Big Think Capital Reviews

The process with Big Think Capital was fairly simple. I've done it twice with them and the first time, it took a week. The second time, it only took three days. It was mainly done through emails, then we started talking on the phone after everything was processed. They were on the spot and answered the phones. The communication was really good. I also have their phone number, so if I need to skip a payment, all I have to do is call them and ask if I can move this week's payment to next week, and it's seamless.

Big Think Capital has been great to work with. Joe is a hell of a good dude. He was easy to work with. The only complaint I had is that when I hit a tough spot, it was like, "Hey, I'm sorry. The money is not going to be there for the payment next week." I think he was a little undertrained. He didn't know what to do. Finally, I was like, "Whatever. You'll figure it out when next week comes and that money ain't there for that payment." Then they called. They were like, "It's not a big deal. Your payment record is flawless." Up until then, I had one late payment. Overall, I've got mixed feelings on it. The one thing I wish is that they reported to the credit bureau. I can't ever get a straight answer out of anybody on whether or not they report to the credit bureau. I wish they did.

I own a couple of different businesses and decided that I was going to keep the restaurant. As part of keeping the restaurant, I've gone through some crazy renovations and I'm one of those guys that like to do everything at once. I inquired at Big Think Capital and was put on the phone with Kyler. He is a very informative guy. I was a stockbroker for 10 years, so I'm one who enjoys a good pitch. He knew the product and answered all my questions. There were also a lot of stellar reviews and when I did my due diligence, there wasn't anything that came back in a negative light. I first shopped around because it's a little bit of a unique loan, the way that they do it. But things have been going very well with Big Think Capital. As long as you can stay ahead of the curve, you won't get swallowed up in fees.

I had contacted several different places, and Big Think Capital was one of them. I worked with a representative named Mo, and we kept in touch over a period of time. We tried various aspects and different things, and finally came up with the one that we chose, which was Mulligan Funding. It's working all right, but it's a high weekly payback, and it's putting me under strain. The payments are once a week, every Monday, and they're automatic.

For the most part, when you look Big Think Capital up, they have a pretty reputable name and good reviews. Their application process was relatively easy. It's just cut and paste. You go through the prompts. It's cut-and-dry. It wasn't a long process and wasn't hard to understand it at all. The approval process is something that's different. They walked me through it. They give a 24 to 48-hour threshold before they let you know. The biggest benefit is the efficiency and the communicating part. I'm a little older, so my patience isn’t the best. I'm more impressed by somebody that communicates well, and that breaks things down where I can understand them. I was able to get somebody on the phone, ask questions without being in a rush to hurry, and be able to understand everything that's being explained.

Big Think Capital tried to find the amount I was looking for. They know all the lenders. The only thing is I want a long term payment system. They checked my credit, and I'm not qualified. So, they gave me a short term. It was like an MCA account. At that time, I needed some emergency funds, so I just took it. Next time, I won't try anymore.

I needed money for my business. I saw Big Think Capital online and their application process was fairly simple. They sent us some documents and I submitted my bank statements. It was easy to upload the documents on their website and when they asked me to do a few things, I did them. Then, I got a quick answer and I got my money. So, everything was good and I had the cash in my account in two to three days.

I need a line of credit to purchase inventory. I went with Big Think Capital, and their actual lending process was good. The loan that I got helped us buy inventory before we got traditional financing, and we were able to satisfy some customer orders. We wouldn't have been able to achieve a sales number that we were targeting earlier in the year, so Big Think definitely helped. They had great communication. I liked the ease of the application process, uploading the documents, the ability to move money from the line of credit into my checking account and then pay it back.

I found Big Think through the internet, and the process of getting a line of credit was easy. Filling out the information and linking accounts took about 20 minutes. There was somebody to talk to if I need to, so their customer service would be a 4. The rates are horrid, but it was good for a small company at the time when we needed it. The proprietary lending rates that they have through this industry are beyond usury, but we took a small loan just to see if we could get it lower. It didn't work. We don't have it anymore. Big Think could do stuff that's reasonable, but they are taking the risk.

Big Think was really fast. I paid off what I got. I would do business with them again. I recommend them to a friend.

I was looking online for a loan. I got contacted by Big Think Capital. I got a line of credit, and the lending process was easy and wasn't too long. Working with Big Think helped my business.

The loan through Big Think helped me purchase the materials I was trying to purchase. I was in a bind on a job, and it helped me get that taken care of. Dealing with the reps went well. Everything was good. But I haven’t re-borrowed because the weekly payments were a big hiccup for me. But other than that, the experience was great.

Big Think got me the loan. I found them online and they reached out, and hit me up. Working with them to get connected with Expansion Capital was good, but the loan was not good. It got me the money that I needed, but it's like a terrible rate. I would never advise anybody to take that loan.

We were looking around for funding, and we had a decent experience with Big Think Capital but we ended up going with a different lender. We were able to get a 5% APR line of credit. So, we ended up going with a different lender. Big Think's reps were helpful. Once we had already decided not to use them, they were just doing their job following up. So, they did quite a bit of following up to see if we were interested. In regards to when we were considering using them, we had a good customer experience.

I got a short-term loan from Big Think and it has helped me secure new equipment. All the reps were great.

Big Think Capital connected me with OnDeck. My experience was pleasant. They gave me an option of something that I needed for my business. I thought the interest rates were high, but I had no other alternative at that point to keep my business afloat. They never deceived me. They told me what the rates were. They didn't promise me anything they didn't deliver, and they actually said that this product isn't for everyone and there was no pressure. So, if there's any responsibility, it's on my part. I was impressed with how rapidly things moved. The process took about a week from start to finish.

I needed some capital for my business, and Big Think Capital was recommended by my business manager. The lending process through OnDeck was very difficult and was not very honest. It was not what I thought it would be, but it was mainly my fault. I thought it was gonna be payments of a month, but I was having to pay weekly. I should have read the fine print a lot better than I did. For me to get any kind of result, it was through different personnel. It wasn't just through one person. Had it been just with one person, it would have been better. What stood out to me the most was the discrepancy on the payment plan. Other than that, I was able to get the financing that I need for the equipment that I needed to get. I already paid everything off. I made sure that I paid it off when I could when I sold my other two stores.

I've been having a great time with Big Think, and I really appreciate the help I needed. It's worth it. I'm really happy working with them. My job's almost over, and as soon as I get paid the rest of the remaining funding, I want to make arrangements to pay off and then have doors open with them for the next jobs. They did pretty well. They explained it, and I agreed. And they helped me out where I needed to be. They made it quick. They got some great people working out there. I appreciated the way they handled my situation. I'm glad that I found them.

My interaction with Big Think was very positive. They knew the information. They made the transaction quite easy. If they told me they were gonna call me back, they called me back, which was something positive. Not a lot of bankers do that. So, for the most part, it was a good experience. The weekly payments is probably the only downfall, but there are other programs that they offer on a monthly.

My expectation with Big Think Capital wasn't met. My goal was to get a business credit card but most of the credit that came was personal credit. Because of that, my credit is getting bad. I lost almost over 30 points off my credit. I paid them commission over $3,000 for a personal credit that I could have gotten on my own. I went to Wells Fargo and got a credit line for about $25,000. But apart from that, Big Think Capital was responsive. The communication was top-notch.

Our experience with Big Think has been good so far. We got our deposit rather quickly and easily, and making payments has been pretty easy. Everything's really good.

Big Think reached out to me. I took a line of credit from them. It’s bridged slow-paying customers. Big Think's representatives are good. I'd rate the company a 5.

I got a line of credit through Big Think. It sits there in case I need a quick purchase of something. Usually, I just use cash, so it's just a backup. It's also for building my business credit. We had an issue with them tagging into my bank account and me logging in to put my financial information in, but the rep was really good. He took the time to take my text messages. It took us about a week to get it fixed, but he never gave up.

I saw an ad for Big Think on Facebook. I tried it, and I went with a revolving credit. The process was pretty quick and awesome. It took 30 minutes. The agent who got ahold of me was awesome as well. The account manager was the best I've ever worked with. The actual company I got funded through was having trouble with their app, and he went beyond the 30 minutes it took to get the loan. A week later, he was calling me and helping me through the problems that the company itself was having with the app and getting everything straight, and I love that about it.

From what I can understand, Big Think is a middleman who puts you in touch with merchant account lenders. So, they charge you a large fee to put you in touch with somebody that you could have made a deal with for cheaper on your own. Big Think was good. They did their job. They found the deal. They found a way to work it. They found what they considered good terms. All in all, I'm paying three times the amount I'm borrowing. The deal I got has like 300% interest over the entire term. So, it's not exactly a great loan. I borrowed 5,000. I owe them 15,000. That's a hell of a vig. When I called them about it and asked because I was looking at getting a different loan with better terms to buy them out, and they told me there is no early, but the early buyout is just paying in full.

I got a cash advance from Big Think. I heard about them online. I like that they did what they said they gotta do.

Big Think Capital was easy to work with. The gentleman I was working with, Brennan, was upfront and clear about everything from the initial phone call, kept me in the loop throughout the process, and explained everything extremely well. He was really good at communicating. Their lending process was straightforward and easy. They made things super simple on my end. I ended up going with an MCA, a merchant asset match. It helped me get through a slow spot. It gave us some breathing room.

My experience with Big Think Capital’s reps was great. They were prompt. They did everything that I needed in a timely manner and answered all my questions. It was an awesome experience.

I got a business loan from Big Think Capital. They were pretty quick. Everything went well. They were able to adjust my payments a bit. When I was having issues with the cash flow, they were able to tell me out. Everything's well so far. It was a good experience.

I was trying to get my business off the ground and applying for different lines of credit here and there. Big Think Capital has been pretty good. I'm vision-impaired. So I have to use a screen reader and it makes the process a little bit hard for me. I worked with Prem and he has been excellent. I haven't spoken to him in a while. At this point, I'm taking care of the payments with Cashera and Giggle. I used the funds for getting things needed for my business, technology-wise. But I'm still not there. So I'm still trying to get more funding. Big Think Capital follows up and asks if there's anything else they could do, and if you need any more assistance. I sent over my executive summary for my business today. They might know anything else I might be able to do or help me out.

I received an email long ago but I wasn't ready to do anything. Then we needed the loan, I went back to the email and I found Big Think Capital. I talked to them long ago, and then I kept the contact. So when we were ready, I called them. I talked to Andrew and we went through the process. He helped me find a couple of lenders or offers. At the beginning, we had a couple of offers that I didn't like too much, and then I told the assistant we were looking for something else. He kept looking and he found another line of credit and that one number was good. We took the third offer that he found. But other than that, it was a pretty simple and straightforward process. It helped a lot with our business. It was a nice and easy experience.

I was searching on Google and I came across Big Think Capital. When I reached out to them, the way they handled speaking with me was good. I liked the experience. The representative was knowledgeable and he answered all of my questions. The price was good, too. The experience I had with them was really good. They made me feel comfortable and answered all of the concerns I had about everything. Also, they made it easy to contact them for any issues and they answered. Even when I had a few questions after funding, they responded in a timely manner.

I saw Big Think Capital through Instagram and decided to get a small business loan from them. So far, so good.