
U.S. Money Reserve Reviews
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About U.S. Money Reserve
U.S. Money Reserve is a distributor of government-issued precious metals, including gold, silver, platinum and palladium. U.S. Money Reserve specializes in both physical precious metals and self-directed precious metals individual retirement accounts (IRAs), also known as gold IRAs. The company offers buyback guarantees, special offers, and secure and insured shipping, making it a reliable choice for first-time buyers and experienced precious metals owners alike.
Visit www.usmoneyreserve.com- No account fees for first year with eligible IRAs
- Rollovers for existing 401(k)s
- Buyback guarantee for select products
- Free consultation
- 24/7 online support
- Setup, annual and storage fees
- Only physical gold and silver available for purchase
- No performance guarantees
Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.
How does U.S. Money Reserve work?
U.S. Money Reserve works by offering self-directed precious metals IRAs and physical precious metals to customers. The company can set up a new precious metals IRA for you or transfer funds from an existing IRA. Customers with existing IRAs and 401(k) or other eligible retirement plans may roll over all or part of their investment into a gold or other precious metal IRA.
Once you make a purchase, U.S. Money Reserve will send the precious metals to a depository approved by the Internal Revenue Service (IRS) to be safely stored. If you opt to buy physical gold or silver instead, it will typically arrive within five to 15 business days.
You can get started with U.S. Money Reserve by scheduling a free consultation with one of its account executives to learn more about its products, pricing and process.
Return policy
Customers can return eligible certified coins within 30 days of purchase for a full refund, minus shipping, handling and insurance costs. You can still return certified coins after 30 days, though returns will be subject to its liquidation policy.
U.S. Money Reserve costs and fees
U.S. Money Reserve doesn’t disclose all of its costs and fees online, though it does list the costs of the precious metals you can buy in its online shop. Notably, U.S. Money Reserve will pay all account fees for its IRA program for the first year if you rollover or transfer a minimum of $25,000 or open a new account with $10,000 in select inventory.
Generally, U.S. Money Reserve’s fees will vary based on the size of your account and the precious metals you select. It states on its website that you can typically expect to pay a one-time setup fee, an annual administrative or maintenance fee and an annual storage and insurance fee, though other fees may apply.
Shipping fees
U.S. Money Reserve’s shipping fees depend on how much you’re buying.
- Sales orders of up to $499.99: $15
- Sales orders of up to $999.99: $25
- Sales orders of up to $4,999.99: $35
- Sales orders of up to $9,999.99: $45
- Sales orders of up to $14,999.99: $55
- Sales orders of up to $24,999.99: $65
- Sales orders of $25,000 or more: Free
Who is U.S. Money Reserve best for?
U.S. Money Reserve is best for investors who want to diversify their portfolios with physical precious metals or explore a self-directed gold IRA. It can also be good for people who are interested in rolling over their existing retirement accounts, like a 401(k), into a precious metals IRA.
The company may also suit first-time buyers looking for educational resources on investing in precious metals, as well as experienced investors who value buyback guarantees and secure and insured shipping.
U.S. Money Reserve FAQ
Can I transfer funds from my 401(k) to a gold IRA?
Yes, you can transfer funds from your 401(k) to a gold IRA with U.S. Money Reserve.
Does U.S. Money Reserve have annual fees?
U.S. Money Reserve has annual fees, but it doesn’t disclose its fees online, so you’ll need to call it directly to learn more. For eligible IRA accounts, it will waive all account fees for the first year.
What metals can I buy from U.S. Money Reserve?
The metals you can buy from U.S. Money Reserve include physical gold, silver, platinum and palladium products, along with coins and bars, both for home delivery and for inclusion in precious metals IRAs.
What forms of payment does U.S. Money Reserve accept?
The forms of payment U.S. Money Reserve accepts are credit cards and bank wire transfers. Credit card orders don’t have an order minimum, though bank wires have a $1,000 order minimum. Maximum order limits also apply.
How does U.S. Money Reserve’s buyback program work?
U.S. Money Reserve’s buyback program works by allowing customers to sell their precious metals back to the company at current market prices. You’ll typically need to contact a representative to initiate a buyback.
Still have questions?
Is U.S. Money Reserve legit?
U.S. Money Reserve is a legitimate company that has facilitated more than $4.4 billion in transactions and delivered over 5.1 million precious metals products since 2001, according to its website. It offers precious metals from the U.S. Mint, the Royal Canadian Mint, the Austrian Mint and Australia’s Perth Mint, and it serves more than one million clients.
U.S. Money Reserve’s website offers educational resources, including comprehensive guides on transferring existing IRA funds and rolling over 401(k)s into precious metal IRAs, expert insights on gold ownership and up-to-date market analyses to help you make informed decisions. It also provides free gold-buying informational kits for those interested in learning more about owning gold.
U.S. Money Reserve might be a good choice if you’re looking to diversify your portfolio by buying precious metals or opening up a gold IRA or other precious metal IRA. It waives account fees with eligible IRAs for the first year, which is a nice perk. As with all precious metals investments, make sure to keep in mind that diversification is key and that there is an investment and carry risk.
U.S. Money Reserve Reviews
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- 4,949,385 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
U.S. Money Reserve Company Information
- Company Name:
- U.S. Money Reserve
- Year Founded:
- 2001
- Address:
- One USMR Plaza, 8701 Bee Caves Road, Building 1, Ste. 250
- City:
- Austin
- State/Province:
- TX
- Postal Code:
- 78746
- Website:
- www.usmoneyreserve.com





