Reviewed June 19, 2026
This place is horrible. One of our cars has been in the shop since May 22, 2026. We kept getting the runaround to get it fixed finally on June 17, 2026. They said that they were going to deny the claim and not pay for it. Some of the personnel were friendly, but there was quite a few that were rude and obnoxious. One said person told us that we were uneducated in the call was ending now and he hung up on us. I would not recommend using this company at all.
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Reviewed May 18, 2026
I bought my 2014 GMC Sierra brand new from a dealer and drove it straight to a Tire and Wheel shop to have it lifted and new wheels and tires, they had it for 2 weeks and the work was perfect. So fast forward 12 years and 123K miles and last month my Transmission went out, so I took it the same dealer that I have been taking my truck for last 10yrs for repair. They tried calling Premier Auto protect for over 3 + weeks and finally got someone. Then after another week I get a call from the dealer saying Premier denied the claim. Now when I contacted Premier for the first time over 1 year ago, the first question I asked was "Do you cover lifted trucks with over sized tires?" Their answer, Yes, we have an optional plan for lifted trucks, I asked what is the monthly cost and he gave me the price and I said, "Fine lets do it."
Now they are telling me that they don't cover lifted trucks?? This is basically Fraud, and I will be letting my 650K+ followers on all of the platforms that follow me know what king of company this is and to let everyone the know. But I'm not stopping there, I will contacting my State reps., the BBB, Consumer Affairs, the Attorney General, etc. This fight just started and they pick wrong person to deny the coverage that I have been paying for for over 1 year. Share this with whoever you can and don't let this company get away with is type of Scam.
Reviewed May 4, 2026
Never can get management or adjustor to call you back at all with Premier Auto Protect. We had our vehicle towed to Ford Motor Company and the final approved amount was $4,246.60 because they couldn't send the parts into ford motor company. We called premier and asked if we to it to another shop where they could send the parts ingo if everything would be covered beside our deductible and we were told yes, so we had it taken to ammco and when they contacted premier auto protect they were told that premier auto protect would only pay the vehicle's actual cash value $2,475.
The first claim should never have been closed out and a second one opened but it was and when we called to figure all this out some people say they don't see the claim for ford motor company also when asking to speak to management or adjustor they always have to take your name and phone to give to them and no return call is ever received when trying to get all of this fixed.
Reviewed April 24, 2026
I purchased coverage from Premier Auto Protect, but unfortunately, my experience has been extremely disappointing. After getting the coverage, I tried to file a claim, but no one answered the phone. Every time I reach out, I either get no response or vague excuses. I even went to a tire shop and asked them to contact the company directly and send over the required photos, but still no one responded. It has now been three days, and I’ve been going back and forth with no progress on my claim. This has been one of the worst experiences I’ve ever had. The service is completely unprofessional, and I would not recommend this company to anyone.
Reviewed April 15, 2026
Biggest Scam. Paid 4k for a Level 3 Warranty. Car breaks down due to a faulty part and it's in limp mode. Took the car into repair, just needed a Software Update as a "Repair" to get the car moving again. Premier Auto Protect decided to deny the claim. We buy warranty to protect us in times when our car breaks down. Since you guys don't want to cover a few hundred bucks, I will just cancel the warranty, and you guys lose money. Do not buy any warranty from this company.
Reviewed March 25, 2026
I purchased a "Platinum Maintenance" and service contract from Premier Auto Protect and was told that it was a "bumper-to-bumper" coverage plan. I was also explicitly told that since it was a Platinum Plan, all I would ever have to pay was $100 per claim. However, I just took my 2021 Ford Explorer in for a transfer case leaking issue at Cen-Tex Automotive in Belton, Texas. Randy, the owner reached out to Head Start Automotive Group who administers the plan for Premier Auto Protect. He was told that of the approximately $1,250.00 repair, they would only authorize about $420, minus my $100 deductible, so they would pay only $320 and I would have to pay the rest (Claim #**).
When I called and spoke to the claims agent, I was told that my contract was not "bumper-to-bumper," even though I was told that and had added on extra for my 4-wheel drive vehicle. I was also told that I should have read the details of my contract, which I did not get until about a month or more after purchasing it. The woman also informed me that they only pay for used part prices, if they are available, and not new and that accounted for part of their claim calculation! I was lied to about the coverage I bought and it is only paying about a fourth of what I will have to pay! I paid $2075.00 for my so-called protection agreement that covers barely anything!
Hello Mr Francis,
Thank you very much for leaving this review / complaint here and in multiple places.
So we did reach out to claims and here was what their reply was:
Summary of Claim Review (Called in 3/24/2026)Approved Amount:
• No additional items were submitted that would justify the customer’s statement of a bill exceeding $1,200.
So we are not sure where you are getting the information from , the claim was authorized OEM parts as well.
This was also called in on 03/24/2026 – same day you wrote these reviews / complaints so you also got really fast service.
Reviewed Feb. 13, 2026
**Beware**Beware**Beware. I would highly recommend that you choose a different warranty company for your vehicle. I secured the ultimate/highest coverage plan for my Ram 2500. I ended up needing to file a claim for significant engine problems that were all covered per the warranty agreement. Premier Auto did everything they cold to deny the claim and did just that. The 3rd Party company that processes claims was extremely rude, unprofessional and argumentative. They denied my claim and left me with thousands in repairs that were clearly listed in my contract. Find another company and don't use these crooks.
Reviewed Jan. 27, 2026
Terrible. First all the positive reviews are sign up only, which makes me think the positive reviews are not legitimate. I have not come across a positive review that discusses a positive actual experience with the repair shop and Premier's service. The negative ones, the most common complaint is that Premier does not cover "preexisting" issues. For example, every item on a used car could be considered "preexisting" as any part can fail at any time. Premier seems to yes that as an excuse for most denials. The engine, transmission will have component failure at some point. Premiere tends to use that logic as "preexisting".
If they were honest, up front, they would state that after the initial 1k (or even 2k) miles for the warranty to kick in, all components could be considered "as new" to start off the warranty. But if the engine transmission fails at 2.5k miles... it will be deemed at "preexisting". I would advise to stay away from this company (and others) because of the loophole. Also, asked for a detailed policy review, which they will NOT send out, until AFTER the contract has been signed.
Reviewed Jan. 23, 2026
I have a 2019 truck with close to 90K miles and it's running great. However I knew I needed some coverage type of coverage in place for when it starts to have problems. I did some research online and Premier Auto had the best reviews. I submitted an online application for a quote. Received a phone call in less than 5 minutes. Alex helped me through the quick and easy process and answered all my questions. The whole process took less than 10 minutes and now I have great coverage for a price I can afford. Would highly recommend.
Reviewed Jan. 19, 2026
Edward made me feel comfortable about obtaining full covered warranty. Because of the type of car that I had it would be in my best benefit to do the investment and although it is very expensive due to the type of car that I have, I guess this is what I asked for since this was my dream car.