How ConsumerAffairs uses cookies

This website utilizes technologies such as cookies to enable essential site functionality, as well as for analytics, personalization, and targeted advertising. To learn more, view the following link:

Lending Tower Reviews

4,962,754reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Lending Tower

Lending Tower helps connect people to debt consolidation loans from a variety of lenders. The company streamlines the loan application process, reducing paperwork for its clients and helping them receive multiple plans at once. A trained consultant is available 24/7 to review each option's terms with applicants. Lending Tower helps connect people to lenders, regardless of their financial history.

Visit www.lendingtower.com
Pros
  • Partners with reliable debt relief companies
  • Has a clear lending policy
  • A trained consultant explains the terms
Cons
  • Website has limited information
  • Terms and requirements vary based on the lender

Helpful Reviews

Gastonia, NC
Verified purchase
I needed to get a loan to pay off another loan. Lending Tower was there at the time and it was not like there was a bunch of offers to choose from. So, they caught my attention an...

Read more

Gainesville, GA
Verified purchase
I got a loan to pay off debt. Signing up with Lending Tower was easy and simple. I liked it. I just followed whatever it said on the instructions. It was easier to do it online an...

Read more

What is Lending Tower?

Lending Tower works with lenders nationwide to offer multiple debt consolidation loan options. It employs consultants to guide you through the process, going over each offer with you to help you choose the best one for your needs. The company has 24/7 customer service, so you can call any time to apply or ask questions.

With a clear lending policy in place, Lending Tower ensures each of its employees is non-discriminatory. The Quality Control Manager regularly reviews the company’s lending practices to ensure it offers equal lending opportunities.

How does Lending Tower work?

The first step in getting a debt consolidation loan through Lending Tower is to complete an online application using an access code. If you don’t have a code, you must call the company to begin your application process. You can also use this access code to check the rates you qualify for with no impact to your credit score.

Once you answer some basic financial questions, the company uses those details to connect you to lenders who can offer you debt consolidation loans. Since the loans are issued through other financial institutions, loan terms and conditions may vary; make sure to carefully review those from each individual lender.

After you've reviewed the terms and conditions and selected a lender, you'll sign the loan agreement. Funds are usually deposited into your account within 24 hours after approval.

Lending Tower rates

Since Lending Tower is not a direct lender, the terms and rates of your loan depend on which company you accept an offer with. It also depends on other factors, such as your:

  • Credit score
  • Length of loan
  • Amount of loan
  • Company-specific underwriting criteria

As of this writing, the rates on loans from Lending Tower partners range from 7.99%-29.99%. The higher your credit score, the better rates you can typically receive.

Lending Tower FAQ

How soon can I receive funds from Lending Tower?

Once your loan is approved, you’ll typically receive funds within 24 hours.

What are Lending Tower loan terms?

Since Lending Tower does not issue loans, the rates and terms you'll receive depend on the company you use for your debt consolidation loan. However, the company indicates that it can help you get a 24-, 26-, 48- or 60-month loan. The 24-month features the lowest overall cost, while the 60-month option has the lowest monthly payments.

Where is Lending Tower available?

While Lending Tower is licensed as a finance broker in California, it partners with lenders in all 50 states.

What loan products does Lending Tower offer?

Lending Tower doesn't offer any loan products. Instead, you'll answer a few questions and the company will use that information to connect you to a direct lender for your debt consolidation loan. 

Still have questions?

Is Lending Tower legit?

Lending Tower became a licensed financial broker in 2022 and has no complaints registered with the Consumer Finance Protection Bureau or any pending legal actions. It currently acts as a broker for unsecured personal loans and debt consolidation loans, and if you're looking for a way to compare different loan options, Lending Tower might be a good option.

Although you can check your rates for free, you'll need to call the company to get started if you don't have an access code for the online application. Additionally, since there isn’t much information about loan terms and conditions online, you’ll want to read the paperwork for each loan carefully before you sign.

Lending Tower Reviews

Filter by Rating

  • (236)
  • (64)
  • (18)
  • (5)
  • (5)

Popular Mentions

    How do I know I can trust these reviews about Lending Tower?
    • 4,962,754 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    2 featured reviews
    How do I know I can trust these reviews about Lending Tower?
    • 4,962,754 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 35
    Verified purchase
    StaffLoan Process

    Reviewed Aug. 30, 2026

    I see Lending Tower online everyday and when a situation came up to where I needed to borrow some money, I put an application in to see if I could get the loan. They explained my accounts and how they could also help me lower my debt and get my credit back up.

    Thanks for your vote!
    Lending Tower
    Response from Lending Tower

    Thank you for taking the time to share your experience with Lending Tower!

    Not sure how to choose?

    Get buying tips about Debt Consolidation Loan Companies delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Verified purchase
      Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRates

      Reviewed July 21, 2026

      I bought a trailer, and I had another credit card debt. So, I got a loan from Lending Tower to pay those both off. That way, I just had one debt to pay off. I received an email with the list of different lenders, and the interest and the monthly payment with Lending Tower fit me better. I applied online. The process was easy and quick. I was quite surprised. I like the options, too. There were multiple. Overall, I liked how they made it easy on me and gave me multiple choices on what loan and the amount. They gave me multiple options on the interest and monthly payments. So, I had a lot of choices to pick from. That was helpful. I feel like they worked hard for me to give me options and choices.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your experience! We're pleased to hear you found our loan process easy and the variety of options helpful in meeting your needs. We strive to provide seamless service and it’s great to know we're making our customers' financial decisions easier.

      Verified purchase
      PricePunctuality & SpeedStaffLoan ProcessRates

      Reviewed July 11, 2026

      I tore my bicep in my arm, so I needed help with the medical, and also to pay off a couple of smaller high-interest loans. Lending Tower was the first one to get back with me. I did the application online and it was extremely easy. It was really quick. I just answered a couple of questions. I was very satisfied with the options that they gave me. They gave me a plethora or a range of small amount to a large amount. Also, nothing was hidden. They said, “If you take this one, this is how much it's gonna cost you.” I was very satisfied with the rate and the terms.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for taking the time to share your experience! We are sorry to hear about your injury and hope your recovery is going well. It is wonderful to know that our application process was quick, easy, and transparent, and that you found loan options that fit your needs. We appreciate your trust in Lending Tower and are grateful for the opportunity to help. Wishing you a smooth recovery and all the best ahead!

      Verified purchase
      Customer ServicePunctuality & SpeedStaffBillingLoan Process

      Reviewed June 30, 2026

      A year ago, I was trying to consolidate my debt, but I wasn't able to get a loan. They were trying to do the other thing, where you stop paying, and then they contact the creditors and try to make a deal with them, which wasn't for me because I didn't want my credit to go down in the dump. So I just held off on it. Then, eight months later, I had gotten a couple of things from Lending Tower in the mail. I figured, why not, and I applied, and then I was able to get an actual personal loan to pay off my credit card debt. The lending process was fairly easy. The guy I talked to was very nice. He explained everything. He waited for me to get the email. Working with Lending Tower helped me greatly. Put me on a good track.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your experience with Lending Tower! We're thrilled to hear that you had a positive experience in securing a personal loan and find the lending process straightforward. We appreciate your trust in us during both your initial and subsequent experiences. It’s wonderful to learn that our representatives provided the support and clarity you needed. Thank you for choosing Lending Tower to help you get back on your financial track!

      Verified purchase
      Customer Service

      Reviewed June 23, 2026

      I received an offer by mail. I was having some trouble with my vehicle, so I was, "Let's see how this goes." Thank God it was approved. Applying was very easy. It's not like other lenders who make it difficult. If I had any questions or concerns, I easily get in touch with Lending Tower by customer service. They work with you through the process for you to get approved.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your experience with Lending Tower! We're glad your loan application process was easy and that you found our team helpful and accessible whenever questions came up. Providing clear guidance and support throughout the application journey is important to us. We appreciate your trust and thank you for choosing Lending Tower!

      Verified purchase
      Customer ServiceRefunds & PayoutsStaffBillingLoan Process

      Reviewed Sept. 11, 2026

      I got a flyer in the mail about Lending Tower and I assumed it was a company where they provided the money themselves. I was completely unaware that they searched for you and I was like, "Well, I could have done that myself." It was basically a flyer. I did the application process online, and then I got a phone call. I scanned the QR code. It had all my info. Then I was told they were gonna set up a time to call me. I said, "I need this between this time and this time on this date," and then that was when they called me.

      The representative that helped me was good. They were just trying to push more towards paying off certain loans, and those accounts are closed. On a consolidation, the ones that I've taken out, you use that money for what you're going to use it for and it's up to you as a person to be responsible and use that money that you're using for a consolidation to pay whatever bills you're going to pay. Whereas with this, they take the money and they pay the creditors off, and then they close the accounts. I was not okay with that.

      I was like, "No, I'm going to do that. These are my accounts. I'm going to do what I'm going to do with them." So I didn't take that option, even though it was a lower APR, just because I don't want anybody to control what I'm going to do with the money that I'm going to take out. So, I went with the other option. They were just more pushy towards that. Maybe they were getting some type of incentive if they were able to get people to do it. Still, Lending Tower is a good option, but I would probably recommend something else. There are other places that I would try and look at too, like Upstart. I feel like I had a better experience with them and more options.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for taking the time to share your experience with Lending Tower!

      Verified purchase
      Loan ProcessRates

      Reviewed Aug. 29, 2026

      Applying for a personal loan with Lending Tower was very easy. They were good. The annual percentage rate and terms were a bit high. But it was easy to get the cash.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for taking the time to share your experience with Lending Tower!

      Verified purchase
      Sales & MarketingPunctuality & SpeedOnline & App

      Reviewed Aug. 28, 2026

      I found Lending Tower in the app store. Their user interface was a lot better than the other apps. It was easier to set up. The application process was quick and simple. It only took about 10 minutes.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for taking the time to share your experience with Lending Tower!

      Verified purchase
      Customer Service

      Reviewed Aug. 27, 2026

      I got an email from Lending Tower and I checked it out, and did business with them. It’s been a couple of weeks since then. I had someone call me and we went over a few things and did everything online.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for taking the time to share your experience with Lending Tower!

      Verified purchase
      Loan ProcessRates

      Reviewed Aug. 15, 2026

      A gentleman that looks up for loans with a decent rate and easy terms referred me to Lending Tower. I liked the terms that they worked out and their application process was easy. I did it online and everything was fine.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for taking the time to share your experience with Lending Tower! We're delighted to hear that you found the loan terms favorable and the online application process seamless. It's great to know that everything went smoothly for you. We appreciate your trust in us and look forward to continuing to meet your financial needs.

      Verified purchase
      Customer ServiceStaffLoan Process

      Reviewed Aug. 13, 2026

      The customer service at Lending Tower was great. The rep was very helpful. She sent me text messages to walk me through the process with different options for the different loans. She also explained everything without being pushy. The application process was also easy.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your feedback.

      Verified purchase

      Reviewed Aug. 4, 2026

      I found Lending Tower online and my experience with them was easy. Everything was upfront and they explained it all really well.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your experience with Lending Tower! We're thrilled to hear that you found the process straightforward and that everything was clearly explained. We strive to ensure our services are transparent and hassle-free. We appreciate you choosing us.

      Verified purchase

      Reviewed Aug. 2, 2026

      My experience with Lending Tower was great. It was easy and simple. I did the application process online and they gave me a few matches to choose from.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your fantastic experience with Lending Tower! We're thrilled to hear that the application process was easy and straightforward, and that you appreciated having a selection of options to choose from. We strive to make our services simple and efficient for our customers, and it's wonderful to know we met your expectations. We appreciate your trust and choosing us for your lending needs.

      Verified purchase
      Customer ServiceStaffBillingRates

      Reviewed Aug. 1, 2026

      Lending Tower’s reps were very helpful and everything turned out great. I thanked God I called them because I'm saving a lot of interest on credit cards. I recommended a couple of my friends too.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for your wonderful feedback! We are delighted to hear that our team was able to assist you effectively and that you are now saving on interest. It's great to know that your experience was positive enough to recommend us to your friends as well. We truly appreciate your trust and support in Lending Tower. If you ever need assistance in the future, don’t hesitate to reach out.

      Verified purchase
      Staff

      Reviewed July 31, 2026

      Lending Tower’s reps talked nicely and gave me the information I needed. The options Lending Tower provided and doing my application online were alright.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for taking the time to share your experience with Lending Tower. We're delighted to hear that our representatives provided the information you needed and that you found our online application process satisfactory. We appreciate your feedback and are glad we could assist you. If there's anything more we can do to help, please feel free to reach out.

      Verified purchase
      Staff

      Reviewed July 29, 2026

      The rep with Lending Tower was very helpful and the application process was fairly easy. I had some questions because, initially, it sounded way too good to be true. But once they explained everything, everything pretty much, step-by-step, made sense. So it was quite easy to complete. I would definitely recommend them.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your feedback.

      Verified purchase
      Customer ServicePunctuality & SpeedStaffBillingLoan Process

      Reviewed July 26, 2026

      I'm a 52-year-old fellow, single dad. I had a massive heart attack last year. I started racking up some credit card bills. I was healing, and it's in the providence of God that I'm still here. So, I had gotten behind. I haven't very often asked for help in my lifetime. So, going through Lending Tower was me asking for help so that I could get out of the high debt that I had and reset a little bit. With Lending Tower, the process was quick and painless. But Lending Tower was part of a network. I had applied for a different loan based on some documentation I'd received as a pre-approval. So, I called that in, but it was nothing at all like what the loan said it was gonna be. Lending Tower came through when nobody else did in that moment. I spoke with humans throughout the whole process.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your story with us. We are truly grateful that you are here, and we wish you continued strength and good health on your recovery journey. It means a lot that you trusted Lending Tower during such a challenging time. We are glad our team was able to provide the support, clear communication, and personal service you deserved when you needed it most. Thank you for allowing us to be part of your fresh start, and we wish you and your family all the very best moving forward.

      Verified purchase
      CoveragePriceLoan Process

      Reviewed July 12, 2026

      I got a mail offer talking about a loan from Lending Tower. However, I missed the bit of info that said that some of the money I was getting in the loan would be taken to cover a fee that I didn't know about because I'd never done a loan like that before. I ended up with less money than I needed because I didn't know it was going to be taken out.

      They showed me the different offers from the different lending companies. But it didn't say what each individual company's fees were averaged on based off the information given. So again, I ended up getting blindsided by fees I didn't know were there and am still struggling because I had to go back into that to cover the things that the money that they took for the fees was supposed to cover. I'm in worse condition because now I'm paying more per month because I have to pay that off in addition to the loan instead of just paying the loan. I was trying to reduce my overall monthly costs and it didn't work because I didn't get enough funds because they took a bunch out for the fees.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your feedback. We are sorry to hear that the loan fees came as an unexpected surprise and that the experience did not meet your expectations. We understand how frustrating it can be when the final funding amount is different than anticipated, especially when your goal was to lower your monthly expenses. Your comments about wanting clearer information regarding lender fees and the net amount you would receive are valuable, and we will share them with our team as we continue working to improve transparency throughout the process. We appreciate you giving Lending Tower a try and wish you the very best moving forward.

      Verified purchase
      Punctuality & Speed

      Reviewed July 6, 2026

      Lending Tower was willing to work with me, so I said, “Okay, let's get this done.” We were able to fill out the forms and tell them what we wanted. The process was straightforward and simple. We were able to get it done in a couple of days. It was fast.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience! We're thrilled to hear that the process was straightforward and quick. It's great to know we could help you efficiently.

      Verified purchase
      Customer ServiceStaffSales Tactics

      Reviewed June 18, 2026

      I came Lending Tower several times and it was something I was thinking about. There were no pressure tactics. It was straightforward and easy. Also, the website looked very professional. It was a good experience. Financially, it helped. The only problem I have is, on Lending Tower's website, they need to make sure their telephone number is available. Not everybody likes to go on the web. A lot of people still like to make phone calls. If you need funds, Lending Tower would be a good place to borrow some.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Customer ServiceStaff

      Reviewed June 11, 2026

      I applied to Lending Tower online and it was very seamless. I put in my information, and then I got a call. Then they said I was approved and then within a few days, I had the funds. It was very, very, very easy. My experience was great. It was very smooth. There were no issues or confusion. Communication was great. There were so many options. It was helpful for me. I'm really grateful that it worked out. I’m very satisfied.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Customer ServiceStaffBillingLoan ProcessRates

      Reviewed June 5, 2026

      I had some credit card debt that I had to get taken care of because the interest rates were high and it kept hitting, so I figured it'd be better to put it on the loan there. I had gotten an email from Lending Tower, and it was perfect timing on their part because I was thinking about a way to consolidate my debt. The application process went smoothly. I filled it out all online. My overall experience has been great.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Customer ServiceSales & MarketingStaffRates

      Reviewed June 4, 2026

      The online part of the application with Lending Tower was easy to go through. However, I didn't like the phone call. The woman that I spoke with knew how much I was asking for, and that the match option she would place me with was not close to what I was asking for. She offered me some kind of program. When I understood the way that the program was set up, I said I wasn't interested. After I said that, she got a lot more pushy. I almost didn't go through with one of the match options. It felt like a bait and switch. I didn't enjoy my experience with her. I ended the call because I received the match options through email, and I was able to move forward with that.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your feedback. We're glad to hear the online application process was easy to navigate. We also appreciate you taking the time to tell us about your phone experience.

      Our goal is to provide information about available options so customers can make the decision that works best for their needs. We understand that conversations can sometimes feel overwhelming when discussing different solutions, and we appreciate your perspective. We're pleased that you were able to review the options sent by email and move forward with the one that felt right for you.

      Your feedback is valuable and helps us continue improving the experience we provide.

      Verified purchase
      Punctuality & SpeedLoan Process

      Reviewed June 3, 2026

      My job was slow, so I needed some extra income quickly. I got a flyer in the mail for Lending Toer and when I applied with them, the process was easy. It took less than 10 minutes and everything was pretty smooth. I talked to someone who hooked me up with somebody that was able to give me a loan and I had the money within three days. It gave me the extra cash I needed to stay afloat and I would highly recommend it.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Customer ServiceOnline & AppStaffBillingEase of Use

      Reviewed May 29, 2026

      I received something in the mail from Lending Tower and I was thinking that it might be beneficial to do some debt consolidation. So, I pulled up the pre-approval and they contacted me via phone. I spoke with the representative and he was very helpful. He looked through all my other choices and was going over them with me. When I hesitated, he was very relaxed and he told me that he was going to email the information to me. He said that I could look over it and choose it. And if I decide to go with then, then I could place the request myself online.

      He gave me all the different options that were suitable towards me. So, I got to choose the one that I thought worked best for me. I got to see it in front of my face versus just hearing it over the phone and it was immediate. That gave me a peace of mind that I could take my time and go through everything to make sure that this was something that I wanted to do. The options were very agreeable, and it ended up being a payment lower than what I was paying on my credit card, so that was why I decided to go with it. The fees seemed reasonable and to check my progress, their website was easy to use once I'm logged in, but I would prefer an app.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Customer ServicePunctuality & SpeedOnline & App

      Reviewed May 28, 2026

      I got a letter from Lending Tower then I called the number that was on the letter. My son was getting married and I needed a couple $1,000 extra. I asked for $3,000 and they said that the minimum they could give me was 5,000. So, I had to go ahead and get the 5,000. The application process was pretty easy and I did it all on my phone, online. It took a day to get a match and the whole thing was quick.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Loan Process

      Reviewed May 22, 2026

      Lending Tower is progressive, simple, and comfortable. Their offer was intriguing. The outcome was a bit different than the offer, but it wasn't bad. The process took less than two hours. Also, it was nice to know that we get our own account manager we can contact regarding the consolidation, as well as the loan.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      PriceOnline & AppStaffEase of UseRates

      Reviewed May 21, 2026

      I received something in the mail then I went online to apply with Lending Tower. Their website was pretty easy to use and I just went with someone online. I liked the ease of it and everything was processed in less than 30 minutes. The price was kind of steep, and the rate was high but acceptable.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      StaffRates

      Reviewed May 16, 2026

      Lending Tower's service was good and it was a good rate as well. The rep was informative.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      BillingLoan ProcessRates

      Reviewed May 15, 2026

      So far, I'm happy with Lending Tower's service. I chose to consolidate credit card debt through them. The loan was easy to get, but the interest rates are high, and the amount they were willing to loan me was triple my annual salary.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your experience. We're glad the loan process is going smoothly and that you found it easy to obtain financing through Lending Tower. We understand that interest rates and loan amounts are important considerations when evaluating any lending option. Our team is committed to helping customers review available solutions so they can make informed decisions based on their individual financial goals and circumstances. We appreciate your feedback and thank you for choosing Lending Tower.

      Verified purchase
      PriceBillingRates

      Reviewed May 14, 2026

      Somebody sent something in the mail about Lending Tower and when I did my application, it was easy. The people seemed nice and good to work with. Everybody was really cool and the total lending process took 25 minutes. The price was all absorbed in the whole thing, so I liked that. All in all, Lending Tower got me through in a pinch, but I still don't have a job, so I'm not able to make the payment.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Customer ServicePricePunctuality & SpeedStaffRates

      Reviewed May 13, 2026

      I needed to consolidate some debt. I received some of Lending Tower's flyers in the mail. So, I called them, and they presented me with three offers. I selected one, and they had me in business within 24 hours. They were very prompt and courteous. The price was very competitive. The rep listened to all my questions and concerns that I had. They had brought up some things about my credit report to work on. I asked for some offers. I also asked them if they're gonna be able to help me or not. The rep sent me three email offers from three different companies.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Loan Process

      Reviewed May 5, 2026

      I had a whole bunch of things going left. I had a bunch of car troubles. I decided to apply for a loan. Lending Tower was the highest offer I got at that time. The application process took about a day. Lending Tower came through when I needed something.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Loan Process

      Reviewed May 4, 2026

      I'd recommend Lending Tower to a friend. I went to individual lenders and they gave me offers, but Lending Tower was very nice, was able to find me a much better offer, and was a lot quicker. Also, the matches are better than I've been finding. The loan went through in a week.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Customer ServicePunctuality & SpeedTimeliness

      Reviewed May 3, 2026

      Reading over the paperwork that Lending Tower sent me, it seemed a good idea to consolidate my debt with them. The application process was pretty quick. I filled out most of the information online then they called me and we talked for a minute. We made sure all the information was accurate then they connected me with a company that would lend me the money. It was a lot easier than I thought it was gonna be. It was really fast as well. I applied that day then the next day, I already had the funds.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase

      Reviewed May 2, 2026

      Everything was great with Lending Tower. I learned about them online and due to good timing, I ended up using their service. I applied online, and everything was convenient and easy to do.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Verified purchase
      Customer ServicePunctuality & SpeedStaffBilling

      Reviewed May 1, 2026

      Seeing that the amount that I needed and the monthly payments to pay it back were more manageable with Lending Tower, I applied online, and it was a smooth experience. It was fast too. I got a response within at least an hour, but I was at work at the time, so we had to set up another time to call back. The person who was on the phone with me was very helpful. The rep broke everything down to me step by step and made it an easy process. My experience was very satisfying and I would highly recommend Lending Tower to people.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you so much for sharing your experience!

      Customer ServicePunctuality & SpeedStaffBillingLoan ProcessHonesty & Transparency

      Reviewed April 30, 2026

      BE VERY CAREFUL. READ THE ENTIRE DOCUMENT BEFORE SIGNING. THEY MISREPRESENT WHAT THEY ARE OFFERING. The process requires speaking with a representative. You are first routed through an AI system, then transferred to a live agent. The representative I spoke with, **, misrepresented the service. I initially applied for a debt consolidation loan to pay off credit cards. I was told I did not qualify for that type of loan but was instead offered a different “loan” through Lending Tower. Throughout the conversation, I consistently used the term loan, and the representative did not clearly distinguish that this was not a traditional loan. He kept using the term Debt Resolution. That can literally mean anything. You are looking to resolve your debt.

      After about 20 minutes of discussion, I was sent a 13-page document to sign. The representative summarized portions of it quickly. Do not rely on their summary. Read the entire document yourself. There are multiple places within the document to sign before the final acceptance, and you can decline at any stage.

      The total debt amount listed on page one did not match what had been discussed. While the representative continued speaking, I reviewed the document independently. This is not a debt consolidation loan. It is a debt negotiation (referred to by the company as “debt resolution”) program. The structure involves closing selected credit card accounts and making monthly payments. However, it is not clearly explained when or how creditors are paid.

      Under this type of program, accounts are closed and then negotiated. This can result in collection activity, including letters and potential legal action, while you are already making monthly payments to Lending Tower. Before sending the documents, they collect financial information, set a payment date, and outline estimated terms such as payment amount and percentages. Understand the difference between a debt consolidation loan and a debt negotiation program. They are not the same.

      At the end of the call, when I questioned the details, the representative became defensive and stated that he had identified the program as debt negotiation. The term used by the company is “debt resolution.” He then turned to mansplaining, accused me of arguing when I was simply having a clarification conversation. Take this as you will but just be careful when talking to them and make sure you read that entire document. Keep copies of all communications, including emails and any documents you decline to sign.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for taking the time to share your feedback. We are sorry to hear your experience did not meet expectations. Transparency and clear communication are very important to us, and our team works to explain all available options, including the differences between debt consolidation loans and debt resolution programs, so individuals can make informed decisions before enrolling.

      We understand the importance of carefully reviewing all documents before signing, and we encourage every client to ask questions and take the time they need to fully understand the program details. We also take concerns regarding communication style and professionalism seriously, and your feedback has been shared internally for review.

      We appreciate your perspective and wish you the best moving forward.

      Verified purchase
      Customer ServicePunctuality & SpeedStaffBilling

      Reviewed April 24, 2026

      Once I got all my information submitted to Lending Tower, it was an 18-hour process, because they have to send two small funds to my account, I have to type in what it is, and wait for a response by email. It was two small transactions - one for 91-cents, and another for 42-cents. It's based on what they sent me. That way, they know that it's me and it's my bank account. I type in the small transaction amounts, and it checks my answer to what they sent.

      The process is deceptive because it gives a list of six options and says I've been pre-approved. I click that option and go through the process, and my pre-approval dropped by a lot, which I understand it's based off a lot of open information. Other than that, it's all right. It's an easy process. It wasn't a long, aggravating, drawn out process. I link Lending Tower to my bank account, they pull the payments on time, and I go on about my life. It got me money when I couldn't get it. What I got wound up being a lot less than what I needed, but I made it work.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing your experience, we appreciate the detail.

      The small deposit step is a standard way to securely confirm your bank account, and we understand it can take a bit of time depending on processing. Pre-approval amounts can also adjust once additional information is reviewed, which can impact the final offer.

      We’re glad to hear the process felt simple overall and that payments have been running smoothly. It’s great to know we were able to help when you needed it. If anything comes up, we’re always here to help.

      Verified purchase
      Customer ServicePunctuality & SpeedMaintenanceStaffEase of UseLoan ProcessTimeliness

      Reviewed April 4, 2026

      I got a thing in the mail where Lending Tower told me I was prequalified. So, I went through online and checked it out. They called me the next day. They had set an appointment and then called me the next day and talked to me and showed me different options, and I just chose one. The application process was very simple. It was just to put in the information that was on the card. They already had my name there, and I just gave them the rest of the information. It took me about five minutes to do the application and set up the appointment. When they called me, it was another 10 minutes. I had everything showing on my screen what I can choose from. All I had to do was pick one of those, and we were done.

      Lending Tower's website was very easy to use. As far as customer service, I had trouble understanding the man but my phone kept breaking up. Other than that, they were very nice. I would recommend Lending Tower if people I know need to get a loan for something. My experience with the company helped quite a bit. I really needed the money at the time. So, I'm glad that something like that is available for people who need it.

      Thanks for your vote!
      Lending Tower
      Response from Lending Tower

      Thank you for sharing this, we really appreciate it.

      Loading more reviews...

      Lending Tower Company Information

      Company Name:
      Lending Tower
      Company Type:
      Private
      Year Founded:
      2015
      Address:
      5000 Birch St suite 3000
      City:
      Newport Beach
      State/Province:
      CA
      Postal Code:
      92660
      Country:
      United States
      Website:
      www.lendingtower.com