The Hartford - Homeowners

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James of Kalispell MT (11/05/07)
I turned in a claim to Hartford Insurance for dry rot, wet rot, and mold on a tub surround that we have coverage on. Now they refuse to pay it because of the one tile that has a hairline crack in the grout: we didn't contact them to see it.  So now they deny the claim of 5,000.00 and a 500.00 deductible. We received a letter at the beginning stating the coverage is limited to 5000.00. Sounds like on any hairline crack in your house you need to notify them.

We had to replace the entire outside wall, siding, inside wall, insulation, dry wall, and tile.

Bob of East Falmouth, MA July 31, 2007

Bob of East Falmouth MA (07/31/07)
JUST TO LOG one of MANY complaints concerning homeowners insurance. My homwowners insurance policy premium has changed from 1100. previous year to 1650.00 for this years renewal. This includes a Wind Hail 2% deductable. There is no justification for the increase. Over just 3 years I have seen my policy jump from 600. to 800. to 1100. and now 1650. This is unacceptable. Our representatives are not reacting fast enough for the already burdened homeowner. This can only mean more foreclosures before anything is done to protect the consumer from these price gouging increases.

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