Peachtree Financial Solutions Reviews
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About Peachtree Financial Solutions
Founded in 1996, Peachtree Financial helps individuals liquidate their structured settlement from annuity payments, lottery winnings and active nonsettled lawsuits. The company is free to apply and only charges fees once a transaction is completed. Once your pre-settlement is approved, it can provide cash in as little as one to three days. Not all services are available in all states.
- Free quote
- No upfront payment
- Credit score not a factor
- Capped at $750,000
- No published fees
Helpful Reviews
Our editor’s take
Peachtree is a well-rated structured settlement company with over 370 4- or 5-star reviews from past customers who left reviews on our website. Many customers felt the representatives were professional and helpful and provided good customer service. Additionally, many thought the process was easy and efficient.
Peachtree Financial merged with J.G. Wentworth in 2011 and connects people to companies willing to offer cash in exchange for a portion of the future settlement. For pre-settlement funds, Peachtree Financial Solutions works with companies that can fund you $300 to $750,000, depending on the details of your claim, but you must have an attorney.
How does Peachtree Financial work?
The application process with Peachtree Financial is meant to be efficient, with a representative helping you through each step. Here’s what to expect for most structured settlement cases.
- Get a free quote: The first step to getting a lump-sum cash payment for your structured settlement payments is to contact Peachtree Financial. This initial conversation allows you to provide details about your settlement and financial needs. After the initial call, the company will provide a quote based on the details of your settlement.
- Understand your contract: Once you accept a quote, the next crucial step is the purchase contract. This is when all the paperwork is completed, and you agree on the terms of the transaction.
- Appear in court: After finalizing your contract, the company will request a court hearing. This is a legal requirement for selling structured settlements.
- Receive your lump sum: After receiving court approval, you should receive your money quickly via direct deposit or check.
Peachtree Financial services
Peachtree Financial Solutions offers a range of services related to structured settlements, annuities, and lottery payments. Individuals can sell their partial or entire settlement.
- Structured settlements: Peachtree Financial Solutions buys structured settlement payments from individuals who have won or settled lawsuits and would prefer a lump sum payment instead of receiving their money over time.
- Annuities: Similar to structured settlements, Peachtree also purchases annuity payments. This can benefit individuals who need immediate access to their funds rather than waiting for periodic payments.
- Lottery payments: If a person wins the lottery and chooses to receive their winnings over time, Peachtree can buy these payments and provide a lump sum payout.
- Pre-settlement funding: In some cases, Peachtree provides funding for pending lawsuits if it believes you have a strong case and likelihood to win. You will need to work with your attorney for this level of service.
Costs and fees
Peachtree does not list any of its costs, but it says it will not charge any upfront fees for pre-settlement funding. It's important to keep in mind that while selling your future payments can provide immediate cash, it may come at the cost of a lower overall payout. Knowing how much the settlement will cost you during your consultation will help you avoid post-settlement financial regret.
How does Peachtree Financial compare?
Across all structured settlement companies on our site, our reviewers gave companies in this category an overall satisfaction rating of 3.7. Peachtree Financial is one of the top-rated companies among our reviewers, with 93% of customers leaving a happy or satisfied review.
FAQ
What are the tax implications of selling my structured settlement?
Generally, the lump sum you receive from selling your structured settlement is not taxable. This is because the original settlement was likely designed to be tax-free. However, any interest or investment income that you earn from the lump sum could be subject to taxes. It's important to consult with a tax advisor to understand the specifics based on your individual situation.
What types of annuities does Peachtree purchase?
Peachtree Financial typically purchases various types of annuities, including those received from insurance companies, retirement annuities and lottery annuities.
What happens if I lose my pre-settlement case?
The companies that work with Peachtree Financial will fund your pre-settlement because they believe you have a strong case. However, if you lose your case, the money funded will still be yours to keep — it is not a loan that must be repaid.
Still have questions?
Is Peachtree Financial legit?
Peachtree Financial is a legit company with over 20 years of experience. It reported on its website that it has helped individuals secure funds for over 19,000 cases. Additionally, the company merged with another trusted name in the space — J.G. Wentworth, in 2011.
Peachtree Financial Solutions Reviews
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- 4,881,224 reviews on ConsumerAffairs are verified.
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Reviewed March 3, 2026
I have used Peachtree in the past and I just recently used them this month. I have to say in today’s time as well as with the fast moving and growing world we live in they not only work with you but will also adjust their schedule in order to meet yours. I personally used Michael G. and he had his hands full from day one with my busy schedule and lack of time to communicate but he made it happen and got me funded from start to finish. He never got frustrated nor failed to make sure and prep me for anything I may be facing whether it was court or underwriting. I've spoken with other companies but they don’t touch the support nor the level of work that this company is willing to put in to make sure you're ready, prepared and make it to the finish line!!! Go Michael G.!!! And go Peachtree!!!
Hi Candice! Thank you for sharing such a detailed and positive review! We're thrilled to hear that Michael made your experience seamless, even with your busy schedule. Adjusting timelines to accommodate our customers’ needs is something we take great pride in, and it's fantastic to learn that you felt thoroughly prepared every step of the way. Your commendation of our team's dedication is greatly appreciated. We’ll ensure Michael sees your recognition of his outstanding support. Thanks for choosing Peachtree, and we're glad we could work with you once again!
Reviewed Feb. 27, 2026
I like Peachtree. They're different than other places. The rep that I talked to was real nice and helpful. Peachtree helped me, called me and let me know stuff. They were great.
Hi Carol! We are so pleased to hear that you had a great experience with Peachtree. It's wonderful to know that our team was not only kind and helpful but also communicative throughout the process. Thank you for sharing your positive feedback. We're always here if you need further assistance!
Reviewed Feb. 12, 2026
Bad experience. The second time with this company. I regret it every day. It has given me anxiety. I will never trust this company again. I pray that no one else has to experience it. Good luck.
We’re very sorry to hear that this experience has had such a lasting impact on you. That’s never what we want for our customers.
Given that this transaction took place several years ago, we understand it may be difficult to revisit—but we would still welcome the opportunity to better understand what happened and see if there’s anything we can clarify or address.
If you’re open to it, please reach out to us directly. Your feedback matters, and we’re always working to improve our customer experience.
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Reviewed Feb. 10, 2026
Hi, I'm a little upset because I have been trying to get my funds for the past 2 weeks and I'm still waiting. I'm very frustrated. I would really like to know if there is someone I can talk to about this.
Hi Stephanie, we're truly sorry for the frustration you've experienced and understand how important it is to access your funds in a timely manner. We reviewed your file and noticed that you received the funds yesterday, however please do not hesitate to reach out with any additional questions or concerns.
Reviewed Dec. 27, 2025
Peachtree bought some structures for me and they took a lot when they did. But I was in desperate need of money. Shanae was the lady who helped me and I liked her. There were also Mike and Chris. They all helped me and they did a good job. They gave me what I needed. Go with Peachtree.
Hi Michael! Thank you for your wonderful review. We're thrilled to hear about your positive experience with Shanae, Mike, Chris, and our team. Knowing that you felt well taken care of and found our services reliable is incredibly rewarding. Your recommendation means the world to us. Should you or someone you know ever need assistance again, we're here to help anytime. Thank you for choosing Peachtree!
Reviewed Dec. 17, 2025
Peachtree is very helpful and quick. They never gave me any issues and they always stood by their word. I’ve been interacting with them for a while and the experience has been good.
Hi Markal! We're thrilled to hear about your positive experience with our team at Peachtree. It's fantastic to know that our dedication to swift and reliable service has stood out. We appreciate your kind words and your confidence in recommending us to others. Thank you for choosing Peachtree, and we're always here to assist whenever you need us!
Reviewed Dec. 13, 2025
Working with Peachtree was good. They were helpful and communicative. They were also quick and efficient, but I feel like you're not getting as much of your money as you could have. I could have been getting more of a cut of my settlement. Also, the second time around of pulling a second chunk out, they did not have their information together as much. I showed up for court and they didn't have the papers, so they weren't able to do the approval and I had to redo another court date.
Hi Maddyn! We appreciate you sharing your experience working with us. We apologize for the inconvenience caused by the paperwork delay during your second transaction. Thanks for sharing!
Reviewed Nov. 15, 2025
I researched on the internet and went with Peachtree because the reps were nicer and they kept in touch with me. They also gave me good advice. It was like they wanted better for me. The process was completed around the time they said, which was around 45 days. I have personal issues going on with my husband and I was able to get away from that. Now, I'm trying to move on with my child. All in all, my experience with Peachtree was really nice and I tell people to go to them.
Hi Janae! We are delighted to hear about your positive experience with us. Our team takes pride in maintaining strong communication throughout the process, and we’re pleased to hear that this contributed to a smooth and pleasant transaction for you. Thank you for recommending us and for sharing your feedback.!
Reviewed Oct. 30, 2025
Customer service at Peachtree is straightforward. They let me know everything that was going on as it was happening and I appreciated the customer support. We made a good deal and the price was fair.
Hi Leonidas! It's wonderful to know that our straightforward process, effective communication, and the impressive support provided by our team met and even exceeded your expectations. Your satisfaction with both our service and the website experience means a lot to us.
Reviewed Sept. 18, 2025
Peachtree contacted me and while I've been with them a few years, I've never had any issues with them.
Hi Danielle! We are thrilled to hear that you had a seamless experience with us. Your kind words bring us so much joy, and we’re delighted that our team was able to meet your expectations. Thank you for choosing Peachtree, and we look forward to continuing to serve you exceptionally!
Reviewed Sept. 18, 2025
I had a wonderful time with Peachtree. The person I worked with was awesome. I went through them because the person I talked to was not very pushy, while the other ones from the other companies were. Peachtree gave me all the information I needed, sometimes before I even knew I needed it. They kept me up to date even before I started asking questions. I wish they can change the Georgia laws to make things a little quicker, but besides that, my experience was good.
Hi William! We're overjoyed to learn about your wonderful experience with Peachtree. It's fantastic to hear how pleased you were with our customer service and that we could assist you each step of the way. We're grateful for your recommendation, and it's reviews like yours that empower our team to continue providing stellar support. Thank you for choosing Peachtree, and if we can do any more for you, let us know!
Reviewed Aug. 28, 2025
I chose Peachtree because they weren’t calling me three times a week. A lot of the other companies called constantly. A few of them would still call that often even after I told them to check in once a month. Peachtree actually listened to me.
It was nerve-wracking at first because I was getting that much money from them and giving them a lot of mine. But other than that, Michael at Peachtree was a pretty cool guy. He was mellow, not pushy, and he let me move forward when the time was right. He would call and talk about football with me and other things for about 20 minutes. I’m sure it was part of his job, but he was nice. Peachtree is very cooperative with you, and they’re not pushy-bossy just because they’re gonna make a few bucks.
I’m not good with paperwork, especially when they sent me all those documents to sign. Michael actually sent a notary to my place to help me go through everything so I wouldn’t be stressed about it. I thought that was pretty cool.
Hi Bryant! Thank you for taking the time to share your positive experience with us. We're delighted to hear how Michael's approach, focusing on being personable and cooperative rather than overly assertive, helped make your financial dealings comfortable and stress-free. It's excellent to know that the smoother process and additional support, such as sending a notary for the paperwork, truly stood out for you. We'll be sure to pass on your kind words to Michael. Should you have any more needs in the future, don't hesitate to reach out. We appreciate your recommendation!
Peachtree Financial Solutions Company Information
- Social media:
- Company Name:
- Peachtree Financial Solutions
- Year Founded:
- 1996
- Address:
- 1200 Morris Drive, Suite 340
- City:
- Chesterbrook
- State/Province:
- PA
- Postal Code:
- 19087
- Country:
- United States
- Website:
- www.peachtreefinancial.com