Read other reviews and RUN away as fast as you can!!!! Unless you make large payments, normal payments all go to interest. I asked ChatGPT how much I have paid in principal vs interest and it told me original loan of $25k I have made $24k in payments but still have a balance of $12k to pay off and that is because $11k has gone to interest and only $13k to principal. Again RUN RUN RUN from this company, interest rates not worth it. I truly think them and National Debt Relief are in some sort of cahoots together. If there is a class action lawsuit I would be interested in joining.

I was advised to get a loan from Reach Financial by the debt relief program I joined after paying off most of my loan through a debt collection agency. So far, the payments have been manageable, and I can easily track my progress online to see what I’ve paid and how much I still owe.

Keeping it short…Did debt relief prog. At end of term Reach contacted me and I got talked in accepting their shit cont. Had payments charged full interest and none to principal. A def. Way to screw over.

Did not tell me the interest amount when signing up for the loan. I felt pressured to go through with the loan, to secure my payments from National Debt Relief, and the interest rate was not mentioned. I believed I was getting a good deal, they marketed it to me as if it would shorten the length of time I'd be paying off, but it actually lengthened it- making me owe significantly more money. I also struggle with payments taking days to process. I always pre-pay, so I can know if there will be an issue with payments, but that did not protect me. They didn't process my early payment until the day after the actual due date, leaving me with a late charge that I'm struggling to figure out how to pay, since my attempted payment prepaid for my next one, it did not credit to my overdue amount, and making a separate payment will take multiple days, which will lead me to a late fee. I am very angry and cannot recommend this server.

Please Stay Clear. They work with National Debt Relief. If you are with National Debt Relief - Stay with them - even if you are called to go with Reach. The interests rates are high and when I would have been done with National Debt Relief in 2 more years - I fell for the trap and now I'm stuck paying Reach for 6 more years. I cried when I realized that I feel into this trap. National Debt Relief worked with them to get my debt paid off early, yes, but now when I would have been debt free in 2 years (staying with National Debt Relief). I now won't be debt free for 6 more years. Sad - racket - PLEASE Don't accept an offer with this company - Stay with National Debt Relief or any company - STAY CLEAR - no matter how good it sounds.

I would give 0 stars if I could. They do not offer negotiable rates. They act like they are doing you a favor. In the end I paid almost twice my debt because of the horrible interest rates they stick you with. They act like your friend, but are far from it.

Reach Financial has extremely high APR rate in comparison to anyone else. So when you show around for a loan, please keep this in mind. Their website does not offer a way to contact or reach out to a representative if you need help, you can only make payments there and see payment history, there is nothing else stored as far as information, or your Loan details you might want to look at. I had to do a search to get customer support numbers.

All of our credit card balances were paid off by National Debt Relief by refinancing them in September 2024, at a lower annual percentage rate through Reach Financial, and overall, I am quite pleased. We are paying $137.72, which we are paying twice per month. However, one can accelerate reimbursing Reach Financial either by making higher payments or by paying the entire payoff amount. Again, we are quite pleased, and therefore we give this rating at least four (4) stars.

At first it easy and immense help. And a huge relief. But by now I have been paying for more than 10 years. At $361 each month I could have bought a corvette cash by now. I have no way of knowing how much longer they intend to continue auto pay withdrawals. This is insane. Worse of all you can't talk to anyone at Reach Financial.

Reach Financial was very helpful to establish a loan to finish paying debt settlement. Reach Financial worked together with the debt relief company I was working with. They listened to my concerns and questions. Offered options that would best fit my financial situation. There was a pre-approval. There was a discussion on what was to be offered. Reach Financial is available by a phone call or email. The response is within 48 hours. Received a final document of the loan and responsibility. Very easy to discuss issues. Once the loan is approved, I have the ability to change the pay dates, increase the payment or make additional payments. Would recommend Reach Financial to friends and family.