Christian Crossroads, a so-called debt management service, lured customers with promises of a Bible-based "spiritual and lifestyle education," took money in advance and kept taking it, but failed to perform the most basic services, the Florida Attorney General claims in a lawsuit.
The suit, filed in Palm Beach County Court, alleges that Christian Crossroads and its manager, Lillian Morton, used Internet advertising to lure religious consumers who were looking for help with debt reduction services.
Consumers were told that they would receive services including "comprehensive spiritual and lifestyle education and coaching services, including but not limited to a thorough assessment of the member's current lifestyle goals and spiritual practices."
The company supposedly promised that its debt reduction program was "based upon Biblical principles."
Consumers who signed up were required to make monthly payments, which supposedly would be forwarded to the consumers' creditors. But, the suit charges, once Morton received the initial and monthly fees, they often failed to even contact the consumers' creditors to make arrangements for debt reduction.
Christian Crossroads also failed to pay refunds who asked that their services be canceled, the suit charges.
The state's lawsuit seeks injunctions and monetary relief, alleging that the comapny violated the Deceptive and Unfair Trade Practices Act.