Prudential Annuities Reviews

These people were awesome. They got the job done right. I felt like I made the right investment and answered all the questions I had and then some. I walked away knowing I made the right decision. This process was so easy and very user friendly. I had no problems completing my transactions through them. All the tools were there to fully understand what I needed to do, like I was being walked through it with a rep by my side. The payout options are very explanatory and easy to understand. They offer several options on how you would like to payout or cash out your money from them. They will walk you through it til the end. Very happy with how they funded by monies. They offered just the right amount of tools that I needed to feel like I was doing the right thing.

Mostly use designated financial planner that has been very helpful. Keep me informed of progress and usually calls at least two times a year to go over portfolio. Seems knowledgeable and honest. If I have any questions I feel good about being able to ask his opinion. I follow Prudential website periodically to keep up on market. Have not made any withdrawals at this point in my life, but feel I have gained enough to hopefully last my lifetime at this point. I am 67 and still work part time. Option for monthly payouts when I am ready to withdraw, I am not ready to withdraw at this point in my life. May need it for the future however. Some people do not agree with my approach, but do not know how long I will live. Funding options were pretty much predetermined by the board at Prudential according to my options which I chose. I am in an more conservative approach at this point in my life.

It's okay but need a good insurance policy. Might get AARP but not sure yet. Lincoln Mutual is an option also. They do not seem to care much... have been trying to find the very best one so am still looking and the price also matters!! I hope to find one very soon. The payout is too much!! It's a search to find the right one that fits your budget. Just keep checking online is my best guess and ask your friends for their opinion. Eventually you will find the best one to fit you and your family's needs. Good Luck To All!

I work for a Financial Professional and have been calling Prudential Annuities Service Center quarterly for the last two years to obtain client statements. Every time I call for one particular client they tell me the same thing, that my boss is not listed as the Financial Professional. So I spend a half hour to 45 minutes to get it straightened out.

Knowledgeable staff, efficient processing, and good return investment advice. Curious and friendly advisors that are interested in my best interests. Great locations of branches and Internet access. Quick and easy process whenever needed. Staff goes above and beyond normal standard of service. Would definitely recommend to my friends and family. There are a few payout options. Some I prefer more than others but I like having the options available. They are responsive to customers different needs and wants. A perfect combination of versatility and convenience. The funding options are varied and very useful. It is very nice to be able to choose from many options instead of only a few. Staff is helpful and informative.

While I have no experience with the website or 800 customer service, all questions have always been answered promptly by our local agent and his recommendations have worked out quite well. There have always been several ways to add funds to the account and they have all worked when they have been used in the past and continue to be used.

They were very caring and helpful, were very concerned about my needs, answered all my questions efficiently. Even contacted me through emails and phone calls to follow up. I could withdrawal at any time but I did not choose to do so because I'm very confident with this company. They showed a real concern for me. And kept me well informed on all policies. It pays out well. I had no concerns. Like I said I'm very happy with this company and all of their policies. It was a good investment for me and my family. The funding options are perfect for me and my family. I would recommend this company above others that I have tried. I'm very satisfied with everything that they do. Would recommend them.

The application was easy. With the current market I have decided not to use it yet. It has performed well in spite of the current economic situation. Some are better choices than others now. I feel that it's a good investment to supplement retirement (Social Security and other investments). Especially, since the market performance is bad. Have not withdrawn yet. I can but with the current market situation I'm waiting till it increases in value for a better monthly payment. The payout options are good. Especially, if you hold it until it can gives you a maximum or larger monthly amount. You can fund it with other investments that are not doing well in the market or make monthly payments towards the time that you retire or the period you chose and according to the annuity. That's my understanding. Applied for mine after age 65 for additional monthly income.

The customer service was so very helpful and really helped me when I needed to be helped. Withdrawal was an easy and fun way to do business in a time when people do not like to busy themselves with banking on banks like the bank of america and loans and stuff to do in places. What a lot of money I received that day! Funding was really great and I could buy whatever I wanted with the cash that I received. And that cash was really helpful in so many ways that people cannot even imagine.

They were very responsive. timely and thorough. Also were patient with my questions, never interrupting at all. I always got the answer I needed, and they were great at follow-ups. Never any rudeness or rushing at all. I never had any problem whatsoever. They explained any procedures and what the options were for me. Very easy and painless. I got a full accounting and they kept me up to date. They had very good terms. Not the easiest sometimes, but with enough follow through and patience we always seemed to get things done and I was happy with the results. Good options. They explained things very well and provided great information. The process was smooth and they made sure I was happy the whole time.

I have been with them for over 6 years. I wanted to start something for my retirement fund. I thought that this would be a good thing to invest in. And I just hope that it pays off.

Recommended to me by a friend and I'm very satisfied. I like the fixed income element while minimizing my risk. I was a little hesitant at tying up my money long term but I'm glad that I did it.

I had a very enjoyable experience and would recommend to anyone thinking about getting an annuity, to go with Prudential! The consumer service is outstanding, and the representative that worked with me was extremely nice, and very knowledgeable in helping me with my annuity, and I would highly recommend them to all of my family and friends!

They care about the customers’ needs. You are not just another number. They will work with you to achieve financial goals for retirements, savings for later in life, life changing events.

Works very well with me. They keep me informed about my annuities and notify me if there are any changes. They are very good about keeping me informed about everything.

Prudential is a very customer oriented company to work with. I am highly satisfied with the Return on Investment and the options available for retirement accounts.

I purchased a Prudential annuity a few years ago because I had extra income to invest and I wanted a safe place to save it. An annuity in my opinion is one of the best options. After a few years I felt the need to withdraw it from Prudential for an unexpected major purchase. It was easy to withdraw when I needed it and the service was good.

The feeling of a secure guaranteed income is smiling type of feeling that allows a person or partners to plan and plan and plan and relax doing it with regard to enjoying retirement options of pleasurable activities dreamed of for a long time finally coming true.

MY experience has been very positive in the sense that I have not had any serious issues with my annuity. The fund options are a bit limited in general and I would like to have more investment possibilities. The fees are reasonable and have been well explained to me. The annuity website is easily accessible to me and has always been very useful.

Guidance advice is very tailored and insightful. Contact and initial consultation with knowledgeable personnel a huge plus. Product performance has been above expectations.

I don't know much about it. It doesn't pay as good as a investment you can move around or change how you want to invest your money. It is usually fixed income that pays once a set period of time.

Prudential Financial has a most acceptable offering for Annuities. I have a personal advisor that provides guidance and essential information in a professional manner that is truly relevant to my life situation. My advisor is efficient and personally concerned about my financial well-being. My advisor provides customized services that are directed specifically to my available assets and treats me as a most valued customer at all times. My advisor completely personalizes my Annuities to meet my future requirements and always has my best interests in mind.

They were really thorough in explaining the annuity and how it worked and it worked out well. Would recommend. Their customer service is great and I never had any problems.

Customer service staff make it easy for novice investors to use products. The advisors give tailored sound advice. Product performs at level above most competition. Website easy to navigate and manage.

This was the first time I have ever had an annuity. It is still a work in progress getting to know everything about the operation and pros and cons of having one. My wife and I were first told about one from our in-laws. They have had an annuity for about six or seven years now and they are very satisfied. So when we had the opportunity to acquire one we did. We get help with being able to understand what we can and cannot do with it. But as time goes on we are getting better educated about it functions. And how we will benefit in the long run as opposed to putting our money into some other form of investment.

I like my annuities because the payout is on time every month as promised and I do not have to pay tax on the payout. If I want to withdraw from it the penalty is not much. I have been recommending this company to many of my friends.

I decided that when I was young I should put money up for my kids college fund. I had looked into other options and could not figure out what to do. Then a friend told me about their experience. So I decided to go with them. I am very happy that I did because the payout is great. Thank you.

The best use of present value of annuity is comparing 2 streams of payments. As a general rule, you should purchase the financial instrument that has the highest present value.

Prudential drawing interest once a year. Because I am retired I have to take dividend. Don't know what else to say but I'm satisfied with the plan. Also have another one Guggenheim. It is paid once a year also.

Converted a small whole life insurance policy to an annuity fund on the advice of a local representative of the insurance company. It has remained a part of my life insurance and investment portfolio for almost 25 years and has shown steady growth and useful rate of return. By retaining the benefits of a life insurance policy, it has helped sustain adequate coverage through the years for my family. In recent years I have considered cashing out, but the short-term gains are small and offer a one-time benefit.

I have had my variable annuity for over thirty years. I have it with the Prudential Annuities company. It also has an life insurance policy with it. I would only recommend an annuity to anyone who has maxed out their IRAs and still has money that they want to have for retirement. The fees are much greater for an annuity than a plain IRA. My annuity was a great idea thirty years ago because you were only allowed to put in $2000 per year. Once they started raising the maximum amount that you could put into your IRA, the IRA was a better deal with the lower fees. Also, when the Roth IRAs came out, you could then put money into your IRA and pay your taxes on it now and then. When you retire you can withdraw it tax free.

Annuities experience may not be best for everybody in all situations. My experience is satisfactory based on all of the factors involved in the annuity process. If I had the opportunity to do it again, I might consider other options. The initial process required a minimal amount of paperwork and time, which was satisfactory. The ongoing payments were received as specified. I think I would have been better served by investing with a financial advisor, based on opinions of friends and family. Hindsight is 20/20.

I feeling of security about a guaranteed income for perpetuity and the idea that I will not lose any sleep over losing any money any time and that every month as make plans with my life partner and that she has the same feeling of happiness.

Was good, very helpful, knowledgeable, customer friendly, time well worth. The company was in the know. They were there. They found the right website for me to get info to help my needs.

Really nothing to say. Everything went fine. They did what they said they would do and I got what I wanted.. I can't describe it in any more detail. It was a satisfactory relationship.

Annuities is great. Look for high interest rate and in some cases, the interest was sent to me. l highly recommend this. In the next year, l have a check for 100,000$ coming. I'll invest 50,000$ back into the annuities.

I am very happy to have some annuity to depend on later in my years after retirement. It's comforting to me. I would advise others buy annuities for their future also.

It is a pleasant experience that's making good revenue for me. If I ever have any issues or questions, my agent or a customer service representative is available resolve/answer. Answers are given in a very timely manner.

The customer service is amazing and I am able to access my money whenever I need to get it and use it for something major like a car. It is really easy to understand this stuff.

The purchase of the annuity went very smooth. Although not planning to draw against the annuity until 65, the option is there to start at an earlier date. Of course if you start earlier the monthly payment is lower.

I was told that my annuity would yield me a minimum of $60 per year. That was wrong info. In fact, the guaranteed was only half of that. The agent who sold me the policy was either mistaken or lying. It doesn't matter which is the case. Either way, I am out 30K per year for the rest of my life. I have a complaint on file and will take legal action. If you were also so misled by a Prudential agent, please reply here. I imagine that I am not alone.

My mother passed away recently and she had an IRA Annuity with Prudential. Chase Bank was servicing the IRA. When I went to them to claim my inheritance, I did not already have an IRA to roll the money over into and I did not want to invest with Prudential. As a result, a lump sum payment was made by Prudential. However, the Investment Banker at Chase informed me that if I reinvested the money right away, there would be no tax liability. But, when I went to an Investment Broker about this, armed with the check I had received, I was told that Prudential would have to back out the lump sum payment and I would have to return the check to them so they can issue a new check payable to the Investment company.