LowerMyBills.com Reviews

The process with LowerMyBills was good. It's fast, easy and straightforward. I'm very satisfied with the lender they matched me with.

The LowerMyBills website was fairly easy to navigate. The knowledge of the reps was good, too. It just happened to be a little too late. I already found a lender before they contacted me.

I went with Rocket Mortgage and the process was fast. My loan officer did a great job, and we got going. Everything is automated the way that they go about doing it. They kept me up to date with all the documents we had to do. I've done a number of purchases and refinances previously, and this was the fastest. In almost a two-week period, I completed a refinance. We just closed yesterday. I was looking to get a lower interest rate with the refinance and not really looking to saving any money in terms of monthly premium, but overall, on the term of the loan, I am saving in interest savings. LowerMyBills did a great job.

Navigating the LowerMyBills.com website was very easy. Also, I worked with Rocket Mortgage directly, and I felt good about it.

I did the process online and it was pretty easy. I’m satisfied.

They were able to find me a lender. It was done in a week. It was super fast and easy.

I borrowed money against my house, and everything went smooth on it. I used the same lender I’ve been using, and they were so fast when I started. I was curious and looked on the internet, and before I could get off the internet, they were already calling me on the phone and wanted to help me. A few minutes later, I had somebody from the same company I was already with telling me they had to redo my loan then it was done.

The website flowed really well. I was contacted within 24 hours and they were very professional. I explained to the gentleman that I had just refinanced through Rocket Mortgage and did not need to refinance again.

It wasn't that great with LowerMyBills. It’s almost bait and switch, so I won't use it ever again or recommend it. You're looking for directives, and it just gives you a list of vendors. I was barraged with phone calls where I had to block 90% of them.

LowerMyBills was one of those things that came up from one of my social media and I clicked on it. They called me and the next thing I knew, I refinanced. It was very easy navigating their site.

I just finished refinancing my house with Rocket Mortgage through LowerMyBills, and I'm satisfied.

I used the LowerMyBills website and talked to somebody through Rocket Mortgage. I already had a good rate, but they got even lower and that was great. Overall, it was a good experience. Everything was done in a timely manner. Professional.

In your qualifications I answered yes, they call and pull my credit report and say I need to wait another year, if you already knew, why pull my report first?... Is anybody reading those answers? I think not.

Navigating the form was good and it was very efficient. I was very pleased with the whole process with LowerMyBills. Everybody was solid and had a part. It worked out quite well.

It just keeps opening page after page. I had no help. I'm in desperate need of help. My husband passed a year ago. I have taxes due plus I need tires and inspected and my light bill is 749.00 and my fire and ambulance fee is due. I just wanna go to sleep and never wake up.

LowerMyBills seemed like they were willing to help and their website was pretty easy. But I never really used them. Things started happening in my favor financially. Nonetheless, it's a better company than most. If I was really strapped, I would definitely be back there.

Dealing with the rep at LowerMyBills was excellent. The experience was great and it worked for me.

Refinancing with LowerMyBills was easy. The process was pretty streamlined. Everything was automated. The representatives are all professional. The only thing is how they come to the value of your property. It would be good if they could show you how they come to certain numbers. Other than that, they communicated well, they weren't real pushy, but they did hold me accountable to getting documents in and making sure I get all the necessary things in order.

I immediately got a phone call from LowerMyBills even before I got off the website. I was inquiring bout a home refi and it was so fast that it was even funny. Dealing with them was like getting shoved down my throat and the immediate phone call turned me off right away. It was like they were monitoring my response online. I walked away and went back to my mortgage provider and went for a refinance through them.

I responded to an ad for the homeowners government stimulus. The ad said nothing about "refinance", but that's what it turned out to be. The information I provided was used by many loan companies to harass me about refinancing. The ad was misleading, if not fraudulent. LowerMyBills ads are absolutely obnoxious, with characters dancing, multicolored articles quivering, etc. I minimize my screen every time to avoid them.

My wife sent me one link a couple of weeks ago that said LowerMyBills because it had to do with senior citizens. I will be 65 and it was on how to deal with a bunch of ways people can save, and LowerMyBills was one of the things in there. I ended up clicking on it and very quickly ended up on Rocket Mortgage where I remember getting it. LowerMyBills works for me. We're not completely finished yet but it's been okay so far.

Y’all called me. Said that the government was going to help with my electric bill that they were going to pay 40% of my bill. To me it sounded good since my wife is disabled and I’m the only one working but the person seen my work truck and seen that I was in the air conditioning field. Pretty much asked me if that was my truck. I told him yes. Ask me about my insulation in my attic. I told him I blew in a bunch. It was was deep. Then he said he had nothing for me so how does that mean that the government was going to help me with my bills.

LowerMyBills should have more disclosure on the after-fees. When you're refinancing, they don't tell you that they're going to tack on another 7,000 towards the end because of the title search and all those other little fees. That needs to be brought to people from the beginning, not when you've already made a decision and has gone through the process, and then you find out at the end when you get your disclosure sheet. But the experience was very easy and they made it comfortable for me.

LowerMyBills did really well. I got to lock down a 2.25% rate, so that's hard to beat. I was able to drop my percentage point by another whole percentage point.

This offers no difference than choosing a company to do your refinance. That is, I found the experience less than what I expected based on what the offer stated. Because I'm doing a renovation in the attached apartment of my duplex, I would have to go through the same process as if I chose my own mortgage company. In fact, the company/person I was (am still) going with, told me upfront that I'd have to finish the renovation before I could refinance.

The whole process took about two and a half weeks and I was done. It was very simple. Everything was fine.

It was a smooth process and they were very easy to work with. They did some online questions. They sent the information to some of the lenders and matched me to one that way.

I just got a rough estimate on refinancing my house from LowerMyBills. They sent me information over my phone and I contacted them back to see if I can save money off of my mortgage payment. The estimate was comparable to a couple of other ones. I spoke to an agent briefly and for the most part, he was knowledgeable.

The site was very user-friendly.

Stop trying to trick people into doing a refinance. The only way to lower an interest rate or take cash out of your loan is simply doing a refinance. Remove my number from the call list immediately. Thanks.

My experience with LowerMyBills was helpful. I learned a little. They gave me a lower quote and I recommend others look into them.

We wanted a better rate and we were able to get refied quickly and easily.

I had a good experience with LowerMyBills. I went through Quicken Loans and refinanced my mortgage, and they got me down a whole point. Everything's great.

I was looking at changing my mortgage from an FHA to a conventional. I was more interested in shortening the terms a little bit, and the girl I spoke to was a big help. Everybody else had to deal with package mortgages. Apparently, she was an underwriter and she could set the terms of the mortgage. She called me in every step of the way and it went straight through. She got me into 20 months, dropping down from 4.5 to 3.5. The person showed up at the house. Read through the papers. We signed them. My payment went down too. It worked out for the best for me.

Navigating the website was easy. Working with LowerMyBills took me to Quicken Loans and I've already had loans with them. That's who I went through this time as well and it worked fine.

I wasn't looking for a lender, but the ad from LowerMyBills sent me back around to Quicken who I was already refinanced with. The ad was misleading because it said Biden was on a roll and I wanted to see what kind of crap that was all about. Apart from that, the guys from Quicken were great. They've been great the last two times I've refinanced with them as well. They've been very helpful and very fast about everything.

The reps were nice, helpful and precise in what they need you to get. They were easy to work with. I'm totally satisfied with the service an d people should use LowerMyBills. It works well.

LowerMyBills got me connected with Quicken Loans and I ended up refinancing my home through there. It was seamless. However, I didn't know what the services were. After going through it, it seemed to me that their service is to connect me right to another provider. When I clicked on it, I wasn't sure what I was getting into. That part could have been a bit more clear. But the ad was interesting enough to get me to click on it.

The online process at LowerMyBills went great. The only issue I had was that the closing costs were higher than what they quoted me.

LowerMyBills was great. I just punched a couple of buttons and that was it. Navigating was easy.

When I was filling out the form, my main concern was my information, email or whatever, being sold out there for other people to call me. But I only heard from Quicken and then that was it. I plugged that stuff in and then all of a sudden, I heard from a young lady from Quicken and she quickly followed up on it. And in less than an hour, she had me approved for what we were trying to do. The only thing that I did not like is the advertisement on YouTube was misleading because it said something about the federal government and offering relief, but the federal government wasn't involved in it at all. It says if you haven't missed the payment in six months and you owe less than $350,362 and some change, then you need to follow up with this from the Feds. But nothing happened that was negative. Quicken Loans did everything with me fine. They had their own notary come to my home, we signed all the right paperwork, and we have already closed.

I went through LowerMyBills' website two months ago. I just ended up refinancing my home with Quicken Loans but I never saw anything in part of the process that would seem to be like a government program. I was so confused. A week ago, I tried to do LowerMyBills again just to make sure if this was a Quicken Loans thing or if it was actually a government aid thing. When I went through the whole website process, it took me to Quicken Loans again.

The lending process was quick and efficient. The total duration took under a week. I spoke with customer service several times and they were very prompt and efficient. With LowerMyBills, there was an overall financial review of everything to try to look at opportunities to reduce.

Every once in a while, stuff would pop up on the computer and I would check it out. It’s like tricky questions. If you fill out a survey, then the hawks come out and they feed on you. LowerMyBills led me to Quicken Loans. It was something that was about helping veterans pay off their homes quicker. Their website was okay.

The service through LowerMyBills was great. We had looked with our current mortgage provider and the interest rate was pretty comparable. I was pretty happy with everything.

I was curious about lowering payments and ended up with LowerMyBills. The experience altogether was fairly easy.

I was just looking around to see what this company could do because I was thinking about my bills, and who wouldn’t want to lower one's bills? I answered a couple of questions and then stopped. It would be beneficial especially for people with high bills and those who don’t have a lot of recurrent charges and things out there.

The option LowerMyBills provided me was charging me $9,000 in fees for processing my loan. It was about $8,000 over the bank that I'm going through. It was way overpriced.

I got through LowerMyBills' site pretty well and I'm not even computer savvy. They helped me get my mortgage lowered, so I’m definitely satisfied. Using an online lender was definitely faster than a normal lender because they had all the information already. I had a good experience with this company.

Navigating their website was easy. They were quick to respond and they got me to a lender. It was Quicken Loans that I went through.

I needed to do a refinance. As soon as I filled out things at LowerMyBills, a guy from Quicken Loans called me. It worked out perfectly.

Refinancing my home was pretty simple. I got a better interest by going through them. They lowered my house payment.

Enrolling with LowerMyBills was easy - just a few questions I had to fill out. I like that they did all the hard work for me. They gave me an estimate that I was happy with. But then, they transferred me to Quicken Loans.

There were little hiccups about their site not updating in a timely fashion. They have a dashboard. Once you start your process, you create a little account and you track all your stuff electronically. I'd be told by the agent, “You need to go to your dashboard and do this.” Then, it would take a day to update. So, it wasn't the immediate response. It was confusing. But in talking with them, it was just a delay in the fact that the information was put in the system and it took a while to update. Other than that, I’m greatly satisfied with their service so far.

The LowerMyBills form was simple. That was the easiest thing I ever did and everything worked.

We were trying to find a lower interest rate on our house note. I just clicked on a link through Tiktok and Quicken Loans contacted me. They communicated well and that was what we were looking for.

I clicked on an Instagram and then before I knew it, Rocket Mortgage had called me. It was good. It was a five-second situation.

We were going deeper and deeper into debt and the only way we were keeping our head above the water was by charging things to our credit cards. We did LowerMyBills and they saved us on a monthly basis. It was around $700 where we were no longer going backwards. It prevented us from going deeper into debt. It was easy navigating their website. Otherwise, I wouldn't have endured through it.

I had a good experience with their reps.

Navigating their form is a pretty easy process and everything is set up pretty adequate for what needs to be done.

I went through LowerMyBills.com looking to refinance my home and I used Quicken. It went pretty fast. I was surprised. Mark, the guy that I worked with, was great. He took my texts and phone calls and was supportive through the whole thing. However, talking with different people and trying to stay on the same page got a little complicated and a little confusing at times. I had to reschedule my closing three times but that was trying to get all the paperwork right and everything in place so it wasn't anyone's particular fault. I have already referred someone to use the same person that I did.

The guaranteed interest rate was supposed to go down if interest rate lower. Interest rate continued to go down. I have not received a notification of interest rate adjustment nor have I received a hard copy of all signed closing paperwork. The only information I have received is that my loan has been sold. Mary **

I wasn't on the forms very long, but navigating them was easy. I also didn't expect it to go anywhere, but LowerMyBills called me immediately. It was five seconds after I hit submit and within another 10 seconds, they connected me to a mortgage lender and I ended up refinancing my mortgage. Being able to look at potential mortgage rates prior to entering my information would be nice, but other than that, I'm very satisfied.

Young lady stopped by my house from your company and we set up an appointment to have your team come by and evaluate me for the solar panels. No one ever called or showed up! Pitiful customer service.

I had heavy credit card debt and I went with LowerMyBills because of the fast response and the ease of the whole process. It was all done by email and it was great for me. Navigating the form in the website was easy too. That's one of the things that I liked about it. So far, so good.

Lower My Bills did an outstanding job. They gave me the best price, and the process flowed pretty smoothly. When I found some discrepancy on the loan, I talked to one of the managers and he cleaned it all up. The service was fast and easy, and it worked out great. I would recommend them to other people.

The thing I don't like about the LowerMyBills website is I end up with a lot of offers. If I get to navigating around, I get a bunch of people contacting me afterwards either by email or by phone call. I want to reach out to whomever and offer me something on the website, and then I will reach out to them. In finding a lender that suited my needs, somehow, I landed with Quicken Loans.

I keep getting emails from them about different services they have. There were 2 places where you can unsubscribe. I tried them both. It sent you to another page of spam. Finally figured out how to block their email address on my iPhone.

NEVER use this company! LowerMyBills can suck it! And please vote blue in 2020!

I received an email this evening from lowermybills.com that was soliciting me. It is fine to spam me but to put in the subject line "Confirmation" so I will open it and to see the www.lowermybills.com advertisement in the place of an email confirmation for something important was extremely frustrating and time consuming. They wasted my limited time with unattractive phishing to my email that I will not even waste my time reading.

They want your Phone Number so ALL their clients can call you. I used the site years ago and it was very helpful to me to compare cell phone company plans and costs also car Insurance. They NEVER called and all the companies and costs came up on your screen, so you yourself could decide which company you wanted to call. Excellent! But, that's not what is happening now!It says it's private and secure but not from what I have now read from other people, going back to 2015! I refused to give my phone number and that ended it all! It's nothing but a SCAM now and they are ruining people's Credit! WHY HAVEN'T THEY BEEN STOPPED??

I want you to stop trying to sell me things that have to do with homes (I don't own one), mortgages for them, windmills for them, cars (I don't own one) and anything else. You are harassing me and I am going to report you if you don't quit.

Company has "come on" promising information instantly just by filling in some information. But, it does not provide information, instantly or otherwise. Rather, after you have provided all the information (which it would never abuse, it says) then it provides you with "partners", i.e. other companies to follow up. No information and, guess what?, these other companies have not promised not to abuse your information! THIS IS A SCAM AND MUST BE SHUT DOWN.

They promised lower payment or rates, but could not match my current mortgage. They could lower the rate by dropping the term and increasing my payment. I was open upfront that those terms would not work. They wasted my time. They also did a credit check and came back with a rating 40 below my actual credit rating (I monitor my credit rating through all 3 major bureaus and know what it is.)

I clicked the link out of curiosity to get a quote on how much I could save, or whether it would be worth my time to refinance. After going through a battery of questions following a deceptively slowing progress meter, and after creating an account, giving an uncomfortable amount of personal information, I (like everybody) was taken to a page with a link for Quicken Loans with a display of "999,99". Seriously? 999,99? What does that even mean? 1K saved? To make matters worse, following the Quicken Loans link (or the Rocket Loans link) leads to the exact same set of questions. This is false advertising, fraud, deceptive information gathering at its worst. On the bright side: I was only informed of this because Facebook was forced to give me the option to disable targeted advertising. I am not getting a glimpse at the dark underbelly of that platform.

Didn't complete the application on their website and daily nightmare started. Call from mortgage company, solar company, robots. Taper down to handful of time a week 3 years after visiting their website. Life changing experience.

I clicked on the HARP ad to learn more. Before the website loaded Quicken Loans was calling me. They started asking me questions about the web page which had not even loaded. Really creepy! Basically this website does not give HARP information, it is a sales tool to get leads for Quicken Loans.

Not only are they scammers... but now they have stooped to paying spammers to send out their false advertising to millions, filling your mail box with unwanted, not asked for spam. Don't ever do business with a company that sends spam... it's a sign!!!

This company advertises false information. Their ad states Obama's refi program has no costs or fees with the loan. Once you give your information various companies bombard you with calls and offers. Their loans do have costs up to $10,000 to place loan. I complained and the offer company said everyone has to charge a fee. I informed them the ad specifically states no fees or costs. They said no I would have to pay their fees. LowerMyBills lied to get your info. Scammers.

I applied for a low rate auto loan and it clearly stated they would not pull credit. They sold my info and in the last week I have had 3 hard inquires on my credit which has dropped my score 10 points. SCUMBAG LIARS!!!!

I'm giving them two stars only because I did end up using one of their preferred vendors, Wells Fargo Dealer Services, to refinance my auto loan. When you fill out their application online, your information is sent to all of their vendors in that category and they have permission to run your credit as they see fit. I was bombarded with sales calls for about a month. It was so disruptive to my day.

Noticed the advert and filled in the info today. I was very reluctant to providing the info initially. Thought I give it a try as they promise results and refer to HARP program and Obama, etc. As soon as I enter my phone number, I get a call. The site wants the address and phone number and promises no contact, etc. When I entered the data, I was not given any analysis that helps me decide. On the contrary, I was bombarded with phone calls from mortgage brokers (United Mortgage,. This is UGLY on a Sunday morning. Basically, I received a call every 2 minutes from 972-280-7363. HORRIBLE. In parallel, I received an email from Quicken Loans which seems OK to me as they tell me to call a number if I'm interested, so this is my choice and I can ignore. LowerMyBills is a SCAM.

This degenerate site ended up collecting valid information from me (which, after researching they sell to others) only to lead me to a group of standard lenders I can find on my own easily. And to my major dismay, I find they are owned by Experian, the scumbag worst of the credit reporting agencies (my opinion). What a bunch of low life's. Now I will have to go through numerous unsubscribes and relentless phone calls that only waste my time. Don't fall for this creaton company and complain about Experian (whom which own them) which I have filed a complaint with the FTC against them.

Obviously I was reviewing different insurance companies when a link for LowerMyBills.com popped up. Stupid me, providing some basic information regarding my demographics and the type of vehicles we drive. Yes, I received letters and emails from various insurance companies with different quotes. But just recently I received a denial letter to refinance of all things, my car loan from a company call 1st Investors Financial Services. I contacted them at 1-888-599-1561 to inform them that I didn't request refinancing through them. The representative informed me they received my information from Rate Genius Refinance 1-512-306-6200, which they also denied me based on what the rep verbally told me, but I didn't receive anything from them notifying me of such a decision.

I went through the online process this company offered to get a 15 year fix rate mortgage as the ad claimed to be an "Obama plan" that recommended to get out of a long term financing mortgage. It sounded attractive, especially due to a supposedly online quick process. Tempted to know what my payment would be and if I can finally have hope to reduce my mortgage term, I fell in this dirty trap. At the end of the process they had all my contact information and no numbers, no results for me. Just a whole bunch of lenders ads who started calling me every 5 minutes right away. These scammers sold my information to every company in the planet!!! I feel deeply stupid to become such an easy target. PLEASE DO IT YOURSELF A FAVOR. DON'T TRUST THESE DISGRACEFUL SCAMMERS.

For 3 months now I have been receiving a phone call from this company everyday every 2 hours. I have spoken with numerous so called managers. They all make me a promises that I will be removed my number from their call list and this never happens. The last call I spoke to a floor manager so they said and he hung up on me when I told him to get me off this list NOW!!! I have actually never heard of this company until they started calling me. I have press the #2 so many times I cannot remember, to be removed from their calling list. I have even explained that I have no bills and they still continue to call me.

Responded to a link which came as a result of either an email solicitation or an ad on the net. It had the following enticements: "Oct 2015: Obama Waives Refi Requirement, No Registration, No Login Required to Compare." Sounded simple enough. I owe only $59,000 on my home worth approx. $350,000. My payments are about $1900 a month with only 32 more payments remaining. I knew the current rate available for me based on my credit score. I could have probably done the math myself to see if it was worth the effort.

The LowerMyBills.com website claims to provide information as to the percentage of a residence's value available through provision of a reverse mortgage. Having previously been quoted 50% of current fully paid up property value by Quicken Loans, I was sucked into providing some personal information that I should never have provided and is probably being sold across the web as we speak. It turns out LowerMyBills has absolutely no information on reverse mortgages and is now in a position to cause Identity Theft. The company is run by Matt Coffin, who supposedly lives in Los Angeles. The company needs to be closed for assisting in Identity Theft.

Their ads are outright lies. One. Ad states: Obama lowers Interest Rates. Other ads say: Obama raises debt limits on Reverse Mortgage. Obama has nothing to do with any of this. #2. Ads says "Find out how much money you can get on Reverse Mortgage". They con you into getting your personal information, then sell it to a dozen companies. You get covered up with calls, still no figures from them. Its all one big con. They should be shut down. We'll see about it. You can't mislead people by the thousands. There are hundreds of complaints on the web about them. They do not supply a phone number. That was the first hint something is bad wrong here.

I received a call from a LowerMyBills rep last night. I guess they got my info when I was readying about the TARP program and clicked a link. That's my fault. But who knew it would trigger these idiots to call me constantly. Anyway, the guy had a British accent and was really calm and persistent about how he was going to help me save money by refinancing my home with a variable rate loan. Who in their right mind would take out a variable rate loan two months before the FED is going to raise rates? I'll stick with my - These guys are the same predators that crashed the economy in 07 and our government does nothing to stop them.

I went online to get info about refinancing a truck. LowerMyBills contacted banks on my behalf without my permission to get loans. This affected my credit rating. I never wanted applications sent to anyone.

I read an article about refinancing your house through the HARP program that banks "don't want you to know about" and that they could save me thousands a year on my mortgage payment. Then I clicked a link to see what I qualified for, put in my personal information about the house I wanted, and BAM! My information was immediately sold to who-knows-how-many lenders. Now the phone is ringing off the hook, I'm receiving a bunch of emails, and who knows who all has my personal information. This is ridiculous! STAY AWAY FROM LOWERMYBILLS.COM!!! Of course you can't find a way to contact them. Why would they want to receive complaints, when they know what they are doing is wrong!

Like others on here, I filled out the Facebook form to get a quote on refinancing my mortgage. Similarly, I got immediate calls that lasted some time. However, only once did they connect me with a mortgage person in my area. The lady took all my personal info and said she'd get back to me in 24 hours with a quote. She was also going to email me her contact info immediately after we got off the phone. She never did either! Now, someone out there has my personal info, and I have no way to contact them. I tried calling the number back from which she called, but it goes to some automated voice system that simply cuts you off and doesn't allow you to leave a message or speak to anyone. In addition, I have tried to contact LowerMyBills.com from their website, but there is no phone number to reach them or any way to register a complaint or concern. Stay away! Horrible company that should be put out of business by the U.S. Attorney General.

The ad said it was a free calculator to check out how much you could expect from a reverse mortgage. In the end it was just a list of mortgage companies... ready to pounce. Now I am getting calls from representative of these companies who tell me that they do NOT do reverse mortgages. One guy went too far as to say "reverse mortgages are just for people with very little equity in their home". Great; lie to me right out of the gate, lol. I've had 3 calls so far and it only been about 20 minutes. I can see I'm in for it... lots of phone calls.

This company somehow got my information and is selling it to lots of other companies. I have let them know that I am not ** and I never gave them my cell phone number to call or sell to other companies many times. I never requested information from this company or its partner companies or affiliates. Yet they continue to give my phone number out for telesales. Please get them to stop.

I was trying to compare auto insurance quotes. Still haven't got any. A screen popped up saying I could possibly save money with renters insurance, always interested in saving, clicked. Got re-directed, filled out information that popped up their sponsor sites, but no quotes. If I want a quote, I have to go to the sponsor site and fill out their information. Big circle of no legitimate responses, it seems to me. Just my thoughts. I answered all the questions and have NO results for the effort???

Really wish I had googled this information before putting in my personal information. My complaint is non-stop phone calls from all over the US. Consumers are led to believe you will get an answer after putting in your private information and instead, all you get is immediate harassment and credit checks.

This is a scam. They make you think a quote price will pop up for a couple companies. Not so, they sell your info and you get harassing calls (numerous ones) to sell you auto insurance. Most of these companies are bogus, I haven't even heard of them before. I ended up calling companies and asking to be put on no call list. The ways of business is just not right and anyone afflicted with them (companies), I wouldn't use you ever! If any one company pays these guys you are actually losing potential customers. Be warned, stay far, far, away!

Their web solicitation leaves you to believe they will show you a new calculated rate for a mortgage you qualify for. It does not - it is simply a lead generation website so they can provide your number to lenders who pay them for your number. Then you are inundated with phone calls you don’t want. STAY AWAY FROM THIS MISLEADING WEBSITE. THEY DO NOT PROVED WHAT THEY SAY. THEY SHOULD BE SHUT DOWN.

I went to the LowerMyBills site and they had a link for you to inquire about refinancing your home and with the promise of giving you the rates you'll qualify for. As you enter your personal info they constantly tell you they value your privacy and the info is for them only. As you continue to go thru the pages asking you more and more personal questions, you finally click on the link to get your rates and they inform you that you will be contacted by lenders. They never give you any rate. Next day - 5 calls. Following day - 8. This went on for 2 weeks. I never returned any of the calls. Do not fall for this. This company should be fined for pulling this stunt.

Do Not Fill Out a Request - EVER! - I used my mobile app, seeing their ad on Facebook. Phone rings off the hook, everyone is doing a credit check, killing me.

I submitted my info, then within 2 minutes my phone rang off the wall. It has been a MONTH and I am still fielding calls telling these foreigners that I did NOT apply for a loan. I asked for information. At 18 points a hit my credit score dropped 198 points for the hard inquiries. My AC went out and I would not have found out about my credit score until I needed to finance something. SO due to the hard hits, I am now without AC because of the DRASTIC drop they generated on my credit score!! I should be able to sue, but every number is from another company that purchases info for LMB. They all say they aren't affiliated with LMB. RIGHT, they help perpetuate the fraud by buying the info.

Whatever you do, don't call them! After filling out their form on facebook my phone blew up at the call rate of 20 calls an hour! The stupidest thing I have ever done!

I was promised immediate rate quotes for auto coverage. I trusted the ad because it was on AccuWeather.com and wrongly assumed they would not be party to such deceptive advertising. They are as much to blame. I received no quotes at all and was only redirected to assorted ins. companies. That required the same data I just gave to this scam of a website. Now I am getting constant phone calls from all sorts of companies that want me to provide all the information again, which makes this site completely fraudulent and nothing more than a contact information gathering scheme. I'm just as angry at myself for trusting this site to actually do what it promised. I wish you could sue these scam artist for the time they waste not just in filling out the form but for all the phone calls.

We are looking for ways to refi our home and I sent info that was required but I was reluctant to send. I did not want anyone calling me and no sooner had I pushed send and the phone has been ringing off the hook. I wanted no call but ended up battling smooth talking out-of-work car salesmen who don't understand the word NO. Agggg, what's next!?

I submitted my information on a site to find out about balance transfer rates for a credit card. Providing my phone number to this company was a tremendous mistake. They called several times a day relentlessly. When I finally called them back and told them I did not wish to hear about their services and that I hoped they would please remove me from their call list, they were pushy, rude, and made it impossible to end the conversation - would not remove me from their list. I spoke with a woman by the name of Emily and when she gave me a hard time getting off the phone, her manager Eric was even worse. Unbelievably poor customer service, if they even consider that they have such a thing. I am glad I didn't pursue any serious conversation or communication with these people/company given how extremely unpleasant it was to have the short one we did have.

After opting in to get quotes, you will get about 10-15 phone calls daily that don't end. Do not subscribe to this service, you've been warned! If you're looking for a way to pay off your house and earn money from home, visit the best network marketing tools site out there.

To the people at "LowerMyBills.com": In an advertisement, you create an attention-getting hand, pointing at the lead line, which reads: "DID YOU KNOW, IF YOUR CAR IS OVER 3 YEARS OLD, INSURANCE COMPANIES HOPE YOU DON'T KNOW THIS RIDICULOUSLY EASY TRICK". Then, hoping to learn more, the person clicks on the ad, where no such "trick" or "secret" is revealed - in fact nothing about your claim is mentioned. The person simply engages in another, common rate assessment. This is deliberate deception, blatantly dishonest and dishonorable. The only TRICK is the one you're pulling, and you've been doing it for years.

I signed up for quotes and within 30 seconds my cell phone was blowing up!! I received four phone calls in three minutes. No one left any message. I hope they didn't pull my credit - the website said they wouldn't.

One reading of the offer concerning 'a trick' shows that this organization is using an upper case G for government, which, of course hints that it is the federal government forcing on to buy auto insurance. Actually, there is a choice. You may buy insurance for post a bond. The ad creates a false impression and is based on a lie.

I never asked for you to contact me so stop putting your ads in my face.

Through Facebook's automatic advertising, I received an ad for an instant quote for a refinance with LowerMyBills.com. I have been looking so I made the click. Immediately it asked for information, seemingly harmless, so I proceeded. At the end they asked for a social security number so I clicked out. Thinking, there is no need for a social security number when I am just looking for an instant quote. Now, I am thinking that since I did not finish filling-in the information and the submission, all is well and forgotten. NOT! My phone has been ringing constantly. Seems LowerMyBills.com sells your information to other loan companies from all over the US and they just keep bombarding you with calls. Nowhere on the advertisement did it say that they would sell your information. The site looked as though it was legitimate. It is not! When I complained to the caller, he said that I can take it up with LowerMyBills.com. He is just an innocent party. Right, he bought the information and said so. What a scam. Also, thinking it is time to dump Facebook. They are posting these ads on my wall, without my permission.

After filling in all my info, including my SS#, to get a new refinanced rate, I was redirected to just click on one of the site's sponsoring lenders for more information.

I made the mistake of entering my info on LowerMyBills page. I got nothing (no information from them on the website) in return (no info about rates) but I got several calls from random mortgage brokers for the next week or so. Furthermore today, I got a call from a marketing research company that got my info from LMB. There was no information anywhere that my lead will be sold.

They say learn the trick on getting lower rates if vehicle is more than three year old. No trick is ever revealed; also, minimal info needed to get info. Asking for my age range and city is okay minimal. Each step asks for more info including your date of birth, address, social and your credit score standing. This is not minimal. They share your info with all the auto companies to pull your credit. You get a bunch of calls who say they can't beat my current rate. I'm now on mailing list. Who knows who has my personal info now? My credit rating gets affected when it gets pulled. It's an invitation to criminals to know where you live, what vehicle you drive and how to reach you. All these steps in learn the trick, the trick is on us. We got duped to fill out and provide all our personal, not minimal information.

I asked for detailed personal data about credit and home regarding refinance. I used USAA and government HARP program information to elicit responses. When finally clicking through to their information, two of the four firms they referred me to didn't even exist and I got a yellow warning message about a bad site certificate on a third. I believe this may be a scam to garner personal information for identity theft. I'm really hoping that's not the case.

My credit score dropped 11 points because of three hard inquiries. One Mortgage Corporation had permission to pull my report.

Apparently, I filled something out for a price quote on auto insurance about 6 months ago. I got a call today from customer service asking if I still wanted a quote. I said yes and had some questions. I ended up needing to speak to a floor supervisor named Mara **. They were not only rude to me for asking questions pertaining to whom they would be giving my information to and how many calls I could expect to receive, they assured me only the agent with the lowest quote would contact me (one call only in the next 24 to 72 hours). Within an hour, I had received two calls. I answered the 2nd and they claimed to not have any affiliation with LowerMyBills.com and that he worked for Quote Wizard - that I had requested information from them. I have never even heard of that company and I find it hard to believe that it is a coincidence that I was called by them for an auto quote that LMB had just contacted me about.

I saw the link on Facebook and filled out the information a couple of hours ago. I have received at least 10 phone calls to my cell and home phone. I spoke with the first caller from Quicken Loans and since I pay extra on my mortgage every month, he said it doesn't make sense to refinance, which I agree with. So I just emailed these idiots and told them to remove my information. They better do it. This is annoying as hell. The lenders, none of which I have heard of except Quicken Loans, are crawling out of the woodwork like termites. Do not use this site!

Within seconds of having survey completed, I received a phone call and found out I have the best mortgage deal now and would not benefit from any other option unless I wanted to spend money on points. I received another call within a minute! I was still completing my first call! I was told I would have 20+ companies calling me. I also have been receiving emails. The time consuming task of unsubscribing and calling companies to have my name and number removed is not something I need to do right now. People have work, children, bills, family and other better things to do.

I was interested in determining what the "trick" is to cheap auto insurance if my car is over 3 years old. I started down the rabbit hole. But I quickly decided this was a "come on" and not a valid website to tell me what the "trick" is when page after page kept coming up with requests for more and more of my personal information. They don't need that to tell me what the simple "trick" is. What a rip-off. Companies that buy leads from LowerMyBills.com should be ashamed of themselves!

I made an inquiry and within an hour, I received 8 phone calls and 5 emails from lenders. I found out in the first call that I would not qualify for a loan. This question should have been asked in the sign-up form; it would have saved a lot of calls. I visited the website and there is no form where I can have my name and phone number removed; however, I did send an email requesting my name be removed.

I clicked on a web ad to learn what this simple trick was that would keep my auto insurance company from ripping me off in order to save an average of $455 annually. I got a call within 30 seconds from a LowerMyBills.com lacky, who just shuffled me off to a 21st Century agent. That was it. No tip, no info, nothing. I was just herded like a lamb to slaughter. I am so mad at myself for falling for this ruse. I told 21st Century that their association with these bait and switch artists reflects badly on them.

I am a buyer of mortgage leads through LoanBright. I was considering buying leads from Lower My Bills, so I placed a phony refi request on one of their sites, with a real contact number. Every one in the business knows that you and up to 4 other lenders are supposed to get the lead. Within the first 2 business days, I received 57 phone calls from 9 different lenders. Thank God I used a disposable phone. What was really disturbing was that I received my own phony lead from LoanBright. Now I don't know who to trust or where to buy leads.

Somehow they got a hold of my computer. I have never had a mortgage and never asked or inquired about one, but this company has taken over my computer and made it so I cannot get rid of their page. It keeps coming back. This is crooked and immoral, and someone should stop this company.

I am one of those companies calling the consumer leads. We purchase this mess from LowerMyBills and are told that customers are looking to refinance or purchase homes. What a bunch of false garbage we are getting. I understand why the consumer is so mad. This is a sorry site.

Their online form claims it will show rates based on the information I provide and that they'd respect my privacy. Instead, it showed no rates and generated a barrage of emails and phone calls from sleazy mortgage brokers. It's a pathetic bait and switch. Please don't work with this company or the companies that choose to work with this company for lead generation. I can see why they have 96% of their ratings here are 1-star.

This so-called company has never gotten anyone that my research showed as having helped anyone get a better insurance, mortgage, etc. rates. It looks like they get your personal information and then I fear where it goes from there. Too late, I found out that it was just another scam. But they advertise so much and are supposedly backed by well-known companies. It's easy to scam just about anyone, especially the elderly. I'll will be reporting them to the various consumer protection agencies as well as a warning on the social networks.

I answered the ad from LowerMyBills. They said that they would give me a quote at the end of the filling out the forms. Immediately when I submitted the form, I got a phone call from a very aggressive salesman. I told him all I wanted to do was have him take my name off the list. He kept asking questions about what kind of mortgage I wanted. This is an old bait and switch tactic. And once again, I fell for it because it is late at night and my judgment quotient is just about used up.

The LowerMyBills.com ad on AOL was misleading and was an outright lie. During the process to quickly get an estimated mortgage payment using their calculator, they at first requested non-personal information about my present home and finances, etc. Then, they started asking for name, address, phone number, and email address. Each time next to the blank space they stated, "We respect your privacy," which they did not and forwarded my information to five mortgage companies. Then, the phone starts ringing and email flying. If I were serious, I would have contacted them myself.

Their online form claims it will show rates based on the information I provide, and that they'd respect my privacy. Instead, it showed no rates and generated a barrage of emails and phone calls from sleazy mortgage brokers. It's a pathetic bait and switch. Please don't work with this company or the companies that choose to work with this company for lead generation. I can see why they have 96% of their ratings here are 1-star.

I filled out their survey online in an effort to refinance my currently high rate mortgage. What I got was a bunch of calls from attorneys' offices! There were no calls from prospective lenders! One law office even had the nerve to call me at 10:00 pm last night (9/13/12)! They're total scammers.

The first tip-off that this site is a fraud is its request for your age. Age has no bearing in a loan application - even 90-year-olds can get a mortgage as can a 20-year-old if they have the income and assets to support it. It might affect insurance rates, but again, this seems to be fishing for marketing data rather than pertinent to lending or insurance. After filling out the form with complete baloney (I'm 90 who owns a $1,000,000 house with no mortgage.), the site failed to deliver the "simple trick" that's a come-on for both insurance and loan scams. It finally dawned on me the "simple trick" is playing the fools who enter the website.

The site took my information and stated they would provide loan rates. Instead, I am being harassed at home and work constantly by loan sharks, and other reviewers state they have sold their personal information as well. I want the site shut down, it is dishonest advertising, and my information removed from their database. Who can I contact to have this done?

This company is unbelievable. I completed the info online because it was supposed to show me about the possibilities for refinancing and what I might be looking at in terms of interest rates. Oh, my God, what I got was a flood of phone calls almost immediately and they wanted to keep me on the phone at work going over everything. This is a scam. I would be interested to know how much LowerMyBills gets paid for the personal information they forward. Whatever you do, do not answer any question they ever ask.

I was hoping for a promise from the pop up of refinance with very low rate and minimum settling charges. What I got was LowerMyBills.com getting my info and selling it out to all kinds of mortgage gangsters. I called within 5 minutes of completion and never opened a vendor's offer. They need to be shut down now.

I clicked on LowerMyBills.com to get an insurance estimate and was called by an insurance company within 2 minutes! I was under the impression that the estimate would be given online at that time. Clearly, this is a phishing scheme!

They called me from 888 926 2347 to ask if I wanted an insurance quote. With them calling me from an 888 area code, I get charged for the call. It's very upsetting.

Pop up ad in Yahoo Mail - I cannot stand this ad with the video of the ants crawling all over. I cannot imagine that someone actually thought this would attract customers. I will never use or refer your business specifically because of this ad.

LowerMyBills.com is a rip off, a bait and switch scheme. They are totally misleading indicating you will receive calculations regarding your mortgage, instead you are directed to other links for mortgage companies who I assume now have my contact information to hound me day and night. I'm worried that they have my SSN. It's very dumb on my part. I want all my information deleted.

LowerMyBills.com lists an advertisement to show you how much you can save by refinancing your home and offers to "calculate your new payment" (the link you click states this exactly). However, when you fill out all of your personal information, the result is a page with links to other sites that offer this service, not in any way affiliated with LowerMyBills.com. I even clicked on one QuickenLoans and none of my information is transferred to Quicken. I have to fill out a request like I just did.

I went on their site to use the mortgage calculator, nothing more. Now, I have lenders calling me from all over the country day and night. I tell them I am not interested and they argue with me and say I want them to call. I asked them nicely to remove my information but they just call back the next day and the next. It hasn’t stopped. This is harassment at its worst and all they do is laugh and say take it up with LowerMyBills.com. I am almost to the point of legal action because I may have to change my phone number because the calls do not stop. This website is a total bait and switch and needs to be shut down and the owners taken to court.

This site leads a person to believe, that they are a legal company. They scammed my social security number. I want all my records deleted.

Lowermybills.com was advertised on CreditCheckTotal.com as a mortgage calculator. I went to the link, and started to fill out the form that was supposed to calculate my monthly payment, if I refinanced. The form asked for my SSN. Since I was on Experian, I thought it was safe. Instead of finding out the amount of my payment, I was given links for mortgage lenders, and it put me in a loop that I could not get out of. I would like my personal information removed and expunged from Lowermybills.com, and I believe Experian should be contacted, as Credit Check Total is an Experian company, and it appears to me that this would all be a conflict of interest, and not at all fair to consumers.

They get all my information for loan and nothing was happened.

I have worked in the insurance industry for 25 years. This companies adds say insurance companies are "ripping off" customer by hiding discounts for drivers that drive under 40 miles per day. It is a lie and they know it. It is even advertised on Snopes.com, which is amazing a lie can be advertised on Snopes. They've got to be laughing about that one.

I put in all my information, including SS#, and was promised that I would get competitive bids from mortgage companies, plus an Experian credit rating. All I got was a screen that said there was an error and it couldn't process the request. They've got all my info. I got nothing. I've been royally ripped off.

I started to look at interest rates out of curiosity. I cancelled out of the site but could not exit out of it. I did not give them anything real personal information, thank goodness. I did not finish questions, but am now getting phone calls I did not ask for.

Lower My Bills keeps showing up on my e-mail in drafts, in sent, in trash and can't be deleted. I don't subscribe to this. I don't want to look at their trash and **.

Help. I keep getting an auto pop up from LowerMyBills when I send an email. It is driving me crazy and I don't know why this started or how to make it stop.

They didn't furnish any information about what my new payment would be, rather they wanted the information and then had lenders call me that didn't have the authority to do loans in Arkansas. I have a Missouri mailing address because our community is so small in Arkansas and my street address is my mailing address.

My fiance and I look on the web every so often to evaluate our properties' worth by the amount the other houses are being sold for. We fill out no paperwork and now somehow, they have my name and number with her telephone number, and selling it to loans.com and many others. I want it to stop or find out where I can go to stop this or to press charges.

The advertisement on AOL said provide information to get new rate. It said nothing about lenders contacting me until after information had been supplied. This is a violation of my privacy, obtaining this information without full disclosure.

I have unsubscribed and asked to be taken off of every list I can find associated with this horrible site. But two months later, I am still receiving phone calls from different lenders citing the form I filled out on LowerMyBills.com. I never even finished filling out the pages! I started getting phone calls and emails before I even got to page three out of four! I feel like I am being harassed and there seems to be no end in sight. All I was trying to do was use the mortgage calculator--the site never even gave me that, like it promised.

I clicked on a link on AOL for lowermybills.com to supposedly get an estimate on lower mortgage rate quote. But all they do is get your information (it appears) and sell it to telemarketers. The links are misleading and yet another online scam to get data. They put Fannie Mae banners up to make it look legitimate and unfortunately, I fell for it.

This is a scam. They failed to live up to what their Internet ad said they would do. They seem to be data-mining to acquire information and to bombard people with sales pitches over the phone and email spams. They ask too much information and don't give the promised results.

Almost daily, their website displays photos of aged, unattractive European-American gentiles making ridiculous facial expressions. No Jew or other minority is ever shown in such a way. This is highly offensive. I will never patronize them until lowermybills.com stops this odious practice.

They had an ad to lower your mortgage using Fannie Mae's banner. As you moved through the steps, it became clear it was LowerMyBills.

I went onto the LowerMyBills.com to compare prices. I was just looking for a mortgage calculator where I could punch numbers into and get ballpark figures from. Their site said it would give me a price online, but before I even finished filling out the online forms, my cell phone started ringing with lenders trying to give me quotes.

I began to complete the online application, and I decided not to complete it. I could not delete the personal information I already keyed in. It is a deceptive means of obtaining information. Each page solicits more personal information with the promise of presenting the comparison of fields.

This is the second time I clicked on an ad from Lowermybills.com. The first time was regarding a refinance. The online process concluded with a statement that a lender would be selected that best fit my criterion. But, I did not hear from "a lender", but from multiple lenders for days. That was a real non-starter, in terms of good taste in business practice. Today I responded to one of their ads about auto insurance. I was clearly led to believe, like so many others, that I would receive a quote online.

I was on a financial website looking at stocks, and an ad which appeared to be from a government site said, "Get a government-backed loan and refinance your home at 3.25%." When I clicked on it, it came up with a website with Fanny Mae all over it indicating that it was a real government site, but it was lowermybills.com. When I got to the third page of entering my information, I realized that this must be a hoax and I did not send any information out. I hit the delete key and shut my browser off!

Why does this company lie in their ads? Get $5,000 back from the government for refi but there is no information about it. Use the mortgage calculator to check the monthly payment but there is no calculator. Get a lower rate of 3.00% but the lower rate is never offered. I got the link from Yahoo. Why doesn't Yahoo check the credibility of advertisers? It’s a total waste of my time filling out questions with no positive result or promised information.

Is there some reason why this useless agency likes to use older people in their ridiculous ads? Seniors aren't the ones who need bills lowered. It's undoubtedly the age group of this Shyster outfit's staff.

After I read the other complaints from different people about LowerMyBill.com, I would like to let these people know a little bit of what I think and know about this so called company. I think that our President that was elected had a little to do with this when people were losing their homes and needed to refinance to help them keep their homes. These people like me needed help, but if you look real close it is really a big rip off. I didn't even fill out anything but my name, address and e-mail address, and then I was looking over the web site and saw that it was an FHA Loan.

I went onto the website to compare prices of what I already pay to theirs. Their site said they would give me a price online. Instead, I received a message stating that a representative would contact me within 24 hours. I did not wish to speak to someone. I just wanted to compare prices like the ad said.

Began receiving telephone calls on my cell phone from various lenders looking for a Joann *** (unknown to me). According to the lenders, my cell phone number was provided from ***.com (an Experian Company). I attempted to find a telephone number for LowerMyBills, not published on the website. I contacted Experian customer service (Experian representatives will not speak to you unless you purchase a credit report). I was given the customer service number for LowerMyBills by Experian after contacting their Fraud group and had to threaten legal and complaint action to get the number.

I saw lowermyBills.com on the web for auto insurance to get free quote. So I filled out all the questions they required ID#** . Then they passed me to a choice of auto insurance to do the same thing, fill out a lot of question again, Nationwide ref # **and I got to the question of selection (Drive distance)work/school, clicked it and nothing. I clicked it and nothing happened, so choose Business, that I drive my car to business to work and they gave me no quote! They cut me off after spending all that time.

I contacted this company by website. I changed my mind about doing business with their company, but when I tried to contact them on their email address, it would not go through because it was an invalid address. I told them to discard all information given.

I started to fill out their form and half way through decided not to finish, yet less than 25 minutes later I am getting phone calls. They apologized and asked if I had gone to their website. This suggests they are used to this, which made me even more annoyed that such a big company is so irresponsible with their customers’ private financial information. I am very angry that my personal information was sent out to anyone before I even completed your form. I want them to remove my information from their database and have the same done for any other person or entity they gave my information to. The form I was filling out clearly had wording to the effect that I had not yet finished. In big type it said it states you are 30 seconds from finishing or getting better results. This is where I stopped without pressing the continue button. I expect lowermybills.com to take the responsibility to get my private information removed from their company databases and any other person or entity they gave my information to. Because of the suggested frequency by their own partner and gravity of this abuse with customers’ private financial information, I will be sending a complaint to the Better Business Bureau and ConsumerAffairs.com.

I started filling a questionnaire out online to potentially refinance my home. When they asked for my social security number, I cancelled out. So much for a secured website. They have sold my information apparently and I continue to receive unsolicited phone calls at home and on my cell phone. There has to be some kind of protection from this. Nowhere did I sign agreeing for them to give other lenders my information. Also, I never even completed the questionnaire. I am extremely tired of the harassing calls.

Over the past two weeks I've been receiving numerous phone calls, and messages from lowermybills.com/Experian from a 1-800 number. I've spoken to numerous people there, called back several times and requested my number to be removed from their calling list or records four times now. They are looking for someone, and still continue to call my cell phone number after reassuring me the calls will stop. It is like harassment, they call several times a day and will not remove my number from their list even after I explain they are calling the wrong number.