U.S. Money Reserve

U.S. Money Reserve

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About U.S. Money Reserve

U.S. Money Reserve sells gold and other precious metals. The company also has precious metal IRAs for those interested in diversifying their investment portfolios. U.S. Money Reserve rolls over investments from existing IRAs and 401(k)s into precious metal IRAs, and the company has free tips on investing in gold on its website.

    Pros & Cons


    • Rollovers for existing 401(k)s
    • Online resources
    • Precious coins for sale


    • Annual fees
    • Only gold and silver for purchase

    Bottom Line

    U.S. Money Reserve sells precious metals and administers gold IRAs. Annual fees add to the overall cost, but it can be worth it to those who are looking for a stable, long-term investment.

    Gold IRA disclaimer

    Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.

    What is U.S. Money Reserve?

    U.S. Money Reserve is a company that sells gold and offers self-directed gold IRAs. The company has a buyback guarantee and refunds coin orders within 30 days of purchase. It provides insured shipping on purchases, and it requires your signature for delivery. It also has a free gold-buying informational kit for those who are interested, and the company president is a former director of the U.S. Mint.

    U.S. Money Reserve gold

    U.S. Money Reserve has gold, silver and platinum IRA options. The company can set up a new gold IRA or transfer funds from an existing IRA. Customers with existing IRAs and 401(k) or 403(b) plans may roll over all or part of their investment into a gold or other precious metal IRA.

    U.S. Money Reserve sells a variety of gold coins and bars that you can use to fund your IRA once you open an account. When you’re ready, U.S. Money Reserve sends the precious metals to an IRS-approved depository to be safely stored.

    U.S. Money Reserve gold prices

    U.S. Money Reserve has various gold products you can purchase on its site. Many have pricing available online, but you’ll have to call to obtain the most current price for some products. Here are some estimates as of publishing:

    • Coins: $247 to $2,097
    • Certified coins: $199 to $1,965
    • Bullion: $244 to $2,056
    • Bars: $1,970 to $60,286

    The company also sells silver products, which you can use to fund your IRA or store at home. As with its gold products, you may have to call the company to obtain the most recent pricing, but here are some prices as of publishing:

    • Coins: $36 to $17,443
    • Certified coins: $57 to $495
    • Bars: $2,967

    U.S. Money Reserve FAQ

    Can I transfer funds from my 401(k) to a gold IRA?

    Yes. U.S. Money Reserve works with customers who have existing 401(k)s or IRAs to roll over funds to precious metal IRAs.

    Does U.S. Money Reserve have annual fees?

    Yes, though some gold IRA fees may be waived the first year. After that, U.S. Money Reserve charges $250 annually.

    What metals can I buy from U.S. Money Reserve?

    You can buy gold and silver products online or over the phone. It distributes government-issued gold and silver bullion and proof coins as well as bars.

    Is U.S. Money Reserve legit?

    U.S. Money Reserve might be a good choice if you’re looking to diversify your portfolio by buying precious metals or opening up a gold IRA or other precious metal IRA. The $250 annual fee is often waived the first year, which is a nice perk. As with all precious metals investments, make sure to keep in mind that diversification is key and that there is an investment and carry risk.

    U.S. Money Reserve Reviews

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    Page 1 Reviews 0 - 10
    Customer increased Rating by 3 stars!
    Verified Reviewer
    Resolution response: Jan. 6, 2023

    Stevan did call us and explain very logically why the full value of my wife's account was not as printed and that Ms ** had given her a good value but was horrible in explaining. Was assured that this is a legitimate company.

    Original review: Dec. 30, 2022

    Though I find a website that looks legit our personal experience has been very shady. An agent named Tammy Barba under a company called Equity Institutional worked with my wife in transferring her 401K into precious metals. After telling her that we wanted silver bars primarily to protect against inflation she called back with a proposal of different kinds of gold coins and my wife accepted her deal. We called back the next day and told her she didn't sell us what we had agreed on.

    Ms. ** told us the coins had already been shipped to a vault in Nevada and nothing could be changed. Throughout the time of dealing with her she doesn't gives the same answer, Strikes me as a pathological liar. At first my wife got printouts about every 3 months. August of 2022 was the last printout and numerous phone calls go unanswered, Now a guy named Stephen ** (sp?) under the name of US Money Reserve answers the phone. Says in a recording that he will call the first of the year. Not holding my breath but at least it gives us hope that this is not a total scam.

    14 people found this review helpful

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      U.S. Money Reserve Company Information

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      U.S. Money Reserve

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