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All Fundy

All Fundy

 4.4/5 (7 ratings)
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About All Fundy

All Fundy connects customers who need loans with lenders that best suit their needs. The company has a network of more than 50 lenders to help customers secure funding as soon as 24 hours after being approved. All Fundy works with customers who have credit scores as low as 500. Customers can also set the parameters for their loans, such as loan term and funding amount. The company says it has a 95% approval rate on loans.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Accepts low credit scores
  • Next-day funding available
  • Paperless process

Cons

  • Little information about rates/fees

Bottom Line

All Fundy is a lending network connecting customers to lenders for personal, business and mortgage loans. It has a 95% approval rate and accepts credit scores over 500. Funding can be available the day after approval.

Top All Fundy Reviews

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Rated with 5 stars
Verified

I had a great experience working with my loan specialist Jenny who help me secure funding for my business with no headaches! I never could have achieved funding for the amount All...

Read full review
Rated with 5 stars
Verified

All Fundy was able to assist with the capital I needed. They offer various lending options - short and long term business loans, merchant cash advance, and LOCs. The way in which ...

Read full review

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What is All Fundy?

All Fundy is a company that connects customers with an extensive network of lenders. Though it’s not a lender itself, All Fundy works with over 50 lenders to help customers find a loan that matches their needs. The company has helped fund more than 5,900 personal loans and has a 95% loan approval rate.

How does All Fundy work?

All Fundy has a straightforward process for customers. You start by providing relevant information about yourself. Answer a few simple questions, and All Fundy uses your responses to find the products you qualify for.

From there, All Fundy helps you review your lending matches. Once you decide what you want to apply for, you can fill out a single application for all lenders matching your needs.

You’ll receive approval decisions the same day you apply. You can then choose the product at the rate and terms that work for you. Finally, you get your funding as soon as the next business day.

All Fundy products

All Fundy has three product options for customers: personal loans, business loans and mortgage loans.

  • Personal loans: All Fundy can help with debt consolidation, lowering your interest rate, covering the cost of a vacation or special event and more. Personal funding can be as much as $500,000, with terms between one and five years and annual percentage rates as low as 4.29%. To secure a personal loan, you must have a FICO score of 500 or higher and have $40,000 or more in annual income.
  • Business loans: Whether you need unsecured capital, a short-term business loan or other types of business loans, All Fundy can provide funding as high as $1 million with terms between six months and five years. APRs low as 5% are available. To qualify, you must have been in business for at least a year and have at least $150,000 in annual revenue.
  • Mortgage loans: All Fundy can help you secure a mortgage even if you’ve been denied in the past. The company’s 95% approval rate means you’re more likely to be approved. Rates are as low as 3.75%. For a mortgage loan, you must have a FICO score of at least 500 and proof of income.

All Fundy rates

Since All Fundy uses a network of more than 50 lenders, the company itself doesn’t provide fees or rates. Each lender has its own fees and APRs. All Fundy advertises personal loan APRs as low as 4.29%, business loans at as low as 5% APR and mortgage loans with rates as low as 3.75%.

Your costs depend on several outside factors, such as the lender you choose, your credit history, the size of the loan and more. Since you set the parameters and choose your lender, you can ensure that the costs won’t be out of your budget.

All Fundy FAQ

Funds can be delivered in as little as 24 hours following approval from All Fundy.
Yes, with All Fundy, you can select your term as well as your funding amount.
All Fundy is not a direct lender. The company has a network of more than 50 lenders, and it helps connect customers to the lenders that best match your needs.
All Fundy does have a credit score requirement for personal loans and mortgages. Your FICO credit score must be 500 or higher.

Is All Fundy legit?

Using All Fundy is a legitimate way to find a loan. While it is not a direct lender, the company can connect you with several possible lenders that match your preferences and budget for a loan. All Fundy has a loan approval rate of 95%, so you’re likely to get the loan you need even if you’ve been denied in the past. Fill out All Fundy’s application to see what options are available to you.

All Fundy Reviews

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How do I know I can trust these reviews about All Fundy?
How do I know I can trust these reviews about All Fundy?
  • 3,480,622 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

For more information about reviews on ConsumerAffairs.com please visit our FAQ.

Page 1 Reviews 0 - 10
Rated with 1 star
Verified Reviewer Verified Buyer
Original review: Jan. 12, 2020

Buyer and business, be aware. The company is using a PO Box as their address, and the Google search shows a long history of lawsuits. No address or filing, and asking for sensitive business information without any banking registrations. Be careful and avoid at all costs. They are sales people pushing for more and more info, and nothing to back up the firm itself. Stay away.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 4, 2019

I had a great experience working with my loan specialist Jenny who help me secure funding for my business with no headaches! I never could have achieved funding for the amount All Fundy Capital got me with such little paperwork and headaches if I went to a traditional bank for a business loan.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 3, 2019

    All Fundy was able to assist with the capital I needed. They offer various lending options - short and long term business loans, merchant cash advance, and LOCs. The way in which they conduct business is what really sets them apart. Jenny ** was my All Fundy representative and was wonderful to work with. She is professional, had a desire to find what lending options were best for me and my business, and her follow-through makes her top notch. She helped me get the funding approval amount I needed quickly. I definitely recommend using All Fundy.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 3, 2019

    What impressed me the most was how much better their rates and service were compared to others we have used in the past. So many lenders don't even have a management team on their site or have agents offshore, not All Fundy. They are a very professional company. I will definitely use All Fundy Capital again.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 1, 2019

    After speaking with numerous banks and lenders, I was directed to All Fundy by one of my vendors. I had so many frustrating experiences with banks that I went into my first conversation a bit skeptical. I dealt directly with Chris **, who from the very start was very upfront and honest with me about the process, the amount of documentation I would need to provide and any and all obstacles we would have to work through. I really appreciated how much time he took answering all my questions, and calming my nerves. He walked me through the entire process in securing my loan and got me exactly what I needed to help my business grow.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 1, 2019

    I had a great experience with All Fundy. Getting a business loan can sometimes be a daunting task especially when you are a small business owner and your time is valuable. Jenny ** went above and beyond to help me through the process and she always made herself available no matter what questions I had. She was clear and concise, no BS. She gained my trust right away and I received the funding I needed to cover additional marketing initiatives quickly. I would highly recommend using All Fundy for business lending.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 1, 2019

    When I've needed funding for my business in the past - it was always a frustrating experience - from being shopped around to brokers overpromising and under delivering. So thankful that I found All Fundy online. They were honest, direct and very communicative throughout the entire process - from application to funding. Their professionalism is hard to beat. They care about you as the customer with your business funding needs as their top priority. I have come back to All Fundy two additional times for a line of credit for my business and equipment financing.

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    All Fundy Company Information

    Company Name:
    All Fundy
    Company Type:
    Private
    Address:
    8 The Green, Ste 8329
    State/Province:
    DE
    Postal Code:
    19901
    Country:
    United States
    Website:
    allfundy.com