USAlliance Financial Credit Cards

USAlliance Financial Credit Cards Reviews

USAlliance Financial Credit Cards Reviews
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About USAlliance Financial Credit Cards

USAlliance offers three credit cards that cater to various credit scores. It has a rewards card, a classic card and a secured card. The rewards card offers extra benefits like trip cancellation/interruption insurance, extended warranties and identity theft protection. All USAlliance credit cards have no annual fees and no penalty APRs. Interest rates range from 10.99% to 18%.

Pros & Cons

  • No annual fee
  • Rewards program
  • Helps establish credit
  • 24/7 fraud protection
  • Secured cards
  • Up to 18% APRs
  • Late fees

Compare the best USAlliance credit cards

usalliance financial visa signature credit cardRecommended Credit:
Average to excellent
USAlliance Visa Signature
  • Earn three points per dollar on qualifying purchases
  • Earn six points per dollar on groceries
  • Earn travel perks and discounts on qualifying purchases
  • No annual fee
usalliance visa classic credit cardRecommended Credit:
Average to excellent
USAlliance Visa Classic
  • Earn $50 after first purchase
  • No annual fee
usalliance visa secured credit cardRecommended Credit:
None to bad
USAlliance Visa Secured
  • Secured by a savings account
  • No annual fee

USAlliance credit card FAQ

Does USAlliance offer a secured card?

Yes, USAlliance offers a secured credit card with a minimum deposit of $250 into a savings account. This option may appeal to those who want to establish or rebuild credit.

What credit score do you need to get a USAlliance credit card?

USAlliance offers credit cards for all credit scores, even if you need to establish your credit.

How much are USAlliance points worth?

You can earn two points per dollar with a USAlliance Visa Signature (though promos with more perks may be available). Rewards include merchandise, travel perks, gift cards, cash back or statement credits. How points work: You can exchange 2,500 points for a $25 statement credit or cash back.

Do we recommend USAlliance credit cards?

Even if you have zero or bad credit, you might be able to find a USAlliance credit card for you, whether you prefer a basic card, one that earns points or a secured option. USAlliance charges no annual fees on its credit cards. You can also earn at least two rewards points per dollar you spend — these points can be used for travel perks, cash back, gift cards, merchandise and statement credits.

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USAlliance Financial Credit Cards Company Information

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USAlliance Financial Credit Cards