Mid-Atlantic Finance Company Reviews

I feel I was taken advantage of by a person named Jeff. Who wouldn't give me his last name. I lost my job and missed a few payments but kept in contact with the company to keep them aware of my situation. Mind you too! I DID not ask for this company to take over my loan or to have my loan transferred out of state. This was done without my authorization. And when I asked not to be transferred to another company. I was told, "it's too late, that's just how it is?"

We have a car financed with Mid-Atlantic and in the beginning of December we advised them that due to medical problems and other problems we were no longer able to afford the vehicle. We followed everything they requested so they could come and get the vehicle on a voluntary repo. We talked to our account manager Naomi and she has been extremely rude, mean, uncaring and at times threatening. In the last three weeks we have gotten phone calls from them but when we try to answer they hang up immediately. It appears that they just dial our number and hang up so they can say they called us. The vehicle had mechanical issues which are now fixed and after three months of non-payment they still have not picked up the vehicle.

I got this car on 07 Dec 13. Really loved the car. Now I can't pay the car note because every time I turn around I am spending money to make the car run. 403.00 wheel bearing, AC/HEAT 200.00, on and on on on on. They called my job 5 times in one day and I got in trouble!

Mid-Atlantic Finance Ripoff Bad Accounting and Bad Customer Service - Miami Florida. Purchased a vehicle on a Buy Here Pay Here due to low credit score. After a year making payments, Mid-Atlantic got in the picture by purchasing the loan from the dealer I had purchased my car from. It was a mission for them to finally credit our account on payments paid directly to the dealership during that was just the beginning. Sadly enough and undergoing major financial difficulties Mid-Atlantic Financial Repossessed my vehicle with a Past Due since 11-05 and final payment of $580. Out of the $580, I had made a payment on 12-13 of 250 dollars in which I received a confirmation for the payment.

Mid Atlantic bought my remaining payments, in September it didn't show my last payment I had made and I constantly called them and they would not listen. They said someone would call me back and they never did. I know for a fact how many payments I had left and they just argued with me that I owe that amount of money. I had 6 months left and I knew exactly when my last payment was due, so I know I was right, but after 3 months of fighting them I gave in to get it over with, then I read that they have done this to other people too!! I am so mad that they can get away with this.. Please investigate this company!!! I know I have rights here, but I don't know what to do!!

Why did these people buy my account? I'm a struggling single mother of three children and they won't even work with me! I explained to the account manager that I get paid this coming Thursday, and will pay the 2 payments that are past due. I was willing to pay the next 2 payments on Nov. 21st. If they can't work with me, then the manager would not hear of it. Beware! They do not give a damn about their clients!!!

Mid-Atlantic calls several times a day wanting me to commit to a payment arrangement. I cannot possibly do that when I have no idea when my money is coming.

I would never go through this company again. My whole loan was a hassle with them. They would let the payment I made sit in the bank and I would be charged late fees. I finally made my last payment online and called them to have my title sent to me. A few weeks later I was very surprised to see my car had been towed. It was repossessed because they refused the final payment online!! I called the next morning and was told I couldn't make the finally payment online. The final payment had to be made by MoneyGram!! I had no notice nor was I ever told this. I had to pay towing fees to both Mid-Atlantic and the tow company!! It cost me $700 extra!! I feel like I have been scammed somehow but at least I got my ride back. What a nightmare!!

I bought a vehicle from a local dealer back in October 2012. I had set up automatic payments with them since day 1. I was never late on a payment or missed a payment. Well, this dealer closed and sold my loan to Mid Atlantic Finance Co. Had I known this would happen, I would have never bought the car in the first place. Mid Atlantic Finance is the WORST finance company out there. Early June, I got three letters from Mid Atlantic Finance Co. It was a payment booklet, insurance verification and general info and disclosures. When I got my loan, I got it for 30 payments and the booklet was continuing in that sequence with my next payment being in June. Nothing changed which was okay. I was not happy that they charge $6 to make a payment online via ACH or you can mail in your payment which I find quite inconvenient.

I sold the contract to Mid-Atlantic about a year ago. They have been holding on to a bonus pool check since January 17. I have talked to a few gals there for the last 3 weeks and still no answers. What a rip off. Now when my customer owed them money, they called two and three times a day, sometimes even while working, to get their money. So this is what I did and, lo and behold, I still have no answer. What a company! If I were to run my business like this, I would not have been able to keep my doors open for the 12+ years. Just looking for answers!

The company stalked daily inside and outside consumers' homes violently, demanding keys and extra side jobs with exorbitant bills. They also stole, attempted to assault a person and file suit at them for injury. I moved and got out of there. However, they seem to view the consumers as their personal extra income or target of their personal anger only when they are not putting them down or laughing at them. There are a lot of elderly people there whom they regularly take advantage of and some elderly who get involved with them to take advantage of the other.