so glad I didn't because this call turned out to be the best call I could have hoped for. Matthew is making it possible for me to be able to breathe again with all the savings he has made possible for me. I am excited to move forward with Matthew in what will be the best choice I have made. I will definitely recommend Matthew ** and Apex Solutions.

    Thanks for your vote!
    Customer ServicePriceStaffRatesTransparencyHonesty & Transparency

    Reviewed May 25, 2026

    I had an excellent experience with Apex Auto Solutions. The team was professional, honest, and very helpful throughout the entire process. They made everything smooth and stress-free, answered all my questions patiently, and provided great customer service from start to finish. The vehicles were clean, well-maintained, and fairly priced. I truly appreciated their transparency and willingness to help me find the best option for my needs. If you’re looking for a reliable dealership with great communication and outstanding service, I highly recommend Apex Auto Solutions.

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Car Loan Refinancing delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Profile pic of the author.
      CoverageStaff

      Reviewed May 24, 2026

      This company is great! Saved me a lot pretty much immediately on my home and auto insurance! I’m so happy about. Plus, I’m on track to save a lot more in the near future through them. I was told by my agent Jamie, "I can you save you money in a lot of different areas"! She was right!!! Highly recommend Apex Auto Solutions Inc..

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceCoveragePriceOnline & AppStaffLoan Process

      Reviewed May 21, 2026

      Apex helped me get refinanced. I was paying 16% on my car loan and they were able to help me get down to 6% PLUS helped improve my credit. Now they called me to let me know to download their app and I’m getting a quote to save on my car insurance and I’m going to look into life insurance. They are a one stop shop to help save money. I recommend them to anyone that needs to keep more money in their pocket!

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceSales & MarketingOnline & AppStaffBillingEase of Use

      Reviewed May 21, 2026

      After dealing with high monthly bills for years, Apex helped me reorganize everything in one place and explained every step clearly. Within about 3 months, I already noticed a huge difference in my expenses and savings. What impressed me most was how responsive their team was whenever I had questions. They didn’t pressure me into anything and actually took time to find options that fit my situation. The app was easy to use and made tracking everything simple. Definitely one of the best customer service experiences I’ve had.

      Thanks for your vote!
      Profile pic of the author.

      Reviewed June 12, 2026

      Matthew ** was the person who helped me. Made it easy to understand the process and the saving I would get. Apex is the best.

      Thanks for your vote!
      Staff

      Reviewed June 11, 2026

      Matthew ** was an amazing player in my case dealing with my issues. He talked directly to the managers, dealership, and was all around very helpful in making me realize how ripped off I had been. He is helping me get back $ 2500 that I thought was never an option. I really appreciate his time and this service.

      Thanks for your vote!
      Profile pic of the author.
      CoveragePriceStaff

      Reviewed June 11, 2026

      Mathew was great helping us get cheaper car and renters insurance. We will be saving 80 dollars a month.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServicePunctuality & SpeedStaff

      Reviewed May 25, 2026

      I had a great experience with the company’s customer service. The representatives were responsive, professional, and helpful throughout the process. They explained everything clearly and addressed my concerns quickly. I appreciate how smooth and hassle-free the transaction was. Overall, I’m satisfied with the service and would recommend them to others.

      Thanks for your vote!
      Profile pic of the author.
      StaffBilling

      Reviewed May 25, 2026

      I absolutely loved my experience with Apex. They helped me lower my car payment and save a massive amount. Very kind staff too. I would highly recommend.

      Thanks for your vote!

      Take an Auto Refinance Quiz. Get matched with an Authorized Partner.

      Loading more reviews...

      Apex Auto Solutions Company Information

      Company Name:
      Apex Auto Solutions
      Address:
      211 W. Wacker Drive, Ste. 120
      City:
      Chicago
      State/Province:
      IL
      Postal Code:
      60606
      Country:
      United States
      Website:
      www.apexautosolutionsinc.com