Lending Tower Reviews

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About Lending Tower

Lending Tower helps connect people to debt consolidation loans from a variety of lenders. The company streamlines the loan application process, reducing paperwork for its clients and helping them receive multiple plans at once. A trained consultant is available 24/7 to review each option's terms with applicants. Lending Tower helps connect people to lenders, regardless of their financial history.

Pros
  • Partners with reliable debt relief companies
  • Has a clear lending policy
  • A trained consultant explains the terms
Cons
  • Website has limited information
  • Terms and requirements vary based on the lender

Featured Reviews

Milford, CT
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I made a phone call about a loan, the process was simple and easy. Great company to deal with. Highly recommended! The deposit was very fast. I also received follow up phone call ...

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Blanchardville, WI
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I just wanted to take a moment to say how easy and wonderful my experience was. It was fast and easy. It was all done over my computer and I got great results within just two week...

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What is Lending Tower?

Lending Tower works with lenders nationwide to offer multiple debt consolidation loan options. It employs consultants to guide you through the process, going over each offer with you to help you choose the best one for your needs. The company has 24/7 customer service, so you can call any time to apply or ask questions.

With a clear lending policy in place, Lending Tower ensures each of its employees is non-discriminatory. The Quality Control Manager regularly reviews the company’s lending practices to ensure it offers equal lending opportunities.

How does Lending Tower work?

The first step in getting a debt consolidation loan through Lending Tower is to complete an online application using an access code. If you don’t have a code, you must call the company to begin your application process. You can also use this access code to check the rates you qualify for with no impact to your credit score.

Once you answer some basic financial questions, the company uses those details to connect you to lenders who can offer you debt consolidation loans. Since the loans are issued through other financial institutions, loan terms and conditions may vary; make sure to carefully review those from each individual lender.

After you've reviewed the terms and conditions and selected a lender, you'll sign the loan agreement. Funds are usually deposited into your account within 24 hours after approval.

Lending Tower rates

Since Lending Tower is not a direct lender, the terms and rates of your loan depend on which company you accept an offer with. It also depends on other factors, such as your:

  • Credit score
  • Length of loan
  • Amount of loan
  • Company-specific underwriting criteria

As of this writing, the rates on loans from Lending Tower partners range from 7.99%-29.99%. The higher your credit score, the better rates you can typically receive.

Lending Tower FAQ

How soon can I receive funds from Lending Tower?

Once your loan is approved, you’ll typically receive funds within 24 hours.

What are Lending Tower loan terms?

Since Lending Tower does not issue loans, the rates and terms you'll receive depend on the company you use for your debt consolidation loan. However, the company indicates that it can help you get a 24-, 26-, 48- or 60-month loan. The 24-month features the lowest overall cost, while the 60-month option has the lowest monthly payments.

Where is Lending Tower available?

While Lending Tower is licensed as a finance broker in California, it partners with lenders in all 50 states.

What loan products does Lending Tower offer?

Lending Tower doesn't offer any loan products. Instead, you'll answer a few questions and the company will use that information to connect you to a direct lender for your debt consolidation loan. 

Is Lending Tower legit?

Lending Tower became a licensed financial broker in 2022 and has no complaints registered with the Consumer Finance Protection Bureau or any pending legal actions. It currently acts as a broker for unsecured personal loans and debt consolidation loans, and if you're looking for a way to compare different loan options, Lending Tower might be a good option.

Although you can check your rates for free, you'll need to call the company to get started if you don't have an access code for the online application. Additionally, since there isn’t much information about loan terms and conditions online, you’ll want to read the paperwork for each loan carefully before you sign.

Lending Tower Reviews

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    How do I know I can trust these reviews about Lending Tower?
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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceContract & TermsSales & MarketingPunctuality & SpeedStaffProcess

    Reviewed March 21, 2025

    I had some mixed feelings about my experience with Lending Tower. I appreciated that they connected me with a group of lenders that met my needs, and the process was smooth and quick in receiving my money. The customer service was excellent, and their representatives were courteous and explained everything clearly. I would give them a high rating for facilitating my loan needs efficiently.

    However, I had concerns about their advertising methods, which seemed misleading. The initial offer appeared as though it was directly from Lending Tower when in reality, it connected me with other lenders. For some people, this might not be an issue, but I prefer to know exactly who I'm dealing with. I've worked hard to rebuild my credit and am cautious about getting involved with companies I'm unfamiliar with, especially ones backed by foreign loans that could have complicated terms.

    Overall, I recommend Lending Tower for their service and speed but suggest they reconsider their advertising approach. Transparency in who you're truly transacting with is important for consumers like me.

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    Response from Lending Tower

    Thank you for your review! We appreciate your feedback.

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      Customer ServicePunctuality & SpeedStaffEase of UseProcess

      Reviewed March 20, 2025

      I decided to apply for a loan through Lending Tower after researching various companies. Although I didn't know much about them initially, I was impressed by their outstanding reviews, particularly regarding the process's timeframe and the level of support from their representatives. This stood out to me, and I'm glad to say it all turned out to be true. Throughout my experience, I received countless helpful calls and emails.

      The lending process itself was remarkably straightforward. I applied over the phone, and it didn't take long. The representative was very patient and knowledgeable, answering all my queries thoroughly. She clearly explained the process, and I was pleasantly surprised to receive immediate approval and options via email before even hanging up the phone. The representative stayed on the line to ensure I had no further questions.

      The only delay I faced was due to bank verification, which was timing-related since it was close to the weekend. Under different circumstances, I could have had the funds within a day or two. This experience with Lending Tower was even more convenient than going through a bank. The rates I received were impressive, especially in the current economic climate, and they didn't bombard my credit with inquiries seeking the best offer.

      Overall, this loan helped me accomplish what I needed, and I felt great about the entire experience. I would rate it a five out of five, and I would definitely recommend Lending Tower to my family and friends. Everything from their customer service to their online tools was excellent and easy to use.

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      Response from Lending Tower

      Thank you for your review! We appreciate your feedback.

      Verified purchase
      Customer ServiceContract & TermsPriceStaffProcess

      Reviewed Feb. 13, 2025

      I received a letter from Lending Tower with an enticingly low interest rate for a personal loan, which caught my attention as it fit what I needed. However, during the actual application process, I found that the terms offered didn’t quite match up to those in the letter. Despite this, the loan still met my needs, and the experience has been going well so far.

      When I first saw the offer, I was a bit skeptical as it seemed too good to be true. I decided to call Lending Tower directly, using the number and application number from their letter, to get more information. The customer service was satisfactory. The representative I spoke with was pleasant and straightforward. They requested some information from me and then directed me to a webpage with my available options. The process wasn't exceptional, but they were polite and to the point, which I appreciated.

      Overall, I would rate the service as 4 out of 5 stars. The discrepancy between what was promised in the letter and what I was actually eligible for was a bit disappointing, though I'm unsure if that was due to a miscommunication on their part or an oversight on mine. Nonetheless, the process was clear, and I was treated respectfully. I would like to share this feedback to aid future clients and help the company improve its communication.

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      Response from Lending Tower

      Thanks for the great review, Deric! We’re glad we could help!

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      Process

      Reviewed Sept. 8, 2024

      I received a letter in the mail about my options and the possibility of pre-approval. Then one day, I decided to go for it since I was drowning in my credit card debt. I made a debt consolidation and Lending Tower helped me out with finding the best candidate for my situation. It's been a great experience. I applied online and then I made an appointment to speak to a representative and they called me the following day I made an appointment.

      The process was very straightforward and easy. They asked and confirmed a few of the things that I had already filled in online and then going forward, they just sent me the loans that I was pre-qualified for. From there on, it was my decision which one I wanted to go through and then that was when Best Egg was the choice I made. I've recommended Lending Tower to somebody else. After I recommended, it was when I saw that there was like a referral thing going on. But they got approved for a loan and they are happy with it as well.

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      Response from Lending Tower

      Your positive review is a great reminder that we're delivering on our promise to valued customers like you, Jarisa Rodriguez. Thank you for your trust in Lending Tower!

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      Online & AppEase of Use

      Reviewed April 26, 2024

      I applied with Lending Tower online and their website was easy to use. It didn't take long to get through it and it only took 30 minutes for them to see all the matches that I had with different companies. But it took a couple weeks for the application to go through, so it wasn't fast. They were backed up on people doing loans. Then from the application to funding, it took me two weeks. But the loan helped me get my credit score back up and the monthly payments were not not bad at all.

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      Response from Lending Tower

      Hi Jarred! Thanks for sharing your experience with Lending Tower. We're thrilled to hear our website made the application process smooth for you.

      Matching you with the right lender can take some time, especially when demand is high. We appreciate your patience during that period. It's great to know the loan helped improve your credit score and the payments were manageable for you.

      If you ever need assistance in the future, please don't hesitate to reach out to our team 24/7 at (800) 481-1821. We're happy to help!

      Verified purchase

      Reviewed April 16, 2025

      It seemed like a good idea to have one platform help find multiple lending options, and that's exactly what Lending Tower did. The online loan application process was incredibly efficient and fast; it took just minutes, and I found it straightforward and easy to manage. I was so impressed that I even left a positive review. If I were to rate my overall experience, I'd say it was outstanding. The online tool is definitely user-friendly, making the loan application process smooth and hassle-free. I'm happy to share that Lending Tower exceeded my expectations, and I’d gladly recommend them to anyone considering their services.

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      Response from Lending Tower

      Thank you for taking the time to leave a review. We appreciate it!

      Verified purchase
      Contract & TermsOnline & App

      Reviewed April 16, 2025

      The online application process at Lending Tower was easy and swift, making the experience quite seamless.

      I'm content with the terms, rates, and payment plans, having no issues whatsoever.

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      Response from Lending Tower

      Thank you for taking the time to leave a review. We appreciate it!

      Verified purchase

      Reviewed April 5, 2025

      Their response was impressively quick; after filling out an online form, they contacted me within 30 seconds. The entire loan process took less than a week—I initiated it mid-week, and by the following Tuesday, the funds were in my account. The customer service throughout was excellent, much smoother and easier than I anticipated. Overall, I had a very satisfying experience with Lending Tower.

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      Response from Lending Tower

      We appreciate your review. Thank you for sharing your experience!

      Verified purchase
      Customer ServiceOnline & App

      Reviewed April 4, 2025

      Lending Tower matched me with Best Egg, meeting my specific needs. The application process was straightforward, and the customer service was satisfactory. They worked with me on a comfortable payment plan, although I have not received any billing information yet.

      The only communication I received was a text message, and I'm not comfortable managing such processes on my phone. When I attempted to access additional details on my computer, the site was flagged as potentially harmful, which was concerning. They provided no direct contact number except a text message line, leaving me unsure about whom to reach out to for assistance.

      I eventually received a contact number for Lending Tower and plan to express my concerns to them, as they should resolve the issue or provide more information. Barring these communication hiccups, the overall process was smooth. Given these experiences, I would rate the service as satisfactory.

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      Response from Lending Tower

      Thank you for taking the time to share your experience with Lending Tower.

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      Customer ServiceOnline & AppStaff

      Reviewed April 4, 2025

      From my experience with Lending Tower, the interactions with them were quite favorable. The application process took place over the phone, which was convenient. Their customer service stood out thanks to an employee named Arthur, who provided excellent assistance. The whole procedure was fairly swift, finalizing by the next day. Overall, I'm pleased with their service, rating it a solid five out of five. I would recommend Lending Tower to others.

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      Response from Lending Tower

      Thank you for taking the time to share your experience with Lending Tower.

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      Lending Tower Company Information

      Company Name:
      Lending Tower
      Company Type:
      Private
      Year Founded:
      2015
      Address:
      5000 Birch St suite 3000
      City:
      Newport Beach
      State/Province:
      CA
      Postal Code:
      92660
      Country:
      United States
      Website:
      www.lendingtower.com