Page 2 Reviews 10 - 40
Billing

Reviewed April 24, 2026

You will never be able to talk to a human at Barclays Bank so if you have a problem good luck. Just trying to make a payment. Tried to submit. Would not accept this.

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Price Billing

Reviewed April 15, 2026

We closed our credit card account. Barclays reopened and allowed false charges and is now wanting us to pay. What a joke! Stay clear!!!!

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Customer Service Refunds & Payouts Staff

Reviewed April 11, 2026

They only hold statements online for 2 years so I called to request a statement from 3 years ago and they said it would take 7 to 10 days to receive it. When I asked if I could pay for expedited shipping they simply said, no. They just don't care about customer service.

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Customer Service

Reviewed April 10, 2026

If i could give them 0 stars I would, the customer service is abysmal, I opened a savings account with a 5000$ deposit, I sent the money into the account. They took the money from two accounts, then I received an email from the "deposit research" department requesting I send a copy of my bank statement and drives license, I sent it 3 times via email and one time using regular mail. I have never had to do something like this to very an account, it makes no sense, taking the money from those accounts and then verifying. I called multiple times and they said that they received docs, but could not articulate why the issue wasn't resolved. Every time I called, It sounded like a phone from the 1920's. The worst banking experience I have ever had bar none, horrible experience, I just had them send me a check with my deposit. They have no clue what they are doing.

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Customer Service Billing

Reviewed April 9, 2026

I’ve had a deeply disappointing experience with Barclays US Consumer Bank and their handling of my JetBlue Plus Card account. Without prior warning, Barclays reduced my credit limit from $23,000 to $8,000. This action instantly drove my utilization on the account to 100%, materially impacting my credit profile, not due to new behavior, but due to their unilateral decision. When I contacted them, I was informed the decision was based in part on: A single ~$800 collections account currently under active dispute with TransUnion, for which I have supporting documentation. Elevated utilization across accounts (which their own action significantly worsened).

I approached the conversation professionally and in good faith. I requested a modest adjustment, restoring the limit to even $10,000, to bring utilization to a more reasonable level while I finalize repayment of balances (which I am in a position to do imminently due to an upcoming liquidity event), and citing my perfect payment history over the years that I have done business with them. That request was declined without meaningful consideration or flexibility. What’s most concerning is not the existence of risk controls, those are expected, but the lack of proportionality and communication. A sudden, drastic limit reduction that directly worsens a customer’s credit standing, combined with a refusal to engage constructively when the customer demonstrates both intent and capacity to resolve the issue, reflects poorly on Barclays’ approach to customer management.

I would caution prospective customers; especially those who value stability and predictability in their credit relationships, to consider this risk when choosing a card issuer. Based on this experience, I do not plan to continue my relationship with Barclays once my balances are resolved. This approach creates a feedback loop where customers are penalized in ways that increase risk metrics rather than reduce them. That’s not risk management; it’s risk amplification.

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Price Punctuality & Speed Billing Rates

Reviewed April 8, 2026

Hawaiian Airlines cardholder and HI resident. Went to Cancun, MX January ‘26 and stayed at an all inclusive resort 10 minutes from Resort Zone. One rainy afternoon we Uber'd to Resort Zone. The following day I noticed a $13 and a $48 charge from Fat Tuesday’s and a $430 charge from Restaurant Kai. We used this card twice that day. Barclays keeps denying my fraud claim claiming that because I had my card in my possession the whole time, there’s no way this could be fraud. They won’t ask for camera footage or provide a signature associated with the charges. They said I have to had done this and denied 4 claims. Why would we spend $430 at dinner, in Mexico, when already paying thousands for the resort?

This is just ridiculous when I’ve never been late on a payment and keep my card at a 50% limits threshold. Real sad to lose customers when they have the banks best interest before their clients! They asked me to provide verification that I was somewhere else at the time of the charges! HELLO… It’s Mexico where this happened!

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Customer Service Contract & Terms Price Punctuality & Speed Staff Timeliness Follow-Through

Reviewed March 25, 2026

Today is wednesday. This began last Friday. I removed a signer from the account. I called the next day to request a document proving the change. I was told to wait 24 hours. I then called Saturday and again on Monday where I was told each time 24 hours. I called back Tuesday to find out that none of the representatives I spoke to put in the request for it properly. I again spoke with a manager, who again told me 24 hours. She went as far as telling me she would personally see to it.

Well, today comes around and I’ve tried to reach them online and by phone, multiple times throughout the day and evening only to repeatedly hear their systems are down. With each call, I explained repeatedly how badly I needed this document. Each day without it is costing me money. It’s nearly been a week of me begging daily for this document that every other company supplied me with within 24 hours of the request. The people I spoke to were inadequately trained, didn’t show any care, had zero follow through. Difficult to get through to. Hard to understand often. And completely not helpful. I’ve never had this bad of an experience with another company.

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Customer Service Billing Loan Process

Reviewed March 23, 2026

With a 850 FICO Score, I shouldn't have any problem getting approved for a credit card but with Barclays, it's like applying for a mortgage loan. They asked me to fax or send by mail not even email, my proof of ID, social security card, and utility bills. Unlike a recent application I submitted with Comenity Caesars rewards credit card, I was instantly approved online.

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Customer Service Staff

Reviewed March 12, 2026

Gotta say worst customer service I have ever had .. Took three calls and still not resolved. Account representatives speak bad english and don't listen. Had to read the letter I got three times ..Wells Fargo kicked ass when I had questions ..

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Customer Service Price Punctuality & Speed Maintenance

Reviewed March 11, 2026

I was ripped off by a group of criminals claiming to be a charity on 5th Ave. in NYC during the Xmas holiday. They said that my card did not work for a donation, so I gave them cash. They all scattered when I gave them cash and I later learned that my card was also charged. Barclays sided with the criminals and will not allow me to dispute the charge. Their customer service is the worst!

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Customer Service

Reviewed March 9, 2026

Just awful.. All calls are through a foreign (barely english speaking) country. I tried linking a remote account and they froze internet access to check on my status.. It's been more than a week and they are unable to close the account because they are still checking?

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Customer Service Contract & Terms Price Punctuality & Speed Staff Billing

Reviewed March 5, 2026

Had a charge on my account that was fraud. Notified Old Navy as well as Barclays. Was transferred to the fraud department and filed a complaint. Then continued calls and email about the payment being late. Explained that I filed a complaint and was told the old card would be canceled and a new card issued. Received the new card and the calls and emails continued about making a payment. Talked to a Barclays representative twice in January, twice in February and countless emails and every time I spoke with someone, they knew nothing about what I was talking about. Horrible customer service. I was so fed up with them I paid the amount owed plus late fees and canceled the account.

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Customer Service Tech Price Refunds & Payouts Staff

Reviewed Feb. 28, 2026

I strongly DO NOT RECOMMEND BANKING or having an FINANCIAL SERVICES with this company. I thought I was exaggerating about my report to CFPB about the company, but these people are NUTS. Unprofessional, Liars, Authoritarian, Bullying, Disrespectful, Discrimination, Abusive, pretty think of all bad way these people will treat you. I want to believe that only the president and his family work for this bank. Reason being, anyone can insult you and say mean things to you and still the company won't apologise nor take disciplinary action against the agent. Anyway I was charged numerous time from different vendors. I opened dispute cases and surprisingly the company closed the disputes without any expalaination. I attempted to reach out to the merchants who confirmed that I am entitled for full refund, however Barclays Bank, Valerie from the office of the president: she emailed me and said in her email:

"I have completed my investigation into your recent concern(s) presented to Barclays Bank. Please see attached for my response as well as any supporting documentation, if applicable. Should you have any questions, please contact me at the phone number listed on the written response provided. Please note that I am unable to respond via email to any replies to this mailbox. Regards, Valerie Office of the President Barclays Bank Delaware Barclaycard www.barclaycardus.com" Trust me, you dont want me to share the email about how she performed her investigation. Not only these people are mean, but they have ZERO PROFESSIONAL MANNERS. Weird people for sure. I can't immagine the disaster within the company and the atmosphere that makes them behave as such.

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Customer Service Price Punctuality & Speed Billing

Reviewed Feb. 27, 2026

Since Sept repetitive billing for a fraudulent charge of an elderly man with dementia she 85. Ignited me, POA, while adding late fees since Sept now almost March. He cannot operate a cell phone, computer, or any phone. The charge is not his as I have stated since Sept. I have never had such a stressful ongoing problem for a nonsense issue. Barclays is not on the side of their customer and they have failed to provide, merchant, IP Address as requested. I have reported Barclays to Consumer Fraud in Washington, DC.

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Customer Service Staff Communication Resolution

Reviewed Feb. 26, 2026

My account was recently closed after I paired it full, I was not previously notified and after I called they didn’t care or showed a solution. I’m very disappointed at the way they handled the situation and their poor communication and customer service. I would never do business or open another card with them.

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Coverage Billing Transparency

Reviewed Feb. 25, 2026

Barclays declined my Frontier Airlines credit card application based on a bankruptcy from 16 years ago. Sixteen years. I currently maintain an 815 FICO score and earn over $300,000 annually. My credit profile reflects years of flawless payment history, low utilization, and exemplary financial management. Yet Barclays chose to ignore all present credit data. Their letter explicitly states that no credit bureau report was used in the decision — meaning they did not evaluate my current creditworthiness at all. The denial was based solely on internal historical records from over a decade and a half ago. This is not underwriting. This is not risk assessment. This is institutionalized permanent punishment. An 815 FICO score is not theoretical — it represents statistically low risk.

For Barclays to disregard that entirely suggests either: An internal blacklist policy that overrides objective credit scoring, or An underwriting model so antiquated it ignores modern risk metrics altogether. Neither scenario reflects well on a global financial institution. If Barclays maintains a policy of permanently penalizing consumers — regardless of full rehabilitation and superior credit performance — that raises serious questions about fairness, transparency, and compliance with the spirit of modern credit evaluation standards.

Consumers deserve to know whether they are being evaluated on merit or on indefinite internal stigma. I will be escalating this matter through executive channels and filing a formal complaint to ensure clarity on Barclays’ underwriting standards. Financial institutions should reward responsibility — not ignore it. Deeply disappointing and shockingly outdated. Consumer beware!

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Sales & Marketing Punctuality & Speed Resolution

Reviewed Feb. 18, 2026

I recently applied for and received the Barclays Carnival Mastercard with the perk of 30,000 reward points after spending $1,000. I spent $1,000 in the first month but Barclays is now claiming their is a glitch in their reward system and they are delayed in rewarding the 30,000 rewards. Apparently, Barclays has used this same tactic since last January, but continue to advertise the feature heavily. I am waiting on escalation to a manager but I believe this to be a bait and switch scam by Barclays.

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Customer Service Punctuality & Speed Refunds & Payouts Billing

Reviewed Feb. 18, 2026

I made a payment on my Old Navy credit card (held by Barclay). I paid the credit card off. Over a week later I started getting text messages that my payment was returned for NSF. I contacted them and was told they were being sent in error and disregard them. They stopped, I went to Old Navy and my card was declined. I paid for my stuff and called the number when I got to my card. It was saying I still owed the payment. I spoke with corporate and she was going to investigate it, she said it will take a couple weeks. I never heard back, I called a week ago and was told a supervisor would call in 24 to 48 hours, no call.

I filed a BBB complaint and they won't answer it. I will pay my card off but all this time they are playing around they are adding late fees. I called my bank and it wasn't declined for insufficient funds, Barclay didn't put the first 3 digits of my account number in and that is why it was denied. So this is 100% their fault and they are ruining my credit. It went down 31 points from them.

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Rates

Reviewed Feb. 15, 2026

I would give a zero star If allowed. This company is terrible and does not know how to treat their loyal customers. Interests way too high. Avoid using them if you could. I do not know why Hawaiian Airlines uses them but If I can chat with someone from there I will definitely warn them.

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Customer Service Punctuality & Speed Billing

Reviewed Feb. 9, 2026

It's really 0 stars. I am almost 63 years old was unable to do my autopay online. They said they couldn't set it up for me as I had autopay set up before Barclay bought it. I had to pay a balance with late fees and wait 24 to 48 hours online to sign up myself. So I just called and let them know I'm a senior and unable to do it myself. They set it up this time. Why the ** couldn't They do it when they bought my card out. They have my banking information. This isn't the only card this has happened with. This is ** theft. I will talk to my congressman to have him relay my concerns about this credit cards theft as I see it. Ripping off seniors. Shame on you.

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Customer Service Coverage Price Billing

Reviewed Feb. 3, 2026

My wife had a 1.00 charge on her credit card so she called Barclays to report it that it was not her and she still had her credit card on her, she asked them to stop her card and issue a new one instead they stopped our account on both our cards mine has a different card number, for 3 months now they said they would fix it within 30 days, now the bill we still had on the credit card has showed up on our credit report and we don't have access to even pay the bill. FIND ANOTHER CREDIT CARD COMPANY. THIS ONE IS A JOKE!!!

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Punctuality & Speed Billing

Reviewed Jan. 31, 2026

This is one of the worst companies to get credit with. I have never been late or missed a payment and they continue to reduce my limit. This hurts my credit like I am not paying cards. Stay away from these people. They once lowered my limit so I was over the limit on the card. Horrible people

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Customer Service Punctuality & Speed Refunds & Payouts Billing Timeliness

Reviewed Jan. 24, 2026

Barclay's is the worst credit card issuer EVER! This is the third & final time that I will have this frustration with them. Two years ago I paid my $3,200 AA Aviator Barclay's card in full only to have it reduced to a $1,000 limit the next day! Then last year I had my Carnival Cruise barclay's card reduced from $4,500 to $3,200 when I only had used $2,700 of the $4,500. In both cases they claimed that it was based on other credit card usage even though I have never been late or 100% maxed out on any of my credit cards, including theirs!

However, today takes the cake. I paid my $3,200 balance in full last night by making a $3,160 payment. I look today & the payment is on hold. I called & they tell me that the payment is on hold until Jan. 30th, seven days from the actual payment, to clear it. They also tell me that my $3,200 credit limit has inexplicably been reduced to a $250 credit limit! This is beyond ridiculous! Once I see that the Funds for both cards have ben withdrawn from my Bank account & once this hold has been removed, then I AM CANCELLING BOTH OF THESE RIDICULOUSLY INEPT CARDS IMMEDIATELY! PLEASE STAY AWAY FROM BARCLAY'S ANYTHING!!! They could offer me 1,000,000 airline Miles for getting a new card again with them & I would Most definitely tell them to NO!!!

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Billing

Reviewed Jan. 20, 2026

I made a reservation through Priceline, but when I arrived, the hotel had no record of my booking and had not received any payment. I contacted Priceline multiple times before and during my stay, but they failed to resolve the issue. In the end, I was forced to pay again directly to the hotel at checkout. To make matters worse, Barclays denied my dispute without contacting me and without providing any supporting documentation from Priceline. This has been extremely frustrating and disappointing.

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Punctuality & Speed Billing

Reviewed Jan. 17, 2026

I did not choose this bank; they purchased the credit card product of another bank that I was using. The level of incompetency at accomplishing what should be simple technical issues is beyond belief. They purchased GM Rewards card from Marcus bank and apparently it was too difficult to carry over existing auto pay settings, so now am hit with 2 months of late payment. I've never had a late payment with anyone, that's what autopay is designed for except Barclay found it too difficult to carry it over when they decided to purchase this product from Marcus bank.

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Verified purchase
Customer Service Refunds & Payouts Staff Billing Timeliness

Reviewed Jan. 16, 2026

Barclays doesn’t back up their customers with chargebacks. I canceled an event the next day with a company and sent an email and promised a refund from the company within 3-5 days and never received it. I contacted Barclay and filed a dispute, and Barclay declined my chargeback. The manager of Barclay was not professional or friendly. I will seek a different credit card.

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Customer Service Price

Reviewed Jan. 16, 2026

First the good news. My account hacked twice in 3 months and Barclays security fixed within weeks at no cost to me. Perfect. Now the pathetic. I wanted the info from the hack removed from my account. Called multiple times to customer service and received nothing but false promises. A total joke and not funny. After the last attempt at fixing with no results, I cancelled my account.

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Customer Service Sales & Marketing Price Refunds & Payouts Staff Honesty & Transparency

Reviewed Jan. 6, 2026

I’ve had a card with Barclays for 10 years with no issues. I was the victim of fraud and called them immediately. They don’t care. They basically accused me of lying. I asked for them to help me multiple times to get the charges reversed and I’ll be stuck paying for them. They wouldn’t help me. Ironically they advertise that their customers' accounts are safe. I’ll be closing my account.

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Price Punctuality & Speed

Reviewed Jan. 6, 2026

They play with the your credit limit as if it was a game. I have never been late. Always kept my limits low. Most of the time I paid in full. I went from 7400 to 4100 to 1500. While all my others cards increased. Not that I am desperate for their credit line. It's pointless. Not worth allowing.

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Billing

Reviewed Dec. 31, 2025

Barclays purchased GM Mastercards previously issued by Goldman Sachs. I've had that card, in perfect standing, for over 10 years and never once had an issue with GS. These people immediately reduced my credit limit and no longer issue immediate credit with online payments, just another way they use your money. It looks like these nimrods are based out of the UK which may explain their actions. Regardless, I will choose to not use that card except for some chump purchases just to keep it open.

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