First National Bank of Omaha

I have had this credit card since 2014. I recently made a payment more than double the minimum amount. I have never been late. For unknown reason, an old checking account which has been closed was used for the payment! I gave FNBO the new checking account number months ago! FNBO has processed payments for months using the new account. I get a nasty gram from their credit department saying my account is in delinquent status. I have since used the new checking account for the alleged past due payment.

First National Bank of Omaha or First Bankard stated that they would no longer carry the NRA branded credit card and would not open any more accounts with that notoriously abominable organization (sarcasm), but now they have started closing our accounts due to a randomly picked credit report of our creditworthiness. BS. This is blatant lying to their consumers, my credit has never been better, in fact my credit has increased in the past two years since acquiring the NRA card! FNB of Omaha is a farce and just bending their knees to the leftist destruction of our country. So be it. Glad not to be affiliated with such trash. Moral of the story? Stay away from communist companies. Hope I haven't offended any person because of my inflammatory rhetoric, but the truth hurts and the leftist are without the truth. Just my two cents and an honest opinion. Take it or leave it. God Bless America.

This is a horrible institution. I was recently a victim of identity theft, and this bank did a lousy job investigating my case, they did not investigate it clearly and are holding me responsible to pay fraudulent charges that have been made. Do not waste your time applying this card, the customer service department is extremely rude and you are never able to reach anyone normal. Save your money and apply elsewhere. They will do anything to make money off you, even when you have evidence and provide proof you have been a victim of identity theft. Very disappointed in the horrible service and way all this is being handled. Do yourself a favor and never apply or have dealings with this bank.

I would highly advise everyone stay away from this company and any cards marketed thru them. (check the bottom of the app for who issues) I have had several rounds with cards they issue, most often recommended to me via some platform. Each and every time a hard inquiry and then decline. My score stays at the high 780 to 820. Little debt, numerous accounts spanning 2 decades. Amex Plat no problem at all, numerous other high end cards. But these people at First National Omaha nothing but trouble. Before I ever accept or apply a card I check if it is connected to First National Omaha. Toss it. I even had a TCF prescreen app they sent me. Declined. They will post their standard BS reply to this so sorry, please call yada yada. Do yourself a favor. Stay back.

I received a call apparently from the head of mortgage lending to see if I was interested exploring refinancing since interest rates are low. I said “sure” and he said he would have a personal lender call me with details. This person called and discussed the details. I said I wasn’t really interested in refinancing but agreed to look over the outline if he ran some figures and showed me all the data. The next day I received the email with the details, I talked them over with my wife, and we decided that we weren’t interested.

A couple of years ago, I received a pre-approved Amex card form from FNBO. Since I already had everything else (Visa, MC, Discover), I figured, "Why NOT get an Amex?". Since many smaller businesses don't take Amex, I really didn't get any use out of it, but since closing an account can at least temporarily hurt your credit, I decided to keep it open, even after they refused even a modest increase of my already modest ($2,600) credit limit. On Sept. 27th, I got an email from Credit Karma in which they asked "Did you close this account?" It was the first time I'd heard of FNBO's intent to close my account for "lack of use".

I got a credit card. After use I paid down the balance by $500 because they said I had too much credit. They took the 500 and lower my credit limit by $500. I had a horrible time getting on their website. Then they close my account. I said fine I will make payments of x amount. They sent me a agreement which I signed. And started paying. After about 7 months I get a letter. They're suing me because the agreed amount wasn't enough. HAD NO IDEA THIS WAS COMING..BEWARE. LOOKING INTO SUING FOR BREACH OF CONTRACT!!!!

Do not use this bank. They have no control over fraud. Completely sabotaged our payroll and then when tried to call and put the account on hold that was fraudulently set up by another person they said NO! They wouldn't freeze the account. What type of bank does that? This bank is full of thieves... That's it.. Don't use them EVER!! Not for banking, not for credit, not for ANYTHING. If you value your monies you will leave this bank out of your equation!!

I have been a member since 2016 and never missed a payment. They have raised my credit limit. They out of the blue lock the card stating I have too much debt. Like I stated I have never missed a payment and most of my debt is I bought a house. They said they will review my debt in 6 months and decide if they will let me use the card again or close the account. From what I understand is closing of accounts hurts your credit even more. I just can't understand if I have been a good customer and never missed a payment why you would do something like this. When I called they wouldn't work with me at all or listen to me that 90% of debt is a mortgage. All they would say is we will review in 6 months and decide. Very frustrating when you're a good customer.

Good interest rate on savings, 100 times more than local offices here, inconvenient of course that it takes a day or longer to deposit, transfer funds, or withdraw (into another bank). Weekends and holidays exaggerate the timing too.