Client Services, Inc. Reviews

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About Client Services, Inc.

Pros
  • Recognizes potential scams
  • Emphasizes email security
  • Encourages consumer awareness
  • Proactive in avoiding risks
Cons
  • Aggressive debt collection tactics
  • Lack of transparency in practices

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Client Services, Inc. Reviews

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    How do I know I can trust these reviews about Client Services, Inc.?
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    Page 1 Reviews 0 - 10
    Customer ServiceStaff

    Reviewed Oct. 6, 2025

    I received a call from this agency regarding my ex-husband’s debt, which I have no connection to. When I called back to ask that they stop contacting me, the representative was extremely rude and unprofessional. She insulted me, saying I “sounded stupid,” yelled at me, and hung up. When I called again, I was repeatedly disconnected. I eventually called from my husband’s number and asked to speak to a manager but was denied.

    I am on the national Do Not Call list, and this call came through a robocaller (RoboPlus). When I tried to exercise my rights and simply asked to be removed, I was mocked and disrespected. This is completely unacceptable behavior from a company supposedly collecting debts. If this is how they treat people, even those not responsible for any debt, I can’t imagine how they treat actual clients. Avoid this agency and report them if you experience the same.

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    Customer ServiceSales & MarketingStaffLoan Process

    Reviewed June 9, 2025

    We got a call today saying we owed 2600 but they would accept 600 to close the debt. I asked for a legitimate business address or email address and they hung up. I call back to get the information and the "representative" became abusive. I stated that it sounds like a scam. The "representative" said my spouse of nearly 30 years must have taken out the loan so she could be with someone named Bob. I will continue to call them hourly until I get resolution. Let's see how they enjoy the game.

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      Customer ServiceStaffTimeliness

      Reviewed May 30, 2025

      My experience: For weeks I’ve endured a relentless barrage of calls—sometimes twice in a single afternoon—yet the Fair Debt Collection Practices Act (FDCPA) is crystal-clear: harassment and repeated calls intended to annoy or abuse are illegal.¹ Worse, each time they phoned, the agent refused to give a name or company address, another FDCPA violation (§ 807 & § 809). When pressed, they still wouldn’t identify the original creditor—a requirement under both the FDCPA and the Fair Credit Reporting Act (FCRA)—and they left voicemail messages devoid of the “this is an attempt to collect a debt” disclosure. Strike three. Why their behavior flunks basic compliance.

      Legal requirement What the law says How they failed.

      Identify themselves & the purpose of the call (FDCPA § 803-810). Must state name, company, that they’re collecting a debt. Repeatedly refused or used fake names.
      Limit contact frequency (CFPB Reg F, 12 C.F.R. § 1006.14). No more than 7 calls per entire account in 7 days; once you speak to them, a 7-day cooldown period begins. I logged 9 calls in five days—twice on the same day.
      No harassment or abuse (FDCPA § 806). Threats, profanity, or incessant ringing are prohibited. Kept calling after written request to stop.

      No misrepresentation (FDCPA § 807). Cannot misstate balance, legal status, or identity. Wouldn’t name original creditor; used scare tactics.

      Pro tip: Many states add their own protections (e.g., California’s Rosenthal Act, New York’s NYGBL § 600 series). Check your state’s consumer-protection website.

      What to do next:

      Document everything: Save voicemails, screenshots of call logs, and notes of each conversation.

      Send a certified “cease-and-desist” letter citing FDCPA § 805(c). Once received, they can make one final contact—only to say what they intend to do next.

      Report them:

      Better Business Bureau (BBB.org) – add your voice to the growing pile.
      Consumer Financial Protection Bureau (consumerfinance.gov/complaint) – the CFPB forwards cases to the collector and tracks patterns of abuse.
      Federal Trade Commission (reportfraud.ftc.gov) and your state attorney general.

      Consider small-claims court or a consumer-rights attorney. Under the FDCPA you may recover up to $1,000 plus actual damages and attorney’s fees.

      Bottom line: In my opinion, these callers are serial rule-breakers—“losers,” to put it bluntly—and prime candidates for a lawsuit. They ignore federal and state statutes, over-dial, hide their identity, and generally behave as if the law never left voicemail. Until a judge (or enough CFPB fines) forces them to play by the rules, your best defense is meticulous documentation and swift complaints.

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      Verified purchase
      Customer ServiceContract & Terms

      Reviewed March 12, 2024

      This company sent me a letter stating I owed money to them from Capital One. I paid off the account in 2020. I spoke with them today (3/12/2024) and they stated they're not with Capital One anymore. I then repeatedly ask them about their company and they hung up on me. I called back a couple of times and they didn't answer. Be aware of this company because they are taking people money!

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      Customer ServiceContract & Terms

      Reviewed April 1, 2020

      I do not owe money. I have received daily calls from this company threatening to have me arrested for fraudulent check writing. I have returned calls, advised they have the wrong number and continue to be advised I will be arrested. I tried to explain they have the wrong number. I have been threatened with federal prosecution. I have been threatened that the call in recorded and I will lose my employment unless I cooperate with them and pay them now. I do not owe this company money. I have not written any bad checks. They have the wrong number. Threatening to have me arrested is a crime in and of itself. I have been a court witness and know what this company is doing is a crime in and of itself. Stop threatening people.

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      Customer ServiceStaff

      Reviewed Aug. 27, 2019

      Received letter claiming debt that is not owed would be settled at lower amount. I knew it was a scam because it was my name but work address. I called them and they could not provide any information about the alleged debt, they insisted that they needed my Social security number to go any further. I called several times and even spoke with a Supervisor. I informed each of them that I owe nothing, and that they are just preying on the elderly and naive. Total Scamming Scumbags!!!! Where are the authorities on these people?

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      Reviewed July 30, 2019

      CCS is a company that usually hurts its customers. They managed to steal $7,000 from me when their intention was to steal $13,000 if I continued to believe their lies. Before signing a document with CCS call my pharmacy and I will send you the contract I have so you can decide for yourself. Generic Pharmacy - Pompano Beach, FL.

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      Customer ServiceStaff

      Reviewed April 25, 2019

      Calling Client Services to make my monthly payment NEVER goes smoothly. Their reps are obnoxious, incompetent and incapable of conducting themselves professionally. This morning, after being transferred three times and having to give my info three times, I spoke to Kiana. She quickly got out of line and when I told her to take my payment, she hung up on me. Then I spoke with some Asst. VP Mike ** who also gave me major attitude. He kept suggesting I use the website to make my payments but you can't do that without a reference number and I've never had a reference number. As I told him before I hung up on him, the employees' parents must be very proud of their relatives working for this low-life debt collector.

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      Customer ServiceStaff

      Reviewed Jan. 22, 2019

      The phone call started off rude, the agent insisted I pay the full amount of my credit card which I am unable to do. I am a college student and I am doing my best. She persisted to say I am not making big enough payments that matter! She had a very condescending tone, alerting me I have no options and need to have someone pay this debt off for me. Her name was TAMMY!

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      Customer Service

      Reviewed Nov. 20, 2018

      Did not identify selves per FDCPA on voicemail or return call. Has failed to respond to debt verification letter as well. This company is notorious for this kind of behavior. A lawsuit will be filed tomorrow to address this.

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      Client Services, Inc. Company Information

      Company Name:
      Client Services, Inc.
      Website:
      www.clientservices.com