About Nationwide Credit & Collection
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I am writing this review in regards to the collection agency Nationwide Credit (NCIRM). This company is predatory and they are not honest in working with people. I am helping an elderly family take care of credit card that went into default. We have set up payments for this person and never missed a payment. We asked this month to do a modification on the payments as the balance is almost paid off and the gentlemen I spoke with was rude and would not listen. Then, I go on the login page to adjust the information and they cancelled the payment plan altogether and want the entire amount due immediately. I get that they are a collection agency, however they do not want to work with people who are trying to fix the problem. They are rude, inconsiderate and condescending to you. They are a foul business and do not follow the laws in regards to collection.
I will recommend anyone not to enter this program because this program is fraud. They took my money and they did not do what they were supposed to do. Someone name Nathan called me and tell me about the program I trusted him and he took advantage of me especially I do not speak English very much and he lied to me. I tried to call him many times and left several messages, no response. I was charged over $3000 for the program I did not know, they collected close to $3000 from January to September and they never contact the creditors. Because of their fraud cost me everything. Now I have no credit, my paycheck is being garnished and I have no money to pay my bills, the creditors are taking me to court, I have to file bankruptcy, they will not give me my money back they have taken from my account and cause me to have a negative balance of close to $ 3000 in my checking account.
I am telling you people I am in big trouble, I cannot pay my bills, I am stressed and very depressed because of them. I called my bank and dispute the amount of the money they collected from my account from January to September. My bank denied the dispute twice because Nationwide Debt Direct have the nerve to tell my bank that I gave them permission. This is terrible what they are doing to people. They are a liar and fraud. It is costing me everything that I worked hard for. I hope everyone read this. It is a learning experience for me and hopefully when you read this it will help you to know and aware about the horrible thing they are doing to vulnerable people.
I entered into a payment agreement with Nationwide Credit for a charged off credit card. I completed the payment arrangement back in May... confirmed by a phone call with one of their representatives. She told me I would get the completion letter in approximately 30 days. 4 months later I still have not received it and now today after talking to yet another person am told I owe them more money?!
I was approached by NCI with an offer to pay off an old debt at a very reduced price. I was guaranteed by their rep that I would receive a letter of verification that I had paid off my debt within 30 days of doing so. I paid my bill in two monthly payments, as agreed upon, but never received my promised letter of having completed my pay off. I contacted NCI by phone several times to request my letter, but five months later it is still not here. When I attempted again to request my letter, I was sent a bill for the full original amount of the debt! I am now going to make sure I get my letter by contacting the state consumer protection office in my state, and as I am retired and on a small pension, I will also be busy on sites such as this letting people know what kind of company Nationwide is!
I have medical collections routinely sent to them and pay each and every invoice received from NCC. The last invoice contained the exact same medical invoices from the previous bill I paid. When I asked for clarification, the rep talked down to me in a totally condescending manner. Young punk. If I could have, I would have reached through the phone and slapped some manners into him. Not all people that have collections are deadbeats. I hope that you will always be able to pay your bills on time and not encounter someone as uncaring and entitled as you were to me today.
I get multiple calls from these people (I never answer and block the numbers - they change it up and call from different #s each time though). I use my phone for business and this takes time from my business and clients and could be detrimental to my work. They actually called me at a previous job and ended up getting me fired. I HAD (emphasis on HAD) debt with AmEx. It has been resolved - or so I thought. I will pay debts as I can, but I refuse to deal with collection agencies due to their immoral practices and will deal with a company directly. I have reported these calls to the FTC multiple times and it never helps. I am about to contact a local attorney who takes on cases of harassment from collectors.
I had a representative call me and put his manager on the line and told me to pay off my debt - I should borrow money from family and friends. When I told him we can't do that, he told me it's tax season so now they have the money to lend me. What the heck kind of advice is that? Nationwide calls people's numbers looking for me that aren't related to me in any way at all as well. Their representatives and managers are incredibly condescending and nosey and say very intrusive rude things.
I had authorized repayment of my account. One $200.00 Nationwide took our additional 371.00. They can reimburse me and draw it out of my account. But they want my bank statement. No one ask for bank statement!!! American Express who do you have working for you?!!!
I paid my account off in full, but they are not paying off my credit cards. They don't want you to talk to the credit card people, because they know that they will offer you the same deal only without the exorbitant fees that Nationwide direct charges. The person who signed me up now has my number blocked so that she doesn't have to take my calls. I have left her several, several, messages. Her name is **. Every time I get another employee, they all give me different answers like they just all started yesterday. I wish I had my money back, so I could give their credit cards the money that they would settle on, and I would have 5000 more dollars in my pocket. Do not sign up with these people.
Nationwide contacted my employer harassing them looking to speak with me. Nationwide threatened to come to my place of work with a warrant. The same day they contacted my employer, they contacted my ex-husband looking for me stating they have a warrant for me. My ex-husband gave me the number they provided to him. When I called Nationwide, they threatened to pursue criminal charges against me for a pay day loan they claimed I owed money on. They claimed the amount was $700.00 but would settle for a little over $500.00 I believe if I put the funds on a prepaid debit card. As soon as I agreed to, the harassing calls stopped.
They claim they hired a third party called a processor to pursue me and it was the processor who was making the harassing calls to me at work and to my ex-husband. Yet Nationwide never called me directly on my phone line. Furthermore they could not get the correct name for the payday loan they claimed I owe money for. That was in the summer of 2012 and now for the last two weeks these calls have started again. When I did a reverse lookup this time, the number lead to Nationwide.
Nationwide Credit & Collection Company Information
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- Nationwide Credit & Collection
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