CIT Bank Reviews

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11 reviews

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Updated Apr. 16, 2025

By: Cassidy Horton

+1 more

Edited by: Tammy Burns

About CIT Bank

CIT Bank is a leading online bank in the U.S., specializing in high-yield savings accounts and certificates of deposit (CDs). All of its checking and savings accounts have no monthly fees and a $100 minimum opening deposit. CIT Bank is a subsidiary of First Citizens Bank, a financial holding company with over $100 billion in assets.

Pros

Competitive interest rates
Low fees
Up to $30 in monthly ATM rebates
Checking account earns interest

Cons

No physical branches
Few account options

CIT Bank Reviews

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JelvehCosby, TN

Reviewed May 30, 2023

I opened a Platinum Savings account with CIT and transferred a decent amount of money to the account from another savings account I have with another bank. This was done approximately two weeks ago. CIT took the money out of my other account within one day; however, as of today my money is still not showing on my account as available balance. This should be against the law. They are holding on to my money for almost two weeks now. I was planning on transferring more money to this account, but there is no way I will do that now. It is unacceptable. Do not open an account with CIT Bank.

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CIT Bank Company Information

Company Name:: CIT Bank
Website:: www.cit.com