ClearOne Advantage Reviews
Overview
ClearOne Advantage has an average rating of 4.9/5.0, based on 338 reviews.
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Staff
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282 recent reviewers mentioned ClearOne Advantage's staff. 99% were happy or satisfied with the staff, ranking ClearOne Advantage 5th among debt settlement companies on our site.
Transparency
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139 recent reviewers mentioned ClearOne Advantage's transparency. 100% were happy or satisfied with the transparency, ranking ClearOne Advantage 2nd among debt settlement companies on our site.
Process
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110 recent reviewers mentioned ClearOne Advantage's process. 100% were happy or satisfied with the process, ranking ClearOne Advantage 1st among debt settlement companies on our site.
Customer Service
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102 recent reviewers mentioned ClearOne Advantage's customer service. 87% were happy or satisfied with the customer service, ranking ClearOne Advantage 5th among debt settlement companies on our site.
Price
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12 recent reviewers mentioned ClearOne Advantage's price. 100% were happy or satisfied with the price, ranking ClearOne Advantage 2nd among debt settlement companies on our site.
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Staff
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456 recent reviews we have found on the internet mentioned ClearOne Advantage's staff. 97% were happy or satisfied with the staff, ranking ClearOne Advantage 10th among debt settlement companies on our site.
Transparency
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214 recent reviews we have found on the internet mentioned ClearOne Advantage's transparency. 98% were happy or satisfied with the transparency, ranking ClearOne Advantage 8th among debt settlement companies on our site.
Process
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178 recent reviews we have found on the internet mentioned ClearOne Advantage's process. 97% were happy or satisfied with the process, ranking ClearOne Advantage 8th among debt settlement companies on our site.
Customer Service
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169 recent reviews we have found on the internet mentioned ClearOne Advantage's customer service. 76% were happy or satisfied with the customer service, ranking ClearOne Advantage 13th among debt settlement companies on our site.
Price
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19 recent reviews we have found on the internet mentioned ClearOne Advantage's price. 80% were happy or satisfied with the price, ranking ClearOne Advantage 6th among debt settlement companies on our site.
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About ClearOne Advantage
Founded in 2008 and based in Baltimore, Maryland, ClearOne Advantage is a debt settlement company that helps consumers with credit card debt. The company says its average program graduate completes their plan in 24 to 60 months.
Pros & Cons
- 30-day satisfaction guarantee
- Online chat for enrolled clients
- Not available in all states
Featured Reviews
Amy's contribution to my debt consolidation journey at Clear One Advantage was invaluable. Her blend of expertise, empathy, and enthusiasm not only made the process smoother but a...
Read full reviewAbsolutely blown away by the speed and ease of the process. The agent I dealt with truly cared about me and my situation. 110% would recommend to anyone in need of financial help....
Read full reviewInsights from 444 recent reviews of ClearOne Advantage
We used sentence-by-sentence statistical analysis to decode nearly 450 ClearOne Advantage reviews published on ConsumerAffairs in the past year. Read below about customers who were happy, satisfied or upset about the four topics mentioned most often in reviews of ClearOne Advantage.
ClearOne Advantage staff reviews
The 194 recent ClearOne Advantage reviewers who discussed staff focused on the personnel who facilitated their enrollment and managed their accounts. 100% of those customers were satisfied, tying ClearOne Advantage for first in staff among debt settlement providers on our site.
Many reviewers described company reps as informative, empathetic and committed to clients’ success.
“Mindi was an absolute professional,” said Steven from North Royalton, Ohio. “She went out of her way to make sure that my pay dates are going to coincide with my work paychecks. She left me her personal phone number in case anything arose that I need to get in touch with her with.”
ClearOne Advantage process reviews
ClearOne Advantage ties for first in process among providers on our site: 100% of 82 recent reviewers were happy or satisfied with the steps involved in the company’s debt settlement program, from sign-up to completion.
Reviewers praised a smooth enrollment experience, and some were impressed by how quickly they got started. Many reviewers appreciated that clear instructions and explanations were provided throughout the process.
ClearOne Advantage customer service reviews
70 recent reviewers of ClearOne Advantage mentioned customer service, and they largely reported positive experiences with customer service reps who were warm, attentive and solution-oriented. Many reviews described reps that went above and beyond to make sure customers felt informed and at ease.
Ultimately, more than 98% of recent reviewers were happy or satisfied with the support they received, ranking ClearOne Advantage third on our site for customer service.
ClearOne Advantage transparency reviews
Of 98 recent ClearOne Advantage reviewers who talked about transparency, 100% were satisfied or happy with the company’s open, clear communication. That ties ClearOne Advantage for first in transparency among debt settlement providers on our site.
Many reviewers appreciated that company reps gave thorough, plain-language explanations for each step of the debt settlement process. Cleveland from Frederick, Maryland, said his rep “expressed and explained in great detail to make it very simple for me to understand the whole package. … (He) made me feel full of confidence.”
ClearOne Advantage Reviews
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Popular Mentions
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- 4,565,917 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
ClearOne Advantage FAQ
What is ClearOne Advantage?
ClearOne Advantage is a debt resolution company offering debt settlement services. This means that the company will negotiate on your behalf with your creditors for a reduction in your debts owed. In exchange for its services, you’ll pay ClearOne Advantage a percentage-based fee once a settlement has been reached.
How does ClearOne Advantage work?
To work with ClearOne Advantage, you’ll first set up a free debt consolidation consultation with one of the company’s certified debt specialists. The specialist will help you set up an affordable monthly payment plan that’s typically 40% less than the minimum monthly amount you owe to your creditors.
Once you agree to the plan, you’ll enroll in the ClearOne Advantage program and begin making monthly deposits into an escrow account. Once you have accumulated enough in your account, ClearOne Advantage will begin its negotiations with your creditors on your behalf.
Once an agreement has been reached with a creditor, you’ll approve the terms before it’s finalized. ClearOne Advantage says that you could end up paying creditors less than 75% of what you previously owed, including fees.
ClearOne Advantage says the first settlement is typically finalized in three to four months, and the total debt settlement process can take anywhere from 24 to 60 months.
Note that there is no guarantee a creditor will agree to settle. And, since you need to stop making payments to creditors during the negotiation period, you’ll incur interest and late fees on those unpaid amounts. Ensure the risks are worth it before pursuing any debt settlement program.
What services does ClearOne Advantage offer?
ClearOne Advantage can only settle credit card debts and store cards. Secured debt, such as mortgages, auto loans and home equity loans, are typically not eligible for debt settlement services.
ClearOne Advantage does not offer bankruptcy or credit counseling services. It also does not offer any legal support should a creditor decide to sue you for nonpayment.
How much does ClearOne Advantage cost?
ClearOne Advantage does not publish its fees online. Fees can vary depending on your debt amount, type of debt and credit score.
There are no upfront fees, and you won’t pay until a settlement has been arranged with a creditor and you’ve agreed to the terms.
Does ClearOne Advantage have a money-back guarantee?
ClearOne Advantage says it offers a 30-day satisfaction guarantee. Also, you will not pay any fees until after a settlement has been agreed to with your creditors. However, ClearOne Advantage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. As well, there is no guarantee that creditors will agree to settle.
Do I need a hardship to use ClearOne Advantage?
Yes. With any debt settlement program, you need to stop paying your creditors in order to establish financial hardship.
Will using ClearOne Advantage hurt my credit score?
Yes, debt settlement requires you to stop paying your bills in order to negotiate your debt at a smaller amount, which can ultimately harm your credit score. It can take several months or even years to rebuild your credit after debt settlement.
Is ClearOne Advantage legit?
ClearOne Advantage is a legitimate debt settlement company and an accredited member of Consumer Debt Relief Initiative. It says it has helped over 170,000 clients settle over $3 billion in debt to date and offers a 30-day satisfaction guarantee. Its escrow account for your deposits is insured by the Federal Deposit Insurance Corporation.
ClearOne Advantage Company Information
- Company Name:
- ClearOne Advantage
- Website:
- www.clearoneadvantage.com