
Consolidated Credit Reviews
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About Consolidated Credit
Consolidated Credit is a nationally recognized and certified credit counseling agency. We offer credit counseling, debt management services, debt relief and personal finance education.
- Credit counseling services
- Nonprofit organization
- Free resources and information
- Only works with unsecured debt
Consolidated Credit Reviews
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- 4,700,190 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed Dec. 13, 2024
I have had the most wonderful experience with Consolidated Credit Solutions. They have been very accommodating as far as scheduling and working with payments. The representative I spoke with was very helpful and explained everything in a way that I could understand. He explained how everything worked and the frequency of when the payments would be drafted from my account. The account reviews are every three months which I appreciate with my very busy schedule. Thank you Consolidated Credit Solutions!

We're excited to be working with you and appreciate you taking the time to share your experience! It's a treat to hear your counselor was so helpful, detailed, and flexible. We're always available if you ever have questions or need any more help!
Reviewed Nov. 9, 2024
I am slowly getting my finances in order. It is difficult, having lost 60% of my income last year. I never expected this at the age of 70! I'm still working and will be as long as I can. Finances were always made easy for me, now they are not. I wish I learned this lesson at a much younger age.

We're sorry to hear about your situation but want you to know there are always options available and that we've helped many people in a similar spot. Our certified credit counselors are always available if you ever need additional help or want to discuss other program options. We appreciate you taking the time to share your feedback!
Reviewed Sept. 30, 2024
Great service and very helpful. Did not take long to sign up and qualify for help. Customer service was helpful with any questions I had. Took away stress of worrying about my debts and by having just one payment a month made it so much easier to remember my due date. Would highly recommend it to anyone who needs helps.

We're happy to simplify your monthly expenses and reduce your payments by lowering your interest rates! We appreciate you taking the time to share your experience and let us know that you received the high level of service you deserve. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Sept. 20, 2024
I am a new client but so far the experience has been great. I look forward to working with Consolidated Credit to resolve my financial issues and become debt free!! Thank you Consolidated Credit for helping me! I hope that we can continue to have a great experience. Thank you again!

Welcome aboard! We look forward to getting your program rolling and seeing the progress you'll make. If you ever have questions or want some extra help, client services is always happy to assist at 877- 201-7780! As time passes and you see what the program is really like, we hope we can earn an updated review.
Reviewed Sept. 3, 2024
You guys are a blessing. I was drowning in debt I couldn’t manage. By setting me up with one manageable payment I have been able to get the burden of debt off my shoulders. I had over 50k in credit card debt. Now I’m down to 5k in just 2 years. Thank you so much. God bless you all!

Your story is incredible, and we hope you're proud of all the work you've done! We help set people up with payment plans and reduce their interests, but results like yours show just how much you want to reach the goal of being debt-free. Thank you for sharing your story, and thank you for having us as a partner in your journey! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Aug. 9, 2024
We appreciate how you have been treating us. You have been very kind and helpful and have been assisting us out of a very difficult situation. Communication with us has been very clear and concise. We feel hopeful again! We will tell friends in similar circumstances about you! Thank you very, very much!
Reviewed July 28, 2024
Everyone was helpful. Just wish there was more upfront proof that everything is legit and not a scam. Hopefully everything works out. This would be an amazing program for a lot of people. I guess there is only one way to find out! Thanks.

We're delighted to be working with you and appreciate you taking the time to share your experience with us! We're glad to hear that you received the high level of service you deserve from our team. We also understand why people may be wary about whether or not our services offers the real help people are looking for. Our nonprofit has been in operation for 30 years and we've helped thousands. If you'd like to read other stories of success, you can find over 10,000 reviews with links to our public review pages here: https://www.consolidatedcredit.org/reviews/
Reviewed July 23, 2024
I think they are the BEES KNEES. They are respectful of me, always kind & extremely pleasant. I have recommended several family members to them. They are the only way to go if you find yourself in a bind. I could not have done it without them. Thank you from the bottom of my heart.

It's our pleasure to be a partner in your financial journey and we're delighted to hear you've received the high level of service you deserve! Thank you for choosing Consolidated Credit and for recommending us to others!
Reviewed June 28, 2024
In a bad 18 months in business, and in that time I accumulated around $50,000 in credit card debt on 3 cards. With Consolidated Credit I was able to get the interest from the mid 20% to well below 10%. Now even if I just make the minimum payments, I'll be all paid off in four years. Since I started, I was able to relearn some healthy financial habits, no longer have any credit cards, have savings in my bank account and contribute to my retirement.

It's a treat to hear we cut your interest rates in half and matched you with a program that has helped you in multiple ways. Our team does their work for stories like yours and we're so glad you're also saving for a rainy day and retirement! Keep up the great work - the sky is the limit. Thank you for partnering with Consolidated Credit and sharing your experience. If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed June 26, 2024
Your program has given me so much relief, both financially and emotionally. I didn't understand what my habits and life circumstances were getting me into until it was too late. I have tried every possible strategy and keep staying stuck in the same place. The representatives that helped me today were kind, empathetic, professional, and reassuring. This is life saving, truly.

We understand the many ways people can find themselves in debt and why it can be so difficult to get out of. We're delighted to help you and are pleased to hear your counselor gave you the professional, helpful, and supportive service you deserve. Thanks for choosing Consolidated Credit! If you’ve been happy with our service, please consider referring us to family and friends. Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Reviewed June 15, 2024
Consolidated Credit Solutions has been so beneficial to my spouse and I. After losing our jobs in the pandemic, we got in some financial trouble. Consolidated was able to negotiate payment terms for us and now we are just a few months from having our balances paid in full! With the steep interest that was originally tacked on, it was hard to even imagine digging ourselves out of the hole we unfortunately had to create just to get by. Thank you!

Congrats on nearly being done with your program! It takes time and dedication to get out of debt, but we're so glad to hear your success story. Thank you for having us be a partner in your journey and we appreciate you sharing your experience. If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed May 30, 2024
Someone recommended me this company to consolidate my bills, I called them and they helped me right away, they are very helpful and have a good customer service. Will definitely recommend to my family that needs help to consolidate bills. Thank you for the good customer service and for prioritizing and willingness to help people.

We're so glad to hear we were recommended to you and that you had the fast, helpful, and professional experience you deserve! We're happy to be part of your financial journey. If you do refer us to family and friends, tell them to give us a call at 877-987-3337! Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Reviewed May 1, 2024
Consolidated Credit has been very accommodating since I opened my account. I appreciate it. Whenever I have a question they are always quick to answer me. Or when I have an account to add they are very helpful. Or a question, they always find the answer for me. Stay doing what you have been doing! It’s working!

We're delighted to hear you've received the high level of customer service you deserve! Thank you for giving us the opportunity to be part of your financial journey and for sharing your experience. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed April 22, 2024
Fraud, that's all I can say. I got hit with late payment fees and was not helped at all. My credit has lowered due to not contacting creditors about creating this plan. Do not bother, it is more of a mess fixing than paying high interest rates.

We regret to hear that your experience has not been satisfactory or met your expectations. We do our best to push back payment dates or work with clients when possible, but need warning ahead of time in order to be flexible given the expectations that are set with creditors. We also explicitly work with creditors before a program is started and get them on board, however, a small drop in credit score can happen as the number of accounts open decreases or the average age of your accounts is lessened. Our debt management programs typically have a positive or neutral affect on credit and yours should rebound soon.
We value you as a client and genuinely want to do everything we can do make your experience as smooth and enjoyable as possible. If you ever have questions or need additional support, please do not hesitate to contact client services at 877- 201-7780!
Reviewed March 30, 2024
Raymond was very helpful and provided me great options and explained everything very clearly! I am going to recommend a friend to Raymond that also needs help. My appointment was easily made and Raymond's call to me was prompt. Also the employee that walked me through the paperwork was very helpful and patient.

We appreciate the opportunity to be part of your financial journey and are delighted to hear you received the high level of service you deserve! We would love it if you did recommend us. Tell your friend to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Reviewed March 25, 2024
The process was fast and simple. I am satisficed with the service. I am very happy with the help I'm receiving. I will recommend Consolidated Credit to anyone who need help. I will try not get into this mess again. Thank you Carey ** and R. ** for your help. Thank you and GOD Bless.

Our teams try their best to make our process convenient, supportive, and effective and it's a treat to hear your experience reflects that! Don't forget that we're available if you have any questions in the future or want extra help. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed March 5, 2024
CCS started out with a few issues. The payments they made to a few of my Credit accounts was Late, thereby Hurting my credit. I was extremely upset. But, since then, they have been making payments on time. I thank them for their continued professionalism. I only wish some more of my creditors would have let CCS help. Steven **

Thank you for sharing your experience. We regret that there some initial errors - while our teams try their best the background financial process necessary to begin our program are complex and occasionally do not go as smoothly as we would like. We also try our best to work with as many creditors as possible, but ultimately it is up to them on whether they are willing to enter into an agreement. However, we are glad to hear that since then things have been working smoothly and support has been able to provide you the help you need! If you ever have additional questions or need extra help in the future, our client services team can be reached at 877-201-7780!
Reviewed Feb. 25, 2024
Everyone I have talked with were very kind and helpful. Each have knowledge of my account to assist me with my questions. I appreciate being part of Consumer Credit and I am finally getting to see true progress with my credit card debt. I would highly recommend your Company to my friends and family. Thank you for helping me with my credit card debt.

It's a treat to know that you received the consistently great experience we strive to deliver. We appreciate the opportunity to be part of your financial journey and are happy you're seeing real results! We'd love it if you did recommend us to others - tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Reviewed Feb. 20, 2024
Thank you for always being pleasant, taking your time when answering my questions, and for giving me peace of mind while my debt was being paid off. It was so much easier going through this program and getting the help and guidance I need to eliminate my debt.
Joy **

It's our pleasure to provide the high level of service you deserve. We're happy to hear that our program reduced some stress and gave you a partner in your journey. Thank you for sharing your experience!
Reviewed Feb. 16, 2024
Helped me navigate through a Western Union transfer for the first time and made it a very easy process. Congratulated me for paying off my balance and was overall a very positive and helpful person. Took only about 10 minutes from call to finish, very quick process with a short wait time

Congratulations on paying off your balance! We appreciate the opportunity to be part of your financial journey and are very glad to hear you received the prompt, helpful service you deserve. Thank you for sharing your experience! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Feb. 15, 2024
Called about Credit One update. That was very nice. I paid the bill and we are done. Consolidated Credit has been a pleasure working with them. All the staff have been great to us and always have been polite!! If and when I need I will be calling them again.

Congratulations on getting this paid off! We're always so happy to see our clients graduate and move on to their brighter future. Thank you for choosing us as your partner in this journey! If you’ve been happy with our service, please consider referring us to family and friends. Tell them to give us a call at 877-987-3337.
Reviewed Feb. 14, 2024
They have been extremely helpful getting rid of the high interest. Without them I would be spending the rest of my life paying off these cards due to the high interest. They are very easy to work with. Everyone is very knowledgeable and courteous. You don't feel like a loser or someone that just can't handle the bills.

We're very happy to be able to reduce the burden of interest and help you reach your goals faster. It's also great to know your counselor treated you with the respect and empathy you deserve! Thank you for sharing your experience. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Feb. 8, 2024
I am very pleased with the service I have been given and updates I receive. They have helped me consolidate the debt I have had and customer service is very helpful with any questions that I have. I would definitely recommend them to someone else who needed the help like I did.

Effective programs and truly helpful customer service are our goals and it's a treat to hear that's what you received! Thank you for having us be part of your journey out of debt and if you ever do recommend us to others, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Jan. 19, 2024
It is a sigh of relief to be able to avail of CCSI services to consolidate my debts when all my other applications from lending institutions were turned down. This is indeed a fresh start toward working on being debt free. Moreso, I'm interested on the education and financial counseling that they also offer. A great program!

We're happy to be able to assist you in your time of need and we look forward to seeing you achieve your goals! Our teams put a lot of effort into our educational resources and financial counseling and hope they can make a difference for you. Thank you for sharing your experience and having us be part of your journey.
Reviewed Jan. 10, 2024
I'm really glad my friend tell me about this. No I can have a peace of mind, I don't have to worry about high interest. Not be able to make my payment. I can take my time and make my payment on time. I'm glad I did find this program.

It's great to hear a friend recommended us to you and we're so happy to help you as well! We're pleased to hear we've made paying down your balances easier and have reduced some of your stress. We're always available if you have any questions in the future or need extra help. If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Jan. 7, 2024
Consolidated has helped me get a handle on my bills and improve my credit score. It saved me a lot in interest and years on time. By combining all of the payments into one it is much easier to manage. Thank you for helping me get my credit back on track.

We're happy to hear about your success on our program! Thank you for sharing your experience and choosing us as your partner in achieving your financial goals. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Reviewed Jan. 2, 2024
I feel respected when I call for information about my account. The employees I have spoken with are the greatest not only with their knowledge and willing to go the extra mile to help with a problem, and they do it with respect to the customer. I have referred a friend and that friend also tells the very same about the employees.

We appreciate you sharing your experience and having us be part of your journey out of debt! It's a treat to hear you have consistently received the helpful and respectful service you deserve! Thank you for referring us to your friend, these personal recommendations mean a lot to our team and help others as well.
Reviewed Dec. 22, 2023
I am thrilled to be able to repay my debt at a reduced interest rate. The current interest rate is too high for my bank account. When I began the interest rate was payable, but in recent months the interest rate on my credit cards overcame me; at least I had sense enough to ask for help.

We're happy to be able to help you pay back your debts without getting buried by high interest rates! We wish more people would simply seek help, there are more options out there than most people realize. Thank you for giving us the chance to assist you on your journey out of debt! We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Reviewed Dec. 18, 2023
I just wanted to tell you how awesome your employee Bridget was with me on the phone today. She helped me get an account with Concora credit figured out. She was patient, kind and thorough with all parties involved. She got the job done and made sure I did not have any other concerns before we got off the phone. Your organization is very lucky to have her. She was not only great with me but also with the credit card customer service representatives that we had to speak to along the way. She was so respectful, unhurried, and kind. Kudos to you for having such a great employee! Happy holidays.

Thank you for sharing your experience in such detail and letting us know Bridget made such a positive difference for you! We're pleased to hear she delivered stellar, comprehensive service and solved your issue. We appreciate the opportunity to be part of your journey out of debt!
Please consider referring us to family and friends. Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Reviewed Dec. 16, 2023
These people are all about helping you out of a bad situation. They are always extremely nice and friendly (even when your bank takes funds out before deposits!). They are constantly checking to make sure you are good. And ensure you are happy with the work they are doing for you and your family. Thank you very much!

We're delighted to hear that you've been receiving the helpful, friendly, and consistent service that you deserve! Thank you for having us as part of your journey out of debt. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
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