1040.com Reviews

4,879,673reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.
+1 more
Author picture
Edited by: Tammy Burns

About 1040.com

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

1040.com is an online tax service company that is 100% U.S.-based and run by a team that has been in the tax field for over 40 years. It charges a $25 flat fee for any federal return, with no extra fees for a state return. The site is easy to navigate and offers helpful resources, such as tax calculators, refund trackers and a comprehensive tax guide.

Pros
  • Flat fee
  • 100% accuracy guarantee
Cons
  • No one-on-one pro help
  • Audit support costs extra

What is 1040.com?

1040.com is an online tax service that offers a user-friendly interface for filing both federal and state income tax returns. The flat-fee structure of 1040.com eliminates the confusion of which tax package to use, since all filers pay the same $25 price. The platform supports most federal and state tax forms, including Form 8949, which is used to report capital assets, including cryptocurrency investments.

The company also offers chat and email support, but there is no phone support available or the option to upgrade to one-on-one assistance with a tax expert.

In addition to tax preparation and filing services, 1040.com also offers a range of tax calculators and tools to help you estimate your tax liability, including a tax bracket calculator, a self-employment tax calculator and a capital gains tax calculator.

How does 1040.com work?

Using 1040.com is simply a matter of signing up and starting. The guided questionnaire will help you include everything you need on your tax return. Based on the answers you provide, the platform will automatically find the tax credits and deductions you qualify for. Or, if you are a tax pro, you can bypass the questions and jump directly to the forms you need.

The platform is free to use until you submit your tax documents at the end, at which point you’ll need to pay the $25 fee.

1040.com also offers W-2 import for over 1 million employers, so there is a possibility you can pull your W-2 information automatically. Additionally, if you are a repeat 1040.com customer, your previous tax return remains in its system and is easy to import and edit for the new tax year.

1040.com coverage

The simplified offerings of 1040.com make it easy to navigate for both new and experienced tax filers. Its flat-rate fee comes with the following guarantees:

  • One price guarantee: You’ll never be charged more than $25 to submit your federal and state taxes.
  • Easy-to-use guarantee: You are not charged until the end, so you can discontinue use at any moment and never pay a bill.
  • 100% accuracy guarantee: If you have to pay a federal or state tax penalty because of an error made by 1040.com, the company will reimburse you that penalty fee.
  • Max refund guarantee: If an online service can get you a higher tax refund than 1040.com, it will refund you the $25. However, it will not refund you any additional fees paid toward e-Collect or Audit Assistance.

1040.com cost

1040.com does not offer pricing tiers like other tax software. Instead, it charges a flat-rate fee of $25 for both federal and state files at the time of publishing. No matter which form or credits or deductions you have, you pay the $25 rate.

If you wish to pay the fee with your refund, it is an additional $24.95 charge. You can also add on the optional Audit Assistance, which is a third-party service offering resolution specialists, for an additional $29.95.

1040.com FAQ

Is 1040.com safe and secure to use?

1040.com follows industry standards for security. It encrypts the transmission of personal information by using secure sockets layer (SSL) technology.

Can I track my return with 1040.com?

Once you submit your e-file, the company will keep you updated on your return and let you know when it’s accepted. You can also track your refund or print out a copy of your return.

Can I file multiple state returns with 1040.com?

The platform supports multiple state returns, and there is no additional charge for filing in more than one state. Additionally, it has a tax guide to navigate you through the process of filing for multiple states.

Does 1040.com offer a refund-advance loan?

As of the time of publishing, there is no option to get your refund in advance through a loan or prepaid card. You can choose to pay for the service with your tax refund, but that will cost an additional $24.95.

Do we recommend 1040.com?

1040.com is a helpful tax software platform because of its simple price and walk-through questionnaire. However, if you have complicated taxes and need the assistance of a professional tax expert, we recommend going with another service. 1040.com is a legitimate business that has processed over 150 million tax returns in the last 10 years through its online platform and professional products.

Shop with confidence

Compare with top companies

1040.com Reviews

Filter by Rating

  • (1)
  • (1)
  • (7)

Popular Mentions

    How do I know I can trust these reviews about 1040.com?
    • 4,879,673 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about 1040.com?
    • 4,879,673 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Verified purchase
    Customer ServiceOnline & AppRefunds & Payouts

    Reviewed May 6, 2026

    Well we did use this program for 2024’s taxes and it worked ok. But this years, not so much. I filled out the return and submitted it, but I omitted my spouses 1095-A form (it never asked for it) and it was rejected. After I received this 1095-A form I went to enter this information, and the program kept asking for the same information over and over, like it was stuck in a loop or something. I tried using their AI assistant, but that was a waste of time. So on the same page there’s an email contact form, however when I went to use that, it failed to work as well. I ended up opening a new tab directly from their website in order to get an email sent. Which it said it did receive. What really sucks is I’ve already paid for this service as you have to before it will let you send it. Should have a pre-check prior to submission in my opinion. Barring anything that I’ve done wrong, I wouldn’t recommend this program to any friend or family member.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServiceRefunds & PayoutsTimeliness

    Reviewed April 28, 2026

    I use this service to do my taxes at the end. It offered to take out its fee out of my refund, which then would go to them and then they would send it directly to me on the same day. Well, it’s been about a week now they’ve received my refund and they haven’t sent me anything when I tried to contact them. Of course there’s no phone number so I emailed them and for one week I have not heard anything they have stolen money I’m going to somehow make a report to the IRS and also to the federal government because that would be Mail fraud.

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Tax Relief delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Profile pic of the author.

      Reviewed March 16, 2026

      Stay away from this web site. List wife as an alien and inaccurate tax calculation. Support will get back in 84 hours. Easier to file direct forms on IRS web site. Very cumbersome to enter 1099 information. I was hoping that you upload the information.

      Thanks for your vote!
      Customer ServicePriceRefunds & PayoutsStaff

      Reviewed Jan. 28, 2026

      Would also give less than one star if an option. Like many others 1040 failed in e-filing my state return and then blamed SCDOR. First red flag is no phone number so only help is chat or email. I trusted SCDOR had vetted them before posting them on the SCDOR site. Should know by now cheap is cheap for a reason. Please do not use even if you have to pay to file. I am having to print and mail my return so who knows when I will get my much needed refund.

      Thanks for your vote!
      Customer ServiceTimeliness

      Reviewed Sept. 19, 2025

      I would not give them a star if that were possible. I filed my return in September, after filing an extension. I submitted my return one time, only once, and it was not submitted to the IRS. The reason given was that I had reached my maximum of transmissions, which is five. Again, I had submitted only once. I have been trying to get resolution of this issue for a month. NO RESPONSE THROUGH EMAIL. NO CHAT OPTION. NO SUPPORT NUMBER.

      Thanks for your vote!
      Customer Service

      Reviewed April 5, 2025

      I tried using 1040.com and for some reason it has my wife as a "nonresident alien". There is no way to change it that I can see. Tried live chat and email. The problem is still not resolved. I would definitely not recommend this program.

      Thanks for your vote!
      Customer Service

      Reviewed Feb. 15, 2025

      The program decided on its own that my wife is a deceased, nonresident alien, which she is neither. All efforts of mine and communication with AI helper and live chat proved futile. Can't complete the return, but they now have all our personal data.

      Thanks for your vote!
      StaffEase of Use

      Reviewed Feb. 3, 2025

      I used the free file from 1040.com as the IRS recommended them as a trusted resource. I qualified for the service first of all. It was easy and the software is user friendly. It guides you through everything. I would recommend for those who qualify for free file.

      Thanks for your vote!
      Customer ServiceStaff

      Reviewed Jan. 31, 2025

      Completed tax return will not download. The AI help just keeps repeating trying the same steps. I emailed customer support with a detailed description of my problem and when they answered back they asked what my problem was (even though I explained in detail). They have still not returned my 2nd email and there is no number to call for support. I am using the paid version, not the free version through the IRS

      Thanks for your vote!

      Simplify your search

      Compare tax relief providers that match your needs.

      Loading more reviews...

      1040.com Company Information

      Company Name:
      1040.com
      Website:
      www.1040.com