Joy, of Davie, Fla., says she finds online dating to be anything but a joy. After signing up with, Joy said it seemed all the men with whom she was matched were located outside the U.S.

“When I called to complain I was told that they know about the Nigerians but thought that situation was improving,” Joy told “I said no it's not. I'm also getting men claiming to be in my area but stationed overseas in the military and will be home soon. Then they ask for iPods, money and give you a list.”

People using any online dating service should be wary of scammers, who use any kind of social connection they can find online to lure victims. An increasingly common pitch is to pose as a U.S. serviceman overseas.

Heating up

Robyn, of Redding Calif., reports her Oster toaster caught and destroyed the kitchen in her apartment.

“I lost everything I owned in the kitchen,” Robyn said. “Most of my belongings throughout the house were ruined from smoke damage or from the firefighters tearing through it. I had to move out of my apartment witch was declared uninhabitable and was homeless for 3 months. On top of it all my landlord kept $1000 from my deposit for fire damage.”

We've receive a few other reports in the last year of Oster toasters catching fire, but keep in mind almost any electric appliance – especially one designed to produce heat – can be a potential fire hazard. It's a good reason to have renters' insurance.

It's also a good idea to have a fire extinguished mounted on the wall in your kitchen.  Putting it on the wall is important.  If you keep in a cabinet or a closet, chances are you won't be able to find it when you need it.

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