TitleMax Reviews

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About TitleMax

TitleMax is one of the largest title lending companies in the nation, offering car and motorcycle title loans at competitive rates. It strives to provide a superior level of customer service as it helps thousands of people get the cash they need with a title loan. The company has thousands of convenient locations.

Pros
  • Receive up to $10,000
  • Get funds in as little as 30 minutes
  • No bank account required
  • No credit score requirements
Cons
  • Pawns only available in Georgia
  • Loans only available in 14 states

Featured Reviews

Wilmington, DE
Verified purchase
When I reached out to TitleMax, they helped me that day. Their overall lending process was really smooth and fast. I even paid that debt back off. My lending officer ... was reall...

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Oro Valley, AZ
Verified purchase
TitleMax's lending process was great and took about half an hour. Erica, the rep, helped me a lot and answered all my questions, which was why I’m happy with it. It was a great ex...

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TitleMax title loans

TitleMax car and motorcycle title loans are available in 14 states. Unlike many other loan options, you don’t need a good credit score or a bank account to qualify for a title loan. While the loan qualifications differ by state, the basic TitleMax title loan requirements include:

  • A paid-off car or motorcycle with the title in your name
  • Proof of income
  • A government-issued ID

All makes and models of cars are eligible as collateral, and you get to keep your car while you pay off the balance of your loan.

To find out how much money you’re eligible for, you need to provide basic information about your vehicle, including the year, make and model.

TitleMax prides itself on getting you the cash you need as quickly as possible. You can get your title loan funds in as little as 30 minutes or within one business day. TitleMax bases your loan amount on the following factors:

  • State regulations
  • How much you need
  • The value of your vehicle

Depending on your state of residence, you could receive up to $10,000.

» MORE:Best personal loan companies

TitleMax personal loans

TitleMax offers personal loans up to $2,500. These are unsecured loans, so while they’re typically for small amounts, you can apply for them without collateral. To apply for a TitleMax personal loan, visit its website and fill out the personal loan application with the following information:

  • Name
  • Cell phone number
  • ZIP code
  • Email address

TitleMax interest rates

TitleMax charges varying interest rates depending on your state of residence and the value of your collateral. Interest rates for title loans are typically higher compared to traditional loans because of the quick approval process and lower qualification requirements. It's important to review all associated costs before taking out a loan.

TitleMax FAQ

Where is TitleMax available?

TitleMax is available in the following 14 states:

  • Alabama
  • Arizona
  • Delaware
  • Georgia
  • Idaho
  • Kansas
  • Mississippi
  • Missouri
  • Nevada
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Wisconsin

TitleMax also has over 900 physical locations in 14 different states. TitleMax no longer originates new loans in California, Illinois, New Mexico or Virginia, but continues to service existing loans.

How much can you borrow from TitleMax?

You could be eligible to borrow up to $10,000 from TitleMax, depending on your state of residence. Familiarize yourself with your state’s title loan regulations to find out how large of a loan you can receive.

How long do you have to pay back a TitleMax loan?

TitleMax loan payment plans range from 30 days to several months, depending on your loan contract. TitleMax’s loan specialists work with you to create a payment plan that fits your financial needs.

Can I refinance my loan with TitleMax?

Yes, TitleMax offers loan refinancing services for title loans. It generally will refinance any loan that already has 20% of principal paid.

What happens if you default on a TitleMax title loan?

Defaulting on a TitleMax loan could result in repossession of your vehicle.

Does TitleMax check your credit?

Yes, TitleMax looks into your credit before offering you a title loan, but the company states on its website that customers with bad credit are still eligible to receive funds.

Is TitleMax legit?

Yes, TitleMax is one of the largest lending companies in the nation. The loan company processes applications quickly and disburses funds within one business day, which is helpful for people who need money to handle an emergency expense. It serves thousands of customers every day. If you need cash and fit all of its criteria, check out TitleMax’s website to apply for a personal or title loan.

TitleMax Reviews

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    2 featured reviews
    How do I know I can trust these reviews about TitleMax?
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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed April 23, 2026

    I previously had a loan before TitleMax and this is my third time with them. Initially, I noticed them around the area and decided to stop by. So far, I have gone to three different locations and each location was pleasant. They are very good with keeping communication and providing all the information that you need moving forward.

    Usually when I go into the office, I'm able to get serviced right away, even during the process of my payoff. I went to the Homewood location and their rep, Sulez, was the one who did my original loan and she was the one who I spoke with over the phone when I was ready to pay off. She made sure she provided all the correct information as far as if I pay with a card versus I pay with cash. Doing the pay off was very easy and quick. The third time, I did my application online, so when I got into the store location, all the rep did was go take pictures and wait on the approval. With TitleMax, it's a real painless process. If anyone is in a bind and need to access some quick funds, that would be the way to go.

    Thanks for your vote!
    TitleMax
    Response from TitleMax

    We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

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      Verified purchase
      TechPunctuality & SpeedRefunds & PayoutsStaffLoan Process

      Reviewed March 6, 2026

      I’ve seen TitleMax and heard about them and then, I needed it all of a sudden. I checked it out and now, I’m a repeat customer. I got a car title loan and the process went smoothly. It took about 30 minutes and that’s on the high side. One time, it was probably a little longer only because I needed a loan before I got the title back. The reps were able to do it, it's just that they had to figure out what to do and how to do it. But other than that, I wasn't upset or mad. The money was directly deposited into my bank and I’m happy. I’m unhappy when I have to pay it back, but it is what it is. It's not that I don't have credit, it's just that I have no money when I need it. And as a contractor, sometimes I need a cash advance to pay for certain things and it helps me get through to the next job we're doing.

      It’s a two-hour drive from there and one time, I left my wallet at home. I was thinking that the reps knew me and took my picture every time, so I was upset that they couldn’t rely on my photo and my previous transactions. It’s probably a safety measure, but nobody looks like me and I tend to stand out because I make myself presentable and personable. Other than that, it was just that one time. I'd recommend TitleMax to other people who wish they could get some money right now and they don’t have any money to bank. They own a vehicle and have the title to it, so they can get a title loan. It's for 30 days. It's quick, but don't go for the maximum that TitleMax could give because they have to pay it back. Don't make it to where they got to hide their vehicle because the repo guys are good and will find it.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      Thank you for taking the time to share. Your review means a lot to our team!

      Verified purchase
      PriceStaffBillingLoan ProcessRates

      Reviewed Feb. 27, 2026

      I've worked with TitleMax before and when I got behind big time with the payments, they came and got my truck. I talked to somebody else at TitleMax that was up in management and he knocked a significant portion of the pavement off. So, I was able to get my truck back. A couple of weeks ago, I was in a crunch and I went out there again. I didn't think I was going to be able to get anything because of what happened before, but it seemed not to be a problem. The rep who helped me out was excellent. Her name was Asia and I was impressed with her overall demeanor. She was professional but personable. It was refreshing.

      From the time I went in and to her coming out there, taking pictures of the vehicle and getting the VIN number, and all the other stuff, it took 30 minutes. And the funding, she asked me, if I had any type of debit card that I could have it put on. If not, I would have to go to a Western Union or some other company. They charge you for cashing the check. So she was able to put it on my PayPal card and I got it in no time. The service was on point, too because at the time, my power got turned off and I needed it back on. I went to them, thought I needed more, and they couldn't give me more, but it turned out, the amount that I got was the exact amount that I needed. That was amazing.

      TitleMax is like a pawn shop. So if you need to go with them, do it. But when it's time to pay them back, you need to pay them back because there are no surprises. Everything that you pay, if you pay the minimum payment, you pay another interest, and you still hadn't paid on the loan. So that's what it is, and as long as you know what you're getting into, I’d recommend anybody to them.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      Thank you for sharing! Our team members work very hard to understand and meet our customers’ needs, and we are glad you had an outstanding experience at TitleMax.

      Verified purchase
      Customer ServiceCoverageSales & MarketingOnline & AppMaintenanceStaffLoan ProcessRates

      Reviewed Feb. 25, 2026

      I read about Titlemax online, but everything online didn't end up going anywhere where it should. The website didn't lead me anywhere. I'm not sure why, but it seems like scammers are ghosting it so a lot of people don't realize what's a scam and what's not. By the time people start realizing that it might not be a scam, it doesn't go anywhere. They do that because that's what their job is, so people end up getting a bad taste in their mouth and then they put it off. I didn't know my experience with Titlemax was gonna turn out to be a positive thing until I had to pay fines at a local court in Pacific. Thanks to Titlemax's local offices and the company putting advertisement out and me seeing it, which is unusual, I realized there was a store in my local town. I thought it was an online-only thing. I didn't realize Titlemax had local stores until I accidentally came across the address when I searched and the Google thing came up in Maps.

      Titlemax's lending process was the best I've ever had, and even when I didn't realize it, they were there, making sure I had a good experience no matter what. They did great on problem solving and they made sure any problem that could happen, it would be all right and they would fix it or they would get me on the way to fixing it no matter what. I never thought that I was ever gonna have anything bad. Even if I defaulted or messed up, I was still made to think that it was gonna be all right, and I had options.

      The individual lady at the Titlemax office in Pacific Missouri is one of the company's best managers. I would have her as their spokesperson of what kind of manager they would wanna have for the best of the company because she does above and beyond on her own time. She goes out of her way personally to make sure that every customer of Titlemax feels good. She even calls customers extra. One would think, “Oh, why are they calling?” but one won't even think about that when she calls. Why? Because she doesn't even give people a chance to. People already feel good just by her greeting. I've had a lot of loans and dealt with a lot of lending companies, and that was by far the best. Titlemax is the most positive I've ever had. I would rate them the best I could give and then add a little more to it. I would also tell people that they would be stupid not to go to Titlemax.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      Thank you! Let us know if we can help with anything in the future.

      Verified purchase
      Customer ServicePunctuality & SpeedStaffBillingLoan Process

      Reviewed Feb. 23, 2026

      I did a title loan with TitleMax because of the way I was explained by my sister, that it was an easy process and it was quick to get the loan, and that was accurate. Maria, the rep I dealt with, was good, but I didn't get the full information from her and I feel like I'm tied into something now that I wish I would have asked more questions. TitleMax had her on a conference call, so she couldn't answer too much stuff because she was trying to help me out plus do a conference call at the same time. I was helped, but before Maria could try to answer my question if I can pay the loan off in the next two or three months without having to pay for the next three or four years, the conference call that she had on the computer was also asking her a question at the same time.

      I was saying stuff twice, but I'm not gonna put the fault on Maria. She was a good person to work with. It's just the conference call interrupted us. If the conference call wasn't involved that time that I went, I'm sure she would have answered more of my questions, but I ended up looking it up. Overall, I had an awesome experience. If someone needs a little extra for bills to pay or something that happens, I suggest they go to TitleMax but make sure to read the fine print and pay on time so they won't get behind. I needed the money and I used it. I will be paying the money back early.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      Thank you for taking the time to share. Your review means a lot to our team!

      Customer ServiceStaffBilling

      Reviewed May 9, 2026

      On 5-6-2026, I was stuck at work all day, because I changed my phone number, I could not verify my account to pay online. So I called Brandi, at the Riverdale ut Title Max, she is always so polite and professional over the phone and in person. Thanks to her help and understanding, I was able to take care of my payment. She is one of the best Gals at the Riverdale location. I have talked to her many, many times and she is always so sweet. I actually have not been able to make it in.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      We’re so glad you enjoyed your time at your local TitleMax!

      Loan Process

      Reviewed May 8, 2026

      It's great but I don't have title to put up but I am loan.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Contract & TermsTechStaffLoan Process

      Reviewed May 8, 2026

      I have had several Title Max loans throughout the years, and I have been VERY satisfied with their evaluation of my cars and they were very helpful when I needed additional information involving my loan agreement(s). I, personally, have used the Title Max located at 48th Street and Warner Rd., 85044 and would highly recommend them. The Staff always has been professional and willing to discuss whatever issue you may encounter while doing business with them as your loan provider. jyh

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      Staff

      Reviewed May 7, 2026

      My experience with TitleMax was great. Temeika at the 4671 Riverdale location was so friendly and she made the process easy. She showed me exactly what I was supposed to do and she was considerate of my time.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Verified purchase
      StaffLoan Process

      Reviewed May 6, 2026

      I borrowed money from TitleMax through a title loan. The whole process was all right. It took about a couple of hours. I had a good interaction with the rep who assisted me.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      Thanks for choosing TitleMax! We appreciate you.

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      TitleMax Company Information

      Social media:
      Company Name:
      TitleMax
      Year Founded:
      1998
      Website:
      www.titlemax.com

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