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Ram 1500 Extended Warranty: Cost, Coverage and Plans

Extended warranty coverage for a Ram 1500 tends to cost less than average

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    Edited by: Liz Bingler
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    Gray Ram pickup truck parked in front of a Ram dealership and certified service center

    Ram 1500 extended warranty costs tend to be around $1,353 and $3,717 total, or around $451 to $1,239 per year of coverage, according to our research. Your costs may be higher or lower depending on where you purchase a warranty and what type of coverage you select, among other factors.

    Ram’s official extended warranty plans are available through Mopar, which also provides plans for Chrysler, Dodge, Jeep, Fiat and Alfa Romeo vehicles. Below, we’ll go over what Mopar FlexCare plans cover for Ram 1500 vehicles, along with whether an extended warranty makes sense for your Ram in the long run.


    Key insights

    Ram 1500 extended warranties are available through Mopar FlexCare or third-party extended warranty providers.

    Jump to insight

    Extended warranty benefits include roadside assistance, car rental coverage and trip interruption coverage.

    Jump to insight

    A Ram 1500 extended warranty could add peace of mind against repair bills once the factory warranty runs out.

    Jump to insight

    Ram 1500 extended warranty coverage and plans

    Ram 1500’s official extended warranty coverage is available through Mopar FlexCare, which was formerly called Mopar Vehicle Protection. Mopar FlexCare can extend all or some of your factory warranty. For context, all new Ram 1500 trucks come with a 3-year/36,000-mile bumper-to-bumper warranty and a 5-year/60,000-mile powertrain warranty from the factory.

    Alternatively, you can purchase a warranty from a third-party provider. Regardless of which option you choose, all auto warranties only cover manufacturing defects, so they won’t cover damage from abuse, misuse, neglect, lack of maintenance or aftermarket parts.

    Mopar FlexCare plans

    Mopar FlexCare plans come in Extended Care, Extended Care Plus and Extended Care Premium versions. Extended Care provides enhanced powertrain coverage, while Extended Care Plus provides mid-tier coverage, covering over 800 components, and Extended Care Premium offers comprehensive coverage, covering over 5,000 components. Terms are available for up to eight years or 125,000 miles, and you can choose your own deductible.

    Third-party extended warranty plans

    If you don’t want to purchase a Mopar FlexCare plan, you can purchase an extended warranty for a Ram 1500 from a third-party extended warranty company. Generally, these providers let you take your vehicle to any mechanic with Automotive Service Excellence (ASE) certification.

    With a third-party plan, you’ll generally get the most value by purchasing whichever plan offers comprehensive and exclusionary protection, also known as bumper-to-bumper plans. Powertrain plans and mid-tier plans are generally much cheaper, but they cover far fewer parts.

    Ram 1500 extended warranty benefits

    Ram 1500 vehicles come with the following extended warranty benefits:

    • Roadside assistance: You’ll get up to $100 per occurrence to cover towing, flat-tire changes, battery jumps, fuel deliveries and lockout services.
    • Car rental coverage: You’ll get up to $45 per day ($175 maximum) for a car rental when your vehicle needs covered repairs.
    • Trip interruption protection: You’ll get up to $1,000 per day for lodging, meals and car rental expenses if your vehicle fails due to a covered reason more than 100 miles from home.
    • Key fob repair or replacement: You’ll get coverage for up to three key fob repairs or replacements with a maximum benefit allowance of $600.

    » LEARN: What to know about manufacturers’ extended warranties

    How much does a Ram 1500 extended warranty cost?

    A Ram 1500 extended warranty costs between $1,353 and $3,717 total, or around $451 to $1,239 per year of coverage, according to our research. To determine costs, we collected quotes for a 2023 Ram 1500. All quotes were for bumper-to-bumper warranties with 6-year/75,000-mile terms, and they included a $100 deductible.

    In comparison, the average cost of an extended warranty is around $1,000 per year of coverage for a bumper-to-bumper plan. So, the lower quotes we collected for a Ram 1500 extended warranty had below-average costs.

    In general, quotes for extended auto warranties vary based on the coverage offered, your vehicle, your deductible and other factors.

    Ram 1500 extended warranty pros and cons

    Before getting a Ram 1500 extended warranty, compare the pros and cons:

    Pros

    • Mopar or third-party plans available
    • Usually come with benefits like roadside assistance and trip interruption coverage
    • Costs tend to be below average
    • Can provide peace of mind

    Cons

    • Limitations and exclusions with all plans
    • Some plans may be expensive

    How to purchase a Ram 1500 extended warranty

    To purchase a Ram 1500 extended warranty, take the following steps: 

    1. Contact a Ram dealership that sells Mopar FlexCare. You can find a dealer near you on Mopar’s website. Or, call Mopar to speak with a FlexCare specialist.
    2. Review your coverage options, terms, costs and deductibles, and choose the best option for you.
    3. Sign a contract and pay for the warranty.

    Simplify your search

    Compare plans tailored to your car & budget.

      FAQ

      Can I purchase an extended warranty for a Ram 1500 online?

      You can purchase an extended warranty for a Ram 1500 online through a third-party extended warranty provider. If you’re interested in Mopar FlexCare, you’ll need to visit a Ram dealer or call Mopar.

      Is a Ram 1500 extended warranty transferable?

      A Ram 1500 extended warranty is typically transferable to a new owner, though you’ll generally need to pay a $50 transfer fee for Mopar FlexCare plans. Transfer rules and fees may vary by state, so it’s best to consult your contract.

      Where can I get my Ram 1500 repaired?

      You can get your Ram 1500 repaired at any authorized Ram dealership or at any authorized repair facility if you don’t live near a dealership, which must be approved by Mopar before repairs can begin.

      What is the most frequent problem with the Ram 1500?

      Some of the most frequent problems that are reported with the Ram 1500 are transmission problems, electrical glitches, and suspension or steering component wear.

      Does a Ram 1500 extended warranty cover towing and off-road use?

      A Ram 1500 extended warranty typically covers towing and off-road use if you use your vehicle within its rated capacity and don’t abuse or misuse it. Extended warranties generally cover mechanical breakdowns caused by defects, not damage from misuse, abuse, neglect or aftermarket parts. So, damage caused by exceeding towing limits, aggressive off-road driving or aftermarket modifications is typically excluded. Always review your contract for specific exclusions related to commercial use, lift kits or oversized tires.

      Can I cancel a Mopar extended warranty?

      You can cancel a Mopar extended warranty at any time by taking it to a dealer and requesting a cancellation. If you don’t live near a dealer, you can submit a cancellation request by email or fax to Mopar. Depending on when you cancel, you’ll receive a full refund or a prorated refund.

      Is a Ram 1500 extended warranty worth it?

      A Ram 1500 extended warranty may be worth it if your vehicle isn’t particularly reliable, you want peace of mind or you expect to spend less on a warranty than on anticipated repairs.

      Ram 1500 reliability

      In terms of reliability, Rams tend to rank average to below average. In J.D. Power’s 2026 U.S. Vehicle Dependability Study, Ram ranked No. 17 out of 28 car brands for overall dependability. It earned a score of 216 problems per 100 (PP100) vehicles, which is worse than the study average of 204 PP100.

      As for the Ram 1500 specifically, RepairPal gave it 3.5 out of 5 stars, which it states is an above-average score. RepairPal also ranked the Ram 1500 No. 1 out of 17 full-size trucks. It reports that the Ram 1500 tends to have below-average annual maintenance and repair costs for full-size trucks at $691 per year, compared to the average of $936 per year for all full-size trucks.

      What Ram 1500 drivers say

      Many ConsumerAffairs reviewers have reported multiple issues with their Ram 1500s, including expensive repairs and manufacturing defects.

      Paul, a reviewer from Missouri, said: “Avoid buying a Ram 1500 at all cost. I own a 2021 Rebel, 46K miles and [I need] to replace [the] transmission already. And of course [it’s] out of warranty. Very disappointing, especially as much as these new trucks cost.”

      I, a reviewer from Kentucky, said: “We purchased a new RAM 1500 truck in January 2025, which has been plagued by manufacturing defects. Despite numerous visits to the workshop, totaling over seven instances, three engine parts have already been replaced. We subsequently applied for assistance under the Lemon Law, but our claim was denied by Ram.”

      » LEARN: Pros and cons of extended auto warranties


      Article sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:

      1. J.D. Power, “Vehicle Software Updates Become More Routine, but Fall Short on Perceived Benefit, JD Power Finds.” Accessed Aug. 23, 2026.
      2. RepairPal, “Ram 1500 Reliability Rating.” Accessed Aug. 23, 2026.
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