Acorns Reviews
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About Acorns
Acorns is a financial wellness app that helps people at all income levels save and invest. More than 14 million people have used Acorns to invest over $25 billion, starting with as little as their spare change. The app provides tools to manage finances through features like Round-Ups®, which automatically invests leftover change from everyday transactions, and portfolios built to match individual goals. In addition to investing, Acorns offers checking accounts, retirement planning tools, educational resources and perks like bonus investments and complimentary life insurance.
Visit www.acorns.com- Automatically invests spare change
- Earn bonus investments for shopping
- Sustainable portfolios available
- Bitcoin-linked ETF available
- Can only invest in ETFs
- $50 ETF transfer fee
Acorns Reviews
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Reviewed Oct. 16, 2025
Easy way to save money. You're saving money and you don't even know it. It's a great way to build your income and prepare for the future. Also includes a $10,000 life insurance for an enhanced membership.
Reviewed Oct. 16, 2025
I’ve been using Acorns for a while and I’ve never had an issue. The reoccurring deposits, round ups and multiple accounts has been amazing for my financial growth. Their learning programs help a ton with knowing where and how to invest my money
Reviewed Oct. 16, 2025
I’ve been really pleased with my experience using Acorns. I like that I can easily control how much I contribute and adjust or even pause contributions when times are tough. The prediction model is great—it clearly shows how much I could have saved by different retirement ages based on my current plan. The Round-Ups feature is also a big plus, automatically investing spare change from purchases I wouldn’t even notice otherwise (and I can turn it off anytime, which I appreciate). Overall, it’s a very user-friendly platform and perfect for anyone wanting to save and invest effortlessly.
Reviewed Oct. 16, 2025
A seamless process in accruing money over time, once the app is set up. The rounding up amounts to small sums of change at each individual purchase, but it adds up pretty quickly, often surprising me when I get the statements. Very happy with the app.
Reviewed Oct. 16, 2025
I like the system bank. I think is really convenient to me, to make transfer is really easy and the card is accepted in any stores around the USA and also I good concern about the investment and thinking about the future is ones of the options that I have when I need.
Reviewed Oct. 16, 2025
Great app to use for saving money. Worth looking into. They help you decide what avenues to take advantage and were to put your funds safe to use and you can set up a bank account on the app with direct deposit.
Reviewed Oct. 16, 2025
Acorns needs to start working with Plaid instead of MX so its connections with 3rd party financial services (Monarch, Wealthfront, Northstart) can stop timing out. It is an extremely frustrating experience to keep re-authentication the connection.
Reviewed Oct. 16, 2025
I know nothing about investing. However, in working with Acorn, I feel confident that every move made toward saving and investing is solid. Working with a reputable business such as Acorn takes away the guesswork.
Reviewed Oct. 16, 2025
Fair, just and easy saving. Very easy and seamless to access money if needed. Saving money is pretty much like second nature when you set up recurring deposits. It's truly an out of sight out of mind way to save.
Reviewed Oct. 16, 2025
Ultimately, I love the simplicity to invest and save with Acorn. The downfall is the fluctuations in APR interest rates. The main reason I was excited to use Acorn was the 4.5% interest APR earn for the ER savings, and that has already been reduced twice in as many years. It is still higher than other banks from the research I've done, but it is still a bummer
Reviewed Oct. 16, 2025
Acorns is an amazing way to save and meet your savings goals. Since finding Acorns, I have saved over $5,000. This is a God send. I have referred several of my friends to this app. They’re amazed by it.
Reviewed Oct. 16, 2025
Great app for investing. Especially those of use who cannot invest large sums at a time. It’s been great to see my small daily investments grow over the year! Gives plenty of options for both shorter and long term investments, as well as great educational tools to understand what you are investing in.
Reviewed Oct. 16, 2025
This is a good place to start if you have no other place to accumulate savings while tapping into the market. Only problem I have is getting withdrawals. Seems like they always take just a little longer than you want them to.
Reviewed Oct. 16, 2025
My wife and I both put money into Acorns every month automatically and also use the roundup feature. It's amazing how easy this is to put away some money without even missing it. Then when we need so money for something it is very easy to just transfer some "extra money" to our checking account.
Reviewed Oct. 16, 2025
Easy, safe, effective way to save, earn and more. In fact it’s set up so that you’ll never miss the investment. And if you need it in a pinch, your money is available. Bonus.. saving for your kids' future could not be easier.
Reviewed Oct. 16, 2025
Easy to set up. Easy to understand. Plenty of room for personalization. Best way to passively invest for your future. There’s even opportunities to invest in your children’s future as well. Hard to ask for more.
Reviewed Oct. 16, 2025
I was a little skeptical at first, but I’m happy with my progress. Definitely works for me as an alternative retirement income. I like the ability to control my investments since I am not a day trader. It gives me the ability to spread out my portfolio.
Reviewed Oct. 16, 2025
Great site for no-hassle savings. I logged in and my account had grown a ton without me even checking on it for many months! I like the options for investing. This is a great idea for a place to contribute to in a mindless way, the auto investing really adds up over time.
Reviewed Oct. 16, 2025
My returns since I started investing have been nothing short of amazing! Also, I like the fact I can automate my investments without actively researching/contributing, etc. I like the fact that the dashboard is interactive and offers market insights. I particularly like the forecasting feature.
Reviewed Oct. 16, 2025
Good option for saving and investing. It is recommended to use it. It also offers good options for various ways to use your money. A good choice. It would only be good if it had the option for other languages and thus expand the market.
Reviewed Oct. 16, 2025
Acorns lets you set up specific amounts on a recurring basis, and also allows you to make one-time deposits. All of your progress is charted, along with your future trajectory of savings. I don't have much time, so managing my contributions, and paying me 3% to save my own money, gives me a peace of mind.
Reviewed Oct. 16, 2025
I used to keep a big jar where my husband and I would toss all our loose change. Once a year, I’d cash it in and we’d usually have around $500 — such a nice little surprise! A few years ago, I read in AARP Magazine about an app called Acorns that invests your spare change automatically. I decided to give it a try back in 2018, and I’ve been using it ever since. I also add $25 a week, and over the years, I’ve really watched my “oak” grow! It’s funny — it feels just like that old change jar, only now the money actually grows on its own. Such an easy way to save without even thinking about it. 🌳💰
Reviewed Oct. 16, 2025
Very easy and straightforward to use, they basically tell you exactly what to do and how to do. They make saving money and building your retirement super easy and their round up system where they take spare change and add it to your savings is very straightforward and super useful
Reviewed Oct. 16, 2025
I find it beneficial because it runs in the background, no effort on your part other than setting it up. Then you sit back and watch your investments grow. It is like a hidden savings account for rainy days. The card is easy to use anywhere and you control how much and when the money is invested.
Reviewed Oct. 16, 2025
Acorns has been an incredible tool for growing my savings and investments at my own pace. I love how it automatically invests my spare change and helps me build wealth without even thinking about it! The platform is easy to use, educational, and makes investing simple for anyone. Whether you are just starting out or looking to expand your portfolio. Watching my money grow over time with reoccurring deposits has been motivating and rewarding. Acorns truly makes investing approachable and helps you take control of your financial future. Highly recommend this for anyone serious about saving smart!
Reviewed Oct. 16, 2025
⭐⭐⭐⭐⭐. I truly love the Acorns app! It makes saving and investing so simple and accessible. I love that it gives us the opportunity to build a better future for ourselves and for our children. Every small contribution adds up, and Acorns makes it easy to stay consistent. Highly recommend it to anyone who wants to start investing with confidence!
Reviewed Oct. 16, 2025
Acorns is easy to use and nice to have the extra money around when needed. I've been using it for years and plan on continuing for years to come. I wish they didn't have to add a fee to use but understand why they did.
Reviewed Oct. 16, 2025
I've suggested to my 2 girl and wife. I'm not a millionaire but it's a way to save without seeing. I round up and put in 5$ and it's there for Christmas or unexpected bill like car fix or small trip out.
Reviewed Oct. 16, 2025
I’m very happy with the easiest way to save. Automatic withdrawals from checking for rounding up of everyday purchases. Growing Oaks is easy. I have been with Acorns for quite awhile now and my money seems to keep growing.
Reviewed Oct. 16, 2025
I was disappointed with the service at first from not having the literacy on how it works. I came to realize that I was wrong from being disappointed all along from not doing my research. After a year later my money increased and it was up from there. I’m not doing well with money yet but as my acorn grew I was able to withdraw 1k for an emergency fund. It was deposited maybe two-three days later. At that time I couldn’t go to work for a month and it helped me on bills. Fingers crossed that I run the account up high as ever. I hope more of my friends and family use the link I have sent them and get with the program.
Reviewed Oct. 16, 2025
I have been investing with Acorns for some time now and I love the fact that, money that would probably be spent somewhere else is been invested for a future cause. I do weekly deductions in addition to 3x change round up. This forces me to save. I love it!!!
Reviewed Oct. 16, 2025
Acorns has been an excellent experience. I wasn’t in the habit of saving, but Acorns has made it incredibly easy to build money on the side. It’s user-friendly for beginners and as I have grown I am able to make contributions on where I want my money to go. educational resources are top-notch. I really appreciate the team for helping me actually start saving and investing.
Reviewed Oct. 16, 2025
I've been using the Acorns investment app for a while now, and I can confidently say it's absolutely worth it. The platform is incredibly easy to navigate, even if you're new to investing. I love how simple it is to track my investments and watch my money grow over time—without needing to be a financial expert. One of the things I appreciate most is how seamless it makes saving for long-term goals. Whether you're planning for retirement or starting a college fund for your children, Acorns provides the tools and automation to help you stay on track with minimal effort. I highly recommend Acorns to anyone looking to take control of their financial future. It's a smart, stress-free way to invest and build wealth over time.
Reviewed Oct. 16, 2025
Nice platform for systematic and disciplined investing. It allows you to set aside small amounts of extra money every day and gradually build wealth. Over time, you can watch your savings grow steadily and effortlessly.
Reviewed Oct. 16, 2025
Very straightforward investing and savings for the novice with very competitive rates. It makes sense to sign up even if you’re transferring a modest sum as the interest will outweigh the fees quickly. After having both my kids do high school checking with a top5 bank. I was able to get them both to open accounts here in college and now they’re both using round ups x10 for more aggressive savings. If you’re in GenZ and are wanting to start off in great financial shape, this app will start you off right. Even the Later function can be great if you qualify for IRA savings. The only downside is I can’t hide the functions I don’t use. Otherwise it’s a wonderful tool to “grow your oak!!!”
Reviewed Oct. 16, 2025
I've been using Acorns for a while now, and it truly makes investing a breeze. I love how it eliminates the guesswork from choosing companies and diversifying investments, which helps in avoiding losses from poor choices. You can simply select your risk level, and Acorns intelligently allocates your money across various categories of stocks, bonds, and even a Bitcoin ETF, depending on the level you choose. This is ironically the lowest tier which is only $1 a month. (I believe you have to sign up with the $5 tier and downgrade later.)
While I do use other apps for investing in specific companies, Acorns stands out for its ease of use and smart diversification based on personal risk preferences. This allows me to focus on investing without the stress of constant decision-making. I Honestly feel that Acorns is worth a try. I didn't think so either before I signed up and saw how stress-free yet personal it was.
Reviewed Oct. 16, 2025
I’ve been very happy with the overall performance of my portfolio and the rates for the banking section. I don’t like the lack of transparency when you place a sell request. I cannot chose the exact assets I want to sell to take advantage of the short term loss or long term win. I’ve asked this question and gotten no response with the excuse that you can’t provide tax advise. Not the same thing. I also don’t like that you can’t set push notifications for charges to your checking account.
Reviewed Oct. 16, 2025
I do very much enjoy investing with Acorns. It’s dirty simple to use, you can set up accounts for your children (or future children 😂) and it has a good amount of compound interest to it. My dad started using it when I was around 9 and now I have started so I can do the same for my future children.
Reviewed Oct. 16, 2025
Excellent way to save and make money! Round ups just become a normal! I've used the app for several years and love its impact on my financial abilities. I have recommended this app and way of saving and investing to many people and family members.
Reviewed Oct. 16, 2025
I absolutely love Acorns. The fact that I can invest with pennies is truly so wonderful. I love that the money is liquid (I know we don't want to touch it or use it, but emergencies happen). I love ACORNS!
Acorns Company Information
- Company Name:
- Acorns
- Website:
- www.acorns.com
