Home maintenance costs: a breakdown

Knowing the cost can help with your budget

Expensive repairs? Find a warranty to cover future costs.

    toolbox containing various tools used for repair and money all around it

    Homeownership comes with a lot of perks, but one bonus that most don’t think is very exciting is home maintenance and repairs. Gone are the days of calling up the landlord when you have a leaky faucet or a dryer that’s not getting the job done. When you’re on the hook for repairing or replacing a home appliance or system, every penny counts — and those pennies can add up to more than $12,000, depending on the issue.

    But home maintenance doesn’t start when something goes wrong. You can save money by performing regular maintenance, like annual HVAC tuneups. Find out the average costs for common home maintenance needs, and learn how to be smart when it comes to balancing function and affordability.


    Key insights

    Following recommended maintenance schedules for appliances and systems can prevent more expensive issues down the line.

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    Home maintenance costs can range from $50 to over $12,000 for repairs or replacements.

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    Costs vary widely depending on whether you can do it yourself or need to call in a pro.

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    Home warranties can help alleviate home maintenance costs.

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    Regular home maintenance saves money

    After paying for a new appliance, roof or furnace, the last thing you want to think about is spending more on annual or semiannual maintenance. Following the manufacturer’s recommended maintenance schedule for cleaning and tuneups keeps your investment in prime condition, extending the time you can go without costly repairs or replacing the item. There are additional benefits to making regular maintenance a priority:

    • It can prevent a minor problem from becoming a major one, keeping the smaller cost of a tuneup from ballooning into hundreds or thousands of dollars.
    • Some manufacturer warranties (especially extended warranties) require regular maintenance to remain in effect.
    • Regular maintenance can keep appliances energy efficient, saving money on the monthly power bill.
    • If you rely on a home warranty to defray repair expenses, your plan may require regular maintenance to cover claims.

    Average home maintenance repair and replacement costs

    The fact is, no matter how much you try to avoid it, eventually, things like washing machines, refrigerators and garage doors will need some extra attention. Whether it’s a minor repair or a full replacement, it helps to know how much you can expect to spend. Here’s a breakdown of the average costs for common household maintenance issues.

    Appliance-related home maintenance costs

    It would be great if our microwaves and freezers lasted forever, but that’s not the case. Average costs to repair or replace common home appliances range from $50 to $3,500.

    Plumbing-related home maintenance costs

    If the kitchen or bathroom is out of order, no one is happy. Home maintenance costs for plumbing issues can set you back anywhere from $150 to more than $8,000.

    Other common home maintenance costs

    Home maintenance problems can impact everything from your roof to the backyard pool. These types of issues can cost a lot, and you may not be able to wait to address them. Here’s a breakdown of common home maintenance costs inside and out.

    Why home maintenance is important with a home warranty

    Home maintenance issues can range from functional to aesthetic, and a home warranty can reduce some of those out-of-pocket costs.

    A home warranty supplements your homeowners insurance. Not only do these warranties cover things home insurance doesn’t; home warranties help you minimize out-of-pocket expenses for repairs. Instead of paying the full cost of a repair or replacement, you’re only responsible for a deductible or service fee. These fees range from around $60 to $125 per incident, which is much lower than the full price of many home maintenance repairs.

    If you opt for a home warranty, it’s important to note that many companies require you to perform regular, manufacturer-recommended maintenance. If you make a claim and the contractor determines that the malfunction is due to improper maintenance, your claim can be denied. Make sure your investment in a home warranty pays off by fully reading your contract and performing any required maintenance.

    Expensive repairs? Find a warranty to cover future costs.

      FAQ

      What is preventive home maintenance?

      Preventive home maintenance involves proactive measures to keep systems and appliances working at optimum levels. It can extend the life of an item and stave off an expensive repair or complete replacement. Most manufacturers and home warranties also require preventive maintenance. Failure to perform preventive home maintenance may void a warranty, costing you even more money if, for example, the washer leaks.

      How often should you service your appliances?

      Each appliance in your home will have unique service needs. Some things that will help preserve any appliance include regular cleaning and dusting, clearing out ducts and lint traps, changing filters according to the manufacturer’s recommended schedule and checking cords and wires for wear and fraying. You should perform these types of preventive maintenance at least monthly. Others, like cleaning out the lint filter in a dryer, should be done every time you use the appliance.

      What are the benefits of routine maintenance?

      Routine maintenance's primary benefit is extending the life of your appliances and major systems, which can save you money. Regular home maintenance also preserves the integrity of any warranties you have.

      Why is seasonal home maintenance important?

      Home systems like heating and air conditioning perform best with regular seasonal maintenance. Because HVAC systems circulate the air in your home, they can also circulate dust and other air pollutants. Regular tuneups ensure that things are working properly, and regularly changing air filters keeps your home (and your health) at its best.

      Bottom line

      Your home is likely your biggest investment. Regular home maintenance protects that investment and helps prevent exorbitant unexpected costs. It also helps you get the full benefit from extra protections like a home warranty. The extra hassle or minor cost of performing routine home maintenance is well worth it when you consider the potential long-term costs of skipping it.

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