Reviewed April 30, 2026
Here’s a strong, clean review you can post—keeps your message powerful but structured so people trust it: ⭐️⭐️⭐️⭐️⭐️ Pets Best Insurance Review. I don’t usually write reviews, but Pets Best absolutely earned this one! I had a major claim for my dog Lexi after she was diagnosed with cancer and needed surgery to remove a tumor from her neck. The total bill was over $8,000. I submitted my claim on 4/9, and by the last week of the month, my claim was approved and processed.
If you are wondering is the cost per month worth it? YES!!!!! Pay the top plan if you can afford it because the cost in the end pays off when your pet is getting older and can't tell you what's wrong. Bills add up quick and some vets will push for you to say goodbye too soon! When you have a great insurance company behind you that pays quick, they allow you to fight the good fight for your pet! ALL IN ALL,... They kept their word—no runaround, no games, no conversations about anything other than "How is your pet doing?" and "we are glad you got what was needed for her."
Reviewed April 29, 2026
I have been paying $65 a month for my cat and have found Pets Best to be a complete waste of my money. Not only have not covered any routine vet visits, they refuse to cover her monthly medication as well as her preventive heart worm and flea medication. This is after meeting the deductible. To make matters worse, her monthly cost of insurance went up to $95 a month! The final nail in the coffin is that it is almost impossible to reach them by phone. DO NOT GET THIS INSURANCE!
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Reviewed April 20, 2026
I was recently a victim of identity theft as someone purchased a policy from Pets Best under my name for a dog I don't have. I contacted the company, and after an hour of hold time and talking to two different representatives, I was told someone would call me back in 10-25 days with a result. In addition, they wouldn't give me any information on "my" policy, even though I could verify my information (I guess they felt it important to protect the scammer's privacy). So, I registered my fake account so I could see the details. It shows that someone used my old address, work email, and phone number to open the account. There is no option to cancel online, so I will have to wait the 10-25 days for someone to review and call me back.
Note: it is extremely difficult to get in touch with this company. Their IVR directs you back to their website in almost every instance, so it's hard to get a representative. The first time I called I waited 32 minutes, then was transferred to a survey to ask me how they did. Since I didn't talk to anyone, I said they didn't do very well. :) I called a second time and waited an additional 20-30 minutes before I did actually speak to someone, however, not with the end result I had hoped for. Bottom line, I didn't open this policy and want it canceled. But unfortunately, I will have to wait the 10-25 days for someone to review it and agree with me that this wasn't me. Very disappointing and frustrating. They definitely do not take this seriously, as the representative I spoke to said they have this happen all the time. And given my experience, there is absolutely zero urgency in getting it resolved. So, I guess me and "Buddy" are Pets Best customers now.
Updated review: April 16, 2026
I rescind my earlier review. Been a customer 13 years. They finally approved and applied my issue a bloodwork test. I will be covered. Happy end result but getting getting it approved through appeal process was lengthy.
Original Review: April 13, 2026
I have been a client with multiple pets since 2013. The customer care and attention is crappy to say the least. Gone downhill this year. Can’t get anyone on phone and have to wait 30 minutes or more and argue your case to them after listening to the crappy hold music. 🎶I'm extremely disappointed ☹️ in the company. Premiums increase substantially when pet reaches five years of age. I am in the arduous process of multiple review proceedings on a claim for a blood test just because “wellness” was included in test order. It was not wellness. My pet dog was sick. I think I’ll piggy bank money and forego Pets “Worst” insurance. Unhappy customer.
Reviewed March 25, 2026
This insurance is a waste, setting up a rainy-day fund would be more useful to a majority of customers. Coverage does not include the majority of a pet's needs, including emergency visits for wounds or preventative care like dental cleanings. When you call to cease coverage, the customer service representative repeatedly uses manipulate phrases to emotionally shame you for considering canceling insurance.
Reviewed March 18, 2026
Awful. I would give a zero, but it makes me give one star. My sister passed and we are trying to transfer the policy into her daughter's name for her dog, Bella. I am the named executor in her will, but we did not need to go to probate, so we have no executor paperwork. They will not allow me to transfer the policy, as I cannot produce executor paperwork. I have called and escalated several times (hold times typically 30 - 40 minutes) and get the same story. I finally received a call back from Julie, but the same BS answer. Bella has a pre-existing condition, so we need to transfer the policy and not simply open a new one. One rep even told me I should just have my sister sign a letter to transfer the policy. Hello, she is dead.
Reviewed March 14, 2026
I am extremely disappointed and frustrated with Pets Best. I have been a loyal customer since 2022, paying premiums monthly for 4 years without a single claim. Now that my cat finally needed surgery for Tooth Resorption—a condition that clearly developed recently—Pets Best has done nothing but give me the run-around for over two months.
The lack of consistency is appalling. My EOB states "additional information is needed," yet I received an email stating the claim is "not covered." Which one is it? I have provided all medical records showing my cat has been healthy and asymptomatic for years. Medically speaking, if this were a "pre-existing" condition from 2022, it would have been impossible for my cat to remain healthy and pain-free until 2026.
Their customer service is non-existent. I have spent weeks trying to get a straight answer, only to be met with contradictory statements and bureaucratic delays. It feels like they are intentionally making the process difficult to avoid paying a legitimate claim. If this is not resolved immediately, I will be filing a formal complaint with the State Department of Insurance and taking my business elsewhere. DO NOT trust this company to be there for you when your pet actually needs help.
Reviewed March 9, 2026
I have had Pets Best for 2 Dogs for over 5 years and until the last 6 months I have not had any issues. Recently I am having multiple issues getting reimbursed - from timing of pay back to errors on their site when trying to submit a claim. Right now I have been trying for 10 days and when I call they can't help. WHAT!!! Then recently I log on and noticed my payment was late even though I have automatic payments set up. It's been 3 weeks since due and received no notification. Then the following day the post on their site they are having issues with cc payments. Thanks for the notice .... Then come renewal they increased my premiums 76% are you kidding me!!!! Well I removed one pet and move them to another insurance. My other one has a heart condition so we are stuck with pets best until her end.
Reviewed March 6, 2026
Don't buy insurance from this company; they're thieves. They never mentioned co-pays, they charge co-pays on everything. Besides that, they find ways to avoid paying, and when they do pay, it takes more than a month. Their customer service is awful. I'll never use this company of thieves and scammers again.
Reviewed March 4, 2026
Insurance on my 2 Boxers went from $270 a month to $450 a month at policy renewal. In addition, I pay $98 for my French Bulldog's policy. Putting me at paying $548 a month and $6576 a year. I have had multiple policies with them for 7 years, and each year it has continually increased. Not just a little but significantly! I feel I'm stuck now because everywhere else I go will say their allergies and arthritis are pre-existing.