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Acorns Reviews

4.1
154 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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About Acorns

Acorns is a financial wellness app that helps people at all income levels save and invest. More than 14 million people have used Acorns to invest over $25 billion, starting with as little as their spare change. The app provides tools to manage finances through features like Round-Ups®, which automatically invests leftover change from everyday transactions, and portfolios built to match individual goals. In addition to investing, Acorns offers checking accounts, retirement planning tools, educational resources and perks like bonus investments and complimentary life insurance.

Visit www.acorns.com
Pros
  • Automatically invests spare change
  • Earn bonus investments for shopping
  • Sustainable portfolios available
  • Bitcoin-linked ETF available
Cons
  • Can only invest in ETFs
  • $50 ETF transfer fee

Acorns Reviews

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    Page 2 Reviews 35 - 75

    Reviewed Oct. 21, 2025

    Very effective application. Just wish the transfer wouldn't take so long. Very workable application when you need some of your money to come out of your Roth IRA. It very good to use as a saving complimentary tool.

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    Sales & MarketingOnline & App

    Reviewed Oct. 20, 2025

    This is a simple way to save by investing minimum amounts that can add up to make a big difference. I love how easy it is to navigate the app and website. There are also ways to get small percentages invested on their behalf by making purchases through certain brands. This was a game changer for me on learning the importance of putting small amounts away to Invest or save for future emergencies.

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    Reviewed Oct. 18, 2025

    I have been very happy with Acorns. Easy, automatic savings, and easy to withdraw when needed. I have been very happy with Acorns. Easy, automatic savings, and easy to withdraw when needed. I have been very happy with Acorns. Easy, automatic savings, and easy to withdraw when needed.

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    PricePunctuality & SpeedEase of Use

    Reviewed Oct. 18, 2025

    I have had Acorns for about 10 years now. It is so simple to set up and easy to use. The money quickly adds up and once in a while, I will check in and see that I have an extra $800 or so, which is great for an emergency fund. I have also set up the high-yield savings account and checking, just to stash more money away for the future.

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    PriceMaintenanceStaffRates

    Reviewed Oct. 17, 2025

    I was amazed at how much money I could save by allowing Acorns to round up my purchase prices to the next dollar. Acorns was recommended to me by a friend who used his Acorns account money to do repairs and maintenance on a high-end automobile. I've used mine for the same. It's like found money. The thorniest part for me was giving Acorns limited access to my regular checking account. However, I've been an Acorns member for almost two years and there has never been a single incident of suspicious activity.

    The way Acorns works, at least in my experience, is that the small amounts they regularly sweep from my account are first put into an investment account held by them for me. I can then choose to periodically sweep all or some of those investment funds into an Acorns debit card they issue to me. In that way, the funds become immediately available to me to use as I wish. Transferring the funds from their investment account to my Acorns debit card takes a couple of days and this, I think, could be shortened. However, once funds are transferred, my Acorns debit card works as any bank issued debit card works. Amazon, Paypal, my auto mechanic, none have had the slightest problem. Of course, the "Found Money" I'm referencing is my own money and in one sense was never lost. But it was also never saved as a set aside and never invested either. Acorns does both. I am very pleased with this company and also recommend it to anyone reading this.

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    Verified purchase
    StaffEase of Use

    Reviewed Oct. 17, 2025

    VERY EASY TO USE, even for beginners. Amazing platform. Easy to understand, navigate, and make transactions without the hassles of traditional trade/investment/banking platforms. I decided to transfer all of my Fidelity/CS portfolios to Acorns after my 5-year Fidelity portfolio only had 5% gains and realized my Acorns portfolio increased 39% in under 2-years. Thumbs up to Acorns' team!

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    Reviewed Oct. 17, 2025

    I love to see the money grow in my accounts and I appreciate the tools available on the site to increase my knowledge and money. My husband also has an Acorns account and he fussed at me for not telling him about it sooner. Creating an Acorns account was definitely a decision I do not regret.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed Oct. 17, 2025

    Acorns helps me put a little bit of money back each week. It helps me have a "cushion" to fall on when I need it. It's easy to follow and save. Acorns also has great communication with its customers and makes it easy to understand each step.

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    Verified purchase

    Reviewed Oct. 17, 2025

    I have actually been able to save money for the first time in a very long time. Built up over $20,000 and it seemed impossible until I got here. I use all the accounts and have been successful at “watering my garden” with the round ups and monthly recurring deposits.

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    Reviewed Oct. 17, 2025

    Since opening my Acorns account I have been able to have money invested in my account. During the pandemic we ordered pet food and supplies through Chewy. We love using Chewy. They have a great selection of food and supplies. They even fill prescriptions for pets. A couple years ago we lost one of our dogs. They sent a sympathy card, something we didn't expect! I check Acorns to see who else I can order from. I get money invested in my account whenever I do, and you can also get money invested in your account.

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    Staff

    Reviewed Oct. 17, 2025

    Great service. A real save some money. app with many options to choose from. Thanks to all involved. I am very happy I found out about Acorns. It has helped me to save money for my future and for my grandkids.

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    Profile pic of the author.
    Staff

    Reviewed Oct. 16, 2025

    Acorn has been the greatest thing for me. This is the first time I've been able to save money. It allowed me to set up an IRA which will be a great help to me when I retire. I have my checking and saving with Acorn as well.

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    Sales & MarketingOnline & AppTransparency

    Reviewed Oct. 16, 2025

    Great app. At time a bit complicated. I believe in the app and the future growth for my family and I. I hope for a continuous success and transparency. App great for beginners. Whoever wants a chance to invest this is the app.

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    Customer Service

    Reviewed Oct. 16, 2025

    I really enjoy being able to set it and forget it. I do make adjustments occasionally, but seeing my money grow in the market has been rewarding and makes me have hope about my financial future. There is potential for me to actually get ahead with Acorns.

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    Staff

    Reviewed Oct. 16, 2025

    I absolutely love Acorns because of all they offer. Savings and investments all in one with the options to control your portfolio with their help. You can also invest into Roth IRAN'S with information.

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    Staff

    Reviewed Oct. 16, 2025

    Acorn has made it easy for me to save money. It is very convenient plus has great articles to help you grow and understand the best ways to make money work for you. I would highly recommend to anyone who is looking for an easy way to save money.

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    Coverage

    Reviewed Oct. 16, 2025

    Easy way to save money. You're saving money and you don't even know it. It's a great way to build your income and prepare for the future. Also includes a $10,000 life insurance for an enhanced membership.

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    Staff

    Reviewed Oct. 16, 2025

    I’ve been using Acorns for a while and I’ve never had an issue. The reoccurring deposits, round ups and multiple accounts has been amazing for my financial growth. Their learning programs help a ton with knowing where and how to invest my money

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    Staff

    Reviewed Oct. 16, 2025

    I’ve been really pleased with my experience using Acorns. I like that I can easily control how much I contribute and adjust or even pause contributions when times are tough. The prediction model is great—it clearly shows how much I could have saved by different retirement ages based on my current plan. The Round-Ups feature is also a big plus, automatically investing spare change from purchases I wouldn’t even notice otherwise (and I can turn it off anytime, which I appreciate). Overall, it’s a very user-friendly platform and perfect for anyone wanting to save and invest effortlessly.

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    Sales & MarketingPunctuality & SpeedOnline & App

    Reviewed Oct. 16, 2025

    A seamless process in accruing money over time, once the app is set up. The rounding up amounts to small sums of change at each individual purchase, but it adds up pretty quickly, often surprising me when I get the statements. Very happy with the app.

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    Reviewed Oct. 16, 2025

    I like the system bank. I think is really convenient to me, to make transfer is really easy and the card is accepted in any stores around the USA and also I good concern about the investment and thinking about the future is ones of the options that I have when I need.

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    Sales & MarketingPriceOnline & AppStaff

    Reviewed Oct. 16, 2025

    Great app to use for saving money. Worth looking into. They help you decide what avenues to take advantage and were to put your funds safe to use and you can set up a bank account on the app with direct deposit.

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    Reviewed Oct. 16, 2025

    Acorns needs to start working with Plaid instead of MX so its connections with 3rd party financial services (Monarch, Wealthfront, Northstart) can stop timing out. It is an extremely frustrating experience to keep re-authentication the connection.

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    Reviewed Oct. 16, 2025

    I know nothing about investing. However, in working with Acorn, I feel confident that every move made toward saving and investing is solid. Working with a reputable business such as Acorn takes away the guesswork.

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    Reviewed Oct. 16, 2025

    Fair, just and easy saving. Very easy and seamless to access money if needed. Saving money is pretty much like second nature when you set up recurring deposits. It's truly an out of sight out of mind way to save.

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    Rates

    Reviewed Oct. 16, 2025

    Ultimately, I love the simplicity to invest and save with Acorn. The downfall is the fluctuations in APR interest rates. The main reason I was excited to use Acorn was the 4.5% interest APR earn for the ER savings, and that has already been reduced twice in as many years. It is still higher than other banks from the research I've done, but it is still a bummer

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    Staff

    Reviewed Oct. 16, 2025

    Acorns is an amazing way to save and meet your savings goals. Since finding Acorns, I have saved over $5,000. This is a God send. I have referred several of my friends to this app. They’re amazed by it.

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    Staff

    Reviewed Oct. 16, 2025

    Great app for investing. Especially those of use who cannot invest large sums at a time. It’s been great to see my small daily investments grow over the year! Gives plenty of options for both shorter and long term investments, as well as great educational tools to understand what you are investing in.

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    Customer Service

    Reviewed Oct. 16, 2025

    This is a good place to start if you have no other place to accumulate savings while tapping into the market. Only problem I have is getting withdrawals. Seems like they always take just a little longer than you want them to.

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    Staff

    Reviewed Oct. 16, 2025

    My wife and I both put money into Acorns every month automatically and also use the roundup feature. It's amazing how easy this is to put away some money without even missing it. Then when we need so money for something it is very easy to just transfer some "extra money" to our checking account.

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    Reviewed Oct. 16, 2025

    Easy, safe, effective way to save, earn and more. In fact it’s set up so that you’ll never miss the investment. And if you need it in a pinch, your money is available. Bonus.. saving for your kids' future could not be easier.

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    Staff

    Reviewed Oct. 16, 2025

    Easy to set up. Easy to understand. Plenty of room for personalization. Best way to passively invest for your future. There’s even opportunities to invest in your children’s future as well. Hard to ask for more.

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    Reviewed Oct. 16, 2025

    I was a little skeptical at first, but I’m happy with my progress. Definitely works for me as an alternative retirement income. I like the ability to control my investments since I am not a day trader. It gives me the ability to spread out my portfolio.

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    Reviewed Oct. 16, 2025

    Great site for no-hassle savings. I logged in and my account had grown a ton without me even checking on it for many months! I like the options for investing. This is a great idea for a place to contribute to in a mindless way, the auto investing really adds up over time.

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    Customer ServiceStaff

    Reviewed Oct. 16, 2025

    My returns since I started investing have been nothing short of amazing! Also, I like the fact I can automate my investments without actively researching/contributing, etc. I like the fact that the dashboard is interactive and offers market insights. I particularly like the forecasting feature.

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    Customer Service

    Reviewed Oct. 16, 2025

    Good option for saving and investing. It is recommended to use it. It also offers good options for various ways to use your money. A good choice. It would only be good if it had the option for other languages ​​and thus expand the market.

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    Reviewed Oct. 16, 2025

    Acorns lets you set up specific amounts on a recurring basis, and also allows you to make one-time deposits. All of your progress is charted, along with your future trajectory of savings. I don't have much time, so managing my contributions, and paying me 3% to save my own money, gives me a peace of mind.

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    Customer Service

    Reviewed Oct. 16, 2025

    I used to keep a big jar where my husband and I would toss all our loose change. Once a year, I’d cash it in and we’d usually have around $500 — such a nice little surprise! A few years ago, I read in AARP Magazine about an app called Acorns that invests your spare change automatically. I decided to give it a try back in 2018, and I’ve been using it ever since. I also add $25 a week, and over the years, I’ve really watched my “oak” grow! It’s funny — it feels just like that old change jar, only now the money actually grows on its own. Such an easy way to save without even thinking about it. 🌳💰

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    Reviewed Oct. 16, 2025

    Very easy and straightforward to use, they basically tell you exactly what to do and how to do. They make saving money and building your retirement super easy and their round up system where they take spare change and add it to your savings is very straightforward and super useful

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    Ease of Use

    Reviewed Oct. 16, 2025

    I find it beneficial because it runs in the background, no effort on your part other than setting it up. Then you sit back and watch your investments grow. It is like a hidden savings account for rainy days. The card is easy to use anywhere and you control how much and when the money is invested.

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    Acorns Company Information

    Company Name:
    Acorns
    Website:
    www.acorns.com