Hagerty Reviews

4,880,885reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Hagerty

Hagerty sells insurance policies for classic and collector’s cars. Its highly customizable auto coverage is available nationwide, and the company offers a replacement value guarantee on all qualifying vehicles. Hagerty has no fixed mileage requirements and employs in-house parts specialists.

Pros
  • No fixed mileage limits
  • In-house parts specialists
  • Guaranteed replacement value
Cons
  • Doesn’t cover everyday driving
  • Classic/collectible policy required

Hagerty Reviews

Filter by Rating

  • (4)
  • (2)
  • (2)
  • (3)
  • (63)

Popular Mentions

    How do I know I can trust these reviews about Hagerty?
    • 4,880,885 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Hagerty?
    • 4,880,885 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 10 - 40
    Customer ServiceStaff

    Reviewed June 19, 2025

    Poor excuse for a company. One of their drivers crashed into my parked truck totaling my f350. Been yanked around for months and they just this week sent me a low ball offer. I've been trying to contact a supervisor for 2 weeks with no calls back.

    Thanks for your vote!
    CoverageStaff

    Reviewed June 19, 2025

    They deceived me after I got my policy. Told me everyone in my household of driving age had to have their own daily driver!! Who makes demands like that? We have 4 family members and 3 cars but that was not good enough!! That was not mentioned before I cancelled my existing policy. Now I am left with no coverage and they want to keep the $80 that went towards their driver's club membership which I have no use for because they screwed me over!! There are no words to express the lack of professionalism. They don't care about people. Big corporate mentality. Stay away.

    Thanks for your vote!
    Customer ServiceSales & MarketingPricePunctuality & SpeedOnline & AppStaff

    Reviewed June 17, 2025

    The customer service team is responsive once you get a hold of them. The app to submit your photos for your claim doesn't work. They state that claims take a week and a half. I was told today (1 week), that it was going to be another week and a half. Latredra is my adjuster. Very nice and professional. The wait time for a quote is unexceptable. I had minor damage (dented fender, hood and bumper damage). Shouldn't take this long.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed May 31, 2025

    Scheduled a tow through Hagerty. Phoenix Towing Service, LLC was assigned. After 2 hours, they didn't show or respond to calls from me or Hagerty. After 3 hours nothing and still waiting. I called Hagerty and they said they would remove the request and schedule another tow. Guess what, 15 minutes later, they scheduled the same towing company. I'm going on 3.5 hours and just received a third company with an estimate 2 hours out and it is 100 degrees outside.

    Thanks for your vote!
    Profile pic of the author.
    Morgan increased rating by 1 star.
    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsBilling
    After a positive interaction with Hagerty, Morgan increased their star rating.

    Reviewed May 5, 2025

    Hagerty stole 70$ from me. I canceled my insurance and days later I was billed 70$. After calling customer support, they assured me I would get my money returned. Calling back I get an apology but they kept my money. I went with Grundy Insurance and it was cheaper with better coverage.

    Thanks for your vote!
    Sales & MarketingOnline & AppMaintenanceStaff

    Reviewed Jan. 30, 2025

    Hagerty boasts on their website that they give a lifetime guarantee on work by their referral partners. I used their suggestion for paint work on my classic car and the work done by this shop was defective and I now have paint bubbling and checking that needs to be corrected. When I contacted Hagerty the agent said he is not familiar with the Hagerty guarantee and questioned that it existed. I sent him to the website, and he said he does not believe it still exists even though it is on the Hagerty website as we speak. He then said that the statute of limitations in Florida is 5 years. I have been with Hagerty for over twenty-five years with only one claim. I have had anywhere from 5 to 10 cars on policy with them through these years. They are not dependable and seem to use false statements and selling techniques to reel you in. Here is a link to their false statement. https://www.hagerty.com/expert-repair-network

    Thanks for your vote!
    CoveragePriceMaintenanceStaffHonesty & Transparency

    Reviewed Jan. 2, 2025

    I have bought 2 cars from Hagerty Marketplace auctions and both cars were misrepresented and they would not do anything to remedy the situation. Both cars have become headaches. One had a broken driver side mirror which was not in the description (total cost $412). They would not cover the cost. The other car I asked if it was running well and was told that they drove it to shoot the pictures and and it was fine. I just got an estimate to fix all the problems ($30,000+). If you want to buy a problem, buy from Hagerty.

    Thanks for your vote!
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Dec. 16, 2024

    If something happens, they try to sell your car and get their money, and if they can't - they will decline your claim for any reason. Agent ignores your calls. You wait for an hour until Tech support will pick up the phone. The worst insurance I ever knew.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed Nov. 19, 2024

    Bad experience. I can never get my phone calls returned and I have been waiting for MONTHS to get my car fixed and eventually a total designation and still have not gotten my money. And no one will return my calls, not even supervisors.

    Thanks for your vote!
    CoveragePunctuality & Speed

    Reviewed Nov. 7, 2024

    After 15 years of having multiple vehicles insured by Hagerty, I submit a claim. It's early September. They adjust using Specialized Claims Synergy so I have that adjuster look at the car with the body shop owner present to discuss the damage. I receive the adjuster estimate but with nearly $1800 deducted for no stated reason. They tell me to have the shop submit a supplement which is done (no good reason as all was on their own adjuster's report. They tell me their adjuster will reach out to body shop but that never happens. I have to contact SCS again to be told the adjuster didn't need to contact my shop and the report had be submitted to Hagerty yesterday on November 6. I have no idea why I still know nothing. DO NOT INSURE WITH HAGERTY!!!

    Thanks for your vote!
    Customer ServiceMaintenance

    Reviewed Sept. 30, 2024

    1st time using Hagerty towing and it was a disaster from beginning to end, 3.5 hrs on side of busy 4 lane highway, broken wrecker showed up, calling at 4 am to ask how service was. Never again. They lost a customer and more when car club hears my story. They offered $75 dollars for my trouble what a joke!!

    Thanks for your vote!
    Customer ServiceCoverageTimeliness

    Reviewed Sept. 4, 2024

    I have had Hagerty off and on for 15 to 20 years. I been an Auto Appraiser for 40 years, I always recommended Hagerty till now. They sold out to another Inc Co; I had a small Engine fire. They sent an estimator to look at it, then they said they're going to have their engineers look at the cause of the fire. Then they hired a fire investigator to look at it. I had the fire out in 2 min. then they sent me a letter showing WA State law on insurance fraud. But no local authorities have been contacted.

    I have sent them 6 emails and no response. I have talked to all my car friends in 2 states that said they have heard guys having problems with Hagerty. That it was never that way before. OH, and if you have worked on your car or a friend did, and it causes a fire or? they want to blame you and not pay or sue your friend. The investigator told me this. There are different places for Hagerty reviews. There are good ones. But The New Hagerty has just started. Any questions just ask.

    Thanks for your vote!
    Customer ServicePunctuality & SpeedRefunds & PayoutsTransparency

    Reviewed Sept. 3, 2024

    We have had Hagerty for years without any claims or needing a tow. Two days ago we need a tow for the first time, so we called the 1.888 number for roadside assistance. Our experience went down hill from there. Everything is automated. We had to put our 8 digit member ID in to continue except that our member ID is only 7 digits. It took a while before we figured out we had to put a 0 in front of our ID numbers. Then we were given a link to track our request. After 30 minutes of no update and no phone call, the link expired. So I called AAA, spoke to a person and they had someone on their way 10 minutes later. I finally received a phone call from Hagerty FOUR HOURS later asking if I still needed a tow. I am trying to get reimbursed but there is no guarantee.

    Thanks for your vote!
    CoveragePriceRefunds & PayoutsStaffRates

    Reviewed Aug. 27, 2024

    I have purchased several previous policies with Hagerty without any issues however recently they refused to reimburse me my charges after cancellation within a requested time frame, then I went to purchase another policy and they claimed I would have to pay the entire year's coverage amounts, no reason given. Just that they no longer offer monthly plans on my particular coverage. I went with GEICO and have an excellent policy with around the same rates.

    Thanks for your vote!
    Refunds & Payouts

    Reviewed Aug. 13, 2024

    Hagerty refused to pay my claim. I had an engine compartment fire. They claim it was a mechanical failure of the fuel injection system and thus they do not need to pay for a mechanical failure. When I asked what part of the fuel injection failed they couldn't say. When I asked how a fuel injection system fails while the vehicle is parked not running in the driveway they had no answer but still concluded they didn't have to pay due to a mechanical failure.

    A fuel injection cannot fail to do it designed purpose when the vehicle is not engaged in starting or running the engine. Its purpose is to provide fuel to the engine. So it cannot fail while a vehicle is parked with the ignition off. Two mechanics have said something came in contact with the exhaust manifold and ignited the rubber vacuum lines on the CTO switch in the side of the block. Still Hagerty won't pay. So now I am leaving Hagerty and with look at other means to collect from them for the damage to my vehicle.

    Thanks for your vote!
    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsTransparency

    Reviewed Aug. 1, 2024

    July 6 Car decided to go up in flames just sitting in garage. It took my dogs And my home. Complete loss. Here we are a month later Clarence doesn’t respond. He asked for pictures And already went as far to call it a complete loss. No answer. No information. No updates. No plan for the next steps. Nothing… Lost everything…. and this company has the nerve to give the run around. This is what we paid for, Insurance!!! Not to be left in the dark and out of a lot of money And more Things that can't be replaced!!!!

    Thanks for your vote!
    Profile pic of the author.
    CoverageStaff

    Reviewed July 24, 2024

    I had been a happy Hagerty customer for fourteen years, insuring three vehicles without submitting a single claim. I inquired about increasing my liability coverage from 500,000 to 1,000,000. I was denied this increase because, on my primary auto policy, I had a comprehensive claim last year—the only claim I have had in decades. My legally parked vehicle had a tree limb fall on it during a storm. Being an auto insurance agent myself for forty years, I know I am the type of risk auto insurance companies are looking for. I now find myself looking for a new carrier for my classic cars.

    Thanks for your vote!
    StaffHonesty & Transparency

    Reviewed July 24, 2024

    I am a very experienced driver with over 40 years experience driving high performance cars. I have a spotless driving record and no accidents. I have owned several Porsche 911's as well as numerous BMW's and other high performance cars. I was declined and even worse, lied to regarding the reasons. I fully meet all of their stated requirements. In fact, they did not even inquire about my driving experience until AFTER they rejected me. This is a horrible company with grossly incompetent personnel.

    Thanks for your vote!
    Customer ServiceCoveragePricePunctuality & SpeedStaffValue

    Reviewed July 22, 2024

    Worst company to be insurance by, They are not on point. They take forever to call you back about your claim and they keep you on hold over the phone for hours. The adjuster that her name start with an R. She Never has time to call you back or the shop back were your car suppose to get work on.. Don't waste your money or time here. It's not worth it. I'll be filing with the better business bureau. About the runaround over the phone on helping my case.

    Thanks for your vote!
    CoveragePrice

    Reviewed July 6, 2024

    Hagerty is in business to make money. This means they need your money, and need to do what they can to not give you money. Even if you choose not to use their insurance they still make money from selling personal data. There are many ways to deny paying claims, one of the main ones is you driving your car contrary to one of the listed pro being no miles restrictions is not true unless you pay an extra premium. Even then where and when can be a big influence on coverage. Use them for an inexpensive way to keep your car registered, no more no less.

    Thanks for your vote!
    CoverageSales & MarketingPriceRates

    Reviewed April 11, 2024

    Insurance part is great but the Hagerty Marketplace is not if you want to put a reserve on your vehicle for auction. They set the reserve price which is wholesale and you will need to be willing to accept that price for your vehicle if the bid only meets the reserve. I was not. If you don’t agree with their reserve pricing too bad, it’s their way or the highway. They appear to be more interested in making a sale no matter what the price and do not consider the sellers wishes. It’s a free service for members so what do they have to lose unless they have a sales quota or they receive some type of commission on a sale?

    Thanks for your vote!
    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Feb. 21, 2024

    Worst company in settling claims. It's been a year, one of their customer cut my wife off in her Acadia. My wife was shook up. Traffic was busy. She look at the vehicle quick. At the time she saw a scuff mark. Being nervous she was talked into that she could rub it out. The gentleman worked as detailer at mazda. She believed him and so did the insurance adjuster then when I check the vehicle found that my rim was damaged. Call the adjuster who put me off. Told me to file a claim. I told I asked him to send a adjuster out to no avail. It was just dropped. My wife's vehicle is a lease vehicle. I had to pay out of pocket! PS TO WHOM IT MAY CONCERN.

    Thanks for your vote!
    Coverage

    Reviewed Feb. 9, 2024

    We had auto insurance on our 1980 trans am starting in 2012. Filed our first claim ever in 2023 and Hagerty has been terrible. Will not pay claim! They have put us thru hell. Do not use this company. This has been the worst experience our my life.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServiceCommunication

    Reviewed Jan. 3, 2024

    I have over 15 years experience being a claims adjuster and the lack of communication from this company needs to be reported. I plan to do so! Accident happened 10/2/23. I have only received 2 calls on the property damage portion. The first in November when I threatened a DOI complaint and the next time was mid December asking if so had completed repairs. My vehicle was a total loss and I just went through my own carrier. Which I advise others to do if able. It should not take this long for a response, even involving further investigation. No letters. No calls. No nothing on status for over 30 days is unacceptable in this industry and for this claim. I truly give grace to adjusters but you have to learn better time and tasks management, or the DOI fines will catch up and leave a company in a real bind!

    Thanks for your vote!
    Verified purchase
    Customer ServiceCommunicationHonesty & Transparency

    Reviewed Dec. 22, 2023

    In past experience with Hagerty claims has always been 10 stars, however recently dealing with Claims Adjuster Clarence ** and Supervisor Michelle ** on the difference between small fire and electrical failure has lead me to filing a complaint with the Attorney General Office. After reading numerous complaints over the past six months, I am noticing the same trend of lack of communications, return calls, finding ways to not pay the claim, first time hearing an adjustor must review the claim at a reputable repair shop before repairs are completed and blatant lies over the entire process. However, I found a case online with Brian Roe taking Hagerty to court in Western or Eastern Kentucky. I am hoping someone has a copy of this complaint with the District Attorney Office to assist me with my claim with Hagerty.

    I have 30 days to respond to the complaint file with the Attorney General Office in Arizona for Hagerty continue efforts to decline my claim stating electrical failure, when this cause of the damages was a fire. As I stated in the past Hagerty was 10 stars with claims and roadside assistance to process your claim if you provide supporting documents from a reputable repair shop. If anyone has any information to support my claim as fire causing the damages, whereas Hagerty changed the wording to "electric failure" would be great to provide to Attorney General office as supporting documents. I am so frustrated with the entire ordeal and now afraid drive my classic vehicles because I know Hagerty new team will find ways to deny the claim. Roe v Hagerty case number Western District of Kentucky 3:2023cv00117 and Eastern District of Kentucky as case number 3:23-cv-00015, filed 03/14/2023.

    Thanks for your vote!
    CoverageStaff

    Reviewed Nov. 2, 2023

    I have a vintage Jaguar E-type that I rented out on Hagerty's DriveShare website. I had multiple issues with the whole experience and I might have to sell my car because of it. In short, the driver who rented out my car ruined the automatic transmission and they are not taking care of the $6,000+ claim. I am looking at hiring a lawyer now to go after Hagerty and maybe the driver, who's based out of state. How can they claim to be an insurance company that doesn't stand behind their own products and rental platforms?

    Thanks for your vote!
    CoveragePriceMaintenanceStaff

    Reviewed Sept. 7, 2023

    This pathetic company does not care about your vehicle, whether you were at fault or not, or whether you recover your property from an accident. I had a very nice antique vehicle and now I have a yard ornament. A very expensive one that these greedy ** would not fork over the money enough to fix it like new from the accident that I was 0%%%% at fault for many witnesses etc.

    These people just want to take your money. That's it, they won't protect jack squat. Maybe if you pay your policy like a good little boy for 40-50 yrs every month on time then maybe these greedy people would consider to think about taking your claim and paying it out so you can recover your property. But by that time you will have paid these greedy greedy people thousands of dollars beyond whatever value you have lost through their disgusting fees. So there you go. That's the only scenario I could even remotely imagine a situation in which someone recovers their property. They are greedy beyond words. The slimiest most repulsive vomitus type of people known to any life form in the known universe or multiverse. They need to be smited and go bankrupt so they can taste a loss even close to what I lost because of their negligence.

    Thanks for your vote!
    Customer ServiceCoverageRefunds & PayoutsStaff

    Reviewed Aug. 2, 2023

    Adjusters would not return calls. Adjusters don't want to pay out claims even when it's clear in the police crash report their insurance is at fault.. Florida Ride or Die magazine gives this insurance company 0 star review on customer service. We will be publishing a 65 thousand copy article on our experience and publish it to our millions of viewers. JEFF AND RACHEAL AT THE CLAIMS DEPARTMENT ARE VERY UNPROFESSIONAL.. WE HAVE HIRED AN ATTORNEY.. NEVER TRY TO DEAL WITH THESE PEOPLE. HIRE AN ATTORNEY.

    Thanks for your vote!
    Customer ServicePunctuality & Speed

    Reviewed July 15, 2023

    Adjuster wouldn't return calls until supervisor was contacted. Was told someone would take a look at my car on Tuesday and they did but was not told he takes pictures and sends info to someone else who writes estimate and after 5 days still waiting for that to be done. Estimate of damage is being written by someone who doesn't even see the car in person.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServiceCoverageTechPriceRefunds & PayoutsStaff

    Reviewed June 5, 2023

    I have had Hagerty Insurance for my classic car collection for approximately 20 years. I recently filed claims after I received hail storm damage to several vehicles. Hagerty has very nice phone representatives, but they are not informed nor do they have any technical information and can only assist with basic questions. The personnel with some authority to make decisions are the adjusters, but they are nearly impossible to get a hold of, don’t return phone calls or emails. I called and left Messages 5 times before I was finally able to speak to an actual adjuster licensed in my state. The adjuster referred me to a third party called Specialized Claims Synergy. This company is contracted by Hagerty to write appraisals. Well they low balled all of my repairs to my vehicles and issued little checks.

    When I inquired they, Hagerty informed me that it was only meant to get me started on my repairs that were 3 to 14x more than the estimate. The cars are in shops and supplements were written but never paid. I am paying daily storage fees at these shops while Hagerty continues to refer me to the third party SCS for resolution. SCS continues to refer me to Hagerty. Nothing has gotten done and it’s over a month since appraisals and damaging event. I pay insurance for protection. The protection is not there, the service is not there and quality is most definitely not there. It is NOT okay for me to pay for insurance for decades and then when something finally happens and I need them to do what is agreed for them to walk away. Stated value apparently has no meaning except for Hagerty to have a baseline to charge you premiums. I am most certainly going to file a formal complaint with in my state and go further if necessary.

    Thanks for your vote!
    Loading more reviews...

    Hagerty Company Information

    Company Name:
    Hagerty
    Year Founded:
    1984
    Address:
    P.O. Box 1303
    City:
    Traverse City
    State/Province:
    MI
    Postal Code:
    49685-1303
    Country:
    United States
    Website:
    www.hagerty.com