Travel Insured International Reviews

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3.3(169)

About Travel Insured International

Travel Insured International designs travel insurance plans for individuals and groups. Covering trip cancellations, medical emergencies and travel interruptions, the company provides customizable insurance options. Offering a range of coverage levels, Travel Insured International aims to provide peace of mind for travelers dealing with unforeseen events.

Visit www.travelinsured.com
Pros
  • Quick claims processing
  • Affordable pricing options
  • User-friendly purchase process
Cons
  • Poor communication on claims
  • Frequent claim denials
  • Long wait times for responses
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Travel Insured International Reviews

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    Page 2 Reviews 5 - 35
    Customer Service

    Reviewed Feb. 12, 2026

    It was average. When the storms were rolling in and flights were getting canceled we never heard from them. An above average company would have reached out to see if we needed to make a claim.

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    Punctuality & SpeedHonesty & Transparency

    Reviewed Jan. 19, 2026

    Do Not use this company!!!! They "cancel for any reason". Is very misleading, read the fine print. After I finally jumped through all the hoops of submitting endless paperwork, I finally got a check. About 6 weeks later from start to finish. Oh and I only got 75% back because the traveler wasn't dead or in the hospital. Buyer beware!!!!

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    Customer ServiceCoveragePriceStaffHonesty & Transparency

    Reviewed Nov. 20, 2025

    Do not buy insurance thru them. I bought expensive "cancel for any reason" insurance and that was a lie. Not only did they end up paying only a tiny amount because of some apparent "small print" (even though I called before I purchased and was assured it was cancel for any reason) but before that they made me jump thru ridiculous hoops for months - I had to beg for letters from airline companies and travel agent and cruise ship all so they could deny my coverage.

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    CoverageRefunds & PayoutsBilling

    Reviewed Nov. 17, 2025

    We had a last minute medical emergency that forced us to cancel our trip to Africa. After the emergency was resolved, we were able to protect our $16,000 + investment in the land side of the trip by rebooking to a future date — money that Travel Insured would have had to reimburse to is if we had not rebooked. In order to rebook, we had to pay an additional small amount of less than $800. Even though this modest payment protected Travel Insured from having to repay us the original $16,000, they refused to reimburse us, citing the dubious technicality that it related to a “different trip” that they had not insured — the rebooking. Never mind that the payment saved them $16,000 on the trip they DID insure. They refused repeatedly. Such a concept of basic fairness was clearly foreign to them. Not the way they operated. Will never use them again.

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    PriceRates

    Reviewed Oct. 20, 2025

    Great price for the 3 of us. Fortunately never had to use. Felt if we had any issues they were easy to contact through WhatsApp. Had to switch cruises and they made it easy to do. Very personable and nice.

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    PriceStaffRates

    Reviewed Oct. 1, 2025

    Did not need to use your service, but had peace of mind that if we did, we would be taken care of. Also, you were highly recommended by our Travel Advisor and past clients of hers. Peace of mind does not have a price.

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    CoveragePricePunctuality & SpeedStaff

    Reviewed Sept. 16, 2025

    On May 6, 2025, I was scheduled to travel to Israel on a Delta Airlines flight. On May 5, 2025, Delta canceled the flight due to security circumstances. I immediately attempted to reschedule but was informed of no alternative flights, I was compelled to purchase an alternative ticket on a different Airlines, on the earlier date was May 11, 2025. This incurred nearly twice the cost of my original Delta fare..

    After claiming the losses of the ticket and AirBnb, I was later informed by a representative (Kevin) that coverage would only apply in cases of health or death and he did not referred to the: "any reason for interruption or cancellation trip" that was confirmed on the purchase insurance by the representative. I also bought a twice cost for interruption or cancellation trip that They just ignored and declined my claim.

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    Billing

    Reviewed Sept. 8, 2025

    While traveling in Europe I came down with Bronchitis. After seeing a doctor in Paris, I submitted endless documentation for a measly $112.00. Still no resolution.

    Not only do they want receipts but also have a credit card statement. Plus hotel documentation that you were really in Paris. This is a company who wants to not give any money out for people who truly has a medical case. I would never recommend this company and will tell others to avoid TII.

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    CoverageRefunds & Payouts

    Reviewed Sept. 5, 2025

    The worst!! Do not purchase travel insurance through this company. They do not honor their policies and will not pay out or reimburse you anything especially if you use a travel agency!!! They will take your money then deny your valid claims for whatever reason they choose. The policy language is contradictory. It says one thing but means something totally different. I will be seeking legal representation against this company!!

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    CoverageMaintenance

    Reviewed June 12, 2025

    We did not need to use the insurance while in Europe; however, it was very comforting to know that we had it in case we needed to use it. I recommend to anyone that they secure their trip. Flights get canceled, connections get broken, delays happen and medications only go so far. Anything could go wrong, so why not be prepared for emergencies.

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed June 6, 2025

    A disappointing experience with Travel Insured International. A claim was filed after I was diagnosed as needing emergency surgery the day before my trip. I submitted the info for the documents for a claim but a response took months. The claims process was frustratingly slow, and the same documents had to be submitted multiple times. It felt like the company was trying to avoid paying the claim. Then they finally called to deny my claim on a technicality.

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    CoverageRefunds & PayoutsStaffBilling

    Reviewed May 27, 2025

    I bought this insurance in case I needed it. Well I became ill and doctors wrote about it and they denied me getting my refund due to the fact that I bought the insurance when I made my final payment and I really wanted to go on the cruise, not be ill, no one wants to be ill. I had bought insurance before this from Alliance and had a little problem, and they were fantastic and helpful but I would advise NO ONE to purchase from this company!!!!

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    Customer ServiceCoveragePunctuality & SpeedStaffTransparency

    Reviewed Jan. 27, 2025

    I'm a big believer in travel insurance and always purchase it for big trips especially those involving varied family members. I also understand the importance of why there are specific explanations as to what is covered and what is not. Frankly, I feel in this case, the failure of evaluating our situation with some logic, was quite unreasonable. The trip was to be for 8 family members (4 cruise cabins). My step-daughter started ONE YEAR in advance to secure her birth certificate... born in Australia when my husband was an exchange pilot in their air force. If she applied for her updated passport PRIOR to getting her birth certificate, there would have been a "flag" so to speak in the system that she had applied and it had been denied (because of lack of all documentation). She was advised to wait for the birth certificate... and has a trail of phone calls, messages, and emails to demonstrate her effort to get it.

    It finally arrived 2.5 weeks before the cruise--not in time to get the passport. The entire family trip fell apart. Even though she had been following all proper procedure in an effort to secure her passport, because that didn't include the actual application for IT, our claim was denied. Thousands of dollars lost because a human couldn't see clearly that she had work diligently to apply for the actual passport. I do realize her failure to apply meant that it didn't technically meet the criteria, but I'd have to say that the insurance companies have totally lost the human logic and human touch in providing their service.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Jan. 18, 2025

    Travel Insured consistently respond quickly. Their representatives are very polite and understanding. Airlines should be as responsive and ethical in applying compensation so that insurers don't have to pick up the slack!

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Jan. 17, 2025

    Handled my claim efficiently and quickly. Thanks very much. Good communication frequently via e-mail and telephone. They were specific about what documents they need to process the claim. Payment made quickly once approved.

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    Coverage

    Reviewed Jan. 11, 2025

    Purchased travel insurance for a cruise - very simple and easy process! We found this a real need as we've had to cancel trips in the past and have had family members be injured and had to cancel trips.

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    Coverage

    Reviewed Dec. 31, 2024

    Regards of travel insurance, the Travel insured means you have nothing to worry about even if you tour in the Southeast Asia country. My coverage is enough for my visit. By the grace of God I returned to America safe and sound.

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    Coverage

    Reviewed Dec. 29, 2024

    My trip to Israel was postponed by 3 months due to the conflict going on there. Delta Airlines had stopped flying into Israel temporarily and Travel Insured International adjusted my travel days so I'm covered for my trip in March. Thank you.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 18, 2024

    Initially purchased two policies pre-covid. When covid struck, neither vacation was covered because covid was a non-covered issue. I received credits for coverage of future vacations. I used one credit to cover a vacation with my mother-in-law (which I had to purchase additional coverage for). My mother-in-law died 2 weeks prior to the vacation and dealing with Travel Insured to recoup the unreimbursed costs was horrendous. My wife broke down in tears on multiple occasions and on one call just had to hang up due to unreasonable badgering by the agent. The second credit was used but claim was not necessary. Do not use this company unless you purchase cancel for any reason insurance.

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    Customer ServiceCoverageOnline & AppStaff

    Reviewed Nov. 18, 2024

    I purchased this insurance upon the recommendation of my travel agent. I don't know if she has ever dealt with Travel Insured International's claim process, but it isn't straightforward. The website encourages you to start the claim on line, but uploading documents fails on multiple browsers. Then I called and was told there's a ticket submitted on the document upload process so they'll email me the forms and I can email my documents. The emails did not include a Trip Interruption Claim Form, which I needed. That was solved by another exchange of emails since I couldn't find the form on their website.

    Long story short my claim was approved in slightly less than a month from my first attempt to file, or two weeks after they got their last required form. This company requires you to use their own forms which complicates the process. If you're good at scanning and uploading forms and can tolerate some frustration you'll get there eventually. This was only my second travel event that required a claim, but I found their processes unnecessarily complicated compared to my previous experience.

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    Coverage

    Reviewed Nov. 17, 2024

    Traveling internationally always poses some risk - medical insurance and insurance on personal belongings across international borders can be difficult to determine, but when I get the Travel Policy from Travel Insured International I have a high level of confidence that I have coverage. I've used them several times, and on one trip had need of the policy. While the incident that required the claim was not much fun, it was a pretty smooth experience to file the claim. I would recommend them to others with no hesitation.

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    CoveragePricePunctuality & SpeedStaff

    Reviewed Nov. 15, 2024

    Selecting and ordering travel insurance was easy. I had a last minute change to my itinerary & the Travel Insured reps I worked with handled my changes quickly and professionally. The cost was very competitive and I highly recommend Travel Insured.

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    Customer ServiceCoverageRefunds & PayoutsStaff

    Reviewed Nov. 12, 2024

    Submitting a claim was easy. Forms to complete were easy to understand. Communication regarding my claim was great and I received a refund for missed travel in a very timely manner. Emails and telephone calls were provided by Travel Insured International to confirm all correspondence was received and that I was satisfied with the interaction.

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    Coverage

    Reviewed Nov. 10, 2024

    Hats off to Steve, Deanna, and Kim at Travel Insured International. They have gone out of their way to assist me in the claim filing process. They have taken extra steps to assist me. I will always return to them when I need travel insurance. Thank you so much.

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    CoveragePriceRates

    Reviewed Nov. 7, 2024

    We did not need to use our insurance thankfully. We feel the price is reasonable and it is worth having for the peace of mind. Definitely less expensive than purchasing through the cruise lines. I would recommend to others and hope to never have to use it. We did have a cruise cancelled due to covid and this company gave us a credit to use in the future which they probably did not have to do.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffBilling

    Reviewed Nov. 4, 2024

    DO NOT - DO NOT – DO NOT use this company for any type of Travel Insurance -YOU’LL BE SORRY YOU DID! In my opinion, it is absolutely, the worst staffed company in the USA, including the President and CEO who have absolutely no customer care skills, no compassion, ridiculous rules, and horrific and torturous claim filing procedures. The bottom line, they will do anything to deny your claim. After getting nowhere with their claims representative, I asked to speak with a supervisor. IT TOOK 3 DAYS FOR A SUPERVISOR TO RESPOND and he give me the same excuses why the company could not pay the claim. I then wrote the CEO and the President of the company and here is an exact quote from the response I received from the President’s Office:

    “I wanted to review where we are now with your claim. I understand that Justin from claims reached out and you two had a conversation regarding our need for the supporting documents we have requested. You are right that it would seem insensitive for us to question your claim request. We looked into the timeline of the claim and the trip was cancelled prior to your wife expiring. Hence, it is a claim for trip cancellation based on sickness, not death.” “We understand why you feel we are insensitive as we have a death certificate. However, because of the trip cancellation prior to your wife’s death, we need to review for payment based on sickness. I hope you understand."

    My wife took out their insurance in March or April for a trip to Italy in September with her brother, sisters, nieces and nephews – a trip of a lifetime that she was looking forward to. On May 10th, 2024, she was diagnosed with stage 4 ovarian cancer and died on May 31st, 2024. In May she filed a claim with the company that she wasn’t feeling well. In the beginning they sent a claim form for the charges that were being claimed. When she passed away just a few weeks later THAT’S WHEN ALL HELL BROKE LOOSE. As her surviving spouse I simply forwarded the DEATH CERTIFICATE, since we took out the optional coverage, to cancel for any reason. IT SEEMS THE DEATH CERTIFICATE IS UNACCEPTABLE TO THEM TO PROCESS THE CLAIM – IT DOES NOT QUALIFY FOR “ANY” REASON.

    Their response was “She started the claim as “SICK” and must be “PROCESSED” as sick.” That’s when I was tortured by them making me revisit all the doctors and clinics to get the ridiculous claim forms filled out by the doctors. Bringing back the devasting memories of my poor sick wife, suffering in pain, at all these locations. The doctor’s offices were MORTIFIED that this company refused to accept a DEATH CERTIFICATE, whereas in the medical and legal professions, a death certificate is considered as absolute proof. COMPLETELY INSANE and INHUMANE.

    This whole process has been going on for over 6 months and no payment for the claim has been sent to me. Just more forms and more excuses. Not only will you lose your premium money, but you will also lose your claim as well! In fact I just received their formal letter of denial of claim. This is a sham of a company. I am certain you can find a more reputable travel insurance company in the USA. Just stay away from this one! I would not recommend this company to my worst enemy!!!

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Nov. 2, 2024

    We had a trip planned for Switzerland in Oct and unfortunately it was canceled due to a hurricane. It was super simple to go through the claim process and they told me everything I needed to send with the form (that they filled out and emailed me) to ensure the process went smoothly. Since they were so helpful and informative the claim was approved quickly. Will definitely use Travel Insured for future travel!

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    CoveragePriceEase of UseRates

    Reviewed Oct. 23, 2024

    I used Travel Insured through USAA for my last trip insurance to cover flight, hotel & cruise. The website was easy to use & the price was the great. Give them a try even if you're not a USAA member.

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    Contract & TermsCoverage

    Reviewed Oct. 20, 2024

    I had an unbelievable trip. Have my travel plans insured gave me a peace of mind and allowed me more time to focus on having a great time. I was grateful that I didn't have to use it. Hurricane Milton did delay my return to Florida, but I was able to make arrangements without filing a claim.

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    Staff

    Reviewed Oct. 20, 2024

    Easy to communicate and set up our plan. Gave me peace of mind while preparing and on our trip. Thank you for your great service. Very responsive and answered all of my questions. The group was recommended to me and I'm happy I chose them.

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    Travel Insured International Company Information

    Company Name:
    Travel Insured International
    Address:
    Travel Insured International P.O. Box 6503
    City:
    Glastonbury
    State/Province:
    CT
    Postal Code:
    06033-6503
    Country:
    United States
    Website:
    www.travelinsured.com